Tearsheet

Life Time (LTH)

Market Price (12/29/2025): $26.77 | Market Cap: $5.9 Bil
Sector: Consumer Discretionary | Industry: Leisure Facilities

Life Time (LTH)

Market Price (12/29/2025): $26.77
Market Cap: $5.9 Bil
Sector: Consumer Discretionary
Industry: Leisure Facilities

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

0	Strong revenue growth Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is 16%	Debt is significant Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 66%
1	Attractive cash flow generation CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 27%	Key risks LTH key risks include [1] substantial debt leverage and liquidity pressure indicating a possibility of financial distress, Show more.
2	Low stock price volatility Vol 12M is 38%
3	Megatrend and thematic drivers Megatrends include Experience Economy & Premiumization, and Health & Wellness Trends. Themes include Experiential Retail, and Integrated Premium Wellness Services.

0	Strong revenue growth Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is 16%
1	Attractive cash flow generation CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 27%
2	Low stock price volatility Vol 12M is 38%
3	Megatrend and thematic drivers Megatrends include Experience Economy & Premiumization, and Health & Wellness Trends. Themes include Experiential Retail, and Integrated Premium Wellness Services.
4	Debt is significant Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 66%
5	Key risks LTH key risks include [1] substantial debt leverage and liquidity pressure indicating a possibility of financial distress, Show more.

Valuation, Metrics & Events

	12/29/25	2024	2023	2022	2021
Share Price CYE	$26.77	$22.12	$15.08	$11.96	$17.21
Market Cap CYE ($ Bil)	5.9	4.6	3.0	2.3	3.3
Total Debt ($ Bil)	4.1	4.0	4.3	4.0	3.8
Total Cash ($ Bil)	0.2	0.0	0.0	0.0	0.0
Enterprise Value ($ Bil)	9.8	8.6	7.3	6.3	7.1
Valuation Ratios
P/S TTM	2.0	1.7	1.3	1.3	2.0
P/EBIT TTM	13.4	12.5	13.1	20.9	-5.4
P/E TTM	20.5	28.5	38.8	-1,291.2	-4.6
P/FCF TTM	83.6	88.2	-12.6	-5.9	-7.7
Sector Ratios
P/S TTM (Sector)	0.8	0.8	0.9	0.8	1.4
P/EBIT TTM (Sector)	7.8	8.3	7.8	6.5	8.4
P/E TTM (Sector)	10.5	11.1	10.4	8.4	10.7
P/FCF TTM (Sector)	11.2	12.4	9.6	7.3	10.5

	12/29/25	2024	2023
Share Price CYE	$26.77	$22.12	$15.08
Market Cap CYE ($ Bil)	5.9	4.6	3.0
Total Debt ($ Bil)	4.1	4.0	4.3
Total Cash ($ Bil)	0.2	0.0	0.0
Enterprise Value ($ Bil)	9.8	8.6	7.3
Valuation Ratios
P/S TTM	2.0	1.7	1.3
P/EBIT TTM	13.4	12.5	13.1
P/E TTM	20.5	28.5	38.8
P/FCF TTM	83.6	88.2	-12.6
Sector Ratios
P/S TTM (Sector)	0.8	0.8	0.9
P/EBIT TTM (Sector)	7.8	8.3	7.8
P/E TTM (Sector)	10.5	11.1	10.4
P/FCF TTM (Sector)	11.2	12.4	9.6

	LTH	S&P 500
REVENUE GROWTH	GOOD
Rev LTM ($ Bil)	2.9
Rev Chg Q	12.9%	7.3%
Rev Chg LTM	15.8%	6.1%
Rev Chg 3Y Avg	19.5%	5.5%
PROFITABILITY	FAIR
Op Inc LTM ($ Bil)	0.4
CFO LTM ($ Bil)	0.8
Net Inc LTM ($ Bil)	0.3
Op Mgn LTM	15.1%	18.8%
CFO/Rev LTM	27.2%	20.4%
Net Inc Mgn	9.9%	13.1%
VALUATION	HIGH
P/S	2.0	3.3
P/CFO	7.4	15.8
P/FCF	83.6	20.7
P/E	20.5	23.7
STABILITY	POOR
Debt/Equity	0.70	0.21
Cash/Assets	0.03	0.07

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Metric	Value	Date	Source
Center Memberships	840622	9302025	Link
Total Subscriptions	891225	9302025	Link
Average Monthly Dues	218	9302025	Link
Comparable Center Revenue Growth	10.6%	9302025	Link
Total Centers (end of period)	185	9302025	Link
Average Center Revenue per Center Membership	907	9302025	Link
Visits per Membership per Month	12.5	9302025	Link
Number of New Center Openings	1	9302025	Link
Total Center Square Footage (end of period)	18.1 billion	9302025	Link

Upcoming
2/26/2026	Earnings Release	Rev: - EPS: -

LTH Stock

Return (1M):

Why The Stock Moved

Qualitative Assessment

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Here are key points explaining the approximate -4.2% stock movement for Life Time (LTH) from August 31, 2025, to December 29, 2025:

1. Muted Market Reaction to Q2 2025 Earnings.

Despite Life Time Group Holdings Inc. beating revenue and earnings per share estimates when reporting its second-quarter 2025 financial results on August 5, 2025, the market reaction was largely muted or slightly negative, with shares declining approximately 1.7% in pre-market trading. Shares had also dipped around 2.1% over the month leading up to this report.

2. Significant Stock Declines Preceding Q3 2025 Earnings.

Leading up to the third-quarter 2025 earnings report on November 4, 2025, Life Time's stock experienced notable declines, including a 7.1% drop in the last week, a 3.2% decrease in the last two weeks, and a 7.8% fall in the last month before the earnings release.

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Stock Movement Drivers

Fundamental Drivers

The -4.4% change in LTH stock from 9/28/2025 to 12/28/2025 was primarily driven by a -24.4% change in the company's P/E Multiple.

	9282025	12282025	Change
Stock Price ($)	27.99	26.76	-4.39%
Change Contribution By	LTM	LTM
Total Revenues ($ Mil)	2824.03	2913.44	3.17%
Net Income Margin (%)	8.03%	9.88%	23.04%
P/E Multiple	27.07	20.46	-24.41%
Shares Outstanding (Mil)	219.29	220.06	-0.35%
Cumulative Contribution			-4.40%

LTM = Last Twelve Months as of date shown

Market Drivers

9/28/2025 to 12/28/2025

	Return	Correlation
LTH	-4.4%
Market (SPY)	4.3%	26.5%
Sector (XLY)	1.8%	40.3%

Fundamental Drivers

The -10.9% change in LTH stock from 6/29/2025 to 12/28/2025 was primarily driven by a -33.4% change in the company's P/E Multiple.

