• A national homebuilder, similar to Lennar.
• Think of it as D.R. Horton, but with operations concentrated in 17 states.

• Single-Family Homes: Century Communities designs, develops, constructs, markets, and sells single-family attached and detached homes under the Century Communities and Century Complete brands.
• Mortgage Services: The company provides mortgage financing services directly to its home buyers.
• Title Services: Century Communities offers title services to facilitate the closing process for its home buyers.
• Insurance Services: The company provides insurance services to its home buyers, likely related to homeownership.

Century Communities, Inc. (CCS) sells primarily to individual home buyers. Based on its business model as a homebuilder, the company serves various categories of individual customers:

• First-time Homebuyers: This segment includes individuals and couples making their initial purchase of a home. They typically seek affordable and value-oriented options, often found in communities designed for entry-level homeownership. Century Communities' "Century Complete" brand, known for its efficient building process and competitive pricing, is particularly appealing to this customer group.

• Move-up Homebuyers: These customers are typically existing homeowners looking to purchase a larger home, a home with more desired features, or one in a different location that better suits their evolving lifestyle or family needs (e.g., growing family, increased income). They often seek more spacious floor plans, upgraded amenities, and desirable community settings.

• Lifestyle and Relocation Buyers: This broad category includes customers seeking homes that align with specific lifestyle choices, such as empty-nesters looking to downsize to a lower-maintenance home, retirees seeking active adult communities, or individuals and families relocating for employment or a change of scenery. These buyers often prioritize community amenities, specific home styles, and convenient locations.

Robert J. Francescon, Chief Executive Officer and President

Mr. Robert J. Francescon has served as the Chief Executive Officer of Century Communities since January 2025, and as President since April 2013. He has also been a member of the Board of Directors since April 2013. Previously, he served as Co-Chief Executive Officer from August 2002 to December 2024. Mr. Francescon co-founded Century Communities in 2002. He possesses a broad background in all aspects of operating a real estate company, with direct responsibility for the acquisition, financing, development, construction, sale, and management of various residential projects, including land development, single-family homes, townhomes, condominiums, and apartments. Mr. Francescon also has management experience in financial institutions, including thrifts and the Federal Home Loan Mortgage Corporation. He received his B.S. in Business Administration from the University of Southern California.

J. Scott Dixon, Chief Financial Officer

Mr. J. Scott Dixon was appointed Chief Financial Officer of Century Communities in July 2024. Prior to this, he served as Interim Chief Financial Officer from March 2024 to July 2024. His tenure at Century Communities includes roles as Assistant Chief Financial Officer from May 2022 to March 2024, Chief Accounting Officer from November 2016 to May 2022, and Vice President of Accounting from November 2013 to November 2016. Mr. Dixon has extensive experience in finance and accounting for real estate companies, with direct responsibilities for overseeing accounting, finance, capital markets, risk management, and financial planning and analysis. He was significantly involved in the company's initial public offering in 2014. Before joining Century Communities, Mr. Dixon worked in Ernst & Young's Audit practice, specializing in real estate. He holds a Master of Science degree in Accounting from the University of Virginia and a Bachelor of Science degree in Finance from the University of Denver, and is a Certified Public Accountant.

Dale Francescon, Executive Chairman

Mr. Dale Francescon has served as the Executive Chairman of Century Communities since January 2025 and as the Chairman of the Board of Directors since April 2013. He previously held the role of Co-Chief Executive Officer from August 2002 to December 2024. Mr. Francescon co-founded Century Communities in 2002. He brings over three decades of experience in homebuilding and a broad background in all facets of operating a real estate company, including the acquisition, financing, development, construction, sale, and management of various residential projects. Mr. Francescon is licensed in Colorado as an inactive real estate broker and in California as an inactive attorney and certified public accountant. He earned his B.S. in Business Administration from the University of Southern California and a J.D. from Loyola University School of Law.

Greg Huff, National President

Mr. Greg Huff serves as the National President at Century Communities. Further detailed public background information for Mr. Huff, beyond his title, was not readily available within the provided search results.

Tanya Rizzo, Division President

Ms. Tanya Rizzo serves as a Division President for Century Communities, recently quoted in March 2026 regarding the company's expansion in the West Houston market. Further detailed public background information for Ms. Rizzo, beyond her title and recent activity, was not readily available within the provided search results.

