WSFS Financial (WSFS)
Market Price (6/7/2026): $71.77 | Market Cap: $3.8 BilSector: Financials | Industry: Regional Banks
WSFS Financial (WSFS)
Market Price (6/7/2026): $71.77Market Cap: $3.8 BilSector: FinancialsIndustry: Regional Banks
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 9.1%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 4.9%, FCF Yield is 7.7% Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -58% Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 27%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 27% Low stock price volatilityVol 12M is 25% Capital ratio is >2x the minimum of 6%Tier 1 Capital / Risk Wtd Assets RatioTier 1 Capital / Risk-Weighted Assets is a common measure of financial strength for a bank. It reflects how much equity there is relative to assets where assets are weighted based on riskiness. Low ratios indicate the bank is highly vulnerable to even small changes in the value of their risk assets. is 13% Megatrend and thematic driversMegatrends include Fintech & Digital Payments. Themes include Online Banking & Lending, and Digital Payments. | Trading close to highsDist 52W High is -1.4%, Dist 3Y High is -1.4% | Key risksWSFS key risks include [1] concentrated credit exposure in its commercial real estate and construction loan portfolio and [2] vulnerability to the loss of major clients in its Cash Connect business. |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 9.1%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 4.9%, FCF Yield is 7.7% |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -58% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 27%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 27% |
| Low stock price volatilityVol 12M is 25% |
| Capital ratio is >2x the minimum of 6%Tier 1 Capital / Risk Wtd Assets RatioTier 1 Capital / Risk-Weighted Assets is a common measure of financial strength for a bank. It reflects how much equity there is relative to assets where assets are weighted based on riskiness. Low ratios indicate the bank is highly vulnerable to even small changes in the value of their risk assets. is 13% |
| Megatrend and thematic driversMegatrends include Fintech & Digital Payments. Themes include Online Banking & Lending, and Digital Payments. |
| Trading close to highsDist 52W High is -1.4%, Dist 3Y High is -1.4% |
| Key risksWSFS key risks include [1] concentrated credit exposure in its commercial real estate and construction loan portfolio and [2] vulnerability to the loss of major clients in its Cash Connect business. |
Qualitative Assessment
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WSFS Financial (WSFS) stock has gained about 15% since 2/28/2026 because of the following key factors:
1. Strong Q1 2026 financial results despite an EPS miss, driven by significant revenue growth and improved core profitability. WSFS Financial reported Q1 2026 earnings on April 23, 2026, with revenue of $275.25 million, significantly beating estimates of $220.92 million by over $54 million. Although reported EPS of $1.45 missed analyst estimates by $0.05, the company's core EPS, excluding a $15.7 million loan recovery, increased 28% year-over-year. Additionally, core return on assets (ROA) grew by 14 basis points year-over-year to 1.43%.
2. Robust capital management and substantial shareholder returns, including a dividend increase and a new share repurchase authorization. The Board of Directors approved an 18% increase in the quarterly dividend, raising it to $0.20 per share. Furthermore, a new share repurchase authorization was approved, covering 15% of outstanding shares as of March 31, 2026. In Q1 2026, the company returned a total of $94.0 million to stockholders, comprising $85.0 million in share buybacks (representing 2.5% of outstanding shares as of December 31, 2025) and $9.0 million in dividends.