	6292025	12282025	Change
Stock Price ($)	30.05	26.76	-10.95%
Change Contribution By	LTM	LTM
Total Revenues ($ Mil)	2730.32	2913.44	6.71%
Net Income Margin (%)	7.60%	9.88%	30.02%
P/E Multiple	30.70	20.46	-33.36%
Shares Outstanding (Mil)	211.96	220.06	-3.82%
Cumulative Contribution			-11.08%

LTM = Last Twelve Months as of date shown

Market Drivers

6/29/2025 to 12/28/2025

	Return	Correlation
LTH	-10.9%
Market (SPY)	12.6%	32.6%
Sector (XLY)	11.9%	37.6%

Fundamental Drivers

The 22.1% change in LTH stock from 12/28/2024 to 12/28/2025 was primarily driven by a 74.2% change in the company's Net Income Margin (%).

	12282024	12282025	Change
Stock Price ($)	21.92	26.76	22.08%
Change Contribution By	LTM	LTM
Total Revenues ($ Mil)	2516.55	2913.44	15.77%
Net Income Margin (%)	5.67%	9.88%	74.15%
P/E Multiple	31.16	20.46	-34.34%
Shares Outstanding (Mil)	202.94	220.06	-8.43%
Cumulative Contribution			21.21%

LTM = Last Twelve Months as of date shown

Market Drivers

12/28/2024 to 12/28/2025

	Return	Correlation
LTH	22.1%
Market (SPY)	17.0%	53.0%
Sector (XLY)	7.0%	53.6%

Fundamental Drivers

The 121.0% change in LTH stock from 12/29/2022 to 12/28/2025 was primarily driven by a 70.3% change in the company's Total Revenues ($ Mil).

	12292022	12282025	Change
Stock Price ($)	12.11	26.76	120.97%
Change Contribution By	LTM	LTM
Total Revenues ($ Mil)	1710.43	2913.44	70.33%
P/S Multiple	1.37	2.02	47.22%
Shares Outstanding (Mil)	193.92	220.06	-13.48%
Cumulative Contribution			116.96%

LTM = Last Twelve Months as of date shown

Market Drivers

12/29/2023 to 12/28/2025

	Return	Correlation
LTH	77.5%
Market (SPY)	48.4%	45.2%
Sector (XLY)	38.6%	44.5%

Return vs. Risk

Price Returns Compared

	2020	2021	2022	2023	2024	2025	Total [1]
Returns
LTH Return	-	-3%	-31%	26%	47%	21%	50%
Peers Return	16%	38%	-12%	21%	26%	16%	150%
S&P 500 Return	16%	27%	-19%	24%	23%	18%	114%
Monthly Win Rates [3]
LTH Win Rate	-	33%	42%	33%	67%	42%
Peers Win Rate	52%	65%	42%	68%	57%	52%
S&P 500 Win Rate	58%	75%	42%	67%	75%	73%
Max Drawdowns [4]
LTH Max Drawdown	-	-8%	-46%	-6%	-21%	0%
Peers Max Drawdown	-34%	-5%	-26%	-7%	-9%	-23%
S&P 500 Max Drawdown	-31%	-1%	-25%	-1%	-2%	-15%

[1] Cumulative total returns since the beginning of 2020
[2] Peers: HPQ, HPE, IBM, CSCO, AAPL.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2025 data is for the year up to 12/26/2025 (YTD)

How Low Can It Go

Unique Key	Event	LTH	S&P 500
2022 Inflation Shock	2022 Inflation Shock
2022 Inflation Shock% Loss	% Loss	-58.4%	-25.4%
2022 Inflation Shock% Gain to Breakeven	% Gain to Breakeven	140.1%	34.1%
2022 Inflation ShockTime to Breakeven	Time to Breakeven	637 days	464 days

Compare to HPQ, HPE, IBM, CSCO, AAPL

In The Past

Life Time's stock fell -58.4% during the 2022 Inflation Shock from a high on 11/26/2021. A -58.4% loss requires a 140.1% gain to breakeven.

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Asset Allocation

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About Life Time (LTH)

Business Description Analogies Products Customers Suppliers Management Key Risks Emerging Threats Market Size Revenue Drivers Capital Allocation

Life Time Group Holdings, Inc. provides health, fitness, and wellness experiences to a community of individual members in the United States and Canada. It primarily engages in designing, building, and operating sports and athletic, professional fitness, family recreation, and spa centers in a resort-like environment, principally in suburban and urban locations of metropolitan areas. The company also offers fitness floors with equipment, locker rooms, group fitness studios, indoor and outdoor pools, bistros, indoor and outdoor tennis courts, basketball courts, LifeSpa, LifeCafe, and childcare and Kids Academy learning spaces. Its Life Time Digital provides live streaming fitness classes, remote goal-based personal training, nutrition and weight loss support, curated award-winning health, and fitness and wellness content, as well as access to Apple Fitness+ that offers members content and wellness data monitoring. The company is also involved in media activities, conducting athletic events, and provision of related services. As of December 31, 2021, it operated 151 centers in 29 states and one Canadian Province, 63 of which were owned, including ground leases and 88 of which were leased. The company was formerly known as LTF Holdings, Inc. and changed its name to Life Time Group Holdings, Inc. in June 21, 2021. Life Time Group Holdings, Inc. was founded in 1992 and is headquartered in Chanhassen, Minnesota.

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Here are 1-3 brief analogies to describe Life Time (LTH):

The Four Seasons of health and fitness clubs.
A Whole Foods Market for comprehensive health, fitness, and wellness services.

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Club Memberships: Provide access to state-of-the-art health clubs, fitness equipment, and a wide array of amenities.
Personal Training & Coaching: Offer individualized fitness, nutrition, and wellness guidance from certified professionals.
Group Fitness & Athletic Classes: Deliver a diverse range of instructor-led fitness, mind-body, and sports-specific programs.
Spa, Salon & MedSpa Services: Encompass health, beauty, and recovery treatments, including massages, facials, and advanced aesthetic services.
LifeCafe & Nutrition Services: Feature healthy dining options, smoothies, and expert nutritional guidance available within clubs.
Kids Academy Programs: Provide structured fitness, educational, and recreational activities and childcare for children.
Life Time Digital: Offers virtual fitness classes, personalized programs, and wellness content accessible through digital platforms.
Life Time Work: Integrated co-working spaces providing a productive and healthy work environment within or adjacent to clubs.

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Life Time (symbol: LTH) primarily sells memberships and services directly to individuals and families, rather than to other companies. As such, it operates on a business-to-consumer (B2C) model.

Life Time serves a diverse base of individual customers, which can be broadly categorized into the following:

Families and Households: This category includes parents and and children who utilize Life Time's extensive family-friendly amenities, such as the Kids Academy, family pools, sports courts, and various group activities designed for all age groups. These members often seek a complete lifestyle solution for their entire household.
Individual Adults (Wellness & Lifestyle Seekers): Comprising professionals and other adults (with or without children) who are drawn to Life Time for its premium fitness facilities, high-end spa services, social opportunities, and often its dedicated co-working spaces (Life Time Work). These members value the luxurious environment, comprehensive offerings, and convenience.
Serious Athletes and Fitness Enthusiasts: This segment includes individuals highly focused on advanced fitness training, competitive sports (e.g., tennis, pickleball, swimming, cycling), specialized group fitness classes, and performance-oriented facilities. They seek state-of-the-art equipment, expert coaching, and a community of like-minded individuals to support their athletic pursuits.

