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Unitil (UTL)


Market Price (12/28/2025): $48.88 | Market Cap: $831.0 Mil
Sector: Utilities | Industry: Electric Utilities

Unitil (UTL)


Market Price (12/28/2025): $48.88
Market Cap: $831.0 Mil
Sector: Utilities
Industry: Electric Utilities

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.


0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 8.3%, Dividend Yield is 2.6%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 4.1%
Weak multi-year price returns
2Y Excs Rtn is -45%, 3Y Excs Rtn is -74%
Debt is significant
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 94%
1 Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 27%
  Weak revenue growth
Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -1.9%
2 Low stock price volatility
Vol 12M is 22%
  Not cash flow generative
FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is -9.9%
3 Megatrend and thematic drivers
Megatrends include Smart Grids & Grid Modernization, and Electrification of Everything. Themes include Smart Metering, Grid Automation, Show more.
  Key risks
UTL key risks include [1] the potential need for substantial cash contributions to its pension obligations and [2] shareholder dilution from issuing new shares to support capital needs.
0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 8.3%, Dividend Yield is 2.6%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 4.1%
1 Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 27%
2 Low stock price volatility
Vol 12M is 22%
3 Megatrend and thematic drivers
Megatrends include Smart Grids & Grid Modernization, and Electrification of Everything. Themes include Smart Metering, Grid Automation, Show more.
4 Weak multi-year price returns
2Y Excs Rtn is -45%, 3Y Excs Rtn is -74%
5 Debt is significant
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 94%
6 Weak revenue growth
Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -1.9%
7 Not cash flow generative
FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is -9.9%
8 Key risks
UTL key risks include [1] the potential need for substantial cash contributions to its pension obligations and [2] shareholder dilution from issuing new shares to support capital needs.

Valuation, Metrics & Events

UTL Stock


Why The Stock Moved


Qualitative Assessment

AI Analysis | Feedback

<b>1. Strong Q3 2025 Financial Performance and Outlook:</b> Unitil Corporation reported third-quarter 2025 revenue that exceeded forecasts by 5.05%, with earnings per share meeting expectations. The company also reaffirmed its long-term guidance for earnings, dividend, and rate base growth.

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<b>2. Strategic Acquisition Completion:</b> The company completed its acquisition of Maine Natural Gas Company on October 31, 2025. This strategic move is anticipated to expand Unitil's customer base and distribution network, with long-term benefits expected to be accretive to earnings, although initially earnings-neutral.

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<b>3. Consistent Dividend Policy:</b> Unitil declared a common stock dividend of $0.45 per share in October 2025, with an ex-dividend date in November 2025. This follows a previously announced increase in the annual dividend for 2025 to $1.80 per share, reflecting a 5.9% increase from 2024 and consistent shareholder returns.

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<b>4. Favorable Regulatory Environment and Rate Cases:</b> Unitil has been actively involved in regulatory proceedings, including a base rate case for its New Hampshire electric utility proposing an $18.5 million permanent rate increase, with temporary rates taking effect in July 2025. Regulatory approvals and ongoing rate adjustments are key to the company's revenue and cost recovery.

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<b>5. Broader Utilities Sector Tailwinds:</b> The wider utilities sector in 2024 saw increased demand driven by advancements in artificial intelligence and the push for electrification, which could offer significant growth opportunities. This context of growing energy demand and strategic positioning in a vital sector influences investor sentiment towards utility companies like Unitil.

