Verisk Analytics (VRSK)
Market Price (2/6/2026): $184.68 | Market Cap: $25.8 BilSector: Industrials | Industry: Research & Consulting Services
Verisk Analytics (VRSK)
Market Price (2/6/2026): $184.68Market Cap: $25.8 BilSector: IndustrialsIndustry: Research & Consulting Services
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
| Attractive operating marginsOp Mgn LTMOperating Margin = Operating Income / Revenue Reflects profitability before taxes and before impact of capital structure (interest payments). is 44% | Weak multi-year price returns2Y Excs Rtn is -63%, 3Y Excs Rtn is -63% | Expensive valuation multiplesP/SPrice/Sales ratio is 8.5x |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 44%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 37% | Key risksVRSK key risks include [1] intense competition requiring continuous technological innovation to maintain market leadership and [2] a significant dependence on the cyclical economic health of the insurance industry. | |
| Valuation becoming less expensiveP/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -28% | ||
| Low stock price volatilityVol 12M is 26% | ||
| Megatrend and thematic driversMegatrends include AI in Financial Services, Cloud Computing, and Sustainable Finance. Themes include AI for Fraud Detection, Show more. |
| Attractive operating marginsOp Mgn LTMOperating Margin = Operating Income / Revenue Reflects profitability before taxes and before impact of capital structure (interest payments). is 44% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 44%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 37% |
| Valuation becoming less expensiveP/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -28% |
| Low stock price volatilityVol 12M is 26% |
| Megatrend and thematic driversMegatrends include AI in Financial Services, Cloud Computing, and Sustainable Finance. Themes include AI for Fraud Detection, Show more. |
| Weak multi-year price returns2Y Excs Rtn is -63%, 3Y Excs Rtn is -63% |
| Expensive valuation multiplesP/SPrice/Sales ratio is 8.5x |
| Key risksVRSK key risks include [1] intense competition requiring continuous technological innovation to maintain market leadership and [2] a significant dependence on the cyclical economic health of the insurance industry. |
Qualitative Assessment
AI Analysis | Feedback
1. Weaker-than-expected Q3 2025 Revenue and Lowered Full-Year Guidance.
Verisk Analytics' shares closed down more than 10% on October 29, 2025, following its third-quarter earnings report. While adjusted earnings per share (EPS) surpassed Wall Street expectations, the company's revenue of $768.3 million fell short of forecasts, and it subsequently lowered its full-year 2025 revenue guidance.
2. Impact of Mild Weather Conditions on Claims Activity.
The company's underperformance has been attributed, in part, to mild weather conditions, including low severe weather events and an absence of U.S. landfalling hurricanes. This reduced claims activity directly decreased demand for Verisk's property claims estimating tools, prompting a revision of its 2025 revenue guidance.
