SelectQuote (SLQT)


Market Price (10/5/2026): $0.4184 | Market Cap: $79.4 MilSector: Financials | Industry: Insurance Brokers

SelectQuote (SLQT)


Market Price (10/5/2026): $0.4184
Market Cap: $79.4 Mil
Sector: Financials
Industry: Insurance Brokers

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

0

Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 80%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 76%, FCF Yield is 20%

Valuation becoming less expensive
P/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -34%

Megatrend and thematic drivers
Megatrends include Aging Population & Chronic Disease, E-commerce & Digital Retail, and Digital Health & Telemedicine. Themes include Geriatric Care, Show more.

Weak multi-year price returns
2Y Excs Rtn is -113%, 3Y Excs Rtn is -146%

Penny stock
Mkt Price is 0.4

Debt is significant
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 489%

Weak revenue growth
Rev Chg QQuarterly Revenue Change % is -6.8%

High stock price volatility
Vol 12M is 102%

Key risks
SLQT key risks include [1] a U.S. Show more.

0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 80%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 76%, FCF Yield is 20%
1 Valuation becoming less expensive
P/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -34%
2 Megatrend and thematic drivers
Megatrends include Aging Population & Chronic Disease, E-commerce & Digital Retail, and Digital Health & Telemedicine. Themes include Geriatric Care, Show more.
3 Weak multi-year price returns
2Y Excs Rtn is -113%, 3Y Excs Rtn is -146%
4 Penny stock
Mkt Price is 0.4
5 Debt is significant
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 489%
6 Weak revenue growth
Rev Chg QQuarterly Revenue Change % is -6.8%
7 High stock price volatility
Vol 12M is 102%
8 Key risks
SLQT key risks include [1] a U.S. Show more.

SLQT in ETFs

Weight = SLQT's share of each fund

VTI0.00%
SCHA0.00%
DFAS0.00%

Valuation & Metrics

Price Chart

Why The Stock Moved

Qualitative Assessment

AI Analysis | Feedback

Updated on 10/1/2026

SelectQuote (SLQT) stock has lost about 50% since 6/30/2026 because of the following key factors:

1. SelectQuote reported a net loss and missed revenue estimates for fiscal Q4 2026. The company announced its fourth-quarter fiscal year 2026 results on August 25, 2026, reporting a consolidated net loss of $16.8 million, a significant reversal from the net income of $12.9 million in fiscal Q4 2025. Consolidated revenue for the quarter was $321.7 million, falling short of analyst consensus estimates of $353.44 million. Diluted earnings per share (EPS) for fiscal Q4 2026 was -$0.19, missing analyst estimates of -$0.17.

2. The company issued weaker-than-expected revenue guidance for fiscal year 2027. SelectQuote projected consolidated revenue for fiscal year 2027 to be in the range of $1.35 billion to $1.45 billion. This guidance is notably lower than the $1.6 billion in revenue reported for fiscal year 2026, indicating an anticipated contraction in the company's top-line performance.

Show more
Updated on 10/1/2026

SelectQuote (SLQT) stock has lost about 50% since 6/30/2026 because of the following key factors:

1. SelectQuote reported a net loss and missed revenue estimates for fiscal Q4 2026. The company announced its fourth-quarter fiscal year 2026 results on August 25, 2026, reporting a consolidated net loss of $16.8 million, a significant reversal from the net income of $12.9 million in fiscal Q4 2025. Consolidated revenue for the quarter was $321.7 million, falling short of analyst consensus estimates of $353.44 million. Diluted earnings per share (EPS) for fiscal Q4 2026 was -$0.19, missing analyst estimates of -$0.17.

2. The company issued weaker-than-expected revenue guidance for fiscal year 2027. SelectQuote projected consolidated revenue for fiscal year 2027 to be in the range of $1.35 billion to $1.45 billion. This guidance is notably lower than the $1.6 billion in revenue reported for fiscal year 2026, indicating an anticipated contraction in the company's top-line performance.

3. SelectQuote's full fiscal year 2026 Adjusted EBITDA declined. Despite an improvement in net income and operating cash flow for fiscal year 2026, the company's full-year Adjusted EBITDA decreased to $109.1 million from $126.3 million in fiscal year 2025. This decline suggests a reduction in overall earnings power, which can be a concerning sign for investors regarding the company's operational profitability.

4. The company proposed a reverse stock split, signaling significant stock price weakness. On September 30, 2026, SelectQuote filed a definitive proxy statement revealing a proposal for its stockholders to vote on a reverse stock split with a ratio between 1-for-10 and 1-for-20. Such a measure is often taken by companies with a substantially depressed stock price, aiming to increase the per-share value and potentially avoid delisting, which can be perceived negatively by the market as it does not address underlying business fundamentals.