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Stock Movement Drivers

Fundamental Drivers

The 5.0% change in UTL stock from 9/27/2025 to 12/27/2025 was primarily driven by a 10.9% change in the company's P/E Multiple.
927202512272025Change
Stock Price ($)46.5348.854.98%
Change Contribution ByLTMLTM
Total Revenues ($ Mil)493.80502.001.66%
Net Income Margin (%)9.54%9.32%-2.26%
P/E Multiple16.0017.7410.87%
Shares Outstanding (Mil)16.2017.00-4.94%
Cumulative Contribution4.73%

LTM = Last Twelve Months as of date shown

Market Drivers

9/27/2025 to 12/27/2025
ReturnCorrelation
UTL5.0% 
Market (SPY)4.3%1.1%
Sector (XLU)-1.4%29.0%

Fundamental Drivers

The -5.0% change in UTL stock from 6/28/2025 to 12/27/2025 was primarily driven by a -4.9% change in the company's Shares Outstanding (Mil).
628202512272025Change
Stock Price ($)51.4548.85-5.05%
Change Contribution ByLTMLTM
Total Revenues ($ Mil)486.90502.003.10%
Net Income Margin (%)9.74%9.32%-4.24%
P/E Multiple17.5817.740.92%
Shares Outstanding (Mil)16.2017.00-4.94%
Cumulative Contribution-5.28%

LTM = Last Twelve Months as of date shown

Market Drivers

6/28/2025 to 12/27/2025
ReturnCorrelation
UTL-5.0% 
Market (SPY)12.6%17.4%
Sector (XLU)5.9%41.9%

Fundamental Drivers

The -5.9% change in UTL stock from 12/27/2024 to 12/27/2025 was primarily driven by a -5.6% change in the company's Shares Outstanding (Mil).
1227202412272025Change
Stock Price ($)51.9248.85-5.92%
Change Contribution ByLTMLTM
Total Revenues ($ Mil)496.90502.001.03%
Net Income Margin (%)9.46%9.32%-1.44%
P/E Multiple17.7917.74-0.23%
Shares Outstanding (Mil)16.1017.00-5.59%
Cumulative Contribution-6.21%

LTM = Last Twelve Months as of date shown

Market Drivers

12/27/2024 to 12/27/2025
ReturnCorrelation
UTL-5.9% 
Market (SPY)17.0%10.2%
Sector (XLU)14.8%52.3%

Fundamental Drivers

The 4.9% change in UTL stock from 12/28/2022 to 12/27/2025 was primarily driven by a 21.9% change in the company's Net Income Margin (%).
1228202212272025Change
Stock Price ($)46.5848.854.87%
Change Contribution ByLTMLTM
Total Revenues ($ Mil)541.50502.00-7.29%
Net Income Margin (%)7.65%9.32%21.94%
P/E Multiple18.0017.74-1.44%
Shares Outstanding (Mil)16.0017.00-6.25%
Cumulative Contribution4.46%

LTM = Last Twelve Months as of date shown

Market Drivers

12/28/2023 to 12/27/2025
ReturnCorrelation
UTL-1.0% 
Market (SPY)48.0%16.5%
Sector (XLU)42.1%50.7%

Return vs. Risk


Price Returns Compared

 202020212022202320242025Total [1]
Returns
UTL Return-26%7%16%6%6%-7%-4%
Peers Return16%38%-12%21%26%16%150%
S&P 500 Return16%27%-19%24%23%18%114%

Monthly Win Rates [3]
UTL Win Rate17%42%58%58%50%50% 
Peers Win Rate52%65%42%68%57%52% 
S&P 500 Win Rate58%75%42%67%75%73% 

Max Drawdowns [4]
UTL Max Drawdown-46%-11%-3%-16%-10%-15% 
Peers Max Drawdown-34%-5%-26%-7%-9%-23% 
S&P 500 Max Drawdown-31%-1%-25%-1%-2%-15% 


[1] Cumulative total returns since the beginning of 2020
[2] Peers: HPQ, HPE, IBM, CSCO, AAPL.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2025 data is for the year up to 12/26/2025 (YTD)

