Tearsheet

CBIZ (CBZ)


Market Price (2/16/2026): $27.84 | Market Cap: $1.7 Bil
Sector: Industrials | Industry: Diversified Support Services

CBIZ (CBZ)


Market Price (2/16/2026): $27.84
Market Cap: $1.7 Bil
Sector: Industrials
Industry: Diversified Support Services

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 6.0%
Weak multi-year price returns
2Y Excs Rtn is -94%, 3Y Excs Rtn is -108%
Debt is significant
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 112%
1 Strong revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is 59%
  Key risks
CBZ key risks include [1] high revenue vulnerability from discretionary services during economic slowdowns and [2] the substantial costs and integration challenges from major acquisitions like Marcum.
2 Valuation becoming less expensive
P/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -53%
  
3 Low stock price volatility
Vol 12M is 45%
  
4 Megatrend and thematic drivers
Megatrends include Cybersecurity, Cloud Computing, and Digital & Alternative Assets. Themes include Cloud Security, Show more.
  
0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 6.0%
1 Strong revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is 59%
2 Valuation becoming less expensive
P/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -53%
3 Low stock price volatility
Vol 12M is 45%
4 Megatrend and thematic drivers
Megatrends include Cybersecurity, Cloud Computing, and Digital & Alternative Assets. Themes include Cloud Security, Show more.
5 Weak multi-year price returns
2Y Excs Rtn is -94%, 3Y Excs Rtn is -108%
6 Debt is significant
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 112%
7 Key risks
CBZ key risks include [1] high revenue vulnerability from discretionary services during economic slowdowns and [2] the substantial costs and integration challenges from major acquisitions like Marcum.

Valuation, Metrics & Events

Price Chart

Why The Stock Moved

Qualitative Assessment

AI Analysis | Feedback

CBIZ (CBZ) stock has lost about 50% since 10/31/2025 because of the following key factors:

1. Anticipated Weak Fourth-Quarter 2025 Results and Negative Earnings Outlook. CBIZ's stock decline can be attributed significantly to the analyst forecast of a substantial sequential decline and an expected loss of $0.64 per share for the fourth quarter of 2025, with revenue projected at $580.27 million. This anticipated performance, contrasting sharply with the prior quarter's strong earnings, is largely attributed to the seasonal nature of CBIZ's business. Additionally, EPS estimates have seen a decline of 5.72% over the past 60 days, reflecting growing caution among analysts regarding near-term demand.

2. Leadership Change in the Financial Services Segment. The departure of Chris Spurio, President of Financial Services, effective January 31, 2026, and his transition to a consulting role, has raised questions regarding execution and valuation within a core business area. This leadership change in CBIZ's financial services segment places increased scrutiny on how client relationships and service delivery will be managed during this transition period, impacting investor confidence.

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Stock Movement Drivers

Fundamental Drivers

The -49.4% change in CBZ stock from 10/31/2025 to 2/15/2026 was primarily driven by a -49.4% change in the company's P/E Multiple.
(LTM values as of)103120252152026Change
Stock Price ($)55.0027.84-49.4%
Change Contribution By: 
Total Revenues ($ Mil)2,6762,6760.0%
Net Income Margin (%)3.9%3.9%0.0%
P/E Multiple32.916.7-49.4%
Shares Outstanding (Mil)62620.0%
Cumulative Contribution-49.4%

LTM = Last Twelve Months as of date shown

Market Drivers

10/31/2025 to 2/15/2026
ReturnCorrelation
CBZ-49.4% 
Market (SPY)-0.0%24.8%
Sector (XLI)12.3%30.3%

Fundamental Drivers

The -54.5% change in CBZ stock from 7/31/2025 to 2/15/2026 was primarily driven by a -53.2% change in the company's P/E Multiple.
(LTM values as of)73120252152026Change
Stock Price ($)61.1227.84-54.5%
Change Contribution By: 
Total Revenues ($ Mil)2,4212,67610.5%
Net Income Margin (%)4.5%3.9%-13.6%
P/E Multiple35.616.7-53.2%
Shares Outstanding (Mil)64621.9%
Cumulative Contribution-54.5%

