Kinsale Capital (KNSL)
Market Price (5/7/2026): $303.6 | Market Cap: $7.0 BilSector: Financials | Industry: Property & Casualty Insurance
Kinsale Capital (KNSL)
Market Price (5/7/2026): $303.6Market Cap: $7.0 BilSector: FinancialsIndustry: Property & Casualty Insurance
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 7.8%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 3.7%, FCF Yield is 15% Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -37% Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 55%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 53% Low stock price volatilityVol 12M is 32% Megatrend and thematic driversMegatrends include Digital Transformation in Insurance, and Specialty & Complex Risk Management. Themes include AI & Data Analytics for Underwriting, and Excess & Surplus Lines Insurance. | Weak multi-year price returns2Y Excs Rtn is -66%, 3Y Excs Rtn is -84% | Key risksKNSL key risks include [1] pronounced financial volatility stemming from its exclusive focus on the cyclical Excess and Surplus (E&S) insurance market. |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 7.8%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 3.7%, FCF Yield is 15% |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -37% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 55%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 53% |
| Low stock price volatilityVol 12M is 32% |
| Megatrend and thematic driversMegatrends include Digital Transformation in Insurance, and Specialty & Complex Risk Management. Themes include AI & Data Analytics for Underwriting, and Excess & Surplus Lines Insurance. |
| Weak multi-year price returns2Y Excs Rtn is -66%, 3Y Excs Rtn is -84% |
| Key risksKNSL key risks include [1] pronounced financial volatility stemming from its exclusive focus on the cyclical Excess and Surplus (E&S) insurance market. |
Qualitative Assessment
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Kinsale Capital (KNSL) stock has lost about 25% since 1/31/2026 because of the following key factors:
1. Decline in Commercial Property Gross Written Premiums due to Heightened Competition.
Kinsale Capital Group's Gross Written Premiums (GWP) decreased by 0.5% in the first quarter of 2026, primarily driven by a 28.3% decline in its Commercial Property Division. This decline was attributed to continued rate decreases stemming from heightened competition, including from standard carriers.
2. Softening Excess & Surplus (E&S) Market Conditions.
Multiple analyst reports and company communications highlighted a general softening in the Excess & Surplus (E&S) insurance market and increasing pricing pressures. This broader market trend contributed to the competitive headwinds experienced by Kinsale Capital, impacting its growth prospects in various segments.
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1. Decline in Commercial Property Gross Written Premiums due to Heightened Competition.
Kinsale Capital Group's Gross Written Premiums (GWP) decreased by 0.5% in the first quarter of 2026, primarily driven by a 28.3% decline in its Commercial Property Division. This decline was attributed to continued rate decreases stemming from heightened competition, including from standard carriers.
2. Softening Excess & Surplus (E&S) Market Conditions.
Multiple analyst reports and company communications highlighted a general softening in the Excess & Surplus (E&S) insurance market and increasing pricing pressures. This broader market trend contributed to the competitive headwinds experienced by Kinsale Capital, impacting its growth prospects in various segments.
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Stock Movement Drivers
Fundamental Drivers
The -23.3% change in KNSL stock from 1/31/2026 to 5/6/2026 was primarily driven by a -31.5% change in the company's P/E Multiple.| (LTM values as of) | 1312026 | 5062026 | Change |
|---|---|---|---|
| Stock Price ($) | 395.61 | 303.61 | -23.3% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 1,803 | 1,917 | 6.3% |
| Net Income Margin (%) | 26.3% | 27.5% | 4.5% |
| P/E Multiple | 19.3 | 13.2 | -31.5% |
| Shares Outstanding (Mil) | 23 | 23 | 0.8% |