How Low Can It Go

Unique KeyEventUTLS&P 500
2022 Inflation Shock2022 Inflation Shock  
2022 Inflation Shock% Loss% Loss-29.3%-25.4%
2022 Inflation Shock% Gain to Breakeven% Gain to Breakeven41.5%34.1%
2022 Inflation ShockTime to BreakevenTime to Breakeven297 days464 days
2020 Covid Pandemic2020 Covid Pandemic  
2020 Covid Pandemic% Loss% Loss-49.3%-33.9%
2020 Covid Pandemic% Gain to Breakeven% Gain to Breakeven97.1%51.3%
2020 Covid PandemicTime to BreakevenTime to BreakevenNot Fully Recovered days148 days
2018 Correction2018 Correction  
2018 Correction% Loss% Loss-19.5%-19.8%
2018 Correction% Gain to Breakeven% Gain to Breakeven24.3%24.7%
2018 CorrectionTime to BreakevenTime to Breakeven150 days120 days
2008 Global Financial Crisis2008 Global Financial Crisis  
2008 Global Financial Crisis% Loss% Loss-43.5%-56.8%
2008 Global Financial Crisis% Gain to Breakeven% Gain to Breakeven77.0%131.3%
2008 Global Financial CrisisTime to BreakevenTime to Breakeven1,692 days1,480 days

Compare to HPQ, HPE, IBM, CSCO, AAPL

In The Past

Unitil's stock fell -29.3% during the 2022 Inflation Shock from a high on 4/6/2023. A -29.3% loss requires a 41.5% gain to breakeven.

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About Unitil (UTL)

Unitil Corporation, a public utility holding company, engages in the distribution of electricity and natural gas. It operates through three segments: Utility Electric Operations, Utility Gas Operations, and Non-Regulated. The company distributes electricity in the southeastern seacoast and state capital regions of New Hampshire, and the greater Fitchburg area of north central Massachusetts; and distributes natural gas in southeastern New Hampshire and portions of southern and central Maine, including the city of Portland and the Lewiston-Auburn area, as well as the greater Fitchburg area of north central Massachusetts. It also operates 86 miles of interstate underground natural gas transmission pipeline that provides interstate natural gas pipeline access and transportation services primarily in Maine and New Hampshire. In addition, the company provides energy brokering and advisory services to commercial and industrial customers; and real estate management services. It serves approximately 107,700 electric customers and 86,600 natural gas customers. Unitil Corporation was incorporated in 1984 and is headquartered in Hampton, New Hampshire.

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Here are 1-3 brief analogies for Unitil (UTL):

  • Like a regional version of Duke Energy or Consolidated Edison, providing electricity and natural gas in New England.
  • Like your local water company, but for delivering electricity and natural gas.

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  • Electric Distribution: Unitil provides electric utility services, distributing electricity to residential, commercial, and industrial customers across its service territories.
  • Natural Gas Distribution: Unitil offers natural gas utility services, delivering natural gas to residential, commercial, and industrial customers within its service areas.

AI Analysis | Feedback

Unitil (UTL) is a public utility company that primarily sells electricity and natural gas to individuals and businesses within its regulated service territories in Maine, New Hampshire, and Massachusetts. As a utility, it does not have "major customers" in the traditional sense of a few large corporate entities accounting for a significant portion of its revenue. Instead, its customer base is diversified across thousands of accounts.

The company sells primarily to individuals and businesses, and its customer base is typically divided into the following three categories:

  • Residential Customers: This category includes individual households, homeowners, and tenants who use electricity and natural gas for their domestic needs, such as heating, cooling, lighting, and powering household appliances.
  • Commercial Customers: This segment comprises a wide range of businesses and organizations, including retail stores, offices, restaurants, small and medium-sized enterprises, government buildings, and other non-industrial establishments that consume energy for their operational needs.
  • Industrial Customers: These are typically larger businesses or manufacturing facilities that require substantial amounts of electricity and natural gas to power their machinery, production processes, and large-scale operations.

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Thomas P. Meissner, Jr. Chairman of the Board & Chief Executive Officer

Thomas P. Meissner, Jr. was appointed CEO in April 2018. He joined Unitil in 1994, serving as Senior Vice President and Chief Operating Officer from 2005 to 2018, and Director of Engineering from 1998 to 2003. Before Unitil, he held roles including Electrical Superintendent and various engineering and operations positions at Public Service of New Hampshire from 1985 to 1994. He holds degrees in Electrical and Mechanical Engineering from Northeastern University and an MBA from the University of New Hampshire. He is also a registered professional engineer in New Hampshire and a Director of the Northeast Gas Association.

