GBank Financial (GBFH)

Market Price (9/16/2026): $20.04 | Market Cap: $290.0 MilSector: Financials | Industry: Regional Banks

GBank Financial (GBFH)

Market Price (9/16/2026): $20.04
Market Cap: $290.0 Mil
Sector: Financials
Industry: Regional Banks

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 6.4%, FCF Yield is 11%

Cash is significant % of market cap
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -76%

Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 40%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 39%

Valuation becoming less expensive
P/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -28%

Low stock price volatility
Vol 12M is 47%

Megatrend and thematic drivers
Megatrends include Fintech & Digital Payments, and AI in Financial Services. Themes include Online Banking & Lending, Digital Payments, Show more.

Weak multi-year price returns
2Y Excs Rtn is -40%, 3Y Excs Rtn is -6.3%

Key risks
GBFH key risks include [1] its significant exposure to commercial real estate in a weakening Las Vegas economy, Show more.

0	Attractive yield Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 6.4%, FCF Yield is 11%
1	Cash is significant % of market cap Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -76%
2	Attractive cash flow generation CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 40%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 39%
3	Valuation becoming less expensive P/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -28%
4	Low stock price volatility Vol 12M is 47%
5	Megatrend and thematic drivers Megatrends include Fintech & Digital Payments, and AI in Financial Services. Themes include Online Banking & Lending, Digital Payments, Show more.
6	Weak multi-year price returns 2Y Excs Rtn is -40%, 3Y Excs Rtn is -6.3%
7	Key risks GBFH key risks include [1] its significant exposure to commercial real estate in a weakening Las Vegas economy, Show more.

GBFH in ETFs

Weight = GBFH's share of each fund

VTI0.00%

IWM0.01%

IWO0.01%

VTWO0.01%

SCHA0.00%

SCHB0.00%

Valuation & Metrics

FYE: 12/31	Forward FYE		Now	Historical (CYE & TTM)
	2027	2026	9/16/26	2025	2024	2023	2022
Share Price			$20.04	$33.89	$43.00	$14.06	$10.70
Mkt Cap ($ Mil)			290.0	486.7	606.2	177.3	135.3
+ Debt ($ Mil)			35.7	32.3	30.9	61.5	28.9
- Cash ($ Mil)			141.3	197.9	124.1	97.9	136.4
TEV ($ Mil)			184.4	519.0	637.1	238.8	164.2
Valuation Ratios
P/S	2.3	3.3	3.6	6.6	10.0	3.9	3.2
P/EBIT	5.9	9.8	-	-	-	-	-
P/E	7.6	12.6	15.7	23.3	32.5	16.2	12.5
P/FCF	—	—	9.3	53.2	23.1	-	-
Sector Ratios (* = sector average)
P/S *			3.3	3.0	3.1	2.8	2.8
P/EBIT *			7.1	7.7	8.5	7.7	7.1
P/E *			11.8	11.0	11.6	10.1	9.4
P/FCF *			8.9	9.1	9.0	8.0	6.4

FYE: 12/31	Forward FYE		Now
	2027	2026	9/16/26
Share Price			$20.04
Mkt Cap ($ Mil)			290.0
+ Debt ($ Mil)			35.7
- Cash ($ Mil)			141.3
TEV ($ Mil)			184.4
Valuation Ratios
P/S	2.3	3.3	3.6
P/EBIT	5.9	9.8	-
P/E	7.6	12.6	15.7
P/FCF	—	—	9.3
Sector Ratios (* = sector average)
P/S *			3.3
P/EBIT *			7.1
P/E *			11.8
P/FCF *			8.9

FYE: 12/31	GBFH [1]	S&P 500 [2]
REVENUE GROWTH
LTM Revenue [3]	$79.7 Mil	—
FY 2026 Sales	$88.5 Mil	—
FY 2027 Sales	$124.3 Mil	—
FY 2026 Sales Growth	11.0%	—
FY 2027 Sales Growth	40.4%	12.8%
EARNINGS
LTM Net Income (GAAP) [3]	$18.5 Mil	—
FY 2026 Net Income (Non-GAAP)	$23.0 Mil	—
FY 2027 Net Income (Non-GAAP)	$38.0 Mil	—
FY 2027 Net Income Growth	65.5%	18.1%
FY 2026 EPS (Non-GAAP)	$1.59	—
FY 2027 EPS (Non-GAAP)	$2.62	—
FY 2027 EPS Growth	65.0%	—
VALUATION
FY 2026 P/S	3.3	1.6
FY 2027 P/S	2.3	—
FY 2026 P/E	12.6	7.6
FY 2027 P/E	7.6	—

[1] GBFH forward figures are analyst consensus for the next two fiscal years (fiscal year end 12/31). Net Income and EPS are non-GAAP (adjusted) consensus. P/S and P/E divide the current market cap by the consensus figure.
[2] S&P 500 figures are the SPY ETF's holdings-weighted forward aggregate. P/S and P/E reflect FY1/FY2 consensus blended to the 12-month window ending 9/30/27 (~one year forward), shown when ≥90% of index weight has estimates. Growth is the aggregate next-fiscal-year vs current-fiscal-year (FY1→FY2) change. Index-level dollar Sales, Net Income and EPS are not applicable.
[3] LTM = reported trailing-twelve-month actuals (GAAP).

	GBFH	S&P 500
REVENUE GROWTH	VERY GOOD
Rev LTM ($ Bil)	0.1
Rev Chg Q	20.4%	9.1%
Rev Chg LTM	18.6%	8.3%
Rev Chg 3Y Avg	20.9%	5.8%
PROFITABILITY	GOOD
Op Inc LTM ($ Bil)	�
CFO LTM ($ Bil)	0.0
Net Inc LTM ($ Bil)	0.0
CFO/Rev LTM	40.0%	21.8%
Net Inc Mgn	23.2%	13.1%
VALUATION	MODERATE
P/S	3.6	3.1
P/CFO	9.1	15.2
P/FCF	9.3	19.6
P/E	15.7	22.9

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Metric	Value	Date	Source
Credit Card Transaction Volume	$131.3 million	9302025	Link
SBA and Commercial Lending Loan Originations	$242.1 million	9302025	Link
Number of States of SBA Operation	40 states	11072025	Link
Number of Employees	170	12312024	Link

Price Chart

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Why The Stock Moved

Qualitative Assessment

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Updated on 9/1/2026

GBank Financial (GBFH) stock has lost about 35% since 5/31/2026 because of the following key factors:

1. GBank Financial (GBFH) reported a significant miss on diluted earnings per share (EPS) for fiscal Q2 2026, which ended June 30, 2026. The company posted diluted EPS of $0.38, falling short of analyst consensus estimates by $0.10. This earnings miss was a primary catalyst for a nearly 30% share price drop immediately following the earnings release.