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Stock Movement Drivers
Fundamental Drivers
The 13.3% change in WSFS stock from 2/28/2026 to 6/6/2026 was primarily driven by a 7.5% change in the company's Net Income Margin (%).| (LTM values as of) | 2282026 | 6062026 | Change |
|---|---|---|---|
| Stock Price ($) | 63.33 | 71.77 | 13.3% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 1,056 | 1,085 | 2.8% |
| Net Income Margin (%) | 26.4% | 28.4% | 7.5% |
| P/E Multiple | 12.7 | 12.3 | -2.9% |
| Shares Outstanding (Mil) | 56 | 53 | 5.6% |
| Cumulative Contribution | 13.3% |
Market Drivers
2/28/2026 to 6/6/2026| Return | Correlation | |
|---|---|---|
| WSFS | 13.3% | |
| Market (SPY) | 7.8% | 39.7% |
| Sector (XLF) | 2.2% | 57.2% |
Fundamental Drivers
The 29.3% change in WSFS stock from 11/30/2025 to 6/6/2026 was primarily driven by a 10.8% change in the company's P/E Multiple.| (LTM values as of) | 11302025 | 6062026 | Change |
|---|---|---|---|
| Stock Price ($) | 55.51 | 71.77 | 29.3% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 1,056 | 1,085 | 2.8% |
| Net Income Margin (%) | 26.4% | 28.4% | 7.5% |
| P/E Multiple | 11.1 | 12.3 | 10.8% |
| Shares Outstanding (Mil) | 56 | 53 | 5.6% |
| Cumulative Contribution | 29.3% |
Market Drivers
11/30/2025 to 6/6/2026| Return | Correlation | |
|---|---|---|
| WSFS | 29.3% | |
| Market (SPY) | 8.5% | 29.5% |
| Sector (XLF) | -1.1% | 49.9% |
Fundamental Drivers
The 37.3% change in WSFS stock from 5/31/2025 to 6/6/2026 was primarily driven by a 13.2% change in the company's Net Income Margin (%).| (LTM values as of) | 5312025 | 6062026 | Change |
|---|---|---|---|
| Stock Price ($) | 52.28 | 71.77 | 37.3% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 1,051 | 1,085 | 3.2% |
| Net Income Margin (%) | 25.1% | 28.4% | 13.2% |
| P/E Multiple | 11.6 | 12.3 | 6.2% |
| Shares Outstanding (Mil) | 58 | 53 | 10.6% |
| Cumulative Contribution | 37.3% |
Market Drivers
5/31/2025 to 6/6/2026| Return | Correlation | |
|---|---|---|
| WSFS | 37.3% | |
| Market (SPY) | 26.6% | 38.6% |
| Sector (XLF) | 4.2% | 57.2% |
Fundamental Drivers
The 122.9% change in WSFS stock from 5/31/2023 to 6/6/2026 was primarily driven by a 74.5% change in the company's P/E Multiple.| (LTM values as of) | 5312023 | 6062026 | Change |
|---|---|---|---|
| Stock Price ($) | 32.20 | 71.77 | 122.9% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 970 | 1,085 | 11.9% |
| Net Income Margin (%) | 29.0% | 28.4% | -2.0% |
| P/E Multiple | 7.0 | 12.3 | 74.5% |
| Shares Outstanding (Mil) | 62 | 53 | 16.4% |
| Cumulative Contribution | 122.9% |
Market Drivers
5/31/2023 to 6/6/2026| Return | Correlation | |
|---|---|---|
| WSFS | 122.9% | |
| Market (SPY) | 83.4% | 48.3% |
| Sector (XLF) | 72.8% | 65.5% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| WSFS Return | 13% | -8% | 3% | 17% | 5% | 29% | 70% |
| Peers Return | 82% | -17% | 19% | 23% | 18% | 13% | 195% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | 11% | 102% |
Monthly Win Rates [3] | |||||||
| WSFS Win Rate | 58% | 50% | 50% | 42% | 42% | 50% | |
| Peers Win Rate | 73% | 42% | 58% | 55% | 60% | 67% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 67% | |
Max Drawdowns [4] | |||||||
| WSFS Max Drawdown | -22% | -32% | -41% | -15% | -22% | -11% | |
| Peers Max Drawdown | -17% | -34% | -40% | -19% | -25% | -16% | |