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Stock Movement Drivers

Fundamental Drivers

The -51.1% change in SLQT stock from 6/30/2026 to 10/4/2026 was primarily driven by a -31.3% change in the company's Net Income Margin (%).
(LTM values as of)630202610042026Change
Stock Price ($)0.840.41-51.1%
Change Contribution By: 
Total Revenues ($ Mil)1,6421,618-1.4%
Net Income Margin (%)5.6%3.8%-31.3%
P/E Multiple1.71.3-27.7%
Shares Outstanding (Mil)189190-0.2%
Cumulative Contribution-51.1%

LTM = Last Twelve Months as of date shown

Market Drivers

6/30/2026 to 10/4/2026
ReturnCorrelation
SLQT-51.1% 
Market (SPY)3.1%11.3%
Sector (XLF)-0.2%-0.3%

Fundamental Drivers

The -34.7% change in SLQT stock from 3/31/2026 to 10/4/2026 was primarily driven by a -20.0% change in the company's Net Income Margin (%).
(LTM values as of)331202610042026Change
Stock Price ($)0.630.41-34.7%
Change Contribution By: 
Total Revenues ($ Mil)1,6191,6180.0%
Net Income Margin (%)4.8%3.8%-20.0%
P/E Multiple1.51.3-17.4%
Shares Outstanding (Mil)188190-1.2%
Cumulative Contribution-34.7%

LTM = Last Twelve Months as of date shown

Market Drivers

3/31/2026 to 10/4/2026
ReturnCorrelation
SLQT-34.7% 
Market (SPY)18.6%26.3%
Sector (XLF)8.7%6.1%

Fundamental Drivers

The -79.0% change in SLQT stock from 9/30/2025 to 10/4/2026 was primarily driven by a -83.5% change in the company's P/E Multiple.
(LTM values as of)930202510042026Change
Stock Price ($)1.960.41-79.0%
Change Contribution By: 
Total Revenues ($ Mil)1,5271,6186.0%
Net Income Margin (%)3.1%3.8%23.3%
P/E Multiple7.61.3-83.5%
Shares Outstanding (Mil)184190-3.0%
Cumulative Contribution-79.0%

LTM = Last Twelve Months as of date shown

Market Drivers

9/30/2025 to 10/4/2026
ReturnCorrelation
SLQT-79.0% 
Market (SPY)16.5%31.9%
Sector (XLF)0.5%22.1%

Fundamental Drivers

The -64.9% change in SLQT stock from 9/30/2023 to 10/4/2026 was primarily driven by a -75.2% change in the company's P/S Multiple.
(LTM values as of)930202310042026Change
Stock Price ($)1.170.41-64.9%
Change Contribution By: 
Total Revenues ($ Mil)1,0031,61861.4%
P/S Multiple0.20.0-75.2%
Shares Outstanding (Mil)167190-12.2%
Cumulative Contribution-64.9%

LTM = Last Twelve Months as of date shown

Market Drivers

9/30/2023 to 10/4/2026
ReturnCorrelation
SLQT-64.9% 
Market (SPY)86.2%29.2%
Sector (XLF)68.3%27.4%

Return vs. Risk

Price Returns Compared

 202120222023202420252026Total [1]
Returns
SLQT Return-56%-93%104%172%-62%-70%-98%
Peers Return-66%-59%12%98%23%-37%-76%
S&P 500 Return27%-19%24%23%16%12%104%

Monthly Win Rates [3]
SLQT Win Rate50%17%50%50%42%33% 
Peers Win Rate27%31%56%60%54%39% 
S&P 500 Win Rate75%42%67%75%67%44% 

Max Drawdowns [4]
SLQT Max Drawdown-76%-94%-65%-58%-78%-77% 
Peers Max Drawdown-77%-78%-59%-43%-44%-52% 
S&P 500 Max Drawdown-5%-25%-10%-8%-19%-9% 


[1] Cumulative total returns since the beginning of 2021
[2] Peers: EHTH, EVER, LMND, HIPO.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 10/2/2026 (YTD)

How Low Can It Go

EventSLQTS&P 500
Summer-Fall 2023 Five Percent Yield Shock
  % Loss-36.2%-9.5%
  % Gain to Breakeven56.6%10.5%
  Time to Breakeven150 days24 days
2023 SVB Regional Banking Crisis
  % Loss-52.9%-6.7%
  % Gain to Breakeven112.3%7.1%
  Time to Breakeven22 days31 days

Compare to EHTH, EVER, LMND, HIPO

In The Past

SelectQuote's stock fell -8.3% during the 2024 Yen Carry Trade Unwind. Such a loss loss requires a 9.0% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

EventSLQTS&P 500
Summer-Fall 2023 Five Percent Yield Shock
  % Loss-36.2%-9.5%
  % Gain to Breakeven56.6%10.5%
  Time to Breakeven150 days24 days
2023 SVB Regional Banking Crisis
  % Loss-52.9%-6.7%
  % Gain to Breakeven112.3%7.1%
  Time to Breakeven22 days31 days

Compare to EHTH, EVER, LMND, HIPO

In The Past

SelectQuote's stock fell -8.3% during the 2024 Yen Carry Trade Unwind. Such a loss loss requires a 9.0% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

About SelectQuote (SLQT)

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SelectQuote (SLQT) operates as a technology-enabled, direct-to-consumer distribution platform specializing in selling a broad range of insurance policies from various carriers across the United States. The company's core business model involves leveraging its platform to connect individual consumers directly with insurance providers, simplifying the process of finding and purchasing suitable insurance coverage. Essentially, SelectQuote acts as a digital intermediary, making insurance shopping more efficient and accessible for its customers.

