WSFS Financial (WSFS)


Market Price (9/20/2026): $78.74 | Market Cap: $4.1 BilSector: Financials | Industry: Regional Banks

WSFS Financial (WSFS)


Market Price (9/20/2026): $78.74
Market Cap: $4.1 Bil
Sector: Financials
Industry: Regional Banks

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

0

Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 8.8%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 4.6%, FCF Yield is 6.0%

Cash is significant % of market cap
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -63%

Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 23%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 22%

Low stock price volatility
Vol 12M is 23%

Capital ratio is >2x the minimum of 6%
Tier 1 Capital / Risk Wtd Assets RatioTier 1 Capital / Risk-Weighted Assets is a common measure of financial strength for a bank. It reflects how much equity there is relative to assets where assets are weighted based on riskiness. Low ratios indicate the bank is highly vulnerable to even small changes in the value of their risk assets. is 13%

Megatrend and thematic drivers
Megatrends include Fintech & Digital Payments. Themes include Online Banking & Lending, and Digital Payments.

Trading close to highs
Dist 52W High is -4.0%, Dist 3Y High is -4.0%

Key risks
WSFS key risks include [1] concentrated credit exposure in its commercial real estate and construction loan portfolio and [2] vulnerability to the loss of major clients in its Cash Connect business.

0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 8.8%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 4.6%, FCF Yield is 6.0%
1 Cash is significant % of market cap
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -63%
2 Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 23%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 22%
3 Low stock price volatility
Vol 12M is 23%
4 Capital ratio is >2x the minimum of 6%
Tier 1 Capital / Risk Wtd Assets RatioTier 1 Capital / Risk-Weighted Assets is a common measure of financial strength for a bank. It reflects how much equity there is relative to assets where assets are weighted based on riskiness. Low ratios indicate the bank is highly vulnerable to even small changes in the value of their risk assets. is 13%
5 Megatrend and thematic drivers
Megatrends include Fintech & Digital Payments. Themes include Online Banking & Lending, and Digital Payments.
6 Trading close to highs
Dist 52W High is -4.0%, Dist 3Y High is -4.0%
7 Key risks
WSFS key risks include [1] concentrated credit exposure in its commercial real estate and construction loan portfolio and [2] vulnerability to the loss of major clients in its Cash Connect business.

WSFS in ETFs

Weight = WSFS's share of each fund

VTI0.01%
ITOT0.00%
IWM0.14%
IJR0.23%
VB0.05%
KRE1.0%
IWN0.26%
SLYG0.26%
+15 more covered ETFs

Valuation & Metrics

Price Chart

Why The Stock Moved

Qualitative Assessment

AI Analysis | Feedback

Updated on 9/14/2026

WSFS Financial (WSFS) stock has gained about 10% since 5/31/2026 because of the following key factors:

1. WSFS Financial reported stronger-than-expected financial results for fiscal Q2 2026 (ended June 30, 2026), significantly surpassing analyst estimates. The company's reported diluted earnings per share (EPS) of $1.63 topped Wall Street's forecast of $1.50, and core EPS increased 31% year-over-year to $1.66. Revenue reached $358.8 million, substantially exceeding the anticipated $278.41 million. This strong performance led management to aggressively raise its full-year guidance for fiscal 2026, with Return on Average Assets (ROA) guidance increased to 1.50%+ (from +/- 1.40%), Net Interest Margin (NIM) to +/- 3.85% (from +/- 3.80%), and fee revenue growth to high-single digits (excluding Cash Connect) (upgraded from mid-single-digit growth).

2. The company experienced robust growth in its Wealth and Trust segment during fiscal Q2 2026, diversifying its revenue streams. This segment saw a 17% year-over-year increase in fee revenue and a significant 55% year-over-year jump in pre-tax income, reaching $47.7 million. Furthermore, fiduciary assets under management and administration surpassed $100 billion, totaling $101.7 billion as of June 30, 2026.

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Updated on 9/14/2026

WSFS Financial (WSFS) stock has gained about 10% since 5/31/2026 because of the following key factors:

1. WSFS Financial reported stronger-than-expected financial results for fiscal Q2 2026 (ended June 30, 2026), significantly surpassing analyst estimates. The company's reported diluted earnings per share (EPS) of $1.63 topped Wall Street's forecast of $1.50, and core EPS increased 31% year-over-year to $1.66. Revenue reached $358.8 million, substantially exceeding the anticipated $278.41 million. This strong performance led management to aggressively raise its full-year guidance for fiscal 2026, with Return on Average Assets (ROA) guidance increased to 1.50%+ (from +/- 1.40%), Net Interest Margin (NIM) to +/- 3.85% (from +/- 3.80%), and fee revenue growth to high-single digits (excluding Cash Connect) (upgraded from mid-single-digit growth).

2. The company experienced robust growth in its Wealth and Trust segment during fiscal Q2 2026, diversifying its revenue streams. This segment saw a 17% year-over-year increase in fee revenue and a significant 55% year-over-year jump in pre-tax income, reaching $47.7 million. Furthermore, fiduciary assets under management and administration surpassed $100 billion, totaling $101.7 billion as of June 30, 2026.