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Stock Movement Drivers
Fundamental Drivers
The -15.4% change in VRSK stock from 10/31/2025 to 2/5/2026 was primarily driven by a -15.4% change in the company's P/E Multiple.| (LTM values as of) | 10312025 | 2052026 | Change |
|---|---|---|---|
| Stock Price ($) | 218.31 | 184.68 | -15.4% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 3,030 | 3,030 | 0.0% |
| Net Income Margin (%) | 30.4% | 30.4% | 0.0% |
| P/E Multiple | 33.1 | 28.0 | -15.4% |
| Shares Outstanding (Mil) | 140 | 140 | 0.0% |
| Cumulative Contribution | -15.4% |
Market Drivers
10/31/2025 to 2/5/2026| Return | Correlation | |
|---|---|---|
| VRSK | -15.4% | |
| Market (SPY) | -0.7% | 4.3% |
| Sector (XLI) | 8.6% | -13.7% |
Fundamental Drivers
The -33.5% change in VRSK stock from 7/31/2025 to 2/5/2026 was primarily driven by a -34.0% change in the company's P/E Multiple.| (LTM values as of) | 7312025 | 2052026 | Change |
|---|---|---|---|
| Stock Price ($) | 277.66 | 184.68 | -33.5% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 2,986 | 3,030 | 1.4% |
| Net Income Margin (%) | 30.7% | 30.4% | -0.8% |
| P/E Multiple | 42.4 | 28.0 | -34.0% |
| Shares Outstanding (Mil) | 140 | 140 | 0.2% |
| Cumulative Contribution | -33.5% |
Market Drivers
7/31/2025 to 2/5/2026| Return | Correlation | |
|---|---|---|
| VRSK | -33.5% | |
| Market (SPY) | 7.5% | 0.8% |
| Sector (XLI) | 11.2% | -5.6% |
Fundamental Drivers
The -35.3% change in VRSK stock from 1/31/2025 to 2/5/2026 was primarily driven by a -36.4% change in the company's P/E Multiple.| (LTM values as of) | 1312025 | 2052026 | Change |
|---|---|---|---|
| Stock Price ($) | 285.50 | 184.68 | -35.3% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 2,823 | 3,030 | 7.3% |
| Net Income Margin (%) | 32.6% | 30.4% | -6.8% |
| P/E Multiple | 43.9 | 28.0 | -36.4% |
| Shares Outstanding (Mil) | 142 | 140 | 1.6% |
| Cumulative Contribution | -35.3% |
Market Drivers
1/31/2025 to 2/5/2026| Return | Correlation | |
|---|---|---|
| VRSK | -35.3% | |
| Market (SPY) | 13.6% | 21.9% |
| Sector (XLI) | 22.9% | 21.2% |
Fundamental Drivers
The 3.5% change in VRSK stock from 1/31/2023 to 2/5/2026 was primarily driven by a 44.5% change in the company's Total Revenues ($ Mil).| (LTM values as of) | 1312023 | 2052026 | Change |
|---|---|---|---|
| Stock Price ($) | 178.38 | 184.68 | 3.5% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 2,096 | 3,030 | 44.5% |
| Net Income Margin (%) | 49.4% | 30.4% | -38.4% |
| P/E Multiple | 27.0 | 28.0 | 3.4% |
| Shares Outstanding (Mil) | 157 | 140 | 12.5% |
| Cumulative Contribution | 3.5% |
Market Drivers
1/31/2023 to 2/5/2026| Return | Correlation | |
|---|---|---|
| VRSK | 3.5% | |
| Market (SPY) | 72.9% | 25.1% |
| Sector (XLI) | 72.5% | 25.2% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| VRSK Return | 11% | -22% | 36% | 16% | -18% | -15% | -6% |
| Peers Return | 29% | -29% | 42% | 23% | -1% | -19% | 27% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | 1% | 83% |
Monthly Win Rates [3] | |||||||
| VRSK Win Rate | 67% | 33% | 67% | 58% | 42% | 0% | |
| Peers Win Rate | 67% | 35% | 67% | 56% | 52% | 25% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 50% | |
Max Drawdowns [4] | |||||||
| VRSK Max Drawdown | -22% | -31% | -3% | -9% | -24% | -15% | |
| Peers Max Drawdown | -14% | -40% | -3% | -8% | -19% | -20% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | -1% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: MCO, SPGI, FDS, GWRE. See VRSK Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 2/5/2026 (YTD)
How Low Can It Go
| Event | VRSK | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -31.2% | -25.4% |
| % Gain to Breakeven | 45.4% | 34.1% |
| Time to Breakeven | 401 days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -29.4% | -33.9% |
| % Gain to Breakeven | 41.6% | 51.3% |
| Time to Breakeven | 67 days | 148 days |
| 2018 Correction | ||
| % Loss | -17.4% | -19.8% |
| % Gain to Breakeven | 21.0% | 24.7% |
| Time to Breakeven | 53 days | 120 days |
Compare to MCO, SPGI, FDS, GWRE
In The Past
Verisk Analytics's stock fell -31.2% during the 2022 Inflation Shock from a high on 11/19/2021. A -31.2% loss requires a 45.4% gain to breakeven.
