RenaissanceRe (RNR)
Market Price (2/19/2026): $303.91 | Market Cap: $13.4 BilSector: Financials | Industry: Reinsurance
RenaissanceRe (RNR)
Market Price (2/19/2026): $303.91Market Cap: $13.4 BilSector: FinancialsIndustry: Reinsurance
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 21%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 16%, FCF Yield is 28% | Trading close to highsDist 52W High is -2.2%, Dist 3Y High is -2.2% | Key risksRNR key risks include [1] significant financial volatility from its inherent exposure to catastrophic events and [2] pressure on profit margins from escalating operational costs and rising interest expenses on elevated debt. |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -93% | Weak multi-year price returns2Y Excs Rtn is -3.8%, 3Y Excs Rtn is -25% | |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 29%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 29%, CFO LTM is 3.7 Bil, FCF LTM is 3.7 Bil | ||
| Low stock price volatilityVol 12M is 26% | ||
| Megatrend and thematic driversMegatrends include Renewable Energy Transition, and Offshore Wind Development. Themes include Solar Energy Generation, Wind Energy Development, Show more. |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 21%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 16%, FCF Yield is 28% |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -93% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 29%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 29%, CFO LTM is 3.7 Bil, FCF LTM is 3.7 Bil |
| Low stock price volatilityVol 12M is 26% |
| Megatrend and thematic driversMegatrends include Renewable Energy Transition, and Offshore Wind Development. Themes include Solar Energy Generation, Wind Energy Development, Show more. |
| Trading close to highsDist 52W High is -2.2%, Dist 3Y High is -2.2% |
| Weak multi-year price returns2Y Excs Rtn is -3.8%, 3Y Excs Rtn is -25% |
| Key risksRNR key risks include [1] significant financial volatility from its inherent exposure to catastrophic events and [2] pressure on profit margins from escalating operational costs and rising interest expenses on elevated debt. |
Qualitative Assessment
AI Analysis | Feedback
RenaissanceRe (RNR) stock has gained about 20% since 10/31/2025 because of the following key factors:
1. Strong Earnings Performance: RenaissanceRe significantly exceeded analyst expectations with its Q3 2025 earnings, reporting an EPS of $15.62 against a consensus estimate of $9.49. This strong performance at the outset of the period contributed to positive market sentiment. The company continued this trend with its Q4 2025 results, announced on February 3, 2026, where operating earnings per share reached $13.34, surpassing the Zacks Consensus Estimate of $10.59 by nearly 26%.
2. Exceptional Underwriting and Investment Results: The company demonstrated robust underwriting profitability, with a Q4 2025 underwriting income of $669 million and a strong combined ratio of 71%. Notably, the property combined ratio for Q4 2025 was very low at 21.8%, driven by fewer current accident year losses. Alongside this, RenaissanceRe delivered a substantial total investment result of $654.0 million in Q4 2025, which included significant net investment income and mark-to-market gains. For the full year 2025, the total investment result increased by 77% to $3.0 billion, boosted by $1.2 billion in mark-to-market gains. Fee income also experienced a year-over-year increase, reflecting stronger performance and management fees from capital partner vehicles.
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1. Strong Earnings Performance: RenaissanceRe significantly exceeded analyst expectations with its Q3 2025 earnings, reporting an EPS of $15.62 against a consensus estimate of $9.49. This strong performance at the outset of the period contributed to positive market sentiment. The company continued this trend with its Q4 2025 results, announced on February 3, 2026, where operating earnings per share reached $13.34, surpassing the Zacks Consensus Estimate of $10.59 by nearly 26%.
2. Exceptional Underwriting and Investment Results: The company demonstrated robust underwriting profitability, with a Q4 2025 underwriting income of $669 million and a strong combined ratio of 71%. Notably, the property combined ratio for Q4 2025 was very low at 21.8%, driven by fewer current accident year losses. Alongside this, RenaissanceRe delivered a substantial total investment result of $654.0 million in Q4 2025, which included significant net investment income and mark-to-market gains. For the full year 2025, the total investment result increased by 77% to $3.0 billion, boosted by $1.2 billion in mark-to-market gains. Fee income also experienced a year-over-year increase, reflecting stronger performance and management fees from capital partner vehicles.