2. The company experienced substantial Net Interest Margin (NIM) compression and a year-over-year decline in net interest income during fiscal Q2 2026. NIM decreased to 3.78%, a 53-basis-point reduction compared to 4.31% in fiscal Q2 2025. Concurrently, net interest income fell by 12% year-over-year to $10 million, primarily due to lower loan portfolio yields and elevated funding costs.

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Stock Movement Drivers

Fundamental Drivers

The -32.6% change in GBFH stock from 5/31/2026 to 9/15/2026 was primarily driven by a -34.9% change in the company's P/E Multiple.

(LTM values as of)	5312026	9152026	Change
Stock Price ($)	29.79	20.08	-32.6%
Change Contribution By:
Total Revenues ($ Mil)	76	80	4.7%
Net Income Margin (%)	23.3%	23.2%	-0.7%
P/E Multiple	24.2	15.7	-34.9%
Shares Outstanding (Mil)	14	14	-0.4%
Cumulative Contribution			-32.6%

LTM = Last Twelve Months as of date shown

Market Drivers

5/31/2026 to 9/15/2026

	Return	Correlation
GBFH	-32.6%
Market (SPY)	0.1%	-23.1%
Sector (XLF)	10.2%	10.7%

Fundamental Drivers

The -33.5% change in GBFH stock from 2/28/2026 to 9/15/2026 was primarily driven by a -31.6% change in the company's P/E Multiple.

(LTM values as of)	2282026	9152026	Change
Stock Price ($)	30.21	20.08	-33.5%
Change Contribution By:
Total Revenues ($ Mil)	71	80	12.1%
Net Income Margin (%)	26.4%	23.2%	-12.2%
P/E Multiple	23.0	15.7	-31.6%
Shares Outstanding (Mil)	14	14	-1.3%
Cumulative Contribution			-33.5%

LTM = Last Twelve Months as of date shown

Market Drivers

2/28/2026 to 9/15/2026

	Return	Correlation
GBFH	-33.5%
Market (SPY)	10.7%	2.0%
Sector (XLF)	11.1%	23.7%

Fundamental Drivers

The -49.5% change in GBFH stock from 8/31/2025 to 9/15/2026 was primarily driven by a -46.0% change in the company's P/E Multiple.

(LTM values as of)	8312025	9152026	Change
Stock Price ($)	39.73	20.08	-49.5%
Change Contribution By:
Total Revenues ($ Mil)	67	80	18.6%
Net Income Margin (%)	29.0%	23.2%	-20.0%
P/E Multiple	29.1	15.7	-46.0%
Shares Outstanding (Mil)	14	14	-1.4%
Cumulative Contribution			-49.5%

LTM = Last Twelve Months as of date shown

Market Drivers

8/31/2025 to 9/15/2026

	Return	Correlation
GBFH	-49.5%
Market (SPY)	18.4%	9.4%
Sector (XLF)	6.6%	26.6%

Fundamental Drivers

The 63.4% change in GBFH stock from 8/31/2023 to 9/15/2026 was primarily driven by a 75.1% change in the company's Total Revenues ($ Mil).

(LTM values as of)	8312023	9152026	Change
Stock Price ($)	12.29	20.08	63.4%
Change Contribution By:
Total Revenues ($ Mil)	46	80	75.1%
Net Income Margin (%)	25.3%	23.2%	-8.4%
P/E Multiple	13.6	15.7	15.5%
Shares Outstanding (Mil)	13	14	-11.8%
Cumulative Contribution			63.4%

LTM = Last Twelve Months as of date shown

Market Drivers

8/31/2023 to 9/15/2026

	Return	Correlation
GBFH	63.4%
Market (SPY)	74.1%	15.3%
Sector (XLF)	72.8%	22.9%

Return vs. Risk

Price Returns Compared

	2021	2022	2023	2024	2025	2026	Total [1]
Returns
GBFH Return	13%	5%	31%	206%	-21%	-41%	123%
Peers Return	100%	-42%	40%	11%	11%	7%	114%
S&P 500 Return	27%	-19%	24%	23%	16%	11%	103%
Monthly Win Rates [3]
GBFH Win Rate	45%	50%	58%	75%	42%	44%
Peers Win Rate	68%	40%	55%	50%	55%	49%
S&P 500 Win Rate	75%	42%	67%	75%	67%	44%
Max Drawdowns [4]
GBFH Max Drawdown	-	-23%	-13%	-12%	-30%	-44%
Peers Max Drawdown	-21%	-51%	-51%	-25%	-31%	-23%
S&P 500 Max Drawdown	-5%	-25%	-10%	-8%	-19%	-9%

[1] Cumulative total returns since the beginning of 2021
[2] Peers: WAL, AX, LOB, CUBI, GBCI.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 9/15/2026 (YTD)

Event	GBFH	S&P 500
2025 US Tariff Shock
% Loss	-23.3%	-18.8%
% Gain to Breakeven	30.4%	23.1%
Time to Breakeven	15 days	79 days

Compare to WAL, AX, LOB, CUBI, GBCI

In The Past

GBank Financial's stock fell -23.3% during the 2025 US Tariff Shock. Such a loss loss requires a 30.4% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

Event	GBFH	S&P 500
2025 US Tariff Shock
% Loss	-23.3%	-18.8%
% Gain to Breakeven	30.4%	23.1%
Time to Breakeven	15 days	79 days

Compare to WAL, AX, LOB, CUBI, GBCI

In The Past

GBank Financial's stock fell -23.3% during the 2025 US Tariff Shock. Such a loss loss requires a 30.4% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

About GBank Financial (GBFH)

Business Description Analogies Products Customers Suppliers Management Key Risks Emerging Threats Market Size Revenue Drivers Capital Allocation

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Commercial Lending: Provides various loan products to businesses for operating capital, equipment purchases, and expansion needs.
Commercial Real Estate Lending: Offers financing for the acquisition, development, and refinancing of commercial properties.
Small Business Administration (SBA) Loans: Facilitates government-guaranteed loans designed to support the growth and development of small businesses.
Deposit Accounts: Manages a range of checking, savings, money market, and certificate of deposit accounts for individuals and businesses.
Treasury Management Services: Delivers solutions to businesses for optimizing cash flow, managing payments, and mitigating financial risks.

