Arch Capital (ACGL)
Market Price (2/2/2026): $96.82 | Market Cap: $35.7 BilSector: Financials | Industry: Property & Casualty Insurance
Arch Capital (ACGL)
Market Price (2/2/2026): $96.82Market Cap: $35.7 BilSector: FinancialsIndustry: Property & Casualty Insurance
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 17%, Dividend Yield is 5.2%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 13%, FCF Yield is 18% | Trading close to highsDist 52W High is -0.4% | Key risksACGL key risks include [1] increased defaults in its mortgage insurance segment from economic stress and [2] slowing premium growth from cooling demand in its key mortgage and reinsurance markets. |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -24% | Weak multi-year price returns2Y Excs Rtn is -14%, 3Y Excs Rtn is -15% | |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 33%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 33%, CFO LTM is 6.3 Bil, FCF LTM is 6.3 Bil | ||
| Low stock price volatilityVol 12M is 24% | ||
| Megatrend and thematic driversMegatrends include AI in Financial Services, and Cybersecurity. Themes include AI for Fraud Detection, and Cloud Security. |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 17%, Dividend Yield is 5.2%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 13%, FCF Yield is 18% |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -24% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 33%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 33%, CFO LTM is 6.3 Bil, FCF LTM is 6.3 Bil |
| Low stock price volatilityVol 12M is 24% |
| Megatrend and thematic driversMegatrends include AI in Financial Services, and Cybersecurity. Themes include AI for Fraud Detection, and Cloud Security. |
| Trading close to highsDist 52W High is -0.4% |
| Weak multi-year price returns2Y Excs Rtn is -14%, 3Y Excs Rtn is -15% |
| Key risksACGL key risks include [1] increased defaults in its mortgage insurance segment from economic stress and [2] slowing premium growth from cooling demand in its key mortgage and reinsurance markets. |
Qualitative Assessment
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1. Strong Third Quarter 2025 Earnings Beat. Arch Capital Group reported robust financial results for its third quarter of 2025 on October 27, 2025. The company announced an Earnings Per Share (EPS) of $2.77, substantially surpassing the consensus analyst estimate of $1.76. Quarterly revenue also exceeded expectations, reaching $5.11 billion against an anticipated $4.39 billion. This significant outperformance provided strong positive momentum for the stock at the onset of the analyzed period.
2. Positive Analyst Sentiment and Price Target Upsides. Analysts covering Arch Capital maintain a generally optimistic perspective, with a consensus "Buy" rating on the stock. The average price targets set by these analysts imply a considerable upside potential from the stock's trading levels during this period. This favorable outlook contributed to investor confidence.
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Stock Movement Drivers
Fundamental Drivers
The 12.2% change in ACGL stock from 10/31/2025 to 2/2/2026 was primarily driven by a 6.9% change in the company's Net Income Margin (%).| (LTM values as of) | 10312025 | 2022026 | Change |
|---|---|---|---|
| Stock Price ($) | 86.31 | 96.82 | 12.2% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 18,555 | 19,048 | 2.7% |
| Net Income Margin (%) | 20.1% | 21.5% | 6.9% |
| P/E Multiple | 8.6 | 8.7 | 1.4% |
| Shares Outstanding (Mil) | 372 | 369 | 0.9% |
| Cumulative Contribution | 12.2% |
Market Drivers
10/31/2025 to 2/2/2026| Return | Correlation | |
|---|---|---|
| ACGL | 12.0% | |
| Market (SPY) | 2.0% | -12.1% |
| Sector (XLF) | 3.2% | 32.1% |
Fundamental Drivers
