Latest Articles
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Largest U.S. Banks Should Gain Considerably Over Coming Months From Improving Loan-to-Deposit Ratios
The loan-to-deposit ratios for the largest U.S. banks finally bucked the trend of steady declines seen since 2011 to nudge higher in Q1 of this year. Taken together with the hawkish outlook for benchmark interest rates by the the Fed, the improvi...
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Dividend Hikes, Share Repurchases To Follow Strong Performance Of U.S. Banks In Round One Of Fed’s Stress Test
The 35 largest financial institutions in the U.S. recently sailed through the first phase of the Federal Reserve’s annual Comprehensive Capital Analysis and Review (CCAR) – setting the stage for the banks to reveal their capital plans...
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Citigroup’s Loan Portfolio Is Faster Than Its Peers Thanks To Its Diversified Geographical Presence
Citigroup reported an increase in its total loan portfolio from $623 billion in Q1 2017 to $668 billion in Q1 2018 – a jump of 7.2%. This compares with the average loan growth figure of 4.7% across the U.S. banking industry over this period...
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Wells Fargo’s Shrinking Net Interest Margins Despite Upbeat Interest Rates Are A Major Concern
Wells Fargo got one step closer to putting its false account-opening scandal to rest recently after it agreed to a $142-million class-action settlement with all affected customers. But the bank’s operations are likely to reel in the after-e...
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Bank of America Regains Lost Ground To Become Second Largest U.S. Bank By Deposits
Bank of America benefited from dwindling growth in deposits at rival Wells Fargo in the wake of the latter’s account opening scandal to regain the #2 position on the list of largest U.S. banks by total deposits. The diversified banking gian...
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Upbeat Card And Commercial Real Estate Lending Drive Growth In Bank Credit In The U.S.
The Fed’s ongoing rate hike process has hurt loan growth across U.S. banks, with demand for commercial and industrial loans remaining subdued for nearly two years now. Add to this the fact that the mortgage industry slumped in Q1 to well be...
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Five Largest U.S. Investment Banks Have $1.54 Trillion In Securities Trading Assets, And The Figure Is Increasing Fast
The securities trading industry fell out of favor in the wake of the economic downturn, as stricter regulatory requirements coupled with restrictions to proprietary trading activity, forced major investment banks globally to implement sizable cut...
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U.S. Bancorp Is The Only Major U.S. Bank Still Reporting Growth In Mortgage Servicing Portfolio
The trend of a sequential decline in the total mortgage servicing portfolio for the five largest U.S. banks continued in the first quarter of 2018, as a notable reduction in third-party mortgage servicing portfolio mitigated small gains from fres...
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The Five Largest U.S. Commercial Banks Continue To Lose Market Share In The Mortgage Industry
The five largest U.S. banks originated residential mortgages worth less than $87 billion in Q1 2018. This marks a sharp reduction from the figure of $110 billion in the previous quarter, and is also well below the $96 billion in mortgages origina...
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Morgan Stanley’s Wealth Management Division Cannot Sustain Its Current Growth Trajectory For Long
Morgan Stanley has done well over the years to successfully shift its business model from a trading-centric one to one that focuses considerably on wealth management. This has ensured relatively stable revenues for the bank while still allowing i...
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A Look At Changes In Wealth Management Revenues For The Industry’s Largest Players
The global wealth management industry has been upbeat over recent years as an increase in the number of high net-worth individuals (HNIs), as well as an increase in their assets, has driven growth in total investible assets around the world. Whil...
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The Largest U.S. Banks Shouldn’t Expect Much Regulatory Relief Anytime Soon
The Federal Reserve recently proposed changes to the Volcker Rule with the primary aim of tailoring the compliance requirements under the rule based on the size of banks’ trading operations. The Fed’s move is the latest step towards e...
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Strong Debt Origination Push Helps Goldman Capture Largest Investment Banking Wallet Share In Q1
The five largest U.S investment banks reported almost $7.6 billion in total investment banking fees for Q1 2018 – a figure that includes their M&A advisory, equity underwriting as well as debt origination fees for the first three months...
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How Much In Securities Trading Revenues Did The Largest U.S. Investment Banks Generate In Q1?
The five largest U.S. investment banks churned out their best securities trading performance in five years to report combined revenues just shy of $24 billion for the first quarter of 2018. This compares with a figure of $21.4 billion a year ago ...
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FICC Trading Revenues At Largest U.S. Banks Increased 76% In Q1
Banks around the globe witnessed a surge in their FICC (fixed income, currencies and commodities) trading revenues, as an improvement in volatility across capital markets boosted the demand for debt as well as currency trading services. This tren...