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GBank Financial (symbol: GBFH) is a bank holding company that primarily serves individuals and businesses rather than selling to a few major corporate customers. Its customer base can be categorized as follows:

Individual (Retail) Customers: These include consumers who utilize a range of banking products and services such as checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), residential mortgages, home equity lines of credit (HELOCs), and personal loans.
Small to Medium-sized Business (SMB) Customers: GBank Financial serves local and regional businesses, providing commercial loans, lines of credit, commercial real estate loans, treasury management services, and business checking and savings accounts.
Commercial Real Estate Developers and Investors: A significant portion of the bank's lending activities is often directed towards clients involved in commercial real estate development and investment, including construction loans and permanent financing for various property types.

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Here is the management team for GBank Financial (symbol: GBFH): HTML output:

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The key risks for GBank Financial (symbol: GBFH) are primarily related to its credit quality, concentration in specific markets and loan types, and the inherent regulatory environment of the banking industry.

Credit Risk and Asset Quality

GBank Financial faces significant credit risk, evidenced by a high level of bad loans and an insufficient allowance for potential losses. The company has been noted to have a "high level of bad loans (3.4%)" and "insufficient allowance for bad loans," which stand at 3.4% of total loans. Furthermore, the ratio of total non-performing assets to total assets increased substantially from 0.52% in September 2024 to 2.88% in September 2025, indicating a deteriorating trend in asset quality.
Concentration Risk (Geographic and Loan Type)

The company's business operations are heavily concentrated both geographically and by loan type. GBank's primary business and market for deposit customers are concentrated in the Las Vegas, Nevada area. A substantial portion of its revenue, specifically 65.5%, is derived from interest on commercial real estate loans. This concentration means that adverse economic conditions in the Las Vegas region or a downturn in the commercial real estate market could disproportionately affect GBank Financial's financial performance.
Regulatory Risk

As a bank holding company, GBank Financial Holdings Inc. is subject to extensive supervision and regulation. It falls under the oversight of the Board of Governors of the Federal Reserve System (FRB) and, as a state-chartered bank, is primarily regulated by the Department of Financial Services of the State of Nevada. The company is required to file various reports and information with the FRB regarding its business operations. Changes in banking laws, regulations, or regulatory policies, or the failure to comply with existing regulations, could have a material adverse effect on GBank Financial's operations and financial condition.

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GBank Financial (symbol: GBFH) operates in several key markets with distinct addressable market sizes:

Traditional Banking Services (Commercial and Consumer)

Nevada: The Commercial Banking industry in Nevada is projected to have a market size of approximately $8.4 billion in 2026.
Arizona: The Commercial Banking industry in Arizona is estimated to reach a market size of $21.4 billion in 2026.
Utah: While a specific total market size for commercial banking in Utah was not readily available, the financial services sector in Utah is significant, with over 84,000 employees. Utah-chartered industrial banks held $140.6 billion in assets at year-end 2019.
California: Specific addressable market sizes for commercial and consumer banking in California for GBank's operations were not explicitly available in the search results.

Government Guaranteed Lending (SBA and USDA Loans)

United States: The U.S. small business loan market, which includes SBA loans, was valued at $245.39 billion in 2023 and is projected to grow to $349.64 billion by 2033, with a compound annual growth rate (CAGR) of 3.4% from 2024 to 2033. In fiscal year 2024, the Small Business Administration (SBA) provided $37.8 billion in 7(a) and 504 funding. The USDA Business & Industry (B&I) Guaranteed Loan Program supports an average of 400 new loans and over $1 billion in obligated loan amounts each year across the United States.

Gaming FinTech

North America (FinTech): The North America FinTech market had a market size of approximately $100.56 billion in 2024 and is projected to grow at a CAGR of 17.4% from 2024 to 2031. North America held the largest share of the global FinTech market in 2025.
Global (Gaming Industry): The global video game industry generated $219 billion in revenue in 2024 and is forecast to grow at 4% annually through 2028. The global gaming industry revenue is projected to reach $266 billion by 2028. A subset, the global blockchain in gaming market, was estimated at $13.0 billion in 2024 and is projected to reach $301.53 billion by 2030, growing at a CAGR of 69.4% from 2025 to 2030.

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Here are 3-5 expected drivers of future revenue growth for GBank Financial (GBFH) over the next 2-3 years:

Expansion of Credit Card Program and New Offerings: GBank Financial experienced substantial growth in credit card interchange revenue, with a doubling from $1 million in Q4 2024 to $2 million in Q1 2025. The company plans to resume expansion of its credit card offerings, including the launch of a secured card, in the second half of 2025, following a temporary pause for the finalization of a new in-house application. This strategy is expected to contribute significantly to non-interest income.
Increased SBA Loan Originations and Improved Gain-on-Sale Income: GBank Financial achieved a record year for Small Business Administration (SBA) loan production in 2025 and anticipates continued strong year-over-year growth with a robust pipeline. The company has also implemented changes to its incentivization program, which is expected to further improve the gain-on-sale income from SBA loans, projecting it to trend above 4% in 2026.
Growth in Gaming and Fintech Investments: GBank Financial's management has explicitly stated that future revenue growth will be driven by its Gaming and Fintech investments. This includes their cashless, mobile commerce solutions for the gaming, lottery, and sports betting sectors. The company holds a significant ownership stake in BankCard Services (BCS), which facilitates pooled player accounts for gaming operators, with all associated transactions processed through GBank.
Overall Balance Sheet Expansion and Net Interest Income Growth: GBank Financial has demonstrated a growing balance sheet, leading to an increase in net interest income. Analysts forecast the company to grow earnings and revenue by 42.4% and 22.2% per annum, respectively, over the next few years, partly due to the expansion of its core banking operations.
Strategic Expansion in Deposits and Lending: GBank Financial is strategically expanding its core operations, including deposit inflows and loan originations. This focus on scaling core banking activities and fee-based services is a key driver for sustained profitability and revenue growth, with analysts projecting revenue to rebound to $96 million in 2026 and $114 million in 2027.

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Share Issuance

In October 2024, GBank Financial Holdings Inc. completed a private placement of common stock, raising approximately $19.2 million in net proceeds.
As part of a Securities Exchange Agreement in June 2024, the company issued 231,508 shares of non-voting common stock to BankCard Services, LLC, which represented a 1.71% ownership interest in GBank Financial Holdings Inc. at the time of closing.

Inbound Investments

GBank Financial Holdings Inc. received approximately $19.2 million in net proceeds from a $20 million private placement of common stock completed in October 2024.
In June 2024, BankCard Services, LLC received 231,508 shares of non-voting common stock in GBank Financial Holdings Inc. as part of a strategic Securities Exchange Agreement, representing a 1.71% ownership interest.