LTM = Last Twelve Months as of date shown

Market Drivers

7/31/2025 to 2/15/2026
ReturnCorrelation
CBZ-54.5% 
Market (SPY)8.2%23.2%
Sector (XLI)15.1%29.9%

Fundamental Drivers

The -67.6% change in CBZ stock from 1/31/2025 to 2/15/2026 was primarily driven by a -53.9% change in the company's P/E Multiple.
(LTM values as of)13120252152026Change
Stock Price ($)85.8127.84-67.6%
Change Contribution By: 
Total Revenues ($ Mil)1,6812,67659.2%
Net Income Margin (%)7.1%3.9%-45.0%
P/E Multiple36.216.7-53.9%
Shares Outstanding (Mil)5062-19.6%
Cumulative Contribution-67.6%

LTM = Last Twelve Months as of date shown

Market Drivers

1/31/2025 to 2/15/2026
ReturnCorrelation
CBZ-67.6% 
Market (SPY)14.3%30.5%
Sector (XLI)27.2%32.9%

Fundamental Drivers

The -41.5% change in CBZ stock from 1/31/2023 to 2/15/2026 was primarily driven by a -50.6% change in the company's Net Income Margin (%).
(LTM values as of)13120232152026Change
Stock Price ($)47.5927.84-41.5%
Change Contribution By: 
Total Revenues ($ Mil)1,3602,67696.8%
Net Income Margin (%)7.9%3.9%-50.6%
P/E Multiple22.816.7-27.0%
Shares Outstanding (Mil)5162-17.5%
Cumulative Contribution-41.5%

LTM = Last Twelve Months as of date shown

Market Drivers

1/31/2023 to 2/15/2026
ReturnCorrelation
CBZ-41.5% 
Market (SPY)74.0%32.7%
Sector (XLI)78.5%38.0%

Return vs. Risk

Price Returns Compared

 202120222023202420252026Total [1]
Returns
CBZ Return47%20%34%31%-38%-44%5%
Peers Return14%-1%30%24%-1%-9%66%
S&P 500 Return27%-19%24%23%16%-0%82%

Monthly Win Rates [3]
CBZ Win Rate50%42%67%58%42%0% 
Peers Win Rate60%47%67%57%53%50% 
S&P 500 Win Rate75%42%67%75%67%50% 

Max Drawdowns [4]
CBZ Max Drawdown-4%-5%-3%-3%-41%-44% 
Peers Max Drawdown-15%-20%-8%-4%-13%-10% 
S&P 500 Max Drawdown-1%-25%-1%-2%-15%-1% 


[1] Cumulative total returns since the beginning of 2021
[2] Peers: TRI, CTAS, CPRT, LDOS, RBA.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 2/13/2026 (YTD)

How Low Can It Go

Unique KeyEventCBZS&P 500
2022 Inflation Shock2022 Inflation Shock  
2022 Inflation Shock% Loss% Loss-15.0%-25.4%
2022 Inflation Shock% Gain to Breakeven% Gain to Breakeven17.7%34.1%
2022 Inflation ShockTime to BreakevenTime to Breakeven35 days464 days
2020 Covid Pandemic2020 Covid Pandemic  
2020 Covid Pandemic% Loss% Loss-39.4%-33.9%
2020 Covid Pandemic% Gain to Breakeven% Gain to Breakeven65.0%51.3%
2020 Covid PandemicTime to BreakevenTime to Breakeven335 days148 days
2018 Correction2018 Correction  
2018 Correction% Loss% Loss-22.6%-19.8%
2018 Correction% Gain to Breakeven% Gain to Breakeven29.3%24.7%
2018 CorrectionTime to BreakevenTime to Breakeven273 days120 days
2008 Global Financial Crisis2008 Global Financial Crisis  
2008 Global Financial Crisis% Loss% Loss-36.4%-56.8%
2008 Global Financial Crisis% Gain to Breakeven% Gain to Breakeven57.2%131.3%
2008 Global Financial CrisisTime to BreakevenTime to Breakeven2,299 days1,480 days

Compare to TRI, CTAS, CPRT, LDOS, RBA

In The Past

CBIZ's stock fell -15.0% during the 2022 Inflation Shock from a high on 4/21/2022. A -15.0% loss requires a 17.7% gain to breakeven.