The company's offerings are segmented into three primary areas. Its Senior segment is a significant focus, distributing health policies such as Medicare Advantage, Medicare Supplement, and Medicare Part D, alongside ancillary senior health products like dental, vision, and hearing plans. Beyond senior health, SelectQuote also operates a Life segment, providing term life insurance policies, and an Auto & Home segment, which distributes non-commercial property and casualty policies for vehicles and residences.

SelectQuote's primary customers are individual consumers across the United States seeking various types of insurance. This includes seniors looking for comprehensive health coverage, individuals and families requiring life insurance, and homeowners or drivers needing auto and home property and casualty policies. The company's platform serves as a centralized resource for these diverse consumer needs, offering a selection of policies from multiple insurance carriers.

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AI Analysis | Feedback

Here are 1-3 brief analogies for SelectQuote (SLQT):

  • Expedia for insurance

  • LendingTree for insurance

AI Analysis | Feedback

  • Senior Health Insurance: Offers various health policies for seniors, including Medicare Advantage, Medicare Supplement, Medicare Part D, and other ancillary plans like prescription drug, dental, vision, and hearing coverage.
  • Term Life Insurance: Distributes life insurance policies that provide coverage for a specific period, paying a benefit upon the insured's death within that term.
  • Auto & Home Insurance: Sells non-commercial property and casualty insurance policies designed for personal vehicles and residential homes.

AI Analysis | Feedback

SelectQuote, Inc. (SLQT) sells primarily to individuals.

The company serves the following categories of customers:

  1. Seniors: Individuals seeking senior health policies, including Medicare Advantage, Medicare Supplement, Medicare Part D, and other ancillary senior health insurance policies (e.g., prescription drugs, dental, vision, and hearing plans).
  2. Individuals/Families seeking Life Insurance: Consumers interested in purchasing term life insurance policies.
  3. Individuals/Households seeking Property & Casualty Insurance: Customers looking for non-commercial auto and home property and casualty policies.

AI Analysis | Feedback

UnitedHealth Group (UNH)

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Timothy "Tim" Danker | Chief Executive Officer

Timothy Danker has served as CEO of SelectQuote since 2017. Prior to his current role, he held various leadership positions within SelectQuote, including President of the Life division (2016-2019), Executive Vice President of the Life division (2015-2016), and President of the Auto & Home division (2012-2015). Before joining SelectQuote, he co-founded and served as Chief Executive Officer of Spring Venture Group, a direct-to-consumer insurance brokerage, from 2007-2012.

Ryan Clement | Chief Financial Officer

Ryan Clement was appointed Chief Financial Officer in February 2023, after serving as interim CFO since May 2022. Prior to joining SelectQuote in January 2022, he was the CFO of Sifted (formerly VeriShip), a SaaS-based logistics software company. He also gained experience over seven years at Edelman Financial Engines, a Registered Investment Advisory firm, where he held various senior-level finance and operational roles. He also worked at The Mutual Fund Store.

Bob Grant | President of SelectQuote

Bob Grant has served as President of SelectQuote since 2021. His prior roles at the company include President of the Senior division (2019-2021), Chief Revenue Officer (2017-2019), Senior Vice President of Sales of the Life division (2016-2017), and Director of Sales and Operations for the Senior division (2013-2016).

William "Bill" Grant III | Chief Operating Officer

William Grant III has served as Chief Operating Officer of SelectQuote since 2019. Before this, he was Chief Marketing Officer and President of the Senior division from 2017-2019. He also served as Senior Vice President of Marketing for the Senior division for five years.

Trevor Nohe | Chief Business Officer

Trevor Nohe has served as Chief Business Officer at SelectQuote since 2022, following his role as Executive Vice President of Marketing. Prior to joining SelectQuote in 2020, he was the CEO of Inside Response for five years. He also served as CEO of Inside Academics and gained experience as a management consultant for Deloitte Consulting and as a private equity investor at Five Elms Capital.

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Key Risks to SelectQuote (SLQT)

  1. Regulatory and Legal Scrutiny: SelectQuote faces significant risk from regulatory and legal challenges, primarily highlighted by a lawsuit filed by the U.S. Department of Justice (DOJ) alleging violations of the False Claims Act. This lawsuit concerns deceptive sales practices related to Medicare Advantage plans, including accusations of steering beneficiaries towards higher-commission plans rather than those most suitable for their needs. This legal action has already led to a substantial decline in the company's stock price and an investor class-action lawsuit. Continued non-compliance or adverse outcomes from regulatory reviews by entities like state insurance departments and the Centers for Medicare & Medicaid Services (CMS) could severely impact the Senior segment, which is a core part of its business.
  2. Dependence on Carrier Relationships and Industry Headwinds: The company's business model is heavily reliant on its relationships with insurance carriers and the commissions received for policy sales. SelectQuote has experienced headwinds such as significant cuts in strategic marketing budgets by national carriers, directly impacting its revenue guidance. Changes in Pharmacy Benefit Manager (PBM) reimbursement rates also present a challenge to EBITDA, even with new agreements in place. Furthermore, higher-than-usual rates of plan cancellations by carriers create a volatile and disruptive market environment, affecting policy retention and sales. Insurers prioritizing profitability could lead to further pressure on commission rates, eroding SelectQuote's margins.
  3. Profitability and Financial Stability: SelectQuote has faced scrutiny over its financial stability, characterized by a significant dependence on debt financing, as indicated by a debt-to-equity ratio of 2.27 (as of May 2025). Despite recent revenue growth, the company's net income guidance has shown a wide range, at times including potential losses, making consistent profitability a key concern. The business requires high upfront investments in agent training and marketing to generate revenue, contributing to historically tight operating margins. Analysts have also forecasted a significant decline in earnings over the next few years.