The key risks to Century Communities' business include:

1. Economic Conditions and Interest Rate Volatility: Century Communities' business is highly sensitive to macroeconomic factors such as fluctuations in demand for homes, consumer confidence, and particularly, interest rates. Elevated mortgage rates and persistent affordability issues directly impact potential homebuyers' purchasing power and overall housing demand, which can lead to reduced home deliveries, lower average sales prices, and pressure on revenue and profitability.
2. Rising Construction Costs and Labor Shortages: The company faces ongoing challenges from escalating construction expenses, including volatile material prices (such as lumber) and shortages of skilled labor. These cost pressures directly impact profit margins, can extend project timelines, and may lead to delays in home deliveries, making it difficult for the company to effectively transfer increased input costs to buyers.
3. Intense Competition and Land Acquisition: The homebuilding industry is highly competitive. Century Communities competes with other builders and real estate investors for homebuying customers, desirable land parcels, financing, raw materials, and skilled labor. Difficulty in acquiring attractive land at reasonable prices can significantly limit the company's ability to grow, increase acquisition costs, or lead to pricing pressures that adversely impact margins and revenues.

Clear emerging threats for Century Communities (CCS) include:

• Disruptive Construction Technologies: The emergence and increasing adoption of advanced construction methods, such as large-scale 3D-printed homes and highly efficient, precision-built modular housing, pose a significant threat. These technologies are demonstrating the potential for substantially reduced construction times, lower labor costs, decreased material waste, and improved quality control compared to traditional on-site, stick-built construction. As these methods scale and become more cost-effective, they could disrupt the competitive landscape by offering quicker, cheaper, and potentially more sustainable alternatives to homes built by traditional developers like Century Communities.

Century Communities (CCS) operates within the U.S. housing market, with its primary services encompassing home construction, mortgage, title, and insurance offerings. The addressable markets for these services in the United States are substantial:

• Home Construction: The U.S. residential construction market size is estimated at approximately $1.41 trillion in 2026, growing from an estimated $1.35 trillion in 2025. Specifically for single-family housing construction, the market size is projected to be around $845.86 billion in 2026. New single-family home sales in the U.S. were at a seasonally-adjusted annual rate of 745,000 in December 2025, with an estimated 679,000 new homes sold in total for 2025. New home sales typically represent about 10% of the overall U.S. housing market.
• Mortgage Services: The total single-family mortgage origination volume in the U.S. is expected to increase to $2.2 trillion in 2026, up from an estimated $2.0 trillion in 2025. Purchase originations are forecast to reach $1.46 trillion in 2026.
• Title Services: The U.S. title insurance market is a significant contributor to the North American market, which itself is projected to reach $2.8 billion by 2032 from an estimated $2 billion in 2023. Globally, the title insurance market is expected to grow from $4.15 billion in 2025 to $5.69 billion by 2034. The U.S. title insurance industry's revenue is expected to increase by 1.8% in 2025, after a five-year decline, with revenues of $17.1 billion.
• Insurance Services: The U.S. property and casualty (P&C) insurance market, which includes homeowners insurance, is estimated to be worth $1.10 trillion in 2025, growing to $1.14 trillion in 2026. North America's property and casualty insurance market size was calculated at $1.27 trillion in 2025. The homeowners insurance segment held the largest share of the global property and casualty insurance market in 2025. The US property insurance market is projected to grow at a CAGR of 9.93% from 2025 to 2035.

Century Communities (CCS) is expected to drive future revenue growth over the next 2-3 years through several key strategies:

• Increased Home Deliveries: The company projects significant growth in the number of homes delivered. For the full year 2026, Century Communities anticipates new home deliveries to be in the range of 10,000 to 11,000 homes, with home sales revenues projected between $3.6 billion and $4.1 billion. This follows guidance for 2025 of 11,700 to 12,400 homes and home sales revenue of $4.5 billion to $4.8 billion.
• Community Count Growth: Century Communities is focused on expanding its geographical footprint by increasing its average number of open communities. The company's 2026 projections are based on an anticipated mid-single-digit percentage increase in average open communities, alongside consistent absorption rates per community. This builds on a 28% year-over-year growth in community count to a record 322 communities in 2024.
• Strategic Focus on Affordability and Balanced Pricing: The company plans to maintain a strategic focus on offering affordable new homes. While previously prioritizing sales pace through incentives, Century Communities intends to adopt a more balanced approach between pace and price in 2026.
• Growth in Financial Services: Century Communities provides mortgage, title, and insurance services to its homebuyers, which contributes to its overall revenue. The company reported $25 million in Financial Services Revenue in Q4 2025, with a strong mortgage capture rate of 84% for both Q4 and the full year 2025.
• Strategic Land Acquisition and Development: The company has been actively investing in land acquisition and development to secure inventory for future growth. In 2025, Century Communities invested $1.2 billion in land acquisition and development to strategically position itself for future expansion. This investment, coupled with efforts to reduce cycle times and direct costs, aims to enable meaningful growth at attractive costs in the years ahead.