Outbound Investments

GBank Financial Holdings Inc. acquired a 32.99% ownership interest in BankCard Services, LLC (BCS) in June 2024, by receiving 143,371 shares of non-voting common shares in BCS.

Capital Expenditures

GBank Financial Holdings Inc. has reported minimal capital expenditures per share, with the LTM (Latest Twelve Months) Capex per Share recorded as $0.0 as of a report covering the period from 2021 to 2025.
The company's annual free cash flow for fiscal year 2025 was $0.00, which aligns with very low capital expenditure levels typical for a financial holding company.

Interactive Breakdown

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Better Bets vs. GBank Financial (GBFH)

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Peer Outperformance in Regional Banks

GBFH has outperformed 66% of its 264 Regional Banks peers over 5Y. Among the peers that beat it are FCNCA and TBBK. Regional Banks ranks 7th of 18 industries in Financials by median 5Y return.

Share of Regional Banks constituents that GBFH has outperformed, by holding period. Peers without a full price history over a given window are excluded from that window.

of 287 industry peers · -49.5% return

28%

of 276 industry peers · 64.1% return

66%

of 264 industry peers · 91.2% return

Regional Banks peers with revenue growth within 4pp of GBFH's that beat it on at least 2 of 3 windows, and by at least 20pp over 5Y. Growth is matched by construction, so the gap is largely a re-rating gap. The multiple column is the context for it.

Ticker	Name	Rev Growth 3Y Avg	P/E	1Y	3Y	5Y	5Y Gap
GBFH	GBank Financial	20.9%	15.7x	-49.5%	64.1%	91.2%	—
FCNCA	First Citizens BancShares	18.0%	10.6x	13.5%	65.9%	168.4%	+77pp
TBBK	Bancorp	17.5%	8.9x	-34.6%	38.5%	116.1%	+25pp

Price returns, excluding dividends. P/E shown for context only and not used for matching.

Median price return by industry across the Financials sector, ranked by 5Y. Regional Banks is GBFH's own industry. Use this to see which corners of the sector have carried the returns.

Industry	Names	1Y med	3Y med	5Y med	Top 3 by 5Y
Reinsurance	6	23.7%	74.8%	130.8%	SPNT 165% · RGA 143% · RNR 137%
Investment Banking & Brokerage	13	2.4%	102.2%	120.6%	IBKR 493% · SNEX 248% · GS 178%
Diversified Banks	12	35.3%	123.9%	115.2%	JPM 153% · CM 146% · RY 139%
Life & Health Insurance	20	10.6%	57.0%	104.4%	JXN 610% · UNM 332% · FG 206%
Multi-Sector Holdings	4	5.2%	49.5%	83.1%	JONE 362% · BRK-B 86% · VOYA 80%
Property & Casualty Insurance	42	12.4%	71.3%	68.5%	ASIC 2865900% · HRTG 551% · UVE 322%
Regional Banks ←	265	27.9%	87.2%	68.0%	ESQ 367% · GCBC 348% · VBNK 326%
Multi-line Insurance	9	10.3%	72.9%	62.0%	GNW 177% · L 107% · SLF 93%
Consumer Finance	30	4.0%	86.3%	29.6%	ENVA 436% · EZPW 327% · AGM 167%
Financial Exchanges & Data	15	-7.4%	14.6%	28.5%	VIRT 184% · CBOE 133% · CME 80%
Diversified Financial Services	4	-4.7%	12.4%	23.8%	FRHC 166% · EQH 108% · TMS -60%
Insurance Brokers	16	-13.3%	-3.9%	22.0%	LIFE 293% · ARX 89% · AJG 74%
Commercial & Residential Mortgage Finance	13	-50.1%	25.9%	12.6%	FNMA 430% · FMCC 389% · ACT 203%
Asset Management & Custody Banks	84	-12.7%	12.0%	11.5%	WT 312% · SII 274% · VCTR 258%
Specialized Finance	3	19.5%	36.9%	0.2%	EFC 26% · CACC 0% · HASI -17%
Mortgage REITs	33	-14.4%	4.0%	-16.0%	NREF 49% · RITM 44% · DX 34%
Transaction & Payment Processing Services	15	-1.0%	-7.9%	-43.0%	V 74% · MA 71% · CPAY 56%
Diversified Capital Markets	21	-38.3%	6.2%	-63.5%	OPY 204% · LPLA 142% · GOLD 55%

Median of constituents with a full price history over each window. Top names are unfiltered by size in this render.

Latest Trefis Analyses

	Title	Date
0	DASHBOARDS
1	Is GBank Financial Stock Built to Withstand a Pullback?	10/17/2025
2	GBank Financial (GBFH) Operating Cash Flow Comparison	02/17/2025
3	GBank Financial (GBFH) Net Income Comparison	02/15/2025

	Title
0	ARTICLES

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FPS	Forgent Power Solutions	7.7	9.5%	8.1%
CAI	Caris Life Sciences	8.1	9.4%	5.6%
QRVO	Qorvo	10.4	9.3%	39.7%
RVTY	Revvity	15.6	9.1%	45.2%

Top Losers

Ticker	Company	Mkt Cap (B)	1D Rtn	YTD Rtn
SWMR	Swarmer	0.4	-28.4%	-25.7%
ENVA	Enova International	4.3	-23.4%	10.4%
ALHC	Alignment Healthcare	2.2	-19.9%	-47.5%
CTMX	CytomX Therapeutics	0.6	-15.9%	-36.9%
KRUS	Kura Sushi USA	0.4	-14.0%	-32.2%
DMRA	Damora Therapeutics	1.5	-12.8%	7.6%
FWDI	Forward Industries	0.5	-12.5%	-8.0%
ARWR	Arrowhead Pharmaceuticals	10.1	-12.4%	6.4%
WING	Wingstop	2.7	-12.1%	-57.4%
MAMA	Mama's Creations	0.5	-11.7%	-2.6%

Top Gainers

Ticker	Company	Mkt Cap (B)	1W Rtn	YTD Rtn
ACVA	ACV Auctions	1.8	48.4%	30.0%
FEIM	Frequency Electronics	0.8	30.3%	58.0%
NTSK	Netskope	7.0	21.7%	-0.4%
S	SentinelOne	7.9	20.8%	56.5%
SIG	Signet Jewelers	4.0	20.8%	21.9%
INSP	Inspire Medical Systems	2.2	20.1%	-19.1%
ZS	Zscaler	31.2	19.7%	-13.8%
SWKS	Skyworks Solutions	13.5	19.4%	44.9%
RPD	Rapid7	0.8	19.1%	-18.0%
SDGR	Schrodinger	1.7	16.1%	30.0%