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Stock Movement Drivers
Fundamental Drivers
The 19.8% change in RNR stock from 10/31/2025 to 2/18/2026 was primarily driven by a 46.7% change in the company's Net Income Margin (%).| (LTM values as of) | 10312025 | 2182026 | Change |
|---|---|---|---|
| Stock Price ($) | 253.72 | 303.92 | 19.8% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 12,103 | 12,777 | 5.6% |
| Net Income Margin (%) | 14.3% | 21.0% | 46.7% |
| P/E Multiple | 6.7 | 5.0 | -25.8% |
| Shares Outstanding (Mil) | 46 | 44 | 4.3% |
| Cumulative Contribution | 19.8% |
Market Drivers
10/31/2025 to 2/18/2026| Return | Correlation | |
|---|---|---|
| RNR | 19.8% | |
| Market (SPY) | 0.6% | -29.9% |
| Sector (XLF) | 0.4% | 7.8% |
Fundamental Drivers
The 25.1% change in RNR stock from 7/31/2025 to 2/18/2026 was primarily driven by a 35.4% change in the company's Net Income Margin (%).| (LTM values as of) | 7312025 | 2182026 | Change |
|---|---|---|---|
| Stock Price ($) | 242.99 | 303.92 | 25.1% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 12,886 | 12,777 | -0.8% |
| Net Income Margin (%) | 15.5% | 21.0% | 35.4% |
| P/E Multiple | 5.7 | 5.0 | -13.1% |
| Shares Outstanding (Mil) | 47 | 44 | 7.3% |
| Cumulative Contribution | 25.1% |
Market Drivers
7/31/2025 to 2/18/2026| Return | Correlation | |
|---|---|---|
| RNR | 25.1% | |
| Market (SPY) | 8.9% | -18.5% |
| Sector (XLF) | 0.8% | 11.3% |
Fundamental Drivers
The 31.5% change in RNR stock from 1/31/2025 to 2/18/2026 was primarily driven by a 54.1% change in the company's P/E Multiple.| (LTM values as of) | 1312025 | 2182026 | Change |
|---|---|---|---|
| Stock Price ($) | 231.10 | 303.92 | 31.5% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 12,594 | 12,777 | 1.4% |
| Net Income Margin (%) | 28.9% | 21.0% | -27.5% |
| P/E Multiple | 3.2 | 5.0 | 54.1% |
| Shares Outstanding (Mil) | 51 | 44 | 16.0% |
| Cumulative Contribution | 31.5% |
Market Drivers
1/31/2025 to 2/18/2026| Return | Correlation | |
|---|---|---|
| RNR | 31.5% | |
| Market (SPY) | 15.0% | 23.0% |
| Sector (XLF) | 3.2% | 36.5% |
Fundamental Drivers
The 58.5% change in RNR stock from 1/31/2023 to 2/18/2026 was primarily driven by a 189.3% change in the company's Total Revenues ($ Mil).| (LTM values as of) | 1312023 | 2182026 | Change |
|---|---|---|---|
| Stock Price ($) | 191.70 | 303.92 | 58.5% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 4,417 | 12,777 | 189.3% |
| P/S Multiple | 1.9 | 1.0 | -43.8% |
| Shares Outstanding (Mil) | 43 | 44 | -2.5% |
| Cumulative Contribution | 58.5% |
Market Drivers
1/31/2023 to 2/18/2026| Return | Correlation | |
|---|---|---|
| RNR | 58.5% | |
| Market (SPY) | 75.1% | 19.7% |
| Sector (XLF) | 50.4% | 34.3% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| RNR Return | 3% | 10% | 7% | 28% | 14% | 9% | 93% |
| Peers Return | 16% | 27% | 10% | 32% | 9% | 3% | 138% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | -0% | 82% |
Monthly Win Rates [3] | |||||||
| RNR Win Rate | 58% | 58% | 58% | 58% | 75% | 100% | |
| Peers Win Rate | 55% | 55% | 57% | 58% | 55% | 60% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 50% | |
Max Drawdowns [4] | |||||||
| RNR Max Drawdown | -16% | -26% | -4% | 0% | -11% | -4% | |
| Peers Max Drawdown | -11% | -7% | -9% | -0% | -10% | -6% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | -1% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: ACGL, EG, AXS, RGA, WRB. See RNR Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 2/18/2026 (YTD)
How Low Can It Go
| Event | RNR | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -28.1% | -25.4% |
| % Gain to Breakeven | 39.0% | 34.1% |
| Time to Breakeven | 93 days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -40.8% | -33.9% |
| % Gain to Breakeven | 68.9% | 51.3% |
| Time to Breakeven | 1,050 days | 148 days |
| 2018 Correction | ||
| % Loss | -22.4% | -19.8% |
| % Gain to Breakeven | 28.9% | 24.7% |
| Time to Breakeven | 457 days | 120 days |