| S&P 500 Max Drawdown | -5% | -25% | -10% | -8% | -19% | -9% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: PNC, MTB, FULT, CUBI, UVSP.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 6/5/2026 (YTD)
How Low Can It Go
| Event | WSFS | S&P 500 |
|---|---|---|
| 2025 US Tariff Shock | ||
| % Loss | -18.8% | -18.8% |
| % Gain to Breakeven | 23.2% | 23.1% |
| Time to Breakeven | 81 days | 79 days |
| Summer-Fall 2023 Five Percent Yield Shock | ||
| % Loss | -18.0% | -9.5% |
| % Gain to Breakeven | 21.9% | 10.5% |
| Time to Breakeven | 38 days | 24 days |
| 2023 SVB Regional Banking Crisis | ||
| % Loss | -41.2% | -6.7% |
| % Gain to Breakeven | 70.1% | 7.1% |
| Time to Breakeven | 431 days | 31 days |
| 2022 Inflation Shock & Fed Tightening | ||
| % Loss | -27.8% | -24.5% |
| % Gain to Breakeven | 38.6% | 32.4% |
| Time to Breakeven | 797 days | 427 days |
| 2020 COVID-19 Crash | ||
| % Loss | -51.4% | -33.7% |
| % Gain to Breakeven | 106.0% | 50.9% |
| Time to Breakeven | 246 days | 140 days |
| Q4 2018 Fed Policy Error / Growth Scare | ||
| % Loss | -23.7% | -19.2% |
| % Gain to Breakeven | 31.1% | 23.8% |
| Time to Breakeven | 744 days | 105 days |
In The Past
WSFS Financial's stock fell -18.8% during the 2025 US Tariff Shock. Such a loss loss requires a 23.2% gain to breakeven.
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| Event | WSFS | S&P 500 |
|---|---|---|
| 2023 SVB Regional Banking Crisis | ||
| % Loss | -41.2% | -6.7% |
| % Gain to Breakeven | 70.1% | 7.1% |
| Time to Breakeven | 431 days | 31 days |
| 2022 Inflation Shock & Fed Tightening | ||
| % Loss | -27.8% | -24.5% |
| % Gain to Breakeven | 38.6% | 32.4% |
| Time to Breakeven | 797 days | 427 days |
| 2020 COVID-19 Crash | ||
| % Loss | -51.4% | -33.7% |
| % Gain to Breakeven | 106.0% | 50.9% |
| Time to Breakeven | 246 days | 140 days |
| Q4 2018 Fed Policy Error / Growth Scare | ||
| % Loss | -23.7% | -19.2% |
| % Gain to Breakeven | 31.1% | 23.8% |
| Time to Breakeven | 744 days | 105 days |
| 2011 US Debt Ceiling Crisis & European Contagion | ||
| % Loss | -28.6% | -17.9% |
| % Gain to Breakeven | 40.1% | 21.8% |
| Time to Breakeven | 123 days | 123 days |
| 2010 Eurozone Sovereign Debt Crisis / Flash Crash | ||
| % Loss | -21.7% | -15.4% |
| % Gain to Breakeven | 27.8% | 18.2% |
| Time to Breakeven | 153 days | 125 days |
| 2008-2009 Global Financial Crisis | ||
| % Loss | -68.6% | -53.4% |
| % Gain to Breakeven | 218.2% | 114.4% |
| Time to Breakeven | 1565 days | 1085 days |
In The Past
WSFS Financial's stock fell -18.8% during the 2025 US Tariff Shock. Such a loss loss requires a 23.2% gain to breakeven.
Preserve Wealth
Limiting losses and compounding gains is essential to preserving wealth.
Asset Allocation
Actively managed asset allocation strategies protect wealth. Learn more.
About WSFS Financial (WSFS)
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A PNC Bank with a national ATM cash logistics business like Brinks.
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- Deposit Accounts: Offers various savings, checking, money market, and certificate of deposit accounts for individuals, businesses, and municipalities.
- Loan Products: Provides a comprehensive range of loans including residential mortgages, commercial real estate, commercial construction, business, and consumer credit products.