Daniel J. Hurstak Senior Vice President, Chief Financial Officer & Treasurer

Daniel J. Hurstak assumed the role of Senior Vice President, Chief Financial Officer & Treasurer effective May 1, 2023. He joined Unitil in 2020, initially serving as the Company's Chief Accounting Officer and Controller. Prior to Unitil, Mr. Hurstak was Vice President, Corporate Accounting at Fidelity Investments from June 2016 to February 2020. He also worked as a senior manager at PricewaterhouseCoopers LLP from 2009 to 2016, where he began his career in 2001. He is a Certified Public Accountant in Massachusetts.

Robert B. Hevert President & Chief Administrative Officer

Robert B. Hevert was appointed to the newly created position of President & Chief Administrative Officer effective May 1, 2023. He joined Unitil in 2020 as Senior Vice President, Chief Financial Officer and Treasurer, a position he held until May 2023. With over 30 years of experience in the energy industry, Mr. Hevert previously served as Partner and Practice Area Leader at ScottMadden, Inc. from 2016. He founded and was Managing Partner of Sussex Economic Advisors, LLC from 2012 until its acquisition by ScottMadden in June 2016. Additionally, he was President of Concentric Energy Advisors, Inc. from 2002 to 2012. His background also includes senior positions at Navigant Consulting, Inc. and Vice President and Assistant Treasurer at Bay State Gas Company. He is a CFA® Charterholder.

Todd R. Diggins Chief Accounting Officer and Controller

Todd R. Diggins assumed the role of Chief Accounting Officer and Controller effective May 1, 2023. He previously served as the Director of Finance since July 2018 and Treasurer of Unitil's subsidiary companies since April 2020. Mr. Diggins joined Unitil in May 1998 and has held various accounting roles within the company, including corporate accounting manager and senior accountant.

Kat Bourque Senior Vice President, External Affairs & Chief Customer Officer

Kat Bourque serves as the Senior Vice President, External Affairs & Chief Customer Officer. Prior to her current role, she was Unitil's Vice President of External Affairs & Corporate Relations and Director of Government Affairs. She is a member of the NH Bar and possesses extensive experience in energy policy, legislative processes, and public affairs.

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Unitil (UTL) faces several key risks inherent to its operations as a public utility company. The most significant risks include: 1.

Regulatory and Environmental Risks

Unitil operates in a heavily regulated environment, meaning changes in regulations can significantly impact its rates, authorized rate of return, and ability to recover costs. A particularly prominent aspect of this risk involves evolving environmental regulations, especially those related to climate change and greenhouse gas emissions, which could lead to increased compliance costs and affect financial performance. 2.

Operational and Infrastructure Risks

As a distributor of electricity and natural gas, Unitil is exposed to substantial operational risks. These include potential disruptions in natural gas pipeline transmission and storage capacity, which could impair its ability to meet customer demands. The company also faces risks associated with aging infrastructure and the inherent hazards of electric and natural gas distribution, which can lead to accidents, environmental pollution, and operational impairments. Furthermore, severe weather events and catastrophic incidents pose significant threats to its infrastructure and ability to maintain service. 3.

Financial and Capital Market Risks

Unitil faces financial risks related to its ability to obtain financing on acceptable terms, which can affect its overall financial condition. Fluctuations in interest rates can adversely impact financial results, particularly given its reliance on debt for capital projects. Declines in capital market valuations could also necessitate substantial cash contributions to pension and post-retirement benefit obligations. Additionally, the company has experienced shareholder dilution from issuing new shares to support capital needs and de-risk its balance sheet.