| 2008 Global Financial Crisis | ||
| % Loss | -46.6% | -56.8% |
| % Gain to Breakeven | 87.2% | 131.3% |
| Time to Breakeven | 840 days | 1,480 days |
Compare to ACGL, EG, AXS, RGA, WRB
In The Past
RenaissanceRe's stock fell -28.1% during the 2022 Inflation Shock from a high on 12/29/2021. A -28.1% loss requires a 39.0% gain to breakeven.
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About RenaissanceRe (RNR)
RenaissanceRe Holdings Ltd. provides reinsurance and insurance products in the United States and internationally. The company operates through Property, and Casualty and Specialty segments. The Property segment writes property catastrophe excess of loss reinsurance and excess of loss retrocessional reinsurance to insure insurance and reinsurance companies against natural and man-made catastrophes, including hurricanes, earthquakes, typhoons, and tsunamis, as well as claims arising from other natural and man-made catastrophes comprising winter storms, freezes, floods, fires, windstorms, tornadoes, explosions, and acts of terrorism; and other property class of products, such as proportional reinsurance, property per risk, property reinsurance, binding facilities, and regional U.S. multi-line reinsurance. The Casualty and Specialty segment writes various classes of products, such as directors and officers, medical malpractice, and professional indemnity; automobile and employer's liability, casualty clash, umbrella or excess casualty, workers' compensation, and general liability; financial and mortgage guaranty, political risk, surety, and trade credit; and accident and health, agriculture, aviation, cyber, energy, marine, satellite, and terrorism. The company distributes its products and services primarily through intermediaries. RenaissanceRe Holdings Ltd. was founded in 1993 and is headquartered in Pembroke, Bermuda.
AI Analysis | Feedback
```html- RenaissanceRe is a bit like Berkshire Hathaway's reinsurance operations, focusing on providing insurance to other insurance companies for major catastrophes like hurricanes and earthquakes.
- Think of RenaissanceRe as the Amazon Web Services (AWS) for the insurance industry, providing the essential, behind-the-scenes financial infrastructure to help other insurers manage massive, unpredictable risks.
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- Property Catastrophe Reinsurance: Protects primary insurers from large losses caused by natural disasters like hurricanes, earthquakes, and floods.
- Specialty Reinsurance: Provides coverage for unique and complex risks beyond traditional property and casualty, such as aviation, marine, energy, credit, and political risks.
- Casualty and Financial Lines Reinsurance: Offers protection to insurers against a broad range of liability and financial risks, including professional liability, general liability, and directors' and officers' liability.
- Third-Party Capital Management: Manages capital from investors through various structures, including catastrophe bonds and collateralized reinsurance, to provide additional risk-bearing capacity and earn management fees.
AI Analysis | Feedback
RenaissanceRe (RNR) is a global provider of reinsurance and insurance products.
The company sells primarily to other companies, specifically:
- Insurance companies: RenaissanceRe's core business involves providing reinsurance coverage to primary insurance companies around the world. These insurance companies purchase reinsurance from RNR to transfer a portion of their risks, such as property catastrophe, casualty, and specialty risks.
Due to the highly proprietary nature of reinsurance relationships and competitive considerations, RenaissanceRe does not publicly disclose the names of its specific major customer companies. Reinsurance contracts are typically confidential, and reinsurers like RNR generally serve a broad and diversified client base rather than relying on a few individual "major" customers whose identities would be publicly announced.
