EverQuote (EVER)
Market Price (7/21/2026): $25.97 | Market Cap: $933.5 MilSector: Communication Services | Industry: Interactive Media & Services
EverQuote (EVER)
Market Price (7/21/2026): $25.97Market Cap: $933.5 MilSector: Communication ServicesIndustry: Interactive Media & Services
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 11%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 6.9%, FCF Yield is 9.7% Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -18% Strong revenue growthRev Chg LTMRevenue Change % Last Twelve Months (LTM) is 24% Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 14%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 13% Megatrend and thematic driversMegatrends include E-commerce & Digital Retail, Digital Advertising, and Autonomous Technologies. Themes include Online Marketplaces, Show more. | Trading close to highsDist 52W High is -1.2% Weak multi-year price returns2Y Excs Rtn is -8.7% Meaningful short interestShort Interest % of Basic SharesShort Interest % of Basic Shares = (Short Interest Quantity) / (Basic Shares Outstanding). A high fraction of short interest can indicate potential risk of a short squeeze. is 14% | Key risksEVER key risks include [1] an extreme revenue concentration in the auto insurance vertical and [2] a critical dependency on a single major carrier that accounts for 39% of its revenue. |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 11%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 6.9%, FCF Yield is 9.7% |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -18% |
| Strong revenue growthRev Chg LTMRevenue Change % Last Twelve Months (LTM) is 24% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 14%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 13% |
| Megatrend and thematic driversMegatrends include E-commerce & Digital Retail, Digital Advertising, and Autonomous Technologies. Themes include Online Marketplaces, Show more. |
| Trading close to highsDist 52W High is -1.2% |
| Weak multi-year price returns2Y Excs Rtn is -8.7% |
| Meaningful short interestShort Interest % of Basic SharesShort Interest % of Basic Shares = (Short Interest Quantity) / (Basic Shares Outstanding). A high fraction of short interest can indicate potential risk of a short squeeze. is 14% |
| Key risksEVER key risks include [1] an extreme revenue concentration in the auto insurance vertical and [2] a critical dependency on a single major carrier that accounts for 39% of its revenue. |
Qualitative Assessment
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EverQuote (EVER) stock has gained about 80% since 3/31/2026 because of the following key factors:
1. Strong financial performance in fiscal Q1 2026 and robust fiscal Q2 2026 outlook. EverQuote announced Q1 2026 earnings on May 4, 2026, reporting an EPS of $0.51, surpassing analysts' consensus estimates of $0.43. Quarterly revenue rose 14.6% year-over-year to $190.85 million, exceeding the $180.10 million consensus estimate. Additionally, Adjusted EBITDA grew 30% year-over-year to a record $29.3 million. The company also provided a strong outlook for fiscal Q2 2026, projecting revenue between $185.0 million and $195.0 million, implying 21% year-over-year growth at the midpoint, and adjusted EBITDA between $28 million and $30 million, representing 32% year-over-year growth at the midpoint.
2. Strategic emphasis on AI-powered growth solutions. EverQuote has been actively investing in and deploying AI technologies, positioning itself as an "AI-powered growth solutions partner" for the insurance industry. The company indicated that its AI-powered solutions are driving greater value for carriers and agents, leading to operational leverage and efficiency, and also mentioned deploying "Agentic AI tools across employee functions and operations, with new AI-powered product releases underway." This strategic focus and investment in AI are seen as key to propelling long-term business growth and achieving a goal of $1 billion in annual revenues in 2-3 years without M&A.
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EverQuote (EVER) stock has gained about 80% since 3/31/2026 because of the following key factors:
1. Strong financial performance in fiscal Q1 2026 and robust fiscal Q2 2026 outlook. EverQuote announced Q1 2026 earnings on May 4, 2026, reporting an EPS of $0.51, surpassing analysts' consensus estimates of $0.43. Quarterly revenue rose 14.6% year-over-year to $190.85 million, exceeding the $180.10 million consensus estimate. Additionally, Adjusted EBITDA grew 30% year-over-year to a record $29.3 million. The company also provided a strong outlook for fiscal Q2 2026, projecting revenue between $185.0 million and $195.0 million, implying 21% year-over-year growth at the midpoint, and adjusted EBITDA between $28 million and $30 million, representing 32% year-over-year growth at the midpoint.