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Bahram Akradi Founder, Chairman, and Chief Executive Officer

Bahram Akradi founded Life Time (NYSE: LTH) in 1992, aiming to redefine the health and wellness industry. Prior to Life Time, he co-founded and served as Executive Vice President and part owner of U.S. Swim & Fitness Corporation (formerly Nautilus Fitness Center, Inc.) from 1984 to 1989. U.S. Swim & Fitness was sold to Bally Total Fitness in 1986. In March 2015, Life Time was acquired by private equity firms TPG Capital and Leonard Green & Partners in a leveraged buyout. He continues to lead Life Time, which has grown to over 185 athletic country clubs across the United States and Canada.

Erik Weaver Executive Vice President, Chief Financial Officer

Erik Weaver was appointed Executive Vice President & Chief Financial Officer of Life Time effective August 1, 2024, after serving as Interim Chief Financial Officer since January 1, 2024. He joined Life Time in 2004 and has held increasingly responsible roles, including Assistant Controller from 2016 to 2018, Vice President and Controller from 2018 to April 2022, and Senior Vice President and Controller, as well as principal accounting officer, since April 2022. In his role, Erik oversees all aspects of Life Time's financial operations, including accounting, financial reporting, and tax functions. He holds a Master of Business Administration from Hamline University and a B.S. degree in accounting from St. Cloud State University.

Eric Buss Executive Vice President, Chief Administrative Officer

Eric Buss joined Life Time in September 1999 and has played a central role in the company's evolution. During his tenure, he has served as both Chief Financial Officer and General Counsel. He has been instrumental in key transactions, including the company's IPO, its go-private leveraged buyout, various financing transactions, major acquisitions, and new business launches. Currently, Eric oversees human capital, legal, risk management, and corporate communications, among other administrative functions. Prior to Life Time, he worked as an attorney at Faegre & Benson LLP and as a staff auditor at Arthur Andersen LLP.

Parham Javaheri Executive Vice President, President Club Operations and Chief of Property Development

Parham Javaheri oversees club operations and property development for Life Time. Since joining the company in 2004, he has served in multiple roles, leading the real estate and development team since 2014. He also has executive oversight of all Life Time club operations across the United States and Canada. Javaheri brings over 20 years of expertise in property development, supporting the company's expansion through new club prototypes, redevelopment, and the creation of mixed-use lifestyle centers.

RJ Singh Executive Vice President, Chief Digital Officer

RJ Singh joined Life Time in 2017 and serves as the Executive Vice President and Chief Digital Officer. Before joining Life Time, he was the Vice President of Information Technology at Lifetouch from 2013 to 2017, where he was responsible for corporate technology functions including IT Shared Services, Infrastructure and Operations, Corporate Application Development, and IT Security. From 2007 to 2013, Mr. Singh held positions as Vice President, IT Strategy and Planning and Chief Architect, Director of Enterprise Architecture at Blue Cross and Blue Shield of Minnesota.

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Life Time (LTH) faces several key risks to its business, primarily stemming from its capital structure and the competitive landscape of the fitness and wellness industry. The most significant risk is: * **High Debt Leverage and Liquidity Concerns:** Life Time carries substantial debt, with net debt around $1.46 billion as of March 2025. Its liabilities significantly outweigh its cash and receivables, by approximately $4.49 billion. With $523 million in liabilities due within 12 months and limited cash on hand, there is pressure on short-term liquidity. The company's debt-to-equity ratio of 1.38 and an Altman Z-Score of 1.21 place it in the distress zone, indicating a possibility of financial distress. Life Time has also experienced cash burn in recent years, which amplifies the risk associated with its debt if cash flow weakens. Additional key risks include: * **Sector and Competitive Pressures:** The fitness and wellness sector is highly competitive and faces ongoing challenges. This includes competition from digital platforms, such as Peloton, and potential market saturation in various regions. Life Time also competes with other gym chains like Equinox and 24 Hour Fitness. Economic volatility could further impact consumer spending and membership growth. * **Equity Dilution Risk:** A recent equity offering in June 2025, which increased the share float by about 10%, may suppress near-term stock price gains and dilute existing shareholders. This offering involved selling 11% of Life Time's outstanding shares.

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The clear emerging threat to Life Time (LTH) is the continued and accelerating adoption of high-quality, comprehensive at-home fitness and wellness platforms. Companies like Peloton, Apple Fitness+, Tonal, and Mirror offer a wide range of instructor-led classes, personalized training, and integrated hardware experiences that allow consumers to achieve fitness goals conveniently from their homes. This trend, accelerated by recent global events, presents a compelling alternative to traditional, high-cost, physical club memberships for a significant portion of the population primarily seeking fitness and wellness solutions. While Life Time provides a broader luxury lifestyle experience encompassing social interaction, extensive facilities (pools, courts), spa services, and co-working spaces, the ability for consumers to meet their core fitness needs effectively and conveniently at home threatens to erode the perceived value and necessity of a premium, all-inclusive membership for a substantial segment of potential and existing members.

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Life Time (NYSE: LTH) operates in several key markets related to health, fitness, and wellness. The addressable markets for their main products and services primarily within the United States are as follows:

Health and Fitness Club Market: Life Time's core offering revolves around its luxury "athletic country clubs," providing premium fitness and wellness experiences. The United States Health and Fitness Club Market was estimated at USD 37.81 billion in 2023 and is projected to reach USD 52.66 billion by 2030, growing at a compound annual growth rate (CAGR) of 4.9% from 2024 to 2030. Other estimates place the U.S. Health and Fitness Club Market at USD 4.40 billion in 2023, anticipated to exceed USD 6.96 billion by 2033 with a CAGR of 4.69% from 2023 to 2033. Another report valued the United States Health And Fitness Club Market size at USD 4.62 billion in 2024, projected to reach USD 6.71 billion by 2032, growing at a CAGR of 4.79% from 2026 to 2032. Globally, the health and fitness club market reached approximately USD 101.45 billion in 2024 and is expected to grow to USD 157.6 billion by 2029.
Nutritional Supplements and Wellness Products: Life Time offers its LTH-branded line of supplements and wellness products. The U.S. wellness and fitness products market was estimated at USD 28.46 billion in 2023 and is expected to grow at a CAGR of 6.1% from 2024 to 2030, reaching USD 42.68 billion by 2030.
Co-working Spaces: Life Time also provides co-working spaces through its "Life Time Work" offering. The United States Coworking Office Space Market was valued at USD 2.0 billion in 2024 and is projected to reach USD 4.57 billion by 2032, growing at a CAGR of 10.9% from 2026 to 2032. Another source estimates the U.S. Co-Working Space Market size at USD 2.1 billion in 2023, predicted to reach USD 7.1 billion by 2030, at a CAGR of 18.7% from 2024 to 2030. The United States Co-Working Office Space Market is also estimated at USD 4.99 billion in 2025 and is expected to reach USD 7.38 billion by 2030, at a CAGR of 8.13% during the forecast period (2025-2030).
Connected Fitness Services: Life Time's complimentary app offers on-demand and livestream classes. The U.S. connected fitness services market size was estimated at USD 1.25 billion in 2024 and is projected to reach USD 7.61 billion by 2033, growing at a CAGR of 23.2% from 2025 to 2033.
Senior Living/Assisted Living (Healthy Aging): While Life Time emphasizes "healthy aging" within its ecosystem, direct market sizing for Life Time's specific offerings in this area is not explicitly detailed as a standalone product line in the provided search results beyond the general "healthy aging" concept within their athletic country clubs. However, for context, the U.S. assisted living facility market size was estimated at USD 44.38 billion in 2024 and is expected to reach USD 93.54 billion by 2033, growing at a CAGR of 8.69% from 2025 to 2033. The United States senior living market size is USD 72.11 billion in 2025 and is forecast to reach USD 96.55 billion by 2030, advancing at a 6.01% CAGR. The global senior living market is estimated to be valued at USD 260.12 billion in 2025 and is expected to reach USD 388.55 billion by 2032, exhibiting a CAGR of 5.9%.