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- PricewaterhouseCoopers LLP
- Verisk Analytics, Inc. (VRSK)
- Moody's Corporation (MCO)
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Kevin J. O'Donnell President and Chief Executive Officer
Kevin J. O'Donnell joined RenaissanceRe in 1996 and has served as President since November 2012 and Chief Executive Officer since July 2013. His previous roles at RenaissanceRe include Executive Vice President and Global Chief Underwriter, President of Renaissance Reinsurance Ltd., and Chief Underwriting Officer for the company's joint ventures, Top Layer Re and DaVinci Re. Earlier in his career, he served as Vice President of Centre Financial Products Ltd.
Robert "Bob" Qutub Executive Vice President and Chief Financial Officer
Robert Qutub has served as Executive Vice President and Chief Financial Officer of RenaissanceRe since August 2016. Prior to joining RenaissanceRe, he was Chief Financial Officer and Treasurer at MSCI Inc. from July 2012 to May 2016. He also held several segment Chief Financial Officer positions at Bank of America for 18 years.
Shannon Bender Executive Vice President, Group General Counsel and Corporate Secretary
Shannon Bender joined RenaissanceRe in 2021 and is responsible for legal, regulatory, government affairs, and compliance matters globally. Before RenaissanceRe, she served as Senior Vice President and Chief Corporate Counsel of CIT Group Inc., a publicly listed financial and bank holding company.
Ross Curtis Executive Vice President and Chief Portfolio Officer
Ross Curtis is an Executive Vice President and Chief Portfolio Officer at RenaissanceRe Holdings Ltd.
David Marra Executive Vice President and Group Chief Underwriting Officer
David Marra is an Executive Vice President and Group Chief Underwriting Officer at RenaissanceRe Holdings Ltd.
AI Analysis | Feedback
The key risks to RenaissanceRe (RNR) are:
- Exposure to Catastrophic Events: As a global provider of property, casualty, and specialty reinsurance, RenaissanceRe's business model inherently involves significant exposure to natural and man-made catastrophic events. These events can cause substantial volatility in financial results, leading to higher net claims and claim expenses, which can erode earnings and affect long-term profitability.
- Escalating Expenses and Pressure on Profit Margins: RenaissanceRe faces increasing expenses due to higher net claims, claim expenses, and operational costs. This trend poses a direct risk to the company's profit margins. Additionally, elevated debt levels have contributed to rising interest expenses, further potentially weighing on margins.
- Economic Uncertainty, Geopolitical Tensions, and Regulatory Changes: Global economic uncertainties, including inflation and potential recessionary pressures, could impact investment returns and the claims environment, particularly for longer-tail business lines. Geopolitical instability can also have far-reaching effects on financial markets and the insurance industry. Furthermore, the company operates in a highly regulated industry, and changes in laws or regulations, such as amendments to tax laws, could impose additional financial burdens and affect net income.
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1. Advanced AI and Data Analytics in Underwriting and Risk Selection: The rapid development and deployment of artificial intelligence, machine learning, and advanced data analytics by new Insurtech entrants and agile incumbent insurers/reinsurers. These technologies enable more precise risk assessment, real-time pricing, dynamic policy adjustments, and automated underwriting processes. If competitors or clients adopt these technologies more effectively, they could gain a significant competitive advantage by underwriting risks more accurately, developing new tailored products, and potentially reducing their reliance on traditional reinsurance by better managing their own risk portfolios. Evidence includes substantial investment in Insurtech startups focused on AI-driven underwriting and major insurance companies establishing innovation labs and partnerships for AI development.
2. Expansion and Sophistication of Insurance-Linked Securities (ILS) and Alternative Capital Markets: The sustained growth and increasing sophistication of insurance-linked securities (ILS) vehicles (such as catastrophe bonds, collateralized reinsurance, and sidecars) and other forms of alternative capital directly entering the risk transfer market. These structures allow institutional investors (e.g., pension funds, hedge funds) to directly participate in underwriting risk, offering capacity that often bypasses traditional reinsurance balance sheets. This influx of alternative capital, particularly in property catastrophe lines (a core RNR market), increases market capacity, exerts downward pressure on reinsurance pricing, and could disintermediate traditional reinsurers as primary insurers increasingly access capital directly through ILS. Evidence includes the consistent growth in ILS market volume and the development of new ILS structures and investor classes over the last decade.
