First Busey (BUSE)
Market Price (2/15/2026): $26.55 | Market Cap: $2.4 BilSector: Financials | Industry: Regional Banks
First Busey (BUSE)
Market Price (2/15/2026): $26.55Market Cap: $2.4 BilSector: FinancialsIndustry: Regional Banks
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
| Strong revenue growthRev Chg LTMRevenue Change % Last Twelve Months (LTM) is 40% | Trading close to highsDist 52W High is -3.1%, Dist 3Y High is -3.1% | Key risksBUSE key risks include [1] heightened credit risk and potential losses stemming from its commercial loan portfolio's sensitivity to adverse economic factors. |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 27%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 25% | Weak multi-year price returns2Y Excs Rtn is -12%, 3Y Excs Rtn is -44% | |
| Attractive yieldFCF Yield is 6.6% | ||
| Low stock price volatilityVol 12M is 28% | ||
| Capital ratio is >2x the minimum of 6%Tier 1 Capital / Risk Wtd Assets RatioTier 1 Capital / Risk-Weighted Assets is a common measure of financial strength for a bank. It reflects how much equity there is relative to assets where assets are weighted based on riskiness. Low ratios indicate the bank is highly vulnerable to even small changes in the value of their risk assets. is 13% | ||
| Uninsured deposits are lowUninsured Deposits Ratio %Fraction of deposits that exceed the insurance deposit thresholds. For example, the FDIC protects deposits up to $250K. A high uninsured deposits ratio indicates large accounts and greater potential exposure to bank run risk. is 17% | ||
| Megatrend and thematic driversMegatrends include Fintech & Digital Payments. Themes include Online Banking & Lending, Digital Payments, and Wealth Management Technology. |
| Strong revenue growthRev Chg LTMRevenue Change % Last Twelve Months (LTM) is 40% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 27%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 25% |
| Attractive yieldFCF Yield is 6.6% |
| Low stock price volatilityVol 12M is 28% |
| Capital ratio is >2x the minimum of 6%Tier 1 Capital / Risk Wtd Assets RatioTier 1 Capital / Risk-Weighted Assets is a common measure of financial strength for a bank. It reflects how much equity there is relative to assets where assets are weighted based on riskiness. Low ratios indicate the bank is highly vulnerable to even small changes in the value of their risk assets. is 13% |
| Uninsured deposits are lowUninsured Deposits Ratio %Fraction of deposits that exceed the insurance deposit thresholds. For example, the FDIC protects deposits up to $250K. A high uninsured deposits ratio indicates large accounts and greater potential exposure to bank run risk. is 17% |
| Megatrend and thematic driversMegatrends include Fintech & Digital Payments. Themes include Online Banking & Lending, Digital Payments, and Wealth Management Technology. |
| Trading close to highsDist 52W High is -3.1%, Dist 3Y High is -3.1% |
| Weak multi-year price returns2Y Excs Rtn is -12%, 3Y Excs Rtn is -44% |
| Key risksBUSE key risks include [1] heightened credit risk and potential losses stemming from its commercial loan portfolio's sensitivity to adverse economic factors. |
Qualitative Assessment
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1. First Busey reported stronger-than-expected financial results for the fourth quarter of 2025. The company announced an adjusted diluted earnings per share (EPS) of $0.68, surpassing the consensus estimate of $0.61. Quarterly revenue also exceeded analysts' projections, reaching $201.78 million against an expectation of $197.70 million. Key performance indicators, such as net interest margin, expanded to 3.71%, and wealth assets under care increased by 4.7% quarter-over-quarter to $15.66 billion.
2. The company enhanced shareholder returns through a dividend increase and an active share repurchase program. First Busey declared a 4% increase in its quarterly cash dividend, raising it to $0.26 per common share, payable on January 30, 2026. Additionally, the company repurchased $29.8 million of its common stock in the fourth quarter of 2025 and a total of $69.9 million for the full year 2025. The board also expanded the share repurchase authorization by 4 million shares, allowing for the repurchase of up to 5,454,275 shares.