AI Analysis | Feedback

The clear emerging threat for SelectQuote (SLQT) is the rapid advancement and adoption of artificial intelligence (AI) and sophisticated data analytics, empowering both new Insurtech entrants and established insurance carriers to offer highly personalized, fully automated, and potentially unbiased direct-to-consumer platforms for insurance advice and sales. This development, alongside the growing trend of "embedded insurance" where policies are offered seamlessly at the point of sale (e.g., car insurance at the time of vehicle purchase, home insurance integrated into mortgage applications), directly disintermediates traditional insurance distribution platforms like SelectQuote by providing consumers with alternative, potentially more efficient, and often direct purchasing channels.

AI Analysis | Feedback

Here are the addressable market sizes for SelectQuote's main products and services in the U.S. region:

Senior Health Policies

  • Medicare Advantage: Enrollment in Medicare Advantage plans in the U.S. reached 34.1 million beneficiaries in 2025, representing 54% of all eligible Medicare individuals. This enrollment further grew to 35.4 million beneficiaries by February 2026, making up 51% of the Medicare population. The global Medicare Advantage market size was estimated at USD 445,973.08 million in 2025 and is projected to expand to USD 1,060,037.74 million by 2034, growing at a CAGR of 10.1%.
  • Medicare Supplement (Medigap): The U.S. Medicare Supplement health insurance market size was valued at USD 26.97 billion in 2022. It is projected to reach USD 39.26 billion by 2030, growing at a compound annual growth rate (CAGR) of 5.0% from 2023 to 2030. Another estimate places the market size at USD 30.55 billion in 2025, with a projection to reach USD 50.33 billion by 2035, growing at a CAGR of 5.10% from 2026 to 2035.
  • Medicare Part D: More than 56 million people were enrolled in Medicare Part D as of February 2026. This includes beneficiaries in stand-alone prescription drug plans (PDPs) and Medicare Advantage prescription drug plans (MA-PDs). In 2025, enrollment in stand-alone PDPs was 23 million, while close to 32 million enrollees received Part D drug coverage through Medicare Advantage plans.

Term Life Policies

  • U.S. Group Level Term Insurance: The U.S. Group Level Term Insurance Market was valued at USD 7.32 billion in 2024 and is projected to reach USD 10.57 billion by 2030, with a CAGR of 6.50%. Term life insurance is the most widely preferred choice in the United States, with 48% of households holding a term life policy. The global term insurance market was valued at USD 1.88 trillion in 2024 and is expected to reach approximately USD 4.42 trillion by 2034, growing at a CAGR of 8.92% from 2025 to 2034.

Non-Commercial Auto & Home Property and Casualty Policies

  • U.S. Personal Auto Insurance: Private-passenger auto insurance brought in approximately USD 344 billion by March 3, 2025. Personal auto insurance premiums were about USD 318 billion in 2023. Direct written premiums in personal auto grew to USD 359 billion in 2024. The United States Motor Insurance Market size, which includes personal and commercial, is projected to be USD 487.65 billion in 2025 and USD 532.45 billion in 2026, reaching USD 826.30 billion by 2031, growing at a CAGR of 9.19% from 2026 to 2031. Personal motor insurance held 76.35% of the U.S. motor insurance market in 2025.
  • U.S. Homeowners Insurance: Null

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Expected Drivers of Future Revenue Growth for SelectQuote (SLQT)

SelectQuote, Inc. (SLQT) is anticipated to drive future revenue growth over the next 2-3 years through several key initiatives and operational improvements across its segments:

  1. Growth of the Healthcare Services Segment (SelectRx): The Healthcare Services segment, including its SelectRx pharmacy services, has been a significant contributor to consolidated revenue growth and is expected to continue its strong upward trajectory. The company projects increased margins and cash flow contributions as this segment scales.
  2. Enhanced Agent Productivity and Retention in the Senior Segment: SelectQuote is focused on improving agent efficiency and optimizing marketing strategies to boost productivity in its Senior health policies segment. High retention rates among tenured agents, particularly for the Annual Enrollment Period (AEP), are expected to drive policy production and, consequently, revenue.
  3. Expansion of the Life Insurance Business: The Life segment has consistently demonstrated revenue growth, with particular strength noted in term life and final expense policies. This consistent performance is expected to contribute to overall revenue expansion.
  4. Leveraging Technology and Automation for Customer Acquisition: The company emphasizes the use of technological advancements and automation to enhance operational efficiency. This focus aims to reduce variable costs and accelerate customer acquisition across its direct-to-consumer platform, enabling more efficient and scalable revenue generation.
  5. Stability from New PBM Agreements for SelectRx: Despite experiencing some short-term pressures from Pharmacy Benefit Manager (PBM) reimbursement rates, SelectQuote is actively securing new multi-year agreements with its PBM partners for the SelectRx business. These agreements are expected to provide rate predictability and better financial stability, thereby supporting the continued growth and profitability of the Healthcare Services segment.

