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AI Analysis | Feedback

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AI Analysis | Feedback

AI Analysis | Feedback

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AI Analysis | Feedback

Ronny Yakov, Chairman and CEO

Mr. Yakov has over 25 years of experience in concept-to-print, software, and eCommerce marketing, working with Fortune 500 and 1000 companies. In 1996, he launched into the electronic mail-order catalog business with Playboy Enterprises, where he created and hosted two eCommerce sites, Critics' Choice Video and Collectors' Choice Music. He subsequently developed numerous other branded eCommerce sites for clients and established an AT&T eCommerce platform for 180,000 employees' wholesale shopping. He also collaborated with clients like Jack Henry and Associates to create 2,700 eCommerce sites for small community banks, and developed and maintains an extranet/intranet infrastructure for Doremus, an Omnicom Communication subsidiary, serving 50 top financial institutions.

Patrick Smith, Interim Chief Financial Officer and Vice President of Corporate Finance

Mr. Smith brings over 17 years of finance and accounting experience in the electronic payments and financial services sector. His career, which began in 1997, includes roles such as internal auditor, senior analyst, division controller, and Vice President of business development. He has experience in building and managing financial staff, raising capital, and overseeing due diligence for mergers and acquisitions. Prior to joining Dmint, he was an internal auditor with Concord EFS, an electronic payments processor, and advanced to Vice President-Controller of EFS Federal Savings Bank, a Concord EFS subsidiary.

Tom Fontanilla, Chief Operating Officer

Mr. Fontanilla has served as Chief Operating Officer since 2023, and prior to that, he was the Chief Bitcoin Mining Engineer since 2021. He also holds positions as Senior Information Technology Engineer at T&L Group, Ltd., an IT consulting firm where he has been since 2020, and Director of Information Technology with Cherry Group Co. LTD, a large garment manufacturer, since 2013. His earlier experience includes serving as a Network Engineer at the Capacity Group, a specialty insurance and financial services business, from 2009 to 2013, and as Network Administrator for Credit Risk Monitor Inc., a financial services company, from 2007 to 2009.

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The key risks for Dmint (symbol: DMNT) are primarily concentrated in its core business of Bitcoin mining and its operational dependencies.

1. Volatility of Bitcoin and the Bitcoin Mining Industry: DMint's revenue is directly tied to mining Bitcoin, a cryptocurrency known for extreme price volatility due to supply and demand forces and geopolitical events. The increasing difficulty and competitive nature of Bitcoin mining also necessitate continuous investment in research and development to enhance technology and efficiency.
2. Reliance on OLB for Financing: Historically, DMint has depended on OLB (its sole shareholder) to finance its operations and is expected to continue doing so until it achieves self-funding capabilities. Should DMint fail to generate sufficient cash flow from Bitcoin sales or secure third-party funding, it may remain reliant on OLB for future financial support.
3. Rapid Technological Change: The company faces inherent risks related to its ability to adapt to rapid technological changes, particularly within the dynamic Bitcoin mining industry. This includes risks associated with security applications, evolving technology, and potential adverse effects on relationships with various financial intermediaries.

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Dmint (DMNT) operates in two primary addressable markets: Fintech eCommerce merchant services and Bitcoin crypto mining.

Fintech eCommerce Merchant Services

The addressable market for Dmint's Fintech eCommerce merchant services is primarily within the U.S., where the company offers cloud-based merchant services for digital commerce solutions to merchants across all 50 states.

• The U.S. fintech market was valued at USD 85.7 billion in 2024 and is projected to grow to USD 261.2 billion by 2032, with a compound annual growth rate (CAGR) of 15.1% during 2025–2032. The "Payments and Transfers" category, which includes services like Dmint's, held the largest market share of 56.3% in 2024 within the U.S. fintech market.
• The U.S. e-commerce payment gateway market was valued at USD 2.10 billion in 2024 and is projected to advance at a CAGR of 19.4%.
• More broadly, the U.S. e-commerce market is valued at USD 1.25 trillion in 2025 and is forecast to reach USD 2.08 trillion by 2030, reflecting a 10.71% CAGR.
• The global merchant service market is estimated to be USD 66.71 billion in 2025 and is expected to reach USD 201.41 billion by 2032, exhibiting a CAGR of 17.1% from 2025 to 2032. North America is anticipated to lead this market, holding a 29.4% share in 2025.

Bitcoin Crypto Mining

Dmint is also engaged in Bitcoin crypto mining. The addressable market for cryptocurrency mining can be contextualized within the broader global cryptocurrency market.

• The global cryptocurrency market size is expected to reach USD 11.71 billion by 2030, registering a CAGR of 12.2% from 2022 to 2030. This growth is driven by increasing demand for data security, operational transparency, and the integration of blockchain technology in digital payment systems, as well as the legalization of digital currencies in several developed countries, including the U.S..

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1. New Product Launches: The introduction of innovative products, such as the Oticon Seal, a new in-ear hearing aid, is anticipated to be a significant driver of future revenue growth.
2. Market Share Gains and Customer Growth: Demant has demonstrated positive unit growth, exceeding the estimated 3% market unit growth, and has successfully gained market share in several countries.
3. Expansion and Performance in Key Geographic Markets: The company is experiencing solid organic growth in strategic regions, notably in Asia and Pacific, driven by strong performance in China and Australia. Additionally, there has been positive growth in various European markets and the U.S. independent market.
4. Improved Product Mix: Revenue growth is also being fueled by an improved product mix, with a shift towards more advanced and higher-value solutions, particularly evident in regions like Asia and Pacific.

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Share Repurchases

• The board of directors of DMint, Inc. authorized a share buyback program for up to 1 million shares.
• The company has purchased over 100,000 shares in the open market under this program.
• Management has periodically been buying shares in the open market.

Share Issuance

• DMint, Inc. is a wholly-owned subsidiary of The OLB Group, Inc., which plans to distribute all of DMint's outstanding common shares as a special pro-rata distribution to OLB Group stockholders in connection with a spin-off.
• An S-1 registration statement for the proposed spin-off of DMint was refiled on August 28, 2025.

Capital Expenditures

• DMint, Inc. aims to build a large Bitcoin mining operation in the United States at one of the lowest energy costs.
• The company is expanding its operations by increasing Bitcoin mining hash rate and infrastructure capacity.
• DMint, Inc. operates a Bitcoin mining facility in Tennessee with a capacity of 20 megawatts, capable of powering 5,000 mining machines, and planned to have 5,000 machines running in its 2023 outlook.