- Cash Logistics and Management Services (Cash Connect): Delivers ATM vault cash, smart safe, online cash management, and other cash logistics solutions for businesses.
- Wealth Management Services: Offers investment advisory services, trust services, and third-party investment and insurance products.
- Mortgage and Title Services: Facilitates mortgage origination and title processing for real estate transactions.
- Leasing Services: Provides financing for small equipment and fixed asset leases.
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WSFS Financial (WSFS) serves a diverse customer base that includes both individuals and various types of businesses and organizations across its WSFS Bank, Cash Connect, and Wealth Management segments. While the company provides extensive services to other companies, the provided description does not identify specific major customer companies by name. Therefore, the major customer categories are described below:
- Individuals and Households: This category encompasses consumers utilizing a full range of retail banking products, including savings accounts, demand deposits, money market accounts, certificates of deposit, residential mortgage loans, and various consumer credit products such as home improvement, automobile, and personal installment loans, as well as home equity lines and government-insured reverse mortgages. Additionally, it includes high-net-worth individuals who receive investment advisory and wealth management services.
- Businesses and Commercial Enterprises: This broad category includes small to large businesses, developers, and institutions. They are served with commercial loans for real estate, construction, working capital, equipment financing, and business expansion. This segment also provides deposit products, including jumbo certificates of deposit, cash management, trust services, and institutional wealth management.
- Cash Logistics and ATM Service Clients: Through its Cash Connect segment, WSFS specializes in serving businesses that operate ATMs or require comprehensive cash logistics solutions. These clients, which can include retailers and other financial institutions, utilize services such as ATM vault cash, smart safe solutions, online cash management, predictive cash ordering, armored carrier management, and ATM processing equipment sales.
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- Fiserv (FI)
- NCR (NCR)
- The Brink's Company (BCO)
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Rodger Levenson, Chairman, President and Chief Executive Officer
Rodger Levenson has been a member of the WSFS Executive Management team since joining the company in 2006, holding various leadership roles including Executive Vice President (EVP) and Chief Operating Officer, EVP and Chief Corporate Development Officer, interim EVP and Chief Financial Officer, and EVP and Chief Commercial Banking Officer. His banking career commenced in 1986 at CoreStates Financial (now part of Wells Fargo), where he led several business units for over 17 years. Prior to his tenure at WSFS, he served as a Senior Vice President at Citizens Bank from 2003 to 2006.
David Burg, Executive Vice President, Chief Financial Officer
David Burg joined WSFS as Executive Vice President, Chief Financial Officer on August 15, 2024. Before joining WSFS, he spent nearly 17 years at Citigroup, where his most recent role was Head of Strategy and Execution for Legacy Franchises. From 2021 to 2023, he served as Chief Financial Officer for Citigroup's Latin America region and from 2017 to 2021, he was the Chief Financial Officer of Citigroup's Treasury & Trade Solutions. Earlier in his career at Citigroup, Mr. Burg was a Managing Director in the Corporate Mergers & Acquisitions Group.
Arthur J. Bacci, Executive Vice President, Chief Operating Officer
Arthur J. Bacci assumed the role of Executive Vice President, Chief Operating Officer in May 2024. He initially joined WSFS in April 2018 as Executive Vice President, Chief Wealth Officer, and also served as interim Chief Financial Officer from August 2023. Prior to WSFS, Mr. Bacci spent 16 years at Principal Financial Group, where he led multiple business segments, including serving as President and CEO of Principal Bank, CFO and CEO of Principal Trust Company, and CFO of Ashton Technology Group, Inc.
Lisa Washington, Senior Vice President and Chief Legal Officer
Lisa Washington joined WSFS Bank in September 2019 as Senior Vice President and Chief Legal Officer. She brings over 25 years of legal experience, including expertise in corporate governance and public company compliance. Prior to WSFS, Ms. Washington held multiple executive roles, including Vice President, Chief Legal Officer, and Corporate Secretary, at Atlas Energy Group, LLC from November 2005 to January 2019. Her earlier career included positions as a Corporate Associate at Blank Rome LLP and a Litigation Associate at Fox Rothschild LLP.