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RenaissanceRe (RNR) operates primarily in the global reinsurance and insurance markets, with its main products and services categorized into Property (catastrophe and other property reinsurance) and Casualty and Specialty reinsurance.
Global Addressable Markets
- Overall Reinsurance Market: The global reinsurance market was valued at approximately USD 711.75 billion in 2024 and is projected to reach around USD 2,000.08 billion by 2034, growing at a compound annual growth rate (CAGR) of 10.88% from 2025 to 2034. Other estimates for the global reinsurance market size in 2024 range from USD 549.27 billion to USD 614.16 billion. By 2032, it is projected to reach USD 1,001.70 billion with a CAGR of 7.80% from 2025.
- Property and Casualty (P&C) Reinsurance Segment: This segment held a significant share of the overall reinsurance market, accounting for 62.40% in 2024 and 55.9% in 2022, with a projected CAGR of 4.5% through 2033. The demand for P&C reinsurance is stable due to increasing natural catastrophes.
- Casualty Treaty Reinsurance Market: The global casualty treaty reinsurance market size was estimated at US$ 15.26 billion in 2023 and is projected to grow to US$ 25.44 billion by 2030, with a CAGR of 7.6% from 2024 to 2030.
U.S. Addressable Markets
- Overall Reinsurance Market: The U.S. reinsurance market was valued at USD 220.05 billion in 2024 and is expected to reach USD 630.10 billion by 2034, growing at a CAGR of 11.09% from 2025 to 2034. Another estimate placed the U.S. market size at USD 143.6 billion in 2024, projected to reach USD 211.7 billion by 2033 with a CAGR of 3.96% from 2025. In 2023, the U.S. reinsurance market size was USD 178.60 billion and is expected to reach USD 369.37 billion by 2032, growing at a CAGR of 8.40% from 2024 to 2032.
- U.S. Property Catastrophe Reinsurance: The demand for U.S. property catastrophe reinsurance was approximately USD 200 billion in 2023, with an expected increase of 10-15% between 2023 and 2024. Over $7.5 billion of additional U.S. property catastrophe limit demand is anticipated at mid-year renewals in 2025.
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RenaissanceRe (RNR) is expected to drive future revenue growth over the next 2-3 years through three primary avenues, consistently highlighted by the company as its core "drivers of profit": growth in its underwriting business, expansion of its Capital Partners segment, and increased net investment income from its investment portfolio. Here are the key drivers:- Growth in Underwriting Business (Reinsurance): RenaissanceRe aims to expand its revenue through its core underwriting operations across property, casualty, and specialty reinsurance lines. The company's Q3 2025 results demonstrated significant strength in this area, with underwriting income nearly doubling from Q3 2024. Additionally, the catastrophe class gross premiums written saw a 21.9% underlying growth in Q3 2025, excluding the impact of reinstatement premiums. RenaissanceRe's strategy emphasizes constructing a well-diversified portfolio of reinsurance risk, aiming to be a top underwriter.
- Expansion of Capital Partners Business (Fee Income): The company's Capital Partners unit is a crucial driver, generating relatively low-volatility fee income. RenaissanceRe successfully raised $857.4 million in third-party capital in 2024, with an additional $237.8 million secured effective January 1, 2025. This influx of capital directly contributes to the growth in fee income, which increased by 8.9% in Q4 2024 compared to the prior year period and saw a 24% rise in Q3 2025.
- Increased Net Investment Income: RenaissanceRe's substantial investment portfolio is a significant source of revenue growth. The company reported a 13.8% increase in net investment income in Q4 2024 compared to Q4 2023, and a 4% increase in Q3 2025. The total investment base also expanded, growing from $32.6 billion at the end of 2024 to $35.8 billion by September 30, 2025, providing a larger asset base to generate income. The company has also strategically increased its allocations to derivatives over time to enhance investment income.