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About CBIZ (CBZ)

CBIZ, Inc. provides financial, insurance, and advisory services in the United States and Canada. The company operates through three segments: Financial Services, Benefits and Insurance Services, and National Practices. The Financial Services segment offers accounting and tax, financial advisory, valuation, risk and advisory, and government healthcare consulting services. The Benefits and Insurance Services provides employee benefits consulting, payroll/human capital management, property and casualty insurance, and retirement and investment services. The National Practices segment offers information technology managed networking and hardware, and health care consulting services. It primarily serves small and medium-sized businesses, as well as individuals, governmental entities, and not-for-profit enterprises. The company was incorporated in 1987 and is headquartered in Cleveland, Ohio.

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Like ADP or Paychex for businesses, but also providing comprehensive accounting, tax, and insurance services.

A professional services firm for businesses, similar to a regional Deloitte or PwC that also specializes in HR, benefits, and insurance brokerage.

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  • Financial Services: Provides accounting, tax preparation, audit and assurance, and various financial advisory services to businesses and individuals.
  • Benefits & Insurance Services: Offers employee benefits consulting, retirement and wealth management, property and casualty insurance, and human resources consulting solutions.

AI Analysis | Feedback

CBIZ (symbol: CBZ) primarily sells its professional business services to other companies, not-for-profit organizations, and government agencies. While the company may also serve high-net-worth individuals for specialized tax or financial planning, its core business model and revenue drivers are firmly B2B (business-to-business).

Due to the broad nature of their service offerings (including tax, accounting, advisory, benefits, and insurance) and the inherent client confidentiality in professional services, CBIZ does not publicly disclose a list of specific "major customer companies" by name. Their client base is diversified across various sectors and sizes, rather than relying on a few dominant customers.

Instead, CBIZ typically serves the following categories of organizations:

  • Small to Mid-Sized Businesses (SMBs): These form a significant portion of their client base, spanning a wide array of industries such as manufacturing, healthcare, real estate, financial services, technology, and other professional services.

  • Non-Profit Organizations: CBIZ provides tax, audit, and advisory services tailored to the unique needs and compliance requirements of non-profit entities.

  • Government Agencies and Public Sector Entities: They offer specialized services to federal, state, and local government bodies, assisting with compliance, financial management, and advisory needs.

  • Larger Corporations: While often associated with the middle market, CBIZ also provides specialized advisory, benefits, and insurance solutions to larger enterprises, complementing their in-house capabilities or addressing specific needs.

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Jerry Grisko, President & CEO

Jerry Grisko has served as President of CBIZ since February 2000 and was appointed Chief Executive Officer in March 2016. He joined CBIZ in September 1998 as Vice President, Mergers & Acquisitions, and was promoted in December 1998 to Senior Vice President, Mergers & Acquisitions and Legal Affairs. Before joining CBIZ, Mr. Grisko was a partner at the law firm Baker & Hostetler LLP from January 1995 to September 1998, where he specialized in mergers, acquisitions, and divestitures. He has been a key figure in shaping CBIZ's growth and acquisition strategy.