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Proliferation of Distributed Energy Resources (DERs)

The increasing adoption of rooftop solar, community solar, battery storage, and other localized generation and storage solutions directly threatens Unitil's traditional revenue model. As customers generate more of their own power, demand for grid-supplied electricity from Unitil decreases, impacting sales volumes and the efficient utilization of existing infrastructure. This trend is driven by declining technology costs and strong state-level incentives and policies in Unitil's service territories (New Hampshire, Massachusetts, and Maine) that encourage DER deployment, thereby reducing reliance on the central utility grid.

Decarbonization Policies and the Future of Natural Gas

Growing regulatory pressure, state mandates, and environmental initiatives aimed at reducing carbon emissions pose a significant emerging threat to Unitil's natural gas distribution business. Policies in Unitil's operating states are increasingly focused on transitioning away from fossil fuels for heating and power, promoting electrification (e.g., heat pumps), and potentially restricting new natural gas infrastructure or even mandating phase-outs. This trend directly challenges the long-term growth and viability of a core segment of Unitil's operations.

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Unitil Corporation (UTL) primarily operates in the regulated utility sector, distributing electricity and natural gas. Its services are concentrated in specific regions of New Hampshire, Massachusetts, and Maine.

As of recent reports (late 2024 to late 2025 due to acquisitions), Unitil serves approximately 109,400 electric customers and 103,900 natural gas customers across these three states.

Addressable Markets:

  • Natural Gas Distribution:
    • New Hampshire: There are approximately 130,000 natural gas customers in New Hampshire. Unitil, through its subsidiary Northern Utilities, serves about 35,000 gas customers in 25 communities in the seacoast area of the state.
    • Maine: With the acquisition of Maine Natural Gas Company (finalized October 31, 2025), Unitil now serves approximately 41,000 natural gas customers across Maine, with Maine Natural Gas serving about 6,300 residential and commercial natural gas customers in nine Greater Portland communities and Augusta.
    • Massachusetts: Unitil provides natural gas service to specific regions in Massachusetts, including towns like Ashby, Fitchburg, Gardner, Lunenburg, Townsend, West Townsend, and Westminster.
  • Electricity Distribution:
    • New Hampshire: Unitil provides electric service in the southeastern seacoast and state capital regions of New Hampshire.
    • Massachusetts: Unitil distributes electricity in the greater Fitchburg area of north central Massachusetts, including Ashby, Fitchburg, Leominster, Lunenburg, Shirley, Townsend, and West Townsend.
    • Maine: While Unitil distributes natural gas in Maine, its primary electric distribution services are in New Hampshire and Massachusetts.

Due to the nature of regulated utility markets, where companies operate in defined service territories, a precise "addressable market size" in a consolidated dollar value for the entire states of New Hampshire, Massachusetts, and Maine for electricity and natural gas distribution for all providers is not readily available as a single metric. The market is defined by the number of customers and the revenue generated within each utility's approved service territory. Unitil's revenues from electricity activities were approximately $307.1 million in 2023. In 2013, gas operations generated $170.4 million and electricity operations generated $190.7 million.

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Expected Drivers of Future Revenue Growth for Unitil (UTL)

Over the next 2-3 years, Unitil (UTL) is expected to drive future revenue growth through several key initiatives and operational factors: * Rate Increases: Unitil consistently benefits from approved rate increases in its service territories for both electric and natural gas distribution. Recent earnings reports highlight "higher rates" and "distribution rates" as significant contributors to increased gross margins. For instance, in the third quarter of 2025, higher rates and customer growth drove increases in both electric and gas adjusted gross margins. Rate cases filed with state public utilities commissions, such as the New Hampshire electric distribution rate case in May 2025 for an $18.5 million permanent increase, are a continuous mechanism for revenue adjustment and growth. * Customer Growth: The expansion of Unitil's customer base in its existing electric and natural gas service areas across New Hampshire, Massachusetts, and Maine is a consistent driver of revenue. The company reported adding approximately 560 new electric customers and 9,400 new gas customers in the first nine months of 2025, with strong economic growth in its service territories contributing to this trend. * Strategic Acquisitions: Unitil has actively pursued and completed strategic acquisitions that expand its customer base and market presence. The acquisitions of Bangor Natural Gas Company (January 2025) and Maine Natural Gas Company (October 2025) significantly added to Unitil's natural gas customer count and infrastructure. These acquisitions are anticipated to be earnings-accretive once new distribution rates take effect and are a key part of the company's growth strategy, including planned acquisitions of Aquarion Water companies. * Infrastructure Investments and Rate Base Growth: Unitil plans substantial capital investments in its utility infrastructure, totaling approximately $980 million from 2025-2029. These investments are projected to drive rate base growth in the range of 6.5% to 8.5% annually, supporting long-term earnings growth. Such investments include modernizing the electric grid, enhancing system reliability, and supporting electric vehicle infrastructure development. * Natural Gas Expansion Programs: Beyond acquisitions, Unitil is undertaking targeted expansion programs, such as the pilot "Targeted Area Buildout" (TAB) program in Saco, Maine. This initiative aims to reduce upfront conversion costs for new natural gas customers, thereby encouraging greater adoption and expanding the natural gas customer base in underserved areas. Unitil sees this as a model for potential similar expansions across the state.