3. WSFS Financial actively returned capital to shareholders through substantial share repurchases. In fiscal Q2 2026, the company repurchased $66.2 million of common stock, representing 1.8% of outstanding shares. Overall, in the first half of fiscal 2026, WSFS returned $170.6 million to shareholders, including $151.2 million in share repurchases, which reduced outstanding shares by 4.2% compared to year-end fiscal 2025 levels.

4. A favorable "higher for longer" interest rate environment benefited WSFS Financial's asset-sensitive balance sheet. This macroeconomic trend contributed to an improved Net Interest Margin (NIM) of 3.87% in fiscal Q2 2026, marking a 4 basis point increase from the prior quarter. Management updated its macroeconomic outlook, now assuming zero Federal Reserve rate cuts in fiscal 2026 instead of three, further supporting margin stability.

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Stock Movement Drivers

Fundamental Drivers

The 10.6% change in WSFS stock from 5/31/2026 to 9/19/2026 was primarily driven by a 4.3% change in the company's P/E Multiple.
(LTM values as of)53120269192026Change
Stock Price ($)71.2878.8010.6%
Change Contribution By: 
Total Revenues ($ Mil)1,0851,1001.4%
Net Income Margin (%)28.4%29.1%2.5%
P/E Multiple12.212.74.3%
Shares Outstanding (Mil)53522.0%
Cumulative Contribution10.6%

LTM = Last Twelve Months as of date shown

Market Drivers

5/31/2026 to 9/19/2026
ReturnCorrelation
WSFS10.6% 
Market (SPY)0.9%7.5%
Sector (XLF)8.3%46.2%

Fundamental Drivers

The 24.7% change in WSFS stock from 2/28/2026 to 9/19/2026 was primarily driven by a 10.2% change in the company's Net Income Margin (%).
(LTM values as of)22820269192026Change
Stock Price ($)63.1878.8024.7%
Change Contribution By: 
Total Revenues ($ Mil)1,0561,1004.2%
Net Income Margin (%)26.4%29.1%10.2%
P/E Multiple12.612.70.8%
Shares Outstanding (Mil)56527.7%
Cumulative Contribution24.7%

LTM = Last Twelve Months as of date shown

Market Drivers

2/28/2026 to 9/19/2026
ReturnCorrelation
WSFS24.7% 
Market (SPY)11.6%25.2%
Sector (XLF)9.2%49.4%

Fundamental Drivers

The 36.7% change in WSFS stock from 8/31/2025 to 9/19/2026 was primarily driven by a 14.9% change in the company's Net Income Margin (%).
(LTM values as of)83120259192026Change
Stock Price ($)57.6578.8036.7%
Change Contribution By: 
Total Revenues ($ Mil)1,0531,1004.5%
Net Income Margin (%)25.3%29.1%14.9%
P/E Multiple12.312.74.0%
Shares Outstanding (Mil)57529.5%
Cumulative Contribution36.7%

LTM = Last Twelve Months as of date shown

Market Drivers

8/31/2025 to 9/19/2026
ReturnCorrelation
WSFS36.7% 
Market (SPY)19.4%27.9%
Sector (XLF)4.7%51.6%

Fundamental Drivers

The 108.0% change in WSFS stock from 8/31/2023 to 9/19/2026 was primarily driven by a 58.4% change in the company's P/E Multiple.
(LTM values as of)83120239192026Change
Stock Price ($)37.8978.80108.0%
Change Contribution By: 
Total Revenues ($ Mil)9931,10010.8%
Net Income Margin (%)29.1%29.1%0.0%
P/E Multiple8.012.758.4%
Shares Outstanding (Mil)615218.4%
Cumulative Contribution108.0%

LTM = Last Twelve Months as of date shown

Market Drivers

8/31/2023 to 9/19/2026
ReturnCorrelation
WSFS108.0% 
Market (SPY)75.6%48.3%
Sector (XLF)69.8%64.8%

Return vs. Risk

Price Returns Compared

 202120222023202420252026Total [1]
Returns
WSFS Return13%-8%3%17%5%44%89%
Peers Return82%-17%19%23%18%18%210%
S&P 500 Return27%-19%24%23%16%12%103%

Monthly Win Rates [3]
WSFS Win Rate58%50%50%42%42%67% 
Peers Win Rate73%42%58%55%60%56% 
S&P 500 Win Rate75%42%67%75%67%44% 

Max Drawdowns [4]
WSFS Max Drawdown-22%-32%-41%-15%-22%-11% 
Peers Max Drawdown-17%-34%-40%-19%-25%-16% 
S&P 500 Max Drawdown-5%-25%-10%-8%-19%-9% 


[1] Cumulative total returns since the beginning of 2021
[2] Peers: PNC, MTB, FULT, CUBI, UVSP.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 9/18/2026 (YTD)

How Low Can It Go

EventWSFSS&P 500
2025 US Tariff Shock
  % Loss-18.8%-18.8%
  % Gain to Breakeven23.2%23.1%
  Time to Breakeven81 days79 days
Summer-Fall 2023 Five Percent Yield Shock
  % Loss-18.0%-9.5%
  % Gain to Breakeven21.9%10.5%
  Time to Breakeven38 days24 days
2023 SVB Regional Banking Crisis
  % Loss-41.2%-6.7%
  % Gain to Breakeven70.1%7.1%
  Time to Breakeven431 days31 days
2022 Inflation Shock & Fed Tightening
  % Loss-27.8%-24.5%
  % Gain to Breakeven38.6%32.4%
  Time to Breakeven797 days427 days
2020 COVID-19 Crash
  % Loss-51.4%-33.7%
  % Gain to Breakeven106.0%50.9%
  Time to Breakeven246 days140 days
Q4 2018 Fed Policy Error / Growth Scare
  % Loss-23.7%-19.2%
  % Gain to Breakeven31.1%23.8%
  Time to Breakeven744 days105 days