Patrick J. Ward, Executive Vice President, Pennsylvania Market President
Patrick J. Ward joined WSFS Bank in August 2016 as Executive Vice President, Pennsylvania Market President. Before his time at WSFS, he was Chairman and CEO of Penn Liberty Bank from 2004 to 2016, which was subsequently acquired by WSFS Financial Corporation in 2016. He also served as President and Chief Executive Officer for Commonwealth Bank until its acquisition by Citizens Bank in 2003. Mr. Ward was also an Executive Vice President at Citizens Bank of Pennsylvania. He currently serves as an Operating Advisor for Falcon Capital Partners, an investment bank.
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Key Risks to WSFS Financial
- Intense Market Competition and Technological Disruption: WSFS Financial faces significant competition from other financial institutions in the Mid-Atlantic region, necessitating continuous investment and adaptation to maintain its competitive edge. The rapid pace of technological advancements and disruption within the financial sector requires ongoing efforts and substantial investment to stay competitive.
- Evolving Regulatory Frameworks and Increased Costs: Changes in regulatory frameworks and compliance requirements pose potential headwinds for WSFS Financial. Heavier regulatory costs could exert pressure on the company's earnings.
- Interest Rate Risk and Net Interest Margin Pressure: Recent commentary indicates expectations for lower net interest income and pressure on net interest margins. Volatile market conditions and uncertain economic trends can impact financial markets, affecting WSFS Financial's performance.
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The following are clear emerging threats for WSFS Financial:- The ongoing shift towards digital-only banks and financial technology (Fintech) platforms, which offer consumers and businesses alternative banking, lending, and payment solutions with often lower costs and enhanced digital experiences, directly challenging the traditional branch-based model and service offerings of WSFS Bank.
- The accelerating decline in the use of physical cash and the widespread adoption of digital payment methods, which directly threatens the core business model of the Cash Connect segment reliant on ATM vault cash, smart safe, and cash logistics services.
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WSFS Financial Corporation operates within several large addressable markets in the United States for its diverse range of banking, cash management, and wealth management services.
WSFS Bank Segment
- Retail Banking: The addressable market for retail banking in the United States was valued at approximately USD 870 billion in 2025 and is projected to grow to USD 1.11 trillion by 2031.
- Commercial Banking: The U.S. commercial banking market size was estimated at USD 732.5 billion in 2025 and is forecasted to reach USD 954.48 billion by 2031.
- Mortgage Originations (Single-Family): The total single-family mortgage origination volume in the United States is expected to be USD 2.0 trillion in 2025, with a projected increase to USD 2.2 trillion in 2026.
Cash Connect Segment
- ATM Managed Services: The U.S. ATM managed services market size was USD 1.80 billion in 2025 and is expected to reach USD 3.69 billion by 2033.
- Cash Vault Services: The North American cash vault services market, which includes ATM vault cash and other cash logistics, was approximately USD 5.51 billion in 2025, representing 40% of the global market size of USD 13.77 billion.
Wealth Management Segment
- Private Banking: The U.S. private banking market is valued at USD 59.54 billion in 2025 and is expected to reach USD 94.89 billion by 2030. (This represents a segment of the broader wealth management market, which includes investment advisory services to high net worth individuals and institutions).
- Equipment Leasing and Finance: The equipment leasing and finance industry in the United States reached USD 1.34 trillion in 2023. (This market is relevant to WSFS Financial's offering of leasing small equipment and fixed assets).