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About Verisk Analytics (VRSK)
AI Analysis | Feedback
Here are 1-3 brief analogies for Verisk Analytics (VRSK):
It's like the Experian for the insurance industry, providing vast data and risk assessment services to help insurers make decisions.
Think of it as FICO for insurance risk, developing the analytical models and data insights insurers use to price policies and manage claims.
It's like a specialized Palantir for the insurance sector, performing complex data analytics for risk management and fraud detection.
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- ISO Insurance Programs: Provides statistical data, actuarial services, advisory loss costs, and standardized policy forms that property and casualty insurers use for underwriting and pricing. (Category: Underwriting and Rating Services)
- Claims Management Solutions: Offers data analytics, fraud detection tools, and workflow platforms that help insurers efficiently process claims and identify suspicious activity. (Category: Claims Processing and Fraud Detection Services)
- Catastrophe Risk Modeling: Delivers probabilistic models and analytics to help insurers, reinsurers, and financial institutions assess and manage financial losses from natural catastrophes and other extreme events. (Category: Extreme Event Risk Assessment Services)
- Life and Health Insurance Solutions: Provides data analytics, predictive modeling, and workflow automation tools to help life and health insurers improve underwriting, policy administration, and actuarial processes. (Category: Data Analytics and Workflow Solutions)
- Marketing & Financial Services Solutions: Offers predictive analytics, data-driven insights, and decision support tools primarily for financial institutions to manage risk, detect fraud, and optimize customer engagement. (Category: Financial and Marketing Data Analytics Services)
AI Analysis | Feedback
Verisk Analytics (VRSK) primarily sells its data analytics, risk assessment, and decision support solutions to other companies (Business-to-Business or B2B model), rather than directly to individuals. Its customer base is highly diversified, with no single customer accounting for 10% or more of its consolidated revenues.
The major categories of companies Verisk serves are:
-
Insurance Companies: This is Verisk's largest customer segment. They serve a wide array of insurance carriers across Property & Casualty (P&C), life, and health sectors, as well as reinsurers and insurance brokers. Verisk provides solutions for underwriting, claims processing (e.g., through Xactware), actuarial services (e.g., through ISO), catastrophe modeling (e.g., through AIR Worldwide), and fraud detection. These customers include thousands of regional and national insurance providers globally.
-
Financial Services Firms: Verisk provides data and analytical solutions to companies in the financial sector to help manage risk, detect fraud, ensure compliance, and make lending decisions. Customers in this category include banks, credit unions, payment processors, and various financial technology (FinTech) companies.
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Energy & Specialized Markets Companies: This segment serves companies in the energy sector (oil and gas, power generation, renewables), chemicals, metals, mining, and supply chain industries. Verisk provides data, analytics, and business intelligence to help these firms understand market dynamics, assess risks, and optimize operations. Customers include energy producers, refiners, commodity traders, and large industrial enterprises.
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- Microsoft Corporation (MSFT)
- Amazon.com, Inc. (AMZN)
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Lee M. Shavel, Chief Executive Officer (CEO)
Lee M. Shavel was appointed CEO of Verisk Analytics in May 2022 and has served as President since January 2023. He initially joined Verisk in 2017 as Chief Financial Officer (CFO), a role he held until he became CEO. Prior to Verisk, Mr. Shavel served as Executive Vice President and CFO of Nasdaq, Inc. from 2011 to 2016. Before that, he spent 18 years at Bank of America Merrill Lynch, where he was Managing Director and Americas Head of Financial Institutions Investment Banking. In his investment banking career, he advised on significant transactions, including the sale of the New York Mercantile Exchange (NYMEX) to CME Group and the International Securities Exchange (ISE) to Deutsche Borse, as well as several IPOs and financings.