Top Losers

Ticker	Company	Mkt Cap (B)	1W Rtn	YTD Rtn
ADBT	Advasa	0.1	-61.0%	-98.0%
TTAN	ServiceTitan	5.6	-28.2%	-45.0%
BRUN	Boost Run	0.8	-27.9%	-35.3%
SWMR	Swarmer	0.4	-27.7%	-25.7%
CTMX	CytomX Therapeutics	0.6	-26.3%	-36.9%
ASMB	Assembly Biosciences	0.5	-26.0%	-23.2%
SMR	NuScale Power	3.1	-24.6%	-40.5%
IMSR	Terrestrial Energy	0.5	-24.5%	-30.0%
CNL	Collective Mining	1.2	-24.0%	-11.8%
LEU	Centrus Energy	2.8	-23.4%	-41.5%

Top Gainers

Ticker	Company	Mkt Cap (B)	1M Rtn	YTD Rtn
MRNA	Moderna	57.2	127.1%	387.5%
PURR	Hyperliquid Strategies	1.4	67.7%	214.6%
AMLX	Amylyx Pharmaceuticals	3.7	53.3%	174.4%
CVI	CVR Energy	5.2	48.0%	106.3%
FWDI	Forward Industries	0.5	42.7%	-8.0%
SECZ	Securitize	1.2	42.1%	-35.2%
MSTR	Strategy	45.7	39.3%	-14.7%
WEAV	Weave Communications	0.6	34.2%	-3.4%
CNH	CNH Industrial	17.3	34.1%	53.3%
IOVA	Iovance Biotherapeutics	4.2	34.1%	242.9%

Top Losers

Ticker	Company	Mkt Cap (B)	1M Rtn	YTD Rtn
ALMS	Alumis	1.1	-66.8%	-13.9%
RARE	Ultragenyx Pharmaceutical	1.3	-50.7%	-43.2%
IESC	IES	12.4	-49.2%	-20.0%
SWMR	Swarmer	0.4	-44.6%	-25.7%
ALOY	REalloys	0.5	-42.5%	-10.3%
CRDO	Credo Technology	27.8	-42.1%	4.5%
BRUN	Boost Run	0.8	-40.8%	-35.3%
KRMN	Karman	5.0	-39.6%	-48.8%
AEHR	Aehr Test Systems	2.6	-39.1%	304.1%
AEVA	Aeva Technologies	0.9	-39.0%	6.9%

Peer Comparisons

Peers to compare with:

Financials

	GBFH	WAL	AX	LOB	CUBI	GBCI	Median
Name	GBank Fi.	Western .	Axos Fin.	Live Oak.	Customer.	Glacier .
Mkt Price	20.08	79.03	92.68	39.12	78.83	45.25	62.04
Mkt Cap	0.3	8.5	5.3	1.8	2.7	5.9	4.0
Rev LTM	80	3,867	1,463	567	906	1,163	1,035
Op Inc LTM	-	-	-	-	-	-	-
FCF LTM	31	-1,651	291	237	229	407	233
FCF 3Y Avg	-	-2,269	332	75	172	332	172
CFO LTM	32	-1,530	558	253	381	445	317
CFO 3Y Avg	-	-2,171	451	108	267	374	267

Growth & Margins

	GBFH	WAL	AX	LOB	CUBI	GBCI	Median
Name	GBank Fi.	Western .	Axos Fin.	Live Oak.	Customer.	Glacier .
Rev Chg LTM	18.6%	20.4%	17.8%	13.7%	38.3%	32.5%	19.5%
Rev Chg 3Y Avg	20.9%	15.2%	18.0%	12.0%	16.2%	11.8%	15.7%
Rev Chg Q	20.4%	18.4%	18.3%	9.6%	10.6%	32.2%	18.3%
QoQ Delta Rev Chg LTM	4.7%	4.1%	4.1%	2.4%	2.4%	6.9%	4.1%
Op Inc Chg LTM	-	-	-	-	-	-	-
Op Inc Chg 3Y Avg	-	-	-	-	-	-	-
Op Mgn LTM	-	-	-	-	-	-	-
Op Mgn 3Y Avg	-	-	-	-	-	-	-
QoQ Delta Op Mgn LTM	-	-	-	-	-	-	-
CFO/Rev LTM	40.0%	-39.6%	38.1%	44.7%	42.0%	38.2%	39.1%
CFO/Rev 3Y Avg	-	-66.6%	35.4%	20.0%	35.3%	40.1%	35.3%
FCF/Rev LTM	38.9%	-42.7%	19.9%	41.9%	25.3%	35.0%	30.2%
FCF/Rev 3Y Avg	-	-69.6%	26.7%	13.1%	23.3%	35.3%	23.3%

Valuation

	GBFH	WAL	AX	LOB	CUBI	GBCI	Median
Name	GBank Fi.	Western .	Axos Fin.	Live Oak.	Customer.	Glacier .
Mkt Cap	0.3	8.5	5.3	1.8	2.7	5.9	4.0
P/S	3.6	2.2	3.6	3.2	2.9	5.1	3.4
P/Op Inc	-	-	-	-	-	-	-
P/EBIT	-	-	-	-	-	-	-
P/E	15.7	8.7	10.7	13.0	9.1	18.9	11.9
P/CFO	9.1	-5.6	9.5	7.1	7.0	13.2	8.1
Total Yield	6.4%	13.8%	9.3%	8.0%	10.9%	8.1%	8.7%
Dividend Yield	0.0%	2.3%	0.0%	0.3%	0.0%	2.9%	0.2%
FCF Yield 3Y Avg	-	-27.8%	7.9%	3.9%	7.8%	6.2%	6.2%
D/E	0.1	0.9	0.2	0.1	0.9	0.1	0.2
Net D/E	-0.8	-1.0	-0.0	-1.0	-0.9	-0.8	-0.8

Returns

	GBFH	WAL	AX	LOB	CUBI	GBCI	Median
Name	GBank Fi.	Western .	Axos Fin.	Live Oak.	Customer.	Glacier .
1M Rtn	-6.4%	-4.0%	-9.3%	-9.5%	-5.7%	-9.4%	-7.9%
3M Rtn	-33.2%	-2.5%	3.6%	1.3%	3.1%	-7.8%	-0.6%
6M Rtn	-22.0%	17.2%	11.4%	20.1%	19.1%	5.3%	14.3%
12M Rtn	-49.5%	-9.4%	2.6%	7.8%	17.7%	-3.3%	-0.3%
3Y Rtn	64.1%	73.1%	118.6%	20.2%	129.9%	72.9%	73.0%
1M Excs Rtn	-3.9%	-1.4%	-6.7%	-7.0%	-3.1%	-6.8%	-5.3%
3M Excs Rtn	-33.9%	-3.3%	3.0%	1.7%	2.7%	-8.1%	-0.8%
6M Excs Rtn	-37.6%	4.8%	-3.5%	6.8%	5.5%	-7.5%	0.7%
12M Excs Rtn	-64.1%	-24.0%	-13.9%	-7.8%	1.0%	-20.1%	-17.0%
3Y Excs Rtn	-6.3%	4.3%	46.2%	-42.8%	57.1%	3.4%	3.9%