AI Analysis | Feedback

Share Repurchases

No significant share repurchases were reported or authorized for SelectQuote (SLQT) over the last 3-5 years. The buyback coverage ratio was 0.0x for the last 12-month period, indicating an absence of substantial buyback activity.

Share Issuance

  • In February 2025, SelectQuote completed a $350 million strategic investment which included the sale of 350,000 shares of Senior Non-Convertible Preferred Stock and 30,833,333 warrants to purchase common stock.
  • This preferred stock carries an initial 14.5% dividend rate.
  • The number of shares outstanding for SelectQuote increased by 11.53% in one year, as of March 11, 2026.

Inbound Investments

  • SelectQuote received a $350 million strategic investment in February 2025 from funds managed by Bain Capital, Morgan Stanley Private Credit, and Newlight Partners.
  • This investment aimed to recapitalize the company's balance sheet, reduce annual debt service, and enhance liquidity to support future growth opportunities.

Outbound Investments

  • SelectQuote formed SelectQuote Ventures, Inc. (SVI) to strategically evaluate potential partnerships and acquisitions, with Express Med Pharmaceutical Inc. being its first acquisition in or prior to fiscal year 2021.
  • The company has strategically decided to rationalize its auto and home business by reducing agent headcount and external lead sourcing to reallocate capital to more cash-efficient parts of the business.

Capital Expenditures

  • SelectQuote reported capital expenditures of $1.1 million in Q2 2026.
  • Annual capital expenditures were $2.19 million in fiscal year 2025, $3.38 million in fiscal year 2024, and $1.45 million in fiscal year 2023.
  • The company's capital expenditures are primarily focused on funding long-term assets and infrastructure, with ongoing investments in technology and healthcare services contributing to efficiency and growth.

Better Bets vs. SelectQuote (SLQT)

Peer Outperformance in Insurance Brokers

SLQT has trailed 93% of its 15 Insurance Brokers peers over 5Y. Among the peers that beat it are AJG, RYAN and BRO. Insurance Brokers ranks 12th of 18 industries in Financials by median 5Y return. The sector’s gains have largely come from elsewhere.
Share of Insurance Brokers constituents that SLQT has outperformed, by holding period. Peers without a full price history over a given window are excluded from that window.
1Y
6%
of 16 industry peers · -80.4% return
3Y
7%
of 15 industry peers · -65.8% return
5Y
7%
of 15 industry peers · -96.7% return
Insurance Brokers peers with revenue growth within 4pp of SLQT's that beat it on at least 2 of 3 windows, and by at least 20pp over 5Y. Growth is matched by construction, so the gap is largely a re-rating gap. The multiple column is the context for it.
Ticker Name Rev Growth 3Y Avg P/E 1Y3Y5Y 5Y Gap
SLQT SelectQuote 17.8% 1.3x -80.4%-65.8%-96.7% —
AJG Arthur J. Gallagher 19.6% 37.0x -26.3%1.4%56.8% +154pp
RYAN Ryan Specialty 19.5% 47.7x -34.0%-20.0%16.7% +113pp
BRO Brown & Brown 19.4% 16.4x -36.3%-13.5%6.8% +104pp
BWIN Baldwin Insurance 15.4% -36.3x 10.3%34.2%-7.4% +89pp
Price returns, excluding dividends. P/E shown for context only and not used for matching.
Median price return by industry across the Financials sector, ranked by 5Y. Insurance Brokers is SLQT's own industry. Use this to see which corners of the sector have carried the returns.
Industry Names 1Y med3Y med5Y med Top 3 by 5Y
Reinsurance 6 15.9%64.6%115.6% SPNT 160% · RNR 142% · RGA 135%
Investment Banking & Brokerage 13 -3.8%100.8%100.0% IBKR 441% · SNEX 231% · HOOD 168%
Diversified Banks 12 28.5%131.2%96.2% CM 145% · RY 131% · JPM 122%
Life & Health Insurance 20 6.1%51.5%90.5% JXN 532% · UNM 286% · FG 191%
Multi-Sector Holdings 4 3.8%52.4%74.5% JONE 361% · BRK-B 81% · VOYA 68%
Property & Casualty Insurance 42 3.1%71.0%60.8% ASIC 2616900% · HRTG 408% · UVE 305%
Multi-line Insurance 9 4.5%70.2%53.8% GNW 135% · L 92% · AIZ 82%
Regional Banks 264 26.4%92.0%52.2% GCBC 319% · ESQ 310% · PBAM 251%
Financial Exchanges & Data 15 -2.9%15.3%30.0% VIRT 182% · CBOE 140% · CME 64%
Diversified Financial Services 4 -8.4%23.4%19.4% FRHC 175% · EQH 95% · TMS -56%
Consumer Finance 30 -0.7%86.0%17.9% ENVA 388% · EZPW 296% · FCFS 159%
Insurance Brokers ← 16 -25.2%-10.1%11.7% LIFE 300% · ARX 88% · CRD-A 62%
Asset Management & Custody Banks 83 -8.0%20.3%11.4% WT 356% · VCTR 285% · AAMI 265%
Commercial & Residential Mortgage Finance 14 -53.1%25.2%1.0% FNMA 460% · FMCC 422% · ACT 172%
Specialized Finance 3 8.6%37.5%-13.7% EFC 16% · HASI -14% · CACC -14%
Mortgage REITs 33 -18.7%4.8%-29.8% NREF 54% · RITM 33% · DX 22%
Transaction & Payment Processing Services 17 -4.3%-7.1%-45.0% V 67% · MA 66% · CPAY 51%
Diversified Capital Markets 20 -36.2%14.6%-58.2% OPY 180% · LPLA 100% · GOLD 59%
Median of constituents with a full price history over each window. Top names are unfiltered by size in this render.