| Cumulative Contribution | -23.3% |
Market Drivers
1/31/2026 to 5/6/2026| Return | Correlation | |
|---|---|---|
| KNSL | -23.3% | |
| Market (SPY) | 3.6% | 8.4% |
| Sector (XLF) | -2.5% | 25.2% |
Fundamental Drivers
The -23.9% change in KNSL stock from 10/31/2025 to 5/6/2026 was primarily driven by a -32.1% change in the company's P/E Multiple.| (LTM values as of) | 10312025 | 5062026 | Change |
|---|---|---|---|
| Stock Price ($) | 399.02 | 303.61 | -23.9% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 1,803 | 1,917 | 6.3% |
| Net Income Margin (%) | 26.3% | 27.5% | 4.5% |
| P/E Multiple | 19.5 | 13.2 | -32.1% |
| Shares Outstanding (Mil) | 23 | 23 | 0.8% |
| Cumulative Contribution | -23.9% |
Market Drivers
10/31/2025 to 5/6/2026| Return | Correlation | |
|---|---|---|
| KNSL | -23.9% | |
| Market (SPY) | 5.5% | 6.9% |
| Sector (XLF) | -0.2% | 27.6% |
Fundamental Drivers
The -30.1% change in KNSL stock from 4/30/2025 to 5/6/2026 was primarily driven by a -46.7% change in the company's P/E Multiple.| (LTM values as of) | 4302025 | 5062026 | Change |
|---|---|---|---|
| Stock Price ($) | 434.45 | 303.61 | -30.1% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 1,638 | 1,917 | 17.0% |
| Net Income Margin (%) | 24.7% | 27.5% | 11.1% |
| P/E Multiple | 24.8 | 13.2 | -46.7% |
| Shares Outstanding (Mil) | 23 | 23 | 0.8% |
| Cumulative Contribution | -30.1% |
Market Drivers
4/30/2025 to 5/6/2026| Return | Correlation | |
|---|---|---|
| KNSL | -30.1% | |
| Market (SPY) | 30.4% | 11.9% |
| Sector (XLF) | 8.0% | 33.1% |
Fundamental Drivers
The -6.6% change in KNSL stock from 4/30/2023 to 5/6/2026 was primarily driven by a -67.6% change in the company's P/E Multiple.| (LTM values as of) | 4302023 | 5062026 | Change |
|---|---|---|---|
| Stock Price ($) | 325.16 | 303.61 | -6.6% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 917 | 1,917 | 109.0% |
| Net Income Margin (%) | 20.0% | 27.5% | 37.7% |
| P/E Multiple | 40.9 | 13.2 | -67.6% |
| Shares Outstanding (Mil) | 23 | 23 | 0.1% |
| Cumulative Contribution | -6.6% |
Market Drivers
4/30/2023 to 5/6/2026| Return | Correlation | |
|---|---|---|
| KNSL | -6.6% | |
| Market (SPY) | 78.7% | 22.1% |
| Sector (XLF) | 64.0% | 36.3% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| KNSL Return | 19% | 10% | 28% | 39% | -16% | -22% | 54% |
| Peers Return | 27% | 3% | 14% | 9% | -0% | 1% | 63% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | 6% | 93% |
Monthly Win Rates [3] | |||||||
| KNSL Win Rate | 50% | 58% | 58% | 67% | 42% | 20% | |
| Peers Win Rate | 60% | 50% | 57% | 57% | 53% | 52% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 60% | |
Max Drawdowns [4] | |||||||
| KNSL Max Drawdown | -23% | -23% | -2% | 0% | -24% | -22% | |
| Peers Max Drawdown | -5% | -17% | -4% | -9% | -18% | -11% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | -7% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: VOYA, FAF, SIGI, RLI, CB.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 5/6/2026 (YTD)
How Low Can It Go
| Event | KNSL | S&P 500 |
|---|---|---|
| Summer-Fall 2023 Five Percent Yield Shock | ||
| % Loss | -13.7% | -9.5% |
| % Gain to Breakeven | 15.8% | 10.5% |
| Time to Breakeven | 36 days | 24 days |
| 2022 Inflation Shock & Fed Tightening | ||
| % Loss | -18.2% | -24.5% |
| % Gain to Breakeven | 22.2% | 32.4% |
| Time to Breakeven | 50 days | 427 days |
| 2020 COVID-19 Crash | ||
| % Loss | -33.9% | -33.7% |
| % Gain to Breakeven | 51.4% | 50.9% |
| Time to Breakeven | 50 days | 140 days |
| Q4 2018 Fed Policy Error / Growth Scare | ||
| % Loss | -18.6% | -19.2% |
| % Gain to Breakeven | 22.9% | 23.7% |
| Time to Breakeven | 60 days | 105 days |
In The Past
Kinsale Capital's stock fell -5.3% during the 2025 US Tariff Shock. Such a loss loss requires a 5.6% gain to breakeven.
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| Event | KNSL | S&P 500 |
|---|---|---|
| 2020 COVID-19 Crash | ||
| % Loss | -33.9% | -33.7% |
| % Gain to Breakeven | 51.4% | 50.9% |
| Time to Breakeven | 50 days | 140 days |
In The Past
Kinsale Capital's stock fell -5.3% during the 2025 US Tariff Shock. Such a loss loss requires a 5.6% gain to breakeven.