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Share Issuance

  • In August 2025, Unitil announced a registered offering of $65 million of common stock, with an option for underwriters to purchase an additional $9.75 million in shares.
  • The proceeds from the 2025 stock offering are intended for equity capital contributions to regulated utility subsidiaries, repayment of outstanding debt, and general corporate purposes.

Outbound Investments

  • Unitil completed the acquisition of Bangor Natural Gas Company on January 31, 2025, for $70.9 million, plus $0.3 million for working capital.
  • The company expects to close acquisitions of Maine Natural Gas (MNG) and Aquarion Water Companies (MA & NH) by the end of 2025.
  • The acquisition of Aquarion Water Companies is valued at $100 million, including $30 million in assumed debt, and marks Unitil's first entry into water distribution.

Capital Expenditures

  • Capital expenditures for 2024 amounted to $169.9 million, primarily for utility system additions.
  • Unitil plans to invest approximately $176 million in capital projects in 2025.
  • The company has a projected 5-year investment plan through 2029 totaling approximately $980 million, focusing on electric system modernization, infrastructure replacement, customer growth, and the clean energy transition, which is expected to grow the rate base by 6.5% to 8.5%.

Better Bets than Unitil (UTL)

Trade Ideas

Select ideas related to UTL. For more, see Trefis Trade Ideas.

Unique KeyDateTickerCompanyCategoryTrade Strategy6M Fwd Rtn12M Fwd Rtn12M Max DD
PEG_11212025_Monopoly_xInd_xCD_Getting_Cheaper11212025PEGPublic Service EnterpriseMonopolyMY | Getting CheaperMonopoly-Like with P/S Decline
Large cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple
-0.3%-0.3%-2.4%
PCG_9262025_Dip_Buyer_ValueBuy09262025PCGPG&EDip BuyDB | P/E OPMDip Buy with Low PE and High Margin
Buying dips for companies with tame PE and meaningfully high operating margin
5.5%5.5%-0.8%
AES_9052025_Dip_Buyer_ValueBuy09052025AESAESDip BuyDB | P/E OPMDip Buy with Low PE and High Margin
Buying dips for companies with tame PE and meaningfully high operating margin
10.2%10.2%-3.2%

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Peer Comparisons for Unitil

Peers to compare with:

Financials

UTLHPQHPEIBMCSCOAAPLMedian
NameUnitil HP Hewlett .Internat.Cisco Sy.Apple  
Mkt Price48.8523.2624.49305.0978.16273.4063.50
Mkt Cap0.821.932.6284.9309.24,074.4158.8
Rev LTM50255,29534,29665,40257,696408,62556,496
Op Inc LTM953,6241,64411,54412,991130,2147,584
FCF LTM-502,80062711,85412,73396,1847,327
FCF 3Y Avg-402,9781,40011,75313,879100,5037,366
CFO LTM1333,6972,91913,48313,744108,5658,590
CFO 3Y Avg1193,6723,89613,49814,736111,5598,697