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WSFS Financial (NASDAQ: WSFS) anticipates several key drivers to fuel its revenue growth over the next two to three years:
- Strong Performance and Investment in Fee-Based Businesses, particularly Wealth and Trust: WSFS is strategically prioritizing and investing in its fee-based businesses, which contribute a significant portion of its total revenue. The Wealth and Trust segment, encompassing Institutional Services, Private Wealth Management, and The Bryn Mawr Trust Company of Delaware, has consistently demonstrated strong double-digit year-over-year growth in fee revenue. The company expects this momentum to continue with double-digit growth in Wealth and Trust in 2026. Strategic initiatives, including talent additions and technology investments, are aimed at expanding this franchise and broadening product offerings.
- Loan Growth, particularly in Commercial and Residential Mortgages: WSFS projects mid-single-digit loan growth overall, with a specific focus on expanding its Commercial and Industrial (C&I) loan portfolio, commercial mortgage loans, and WSFS-originated consumer loans, including residential mortgages. The company has seen significant increases in these areas and anticipates low single-digit growth in its commercial portfolio, with positive loan growth expected in the latter half of 2025 and into 2026. This growth is supported by a healthy loan-to-deposit ratio providing ample capacity for expansion.
- Deposit Growth and Optimized Net Interest Margin (NIM): The company emphasizes consistent client deposit growth across its commercial, consumer, and wealth and trust businesses. This broad-based deposit growth is expected to be in the mid-single digits. Effective management of interest-earning assets and liabilities is crucial for net interest margin expansion, which has shown positive trends. WSFS anticipates maintaining a strong net interest margin, which contributes significantly to net interest income, its largest source of revenue.
- Strategic Technological Enhancements and Digital Transformation: WSFS Financial is actively investing in innovation and technology to drive future growth. This includes digital transformation initiatives such as advancements in mobile banking and the implementation of AI-driven services. These enhancements are designed to improve the customer experience, attract new client segments (including a younger demographic), reduce operational costs, and expand market reach, thereby contributing to sustained revenue growth and competitive advantage.
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```htmlShare Repurchases
- In the fourth quarter of 2025, WSFS Financial repurchased $109.3 million of common stock, representing 3.7% of outstanding shares.
- For the full year 2024, the company repurchased 2,049,739 shares of common stock for $95.4 million, representing 3% of outstanding shares.
- As of September 30, 2025, WSFS had approximately 5.65 million shares, or 10% of outstanding shares, available for repurchase under its current authorizations.
Share Issuance
- In January 2022, WSFS Financial completed the acquisition of Bryn Mawr Bank Corporation, where Bryn Mawr shareholders received 0.90 shares of WSFS common stock for each Bryn Mawr share, resulting in approximately 27% ownership of the combined company for Bryn Mawr's shareholders.
Outbound Investments
- WSFS Financial completed the acquisition of Bryn Mawr Bank Corporation for $976.4 million in January 2022. This acquisition aimed to expand WSFS's market presence in the Greater Philadelphia and Delaware region and strengthen its wealth management franchise.
Capital Expenditures
- For the last 12 months leading up to March 2026, capital expenditures were reported as -$6.39 million, indicating that proceeds from asset sales may have exceeded new capital asset purchases.
- WSFS's 2025-2027 Strategic Plan includes strategic investments focused on leveraging its network of 115 offices to enhance deposit and loan capture and to fuel growth in diversified business lines, particularly within its Wealth and Trust and Cash Connect segments.
- In 2024, talent additions were primarily focused on key business areas such as Wealth and Trust, Commercial, and Technology, reflecting investments in human capital for strategic growth.