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Share Repurchases
- A renewal of RenaissanceRe's authorized share repurchase program, bringing the total current authorization up to $750.0 million, was approved on November 5, 2025. This authorization includes remaining amounts from prior approvals.
- Since Q2 2024, the company has returned over $1.7 billion of capital to shareholders through share buybacks.
- In Q3 2025, RenaissanceRe repurchased over 850,000 shares for $205 million.
Share Issuance
- In May 2023, RenaissanceRe commenced an underwritten public offering of 6,300,000 common shares, with net proceeds intended to fund a portion of the cash consideration for the Validus Re acquisition.
- As part of the consideration for the Validus Re acquisition, AIG received $250 million of RenaissanceRe common shares.
Inbound Investments
- RenaissanceRe Capital Partners, the company's third-party capital management business, manages capital through various joint ventures and managed funds such as DaVinciRe, Medici, Upsilon, and Vermeer.
- As of June 30, 2025, RenaissanceRe Capital Partners managed approximately $8.09 billion of third-party capital.
- Third-party investor capital under management by RenaissanceRe's Capital Partners division increased to $7.72 billion as of September 30, 2024, up almost $1 billion year-over-year.
Outbound Investments
- On November 1, 2023, RenaissanceRe completed the acquisition of Validus Re, American International Group, Inc.'s treaty reinsurance business, for approximately $2.985 billion.
- The total consideration for the Validus Re acquisition included $2.735 billion in cash and $250 million in RenaissanceRe common shares.
- This acquisition was a strategic move to accelerate growth, enhance the company's three drivers of profit (underwriting, fee, and investment income), and establish it as a top 5 global property and casualty reinsurer.
Latest Trefis Analyses
| Title | Date | |
|---|---|---|
| DASHBOARDS | ||
| RNR Dip Buy Analysis | 07/10/2025 | |
| RenaissanceRe Total Shareholder Return (TSR): 28.4% in 2024 and 15.2% 3-yr compounded annual returns (below peer average) | 03/07/2025 | |
| RenaissanceRe (RNR) Operating Cash Flow Comparison | 02/17/2025 | |
| RenaissanceRe (RNR) Net Income Comparison | 02/16/2025 | |
| RenaissanceRe Market Price | 02/12/2025 | |
| RenaissanceRe vs. S&P500 Correlation | 10/03/2024 | |
| RenaissanceRe Price Volatility | 09/24/2024 | |
| Fundamental Metrics: ... | 06/19/2024 | |
| RenaissanceRe (RNR) Stock Has 61% Chance Of Rise In The Next One Month | 02/07/2023 | |
| Dates Cached For RNR | 10/21/2022 | |
| ARTICLES | ||
| Mid Cap Stocks Trading At 52-Week High | 12/29/2025 |
Trade Ideas
Select ideas related to RNR.
| Date | Ticker | Company | Category | Trade Strategy | 6M Fwd Rtn | 12M Fwd Rtn | 12M Max DD |
|---|---|---|---|---|---|---|---|
| 01302026 | FDS | FactSet Research Systems | Dip Buy | DB | FCFY OPMDip Buy with High FCF Yield and High MarginBuying dips for companies with high FCF yield and meaningfully high operating margin | -19.1% | -19.1% | -23.8% |