Elizabeth Mann, Chief Financial Officer (CFO)
Elizabeth Mann was named Executive Vice President and CFO for Verisk, effective September 15, 2022. In this role, she leads Verisk's global finance organization, encompassing accounting, financial planning and analysis, investor relations, and treasury. Before joining Verisk, Ms. Mann served as CFO for the Ratings and Mobility divisions at S&P Global and was also their Senior Vice President of Capital Management. She previously held roles of increasing responsibility at Goldman Sachs, including Managing Director of the firmwide strategy group and the technology, media & telecom investment banking group. Ms. Mann holds a doctorate in Mathematics from the University of Oxford.
Saurabh Khemka, President, Underwriting Solutions
Saurabh Khemka was named President of Underwriting Solutions, effective September 30, 2025. He joined Verisk in 2013 and has held several leadership roles within the Underwriting Solutions group, including Co-President since 2024 and President of Core Line Services. Mr. Khemka is recognized as the principal architect behind the Core Lines Reimagine initiative, which aims to modernize core insurance services. Before his tenure at Verisk, he was a principal at Bain & Company.
Nicholas Daffan, Chief Information Officer (CIO)
Nicholas Daffan serves as the Chief Information Officer of Verisk Analytics, Inc.
Melissa Hendricks, Chief Marketing Officer (CMO)
Melissa Hendricks is the Chief Marketing Officer at Verisk Analytics.
AI Analysis | Feedback
The key risks to Verisk Analytics' (VRSK) business include intense competition and the need for continuous technological innovation, evolving regulatory landscapes regarding data privacy, and a significant dependence on the cyclical nature and economic health of the insurance industry.
- Competitive Landscape and Rapid Technological Advancements: The data analytics market in which Verisk operates is highly competitive and characterized by continuous innovation. Verisk must consistently invest in research and development to maintain its market leadership against existing competitors and new entrants, including smaller tech companies with disruptive ideas. Failure to adapt to rapidly evolving technological advancements, such as artificial intelligence, could impact its competitive edge.
- Regulatory Environment, Data Privacy, and Legal Challenges: Changes in data privacy and protection regulations pose a significant risk to Verisk's operations, potentially requiring substantial adjustments to its business model and practices. The company also faces ongoing legal proceedings and indemnification claims, which could have financial and reputational consequences.
- Dependence on the Insurance Sector and Economic/Cyclical Fluctuations: A substantial portion of Verisk's revenue is derived from the U.S. insurance market, making its financial performance heavily reliant on the health and cyclical nature of this sector. Economic downturns or a slowdown in Net Written Premium (NWP) growth within the insurance industry could lead to reduced demand for Verisk's data analytics and risk assessment services as insurers tighten spending. Additionally, fewer severe weather events can directly reduce demand for Verisk's software used by insurers for claims estimation. This concentration on the insurance sector represents a notable risk.
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The emergence and increasing adoption of specialized AI/ML-driven property intelligence companies (Insurtechs) that leverage alternative data sources (e.g., satellite imagery, aerial photography, IoT sensors, geospatial data) to provide highly granular, real-time, and often more cost-effective property risk assessments for insurers. Companies such as Zesty.ai, Betterview, and Cape Analytics are examples of firms that are attracting significant funding, partnering with or being adopted by various insurers, and offering innovative solutions for perils like wildfire, hail, and general property condition assessment. These capabilities directly compete with Verisk's offerings in property underwriting and catastrophe modeling (e.g., through its ISO and AIR Worldwide businesses), potentially eroding Verisk's market share and pricing power in these critical segments.
AI Analysis | Feedback
Verisk Analytics (VRSK) operates primarily within the insurance industry, with several key products and services addressing substantial markets globally and in the U.S. The addressable markets for Verisk's main products and services are as follows:- For Underwriting & Rating solutions, the total addressable market is estimated to be $15 billion globally.
- For Claims solutions, the total addressable market is estimated at $4.7 billion globally.