FDIC Bank Data

Bank Capital

null

Bank Deposits

null

Bank Assets

null

Bank Loans

null

FDA Approved Drugs Data

Expand for Morenull

Clinical Pipeline

null

Financials

Annual
Quarterly

$ Mil \| FY: 12/31	LTM	2025	2024	2023	2022	2021	2020
Period End	6/30/2026	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Filing Date	8/13/2026	3/30/2026	3/30/2026	3/29/2024	3/31/2023	3/29/2022	3/26/2021
Key Financials
Total Revenue	80	74	61	46	42	37	27
Net Income	18	21	19	11	11	11	7
EPS	1.29	1.46	1.41	0.86	0.87	0.90	0.57
Growth Rates
Total Revenue Growth	18.6%	21.8%	32.6%	9.5%	12.9%	36.2%	41.0%
Net Income Growth	-5.1%	12.3%	70.7%	0.5%	-1.0%	57.3%	31.0%
Margins
Net Income Margin	23.2%	28.3%	30.7%	23.9%	26.0%	29.6%	25.7%
Cash & Debt
Total Cash	256	269	190	101	139	240	153
Total Debt	36	32	31	62	29	26	11
Net Debt / (Cash)	-221	-237	-159	-39	-110	-214	-142
Cash Flows & CapEx
Net Cash from Operations	32	10	26	-38	10	-12	28
Total CapEx	-1	-0	-0	-0	-0	-0	-0
Free Cash from Operations	31	9	26	-38	9	-12	27
Returns to Shareholders
Dividends	0	-0	-0	-0	-0	-0	-0
Share Repurchases	-0	-0	-0	-0	-0	-0	-0

$ Mil \| FY: 12/31	2026Q2	2026Q1	2025Q4	2025Q3	2025Q2	2025Q1	2024Q4	2024Q3	2024Q2	2024Q1	2023Q4	2023Q3
Period End	6/30/2026	3/31/2026	12/31/2025	9/30/2025	6/30/2025	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023
Filing Date	8/13/2026	5/15/2026	3/30/2026	11/12/2025	8/12/2025	5/28/2025	3/30/2026	10/22/2024	7/30/2024	4/30/2024	3/29/2024	10/31/2023
Key Financials Quarterly
Total Revenue	21	19	20	20	17	17	17	16	15	13	12	11
Net Income	5	1	7	4	5	4	5	5	5	4	4	2
EPS	0.38	0.09	0.52	0.30	0.33	0.31	0.37	0.38	0.36	0.29	0.28	0.14
Key Financials TTM
Total Revenue TTM	80	76	74	71	67	65	61	55	50	46	46	46
Net Income TTM	18	18	21	19	19	19	19	17	14	11	11	11
Growth Rates Quarterly
Total Revenue Growth	20.4%	13.0%	16.7%	24.7%	15.7%	32.5%	46.8%	45.7%	36.4%	4.3%	1.6%	0.4%
Net Income Growth	14.9%	-70.6%	41.0%	-14.1%	1.7%	20.8%	48.6%	182.2%	103.5%	11.6%	7.6%	-32.5%
Margins Quarterly
Net Income Margin	26.0%	6.9%	37.1%	22.0%	27.3%	26.3%	30.7%	31.9%	31.0%	28.9%	30.3%	16.5%
Cash & Debt
Total Cash	256	219	269	189	226	218	190	71	88	54	101	66
Total Debt	36	36	32	32	32	32	31	31	43	41	62	30
Net Debt / (Cash)	-221	-184	-237	-157	-194	-186	-159	-40	-45	-13	-39	-36
Cash Flows Quarterly
FCF from Operations	27	-10	27	-12	1	-6	40	-14	8	-8	-	-
Cash Flows TTM
FCF from Operations TTM	32	5	10	23	21	29	26	-	-	-	-	-
Returns to Shareholders Quarterly
Dividends	0	0	0	0	0	0	0	0	0	0	0	0
Share Repurchases	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0
Return on Invested Capital (ROIC) Quarterly
ROIC	-	-	-	-	-	-	-	115.7%	157.4%	36.7%	104.3%	43.1%
Return on Invested Capital (ROIC) TTM
ROIC TTM	-	-	-	-	-	-	-	97.6%	115.2%	28.0%	80.6%	64.7%

Segment Financials

Revenue by Segment

$ Mil	2025	2024	2023	2022	2021
Single Segment	76	62	46	42	37
Total	76	62	46	42	37

Net Income by Segment

$ Mil	2025	2024
Single Segment	21	19
Total	21	19

Assets by Segment

$ Mil	2025	2024
Single Segment	1,359	1,048
Total	1,359	1,048

Price Behavior

Price Behavior

Market Price	$20.08
Market Cap ($ Bil)	0.3
First Trading Date	02/18/2021
Distance from 52W High	-52.2%
	50 Days	200 Days
DMA Price	$24.48	$29.24
DMA Trend	down	down
Distance from DMA	-18.0%	-31.3%
	3M	1YR
Volatility	68.4%	47.5%
Downside Capture	43.14	96.54
Upside Capture	-175.60	-0.61
Correlation (SPY)	-19.5%	9.6%

GBFH Betas & Captures as of 8/31/2026

	1M	2M	3M	6M	1Y	3Y
Beta	0.78	-1.78	-1.30	0.06	0.34	0.46
Up Beta	1.65	-5.43	-3.62	-0.40	-0.27	0.29
Down Beta	-0.55	0.25	-0.34	0.01	0.54	0.61
Up Capture	-12%	-218%	-143%	-22%	-4%	23%
Bmk +ve Days	10	21	32	68	138	427
Stock +ve Days	7	18	31	64	123	347
Down Capture	144%	110%	4%	81%	98%	71%
Bmk -ve Days	11	21	32	59	113	324
Stock -ve Days	13	23	31	61	126	328