Recent Active Movers

Peer Comparisons

Peers to compare with:

Financials

SLQTEHTHEVERLMNDHIPOMedian
NameSelectQu.eHealth EverQuoteLemonade Hippo  
Mkt Price0.410.6819.5046.3732.2319.50
Mkt Cap0.10.00.73.60.80.7
Rev LTM1,618502755975507755
Op Inc LTM746183--74
FCF LTM16-419585816
FCF 3Y Avg-1-3766-297-1
CFO LTM32-30101217232
CFO 3Y Avg12-2470-182012

Growth & Margins

SLQTEHTHEVERLMNDHIPOMedian
NameSelectQu.eHealth EverQuoteLemonade Hippo  
Rev Chg LTM6.0%-8.4%22.7%62.3%19.3%19.3%
Rev Chg 3Y Avg17.8%9.5%34.1%40.0%51.8%34.1%
Rev Chg Q-6.8%-44.8%24.6%79.4%23.4%23.4%
QoQ Delta Rev Chg LTM-1.4%-5.1%5.4%15.4%5.7%5.4%
Op Inc Chg LTM7.9%15.9%53.6%--15.9%
Op Inc Chg 3Y Avg157.1%168.1%289.3%--168.1%
Op Mgn LTM4.6%12.2%11.0%--11.0%
Op Mgn 3Y Avg4.6%6.1%5.7%--5.7%
QoQ Delta Op Mgn LTM1.0%-0.5%0.7%--0.7%
CFO/Rev LTM2.0%-6.1%13.3%2.2%14.1%2.2%
CFO/Rev 3Y Avg0.8%-4.7%11.3%-4.4%2.5%0.8%
FCF/Rev LTM1.0%-8.3%12.6%0.8%11.5%1.0%
FCF/Rev 3Y Avg-0.1%-7.3%10.4%-6.0%-1.1%-1.1%

Valuation

SLQTEHTHEVERLMNDHIPOMedian
NameSelectQu.eHealth EverQuoteLemonade Hippo  
Mkt Cap0.10.00.73.60.80.7
P/S0.00.00.93.71.70.9
P/Op Inc1.10.48.3--1.1
P/EBIT0.60.48.3--0.6
P/E1.30.86.0-25.87.01.3
P/CFO2.4-0.76.8168.411.86.8
Total Yield79.9%127.7%16.7%-3.9%14.4%16.7%
Dividend Yield0.0%0.0%0.0%0.0%0.0%0.0%
FCF Yield 3Y Avg1.8%-46.5%7.8%-2.2%-1.0%-1.0%
D/E5.16.10.00.10.10.1
Net D/E4.91.4-0.3-0.1-0.5-0.1

Returns

SLQTEHTHEVERLMNDHIPOMedian
NameSelectQu.eHealth EverQuoteLemonade Hippo  
1M Rtn-23.2%-31.3%-21.7%-13.2%-4.8%-21.7%
3M Rtn-47.9%-57.5%-21.6%-35.2%11.4%-35.2%
6M Rtn-31.9%-46.0%28.4%-24.6%24.6%-24.6%
12M Rtn-80.4%-84.7%-12.5%-14.9%-11.6%-14.9%
3Y Rtn-65.7%-91.4%156.9%302.2%367.1%156.9%
1M Excs Rtn-22.9%-29.2%-24.3%-13.5%-5.7%-22.9%
3M Excs Rtn-51.5%-62.3%-28.2%-43.5%12.3%-43.5%
6M Excs Rtn-49.3%-63.6%11.1%-41.8%7.3%-41.8%
12M Excs Rtn-94.1%-99.0%-27.1%-26.6%-24.9%-27.1%
3Y Excs Rtn-146.2%-172.7%103.1%221.7%187.7%103.1%

Comparison Analyses

null

Financials

Segment Financials

Revenue by Segment
$ Mil20252024202320222021
Healthcare Services743479252704
Senior600656590528725
Life173158146154178
All other1836222831
Eliminations of intersegment revenues-8-7-7-16-7
Total1,5271,3221,003764930