The 12.5% change in ACGL stock from 7/31/2025 to 2/2/2026 was primarily driven by a 8.0% change in the company's Total Revenues ($ Mil).| (LTM values as of) | 7312025 | 2022026 | Change |
|---|---|---|---|
| Stock Price ($) | 86.06 | 96.82 | 12.5% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 17,644 | 19,048 | 8.0% |
| Net Income Margin (%) | 21.3% | 21.5% | 0.7% |
| P/E Multiple | 8.5 | 8.7 | 2.4% |
| Shares Outstanding (Mil) | 373 | 369 | 1.1% |
| Cumulative Contribution | 12.5% |
Market Drivers
7/31/2025 to 2/2/2026| Return | Correlation | |
|---|---|---|
| ACGL | 12.4% | |
| Market (SPY) | 10.3% | -12.5% |
| Sector (XLF) | 3.5% | 23.4% |
Fundamental Drivers
The 4.0% change in ACGL stock from 1/31/2025 to 2/2/2026 was primarily driven by a 43.4% change in the company's P/E Multiple.| (LTM values as of) | 1312025 | 2022026 | Change |
|---|---|---|---|
| Stock Price ($) | 93.07 | 96.82 | 4.0% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 16,207 | 19,048 | 17.5% |
| Net Income Margin (%) | 35.2% | 21.5% | -39.0% |
| P/E Multiple | 6.1 | 8.7 | 43.4% |
| Shares Outstanding (Mil) | 373 | 369 | 1.1% |
| Cumulative Contribution | 4.0% |
Market Drivers
1/31/2025 to 2/2/2026| Return | Correlation | |
|---|---|---|
| ACGL | 3.9% | |
| Market (SPY) | 16.6% | 34.8% |
| Sector (XLF) | 6.1% | 53.2% |
Fundamental Drivers
The 58.2% change in ACGL stock from 1/31/2023 to 2/2/2026 was primarily driven by a 112.7% change in the company's Total Revenues ($ Mil).| (LTM values as of) | 1312023 | 2022026 | Change |
|---|---|---|---|
| Stock Price ($) | 61.19 | 96.82 | 58.2% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 8,954 | 19,048 | 112.7% |
| Net Income Margin (%) | 13.9% | 21.5% | 55.2% |
| P/E Multiple | 18.0 | 8.7 | -51.6% |
| Shares Outstanding (Mil) | 365 | 369 | -1.0% |
| Cumulative Contribution | 58.2% |
Market Drivers
1/31/2023 to 2/2/2026| Return | Correlation | |
|---|---|---|
| ACGL | 58.0% | |
| Market (SPY) | 77.5% | 28.5% |
| Sector (XLF) | 54.5% | 49.2% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| ACGL Return | 23% | 41% | 18% | 31% | 4% | 0% | 180% |
| Peers Return | 16% | 15% | 6% | 29% | 16% | -3% | 107% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | 1% | 85% |
Monthly Win Rates [3] | |||||||
| ACGL Win Rate | 67% | 67% | 58% | 58% | 50% | 50% | |
| Peers Win Rate | 57% | 55% | 55% | 57% | 65% | 10% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 50% | |
Max Drawdowns [4] | |||||||
| ACGL Max Drawdown | -13% | -6% | -2% | 0% | -8% | -5% | |
| Peers Max Drawdown | -11% | -12% | -8% | -1% | -7% | -6% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | -1% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: EG, RNR, AXS, MKL, WRB. See ACGL Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 2/2/2026 (YTD)
How Low Can It Go
| Event | ACGL | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -18.4% | -25.4% |
| % Gain to Breakeven | 22.6% | 34.1% |
| Time to Breakeven | 87 days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -53.8% | -33.9% |
| % Gain to Breakeven | 116.6% | 51.3% |
| Time to Breakeven | 636 days | 148 days |
| 2018 Correction | ||
| % Loss | -27.3% | -19.8% |
| % Gain to Breakeven | 37.6% | 24.7% |
| Time to Breakeven | 130 days | 120 days |
| 2008 Global Financial Crisis | ||
| % Loss | -43.9% | -56.8% |
| % Gain to Breakeven | 78.4% | 131.3% |
| Time to Breakeven | 541 days | 1,480 days |
Compare to EG, RNR, AXS, MKL, WRB
In The Past
Arch Capital's stock fell -18.4% during the 2022 Inflation Shock from a high on 11/1/2023. A -18.4% loss requires a 22.6% gain to breakeven.
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About Arch Capital (ACGL)
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Here are 1-2 brief analogies for Arch Capital (ACGL):
- A more focused, insurance-only version of Berkshire Hathaway's highly regarded insurance businesses.