Compare to PNC, MTB, FULT, CUBI, UVSP

In The Past

WSFS Financial's stock fell -18.8% during the 2025 US Tariff Shock. Such a loss loss requires a 23.2% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

EventWSFSS&P 500
2023 SVB Regional Banking Crisis
  % Loss-41.2%-6.7%
  % Gain to Breakeven70.1%7.1%
  Time to Breakeven431 days31 days
2022 Inflation Shock & Fed Tightening
  % Loss-27.8%-24.5%
  % Gain to Breakeven38.6%32.4%
  Time to Breakeven797 days427 days
2020 COVID-19 Crash
  % Loss-51.4%-33.7%
  % Gain to Breakeven106.0%50.9%
  Time to Breakeven246 days140 days
Q4 2018 Fed Policy Error / Growth Scare
  % Loss-23.7%-19.2%
  % Gain to Breakeven31.1%23.8%
  Time to Breakeven744 days105 days
2011 US Debt Ceiling Crisis & European Contagion
  % Loss-28.6%-17.9%
  % Gain to Breakeven40.1%21.8%
  Time to Breakeven123 days123 days
2010 Eurozone Sovereign Debt Crisis / Flash Crash
  % Loss-21.7%-15.4%
  % Gain to Breakeven27.8%18.2%
  Time to Breakeven153 days125 days
2008-2009 Global Financial Crisis
  % Loss-68.6%-53.4%
  % Gain to Breakeven218.2%114.4%
  Time to Breakeven1565 days1085 days

Compare to PNC, MTB, FULT, CUBI, UVSP

In The Past

WSFS Financial's stock fell -18.8% during the 2025 US Tariff Shock. Such a loss loss requires a 23.2% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

About WSFS Financial (WSFS)

WSFS Financial Corporation (WSFS) is a regional bank holding company that provides a comprehensive range of financial services primarily through its subsidiary, Wilmington Savings Fund Society, FSB. Operating across three main segments—WSFS Bank, Cash Connect, and Wealth Management—the company serves a diverse client base by offering traditional banking, specialized cash logistics, and investment management solutions.

The WSFS Bank segment is the cornerstone, accepting various deposit products such as savings, checking, money market accounts, and certificates of deposit from individuals, businesses, and municipalities. It also originates a wide array of loans, including residential mortgages, commercial real estate loans, business loans for working capital and expansion, and consumer credit products like auto and home equity loans. Complementing this, the Wealth Management segment provides investment advisory services to high-net-worth individuals and institutions, alongside offering third-party investment and insurance products.

A unique offering is provided by the Cash Connect segment, which specializes in ATM vault cash, smart safe, and comprehensive cash logistics services. This includes predictive cash ordering, armored carrier management, loss protection, and ATM processing equipment sales, primarily for businesses. Headquartered in Wilmington, Delaware, WSFS predominantly serves customers through its extensive branch network across Pennsylvania, Delaware, and New Jersey, with a limited presence in Virginia and Nevada.

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A PNC Bank with a national ATM cash logistics business like Brinks.

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  • Deposit Accounts: Offers various savings, checking, money market, and certificate of deposit accounts for individuals, businesses, and municipalities.
  • Loan Products: Provides a comprehensive range of loans including residential mortgages, commercial real estate, commercial construction, business, and consumer credit products.
  • Cash Logistics and Management Services (Cash Connect): Delivers ATM vault cash, smart safe, online cash management, and other cash logistics solutions for businesses.
  • Wealth Management Services: Offers investment advisory services, trust services, and third-party investment and insurance products.
  • Mortgage and Title Services: Facilitates mortgage origination and title processing for real estate transactions.
  • Leasing Services: Provides financing for small equipment and fixed asset leases.

AI Analysis | Feedback

WSFS Financial (WSFS) serves a diverse customer base that includes both individuals and various types of businesses and organizations across its WSFS Bank, Cash Connect, and Wealth Management segments. While the company provides extensive services to other companies, the provided description does not identify specific major customer companies by name. Therefore, the major customer categories are described below:

  • Individuals and Households: This category encompasses consumers utilizing a full range of retail banking products, including savings accounts, demand deposits, money market accounts, certificates of deposit, residential mortgage loans, and various consumer credit products such as home improvement, automobile, and personal installment loans, as well as home equity lines and government-insured reverse mortgages. Additionally, it includes high-net-worth individuals who receive investment advisory and wealth management services.
  • Businesses and Commercial Enterprises: This broad category includes small to large businesses, developers, and institutions. They are served with commercial loans for real estate, construction, working capital, equipment financing, and business expansion. This segment also provides deposit products, including jumbo certificates of deposit, cash management, trust services, and institutional wealth management.
  • Cash Logistics and ATM Service Clients: Through its Cash Connect segment, WSFS specializes in serving businesses that operate ATMs or require comprehensive cash logistics solutions. These clients, which can include retailers and other financial institutions, utilize services such as ATM vault cash, smart safe solutions, online cash management, predictive cash ordering, armored carrier management, and ATM processing equipment sales.