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Stock Movement Drivers
Fundamental Drivers
The 20.0% change in BUSE stock from 10/31/2025 to 2/15/2026 was primarily driven by a 16.2% change in the company's Net Income Margin (%).| (LTM values as of) | 10312025 | 2152026 | Change |
|---|---|---|---|
| Stock Price ($) | 22.13 | 26.55 | 20.0% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 558 | 636 | 13.9% |
| Net Income Margin (%) | 13.9% | 16.1% | 16.2% |
| P/E Multiple | 25.6 | 23.1 | -9.9% |
| Shares Outstanding (Mil) | 90 | 89 | 0.6% |
| Cumulative Contribution | 20.0% |
Market Drivers
10/31/2025 to 2/15/2026| Return | Correlation | |
|---|---|---|
| BUSE | 20.0% | |
| Market (SPY) | -0.0% | 30.3% |
| Sector (XLF) | -1.4% | 51.3% |
Fundamental Drivers
The 21.5% change in BUSE stock from 7/31/2025 to 2/15/2026 was primarily driven by a 33.7% change in the company's Net Income Margin (%).| (LTM values as of) | 7312025 | 2152026 | Change |
|---|---|---|---|
| Stock Price ($) | 21.86 | 26.55 | 21.5% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 476 | 636 | 33.5% |
| Net Income Margin (%) | 12.1% | 16.1% | 33.7% |
| P/E Multiple | 26.1 | 23.1 | -11.5% |
| Shares Outstanding (Mil) | 69 | 89 | -23.1% |
| Cumulative Contribution | 21.5% |
Market Drivers
7/31/2025 to 2/15/2026| Return | Correlation | |
|---|---|---|
| BUSE | 21.5% | |
| Market (SPY) | 8.2% | 38.1% |
| Sector (XLF) | -1.1% | 59.7% |
Fundamental Drivers
The 14.3% change in BUSE stock from 1/31/2025 to 2/15/2026 was primarily driven by a 93.7% change in the company's P/E Multiple.| (LTM values as of) | 1312025 | 2152026 | Change |
|---|---|---|---|
| Stock Price ($) | 23.24 | 26.55 | 14.3% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 454 | 636 | 40.1% |
| Net Income Margin (%) | 24.5% | 16.1% | -34.2% |
| P/E Multiple | 11.9 | 23.1 | 93.7% |
| Shares Outstanding (Mil) | 57 | 89 | -36.0% |
| Cumulative Contribution | 14.3% |
Market Drivers
1/31/2025 to 2/15/2026| Return | Correlation | |
|---|---|---|
| BUSE | 14.3% | |
| Market (SPY) | 14.3% | 54.2% |
| Sector (XLF) | 1.4% | 65.4% |
Fundamental Drivers
The 26.6% change in BUSE stock from 1/31/2023 to 2/15/2026 was primarily driven by a 146.1% change in the company's P/E Multiple.| (LTM values as of) | 1312023 | 2152026 | Change |
|---|---|---|---|
| Stock Price ($) | 20.97 | 26.55 | 26.6% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 436 | 636 | 46.0% |
| Net Income Margin (%) | 28.4% | 16.1% | -43.3% |
| P/E Multiple | 9.4 | 23.1 | 146.1% |
| Shares Outstanding (Mil) | 55 | 89 | -37.9% |
| Cumulative Contribution | 26.6% |
Market Drivers
1/31/2023 to 2/15/2026| Return | Correlation | |
|---|---|---|
| BUSE | 26.6% | |
| Market (SPY) | 74.0% | 47.1% |
| Sector (XLF) | 47.7% | 65.8% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| BUSE Return | 31% | -5% | 5% | -1% | 6% | 12% | 52% |
| Peers Return | 31% | 0% | -5% | 27% | 2% | 9% | 74% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | -0% | 82% |
Monthly Win Rates [3] | |||||||
| BUSE Win Rate | 67% | 33% | 58% | 42% | 50% | 100% | |
| Peers Win Rate | 70% | 45% | 45% | 57% | 48% | 90% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 50% | |
Max Drawdowns [4] | |||||||
| BUSE Max Drawdown | -3% | -18% | -30% | -11% | -18% | -0% | |
| Peers Max Drawdown | -1% | -17% | -34% | -9% | -19% | -0% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | -1% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: EFSC, CBSH, UMBF, ASB, ONB.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 2/13/2026 (YTD)
How Low Can It Go
| Event | BUSE | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -42.7% | -25.4% |
| % Gain to Breakeven | 74.5% | 34.1% |