- Think of a top-tier commercial insurer like Chubb, but with the added scale and diversification of a major global reinsurer and mortgage insurer.
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Arch Capital (ACGL) Major Products and Services
- Mortgage Insurance: Provides coverage to lenders for credit losses resulting from borrower defaults on residential mortgage loans.
- Property and Casualty Insurance: Offers a diverse range of insurance solutions for businesses and individuals, covering various risks such as property damage, liability, and specialized professional lines.
- Reinsurance: Provides coverage to other insurance companies, helping them manage their own risk exposure across property, casualty, and specialty lines.
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Arch Capital (ACGL) Major Customers
Arch Capital Group Ltd. (ACGL) is a specialty insurance and reinsurance company. Given the nature of its business, Arch Capital primarily sells its products and services to **other companies** rather than directly to individuals. Due to the highly diversified nature of the insurance and reinsurance industries, companies like Arch Capital typically do not disclose specific names of their major customers. Their business model relies on spreading risk across a large number of clients, and no single client usually represents a significant portion of their revenue, which prevents over-reliance on any one customer. Furthermore, client relationships in insurance and reinsurance are often considered proprietary and competitive information. Instead, we can describe the categories of companies that constitute Arch Capital's customer base:- Other Insurance Companies: Arch Capital's significant reinsurance segment provides coverage to primary insurance companies around the world. These customers are seeking to transfer a portion of their own underwriting risk to Arch, thereby stabilizing their financial results. These can include large multinational insurers as well as smaller regional carriers.
- Businesses and Corporations: Through its insurance segments, Arch provides a wide range of specialty property and casualty insurance products to various types of businesses and corporations across numerous industries. These customers include companies in sectors such as:
- Healthcare
- Energy
- Marine and Aviation
- Construction
- Professional Services
- Financial Institutions
- And many others seeking specialized risk coverage.
- Mortgage Lenders and Financial Institutions: Arch Capital is a leading provider of mortgage insurance. Its customers in this segment are primarily mortgage lenders (banks, credit unions, mortgage companies) who purchase mortgage insurance to protect themselves against borrower default on residential mortgages.
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- BlackRock Inc. (Symbol: BLK)
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Nicolas Papadopoulo, Chief Executive Officer
Nicolas Papadopoulo was appointed Chief Executive Officer of Arch Capital Group Ltd. in October 2024. He joined Arch Capital in December 2001 and has held various underwriting and leadership roles within the company. These roles include President and Chief Underwriting Officer of Arch Capital and Chief Executive Officer of Arch Worldwide Insurance Group since January 2021. Previously, he served as Chairman and Chief Executive Officer of Arch Worldwide Insurance Group and Chief Underwriting Officer for Property and Casualty Operations from September 2017 to December 2020, and as Chairman and Chief Executive Officer of Arch Reinsurance Group from July 2014 to September 2017. Before joining Arch, Mr. Papadopoulo held positions at Sorema N.A. Reinsurance Group and worked as an insurance examiner with the Ministry of Finance in France. He holds a master's degree in statistics from École Polytechnique and École Nationale de la Statistique et de l'Administration Économique in France.
Francois Morin, Executive Vice President, Chief Financial Officer and Treasurer
Francois Morin assumed the role of Executive Vice President, Chief Financial Officer and Treasurer of Arch Capital Group Ltd. in May 2018. He joined Arch Capital in 2011, initially serving as Chief Actuary and Deputy Chief Risk Officer. Prior to his tenure at Arch, Mr. Morin gained over 20 years of experience at Towers Watson & Co. and its predecessor firm Towers, Perrin, Forster & Crosby, including its actuarial division, Tillinghast, where he held various roles and led the firm's engagement with Arch Capital Group Ltd. He earned a Bachelor of Science degree in actuarial science from Université Laval in Canada. Mr. Morin is a Fellow of the Casualty Actuarial Society, a Chartered Financial Analyst, and a Member of the American Academy of Actuaries.
Maamoun Rajeh, President
Maamoun Rajeh serves as President of Arch Capital Group Ltd. He is also noted as the CEO of Arch Worldwide Reinsurance Group since 2017.
David E. Gansberg, President
David E. Gansberg is a President at Arch Capital Group Ltd. He is also the CEO of the Global Mortgage Group.