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Life Time (LTH) is expected to drive future revenue growth over the next 2-3 years through several key strategies:

Membership Growth: The company consistently highlights an increase in both access and total memberships as a primary revenue driver. Life Time has reported growth in center memberships, with projections indicating continued expansion of its customer base.
Increased Revenue per Membership: Life Time is benefiting from higher membership dues and increased member engagement in its in-center activities and offerings. This includes leveraging its premium service offerings to generate higher average revenue per access membership and average monthly dues.
New Center Openings and Expansion: A significant driver of growth involves the expansion of Life Time's physical footprint. The company plans to open 10-12 new centers in 2025, focusing on large-format, ground-up construction builds. This expansion includes growth from new and ramping centers and is facilitated by an asset-light expansion strategy designed for rapid growth with lower capital expenditure.
Growth of Digital and Lifestyle Offerings: Life Time is investing in digital capabilities, such as an integrated digital app and an AI-driven personal companion called L•AI•C. Additionally, initiatives like the "Everyday Well Challenge" and hosting iconic athletic events are designed to foster member engagement, broaden the audience, and provide a competitive edge.
Targeting Affluent Markets: Life Time's strategic focus on affluent markets, characterized by higher-income members, contributes to higher average revenue per membership. This approach ensures a stable membership base and aligns with their strategy of offering high-end health and wellness experiences.

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Share Issuance

On October 12, 2021, Life Time consummated its Initial Public Offering (IPO) of 39.0 million shares at a price of $18.00 per share, resulting in net proceeds of $674.3 million.
In February 2025, a secondary offering of 23,000,000 shares by certain selling stockholders generated gross proceeds of $699.2 million; however, Life Time itself did not receive any proceeds from this sale.
Another secondary offering of 20,000,000 shares by selling stockholders in June 2025 priced at $590.0 million, with Life Time receiving no proceeds from the transaction.

Outbound Investments

Life Time made two acquisitions in 2021, including Craig Ranch Fitness in December 2021 and Sea Otter Classic in August 2021.
The company intends to complement its organic growth strategy by acquiring athletic centers, services, and experiences.

Capital Expenditures

For the nine months ended September 30, 2025, capital expenditures totaled $327.9 million, consisting of $222.5 million for growth, $79.3 million for maintenance, and $26.1 million for modernization.
In 2024, estimated capital expenditures were approximately $470 million, with $285 million allocated to growth CapEx and $185 million to maintenance CapEx.
Life Time is pursuing a "capital-light" expansion model, increasingly utilizing leased or co-developed clubs and sale-leaseback transactions to fund new centers, which typically cost $25-30 million in net invested capital per location.

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CVNA (45.5%)

Carvana

MELI (36.9%)

MercadoLibre

DASH (24.5%)

DoorDash

CPNG (16.6%)

Coupang

GRMN (16.6%)

Garmin

Higher Rev Chg 3Y Avg (Value for LTH: 19.5%)

LVS (51.6%)

Las Vegas Sands

CCL (45.9%)

Carnival

MELI (39.5%)

MercadoLibre

RCL (37.7%)

Royal Caribbean

DASH (27.8%)

DoorDash

Higher Op Mgn LTM (Value for LTH: 15.1%)

MCD (46.1%)

McDonald's

BKNG (34.5%)

Booking

ABNB (22.6%)

Airbnb

ORLY (19.3%)

O'Reilly Automotive

MAR (16.0%)

Marriott International

Higher CFO/Rev LTM (Value for LTH: 27.2%)

MCD (39.9%)

McDonald's

ABNB (38.4%)

Airbnb

MELI (37.5%)

MercadoLibre

RCL (36.2%)

Royal Caribbean

BKNG (33.2%)

Booking

Higher FCF/Rev LTM (Value for LTH: 2.4%)

BKNG (31.9%)

Booking

MCD (28.1%)

McDonald's

HD (8.4%)

Home Depot

TJX (7.5%)

TJX Companies

TSLA (7.1%)

Tesla

Higher Total Yield (Value for LTH: 4.9%)

F (12.3%)

Ford Motor

LOW (6.9%)

Lowe's Companies

HD (6.8%)

Home Depot

MCD (6.1%)

McDonald's

RCL (5.7%)

Royal Caribbean

All Other Sectors

Higher Rev Chg 3Y Avg | Lower P/S (Values for LTH: 19.5% | 2.0x)

PGR (20.6% | 1.6x)

Progressive

ACGL (28.9% | 1.9x)

Arch Capital

SLF (88.9% | 1.0x)

Sun Life Financial

LPLA (23.3% | 1.9x)

LPL Financial

DLTR (20.3% | 1.3x)

Dollar Tree

Higher Rev Chg 3Y Avg | Lower P/Op Inc (Values for LTH: 19.5% | 13.4x)

NEM (23.9% | 12.4x)

Newmont

APO (89.3% | 10.8x)

Apollo Asset Management

CP (22.2% | 12.2x)

Canadian Pacific Kansas City

FANG (20.8% | 7.6x)

Diamondback Energy

VICI (23.5% | 8.2x)

VICI Properties

Higher Rev Chg LTM (Value for LTH: 15.8%)

NVDA (65.2%)

NVIDIA

PLTR (47.2%)

Palantir Technologies

LLY (36.8%)

Eli Lilly

AVGO (23.9%)

Broadcom

META (21.3%)

Meta Platforms

Higher Rev Chg 3Y Avg (Value for LTH: 19.5%)

NVDA (91.6%)

NVIDIA

PLTR (29.3%)

Palantir Technologies

AVGO (25.2%)

Broadcom

LLY (23.4%)

Eli Lilly

BRK-B (19.8%)

Berkshire Hathaway

Higher Op Mgn LTM (Value for LTH: 15.1%)

NVDA (58.8%)

NVIDIA

MSFT (46.3%)

Microsoft

META (43.2%)

Meta Platforms

GOOGL (32.2%)

Alphabet

AAPL (31.9%)

Apple

Higher CFO/Rev LTM (Value for LTH: 27.2%)

META (56.8%)