Latest Trefis Analyses
| Title | |
|---|---|
| ARTICLES |
Research & Analysis
Invest in Strategies
Wealth Management
Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 72.82 |
| Mkt Cap | 3.9 |
| Rev LTM | 1,206 |
| Op Inc LTM | - |
| FCF LTM | 349 |
| FCF 3Y Avg | 294 |
| CFO LTM | 427 |
| CFO 3Y Avg | 322 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 9.6% |
| Rev Chg 3Y Avg | 3.5% |
| Rev Chg Q | 8.9% |
| QoQ Delta Rev Chg LTM | 2.2% |
| Op Inc Chg LTM | - |
| Op Inc Chg 3Y Avg | - |
| Op Mgn LTM | - |
| Op Mgn 3Y Avg | - |
| QoQ Delta Op Mgn LTM | - |
| CFO/Rev LTM | 31.8% |
| CFO/Rev 3Y Avg | 32.9% |
| FCF/Rev LTM | 30.9% |
| FCF/Rev 3Y Avg | 28.3% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 3.9 |
| P/S | 3.4 |
| P/Op Inc | - |
| P/EBIT | - |
| P/E | 11.6 |
| P/CFO | 10.2 |
| Total Yield | 10.7% |
| Dividend Yield | 1.6% |
| FCF Yield 3Y Avg | 10.7% |
| D/E | 0.4 |
| Net D/E | -0.6 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | 3.2% |
| 3M Rtn | 10.7% |
| 6M Rtn | 17.5% |
| 12M Rtn | 34.5% |
| 3Y Rtn | 94.7% |
| 1M Excs Rtn | 1.5% |
| 3M Excs Rtn | 1.1% |
| 6M Excs Rtn | 10.4% |
| 12M Excs Rtn | 13.7% |
| 3Y Excs Rtn | 46.2% |
Price Behavior
| Market Price | $71.77 | |
| Market Cap ($ Bil) | 3.8 | |
| First Trading Date | 03/26/1990 | |
| Distance from 52W High | -1.4% | |
| 50 Days | 200 Days | |
| DMA Price | $69.89 | $60.84 |
| DMA Trend | up | up |
| Distance from DMA | 2.7% | 18.0% |
| 3M | 1YR | |
| Volatility | 18.4% | 24.6% |
| Downside Capture | 27.25 | 64.60 |
| Upside Capture | 66.75 | 85.17 |
| Correlation (SPY) | 44.3% | 40.4% |
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 0.69 | 0.83 | 0.56 | 0.59 | 0.82 | 1.04 |
| Up Beta | 1.37 | 1.04 | 0.68 | 0.80 | 1.17 | 0.99 |
| Down Beta | 0.09 | -0.34 | 0.30 | 0.26 | 0.61 | 0.91 |
| Up Capture | 31% | 70% | 69% | 82% | 79% | 158% |
| Bmk +ve Days | 13 | 28 | 36 | 67 | 141 | 432 |
| Stock +ve Days | 9 | 23 | 35 | 69 | 129 | 383 |
| Down Capture | 105% | 111% | 45% | 39% | 75% | 103% |
| Bmk -ve Days | 7 | 13 | 27 | 57 | 109 | 318 |
| Stock -ve Days | 10 | 17 | 26 | 53 | 119 | 364 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with WSFS | |
|---|---|---|---|---|
| WSFS | 39.9% | 24.6% | 1.31 | - |
| Sector ETF (XLF) | 4.6% | 14.6% | 0.09 | 57.2% |
| Equity (SPY) | 25.3% | 12.1% | 1.57 | 38.5% |
| Gold (GLD) | 27.6% | 26.9% | 0.88 | 3.2% |
| Commodities (DBC) | 36.9% | 19.0% | 1.52 | -11.8% |
| Real Estate (VNQ) | 12.5% | 13.3% | 0.63 | 38.8% |
| Bitcoin (BTCUSD) | -42.0% | 42.5% | -1.16 | 14.0% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with WSFS | |
|---|---|---|---|---|
| WSFS | 7.5% | 32.8% | 0.27 | - |
| Sector ETF (XLF) | 8.5% | 18.6% | 0.34 | 67.3% |
| Equity (SPY) | 13.5% | 17.1% | 0.62 | 50.5% |
| Gold (GLD) | 17.3% | 18.1% | 0.78 | -0.0% |
| Commodities (DBC) | 9.5% | 19.4% | 0.38 | 11.2% |