Preserve Wealth
Limiting losses and compounding gains is essential to preserving wealth.
Asset Allocation
Actively managed asset allocation strategies protect wealth. Learn more.
About Kinsale Capital (KNSL)
Kinsale Capital Group, Inc., a specialty insurance company, provides property and casualty insurance products in the United States. The company's commercial lines offerings include construction, small business, excess and general casualty, commercial property, allied health, life sciences, energy, environmental, health care, inland marine, public entity, and commercial insurance, as well as product, professional, and management liability insurance. It markets and sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. The company was founded in 2009 and is headquartered in Richmond, Virginia.
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Here are 1-3 brief analogies for Kinsale Capital (KNSL):
- Kinsale Capital is like **Chubb or Travelers, but exclusively focused on insuring complex, specialized, and harder-to-place commercial risks** that mainstream insurers often decline.
- Think of Kinsale Capital as **the Etsy of commercial insurance**, providing specialized coverage for unique, often unusual business risks that aren't typically found with mainstream providers.
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Kinsale Capital Group (KNSL) provides various specialty insurance products and services, primarily categorized as commercial lines offerings:
- Construction Insurance: Insurance tailored to cover risks associated with the construction industry.
- Small Business Insurance: Coverage designed to protect small and medium-sized businesses from various operational risks.
- Excess and General Casualty Insurance: Provides coverage for liability risks beyond the limits of primary policies.
- Commercial Property Insurance: Protects commercial buildings and their contents from damage or loss.
- Allied Health Insurance: Insurance products for healthcare professionals and organizations outside traditional medical practices.
- Life Sciences Insurance: Coverage for companies operating in the biotechnology, pharmaceutical, and medical device sectors.
- Energy Insurance: Insurance solutions specifically designed for businesses within the energy industry.
- Environmental Insurance: Covers liabilities and costs related to environmental pollution and contamination.
- Health Care Insurance: Insurance for healthcare facilities, providers, and related services.
- Inland Marine Insurance: Covers specialized property risks, often for goods in transit, unique equipment, or items of high value.
- Public Entity Insurance: Provides insurance coverage for governmental bodies and public organizations.
- Commercial Insurance: General insurance coverage for businesses to protect against various commercial risks.
- Product Liability Insurance: Protects manufacturers and distributors from claims arising from defective products.
- Professional Liability Insurance: Covers professionals for claims of negligence or errors in their professional services.
- Management Liability Insurance: Protects company directors and officers from claims related to their management decisions and actions.
AI Analysis | Feedback
Kinsale Capital Group, Inc. (symbol: KNSL) is a specialty insurance company that underwrites and sells property and casualty insurance products. As described, Kinsale Capital markets and sells its insurance products primarily through a network of independent insurance brokers across various U.S. states and territories.
Therefore, Kinsale Capital's direct customers are these independent insurance brokers. These brokers act as intermediaries, connecting Kinsale's insurance products with the end policyholders (businesses or individuals seeking insurance coverage).
Due to the nature of its business model, which involves leveraging a broad network of independent brokers rather than relying on a few dominant ones, Kinsale Capital does not typically identify or disclose specific major broker companies by name or ticker symbol in its public filings. The company's distribution strategy relies on a diversified network of partners, and thus, no individual broker typically accounts for a significant enough portion of its revenue to be identified as a "major customer."