- In Marketing Solutions, Verisk Analytics identifies a total addressable market of $2 billion in the U.S.
- For offerings within the U.S. Property & Casualty (P&C) market, the total addressable market is $4 billion in the U.S.
- Life Insurance Solutions have an addressable market of $2 billion in the U.S.
- The addressable market for P&C Extreme Event Models and ESG Data and Analytics is $2.5 billion globally.
- Additionally, there is an identified U.S. total addressable market of $1 billion for a related adjacency within marketing solutions, and $1 billion for other international current markets.
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Expected Drivers of Future Revenue Growth for Verisk Analytics (VRSK) over the Next 2-3 Years:
- Sustained Growth in Subscription Revenue and Conversion to Subscription Models: Verisk Analytics consistently emphasizes the strength of its subscription-based revenue, which constitutes a significant portion of its total revenue. The company is actively driving growth by expanding these subscription offerings and converting previously transactional contracts into committed subscriptions, thereby enhancing revenue predictability and stability.
- Product Innovation and Integration of Advanced Technologies (including AI): A key driver is Verisk's ongoing investment in developing and enhancing new solutions, such as XactXpert, Core Lines Reimagine, and Verisk Synergy Studio. The company is also integrating artificial intelligence (AI) into its own processes and client-facing solutions to deliver greater value and expand growth opportunities within the insurance industry.
- Strategic Client Engagement and Expanded Relationships: Verisk is focusing on enhancing its strategic engagement with clients, fostering improved dialogue, and tailoring its solutions to meet individual client needs. This approach aims to deepen relationships and drive the adoption of its data analytics and technology solutions, particularly across its largest businesses.
- Strategic Acquisitions: Acquisitions, such as AccuLynx and SuranceBay, are expected to contribute to Verisk's revenue growth by expanding its capabilities and market presence in key insurance technology sectors like residential property claims management and life insurance.
- Price Realization: The company has demonstrated strong price realization, particularly in its renewals for subscription-based solutions. This ability to command favorable pricing for its core offerings, including forms, rules and loss costs, Extreme Event Solutions, and Anti-Fraud businesses, is anticipated to continue supporting revenue expansion.
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Share Repurchases
- Verisk completed a $100 million Accelerated Share Repurchase (ASR) program in Q2 2025, repurchasing 0.3 million shares at an average price of $309.58.
- As of June 30, 2025, Verisk had $1.3 billion remaining under its share repurchase authorization.
- In February 2025, the company announced an increase of $1,000 million in its equity buyback plan authorization.
Share Issuance
- As of July 25, 2025, Verisk Analytics had 139.72 million shares outstanding.
- The diluted adjusted EPS in 2025 increased due to solid operational performance and a lower average share count, partially offset by increased net interest and depreciation expenses and a higher year-over-year tax rate.
- The number of shares outstanding has decreased over time, which may be the result of company buybacks.
Outbound Investments
- Verisk sold its Energy business, Wood Mackenzie, to Veritas Capital for $3.1 billion in cash in October 2022, plus potential additional contingent consideration of up to $200 million.
- In December 2024, Verisk sold Atmospheric and Environmental Research (AER), a business within Underwriting.
- Verisk acquired Data Driven Safety in November 2021 to expand its auto insurance analytics.
Capital Expenditures
- Verisk's capital expenditures are projected to be between $245 million and $265 million for the full year 2025.
- The company's focus on disciplined capital allocation resulted in approximately 25% return on invested capital in 2024, with incremental returns of approximately 20%.
- In 2024, Verisk modernized its internal financial and human capital ERP systems, indicating a focus on technology investments.