| Real Estate (VNQ) | 3.2% | 18.8% | 0.07 | 48.7% |
| Bitcoin (BTCUSD) | 11.3% | 54.6% | 0.40 | 16.6% |
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Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with WSFS | |
|---|---|---|---|---|
| WSFS | 8.6% | 35.8% | 0.33 | - |
| Sector ETF (XLF) | 12.6% | 22.2% | 0.52 | 72.0% |
| Equity (SPY) | 15.3% | 17.9% | 0.73 | 55.7% |
| Gold (GLD) | 13.0% | 16.0% | 0.67 | -5.0% |
| Commodities (DBC) | 7.1% | 18.0% | 0.32 | 18.9% |
| Real Estate (VNQ) | 5.6% | 20.7% | 0.24 | 53.2% |
| Bitcoin (BTCUSD) | 63.3% | 66.9% | 1.03 | 12.9% |
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Returns Analyses
Earnings Returns History
Updated 6/2/2026| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 4/23/2026 | 1.8% | 2.6% | 2.5% |
| 1/26/2026 | 6.5% | 14.6% | 14.3% |
| 7/24/2025 | -0.4% | -3.1% | 2.5% |
| 4/24/2025 | -0.9% | -0.3% | 1.5% |
| 1/27/2025 | 1.3% | 1.3% | -2.4% |
| 10/24/2024 | -3.2% | -3.1% | 19.5% |
| 7/25/2024 | -0.4% | -5.1% | -2.7% |
| 4/25/2024 | -3.8% | 0.8% | -0.9% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 12 | 11 | 13 |
| # Negative | 10 | 11 | 9 |
| Median Positive | 1.6% | 2.4% | 10.7% |
| Median Negative | -2.9% | -3.9% | -2.5% |
| Max Positive | 6.5% | 14.6% | 21.5% |
| Max Negative | -6.0% | -7.0% | -8.7% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 03/31/2026 | 05/04/2026 | 10-Q |
| 12/31/2025 | 03/02/2026 | 10-K |
| 09/30/2025 | 11/04/2025 | 10-Q |
| 06/30/2025 | 07/31/2025 | 10-Q |
| 03/31/2025 | 05/07/2025 | 10-Q |
| 12/31/2024 | 02/28/2025 | 10-K |
| 09/30/2024 | 11/06/2024 | 10-Q |
| 06/30/2024 | 08/02/2024 | 10-Q |
| 03/31/2024 | 05/06/2024 | 10-Q |
| 12/31/2023 | 02/29/2024 | 10-K |
| 09/30/2023 | 11/03/2023 | 10-Q |
| 06/30/2023 | 08/03/2023 | 10-Q |
| 03/31/2023 | 05/05/2023 | 10-Q |
| 12/31/2022 | 02/28/2023 | 10-K |
| 09/30/2022 | 11/04/2022 | 10-Q |
| 06/30/2022 | 08/04/2022 | 10-Q |
Insider Activity
Updated 4/26/2026| # | Owner | Title | Holding | Action | Filing Date | Price | Shares | Transacted Value | Value of Held Shares | Form |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Bacci, Arthur J | EVP, COO | Direct | Sell | 2112026 | 70.51 | 2,005 | 141,373 | 1,859,067 | Form |
| 2 | Wechsler, James J | EVP Chief Comm'l Banking Ofc | Direct | Sell | 2092026 | 69.89 | 450 | 31,453 | 403,783 | Form |
| 3 | Kruzinski, Shari | EVP, Chief Consumer Bk Officer | Direct | Sell | 2092026 | 70.10 | 1,000 | 70,100 | 1,033,274 | Form |
Industry Resources
| Financials Resources |
| Federal Reserve Economic Data |
| Federal Reserve |
| FDIC Data |
| American Banker |
| The Banker |
| Banking Technology |
| Regional Banks Resources |
| Bank Director |
| Independent Banker |
| S&P Global Market Intelligence |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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