| 01302026 | PFSI | PennyMac Financial Services | Dip Buy | DB | P/E OPMDip Buy with Low PE and High MarginBuying dips for companies with tame PE and meaningfully high operating margin | -7.6% | -7.6% | -9.2% |
| 01232026 | FIS | Fidelity National Information Services | Dip Buy | DB | FCFY OPMDip Buy with High FCF Yield and High MarginBuying dips for companies with high FCF yield and meaningfully high operating margin | -22.6% | -22.6% | -22.6% |
| 01022026 | MORN | Morningstar | Dip Buy | DB | P/E OPMDip Buy with Low PE and High MarginBuying dips for companies with tame PE and meaningfully high operating margin | -23.9% | -23.9% | -26.8% |
| 01022026 | ABR | Arbor Realty Trust | Special | Short Squeeze PotentialShort Squeeze PotentialHas potential for a short squeeze. High short interest, rising short interest and high debt. | -2.9% | -2.9% | -6.7% |
Research & Analysis
Invest in Strategies
Wealth Management
Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 163.31 |
| Mkt Cap | 14.5 |
| Rev LTM | 16,077 |
| Op Inc LTM | - |
| FCF LTM | 3,970 |
| FCF 3Y Avg | 3,960 |
| CFO LTM | 3,970 |
| CFO 3Y Avg | 3,997 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 9.2% |
| Rev Chg 3Y Avg | 13.2% |
| Rev Chg Q | 11.2% |
| QoQ Delta Rev Chg LTM | 2.8% |
| Op Mgn LTM | - |
| Op Mgn 3Y Avg | - |
| QoQ Delta Op Mgn LTM | - |
| CFO/Rev LTM | 23.7% |
| CFO/Rev 3Y Avg | 27.7% |
| FCF/Rev LTM | 23.5% |
| FCF/Rev 3Y Avg | 27.7% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 14.5 |
| P/S | 1.2 |
| P/EBIT | 8.4 |
| P/E | 11.8 |
| P/CFO | 3.5 |
| Total Yield | 11.5% |
| Dividend Yield | 1.8% |
| FCF Yield 3Y Avg | 23.0% |
| D/E | 0.2 |
| Net D/E | -0.8 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | 8.3% |
| 3M Rtn | 9.4% |
| 6M Rtn | 6.6% |
| 12M Rtn | 14.2% |
| 3Y Rtn | 55.1% |
| 1M Excs Rtn | 9.1% |
| 3M Excs Rtn | 4.1% |
| 6M Excs Rtn | 2.8% |
| 12M Excs Rtn | 3.2% |
| 3Y Excs Rtn | -9.8% |
Price Behavior
Price Behavior
| Market Price | $303.92 | |
| Market Cap ($ Bil) | 13.9 | |
| First Trading Date | 07/27/1995 | |
| Distance from 52W High | -2.2% | |
| 50 Days | 200 Days | |
| DMA Price | $280.54 | $255.63 |
| DMA Trend | up | up |
| Distance from DMA | 8.3% | 18.9% |
| 3M | 1YR | |
| Volatility | 25.4% | 26.3% |
| Downside Capture | -164.54 | -2.40 |
| Upside Capture | -47.42 | 25.76 |
| Correlation (SPY) | -29.2% | 23.2% |
RNR Betas & Captures as of 1/31/2026
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | -0.57 | -0.40 | -0.37 | -0.27 | 0.36 | 0.39 |
| Up Beta | 0.80 | 0.42 | -0.25 | -0.40 | 0.41 | 0.40 |
| Down Beta | -0.23 | -0.36 | -0.36 | -0.36 | 0.39 | 0.48 |
| Up Capture | -95% | -16% | -4% | 6% | 26% | 12% |
| Bmk +ve Days | 11 | 22 | 34 | 71 | 142 | 430 |
| Stock +ve Days | 11 | 23 | 32 | 65 | 127 | 400 |
| Down Capture | -152% | -114% | -82% | -58% | 29% | 52% |
| Bmk -ve Days | 9 | 19 | 27 | 54 | 109 | 321 |
| Stock -ve Days | 9 | 18 | 29 | 60 | 124 | 352 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with RNR | |
|---|---|---|---|---|
| RNR | 32.6% | 26.3% | 1.04 | - |
| Sector ETF (XLF) | 2.6% | 19.4% | 0.01 | 35.9% |
| Equity (SPY) | 13.6% | 19.4% | 0.53 | 23.0% |
| Gold (GLD) | 73.5% | 25.5% | 2.13 | 0.4% |
| Commodities (DBC) | 7.9% | 17.0% | 0.28 | 7.7% |