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  • Fiserv (FI)
  • NCR (NCR)
  • The Brink's Company (BCO)

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Rodger Levenson, Chairman, President and Chief Executive Officer

Rodger Levenson has been a member of the WSFS Executive Management team since joining the company in 2006, holding various leadership roles including Executive Vice President (EVP) and Chief Operating Officer, EVP and Chief Corporate Development Officer, interim EVP and Chief Financial Officer, and EVP and Chief Commercial Banking Officer. His banking career commenced in 1986 at CoreStates Financial (now part of Wells Fargo), where he led several business units for over 17 years. Prior to his tenure at WSFS, he served as a Senior Vice President at Citizens Bank from 2003 to 2006.

David Burg, Executive Vice President, Chief Financial Officer

David Burg joined WSFS as Executive Vice President, Chief Financial Officer on August 15, 2024. Before joining WSFS, he spent nearly 17 years at Citigroup, where his most recent role was Head of Strategy and Execution for Legacy Franchises. From 2021 to 2023, he served as Chief Financial Officer for Citigroup's Latin America region and from 2017 to 2021, he was the Chief Financial Officer of Citigroup's Treasury & Trade Solutions. Earlier in his career at Citigroup, Mr. Burg was a Managing Director in the Corporate Mergers & Acquisitions Group.

Arthur J. Bacci, Executive Vice President, Chief Operating Officer

Arthur J. Bacci assumed the role of Executive Vice President, Chief Operating Officer in May 2024. He initially joined WSFS in April 2018 as Executive Vice President, Chief Wealth Officer, and also served as interim Chief Financial Officer from August 2023. Prior to WSFS, Mr. Bacci spent 16 years at Principal Financial Group, where he led multiple business segments, including serving as President and CEO of Principal Bank, CFO and CEO of Principal Trust Company, and CFO of Ashton Technology Group, Inc.

Lisa Washington, Senior Vice President and Chief Legal Officer

Lisa Washington joined WSFS Bank in September 2019 as Senior Vice President and Chief Legal Officer. She brings over 25 years of legal experience, including expertise in corporate governance and public company compliance. Prior to WSFS, Ms. Washington held multiple executive roles, including Vice President, Chief Legal Officer, and Corporate Secretary, at Atlas Energy Group, LLC from November 2005 to January 2019. Her earlier career included positions as a Corporate Associate at Blank Rome LLP and a Litigation Associate at Fox Rothschild LLP.

Patrick J. Ward, Executive Vice President, Pennsylvania Market President

Patrick J. Ward joined WSFS Bank in August 2016 as Executive Vice President, Pennsylvania Market President. Before his time at WSFS, he was Chairman and CEO of Penn Liberty Bank from 2004 to 2016, which was subsequently acquired by WSFS Financial Corporation in 2016. He also served as President and Chief Executive Officer for Commonwealth Bank until its acquisition by Citizens Bank in 2003. Mr. Ward was also an Executive Vice President at Citizens Bank of Pennsylvania. He currently serves as an Operating Advisor for Falcon Capital Partners, an investment bank.

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Key Risks to WSFS Financial

  1. Intense Market Competition and Technological Disruption: WSFS Financial faces significant competition from other financial institutions in the Mid-Atlantic region, necessitating continuous investment and adaptation to maintain its competitive edge. The rapid pace of technological advancements and disruption within the financial sector requires ongoing efforts and substantial investment to stay competitive.
  2. Evolving Regulatory Frameworks and Increased Costs: Changes in regulatory frameworks and compliance requirements pose potential headwinds for WSFS Financial. Heavier regulatory costs could exert pressure on the company's earnings.
  3. Interest Rate Risk and Net Interest Margin Pressure: Recent commentary indicates expectations for lower net interest income and pressure on net interest margins. Volatile market conditions and uncertain economic trends can impact financial markets, affecting WSFS Financial's performance.

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The following are clear emerging threats for WSFS Financial:
  • The ongoing shift towards digital-only banks and financial technology (Fintech) platforms, which offer consumers and businesses alternative banking, lending, and payment solutions with often lower costs and enhanced digital experiences, directly challenging the traditional branch-based model and service offerings of WSFS Bank.
  • The accelerating decline in the use of physical cash and the widespread adoption of digital payment methods, which directly threatens the core business model of the Cash Connect segment reliant on ATM vault cash, smart safe, and cash logistics services.

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WSFS Financial (WSFS) Addressable Market Sizes

WSFS Financial Corporation operates within several large addressable markets in the United States for its diverse range of banking, cash management, and wealth management services.

WSFS Bank Segment

  • Retail Banking: The addressable market for retail banking in the United States was valued at approximately USD 870 billion in 2025 and is projected to grow to USD 1.11 trillion by 2031.
  • Commercial Banking: The U.S. commercial banking market size was estimated at USD 732.5 billion in 2025 and is forecasted to reach USD 954.48 billion by 2031.
  • Mortgage Originations (Single-Family): The total single-family mortgage origination volume in the United States is expected to be USD 2.0 trillion in 2025, with a projected increase to USD 2.2 trillion in 2026.