Christine Todd, Chief Investment Officer; President of Arch Investment Management Ltd.
Christine Todd holds the titles of Chief Investment Officer and President of Arch Investment Management Ltd.
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The key risks to Arch Capital (ACGL) are primarily centered around the inherent volatility of the insurance and reinsurance industries, global economic factors, and competitive pressures.
- Catastrophic Losses: Arch Capital faces significant and unpredictable risks from catastrophic events, including natural disasters such as wildfires and hurricanes. These events can lead to substantial claims payouts, eroding underwriting profits and negatively impacting the company's combined ratio. For example, recent California wildfires had an estimated impact of $450-$550 million, and catastrophic losses from events like these and hurricanes have contributed to pre-tax losses.
- Economic Downturn and Interest Rate Fluctuations: An economic downturn presents challenges such as decreased demand for insurance products, leading to reduced premium volume and slower growth. Additionally, a recessionary environment often correlates with lower interest rates, which can negatively affect Arch Capital's investment income. Economic stress could also increase defaults in the mortgage market, impacting the performance of its Mortgage Insurance segment.
- Increased Competition and Slower Premium Growth: The property and casualty (P&C) insurance industry is highly competitive. Intense competition can lead to pressure on pricing and reduced premium volume. Recent results have shown softer written premium growth and cooling demand in the mortgage and reinsurance markets, which could challenge the company's top-line momentum and profitability despite its strong underwriting discipline.
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The accelerating adoption and technological sophistication of **parametric insurance platforms**, leveraging advanced climate data analytics, satellite imagery, and IoT sensors. These platforms offer an alternative, data-driven mechanism for risk transfer that bypasses traditional indemnity-based insurance and reinsurance models for specific perils (e.g., natural catastrophes like hurricanes, floods, and droughts). By offering faster payouts, simpler products, and potentially lower administrative costs due to the elimination of complex loss adjustment, these specialized platforms pose a clear emerging threat to Arch Capital's traditional property and catastrophe reinsurance segments, potentially eroding market share and exerting downward pressure on pricing in those lines of business.
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Arch Capital Group Ltd. (ACGL) operates in three primary market segments: insurance, reinsurance, and mortgage insurance.
Insurance
Arch Capital provides a range of specialty property and casualty (P&C) insurance products.
- Globally, the property and casualty insurance market was estimated at approximately USD 3.97 trillion in 2024 and is projected to reach USD 8.81 trillion by 2034, growing at a Compound Annual Growth Rate (CAGR) of 8.30% from 2025 to 2034. Another estimate valued the global market at USD 3,674.46 billion in 2023, with a projection to reach USD 6,180.14 billion by 2030, at a CAGR of 7.9% from 2024 to 2030.
- In the U.S., the property and casualty insurance market was valued at USD 1.27 trillion in 2024 and is expected to reach approximately USD 2.86 trillion by 2034. Another estimate for the U.S. market size was USD 1.10 trillion in 2025, projected to reach USD 1.33 trillion by 2030, with a CAGR of 3.96%.
Reinsurance
Arch Capital's reinsurance segment offers products across casualty, property (excluding property catastrophe), property catastrophe, marine, and aviation lines.
- The global reinsurance market was valued at approximately USD 711.75 billion in 2024 and is projected to reach around USD 2000.08 billion by 2034, expanding at a CAGR of 10.88% from 2025 to 2034. Other reports estimate the global market at USD 582.77 billion in 2023, expected to reach USD 1488.06 billion by 2032 with an 11.0% CAGR, or USD 581.3 billion in 2024, growing to USD 1,165.7 billion by 2033 at an 8.04% CAGR.
- The U.S. reinsurance market was valued at USD 220.05 billion in 2024 and is expected to reach USD 630.10 billion by 2034, with a CAGR of 11.09% from 2025 to 2034. Another report indicates the U.S. reinsurance market reached USD 143.6 billion in 2024 and is projected to reach USD 211.7 billion by 2033, exhibiting a growth rate of 3.96% during 2025-2033.
Mortgage Insurance
Arch Capital is involved in U.S. primary mortgage insurance, including loans sold to Fannie Mae and Freddie Mac, and international mortgage insurance and reinsurance.