Price Behavior

Price Behavior
Market Price$0.41 
Market Cap ($ Bil)0.1 
First Trading Date05/21/2020 
Distance from 52W High-80.7% 
   50 Days200 Days
DMA Price$0.59$0.90
DMA Trenddowndown
Distance from DMA-30.8%-54.3%
 3M1YR
Volatility89.5%102.9%
Downside Capture334.13432.55
Upside Capture-60.19172.32
Correlation (SPY)12.4%31.9%
SLQT Betas & Captures as of 9/30/2026

 1M2M3M6M1Y3Y
Beta-0.31-0.750.992.472.521.78
Up Beta2.852.621.102.431.650.95
Down Beta-5.10-7.250.131.792.001.80
Up Capture-127%-252%-61%183%254%925%
Bmk +ve Days6162766132424
Stock +ve Days6162657111342
Down Capture258%218%300%263%188%113%
Bmk -ve Days16263760120328
Stock -ve Days16263868135380

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with SLQT
SLQT-79.2%102.4%-1.07-
Sector ETF (XLF)1.4%14.8%-0.1322.2%
Equity (SPY)16.2%13.0%0.8831.9%
Gold (GLD)6.8%29.6%0.2211.6%
Commodities (DBC)44.9%20.8%1.67-7.1%
Real Estate (VNQ)1.5%13.6%-0.156.3%
Bitcoin (BTCUSD)-28.9%44.3%-0.6430.4%

Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 5-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with SLQT
SLQT-50.0%108.4%-0.14-
Sector ETF (XLF)8.7%18.3%0.3432.2%
Equity (SPY)13.1%17.2%0.5834.6%
Gold (GLD)18.4%18.9%0.792.9%
Commodities (DBC)10.3%19.6%0.414.9%
Real Estate (VNQ)0.7%18.8%-0.0727.7%
Bitcoin (BTCUSD)14.6%52.2%0.4517.9%

Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 10-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with SLQT
SLQT-34.2%101.6%-0.17-
Sector ETF (XLF)12.6%22.1%0.5228.1%
Equity (SPY)15.3%17.9%0.7233.2%
Gold (GLD)11.5%16.4%0.573.4%
Commodities (DBC)8.2%18.1%0.375.6%
Real Estate (VNQ)4.2%20.7%0.1626.0%
Bitcoin (BTCUSD)64.1%66.2%1.0416.4%

Smart multi-asset allocation framework can stack odds in your favor. Learn How

Short Interest

Short Interest: As Of Date9152026
Short Interest: Shares Quantity1.7 Mil
Short Interest: % Change Since 8312026-26.0%
Average Daily Volume0.8 Mil
Days-to-Cover Short Interest2.1 days
Basic Shares Quantity189.9 Mil
Short % of Basic Shares0.9%

Earnings Returns History

Updated 9/27/2026
Expand for More
 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
8/25/2026-29.3%-27.8%-44.2%
5/5/202652.4%27.8%16.0%
2/5/2026-29.0%-39.3%-47.9%
11/6/2025-21.1%-23.9%-36.6%
8/21/202541.5%31.7%12.0%
5/12/2025-12.0%-14.2%-17.6%
2/10/202530.8%38.1%-17.4%
11/4/2024-0.5%16.7%41.7%
...
SUMMARY STATS   
# Positive111011
# Negative141514
Median Positive10.3%22.7%17.7%
Median Negative-20.6%-22.7%-26.8%
Max Positive52.4%38.1%58.6%
Max Negative-47.3%-56.8%-59.6%
Collapse to Preview
 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
8/25/2026-29.3%-27.8%-44.2%
5/5/202652.4%27.8%16.0%
2/5/2026-29.0%-39.3%-47.9%
11/6/2025-21.1%-23.9%-36.6%
8/21/202541.5%31.7%12.0%
5/12/2025-12.0%-14.2%-17.6%
2/10/202530.8%38.1%-17.4%
11/4/2024-0.5%16.7%41.7%
9/13/2024-43.7%-44.3%-37.6%
5/9/20243.6%17.6%13.2%
2/7/20240.9%34.2%58.6%
11/2/2023-9.0%-15.9%-7.6%
9/13/2023-16.2%-10.3%-12.5%
5/10/2023-2.4%14.0%2.4%
1/5/202311.4%37.4%36.4%
11/3/20222.5%-2.2%17.7%
8/29/2022-22.7%-47.5%-46.5%
5/5/20229.6%-0.4%20.4%
2/7/2022-47.3%-56.8%-59.6%
11/4/2021-17.7%-15.2%-28.7%
8/25/2021-45.0%-24.1%-7.8%
5/11/2021-20.1%-22.7%-24.9%
2/8/202110.3%14.5%10.0%
11/5/20205.2%-0.9%23.2%
9/9/202011.4%12.7%-2.3%
SUMMARY STATS   
# Positive111011
# Negative141514
Median Positive10.3%22.7%17.7%
Median Negative-20.6%-22.7%-26.8%
Max Positive52.4%38.1%58.6%
Max Negative-47.3%-56.8%-59.6%