| Time to Breakeven | Not Fully Recovered days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -48.5% | -33.9% |
| % Gain to Breakeven | 94.2% | 51.3% |
| Time to Breakeven | 601 days | 148 days |
| 2018 Correction | ||
| % Loss | -29.5% | -19.8% |
| % Gain to Breakeven | 41.8% | 24.7% |
| Time to Breakeven | Not Fully Recovered days | 120 days |
| 2008 Global Financial Crisis | ||
| % Loss | -87.1% | -56.8% |
| % Gain to Breakeven | 673.7% | 131.3% |
| Time to Breakeven | Not Fully Recovered days | 1,480 days |
Compare to EFSC, CBSH, UMBF, ASB, ONB
In The Past
First Busey's stock fell -42.7% during the 2022 Inflation Shock from a high on 1/18/2022. A -42.7% loss requires a 74.5% gain to breakeven.
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About First Busey (BUSE)
AI Analysis | Feedback
- PNC Financial Services, but focused regionally in the Midwest and Florida.
- A regional Bank of America.
AI Analysis | Feedback
- Deposit Accounts: Offers various checking, savings, money market, and certificate of deposit accounts for individuals and businesses.
- Lending Services: Provides a range of loans including commercial, real estate, mortgage, and consumer loans to individuals and businesses.
- Wealth Management & Trust: Delivers comprehensive financial planning, investment management, and fiduciary trust services for individuals and institutions.
- Treasury Management: Offers advanced cash management, payment processing, and fraud prevention solutions for business clients.
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First Busey (BUSE) - Major Customers
First Busey, through its primary subsidiary Busey Bank, operates as a financial services company. It primarily sells its banking, wealth management, and trust services directly to a broad base of individual consumers, businesses, and institutions, rather than selling to a few major customer companies that would then resell or integrate its services.
Categories of Customers Served:
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Individual Consumers
This category includes a wide range of everyday individuals who utilize Busey Bank for their personal banking needs. Services provided to individual consumers include checking and savings accounts, personal loans, mortgages, home equity lines of credit, and credit cards.
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Businesses (Small to Medium-sized Enterprises and Commercial Clients)
Busey Bank offers a comprehensive suite of financial products and services to businesses of varying sizes, from small enterprises to larger commercial clients. These services encompass business checking and savings accounts, commercial loans, lines of credit, treasury management solutions, and merchant services to support their operational and growth needs.
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Wealth Management and Trust Clients
This segment serves individuals, families, and institutions seeking more specialized financial services. Through Busey Wealth Management, clients receive financial planning, investment management, private banking, and trust services tailored to their complex financial goals, estate planning, and asset management needs.
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Van A. Dukeman Chairman, President & Chief Executive Officer
Mr. Dukeman was appointed CEO in August 2007 and has a tenure of over 18 years with First Busey. He also serves as the Chairman of Busey Bank and a director of FirsTech, Inc. Prior to the merger with First Busey in 2007, he served as President & Chief Executive Officer of Main Street Trust, Inc. Mr. Dukeman is a Chartered Financial Analyst (CFA).