- The global mortgage insurance market size was recorded at USD 895.81 billion in 2021 and is projected to reach USD 1284.3 billion by 2025, further growing to USD 2639.78 billion by 2033, with a CAGR of 9.424% during 2025 to 2033. The global private mortgage insurance (PMI) market, a segment of the overall mortgage insurance market, is expected to grow from USD 6.24 billion in 2024 to USD 6.84 billion in 2025, and to USD 9.71 billion by 2029, at a CAGR of 9.2%.
- In the U.S., the private mortgage insurance market supported nearly USD 300 billion in mortgage originations in 2024, and the market is expected to be slightly larger in 2025. As of year-end 2024, approximately USD 1.4 trillion of Fannie Mae and Freddie Mac's single-family mortgage portfolios were covered by mortgage insurance.
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The following are 3-5 expected drivers of future revenue growth for Arch Capital (ACGL) over the next 2-3 years:1. Growth in Property & Casualty (P&C) Insurance Segment: Arch Capital is expected to drive revenue growth through its P&C insurance segment, particularly in specialty lines and the middle market. The company reported nearly $2 billion in net premiums written in its P&C Insurance segment for Q3 2025, with a 17% increase in net written premium in North America other liability occurrence, supported by growth in the middle market and Excess & Surplus (E&S) casualty rates. Strategic enhancements, such as the MidCorp and Entertainment acquisition, are contributing to growth in the North American middle market business. The company anticipates strong momentum to continue due to a rational and disciplined insurance market where rate increases generally exceed loss cost trends.
2. Disciplined Underwriting and Risk-Based Pricing: Arch Capital's commitment to disciplined underwriting and risk-based pricing is a key driver for profitable revenue growth. Management actively seeks to deploy capital into attractive underwriting opportunities, which allows for growth even in competitive markets. Analysts suggest that cycle management and investments in data analytics will lead to improved risk selection and more stable underwriting profits, thereby supporting higher future margins and revenue quality.
3. Growth in Net Investment Income: Increasing net investment income is expected to contribute to Arch Capital's overall revenue. The company saw a 2.3% year-over-year increase in pre-tax net investment income in Q3 2025. This growth is attributed to an expansion in average invested assets, which in turn benefits from strong operating cash flows. Consistent investment income and gains are also bolstering the company's financial stability.
4. Strategic Capital Allocation and Potential Mergers & Acquisitions (M&A): Arch Capital's robust capital position provides the flexibility to invest in opportunities that offer attractive risk-adjusted returns. While share repurchases are currently a preferred method of capital return, the company remains open to M&A activities that could further enhance its business lines and drive revenue. Past acquisitions, such as the MidCorp and Entertainment deal, have already proven effective in boosting growth within the insurance segment.
5. Diversified Business Model: The company's diversified platform across its insurance, reinsurance, and mortgage segments enables it to navigate varying market conditions and capitalize on diverse opportunities, thereby supporting consistent revenue generation. This diversified approach allows Arch Capital to strategically allocate capital across its segments, mitigating risks from any single market and fostering overall enterprise-wide growth.
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Share Repurchases
- Arch Capital's Board of Directors increased the authorization for its existing share repurchase program by $2.0 billion as of September 4, 2025, bringing the total available for future repurchases to approximately $2.3 billion.
- The company repurchased $732 million of shares during the third quarter of 2025.
- Year-to-date through October 2025, Arch Capital repurchased 15.1 million shares, representing 4% of its outstanding shares.
Share Issuance
- Shares outstanding for Arch Capital Group were 0.382 billion in 2024, marking a 0.79% increase from 2023.
- In 2023, shares outstanding were 0.379 billion, a 0.32% increase from 2022.
- The number of shares outstanding was 0.378 billion in 2022, reflecting a 5.67% decline from 2021.
Outbound Investments
- On August 1, 2024, Arch Capital finalized the acquisition of the U.S. Middle Market and Entertainment Property & Casualty Insurance Business for a base price of $450 million.
- Arch Capital has made a total of 5 acquisitions within the last few years, with peak activity in 2021 (3 acquisitions) and individual acquisitions in 2023 and 2024.