Meta Platforms

MSFT (50.0%)

Microsoft

NVDA (44.4%)

NVIDIA

AVGO (43.1%)

Broadcom

GOOGL (39.3%)

Alphabet

Higher FCF/Rev LTM (Value for LTH: 2.4%)

NVDA (41.3%)

NVIDIA

MSFT (26.6%)

Microsoft

META (23.7%)

Meta Platforms

AAPL (23.5%)

Apple

GOOGL (19.1%)

Alphabet

Higher Total Yield (Value for LTH: 4.9%)

XOM (9.2%)

Exxon Mobil

JNJ (7.5%)

Johnson & Johnson

JPM (6.4%)

JPMorgan Chase

BRK-B (6.3%)

Berkshire Hathaway

V (5.1%)

Visa

		Best Bets In Consumer Discretionary Sector
	LTH	ABNB	BKNG	DUOL	MCD	ETSY	LOPE	ALSN	GRMN	CROX	WH
What You Pay
P/E	20.5	31.8	34.9	21.6	26.3	30.4	22.1	12.1	25.2	21.6	17.3
P/EBIT	13.4	30.9	21.0	78.7	18.1	13.4	14.7	8.9	22.2	18.8	10.2
What You Get
Rev Chg Q	12.9%	9.7%	12.7%	41.1%	3.0%	2.4%	9.6%	-15.9%	11.7%	3.4%	-3.5%
Rev Chg LTM	15.8%	10.2%	13.0%	39.9%	1.2%	2.0%	7.0%	-4.2%	16.6%	2.0%	3.4%
Rev Chg 3Y Avg	19.5%	14.2%	17.8%	41.7%	4.2%	4.9%	6.5%	4.6%	12.2%	14.5%	-2.5%
FCF/Rev 3Y Avg	-4.1%	40.2%	35.6%	30.3%	27.4%	23.8%	21.8%	21.0%	20.5%	19.8%	19.0%

[1] Choosing top 10 best bets from each sector quarterly is an alpha producing strategy vs sector benchmark
[2] Historical annualized return of 14%, alpha of 2.9%, and sharpe of 0.61

Latest Trefis Analyses

	Title	Topic
0	DASHBOARDS
1	Life Time Earnings Notes
2	Life Time Earnings Notes
3	Life Time Earnings Notes
4	Life Time Earnings Notes
5	Life Time Stock Jump Looks Great, But How Secure Is That Gain?	Return
6	Life Time vs Newmont: Which Is A Better Investment?	Counter-Intuitive Comparisons
7	How Does Life Time Stock Stack Up Against Its Peers?	Peer Comparison
8	Better Bet Than LTH Stock: Pay Less Than Life Time To Get More From CALM, PTCT
9	Why Life Time Stock Moved: LTH Stock Has Gained 121% Since 2022 Fiscal End, Primarily Due To Favorable Change In Price To Sales Multiple (P/S)
10	LTH Dip Buy Analysis

	Title
0	ARTICLES

Trade Ideas

Select ideas related to LTH. For more, see Trefis Trade Ideas.

Unique Key	Date	Ticker	Company	Category	Trade Strategy	6M Fwd Rtn	12M Fwd Rtn	12M Max DD
BBWI_11302025_Dip_Buyer_1M_Insider_Buying_GTE_1Mil_EBITp+DE	11302025	BBWI	Bath & Body Works	Dip Buy	DB \| Insider Buys \| Low D/EDip Buy with Strong Insider Buying Buying dips for companies with strong insider buying in the last 1 month, positive operating income and reasonable debt / market cap	13.7%	13.7%	0.0%
HRB_11262025_Dip_Buyer_FCFYield	11262025	HRB	H&R Block	Dip Buy	DB \| FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin	6.0%	6.0%	-0.1%
LRN_11262025_Dip_Buyer_FCFYield	11262025	LRN	Stride	Dip Buy	DB \| FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin	3.8%	3.8%	-4.4%
ABNB_11212025_Dip_Buyer_FCFYield	11212025	ABNB	Airbnb	Dip Buy	DB \| FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin	19.7%	19.7%	0.0%
MTN_11212025_Dip_Buyer_FCFYield	11212025	MTN	Vail Resorts	Dip Buy	DB \| FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin	2.3%	2.3%	-1.6%

Recent Active Movers

Top Gainers

Ticker	Company	Mkt Cap (B)	1D Rtn	YTD Rtn
ZETA	Zeta Global	4.6	8.3%	15.1%
SGML	Sigma Lithium	1.6	7.3%	29.2%
USAS	Americas Gold And Silver	1.6	6.6%	557.6%
CPNG	Coupang	44.2	6.4%	10.4%
LION	Lionsgate Studios	2.7	4.6%	-69.9%
BBW	Build-A-Bear Workshop	0.8	4.4%	37.8%
XRAY	Dentsply Sirona	2.3	4.2%	-36.3%
BLMN	Bloomin Brands	0.6	3.8%	-41.2%
FUN	Six Flags Entertainment	1.5	3.8%	-69.1%
SVM	Silvercorp Metals	1.9	3.6%	198.0%

Top Losers

Ticker	Company	Mkt Cap (B)	1D Rtn	YTD Rtn
FLY	Firefly Aerospace	3.3	-13.7%	-61.3%
TMC	TMC The Metals	2.5	-10.5%	508.9%
ORGO	Organogenesis	0.7	-10.1%	64.8%
AAOI	Applied Optoelectronics	2.4	-9.3%	0.8%
BKSY	BlackSky Technology	0.7	-9.0%	79.0%
LUNR	Intuitive Machines	1.8	-8.7%	-16.0%
RCAT	Red Cat	0.8	-8.7%	-35.4%
RGTI	Rigetti Computing	6.7	-8.7%	46.7%
RDW	Redwire	1.0	-8.6%	-56.6%
RKLB	Rocket Lab	36.4	-8.5%	177.4%

Top Gainers

Ticker	Company	Mkt Cap (B)	1W Rtn	YTD Rtn
OMER	Omeros	0.9	71.5%	59.0%
RZLT	Rezolute	0.3	44.3%	-45.5%
DVAX	Dynavax Technologies	1.8	41.5%	20.4%
LUNR	Intuitive Machines	1.8	40.6%	-16.0%
UAMY	United States Antimony	0.7	39.0%	252.5%
FOLD	Amicus Therapeutics	4.4	30.9%	51.3%
ADEA	Adeia	1.9	30.3%	23.0%
HUT	Hut 8	5.2	28.6%	142.3%
AAOI	Applied Optoelectronics	2.4	27.1%	0.8%
SGML	Sigma Lithium	1.6	24.9%	29.2%

Top Losers

Ticker	Company	Mkt Cap (B)	1W Rtn	YTD Rtn
TPL	Texas Pacific Land	6.6	-67.9%	-21.5%
LW	Lamb Weston	5.9	-29.0%	-35.3%
TLRY	Tilray Brands	10.2	-22.2%	-27.8%
TDUP	ThredUp	0.8	-18.2%	348.2%
LAB	Standard BioTools	0.5	-16.9%	-21.1%
OLMA	Olema Pharmaceuticals	2.2	-14.9%	349.9%
EVEX	Eve	1.4	-12.0%	-21.9%
IRON	Disc Medicine	2.8	-11.2%	26.7%
AVO	Mission Produce	0.8	-11.1%	-18.8%
CABO	Cable One	0.7	-10.6%	-67.4%