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively

Based On 1-Year Data

	Annualized Return	Annualized Volatility	Sharpe Ratio	Correlation with GBFH
GBFH	-49.0%	47.4%	-1.24	-
Sector ETF (XLF)	7.0%	14.5%	0.24	27.6%
Equity (SPY)	16.3%	12.8%	0.90	9.7%
Gold (GLD)	17.6%	29.3%	0.55	-5.5%
Commodities (DBC)	48.6%	20.6%	1.82	-16.6%
Real Estate (VNQ)	5.3%	13.5%	0.13	29.5%
Bitcoin (BTCUSD)	-33.1%	43.8%	-0.79	2.9%

Smart multi-asset allocation framework can stack odds in your favor. Learn How

Based On 5-Year Data

	Annualized Return	Annualized Volatility	Sharpe Ratio	Correlation with GBFH
GBFH	25.6%	44.5%	0.83	-
Sector ETF (XLF)	10.3%	18.4%	0.42	19.2%
Equity (SPY)	12.4%	17.2%	0.55	11.5%
Gold (GLD)	18.7%	18.8%	0.80	-5.2%
Commodities (DBC)	11.7%	19.5%	0.47	-2.7%
Real Estate (VNQ)	0.8%	18.9%	-0.06	9.8%
Bitcoin (BTCUSD)	10.7%	52.5%	0.38	7.1%

Smart multi-asset allocation framework can stack odds in your favor. Learn How

Based On 10-Year Data

	Annualized Return	Annualized Volatility	Sharpe Ratio	Correlation with GBFH
GBFH	13.9%	46.0%	0.87	-
Sector ETF (XLF)	13.1%	22.1%	0.54	17.3%
Equity (SPY)	15.1%	18.0%	0.71	10.2%
Gold (GLD)	12.0%	16.4%	0.60	-4.4%
Commodities (DBC)	8.7%	18.1%	0.39	-2.0%
Real Estate (VNQ)	4.6%	20.7%	0.18	8.7%
Bitcoin (BTCUSD)	63.4%	66.2%	1.03	7.7%

Smart multi-asset allocation framework can stack odds in your favor. Learn How

Short Interest

Short Interest: As Of Date	8312026
Short Interest: Shares Quantity	0.7 Mil
Short Interest: % Change Since 8152026	9.2%
Average Daily Volume	0.1 Mil
Days-to-Cover Short Interest	8.3 days
Basic Shares Quantity	14.5 Mil
Short % of Basic Shares	5.0%

Returns Analyses

	Title
0	Is GBank Financial Stock Built to Withstand a Pullback?

Earnings Returns History

Updated 9/9/2026

Expand for More

	Forward Returns
Earnings Date	1D Returns	5D Returns	21D Returns
7/29/2026	-30.0%	-32.1%	-32.3%
4/29/2026	4.6%	3.1%	5.8%
1/28/2026	-4.7%	-1.8%	-10.0%
10/29/2025	-2.6%	-7.7%	-14.8%
7/28/2025	-12.1%	-13.9%	-5.6%
5/1/2025	3.8%	-0.2%	-7.1%
SUMMARY STATS
# Positive	2	1	1
# Negative	4	5	5
Median Positive	4.2%	3.1%	5.8%
Median Negative	-8.4%	-7.7%	-10.0%
Max Positive	4.6%	3.1%	5.8%
Max Negative	-30.0%	-32.1%	-32.3%

Collapse to Preview

	Forward Returns
Earnings Date	1D Returns	5D Returns	21D Returns
7/29/2026	-30.0%	-32.1%	-32.3%
4/29/2026	4.6%	3.1%	5.8%
1/28/2026	-4.7%	-1.8%	-10.0%
10/29/2025	-2.6%	-7.7%	-14.8%
7/28/2025	-12.1%	-13.9%	-5.6%
5/1/2025	3.8%	-0.2%	-7.1%
SUMMARY STATS
# Positive	2	1	1
# Negative	4	5	5
Median Positive	4.2%	3.1%	5.8%
Median Negative	-8.4%	-7.7%	-10.0%
Max Positive	4.6%	3.1%	5.8%
Max Negative	-30.0%	-32.1%	-32.3%

SEC Filings

Expand for More

Report Date	Filing Date	Filing
06/30/2026	08/13/2026	10-Q
03/31/2026	05/15/2026	10-Q
12/31/2025	03/30/2026	10-K
09/30/2025	11/12/2025	10-Q
06/30/2025	08/12/2025	10-Q
03/31/2025	05/28/2025	10-Q

Recent Forward Guidance

Updated 7/30/2026

Latest: Q2 2026 Earnings Reported 7/29/2026

Forward Guidance					Guidance Change
Metric	Source	Low	Mid	High	% Chg	% Delta	Change	Prior
Q3 2026 Quarterly Transaction Volume	Reported	45.00 Mil	47.50 Mil	50.00 Mil

Prior: Q1 2026 Earnings Reported 4/29/2026

Forward Guidance					Guidance Change
Metric	Source	Low	Mid	High	% Chg	% Delta	Change	Prior
Q2 2026 Gain on loan sales revenues	Reported

Insider Activity

Updated 8/7/2026

Expand for More

#	Owner	Title	Holding	Action	Filing Date	Price	Shares	Transacted Value	Value of Held Shares	Form
1	Griege, Charles William JR		Blue Lion Opportunity Master Fund, LP	Buy	8072026	21.03	25,000	525,675	8,269,688	Form
2	Nigro, Todd Anthony	SECRETARY	Evol Capital Holdings, LLC	Buy	8052026	21.07	5,000	105,350	6,036,429	Form
3	Nigro, Edward Michael	CEO and Executive Chairman	1990 Sovereign Holdings, LLC	Buy	8052026	21.51	9,200	197,852	13,523,429	Form
4	Herbst, Timothy P		revocable grantor trust	Buy	8052026	21.50	10,000	214,971	7,032,260	Form
5	Newgard, Jeffrey K	President/CEO (GBank)	Jeffrey K Newgard Self Directed IRA	Buy	8052026	21.54	4,293	92,459	228,336	Form