Brad Lakhia, Senior Vice President & Chief Financial Officer

Brad Lakhia was appointed Senior Vice President and Chief Financial Officer in December 2024, with his role becoming effective on March 17, 2025, succeeding the retiring Ware H. Grove. He brings nearly 30 years of finance leadership experience. Most recently, Mr. Lakhia served as Executive Vice President and Chief Financial Officer of OPENLANE, Inc., a digital marketplace operator for wholesale used vehicles. Prior to that, he spent over 20 years at The Goodyear Tire & Rubber Company, where he was Vice President of Finance for its Americas business segment, including various international assignments. His expertise spans capital markets, multi-billion-dollar M&A and integration, treasury, financial planning and analysis, investor relations, and operational finance.

Chris Spurio, President, Financial Services Group

Chris Spurio joined CBIZ in January 1998 and has held numerous positions within the company, eventually becoming President of the Financial Services Group.

Michael Kouzelos, President, CBIZ Benefits & Insurance Services, Inc.

Michael Kouzelos joined CBIZ in June 1998 and has held various roles before being appointed President of CBIZ Benefits & Insurance Services, Inc.

John Fleischer, Senior Vice President, Chief Information Officer

John Fleischer has served as the Chief Information Officer and Senior Vice President of CBIZ since August 2014. His previous experience includes CIO roles at TTT Holdings (a Talisman Capital Partners company), Ferro Corporation, The Goodyear Tire & Rubber Company, and T-Systems.

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The key risks to CBIZ's business include:

  1. Economic and Geopolitical Uncertainty: CBIZ's performance and outlook are significantly impacted by the rapidly evolving and uncertain economic and geopolitical environment. This uncertainty affects client demand, particularly for discretionary and project-based services, which constitute approximately 23-25% of CBIZ's revenue and are susceptible to economic slowdowns and client budget constraints.
  2. Cybersecurity Risks: CBIZ's computer systems, like those in its industry, are vulnerable to cyberattacks and other security breaches. The increasing number and impact of cybersecurity incidents, including ransomware threats, pose a significant risk of disruption and potential harm to the business.
  3. Integration Risks and Costs of Acquisitions: While strategic acquisitions like Marcum are central to CBIZ's growth, their integration comes with substantial costs, projected to be around $75 million for the current year and similar levels in 2026. The successful integration of acquired companies and the management of associated costs represent an ongoing operational and financial risk.

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The rapid advancement and widespread adoption of Artificial Intelligence (AI) and automation technologies, which are increasingly capable of performing tasks traditionally handled by human professionals in financial, tax, and HR services. This trend threatens to disintermediate firms like CBIZ by enabling clients to automate more functions in-house or by allowing new, AI-driven competitors to offer similar services at a significantly lower cost and higher efficiency.

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CBIZ (CBZ) operates across several key service areas, primarily in the United States and Canada, for which the addressable market sizes are identified below:

  • Accounting Services: The market size for Accounting Services in the U.S. is estimated at $145.5 billion in 2025.
  • Tax Preparation Services: The market size for Tax Preparation Services in the U.S. is estimated at $14.5 billion in 2025.
  • Financial Advisory Services: The North American financial advisory market is estimated at $58.65 billion in 2025.
  • Property & Casualty Insurance: The market size for Property, Casualty and Direct Insurance in the U.S. is estimated at $1.0 trillion in 2025.
  • Employee Benefits Consulting: The U.S. insurance brokerage for employee benefits market size was valued at $34.74 billion in 2022 and is projected to reach $70.11 billion by 2032.
  • Human Capital Management / HR Consulting: The HR Consulting industry in the U.S. is forecast to grow to $39.4 billion in 2025.
  • Technology Services: Null

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CBIZ (CBZ) is expected to drive future revenue growth over the next 2-3 years through several key strategies:

  1. Strategic Acquisitions and Integration: The successful integration of significant acquisitions, most notably the Marcum acquisition, is a primary driver. This acquisition has substantially increased CBIZ's scale, expanded its market presence, and enhanced its service capabilities, contributing significantly to revenue growth in 2024 and expected to continue through 2025 and 2026.
  2. Organic Growth in Core Services: CBIZ anticipates continued organic growth across its core service lines, including accounting, tax, advisory, benefits, and insurance. The company has demonstrated consistent same-unit revenue growth and strong demand for these essential services, coupled with effective pricing initiatives.
  3. Expansion in Key U.S. Markets and Technology Investment: CBIZ is focused on expanding its presence in key U.S. markets and leveraging technology to enhance its competitive advantage. Investments in technology and improved technology offerings are expected to contribute to future revenue generation.
  4. Enhanced and Diversified Service Offerings: The company's strategy involves delivering forward-thinking insights and actionable solutions across a broad range of services. This includes specialized advisory services such as private equity advisory, risk and advisory services, forensic consulting, financial accounting and advisory, valuation services, and human capital management, which cater to the evolving needs of middle-market businesses.
  5. Strong Client Retention and New Client Acquisition: Maintaining high client retention rates and increasing new client production, particularly within its Benefits and Insurance business, are crucial for sustained revenue growth. CBIZ aims to attract new clients through its diversified offerings and national reach combined with local expertise.

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Share Repurchases

  • CBIZ renewed its Share Repurchase Program, authorizing the purchase of up to 5 million additional shares through March 31, 2026.
  • In the second quarter of 2025, CBIZ repurchased approximately 1 million shares for about $71 million.
  • In the third quarter of 2025, approximately 800,000 shares were repurchased at a value of around $56 million.

Share Issuance

  • CBIZ issued approximately 14.4 million shares of common stock, valued at around $1.1 billion, as part of the $2.3 billion acquisition of Marcum, LLP in Q4 2024.
  • Approximately 4.4 million shares issued to former Marcum partners became eligible for resale on May 1, 2025, with further shares released monthly through 2027.
  • During 2024, approximately 159 thousand shares of common stock were issued as payment for acquisitions and contingent considerations.

Outbound Investments

  • CBIZ completed the acquisition of Marcum, LLP in Q4 2024 for approximately $2.3 billion in a cash-and-stock transaction, positioning CBIZ as the seventh-largest accounting services provider in the U.S.
  • In the first nine months of 2024, $78.2 million was utilized for acquisitions and earnout payments.
  • CBIZ completed five strategic acquisitions in 2024, including Erickson, Brown & Kloster LLC, CompuData, Inc., Educational & Institutional Insurance Administrators, Inc., Hoover Financial Advisors, Inc., and Marcum LLP.

Capital Expenditures

  • CBIZ estimates capital expenditures for 2025 to be between $20 million and $25 million, with $5 million already incurred in the first quarter of 2025.
  • Full-year capital spending was projected to be around $12 million in 2024, primarily allocated to office facility improvements.
  • Facility optimization costs are anticipated to be more significant in the upcoming year (beyond Q1 2025).

Better Bets vs. CBIZ (CBZ)

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Unique Key

Recent Active Movers

Peer Comparisons

Peers to compare with:

Financials

CBZTRICTASCPRTLDOSRBAMedian
NameCBIZ Thomson .Cintas Copart Leidos RB Global 
Mkt Price27.8486.89193.4437.49176.30102.0094.44
Mkt Cap1.739.177.736.322.618.929.4
Rev LTM2,6767,37610,7954,65517,3324,5296,016
Op Inc LTM2132,1282,4811,7212,0417731,881
FCF LTM861,8221,7841,4121,3385441,375
FCF 3Y Avg1131,8691,6451,1031,1494921,126
CFO LTM1042,4592,2071,8531,5069081,679
CFO 3Y Avg1312,4562,0491,6201,3127991,466