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Michael P. Kehoe Chairman of the Board, President, and Chief Executive OfficerMichael P. Kehoe founded Kinsale Capital Group in June 2009, also serving as its President and Chief Executive Officer. Before establishing Kinsale, he was the President and Chief Executive Officer of James River Insurance Company from 2002 to 2008. Prior to that, he held various senior positions at Colony Insurance Company from 1994 to 2002, concluding his tenure there as Vice President of Brokerage Underwriting. Bryan P. Petrucelli Executive Vice President, Chief Financial Officer and Treasurer
Bryan P. Petrucelli has served as Kinsale Capital Group's Executive Vice President, Chief Financial Officer, and Treasurer since March 2020. He joined the company in 2009 as its Vice President of Finance. Before joining Kinsale, Mr. Petrucelli was a Senior Manager in Ernst & Young's audit practice, where he gained over 13 years of experience serving clients in the insurance industry. Brian D. Haney Senior Advisor (formerly President and Chief Operating Officer)
Brian D. Haney served as President and Chief Operating Officer of Kinsale Capital Group from March 2024 until his retirement from that role in March 2026, at which point he became a Senior Advisor to the company and a Director. He initially joined Kinsale in 2009 as Chief Actuary. Prior to Kinsale, he was the Chief Actuary of James River Insurance Company from 2002 to 2009, and before that, Chief Actuary of Colony Insurance Company from 1997 to 2002. He also held a position as a business manager at Capital One Financial Corporation. Diane D. Schnupp Executive Vice President and Chief Information Officer
Diane D. Schnupp has served as Kinsale Capital Group's Executive Vice President and Chief Information Officer since March 2021, having joined the company in May 2019 as Senior Vice President and Chief Information Officer. Her previous roles include Principal Consultant at Impact Makers, Inc., a management and technology consulting firm, from 2016 to 2019. From 2012 to 2016, she was Chief Information Officer and Vice President of Capital Center, LLC. Ms. Schnupp also held various roles at Genworth Financial, Inc. from 2008 to 2012, including Director, Marketing Automation. Stuart P. Winston Executive Vice President and Chief Underwriting Officer
Stuart P. Winston has served as Kinsale Capital Group's Executive Vice President and Chief Underwriting Officer since October 2025. He joined Kinsale in 2010 and held roles of increasing responsibility, being promoted to Senior Vice President, Underwriting in 2022. Before joining Kinsale, Mr. Winston held various underwriting positions at James River Insurance Company.
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Here are the key risks to Kinsale Capital (KNSL):
- Increased Competition and Pricing Pressure: Kinsale Capital faces significant competitive headwinds within the Excess and Surplus (E&S) market, leading to aggressive pricing strategies from rivals, including large carriers and Managing General Agents (MGAs). This intensifying competition has resulted in rate softening, particularly in commercial property lines, which can compress Kinsale's premium growth and challenge its ability to maintain strong underwriting margins and historical growth rates.
- Dependence on Independent Brokers: A substantial portion of Kinsale Capital's gross written premiums is distributed through a concentrated network of independent insurance brokers. For instance, in 2024, 62.3% of its gross written premiums were distributed through just five brokers, with three accounting for nearly half. This reliance creates a concentration risk, as the termination of a relationship with one or more significant brokers could materially and adversely affect Kinsale's premium acquisition, results of operations, or business prospects.
- Casualty Loss-Cost Inflation and Underwriting Accuracy: As a specialty insurance company focusing on complex and unusual risks in the E&S market, Kinsale's financial performance is highly dependent on its ability to accurately underwrite risks and charge competitive yet profitable rates. Factors such as casualty loss-cost inflation can challenge this ability. If Kinsale is unable to accurately estimate and price its policies before all underlying costs are known, it could adversely affect its business, financial condition, and results of operations.
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Kinsale Capital Group, Inc. (KNSL), a specialty insurance company, provides various property and casualty insurance products in the United States. The addressable markets for their main products and services in the U.S. or North America are as follows:
- Excess and General Casualty Insurance: The U.S. surplus lines insurance market, which includes excess and general casualty, was valued at just under $130 billion in 2024. Another report indicated U.S. excess and surplus lines (E&S) direct premiums written reached nearly $100 billion ($98.2 billion) in 2024. The U.S. surplus lines insurance market is projected to reach $125.9 billion by 2027.
- Commercial Property Insurance: The commercial property insurance market in North America generated the highest revenue in 2022. The global commercial property insurance market size reached USD 332.1 billion in 2025 and is expected to reach USD 711.4 billion by 2034. The commercial property insurance market was valued at $254.93 billion in 2022 and is estimated to reach $724 billion by 2032.
- Professional and Management Liability Insurance: The North American professional liability insurance market, where the United States accounts for more than 11 million active policies, leads the global market. The global professional liability insurance market size is estimated at USD 42,815.2 million in 2024, with North America holding over 40% of the global revenue, or USD 17,126.08 million, in 2024. The global professional liability insurance market size is estimated at USD 51,415.71 million in 2026 and expected to rise to USD 69,227.13 million by 2035.
- Construction Insurance: The U.S. market for construction insurance was valued at USD 13.9 billion in 2024. The U.S. accounts for over 35% of the global market share in construction insurance. The global construction project insurance market size grew from $7.91 billion in 2024 to $8.38 billion in 2025.