Cash Connect Segment

  • ATM Managed Services: The U.S. ATM managed services market size was USD 1.80 billion in 2025 and is expected to reach USD 3.69 billion by 2033.
  • Cash Vault Services: The North American cash vault services market, which includes ATM vault cash and other cash logistics, was approximately USD 5.51 billion in 2025, representing 40% of the global market size of USD 13.77 billion.

Wealth Management Segment

  • Private Banking: The U.S. private banking market is valued at USD 59.54 billion in 2025 and is expected to reach USD 94.89 billion by 2030. (This represents a segment of the broader wealth management market, which includes investment advisory services to high net worth individuals and institutions).
  • Equipment Leasing and Finance: The equipment leasing and finance industry in the United States reached USD 1.34 trillion in 2023. (This market is relevant to WSFS Financial's offering of leasing small equipment and fixed assets).

AI Analysis | Feedback

WSFS Financial (NASDAQ: WSFS) anticipates several key drivers to fuel its revenue growth over the next two to three years:

  1. Strong Performance and Investment in Fee-Based Businesses, particularly Wealth and Trust: WSFS is strategically prioritizing and investing in its fee-based businesses, which contribute a significant portion of its total revenue. The Wealth and Trust segment, encompassing Institutional Services, Private Wealth Management, and The Bryn Mawr Trust Company of Delaware, has consistently demonstrated strong double-digit year-over-year growth in fee revenue. The company expects this momentum to continue with double-digit growth in Wealth and Trust in 2026. Strategic initiatives, including talent additions and technology investments, are aimed at expanding this franchise and broadening product offerings.
  2. Loan Growth, particularly in Commercial and Residential Mortgages: WSFS projects mid-single-digit loan growth overall, with a specific focus on expanding its Commercial and Industrial (C&I) loan portfolio, commercial mortgage loans, and WSFS-originated consumer loans, including residential mortgages. The company has seen significant increases in these areas and anticipates low single-digit growth in its commercial portfolio, with positive loan growth expected in the latter half of 2025 and into 2026. This growth is supported by a healthy loan-to-deposit ratio providing ample capacity for expansion.
  3. Deposit Growth and Optimized Net Interest Margin (NIM): The company emphasizes consistent client deposit growth across its commercial, consumer, and wealth and trust businesses. This broad-based deposit growth is expected to be in the mid-single digits. Effective management of interest-earning assets and liabilities is crucial for net interest margin expansion, which has shown positive trends. WSFS anticipates maintaining a strong net interest margin, which contributes significantly to net interest income, its largest source of revenue.
  4. Strategic Technological Enhancements and Digital Transformation: WSFS Financial is actively investing in innovation and technology to drive future growth. This includes digital transformation initiatives such as advancements in mobile banking and the implementation of AI-driven services. These enhancements are designed to improve the customer experience, attract new client segments (including a younger demographic), reduce operational costs, and expand market reach, thereby contributing to sustained revenue growth and competitive advantage.

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Share Repurchases

  • In the fourth quarter of 2025, WSFS Financial repurchased $109.3 million of common stock, representing 3.7% of outstanding shares.
  • For the full year 2024, the company repurchased 2,049,739 shares of common stock for $95.4 million, representing 3% of outstanding shares.
  • As of September 30, 2025, WSFS had approximately 5.65 million shares, or 10% of outstanding shares, available for repurchase under its current authorizations.

Share Issuance

  • In January 2022, WSFS Financial completed the acquisition of Bryn Mawr Bank Corporation, where Bryn Mawr shareholders received 0.90 shares of WSFS common stock for each Bryn Mawr share, resulting in approximately 27% ownership of the combined company for Bryn Mawr's shareholders.

Outbound Investments

  • WSFS Financial completed the acquisition of Bryn Mawr Bank Corporation for $976.4 million in January 2022. This acquisition aimed to expand WSFS's market presence in the Greater Philadelphia and Delaware region and strengthen its wealth management franchise.

Capital Expenditures

  • For the last 12 months leading up to March 2026, capital expenditures were reported as -$6.39 million, indicating that proceeds from asset sales may have exceeded new capital asset purchases.
  • WSFS's 2025-2027 Strategic Plan includes strategic investments focused on leveraging its network of 115 offices to enhance deposit and loan capture and to fuel growth in diversified business lines, particularly within its Wealth and Trust and Cash Connect segments.
  • In 2024, talent additions were primarily focused on key business areas such as Wealth and Trust, Commercial, and Technology, reflecting investments in human capital for strategic growth.
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Peer Outperformance in Regional Banks