Growth & Margins

CBZTRICTASCPRTLDOSRBAMedian
NameCBIZ Thomson .Cintas Copart Leidos RB Global 
Rev Chg LTM59.2%3.0%8.6%6.7%6.5%8.3%7.5%
Rev Chg 3Y Avg27.2%3.9%8.8%9.1%6.9%43.6%9.0%
Rev Chg Q58.1%3.4%9.3%0.7%6.7%11.3%8.0%
QoQ Delta Rev Chg LTM10.5%0.8%2.3%0.2%1.6%2.5%1.9%
Op Mgn LTM7.9%28.9%23.0%37.0%11.8%17.1%20.0%
Op Mgn 3Y Avg9.4%26.9%22.1%37.5%10.3%18.0%20.1%
QoQ Delta Op Mgn LTM-0.5%2.3%0.1%0.5%-0.1%-0.4%0.0%
CFO/Rev LTM3.9%33.3%20.4%39.8%8.7%20.0%20.2%
CFO/Rev 3Y Avg7.2%34.6%20.5%37.2%8.0%19.7%20.1%
FCF/Rev LTM3.2%24.7%16.5%30.3%7.7%12.0%14.3%
FCF/Rev 3Y Avg6.2%26.4%16.4%25.2%7.0%11.9%14.1%

Valuation

CBZTRICTASCPRTLDOSRBAMedian
NameCBIZ Thomson .Cintas Copart Leidos RB Global 
Mkt Cap1.739.177.736.322.618.929.4
P/S0.65.37.27.81.34.24.7
P/EBIT7.116.431.221.111.024.918.8
P/E16.722.240.922.816.143.322.5
P/CFO16.615.935.219.615.020.918.1
Total Yield6.0%7.1%3.3%4.4%7.2%3.5%5.2%
Dividend Yield0.0%2.6%0.8%0.0%0.9%1.2%0.9%
FCF Yield 3Y Avg3.2%2.8%2.3%2.5%6.0%2.9%2.9%
D/E1.10.10.00.00.20.20.1
Net D/E1.10.00.0-0.10.20.20.1

Returns

CBZTRICTASCPRTLDOSRBAMedian
NameCBIZ Thomson .Cintas Copart Leidos RB Global 
1M Rtn-45.2%-29.9%-0.8%-8.7%-9.5%-9.4%-9.4%
3M Rtn-45.6%-38.4%3.8%-8.7%-7.7%1.0%-8.2%
6M Rtn-55.4%-48.9%-10.3%-20.4%-0.3%-10.5%-15.4%
12M Rtn-67.9%-49.2%-4.5%-36.9%34.7%7.1%-20.7%
3Y Rtn-41.0%-26.8%80.0%8.8%83.9%73.3%41.1%
1M Excs Rtn-44.3%-30.4%1.1%-4.9%-6.3%-6.5%-6.4%
3M Excs Rtn-46.3%-36.9%5.1%-9.0%-8.2%0.8%-8.6%
6M Excs Rtn-61.2%-53.5%-17.7%-25.7%-6.4%-18.1%-21.9%
12M Excs Rtn-81.0%-62.8%-17.4%-49.4%17.2%-2.9%-33.4%
3Y Excs Rtn-108.5%-88.7%15.1%-57.0%18.7%8.1%-24.5%

Comparison Analyses

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Financials

Segment Financials

Revenue by Segment
$ Mil20242023202220212020
Financial Services1,1611,010734630617
Benefits and Insurance Services383358332298296
National Practices4844393636
Corporate and Other 0   
Total1,5911,4121,105964948


Price Behavior

Price Behavior
Market Price$27.84 
Market Cap ($ Bil)1.7 
First Trading Date04/27/1995 
Distance from 52W High-68.2% 
   50 Days200 Days
DMA Price$46.88$58.96
DMA Trenddowndown
Distance from DMA-40.6%-52.8%
 3M1YR
Volatility53.9%45.8%
Downside Capture340.99153.03
Upside Capture-31.0116.66
Correlation (SPY)28.2%30.1%
CBZ Betas & Captures as of 1/31/2026

 1M2M3M6M1Y3Y
Beta2.522.000.920.850.690.73
Up Beta0.92-1.22-1.360.390.750.66
Down Beta4.533.241.601.600.490.60
Up Capture-150%50%5%-10%18%42%
Bmk +ve Days11223471142430
Stock +ve Days8182451117402
Down Capture424%302%201%138%115%99%
Bmk -ve Days9192754109321
Stock -ve Days11223673132344