Top Gainers

Ticker	Company	Mkt Cap (B)	1M Rtn	YTD Rtn
TLRY	Tilray Brands	10.2	876.4%	-27.8%
HPP	Hudson Pacific Properties	4.7	452.7%	-51.0%
WVE	WAVE Life Sciences	2.9	139.2%	43.7%
TE	T1 Energy	1.1	106.7%	400.0%
VERA	Vera Therapeutics	3.4	82.1%	26.7%
OMER	Omeros	0.9	66.2%	59.0%
RKLB	Rocket Lab	36.4	65.8%	177.4%
PL	Planet Labs PBC	5.9	65.0%	379.2%
AAOI	Applied Optoelectronics	2.4	63.5%	0.8%
LUNR	Intuitive Machines	1.8	62.4%	-16.0%

Top Losers

Ticker	Company	Mkt Cap (B)	1M Rtn	YTD Rtn
RZLT	Rezolute	0.3	-72.0%	-45.5%
JANX	Janux Therapeutics	0.9	-59.0%	-73.4%
FRMI	Fermi	5.3	-46.0%	-76.6%
LENZ	LENZ Therapeutics	0.5	-43.5%	-41.6%
GOGO	Gogo	0.6	-35.3%	-43.0%
HPK	HighPeak Energy	0.5	-33.9%	-70.4%
PACB	Pacific Biosciences of California	0.5	-32.7%	-3.3%
LDI	loanDepot	0.4	-29.6%	3.9%
ORIC	ORIC Pharmaceuticals	0.6	-29.0%	2.2%
LW	Lamb Weston	5.9	-28.6%	-35.3%

Peer Comparisons for Life Time

Peers to compare with:

Financials

	LTH	HPQ	HPE	IBM	CSCO	AAPL	Median
Name	Life Time	HP	Hewlett .	Internat.	Cisco Sy.	Apple
Mkt Price	26.76	23.26	24.49	305.09	78.16	273.40	52.46
Mkt Cap	5.9	21.9	32.6	284.9	309.2	4,074.4	158.8
Rev LTM	2,913	55,295	34,296	65,402	57,696	408,625	56,496
Op Inc LTM	439	3,624	1,644	11,544	12,991	130,214	7,584
FCF LTM	71	2,800	627	11,854	12,733	96,184	7,327
FCF 3Y Avg	-82	2,978	1,400	11,753	13,879	100,503	7,366
CFO LTM	794	3,697	2,919	13,483	13,744	108,565	8,590
CFO 3Y Avg	581	3,672	3,896	13,498	14,736	111,559	8,697

Growth & Margins

	LTH	HPQ	HPE	IBM	CSCO	AAPL	Median
Name	Life Time	HP	Hewlett .	Internat.	Cisco Sy.	Apple
Rev Chg LTM	15.8%	3.2%	13.8%	4.5%	8.9%	6.0%	7.4%
Rev Chg 3Y Avg	19.5%	-3.9%	6.5%	2.6%	3.7%	1.8%	3.2%
Rev Chg Q	12.9%	4.2%	14.4%	9.1%	7.5%	9.6%	9.4%
QoQ Delta Rev Chg LTM	3.2%	1.1%	3.7%	2.1%	1.8%	2.1%	2.1%
Op Mgn LTM	15.1%	6.6%	4.8%	17.7%	22.5%	31.9%	16.4%
Op Mgn 3Y Avg	12.7%	7.4%	7.2%	16.4%	24.2%	30.8%	14.5%
QoQ Delta Op Mgn LTM	1.0%	-0.2%	-1.4%	0.6%	0.4%	0.1%	0.2%
CFO/Rev LTM	27.2%	6.7%	8.5%	20.6%	23.8%	26.6%	22.2%
CFO/Rev 3Y Avg	22.6%	6.8%	12.7%	21.4%	26.1%	28.4%	22.0%
FCF/Rev LTM	2.4%	5.1%	1.8%	18.1%	22.1%	23.5%	11.6%
FCF/Rev 3Y Avg	-4.1%	5.5%	4.6%	18.6%	24.6%	25.6%	12.1%

Valuation

	LTH	HPQ	HPE	IBM	CSCO	AAPL	Median
Name	Life Time	HP	Hewlett .	Internat.	Cisco Sy.	Apple
Mkt Cap	5.9	21.9	32.6	284.9	309.2	4,074.4	158.8
P/S	2.0	0.4	1.0	4.4	5.4	10.0	3.2
P/EBIT	13.4	6.8	19.9	25.1	22.5	31.3	21.2
P/E	20.5	8.6	572.7	36.0	29.9	41.0	33.0
P/CFO	7.4	5.9	11.2	21.1	22.5	37.5	16.2
Total Yield	4.9%	14.1%	2.3%	5.0%	5.4%	2.8%	4.9%
Dividend Yield	0.0%	2.5%	2.1%	2.2%	2.1%	0.4%	2.1%
FCF Yield 3Y Avg	-3.1%	10.6%	5.5%	6.4%	6.0%	3.1%	5.7%
D/E	0.7	0.5	0.7	0.2	0.1	0.0	0.4
Net D/E	0.7	0.3	0.6	0.2	0.0	0.0	0.3

Returns

	LTH	HPQ	HPE	IBM	CSCO	AAPL	Median
Name	Life Time	HP	Hewlett .	Internat.	Cisco Sy.	Apple
1M Rtn	-4.2%	-3.6%	12.7%	-1.1%	1.6%	-2.0%	-1.5%
3M Rtn	-4.4%	-11.9%	2.7%	7.9%	17.0%	7.1%	4.9%
6M Rtn	-10.9%	-4.0%	34.5%	6.6%	15.2%	36.3%	10.9%
12M Rtn	22.1%	-27.0%	16.2%	40.5%	34.5%	7.5%	19.1%
3Y Rtn	121.0%	-3.7%	67.3%	141.3%	79.6%	114.1%	96.9%
1M Excs Rtn	-5.3%	-5.6%	12.9%	-2.2%	-0.0%	-3.7%	-3.0%
3M Excs Rtn	-8.7%	-16.2%	-1.7%	3.6%	12.7%	2.8%	0.6%
6M Excs Rtn	-23.2%	-16.3%	22.3%	-5.7%	3.0%	24.0%	-1.3%
12M Excs Rtn	5.9%	-42.9%	-0.7%	25.0%	19.9%	-8.4%	2.6%
3Y Excs Rtn	40.9%	-83.5%	-11.2%	59.6%	-1.2%	28.4%	13.6%

Comparison Analyses

	Title
0	How Does Life Time Stock Stack Up Against Its Peers?