Growth & Margins

UTLHPQHPEIBMCSCOAAPLMedian
NameUnitil HP Hewlett .Internat.Cisco Sy.Apple  
Rev Chg LTM1.0%3.2%13.8%4.5%8.9%6.0%5.2%
Rev Chg 3Y Avg-1.9%-3.9%6.5%2.6%3.7%1.8%2.2%
Rev Chg Q8.8%4.2%14.4%9.1%7.5%9.6%9.0%
QoQ Delta Rev Chg LTM1.7%1.1%3.7%2.1%1.8%2.1%2.0%
Op Mgn LTM18.9%6.6%4.8%17.7%22.5%31.9%18.3%
Op Mgn 3Y Avg17.1%7.4%7.2%16.4%24.2%30.8%16.8%
QoQ Delta Op Mgn LTM-0.1%-0.2%-1.4%0.6%0.4%0.1%-0.0%
CFO/Rev LTM26.5%6.7%8.5%20.6%23.8%26.6%22.2%
CFO/Rev 3Y Avg22.9%6.8%12.7%21.4%26.1%28.4%22.2%
FCF/Rev LTM-9.9%5.1%1.8%18.1%22.1%23.5%11.6%
FCF/Rev 3Y Avg-7.6%5.5%4.6%18.6%24.6%25.6%12.1%

Valuation

UTLHPQHPEIBMCSCOAAPLMedian
NameUnitil HP Hewlett .Internat.Cisco Sy.Apple  
Mkt Cap0.821.932.6284.9309.24,074.4158.8
P/S1.70.41.04.45.410.03.0
P/EBIT8.26.819.925.122.531.321.2
P/E17.78.6572.736.029.941.033.0
P/CFO6.25.911.221.122.537.516.2
Total Yield8.3%14.1%2.3%5.0%5.4%2.8%5.2%
Dividend Yield2.6%2.5%2.1%2.2%2.1%0.4%2.1%
FCF Yield 3Y Avg-5.0%10.6%5.5%6.4%6.0%3.1%5.7%
D/E1.00.50.70.20.10.00.4
Net D/E0.90.30.60.20.00.00.3

Returns

UTLHPQHPEIBMCSCOAAPLMedian
NameUnitil HP Hewlett .Internat.Cisco Sy.Apple  
1M Rtn-2.9%-1.8%14.4%0.6%2.7%-1.5%-0.4%
3M Rtn5.0%-11.9%2.7%7.9%17.0%7.1%6.1%
6M Rtn-5.0%-4.0%34.5%6.6%15.2%36.3%10.9%
12M Rtn-5.9%-27.0%16.2%40.5%34.5%7.5%11.8%
3Y Rtn4.9%-1.9%71.1%143.1%81.3%120.2%76.2%
1M Excs Rtn-5.1%-5.6%12.9%-2.2%-0.0%-3.7%-3.0%
3M Excs Rtn0.7%-16.2%-1.7%3.6%12.7%2.8%1.7%
6M Excs Rtn-17.3%-16.3%22.3%-5.7%3.0%24.0%-1.3%
12M Excs Rtn-21.9%-42.9%-0.7%25.0%19.9%-8.4%-4.6%
3Y Excs Rtn-74.1%-83.5%-11.2%59.6%-1.2%28.4%-6.2%

Financials

Segment Financials

Revenue by Segment
$ Mil20242023202220212020
Electric306298248227234
Gas251265225191203
Other00   
Non-Regulated   01
Total557563473419438


Net Income by Segment
$ Mil20242023202220212020
Gas2926231919
Electric1816141312
Other-2-1-103
Non-Regulated   010
Total4541363244


Assets by Segment
$ Mil20242023202220212020
Gas1,032989936886823
Electric613581584572529
Other2621202018
Non-Regulated   00
Total1,6701,5901,5401,4781,371