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with CBZ
CBZ-68.8%45.6%-2.41-
Sector ETF (XLI)27.9%19.2%1.1533.2%
Equity (SPY)14.0%19.4%0.5530.8%
Gold (GLD)74.3%25.3%2.17-17.6%
Commodities (DBC)7.0%16.7%0.24-3.1%
Real Estate (VNQ)7.9%16.6%0.2835.6%
Bitcoin (BTCUSD)-29.8%44.9%-0.6522.2%

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Based On 5-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with CBZ
CBZ-0.1%31.1%0.05-
Sector ETF (XLI)15.9%17.2%0.7447.5%
Equity (SPY)13.3%17.0%0.6241.2%
Gold (GLD)22.1%17.0%1.06-7.5%
Commodities (DBC)10.5%18.9%0.443.9%
Real Estate (VNQ)5.2%18.8%0.1841.8%
Bitcoin (BTCUSD)8.3%57.2%0.3717.6%

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Based On 10-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with CBZ
CBZ10.3%29.1%0.39-
Sector ETF (XLI)15.3%19.8%0.6855.7%
Equity (SPY)15.6%17.9%0.7551.3%
Gold (GLD)15.3%15.6%0.82-5.9%
Commodities (DBC)8.1%17.6%0.3814.2%
Real Estate (VNQ)6.4%20.7%0.2749.1%
Bitcoin (BTCUSD)67.9%66.7%1.0715.5%

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Short Interest

Short Interest: As Of Date1302026
Short Interest: Shares Quantity4.8 Mil
Short Interest: % Change Since 1152026-2.3%
Average Daily Volume1.2 Mil
Days-to-Cover Short Interest4.0 days
Basic Shares Quantity62.4 Mil
Short % of Basic Shares7.6%

Returns Analyses

Earnings Returns History

Expand for More
 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
10/29/20253.1%8.2%-5.3%
7/30/2025-19.7%-18.6%-15.3%
2/26/2025-5.2%-11.5%-12.9%
10/29/20246.3%6.4%24.1%
7/31/2024-19.3%-18.4%-17.7%
4/25/2024-3.6%-8.9%0.2%
2/15/20241.7%7.3%8.0%
10/26/2023-1.4%5.9%14.3%
...
SUMMARY STATS   
# Positive101214
# Negative12108
Median Positive2.5%4.7%6.2%
Median Negative-2.5%-5.4%-9.1%
Max Positive6.3%8.2%24.1%
Max Negative-19.7%-18.6%-28.7%

SEC Filings

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Report DateFiling DateFiling
09/30/202510/30/202510-Q
06/30/202507/31/202510-Q
03/31/202504/25/202510-Q
12/31/202402/28/202510-K
09/30/202411/07/202410-Q
06/30/202408/01/202410-Q
03/31/202404/25/202410-Q
12/31/202302/23/202410-K
09/30/202310/26/202310-Q
06/30/202307/27/202310-Q
03/31/202304/28/202310-Q
12/31/202202/24/202310-K
09/30/202210/28/202210-Q
06/30/202207/29/202210-Q
03/31/202205/02/202210-Q
12/31/202102/25/202210-K

Insider Activity

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#OwnerTitleHoldingActionFiling DatePriceSharesTransacted
Value
Value of
Held Shares
Form
1Wiley, Benaree Pratt trustSell1204202549.548,288410,6121,781,368Form
2Lakhia, Brad SSenior Vice President & CFODirectBuy1201202548.512,06099,9311,968,730Form
3Young, Rodney A DirectBuy812202562.432,000124,860518,793Form
4Lakhia, Brad SSenior Vice President & CFODirectBuy805202562.781,593100,0142,418,668Form
5Degroote, Michael H DirectSell331202534.728,362290,3294,325,834Form