FDIC Bank Data

Bank Capital

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Bank Deposits

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Bank Assets

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Bank Loans

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FDA Approved Drugs Data

Expand for Morenull

Financials

Annual
Quarterly

$ Mil \| FY: 12/31	LTM	2024	2023	2022	2021	2020	2019
Period End	9/30/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Filing Date	11/4/2025	2/27/2025	2/28/2024	3/8/2023	3/10/2022	10/8/2021	3/10/2022
Key Financials
Total Revenue	2,913	2,621	2,217	1,823	1,318	948	1,900
EBITDA	727	632	470	340	-260	-111	389
Operating Income	439	357	225	111	-495	-359	168
Net Income	288	156	76	-2	-579	-360	30
EPS	1.33	0.77	0.39	-0.01	-3.73	-2.48	0.22
Growth Rates
Total Revenue Growth	15.8%	18.2%	21.6%	38.3%	39.0%	-50.1%	8.6%
EBITDA Growth	21.5%	34.6%	38.3%	230.5%	-133.3%	-128.7%	-4.7%
Operating Income Growth	33.3%	58.7%	103.6%	122.3%	-37.9%	-313.4%	-14.4%
Net Income Growth	101.6%	105.4%	4342.2%	99.7%	-60.9%	-1299.6%	-26.6%
Margins
EBITDA Margin	25.0%	24.1%	21.2%	18.6%	-19.7%	-11.8%	20.5%
Operating Income Margin	15.1%	13.6%	10.2%	6.1%	-37.6%	-37.9%	8.9%
Net Income Margin	9.9%	6.0%	3.4%	-0.1%	-44.0%	-38.0%	1.6%
Cash & Debt
Total Cash	219	11	11	26	32	33	48
Total Debt	4,125	3,987	4,261	4,035	3,757	4,062	3,776
Net Debt / (Cash)	3,906	3,976	4,249	4,010	3,725	4,029	3,728
Cash Flows
Net Cash from Operations	794	575	463	201	-20	-96	359
Free Cash from Operations	71	51	-235	-390	-349	-362	-265
Returns to Shareholders
Dividends	0	-0	-0	-0	-0	-0	-0
Share Repurchases	-0	-0	-0	-0	-0	-0	-0

$ Mil \| FY: 12/31	2025Q3	2025Q2	2025Q1	2024Q4	2024Q3	2024Q2	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4
Period End	9/30/2025	6/30/2025	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022
Filing Date	11/4/2025	8/5/2025	5/8/2025	2/27/2025	10/28/2024	8/1/2024	5/7/2024	2/28/2024	10/31/2023	7/31/2023	5/1/2023	3/8/2023
Key Financials Quarterly
Total Revenue	783	761	706	663	693	668	597	559	585	562	511	473
Ebitda	211	181	179	157	163	174	138	123	110	111	126	102
Operating Income	136	108	108	87	94	105	72	59	47	52	67	45
Net Income	102	72	76	37	41	53	25	24	8	17	27	14
EPS	0.47	0.33	0.36	0.17	0.20	0.27	0.13	0.12	0.04	0.09	0.14	0.07
Key Financials TTM
Total Revenue TTM	2,913	2,824	2,730	2,621	2,517	2,408	2,302	2,217	2,130	2,042	1,941	1,823
Ebitda TTM	727	680	673	632	599	546	482	470	449	451	418	339
Operating Income TTM	439	397	393	357	329	282	230	225	212	221	189	111
Net Income TTM	288	227	207	156	143	109	74	76	66	83	64	-2
Growth Rates Quarterly
Total Revenue Growth	12.9%	14.0%	18.3%	18.7%	18.5%	18.9%	16.8%	18.2%	17.9%	21.8%	30.2%	31.1%
EBITDA Growth	29.2%	4.0%	29.4%	27.3%	47.8%	57.7%	9.9%	20.5%	-1.7%	41.9%	166.1%	136.5%
Operating Income Growth	44.8%	3.5%	49.4%	48.2%	100.4%	99.9%	6.9%	30.4%	-16.1%	151.8%	717.3%	113.3%
Net Income Growth	147.7%	36.5%	205.6%	56.9%	422.5%	210.5%	-9.3%	72.5%	-68.0%	844.2%	172.3%	104.5%
Margins Quarterly
EBITDA Margin	26.9%	23.8%	25.3%	23.6%	23.5%	26.1%	23.1%	22.0%	18.9%	19.7%	24.6%	21.6%
Operating Income Margin	17.3%	14.2%	15.2%	13.1%	13.5%	15.7%	12.1%	10.5%	8.0%	9.3%	13.2%	9.5%
Net Income Margin	13.1%	9.5%	10.8%	5.6%	6.0%	7.9%	4.2%	4.2%	1.4%	3.0%	5.4%	2.9%
Cash & Debt
Total Cash	219	176	59	11	121	35	19	11	25	31	35	26
Total Debt	4,125	4,086	4,013	3,987	4,121	4,280	4,326	4,261	4,184	4,129	4,133	4,035
Net Debt / (Cash)	3,906	3,910	3,954	3,976	4,000	4,245	4,307	4,249	4,159	4,098	4,097	4,010
Cash Flows Quarterly
FCF from Operations	251	196	184	163	151	170	90	132	115	142	74	76
Cash Flows TTM
FCF from Operations TTM	794	694	669	575	544	508	479	463	407	337	266	201
Returns to Shareholders Quarterly
Dividends	0	0	0	0	0	0	0	0	0	0	0	0
Share Repurchases	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0
Return on Invested Capital (ROIC) Quarterly
ROIC	5.6%	4.5%	5.6%	3.7%	3.8%	4.7%	2.9%	3.2%	1.5%	2.5%	3.0%	2.2%
Return on Invested Capital (ROIC) TTM
ROIC TTM	4.8%	4.4%	4.5%	3.8%	3.7%	3.1%	2.5%	2.6%	2.3%	2.6%	2.3%	1.1%

Segment Financials

Revenue by Segment

$ Mil	2024	2023	2022	2021
Single Segment	2,217
In-center revenue		518	380	279
Membership dues and enrollment fees		1,252	907	651
Other revenue		53	31	18
Total	2,217	1,823	1,318	948

Price Behavior

Price Behavior

Market Price	$26.76
Market Cap ($ Bil)	5.9
First Trading Date	10/07/2021
Distance from 52W High	-19.5%
	50 Days	200 Days
DMA Price	$25.93	$28.24
DMA Trend	down	down
Distance from DMA	3.2%	-5.2%
	3M	1YR
Volatility	30.4%	38.7%
Downside Capture	86.89	97.09
Upside Capture	47.57	101.75
Correlation (SPY)	26.9%	53.0%

LTH Betas & Captures as of 11/30/2025

	1M	2M	3M	6M	1Y	3Y
Beta	0.40	0.60	0.78	1.11	1.06	1.21
Up Beta	0.03	1.04	1.49	1.90	1.12	1.23
Down Beta	-0.29	0.31	0.12	0.98	1.08	0.98
Up Capture	166%	56%	71%	64%	100%	259%
Bmk +ve Days	13	26	39	74	142	427
Stock +ve Days	14	20	29	61	133	386
Down Capture	-1%	62%	100%	115%	100%	106%
Bmk -ve Days	7	16	24	52	107	323
Stock -ve Days	6	22	34	64	113	353

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively

Based On 1-Year Data

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Based On 5-Year Data

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Based On 10-Year Data

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Short Interest

Short Interest: As Of Date	12152025
Short Interest: Shares Quantity	6,040,424
Short Interest: % Change Since 11302025	8.4%
Average Daily Volume	1,959,190
Days-to-Cover Short Interest	3.08
Basic Shares Quantity	220,063,000
Short % of Basic Shares	2.7%

Returns Analyses

	Title
0	Life Time Stock Jump Looks Great, But How Secure Is That Gain?