- Small Business Insurance: The small and medium-sized business (SMB) commercial insurance market in the U.S. is approximately $110 billion. The global SME insurance market size was valued at USD 417.2 billion in 2023. The SME Insurance Market Size (global) was estimated at USD 28.64 billion in 2024 and is projected to grow to USD 57.27 billion by 2035.
- Environmental Insurance: The environmental insurance market is estimated to be more than $3 billion in premium annually (as of Q1 2021). The global Environmental Liability Insurance Market size was valued at USD 5.18 billion in 2024, with North America leading the sector, valued at USD 2.2 billion in 2024.
- Health Care (Medical Professional Liability Insurance): The U.S. medical professional liability insurance market reached USD 6.4 billion in 2024. The global market was valued at USD 16.4 billion in 2024. North America accounts for approximately 60% of the global market share for medical professional liability insurance.
- Inland Marine Insurance: Direct premiums written in the U.S. inland marine sector were $34.68 billion in 2024. The global inland marine insurance market size was valued at USD 12.6 billion in 2024 and is projected to reach USD 21.33 billion by 2032. North America is expected to hold a significant share in the Inland Marine Insurance market, estimated to be around 35-40%.
- Energy Insurance: In 2024, the global energy insurance market covered insured assets exceeding $4.2 trillion. North America leads energy insurance uptake, supporting 95% of insured oil assets and 88% of wind farms globally. The global Energy and Power Insurance Market size was valued at USD 5.26 million in 2025 and is poised to grow to USD 8.72 million by 2035.
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Kinsale Capital (KNSL) is expected to drive future revenue growth over the next 2-3 years through several key strategies and market dynamics:
- Continued Growth in the Excess and Surplus (E&S) Market: Kinsale Capital is well-positioned to continue expanding its market share in the E&S insurance sector. This growth is supported by steady market conditions and the company's competitive advantages stemming from its disciplined underwriting and low-cost business model. New business submissions, excluding the commercial property division, saw a 9% rise in Q4 2025.
- Increased Reinsurance Retention: The company has demonstrated a strategy of increasing its reinsurance retention levels, which directly translates to a higher proportion of gross written premiums being converted into net written premiums. For instance, net written premiums grew by 7.1% in Q4 2025, outpacing the 1.8% growth in gross written premiums, due to increased retention from reinsurance program renewals.
- Robust Net Investment Income Growth: Kinsale Capital consistently generates significant revenue from its investment portfolio. Net investment income increased by 24.9% in Q4 2025 and 27.9% for the full year 2025, driven by the expansion of its investment portfolio and strong operating cash flows.
- Expansion of Product Offerings and Operational Efficiency through AI: The company continues to expand its product offerings, including specific areas like home insurance. Furthermore, Kinsale Capital is integrating AI into its operations, providing all employees access to enterprise AI licenses, which is expected to contribute to operational efficiency and competitive positioning.
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Share Repurchases
- In December 2025, Kinsale Capital's Board of Directors authorized a new share repurchase program of up to $250 million. This authorization followed the completion of a previously announced $100 million share repurchase program.
- During the fourth quarter of 2025, the company repurchased 119,752 shares of its common stock for a total cost of $50.0 million, which exhausted the initial $100 million share repurchase authorization.
- Annual share repurchases for 2024 were reported at $10 million.
Capital Expenditures
- Kinsale Capital invested $10.6 million in capital expenditures in the fourth quarter of 2025, primarily for funding long-term assets and infrastructure.