Christopher H.M. Chan Chief Financial Officer
Mr. Chan joined First Busey as Chief Financial Officer in September 2025. Before joining Busey, he was Executive Vice President, Chief Strategy Officer at First National Bank, the largest subsidiary of F.N.B. Corporation, where he led Corporate Strategy, Investor Relations, and advanced digital and data strategy. From 2019 to 2025, he served as FNB's Director of Corporate Strategy, overseeing strategic planning, investor relations, and corporate development. His prior experience includes roles as a portfolio manager at Balyasny Asset Management from 2014 to 2018 and an investment analyst at Citadel Global Equities from 2009 to 2014. He began his career at Morgan Stanley as an analyst with their Financial Institutions Group.
Michael J. Maddox Vice Chairman & President
Mr. Maddox serves as Vice Chairman & President of First Busey Corporation and is also President & CEO of Busey Bank. Prior to First Busey's merger with CrossFirst Bank in 2025, he served as President and CEO of CrossFirst Bankshares, Inc. since June 2020, and CEO of CrossFirst Bank since November 2008. Before his time at CrossFirst, he was a Regional President for Intrust Bank, where he managed operations in Northeast Kansas.
Amy L. Randolph Chief Operating Officer
Ms. Randolph has been the Chief Operating Officer of First Busey since October 2023. She also holds the title of Executive Vice President. Since joining in 2008, she has served in various leadership capacities across operations, human resources, corporate strategy, customer service, marketing, and M&A integration.
Monica L. Bowe Chief Risk Officer
Ms. Bowe is the Chief Risk Officer of First Busey Corporation and Busey Bank. She joined Busey in January 2020, bringing over 25 years of financial leadership experience. Previously, Ms. Bowe served as Senior Director of Operational Risk Program Management at KeyBank.
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The key risks to First Busey's (BUSE) business are primarily rooted in the financial nature of its operations. These risks include:
-
Credit and Lending Risks: First Busey faces significant credit risk, largely influenced by economic factors such as elevated interest rates and inflationary pressures. This sensitivity is particularly pronounced in its commercial loan portfolio, where borrower cash flows and collateral values can be affected, potentially leading to an increase in non-performing loans and higher provisions for credit losses.
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Interest Rate Risk: As a financial institution, First Busey is exposed to interest rate fluctuations. Changes in prevailing interest rates can impact the value of investments and, more broadly, affect the bank's net interest margin by influencing both the interest earned on assets (like loans) and the interest paid on liabilities (like deposits).
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Capital and Liquidity Risks: Maintaining adequate capital is critical for First Busey to meet regulatory requirements and support its operations. The bank's ability to raise additional capital, if needed, and ensure sufficient liquidity to cover obligations, represents an ongoing risk.
AI Analysis | Feedback
AI Analysis | Feedback
First Busey (symbol: BUSE) operates primarily in the banking sector, offering a range of financial products and services. Its main offerings include commercial banking, retail banking, and wealth management services. The company's geographic presence spans Illinois, Missouri, Florida, and Indiana, with a recently announced merger set to expand its footprint across 10 states in the Midwest and Southwestern U.S.. Therefore, the addressable market sizes are identified for the United States.
- Commercial Banking: The addressable market for commercial banking in the United States is estimated at USD 732.5 billion in 2025. This market is projected to grow to USD 915.45 billion by 2030, with a compound annual growth rate (CAGR) of 4.56%.
- Retail Banking: The addressable market for retail banking in the United States is valued at USD 0.87 trillion (USD 870 billion) in 2025. It is forecasted to reach USD 1.08 trillion by 2030, growing at a CAGR of 4.22%.
- Wealth Management (Financial Advisory Services): The addressable market for financial advisory services within the broader wealth management sector in the United States is estimated to have a volume of USD 814.20 billion in 2024.
- Payment Technology Solutions (FirsTech): First Busey offers payment technology solutions through its subsidiary FirsTech. While FirsTech generated $22.8 million in revenue in 2023, a specific addressable market size for its particular niche within the broader payment technology solutions market could not be definitively determined from the available information.