WSFS has outperformed 69% of its 264 Regional Banks peers over 5Y. Among the peers that beat it are FBP and BPOP. Regional Banks ranks 6th of 18 industries in Financials by median 5Y return.
Share of Regional Banks constituents that WSFS has outperformed, by holding period. Peers without a full price history over a given window are excluded from that window.
1Y
84%
of 288 industry peers · 43.7% return
3Y
77%
of 277 industry peers · 124.3% return
5Y
69%
of 264 industry peers · 94.1% return
Regional Banks peers with revenue growth within 4pp of WSFS's that beat it on at least 2 of 3 windows, and by at least 20pp over 5Y. Growth is matched by construction, so the gap is largely a re-rating gap. The multiple column is the context for it.
Ticker Name Rev Growth 3Y Avg P/E 1Y3Y5Y 5Y Gap
WSFS WSFS Financial 3.5% 12.7x 43.7%124.3%94.1%
FBP First BanCorp 2.9% 11.4x 29.1%128.1%172.5% +78pp
BPOP Popular 2.8% 10.7x 29.5%178.8%159.8% +66pp
Price returns, excluding dividends. P/E shown for context only and not used for matching.
Median price return by industry across the Financials sector, ranked by 5Y. Regional Banks is WSFS's own industry. Use this to see which corners of the sector have carried the returns.
Industry Names 1Y med3Y med5Y med Top 3 by 5Y
Reinsurance 6 24.2%69.4%131.5% SPNT 168% · RGA 148% · RNR 137%
Investment Banking & Brokerage 13 -1.7%101.3%116.9% IBKR 524% · SNEX 253% · HOOD 194%
Diversified Banks 12 27.5%126.2%116.7% CM 161% · JPM 159% · RY 148%
Life & Health Insurance 20 8.6%55.4%105.0% JXN 545% · UNM 364% · FG 207%
Multi-Sector Holdings 4 6.8%48.5%85.7% JONE 361% · BRK-B 86% · VOYA 85%
Regional Banks ← 265 23.9%90.9%67.3% ESQ 387% · GCBC 342% · VBNK 335%
Property & Casualty Insurance 42 9.6%65.9%66.8% ASIC 2760900% · HRTG 460% · UVE 321%
Multi-line Insurance 9 8.8%72.1%63.7% GNW 197% · L 110% · SLF 103%
Financial Exchanges & Data 15 -0.1%13.1%32.9% VIRT 183% · CBOE 139% · CME 81%
Diversified Financial Services 4 -7.3%16.8%32.0% FRHC 173% · EQH 118% · TMS -54%
Consumer Finance 30 1.7%85.7%29.3% ENVA 458% · EZPW 338% · FCFS 169%
Insurance Brokers 16 -15.1%-6.9%20.9% LIFE 252% · ARX 87% · AJG 73%
Asset Management & Custody Banks 84 -11.7%15.2%12.8% WT 338% · SII 278% · VCTR 273%
Commercial & Residential Mortgage Finance 14 -50.2%26.4%12.3% FNMA 473% · FMCC 441% · ACT 206%
Specialized Finance 3 14.0%37.3%-3.4% EFC 27% · CACC -3% · HASI -15%
Mortgage REITs 33 -13.0%4.7%-15.7% NREF 53% · RITM 42% · DX 34%
Transaction & Payment Processing Services 15 -1.0%-8.4%-44.2% V 74% · MA 71% · CPAY 56%
Diversified Capital Markets 20 -36.3%17.2%-56.0% OPY 197% · LPLA 135% · GOLD 94%
Median of constituents with a full price history over each window. Top names are unfiltered by size in this render.

Recent Active Movers

Peer Comparisons

Peers to compare with:

Financials

WSFSPNCMTBFULTCUBIUVSPMedian
NameWSFS Fin.PNC Fina.M&T Bank Fulton F.Customer.Univest . 
Mkt Price78.80233.17227.3123.4077.6142.4878.20
Mkt Cap4.194.033.24.52.61.24.3
Rev LTM1,10024,5549,8231,3669063401,233
Op Inc LTM-------
FCF LTM2437,4883,595412229106328
FCF 3Y Avg2007,1063,49432917287265
CFO LTM2487,4883,804426381109404
CFO 3Y Avg2097,1063,70436126791314

Growth & Margins

WSFSPNCMTBFULTCUBIUVSPMedian
NameWSFS Fin.PNC Fina.M&T Bank Fulton F.Customer.Univest . 
Rev Chg LTM4.5%11.1%4.7%5.9%38.3%9.4%7.7%
Rev Chg 3Y Avg3.5%3.8%0.9%8.0%16.2%3.1%3.7%
Rev Chg Q5.6%13.5%4.1%12.2%10.6%4.1%8.1%
QoQ Delta Rev Chg LTM1.4%3.2%1.0%3.0%2.4%1.0%1.9%
Op Inc Chg LTM-------
Op Inc Chg 3Y Avg-------
Op Mgn LTM-------
Op Mgn 3Y Avg-------
QoQ Delta Op Mgn LTM-------
CFO/Rev LTM22.5%30.5%38.7%31.2%42.0%32.0%31.6%
CFO/Rev 3Y Avg19.7%32.0%39.2%29.7%35.3%28.6%30.9%
FCF/Rev LTM22.1%30.5%36.6%30.2%25.3%31.2%30.3%
FCF/Rev 3Y Avg18.8%32.0%37.0%27.2%23.3%27.4%27.3%