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Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 209.18 |
| Mkt Cap | 25.8 |
| Rev LTM | 3,030 |
| Op Inc LTM | 1,347 |
| FCF LTM | 1,116 |
| FCF 3Y Avg | 942 |
| CFO LTM | 1,348 |
| CFO 3Y Avg | 1,179 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 8.8% |
| Rev Chg 3Y Avg | 13.3% |
| Rev Chg Q | 8.8% |
| QoQ Delta Rev Chg LTM | 2.1% |
| Op Mgn LTM | 40.2% |
| Op Mgn 3Y Avg | 36.3% |
| QoQ Delta Op Mgn LTM | 1.0% |
| CFO/Rev LTM | 36.2% |
| CFO/Rev 3Y Avg | 34.8% |
| FCF/Rev LTM | 32.0% |
| FCF/Rev 3Y Avg | 32.2% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 25.8 |
| P/S | 8.5 |
| P/EBIT | 22.3 |
| P/E | 32.6 |
| P/CFO | 24.4 |
| Total Yield | 3.9% |
| Dividend Yield | 0.8% |
| FCF Yield 3Y Avg | 2.7% |
| D/E | 0.1 |
| Net D/E | 0.1 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | -16.5% |
| 3M Rtn | -13.1% |
| 6M Rtn | -29.9% |
| 12M Rtn | -36.2% |
| 3Y Rtn | 25.6% |
| 1M Excs Rtn | -14.4% |
| 3M Excs Rtn | -16.3% |
| 6M Excs Rtn | -37.2% |
| 12M Excs Rtn | -48.3% |
| 3Y Excs Rtn | -43.3% |
Comparison Analyses
Price Behavior
| Market Price | $184.68 | |
| Market Cap ($ Bil) | 25.8 | |
| First Trading Date | 10/07/2009 | |
| Distance from 52W High | -42.2% | |
| 50 Days | 200 Days | |
| DMA Price | $218.30 | $258.83 |
| DMA Trend | down | down |
| Distance from DMA | -15.4% | -28.6% |
| 3M | 1YR | |
| Volatility | 26.2% | 26.5% |
| Downside Capture | 70.89 | 48.33 |
| Upside Capture | -15.75 | -4.19 |
| Correlation (SPY) | 6.0% | 21.5% |
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 0.19 | -0.02 | -0.27 | -0.25 | 0.27 | 0.35 |
| Up Beta | 0.40 | 0.29 | 0.01 | 0.31 | 0.39 | 0.38 |
| Down Beta | 0.53 | 0.20 | -0.32 | -0.45 | 0.26 | 0.39 |
| Up Capture | -41% | -34% | -28% | -44% | -1% | 9% |
| Bmk +ve Days | 11 | 22 | 34 | 71 | 142 | 430 |
| Stock +ve Days | 8 | 17 | 28 | 61 | 121 | 396 |
| Down Capture | 18% | -9% | -36% | -5% | 39% | 54% |
| Bmk -ve Days | 9 | 19 | 27 | 54 | 109 | 321 |
| Stock -ve Days | 12 | 24 | 33 | 64 | 130 | 354 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with VRSK | |
|---|---|---|---|---|
| VRSK | -35.8% | 26.5% | -1.69 | - |
| Sector ETF (XLI) | 24.2% | 19.0% | 1.01 | 21.6% |
| Equity (SPY) | 13.6% | 19.3% | 0.54 | 22.2% |
| Gold (GLD) | 69.7% | 24.7% | 2.11 | -5.8% |
| Commodities (DBC) | 7.1% | 16.6% | 0.24 | -5.0% |
| Real Estate (VNQ) | 4.4% | 16.5% | 0.09 | 39.6% |
| Bitcoin (BTCUSD) | -26.6% | 40.5% | -0.66 | 9.5% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with VRSK | |
|---|---|---|---|---|
| VRSK | 0.8% | 23.4% | 0.01 | - |
| Sector ETF (XLI) | 16.4% | 17.1% | 0.77 | 39.7% |
| Equity (SPY) | 14.4% | 17.0% | 0.67 | 43.8% |
| Gold (GLD) | 20.8% | 16.9% | 1.01 | 4.4% |