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Trade Ideas
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| Date | Ticker | Company | Category | Trade Strategy | 6M Fwd Rtn | 12M Fwd Rtn | 12M Max DD |
|---|---|---|---|---|---|---|---|
| 04302026 | EEFT | Euronet Worldwide | Dip Buy | DB | P/E OPMDip Buy with Low PE and High MarginBuying dips for companies with tame PE and meaningfully high operating margin | 0.0% | 0.0% | 0.0% |
| 04242026 | HOMB | Home BancShares | Insider | Insider Buys | Low D/EStrong Insider BuyingCompanies with strong insider buying in the last 1 month, positive operating income and reasonable debt / market cap | 1.5% | 1.5% | 0.0% |
| 03312026 | HBAN | Huntington Bancshares | Insider | Insider Buys 45DStrong Insider BuyingCompanies with multiple insider buys in the last 45 days | 7.1% | 7.1% | 0.0% |
| 03312026 | NP | Neptune Insurance | Insider | Insider Buys 45DStrong Insider BuyingCompanies with multiple insider buys in the last 45 days | 3.9% | 3.9% | 0.0% |
| 03272026 | JKHY | Jack Henry & Associates | Monopoly | MY | Getting CheaperMonopoly-Like with P/S DeclineLarge cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple | 0.3% | 0.3% | -4.0% |
| 12192025 | KNSL | Kinsale Capital | Insider | Insider Buys | Low D/EStrong Insider BuyingCompanies with strong insider buying in the last 1 month, positive operating income and reasonable debt / market cap | -18.9% | -18.9% | -18.9% |
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Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 81.73 |
| Mkt Cap | 7.1 |
| Rev LTM | 6,556 |
| Op Inc LTM | - |
| FCF LTM | 1,074 |
| FCF 3Y Avg | 987 |
| CFO LTM | 1,117 |
| CFO 3Y Avg | 1,018 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 9.1% |
| Rev Chg 3Y Avg | 11.4% |
| Rev Chg Q | 8.0% |
| QoQ Delta Rev Chg LTM | 1.8% |
| Op Inc Chg LTM | - |
| Op Inc Chg 3Y Avg | - |
| Op Mgn LTM | - |
| Op Mgn 3Y Avg | - |
| QoQ Delta Op Mgn LTM | - |
| CFO/Rev LTM | 23.2% |
| CFO/Rev 3Y Avg | 23.5% |
| FCF/Rev LTM | 22.9% |
| FCF/Rev 3Y Avg | 23.1% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 7.1 |
| P/S | 1.5 |
| P/Op Inc | - |
| P/EBIT | 8.1 |
| P/E | 11.3 |
| P/CFO | 6.9 |
| Total Yield | 11.0% |
| Dividend Yield | 2.1% |
| FCF Yield 3Y Avg | 10.9% |
| D/E | 0.2 |
| Net D/E | -0.3 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | 2.6% |
| 3M Rtn | -4.2% |
| 6M Rtn | 11.4% |
| 12M Rtn | 3.9% |
| 3Y Rtn | 7.7% |
| 1M Excs Rtn | -9.8% |
| 3M Excs Rtn | -11.2% |
| 6M Excs Rtn | 4.9% |
| 12M Excs Rtn | -26.0% |
| 3Y Excs Rtn | -73.9% |
Price Behavior
Price Behavior
| Market Price | $303.61 | |
| Market Cap ($ Bil) | 7.0 | |
| First Trading Date | 07/28/2016 | |
| Distance from 52W High | -37.9% | |
| 50 Days | 200 Days | |
| DMA Price | $348.90 | $399.76 |
| DMA Trend | down | down |
| Distance from DMA | -13.0% | -24.1% |
| 3M | 1YR | |
| Volatility | 34.9% | 32.0% |
| Downside Capture | 0.49 | 0.23 |
| Upside Capture | -56.98 | -17.06 |
| Correlation (SPY) | 8.0% | 10.7% |
KNSL Betas & Captures as of 4/30/2026
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 0.96 | 0.38 | 0.18 | 0.18 | 0.31 | 0.55 |
| Up Beta | 1.10 | 0.91 | 1.24 | 0.92 | 0.76 | 0.78 |
| Down Beta | -5.67 | -0.70 | 0.15 | 0.35 | 0.39 | 0.43 |
| Up Capture | 15% | -15% | -49% | -31% | -8% | 15% |
| Bmk +ve Days | 15 | 22 | 31 | 66 | 141 | 428 |
| Stock +ve Days | 12 | 20 | 32 | 62 | 127 | 406 |
| Down Capture | 361% | 104% | 16% | 11% | 34% | 76% |
| Bmk -ve Days | 4 | 18 | 30 | 56 | 108 | 321 |