Valuation

WSFSPNCMTBFULTCUBIUVSPMedian
NameWSFS Fin.PNC Fina.M&T Bank Fulton F.Customer.Univest . 
Mkt Cap4.194.033.24.52.61.24.3
P/S3.73.83.43.32.93.53.4
P/Op Inc-------
P/EBIT-------
P/E12.712.310.911.39.012.011.6
P/CFO16.512.58.710.56.910.810.7
Total Yield8.8%11.0%11.9%12.1%11.1%10.5%11.1%
Dividend Yield0.9%2.9%2.7%3.3%0.0%2.2%2.4%
FCF Yield 3Y Avg6.2%9.4%11.8%9.3%7.8%9.5%9.3%
D/E0.10.90.50.40.90.20.5
Net D/E-0.60.5-0.7-0.5-0.90.0-0.5

Returns

WSFSPNCMTBFULTCUBIUVSPMedian
NameWSFS Fin.PNC Fina.M&T Bank Fulton F.Customer.Univest . 
1M Rtn-1.4%-3.5%-4.0%-0.9%-2.5%1.7%-1.9%
3M Rtn6.5%1.3%1.6%3.0%2.4%2.5%2.5%
6M Rtn24.5%17.4%16.3%21.3%17.2%30.4%19.4%
12M Rtn43.7%17.2%15.7%25.3%16.7%39.5%21.2%
3Y Rtn124.3%110.2%97.0%111.8%139.7%172.0%118.1%
1M Excs Rtn-0.5%-4.6%-5.7%-0.3%-0.7%2.7%-0.6%
3M Excs Rtn4.5%-0.7%-0.4%1.0%0.4%0.5%0.5%
6M Excs Rtn9.0%1.4%1.6%6.6%1.5%14.2%4.1%
12M Excs Rtn29.8%2.3%1.8%11.4%-0.1%26.6%6.9%
3Y Excs Rtn44.4%39.5%26.4%32.9%58.6%95.6%41.9%

Comparison Analyses

null

FDIC Bank Data

Financials

Segment Financials

Revenue by Segment
$ Mil20252024202320222021
Wilmington Savings Fund Society, FSB (WSFS Bank) Bank753750765727546
Wealth and Trust26723221217786
Cash Connect ®85101694945
Total1,1061,0831,047953677


Operating Income by Segment
$ Mil20152014201320122011
WSFS Bank60    
Wealth and Trust13    
Cash Connect ®119898
Trust & Wealth Management 161097
WSFS 46543019
Total8471724834


Assets by Segment
$ Mil20252024202320222021
Wilmington Savings Fund Society, FSB (WSFS Bank) Bank20,26419,73319,54618,89614,973
Wealth and Trust686644590532320
Cash Connect ®364437459487485
Total21,31420,81420,59519,91515,777


Price Behavior

Price Behavior
Market Price$78.80 
Market Cap ($ Bil)4.1 
First Trading Date03/26/1990 
Distance from 52W High-4.0% 
   50 Days200 Days
DMA Price$79.71$69.39
DMA Trendupup
Distance from DMA-1.1%13.6%
 3M1YR
Volatility17.1%22.8%
Downside Capture19.3636.23
Upside Capture50.8572.51
Correlation (SPY)13.1%28.3%
WSFS Betas & Captures as of 8/31/2026

 1M2M3M6M1Y3Y
Beta0.370.420.090.340.520.97
Up Beta1.130.24-0.320.270.620.95
Down Beta-0.75-0.21-0.190.030.310.85
Up Capture-19%52%50%58%59%121%
Bmk +ve Days10213268138427
Stock +ve Days10223873136388
Down Capture54%80%15%31%52%100%
Bmk -ve Days11213259113324
Stock -ve Days11202652113359

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with WSFS
WSFS45.9%22.8%1.57-
Sector ETF (XLF)4.5%14.6%0.0852.1%
Equity (SPY)16.9%12.9%0.9428.3%
Gold (GLD)19.1%29.3%0.601.2%
Commodities (DBC)46.3%20.6%1.73-12.9%
Real Estate (VNQ)4.9%13.6%0.1033.0%
Bitcoin (BTCUSD)-30.6%44.3%-0.705.6%

Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 5-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with WSFS
WSFS14.1%32.2%0.45-
Sector ETF (XLF)10.1%18.4%0.4165.8%
Equity (SPY)12.9%17.2%0.5749.6%
Gold (GLD)19.1%18.8%0.83-1.6%
Commodities (DBC)11.2%19.5%0.458.5%
Real Estate (VNQ)1.1%18.8%-0.0548.5%
Bitcoin (BTCUSD)12.5%52.5%0.4217.2%

Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 10-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with WSFS
WSFS8.8%35.6%0.33-
Sector ETF (XLF)12.9%22.1%0.5371.8%
Equity (SPY)15.1%18.0%0.7255.0%
Gold (GLD)12.1%16.4%0.61-4.2%
Commodities (DBC)8.3%18.1%0.3717.8%
Real Estate (VNQ)4.4%20.7%0.1853.4%
Bitcoin (BTCUSD)62.6%66.2%1.0213.5%

Smart multi-asset allocation framework can stack odds in your favor. Learn How

Short Interest

Short Interest: As Of Date8312026
Short Interest: Shares Quantity2.4 Mil
Short Interest: % Change Since 81520263.5%
Average Daily Volume0.3 Mil
Days-to-Cover Short Interest7.3 days
Basic Shares Quantity51.8 Mil
Short % of Basic Shares4.6%