Collapse to Preview

#	Owner	Title	Holding	Action	Filing Date	Price	Shares	Transacted Value	Value of Held Shares	Form
1	Griege, Charles William JR		Blue Lion Opportunity Master Fund, LP	Buy	8072026	21.03	25,000	525,675	8,269,688	Form
2	Nigro, Todd Anthony	SECRETARY	Evol Capital Holdings, LLC	Buy	8052026	21.07	5,000	105,350	6,036,429	Form
3	Nigro, Edward Michael	CEO and Executive Chairman	1990 Sovereign Holdings, LLC	Buy	8052026	21.51	9,200	197,852	13,523,429	Form
4	Herbst, Timothy P		revocable grantor trust	Buy	8052026	21.50	10,000	214,971	7,032,260	Form
5	Newgard, Jeffrey K	President/CEO (GBank)	Jeffrey K Newgard Self Directed IRA	Buy	8052026	21.54	4,293	92,459	228,336	Form
6	Newgard, Jeffrey K	President/CEO (GBank)	Jointly with spouse	Buy	8052026	21.54	8,772	188,923	466,515	Form
7	Newgard, Jeffrey K	President/CEO (GBank)	Jeffrey K Newgard Self Directed IRA	Buy	8052026	21.75	6,309	137,249	137,249	Form
8	Newgard, Jeffrey K	President/CEO (GBank)	Jointly with spouse	Buy	8052026	21.75	12,889	280,394	280,394	Form
9	Griege, Charles William JR		Direct	Buy	6092026	29.00	4,000	116,000	3,415,794	Form
10	Griege, Charles William JR		Blue Lion Opportunity Master Fund, LP	Buy	6092026	29.00	24,000	696,000	10,680,381	Form
11	Whicker, Jeffery Ernest	EVP/CFO (GBank)	Direct	Sell	3042026	29.98	7,125	213,610	403,236	Form
12	Whicker, Jeffery Ernest	EVP/CFO (GBank)	Direct	Sell	3042026	30.07	24,875	747,912	404,398	Form
13	Griege, Charles William JR		Blue Lion Opportunity Master Fund , LP	Buy	11122025	33.30	25,000	832,598	11,466,166	Form
14	Nigro, Edward Michael	Executive Chairman	2000 Universal Holdings LLC	Buy	11122025	34.06	800	27,251	568,873	Form
15	Campbell, Tara Allyce	EVP/COO of GBank	Direct	Sell	11042025	35.61	3,867	137,708	132,936	Form
16	Levine, Scot Michael	EVP, CRO (GBank)	Direct	Sell	9162025	39.07	5,650			Form
17	Levine, Scot Michael	EVP, CRO (GBank)	Direct	Sell	9162025	39.29	2,350	92,327	221,977	Form
18	Fersdahl, David Jon	EVP/Card & Payments (GBank)	Direct	Sell	8052025	37.83	160	6,053	70,629	Form
19	Fersdahl, David Jon	EVP/Card & Payments (GBank)	Direct	Sell	8052025	37.81	2,840	107,387	76,646	Form

Investor Activity (13F)

Updated

13F holdings as of

GBFH Trade Sentinel

Stock Conviction

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CONVICTION RATIONALE

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STOCK ARCHETYPE

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INVESTMENT THESIS

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Mechanism: null

Supporting Evidence:

PRIMARY RISK

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Mechanism: null

Supporting Evidence:

Key KPI Watchlist

KPI	Status	Rationale

Core Investment Debate

BULL VIEW

CORE TENSION

PREVAILING SENTIMENT

BEAR VIEW

Next 6 months: Risks and Catalysts

Timeline	Event & Metric To Watch

Key Events in Last 6 Months

Date	Event	Stock Impact

Risk Management

Position Sizing

Diversification Alternatives

How Is The Market Pricing GBFH?

What will confirm the thesis

What will damage the thesis

Noise: Real but irrelevant to thesis

Repricing Catalyst

What GBFH Makes & Who Pays

TTM figures based on

GBFH Evolution: Price Return by Era

① Structure

② Volume / Momentum

③ Catalyst

Combined Score

0 / 12

1 Price Structure & Trend · ▾

2 Momentum ▾

3 Relative Strength vs. SPY ▾

4 Institutional Footprint & Volume ▾

5 Volatility ▾

6 Key Price Levels Range · Vol ▾

7 Earnings Reaction History ▾

8 How the Verdict Is Derived Three Pillars ▾

Pillar	Score
① Structure	0
② Vol / Mom	0
③ Catalyst	0

ℹ Bull Pillars: 0 · Bear Pillars: 0 · Combined Score: 0 →

GBank Financial — Investor Video Playlist

Products & Services

Local Bank Wins Gold #BestOfLasVegas

GBank · 2024-12-08

Products & Services

If you’re among the 36% of businesses using checks to pay vendors, try these steps to prevent fraud:

GBank · 2024-01-25

Products & Services

Start your journey to excellent financial management with Strategic Planning.

GBank · 2024-01-24

Leadership

Invest in the Nest 2023 Results are in...

GBank · 2023-12-18

Industry Resources

Financials Resources

Federal Reserve Economic Data

Regional Banks Resources

Bank Director

Independent Banker

S&P Global Market Intelligence

External Quote Links

0	Y Finance	Barrons
1	TradingView	Morningstar
2	SeekingAlpha	ValueLine
3	Motley Fool	Robinhood
4	CNBC	Etrade
5	MarketWatch	Unusual Whales
6	YCharts	Perplexity Finance
7	FinViz

Prefer one of these to Trefis? Tell us why.

Core Cache Last Updated: 9/15/2026

GBank Financial (GBFH)

Market Price (9/16/2026): $20.04 | Market Cap: $290.0 MilSector: Financials | Industry: Regional Banks

GBank Financial (GBFH)

Market Price (9/16/2026): $20.04Market Cap: $290.0 MilSector: FinancialsIndustry: Regional Banks

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

GBFH in ETFs

Valuation & Metrics

Price Chart

Why The Stock Moved

Qualitative Assessment

Stock Movement Drivers

Fundamental Drivers

Market Drivers

Fundamental Drivers

Market Drivers

Fundamental Drivers

Market Drivers

Fundamental Drivers

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Return vs. Risk

Price Returns Compared

How Low Can It Go

In The Past

Preserve Wealth

Asset Allocation

In The Past

Preserve Wealth

Asset Allocation

About GBank Financial (GBFH)

Credit Risk and Asset Quality

Concentration Risk (Geographic and Loan Type)

Regulatory Risk

Traditional Banking Services (Commercial and Consumer)

Government Guaranteed Lending (SBA and USDA Loans)

Gaming FinTech

Share Issuance

Inbound Investments

Outbound Investments

Capital Expenditures

Interactive Breakdown

Better Bets vs. GBank Financial (GBFH)

Peer Outperformance in Regional Banks

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FDA Approved Drugs Data

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Segment Financials

Price Behavior

Based On 1-Year Data

Based On 5-Year Data

Based On 10-Year Data

Short Interest

Returns Analyses

Earnings Returns History

SEC Filings

Recent Forward Guidance

Insider Activity

Market Price (9/16/2026): $20.04
Market Cap: $290.0 Mil
Sector: Financials
Industry: Regional Banks