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Here are 3-5 expected drivers of future revenue growth for First Busey (BUSE) over the next 2-3 years:
- Integration of CrossFirst Acquisition and Synergy Realization: The recently completed merger with CrossFirst Bankshares is anticipated to be a significant driver of revenue growth. First Busey expects substantial improvements in key financial metrics such as Return on Average Assets (ROAA), Return on Average Tangible Common Equity (ROATCE), Net Interest Margin, and Efficiency Ratio in 2025 as synergies from the acquisition are realized. This strategic partnership is projected to result in approximately 20% Earnings Per Share (EPS) accretion in 2026, excluding merger-related charges. The acquisition also extends First Busey's market presence into new, dynamic markets with strong economies and demographics.
- Disciplined Organic Growth through Market Expansion and Talent Acquisition: First Busey is focused on a disciplined organic growth strategy. Key components include expanding into new high-growth markets and successfully hiring and retaining top-tier talent. The company has been actively adding high-level talent, including new leadership roles and over 45 producers on the sales side since March 2025, to support this growth trajectory. This approach aims to deliver the full suite of First Busey's solutions to its entire client base.
- Growth in Wealth Management Services: The company expects to expand its wealth and asset management services. The CrossFirst acquisition is specifically cited as creating expanded opportunities to grow the existing wealth management business. Additionally, new wealth managing directors are reportedly experiencing early success in new growth markets, contributing to the growth of this segment.
- Expansion of Payment Technology Solutions (FirsTech): FirsTech, First Busey's payment platform, is a diversified revenue stream that is expected to contribute to future growth. The integration with CrossFirst is also anticipated to provide expanded opportunities for this payments business.
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Share Repurchases
- In June 2025, First Busey Corporation approved a 2 million share increase to its existing share repurchase program, authorizing the repurchase of up to 2.99 million shares of its common stock.
- During the first quarter of 2025, First Busey repurchased 220,000 shares of its common stock for $4.8 million.
- In the second quarter of 2025, the company purchased 1,012,000 shares of its common stock at a weighted average price of $21.40 per share, totaling approximately $21.66 million.
Share Issuance
- In May 2025, First Busey completed an underwritten public offering of 8,600,000 depositary shares, each representing a 1/40th interest in a share of its 8.25% Fixed-Rate Series B Non-Cumulative Perpetual Preferred Stock.
- The offering had a liquidation preference of $25.00 per depositary share, resulting in total net proceeds of approximately $207.48 million.
- The proceeds from this offering are primarily intended to redeem existing subordinated notes and support general corporate purposes and balance sheet growth.
Outbound Investments
- In March 2025, First Busey Corporation completed its acquisition by merger of CrossFirst Bankshares Inc., creating a combined entity with approximately $20 billion in total assets.
- First Busey broadened its presence in the greater Chicagoland area with the acquisition of Merchants & Manufacturers Bank in April 2024.
- The company also completed the Glenview State Bank merger in May 2021.