| Stock -ve Days | 10 | 23 | 32 | 63 | 125 | 347 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with KNSL | |
|---|---|---|---|---|
| KNSL | -33.4% | 31.9% | -1.24 | - |
| Sector ETF (XLF) | 6.5% | 14.6% | 0.21 | 31.9% |
| Equity (SPY) | 28.5% | 12.5% | 1.78 | 11.0% |
| Gold (GLD) | 40.6% | 27.2% | 1.23 | -3.2% |
| Commodities (DBC) | 50.9% | 18.0% | 2.20 | -8.1% |
| Real Estate (VNQ) | 12.8% | 13.5% | 0.65 | 26.2% |
| Bitcoin (BTCUSD) | -14.2% | 42.1% | -0.25 | -0.7% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with KNSL | |
|---|---|---|---|---|
| KNSL | 12.1% | 38.3% | 0.40 | - |
| Sector ETF (XLF) | 9.1% | 18.6% | 0.37 | 39.6% |
| Equity (SPY) | 12.7% | 17.1% | 0.58 | 32.8% |
| Gold (GLD) | 21.0% | 17.9% | 0.96 | 0.1% |
| Commodities (DBC) | 13.9% | 19.1% | 0.60 | 1.9% |
| Real Estate (VNQ) | 3.5% | 18.8% | 0.09 | 31.4% |
| Bitcoin (BTCUSD) | 8.7% | 56.1% | 0.37 | 13.5% |
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with KNSL | |
|---|---|---|---|---|
| KNSL | 32.8% | 38.3% | 0.88 | - |
| Sector ETF (XLF) | 12.5% | 22.2% | 0.52 | 42.0% |
| Equity (SPY) | 14.9% | 17.9% | 0.71 | 41.4% |
| Gold (GLD) | 13.7% | 16.0% | 0.71 | 2.4% |
| Commodities (DBC) | 9.5% | 17.7% | 0.45 | 8.5% |
| Real Estate (VNQ) | 5.7% | 20.7% | 0.24 | 38.4% |
| Bitcoin (BTCUSD) | 68.4% | 66.9% | 1.07 | 13.7% |
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Returns Analyses
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 4/23/2026 | -0.8% | -7.0% | |
| 2/12/2026 | -7.4% | -6.9% | -10.5% |
| 10/23/2025 | -6.8% | -12.1% | -15.1% |
| 7/24/2025 | 0.2% | -7.5% | -4.4% |
| 4/24/2025 | -16.3% | -15.0% | -7.6% |
| 2/13/2025 | -7.8% | -12.0% | -6.2% |
| 10/24/2024 | -5.3% | -6.6% | 8.8% |
| 7/25/2024 | 17.5% | 18.6% | 28.9% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 11 | 10 | 11 |
| # Negative | 14 | 15 | 13 |
| Median Positive | 13.5% | 16.7% | 17.9% |
| Median Negative | -6.0% | -7.5% | -7.6% |
| Max Positive | 17.5% | 24.4% | 38.9% |
| Max Negative | -19.6% | -19.2% | -15.1% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 03/31/2026 | 04/23/2026 | 10-Q |
| 12/31/2025 | 02/20/2026 | 10-K |
| 09/30/2025 | 10/23/2025 | 10-Q |
| 06/30/2025 | 07/24/2025 | 10-Q |
| 03/31/2025 | 04/24/2025 | 10-Q |
| 12/31/2024 | 02/21/2025 | 10-K |
| 09/30/2024 | 10/24/2024 | 10-Q |
| 06/30/2024 | 07/25/2024 | 10-Q |
| 03/31/2024 | 04/25/2024 | 10-Q |
| 12/31/2023 | 02/23/2024 | 10-K |
| 09/30/2023 | 10/26/2023 | 10-Q |
| 06/30/2023 | 07/27/2023 | 10-Q |
| 03/31/2023 | 04/27/2023 | 10-Q |
| 12/31/2022 | 02/24/2023 | 10-K |
| 09/30/2022 | 10/27/2022 | 10-Q |
| 06/30/2022 | 07/28/2022 | 10-Q |
Insider Activity
Expand for More| # | Owner | Title | Holding | Action | Filing Date | Price | Shares | Transacted Value | Value of Held Shares | Form |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Petrucelli, Bryan P | EVP, CFO and Treasurer | Direct | Sell | 3022026 | 378.35 | 5,100 | 1,929,585 | 23,807,295 | Form |
| 2 | Hatcher, Robert V Iii | Direct | Sell | 3022026 | 379.68 | 150 | 56,952 | 796,189 | Form | |
| 3 | Russell, Frederick L JR | Direct | Sell | 3022026 | 379.50 | 4,000 | 1,518,000 | 174,570 | Form | |
| 4 | Russell, Frederick L JR | Direct | Sell | 2252026 | 374.17 | 801 | 299,710 | 172,118 | Form | |
| 5 | Share, Gregory M | Ambina Capital Partners, LLC | Buy | 12172025 | 391.95 | 2,000 | 783,895 | 12,542,318 | Form |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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