- The company has also made strategic investments in various companies across sectors like Internet First Insurance Platforms, Property Management Services, and Insurance Underwriters, including a Seed round in Rainbow on January 10, 2024.
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Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 194.16 |
| Mkt Cap | 19.6 |
| Rev LTM | 15,395 |
| Op Inc LTM | - |
| FCF LTM | 3,659 |
| FCF 3Y Avg | 3,297 |
| CFO LTM | 3,693 |
| CFO 3Y Avg | 3,335 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 8.1% |
| Rev Chg 3Y Avg | 13.7% |
| Rev Chg Q | 5.4% |
| QoQ Delta Rev Chg LTM | 1.3% |
| Op Mgn LTM | - |
| Op Mgn 3Y Avg | - |
| QoQ Delta Op Mgn LTM | - |
| CFO/Rev LTM | 23.7% |
| CFO/Rev 3Y Avg | 27.4% |
| FCF/Rev LTM | 23.5% |
| FCF/Rev 3Y Avg | 27.1% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 19.6 |
| P/S | 1.4 |
| P/EBIT | 8.2 |
| P/E | 10.5 |
| P/CFO | 4.5 |
| Total Yield | 11.4% |
| Dividend Yield | 1.8% |
| FCF Yield 3Y Avg | 16.3% |
| D/E | 0.2 |
| Net D/E | -0.5 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | -0.6% |
| 3M Rtn | 8.5% |
| 6M Rtn | 7.0% |
| 12M Rtn | 13.7% |
| 3Y Rtn | 58.4% |
| 1M Excs Rtn | -4.5% |
| 3M Excs Rtn | 7.5% |
| 6M Excs Rtn | -4.1% |
| 12M Excs Rtn | -2.4% |
| 3Y Excs Rtn | -20.9% |
Price Behavior
| Market Price | $96.71 | |
| Market Cap ($ Bil) | 35.7 | |
| First Trading Date | 09/14/1995 | |
| Distance from 52W High | -0.4% | |
| 50 Days | 200 Days | |
| DMA Price | $93.89 | $91.38 |
| DMA Trend | indeterminate | up |
| Distance from DMA | 3.0% | 5.8% |
| 3M | 1YR | |
| Volatility | 15.7% | 23.9% |
| Downside Capture | -52.26 | 23.25 |
| Upside Capture | 20.65 | 23.41 |
| Correlation (SPY) | -12.5% | 34.8% |
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | -0.47 | -0.26 | -0.18 | -0.17 | 0.43 | 0.45 |
| Up Beta | 1.38 | 1.03 | 0.26 | -0.04 | 0.60 | 0.60 |
| Down Beta | -0.46 | -0.21 | -0.35 | -0.23 | 0.46 | 0.50 |
| Up Capture | -75% | -31% | 14% | -1% | 14% | 13% |
| Bmk +ve Days | 11 | 22 | 34 | 71 | 142 | 430 |
| Stock +ve Days | 12 | 22 | 34 | 64 | 125 | 401 |
| Down Capture | -117% | -85% | -59% | -41% | 31% | 51% |
| Bmk -ve Days | 9 | 19 | 27 | 54 | 109 | 321 |
| Stock -ve Days | 8 | 19 | 27 | 61 | 125 | 349 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with ACGL | |
|---|---|---|---|---|
| ACGL | 1.1% | 23.9% | -0.01 | - |
| Sector ETF (XLF) | 5.5% | 19.1% | 0.15 | 53.7% |
| Equity (SPY) | 16.0% | 19.2% | 0.64 | 35.1% |
| Gold (GLD) | 66.9% | 23.7% | 2.11 | 6.0% |
| Commodities (DBC) | 7.0% | 16.3% | 0.23 | 10.0% |
| Real Estate (VNQ) | 2.9% | 16.5% | -0.00 | 45.9% |
| Bitcoin (BTCUSD) | -19.7% | 39.9% | -0.46 | 3.0% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with ACGL | |
|---|---|---|---|---|
| ACGL | 25.1% | 24.5% | 0.90 | - |
| Sector ETF (XLF) | 14.5% | 18.8% | 0.63 | 55.8% |