Latest Trefis Analyses
| Title | Date | |
|---|---|---|
| DASHBOARDS | ||
| How Low Can First Busey Stock Really Go? | 10/17/2025 | |
| Why First Busey Stock Moved: BUSE Stock Has Gained 14% Since 2022 Fiscal End, Primarily Due To Favorable Change In Price To Sales Multiple (P/S) | 08/08/2025 | |
| First Busey (BUSE) Valuation Ratios Comparison | 08/08/2025 | |
| BUSE Dip Buy Analysis | 07/10/2025 | |
| Time To Buy First Busey Stock? | 05/16/2025 | |
| First Busey (BUSE) Operating Cash Flow Comparison | 02/17/2025 | |
| First Busey (BUSE) Net Income Comparison | 02/15/2025 | |
| ARTICLES | ||
| Small Cap Stocks Trading At 52-Week High | 02/04/2026 |
Research & Analysis
Invest in Strategies
Wealth Management
Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 40.73 |
| Mkt Cap | 6.0 |
| Rev LTM | 1,609 |
| Op Inc LTM | - |
| FCF LTM | 386 |
| FCF 3Y Avg | 473 |
| CFO LTM | 429 |
| CFO 3Y Avg | 529 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 32.5% |
| Rev Chg 3Y Avg | 11.8% |
| Rev Chg Q | 55.4% |
| QoQ Delta Rev Chg LTM | 12.0% |
| Op Mgn LTM | - |
| Op Mgn 3Y Avg | - |
| QoQ Delta Op Mgn LTM | - |
| CFO/Rev LTM | 33.4% |
| CFO/Rev 3Y Avg | 35.0% |
| FCF/Rev LTM | 31.9% |
| FCF/Rev 3Y Avg | 33.0% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 6.0 |
| P/S | 4.0 |
| P/EBIT | - |
| P/E | 14.6 |
| P/CFO | 12.1 |
| Total Yield | 8.5% |
| Dividend Yield | 1.6% |
| FCF Yield 3Y Avg | 10.0% |
| D/E | 0.2 |
| Net D/E | -0.7 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | 6.0% |
| 3M Rtn | 15.1% |
| 6M Rtn | 13.4% |
| 12M Rtn | 9.7% |
| 3Y Rtn | 27.8% |
| 1M Excs Rtn | 8.8% |
| 3M Excs Rtn | 15.8% |
| 6M Excs Rtn | 5.4% |
| 12M Excs Rtn | -3.4% |
| 3Y Excs Rtn | -38.6% |
Price Behavior
| Market Price | $26.55 | |
| Market Cap ($ Bil) | 2.4 | |
| First Trading Date | 10/06/1998 | |
| Distance from 52W High | -3.1% | |
| 50 Days | 200 Days | |
| DMA Price | $24.76 | $23.18 |
| DMA Trend | up | up |
| Distance from DMA | 7.2% | 14.5% |
| 3M | 1YR | |
| Volatility | 25.0% | 28.1% |
| Downside Capture | 34.00 | 77.54 |
| Upside Capture | 114.73 | 80.47 |
| Correlation (SPY) | 29.8% | 54.4% |
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 0.77 | 0.54 | 0.66 | 0.90 | 0.81 | 0.94 |
| Up Beta | 4.15 | 2.62 | 0.95 | 1.59 | 0.67 | 0.90 |
| Down Beta | -0.23 | -0.16 | 0.28 | 0.80 | 0.91 | 0.89 |
| Up Capture | 111% | 80% | 107% | 77% | 77% | 76% |
| Bmk +ve Days | 11 | 22 | 34 | 71 | 142 | 430 |
| Stock +ve Days | 11 | 22 | 32 | 59 | 118 | 352 |
| Down Capture | 31% | 26% | 50% | 68% | 95% | 102% |
| Bmk -ve Days | 9 | 19 | 27 | 54 | 109 | 321 |
| Stock -ve Days | 9 | 19 | 28 | 64 | 130 | 387 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with BUSE | |
|---|---|---|---|---|
| BUSE | 12.4% | 28.0% | 0.41 | - |
| Sector ETF (XLF) | 1.6% | 19.3% | -0.04 | 65.9% |
| Equity (SPY) | 14.0% | 19.4% | 0.55 | 54.5% |
| Gold (GLD) | 74.3% | 25.3% | 2.17 | -1.6% |
| Commodities (DBC) | 7.0% | 16.7% | 0.24 | 13.8% |
| Real Estate (VNQ) | 7.9% | 16.6% | 0.28 | 50.1% |