SEC Filings

Expand for More
Report DateFiling DateFiling
06/30/202608/25/202610-K
03/31/202605/05/202610-Q
12/31/202502/05/202610-Q
09/30/202511/06/202510-Q
06/30/202508/21/202510-K
03/31/202505/12/202510-Q
12/31/202402/10/202510-Q
09/30/202411/04/202410-Q
06/30/202409/13/202410-K
03/31/202405/09/202410-Q
12/31/202302/08/202410-Q
09/30/202311/03/202310-Q
06/30/202309/13/202310-K
03/31/202305/10/202310-Q
12/31/202202/07/202310-Q
09/30/202211/03/202210-Q
Collapse to Preview
Report DateFiling DateFiling
06/30/202608/25/202610-K
03/31/202605/05/202610-Q
12/31/202502/05/202610-Q
09/30/202511/06/202510-Q
06/30/202508/21/202510-K
03/31/202505/12/202510-Q
12/31/202402/10/202510-Q
09/30/202411/04/202410-Q
06/30/202409/13/202410-K
03/31/202405/09/202410-Q
12/31/202302/08/202410-Q
09/30/202311/03/202310-Q
06/30/202309/13/202310-K
03/31/202305/10/202310-Q
12/31/202202/07/202310-Q
09/30/202211/03/202210-Q
06/30/202208/29/202210-K
03/31/202205/05/202210-Q
12/31/202102/14/202210-Q
09/30/202111/05/202110-Q
06/30/202108/26/202110-K
03/31/202105/12/202110-Q
12/31/202002/08/202110-Q
09/30/202011/06/202010-Q
06/30/202009/10/202010-K
03/31/202005/22/2020424B4
12/31/201903/05/2020S-1/A

Recent Forward Guidance

Updated 10/4/2026

Latest: Q4 2026 Earnings Reported 8/25/2026

Forward GuidanceGuidance Change
MetricSourceLowMidHigh% Chg% DeltaChangePrior
2027 Operating Cash FlowReported 60.00 Mil    
2027 Annual Expense SavingsReported 30.00 Mil    
2027 RevenueReported1.35 Bil1.40 Bil1.45 Bil-15.7% Lower NewGuidance: 1.66 Bil for 2026
2027 Adjusted EBITDAReported90.00 Mil102.50 Mil115.00 Mil7.9% Higher NewGuidance: 95.00 Mil for 2026
2027 Free Cash FlowReported 50.00 Mil    


Prior: Q3 2026 Earnings Reported 5/5/2026

Forward GuidanceGuidance Change
MetricSourceLowMidHigh% Chg% DeltaChangePrior
2026 RevenueReported1.61 Bil1.66 Bil1.71 Bil0 AffirmedGuidance: 1.66 Bil for 2026
2026 Adjusted EBITDAReported90.00 Mil95.00 Mil100.00 Mil0 AffirmedGuidance: 95.00 Mil for 2026

Q2 2026 Earnings Reported 2/5/2026

Forward GuidanceGuidance Change
MetricSourceLowMidHigh% Chg% DeltaChangePrior
2026 RevenueReported1.61 Bil1.66 Bil1.71 Bil-2.4% LoweredGuidance: 1.70 Bil for 2026
2026 Adjusted EBITDAReported90.00 Mil95.00 Mil100.00 Mil-29.6% LoweredGuidance: 135.00 Mil for 2026

Q1 2026 Earnings Reported 11/6/2025

Forward GuidanceGuidance Change
MetricSourceLowMidHigh% Chg% DeltaChangePrior
Q2 2026 Healthcare Services Adjusted EBITDAReported 0    
2026 RevenueReported1.65 Bil1.70 Bil1.75 Bil0 AffirmedGuidance: 1.70 Bil for 2026
2026 Adjusted EBITDAReported120.00 Mil135.00 Mil150.00 Mil0 AffirmedGuidance: 135.00 Mil for 2026
2026 Healthcare Services Adjusted EBITDA Run RateReported40.00 Mil45.00 Mil50.00 Mil   

Insider Activity

Updated 8/4/2026
Expand for More
#OwnerTitleHoldingActionFiling DatePriceSharesTransacted
Value
Value of
Held Shares
Form
1Devine, Denise L DirectSell52120261.024,0004,080374,558Form
2Grant, Robert ClayPRESIDENTA. Grant Irrevocable TrustBuy21920260.8939,36634,99689,581Form
3Grant, Robert ClayPRESIDENTG. Grant Irrevocable TrustBuy21920260.8939,51435,00989,410Form
4Grant, Robert ClayPRESIDENTR. Grant Irrevocable TrustBuy21920260.8840,02135,01888,743Form
Collapse to Preview
#OwnerTitleHoldingActionFiling DatePriceSharesTransacted
Value
Value of
Held Shares
Form
1Devine, Denise L DirectSell52120261.024,0004,080374,558Form
2Grant, Robert ClayPRESIDENTA. Grant Irrevocable TrustBuy21920260.8939,36634,99689,581Form
3Grant, Robert ClayPRESIDENTG. Grant Irrevocable TrustBuy21920260.8939,51435,00989,410Form
4Grant, Robert ClayPRESIDENTR. Grant Irrevocable TrustBuy21920260.8840,02135,01888,743Form
Core Cache Last Updated: 10/4/2026