| Equity (SPY) | 14.1% | 17.1% | 0.66 | 39.2% |
| Gold (GLD) | 19.9% | 16.6% | 0.97 | 0.4% |
| Commodities (DBC) | 11.4% | 18.9% | 0.49 | 7.7% |
| Real Estate (VNQ) | 4.5% | 18.8% | 0.15 | 33.6% |
| Bitcoin (BTCUSD) | 20.9% | 57.6% | 0.56 | 11.5% |
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Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with ACGL | |
|---|---|---|---|---|
| ACGL | 16.4% | 27.4% | 0.59 | - |
| Sector ETF (XLF) | 14.4% | 22.2% | 0.60 | 67.6% |
| Equity (SPY) | 15.9% | 17.9% | 0.76 | 56.4% |
| Gold (GLD) | 15.0% | 15.3% | 0.81 | -0.4% |
| Commodities (DBC) | 8.3% | 17.6% | 0.39 | 17.6% |
| Real Estate (VNQ) | 5.8% | 20.8% | 0.25 | 54.7% |
| Bitcoin (BTCUSD) | 71.1% | 66.4% | 1.10 | 9.5% |
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Returns Analyses
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 10/27/2025 | -1.4% | 0.1% | 8.9% |
| 7/29/2025 | -0.6% | 2.9% | 6.5% |
| 4/29/2025 | -1.9% | 0.7% | 2.0% |
| 2/10/2025 | -2.0% | -3.4% | -2.5% |
| 10/30/2024 | -6.3% | -3.3% | 0.7% |
| 7/30/2024 | -2.5% | -1.6% | 13.0% |
| 4/29/2024 | 2.5% | 6.5% | 11.3% |
| 2/14/2024 | 3.0% | 1.1% | 8.3% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 8 | 12 | 15 |
| # Negative | 15 | 11 | 8 |
| Median Positive | 2.4% | 3.2% | 8.3% |
| Median Negative | -2.2% | -1.8% | -3.2% |
| Max Positive | 5.0% | 6.5% | 16.1% |
| Max Negative | -6.3% | -9.0% | -16.5% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 09/30/2025 | 11/06/2025 | 10-Q |
| 06/30/2025 | 08/05/2025 | 10-Q |
| 03/31/2025 | 05/07/2025 | 10-Q |
| 12/31/2024 | 02/27/2025 | 10-K |
| 09/30/2024 | 11/07/2024 | 10-Q |
| 06/30/2024 | 08/06/2024 | 10-Q |
| 03/31/2024 | 05/09/2024 | 10-Q |
| 12/31/2023 | 02/23/2024 | 10-K |
| 09/30/2023 | 11/09/2023 | 10-Q |
| 06/30/2023 | 08/02/2023 | 10-Q |
| 03/31/2023 | 05/04/2023 | 10-Q |
| 12/31/2022 | 02/24/2023 | 10-K |
| 09/30/2022 | 11/03/2022 | 10-Q |
| 06/30/2022 | 08/03/2022 | 10-Q |
| 03/31/2022 | 05/04/2022 | 10-Q |
| 12/31/2021 | 02/25/2022 | 10-K |
Insider Activity
Expand for More| # | Owner | Title | Holding | Action | Filing Date | Price | Shares | Transacted Value | Value of Held Shares | Form |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Pasquesi, John M | Trust | Sell | 12162025 | 93.90 | 203,866 | 19,142,047 | 32,990,656 | Form | |
| 2 | Pasquesi, John M | Trust | Sell | 12162025 | 94.17 | 8,800 | 828,684 | 27,267,083 | Form | |
| 3 | Morin, Francois | EVP AND CFO | Direct | Sell | 12022025 | 94.62 | 8,000 | 756,996 | 25,234,556 | Form |
| 4 | Rajeh, Maamoun | PRESIDENT, ARCH CAPITAL GROUP | Direct | Sell | 8252025 | 94.15 | 10,000 | 941,464 | 40,820,843 | Form |
| 5 | Posner, Brian S | Direct | Buy | 8042025 | 17.34 | 1,000 | 17,338 | 86,690 | Form |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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