| Bitcoin (BTCUSD) | -29.8% | 44.9% | -0.65 | 23.3% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with BUSE | |
|---|---|---|---|---|
| BUSE | 7.8% | 28.8% | 0.29 | - |
| Sector ETF (XLF) | 12.4% | 18.7% | 0.54 | 66.8% |
| Equity (SPY) | 13.3% | 17.0% | 0.62 | 47.8% |
| Gold (GLD) | 22.1% | 17.0% | 1.06 | -0.7% |
| Commodities (DBC) | 10.5% | 18.9% | 0.44 | 10.6% |
| Real Estate (VNQ) | 5.2% | 18.8% | 0.18 | 46.9% |
| Bitcoin (BTCUSD) | 8.3% | 57.2% | 0.37 | 18.6% |
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Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with BUSE | |
|---|---|---|---|---|
| BUSE | 7.4% | 31.4% | 0.30 | - |
| Sector ETF (XLF) | 13.8% | 22.2% | 0.57 | 74.4% |
| Equity (SPY) | 15.6% | 17.9% | 0.75 | 56.3% |
| Gold (GLD) | 15.3% | 15.6% | 0.82 | -5.3% |
| Commodities (DBC) | 8.1% | 17.6% | 0.38 | 20.3% |
| Real Estate (VNQ) | 6.4% | 20.7% | 0.27 | 52.5% |
| Bitcoin (BTCUSD) | 67.9% | 66.7% | 1.07 | 15.0% |
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Returns Analyses
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 1/27/2026 | -2.6% | 2.8% | |
| 10/28/2025 | -3.1% | -2.5% | 2.2% |
| 7/22/2025 | -2.0% | -5.7% | -3.8% |
| 4/22/2025 | 3.3% | 2.0% | 6.2% |
| 1/28/2025 | 1.9% | 3.8% | 2.3% |
| 10/22/2024 | -0.6% | -0.2% | 6.6% |
| 7/23/2024 | -3.2% | -1.6% | -8.5% |
| 4/23/2024 | -0.6% | -4.0% | 0.2% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 9 | 13 | 17 |
| # Negative | 15 | 11 | 6 |
| Median Positive | 2.0% | 2.0% | 4.6% |
| Median Negative | -1.4% | -2.5% | -4.3% |
| Max Positive | 8.2% | 9.4% | 19.9% |
| Max Negative | -5.9% | -5.7% | -8.5% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 09/30/2025 | 11/06/2025 | 10-Q |
| 06/30/2025 | 08/05/2025 | 10-Q |
| 03/31/2025 | 05/09/2025 | 10-Q |
| 12/31/2024 | 02/27/2025 | 10-K |
| 09/30/2024 | 11/05/2024 | 10-Q |
| 06/30/2024 | 08/06/2024 | 10-Q |
| 03/31/2024 | 05/07/2024 | 10-Q |
| 12/31/2023 | 02/23/2024 | 10-K |
| 09/30/2023 | 11/02/2023 | 10-Q |
| 06/30/2023 | 08/03/2023 | 10-Q |
| 03/31/2023 | 05/04/2023 | 10-Q |
| 12/31/2022 | 02/23/2023 | 10-K |
| 09/30/2022 | 11/03/2022 | 10-Q |
| 06/30/2022 | 08/04/2022 | 10-Q |
| 03/31/2022 | 05/05/2022 | 10-Q |
| 12/31/2021 | 02/24/2022 | 10-K |
Insider Activity
Expand for More| # | Owner | Title | Holding | Action | Filing Date | Price | Shares | Transacted Value | Value of Held Shares | Form |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Cassens, Michael David | Direct | Sell | 12172025 | 25.37 | 750 | 19,028 | 3,571,614 | Form | |
| 2 | Maddox, Mike | President | Spouse | Buy | 12052025 | 25.52 | 1,000 | 25,519 | 1,027,905 | Form |
| 3 | Cassens, Michael David | Direct | Sell | 11182025 | 22.92 | 750 | 17,190 | 3,243,891 | Form | |
| 4 | Phillips, Scott A | CAO | Direct | Buy | 11042025 | 25.64 | 1,350 | 34,610 | 60,246 | Form |
| 5 | Bradshaw, Stanley J | Direct | Buy | 11042025 | 22.31 | 1,500 | 33,470 | 11,165,190 | Form |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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