| Commodities (DBC) | 11.7% | 18.9% | 0.50 | -0.7% |
| Real Estate (VNQ) | 5.2% | 18.8% | 0.18 | 47.4% |
| Bitcoin (BTCUSD) | 16.0% | 57.4% | 0.49 | 11.1% |
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Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with VRSK | |
|---|---|---|---|---|
| VRSK | 10.5% | 23.2% | 0.43 | - |
| Sector ETF (XLI) | 15.2% | 19.8% | 0.68 | 53.9% |
| Equity (SPY) | 15.5% | 17.9% | 0.74 | 60.0% |
| Gold (GLD) | 15.4% | 15.5% | 0.83 | 5.6% |
| Commodities (DBC) | 7.9% | 17.6% | 0.37 | 12.6% |
| Real Estate (VNQ) | 6.0% | 20.7% | 0.26 | 54.8% |
| Bitcoin (BTCUSD) | 69.0% | 66.5% | 1.08 | 11.5% |
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Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 10/29/2025 | -10.4% | -5.2% | -3.5% |
| 7/30/2025 | -6.3% | -10.0% | -9.0% |
| 5/7/2025 | 4.6% | 1.8% | 8.2% |
| 2/26/2025 | -3.9% | -0.1% | -2.4% |
| 10/30/2024 | 4.5% | 6.1% | 11.7% |
| 7/31/2024 | -8.5% | -8.8% | -5.1% |
| 5/1/2024 | 6.8% | 13.3% | 14.4% |
| 2/21/2024 | -4.4% | -2.2% | -4.7% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 7 | 10 | 12 |
| # Negative | 16 | 13 | 11 |
| Median Positive | 4.4% | 2.9% | 7.8% |
| Median Negative | -4.1% | -5.2% | -4.7% |
| Max Positive | 6.8% | 13.3% | 14.4% |
| Max Negative | -10.4% | -10.6% | -21.1% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 09/30/2025 | 10/29/2025 | 10-Q |
| 06/30/2025 | 07/30/2025 | 10-Q |
| 03/31/2025 | 05/07/2025 | 10-Q |
| 12/31/2024 | 02/26/2025 | 10-K |
| 09/30/2024 | 10/30/2024 | 10-Q |
| 06/30/2024 | 07/31/2024 | 10-Q |
| 03/31/2024 | 05/01/2024 | 10-Q |
| 12/31/2023 | 02/21/2024 | 10-K |
| 09/30/2023 | 11/01/2023 | 10-Q |
| 06/30/2023 | 08/02/2023 | 10-Q |
| 03/31/2023 | 05/03/2023 | 10-Q |
| 12/31/2022 | 02/28/2023 | 10-K |
| 09/30/2022 | 11/01/2022 | 10-Q |
| 06/30/2022 | 08/02/2022 | 10-Q |
| 03/31/2022 | 05/03/2022 | 10-Q |
| 12/31/2021 | 02/22/2022 | 10-K |
Insider Activity
Expand for More| # | Owner | Title | Holding | Action | Filing Date | Price | Shares | Transacted Value | Value of Held Shares | Form |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Mann, Elizabeth | Chief Financial Officer | Direct | Sell | 12162025 | 219.54 | 300 | 65,862 | 3,131,738 | Form |
| 2 | Shavel, Lee | Chief Executive Officer | Direct | Sell | 11182025 | 216.99 | 1,100 | 238,689 | 16,883,341 | Form |
| 3 | Shavel, Lee | Chief Executive Officer | Direct | Sell | 11182025 | 220.07 | 1,100 | 242,077 | 16,880,909 | Form |
| 4 | Mann, Elizabeth | Chief Financial Officer | Direct | Sell | 11182025 | 216.99 | 300 | 65,097 | 3,160,459 | Form |
| 5 | Dailey, Jeffrey J | Direct | Buy | 11032025 | 217.03 | 500 | 108,515 | 859,873 | Form |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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