Earnings Returns History

Updated 8/25/2026
Expand for More
 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
7/23/20261.1%1.1%1.4%
4/23/20261.8%2.6%2.5%
1/26/20266.5%14.6%14.3%
7/24/2025-0.4%-3.1%2.5%
4/24/2025-0.9%-0.3%1.5%
1/27/20251.3%1.3%-2.4%
10/24/2024-3.2%-3.1%19.5%
7/25/2024-0.4%-5.1%-2.7%
...
SUMMARY STATS   
# Positive131213
# Negative9109
Median Positive1.4%2.3%10.7%
Median Negative-2.6%-4.3%-2.5%
Max Positive6.5%14.6%21.5%
Max Negative-6.0%-7.0%-8.7%
Collapse to Preview
 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
7/23/20261.1%1.1%1.4%
4/23/20261.8%2.6%2.5%
1/26/20266.5%14.6%14.3%
7/24/2025-0.4%-3.1%2.5%
4/24/2025-0.9%-0.3%1.5%
1/27/20251.3%1.3%-2.4%
10/24/2024-3.2%-3.1%19.5%
7/25/2024-0.4%-5.1%-2.7%
4/25/2024-3.8%0.8%-0.9%
1/25/20241.4%-5.0%-8.7%
10/23/20230.4%2.3%13.6%
7/24/2023-3.9%1.2%-7.8%
1/26/20232.8%7.0%7.6%
10/24/2022-6.0%-5.3%-1.9%
7/25/20223.3%11.7%15.6%
4/21/2022-2.6%-4.6%-7.6%
1/24/20222.2%0.1%-2.2%
10/21/20210.4%-7.0%-2.5%
7/22/20210.3%2.4%3.9%
4/22/20213.5%6.5%10.7%
1/25/2021-1.6%-3.9%17.8%
10/22/20200.1%-2.8%21.5%
SUMMARY STATS   
# Positive131213
# Negative9109
Median Positive1.4%2.3%10.7%
Median Negative-2.6%-4.3%-2.5%
Max Positive6.5%14.6%21.5%
Max Negative-6.0%-7.0%-8.7%

SEC Filings

Expand for More
Report DateFiling DateFiling
06/30/202608/05/202610-Q
03/31/202605/04/202610-Q
12/31/202503/02/202610-K
09/30/202511/04/202510-Q
06/30/202507/31/202510-Q
03/31/202505/07/202510-Q
12/31/202402/28/202510-K
09/30/202411/06/202410-Q
06/30/202408/02/202410-Q
03/31/202405/06/202410-Q
12/31/202302/29/202410-K
09/30/202311/03/202310-Q
06/30/202308/03/202310-Q
03/31/202305/05/202310-Q
12/31/202202/28/202310-K
09/30/202211/04/202210-Q
Collapse to Preview
Report DateFiling DateFiling
06/30/202608/05/202610-Q
03/31/202605/04/202610-Q
12/31/202503/02/202610-K
09/30/202511/04/202510-Q
06/30/202507/31/202510-Q
03/31/202505/07/202510-Q
12/31/202402/28/202510-K
09/30/202411/06/202410-Q
06/30/202408/02/202410-Q
03/31/202405/06/202410-Q
12/31/202302/29/202410-K
09/30/202311/03/202310-Q
06/30/202308/03/202310-Q
03/31/202305/05/202310-Q
12/31/202202/28/202310-K
09/30/202211/04/202210-Q
06/30/202208/04/202210-Q
03/31/202205/10/202210-Q
12/31/202103/01/202210-K
09/30/202111/05/202110-Q
06/30/202108/06/202110-Q
03/31/202105/07/202110-Q
12/31/202003/01/202110-K
09/30/202011/04/202010-Q
06/30/202008/10/202010-Q
03/31/202005/08/202010-Q
12/31/201903/02/202010-K
09/30/201911/08/201910-Q

Insider Activity

Updated 9/15/2026
Expand for More
#OwnerTitleHoldingActionFiling DatePriceSharesTransacted
Value
Value of
Held Shares
Form
1Donahue, Michael JDirectSell911202679.463,247258,007913,393Form
2Kruzinski, ShariEVP, Chief Consumer Bk OfficerDirectSell730202681.743,500286,0901,243,020Form
3Levenson, RodgerPresident & CEODirectSell612202674.1165,4464,850,12913,790,771Form
4Bacci, Arthur JEVP, COODirectSell211202670.512,005141,3731,859,067Form
5Wechsler, James JEVP Chief Comm'l Banking OfcDirectSell209202669.8945031,453403,783Form
Collapse to Preview
#OwnerTitleHoldingActionFiling DatePriceSharesTransacted
Value
Value of
Held Shares
Form
1Donahue, Michael JDirectSell911202679.463,247258,007913,393Form
2Kruzinski, ShariEVP, Chief Consumer Bk OfficerDirectSell730202681.743,500286,0901,243,020Form
3Levenson, RodgerPresident & CEODirectSell612202674.1165,4464,850,12913,790,771Form
4Bacci, Arthur JEVP, COODirectSell211202670.512,005141,3731,859,067Form
5Wechsler, James JEVP Chief Comm'l Banking OfcDirectSell209202669.8945031,453403,783Form
6Kruzinski, ShariEVP, Chief Consumer Bk OfficerDirectSell209202670.101,00070,1001,033,274Form
Core Cache Last Updated: 9/19/2026