Earnings Returns History

Expand for More

	Forward Returns
Earnings Date	1D Returns	5D Returns	21D Returns
11/4/2025	5.3%	0.5%	6.8%
8/5/2025	-9.7%	-2.6%	-2.9%
5/8/2025	-6.7%	-11.3%	-12.0%
1/16/2025	6.2%	14.0%	29.0%
10/15/2024	1.4%	0.5%	-5.8%
8/1/2024	6.0%	9.7%	13.1%
2/28/2024	10.4%	12.1%	24.1%
10/25/2023	-15.2%	-17.3%	7.1%
...
SUMMARY STATS
# Positive	7	7	8
# Negative	7	7	6
Median Positive	5.3%	9.7%	12.0%
Median Negative	-8.7%	-10.5%	-14.1%
Max Positive	10.4%	29.4%	34.2%
Max Negative	-15.2%	-17.3%	-21.3%

	Forward Returns
11/4/2025	5.3%	0.5%	6.8%
8/5/2025	-9.7%	-2.6%	-2.9%
5/8/2025	-6.7%	-11.3%	-12.0%
1/16/2025	6.2%	14.0%	29.0%
10/15/2024	1.4%	0.5%	-5.8%
8/1/2024	6.0%	9.7%	13.1%
2/28/2024	10.4%	12.1%	24.1%
10/25/2023	-15.2%	-17.3%	7.1%
7/25/2023	-13.6%	-16.0%	-21.3%
3/8/2023	-6.5%	-10.5%	-16.1%
11/9/2022	4.4%	29.4%	34.2%
8/10/2022	0.7%	-0.7%	-17.0%
3/10/2022	-8.7%	-6.9%	1.8%
10/28/2021	-3.6%	1.4%	11.0%
SUMMARY STATS
# Positive	7	7	8
# Negative	7	7	6
Median Positive	5.3%	9.7%	12.0%
Median Negative	-8.7%	-10.5%	-14.1%
Max Positive	10.4%	29.4%	34.2%
Max Negative	-15.2%	-17.3%	-21.3%

SEC Filings

Expand for More

Report Date	Filing Date	Filing
9302025	11042025	10-Q 9/30/2025
6302025	8052025	10-Q 6/30/2025
3312025	5082025	10-Q 3/31/2025
12312024	2272025	10-K 12/31/2024
9302024	10282024	10-Q 9/30/2024
6302024	8012024	10-Q 6/30/2024
3312024	5072024	10-Q 3/31/2024
12312023	2282024	10-K 12/31/2023
9302023	10312023	10-Q 9/30/2023
6302023	7312023	10-Q 6/30/2023
3312023	5012023	10-Q 3/31/2023
12312022	3082023	10-K 12/31/2022
9302022	11092022	10-Q 9/30/2022
6302022	8102022	10-Q 6/30/2022
3312022	5112022	10-Q 3/31/2022
12312021	3102022	10-K 12/31/2021

Insider Activity

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External Quote Links

0	Y Finance	Barrons
1	TradingView	Morningstar
2	SeekingAlpha	ValueLine
3	Motley Fool	Robinhood
4	CNBC	Etrade
5	MarketWatch	Unusual Whales
6	YCharts	Perplexity Finance
7	FinViz

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Life Time (LTH)

Market Price (12/29/2025): $26.77 | Market Cap: $5.9 BilSector: Consumer Discretionary | Industry: Leisure Facilities

Life Time (LTH)

Market Price (12/29/2025): $26.77Market Cap: $5.9 BilSector: Consumer DiscretionaryIndustry: Leisure Facilities

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

Valuation, Metrics & Events

LTH Stock

Why The Stock Moved

Qualitative Assessment

Stock Movement Drivers

Fundamental Drivers

Market Drivers

Fundamental Drivers

Market Drivers

Fundamental Drivers

Market Drivers

Fundamental Drivers

Market Drivers

Return vs. Risk

Price Returns Compared

How Low Can It Go

In The Past

Preserve Wealth

Asset Allocation

About Life Time (LTH)

Interactive Breakdown

Better Bets than Life Time (LTH)

INDUSTRY: Leisure Facilities

Higher Rev Chg 3Y Avg | Lower P/S (Values for LTH: 19.5% | 2.0x)

Higher Rev Chg 3Y Avg | Lower P/Op Inc (Values for LTH: 19.5% | 13.4x)

Higher Rev Chg LTM (Value for LTH: 15.8%)

Higher Rev Chg 3Y Avg (Value for LTH: 19.5%)

Higher Op Mgn LTM (Value for LTH: 15.1%)

Higher CFO/Rev LTM (Value for LTH: 27.2%)

Higher FCF/Rev LTM (Value for LTH: 2.4%)

Higher Total Yield (Value for LTH: 4.9%)

SECTOR: Consumer Discretionary

Higher Rev Chg 3Y Avg | Lower P/S (Values for LTH: 19.5% | 2.0x)

Higher Rev Chg 3Y Avg | Lower P/Op Inc (Values for LTH: 19.5% | 13.4x)

Higher Rev Chg LTM (Value for LTH: 15.8%)

Higher Rev Chg 3Y Avg (Value for LTH: 19.5%)

Higher Op Mgn LTM (Value for LTH: 15.1%)

Higher CFO/Rev LTM (Value for LTH: 27.2%)

Higher FCF/Rev LTM (Value for LTH: 2.4%)

Higher Total Yield (Value for LTH: 4.9%)

All Other Sectors

Higher Rev Chg 3Y Avg | Lower P/S (Values for LTH: 19.5% | 2.0x)

Higher Rev Chg 3Y Avg | Lower P/Op Inc (Values for LTH: 19.5% | 13.4x)

Higher Rev Chg LTM (Value for LTH: 15.8%)

Higher Rev Chg 3Y Avg (Value for LTH: 19.5%)

Higher Op Mgn LTM (Value for LTH: 15.1%)

Higher CFO/Rev LTM (Value for LTH: 27.2%)

Higher FCF/Rev LTM (Value for LTH: 2.4%)

Higher Total Yield (Value for LTH: 4.9%)

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Financials

Market Price (12/29/2025): $26.77 | Market Cap: $5.9 Bil
Sector: Consumer Discretionary | Industry: Leisure Facilities

Market Price (12/29/2025): $26.77
Market Cap: $5.9 Bil
Sector: Consumer Discretionary
Industry: Leisure Facilities