Price Behavior

Price Behavior
Market Price$48.85 
Market Cap ($ Bil)0.8 
First Trading Date03/17/1992 
Distance from 52W High-16.0% 
   50 Days200 Days
DMA Price$48.74$50.53
DMA Trenddownup
Distance from DMA0.2%-3.3%
 3M1YR
Volatility19.4%22.2%
Downside Capture-34.7324.49
Upside Capture-4.1714.54
Correlation (SPY)3.1%10.5%
UTL Betas & Captures as of 11/30/2025

 1M2M3M6M1Y3Y
Beta0.070.100.210.480.150.34
Up Beta-0.040.410.600.880.100.35
Down Beta0.350.260.09-0.130.070.14
Up Capture36%18%32%33%10%13%
Bmk +ve Days13263974142427
Stock +ve Days10203462126374
Down Capture-12%-23%-2%87%46%75%
Bmk -ve Days7162452107323
Stock -ve Days9202762120369

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
 Comparison of UTL With Other Asset Classes (Last 1Y)
 UTLSector ETFEquityGoldCommoditiesReal EstateBitcoin
Annualized Return-5.9%15.2%17.8%72.1%8.6%4.4%-8.2%
Annualized Volatility22.1%15.9%19.4%19.3%15.2%17.0%35.0%
Sharpe Ratio-0.360.700.722.700.340.09-0.08
Correlation With Other Assets 52.3%10.7%14.6%-8.4%44.4%-3.5%

ETFs used for asset classes: Sector ETF = XLU, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 5-Year Data
 Comparison of UTL With Other Asset Classes (Last 5Y)
 UTLSector ETFEquityGoldCommoditiesReal EstateBitcoin
Annualized Return6.1%9.7%14.7%18.7%11.5%4.6%30.8%
Annualized Volatility26.2%17.2%17.1%15.5%18.7%18.9%48.6%
Sharpe Ratio0.230.430.700.970.500.160.57
Correlation With Other Assets 53.7%24.0%11.9%8.9%41.1%8.5%

ETFs used for asset classes: Sector ETF = XLU, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 10-Year Data
 Comparison of UTL With Other Asset Classes (Last 10Y)
 UTLSector ETFEquityGoldCommoditiesReal EstateBitcoin
Annualized Return6.8%10.5%14.8%15.3%7.0%5.3%69.2%
Annualized Volatility27.3%19.2%18.0%14.7%17.6%20.8%55.8%
Sharpe Ratio0.280.480.710.860.320.220.90
Correlation With Other Assets 66.6%39.6%10.5%11.4%54.2%9.1%

ETFs used for asset classes: Sector ETF = XLU, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How

Short Interest

Short Interest: As Of Date12152025
Short Interest: Shares Quantity507,337
Short Interest: % Change Since 11302025-10.4%
Average Daily Volume135,373
Days-to-Cover Short Interest3.75
Basic Shares Quantity17,000,000
Short % of Basic Shares3.0%

Earnings Returns History

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 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
1/28/20152.9%-0.1%-8.4%
2/5/2010-0.8%1.3%8.4%
2/6/20090.5%2.2%-8.5%
SUMMARY STATS   
# Positive221
# Negative112
Median Positive1.7%1.8%8.4%
Median Negative-0.8%-0.1%-8.5%
Max Positive2.9%2.2%8.4%
Max Negative-0.8%-0.1%-8.5%

SEC Filings

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Report DateFiling DateFiling
93020251103202510-Q 9/30/2025
6302025804202510-Q 6/30/2025
3312025506202510-Q 3/31/2025
12312024210202510-K 12/31/2024
93020241104202410-Q 9/30/2024
6302024806202410-Q 6/30/2024
3312024507202410-Q 3/31/2024
12312023213202410-K 12/31/2023
93020231107202310-Q 9/30/2023
6302023801202310-Q 6/30/2023
3312023502202310-Q 3/31/2023
12312022214202310-K 12/31/2022
93020221101202210-Q 9/30/2022
6302022802202210-Q 6/30/2022
3312022503202210-Q 3/31/2022
12312021201202210-K 12/31/2021