| Real Estate (VNQ) | 7.1% | 16.7% | 0.24 | 33.4% |
| Bitcoin (BTCUSD) | -31.1% | 44.9% | -0.69 | 1.6% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with RNR | |
|---|---|---|---|---|
| RNR | 14.8% | 27.8% | 0.51 | - |
| Sector ETF (XLF) | 12.8% | 18.7% | 0.55 | 37.7% |
| Equity (SPY) | 13.5% | 17.0% | 0.63 | 26.3% |
| Gold (GLD) | 21.7% | 17.1% | 1.04 | -1.8% |
| Commodities (DBC) | 10.8% | 19.0% | 0.45 | 1.6% |
| Real Estate (VNQ) | 4.9% | 18.8% | 0.17 | 24.3% |
| Bitcoin (BTCUSD) | 8.4% | 57.2% | 0.37 | 7.4% |
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Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with RNR | |
|---|---|---|---|---|
| RNR | 11.3% | 26.7% | 0.44 | - |
| Sector ETF (XLF) | 14.3% | 22.2% | 0.59 | 49.0% |
| Equity (SPY) | 15.9% | 17.9% | 0.76 | 41.5% |
| Gold (GLD) | 15.0% | 15.6% | 0.80 | 0.8% |
| Commodities (DBC) | 8.6% | 17.6% | 0.40 | 12.1% |
| Real Estate (VNQ) | 6.9% | 20.7% | 0.30 | 40.4% |
| Bitcoin (BTCUSD) | 68.0% | 66.7% | 1.07 | 7.3% |
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 2/3/2026 | |||
| 10/28/2025 | 6.9% | 13.4% | 12.7% |
| 7/23/2025 | 0.7% | 3.0% | 5.0% |
| 4/23/2025 | -5.0% | 0.8% | -0.5% |
| 1/28/2025 | -8.6% | -10.3% | -9.8% |
| 11/6/2024 | -4.4% | -6.3% | 0.6% |
| 7/24/2024 | -2.3% | 3.2% | 10.0% |
| 4/30/2024 | -0.4% | 2.7% | 3.8% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 8 | 13 | 14 |
| # Negative | 16 | 11 | 10 |
| Median Positive | 4.1% | 3.0% | 5.5% |
| Median Negative | -2.4% | -5.0% | -8.8% |
| Max Positive | 7.1% | 13.4% | 34.6% |
| Max Negative | -8.6% | -10.3% | -14.4% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 12/31/2025 | 02/11/2026 | 10-K |
| 09/30/2025 | 10/29/2025 | 10-Q |
| 06/30/2025 | 07/24/2025 | 10-Q |
| 03/31/2025 | 04/24/2025 | 10-Q |
| 12/31/2024 | 02/12/2025 | 10-K |
| 09/30/2024 | 11/07/2024 | 10-Q |
| 06/30/2024 | 07/25/2024 | 10-Q |
| 03/31/2024 | 05/01/2024 | 10-Q |
| 12/31/2023 | 02/21/2024 | 10-K |
| 09/30/2023 | 11/02/2023 | 10-Q |
| 06/30/2023 | 07/26/2023 | 10-Q |
| 03/31/2023 | 05/03/2023 | 10-Q |
| 12/31/2022 | 02/08/2023 | 10-K |
| 09/30/2022 | 11/02/2022 | 10-Q |
| 06/30/2022 | 07/26/2022 | 10-Q |
| 03/31/2022 | 05/04/2022 | 10-Q |
Insider Activity
Expand for More| # | Owner | Title | Holding | Action | Filing Date | Price | Shares | Transacted Value | Value of Held Shares | Form |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Bushnell, David C | Direct | Sell | 8132025 | 240.49 | 5,844 | 1,405,403 | 3,092,897 | Form | |
| 2 | Marra, David E | EVP,Chief Underwriting Officer | Direct | Sell | 7172025 | 237.38 | 1,000 | 237,380 | 21,298,446 | Form |
| 3 | Fraser, James Christopher | SVP, Chief Accounting Officer | Direct | Sell | 5092025 | 249.54 | 332 | 82,846 | 6,775,917 | Form |
| 4 | Fraser, James Christopher | SVP, Chief Accounting Officer | Direct | Sell | 5092025 | 250.55 | 13,668 | 3,424,453 | 3,378,853 | Form |
| 5 | Qutub, Robert | EVP, Chief Financial Officer | Direct | Sell | 2062026 | 305.75 | 5,000 | 1,528,757 | 22,326,880 | Form |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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