2. Strategic emphasis on AI-powered growth solutions. EverQuote has been actively investing in and deploying AI technologies, positioning itself as an "AI-powered growth solutions partner" for the insurance industry. The company indicated that its AI-powered solutions are driving greater value for carriers and agents, leading to operational leverage and efficiency, and also mentioned deploying "Agentic AI tools across employee functions and operations, with new AI-powered product releases underway." This strategic focus and investment in AI are seen as key to propelling long-term business growth and achieving a goal of $1 billion in annual revenues in 2-3 years without M&A.
3. Increased institutional investor interest and market reclassification. BlackRock Portfolio Management LLC disclosed a new 5.01% beneficial stake in EverQuote on July 17, 2026, signaling increased institutional confidence. Furthermore, EverQuote was reclassified from Russell growth benchmarks and added to value-oriented indexes, including the Russell 2000 Value and Russell 3000 Value. This reclassification could attract additional investment from value-focused funds, contributing to upward stock movement.
4. Analyst sentiment highlighting undervaluation. Despite recent declines in the broader communication services sector, a Seeking Alpha analysis in July 2026 highlighted that EverQuote appeared undervalued. The analysis noted the stock was trading at approximately 12x projected GAAP earnings and around 6x anticipated EBITDA, multiples typically associated with more mature businesses, despite the company's above-average growth trajectory. The overall analyst consensus rating for EverQuote stock is "Buy," with an average price target of approximately $26.2.
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Stock Movement Drivers
Fundamental Drivers
The 78.6% change in EVER stock from 3/31/2026 to 7/20/2026 was primarily driven by a 60.4% change in the company's P/E Multiple.| (LTM values as of) | 3312026 | 7202026 | Change |
|---|---|---|---|
| Stock Price ($) | 15.42 | 27.54 | 78.6% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 693 | 717 | 3.5% |
| Net Income Margin (%) | 14.3% | 15.3% | 7.0% |
| P/E Multiple | 5.6 | 9.0 | 60.4% |
| Shares Outstanding (Mil) | 36 | 36 | 0.5% |
| Cumulative Contribution | 78.6% |
Market Drivers
3/31/2026 to 7/20/2026| Return | Correlation | |
|---|---|---|
| EVER | 78.6% | |
| Market (SPY) | 14.1% | 4.9% |
| Sector (XLC) | -0.1% | -1.0% |
Fundamental Drivers
The 2.0% change in EVER stock from 12/31/2025 to 7/20/2026 was primarily driven by a 83.7% change in the company's Net Income Margin (%).| (LTM values as of) | 12312025 | 7202026 | Change |
|---|---|---|---|
| Stock Price ($) | 27.00 | 27.54 | 2.0% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 645 | 717 | 11.2% |
| Net Income Margin (%) | 8.4% | 15.3% | 83.7% |
| P/E Multiple | 18.2 | 9.0 | -50.4% |
| Shares Outstanding (Mil) | 36 | 36 | 0.8% |
| Cumulative Contribution | 2.0% |
Market Drivers
12/31/2025 to 7/20/2026| Return | Correlation | |
|---|---|---|
| EVER | 2.0% | |
| Market (SPY) | 9.1% | 12.3% |
| Sector (XLC) | -5.6% | 7.5% |
Fundamental Drivers
The 13.9% change in EVER stock from 6/30/2025 to 7/20/2026 was primarily driven by a 131.0% change in the company's Net Income Margin (%).| (LTM values as of) | 6302025 | 7202026 | Change |
|---|---|---|---|
| Stock Price ($) | 24.18 | 27.54 | 13.9% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 576 | 717 | 24.5% |
| Net Income Margin (%) | 6.6% | 15.3% | 131.0% |
| P/E Multiple | 22.7 | 9.0 | -60.3% |
| Shares Outstanding (Mil) | 36 | 36 | -0.2% |
| Cumulative Contribution | 13.9% |
Market Drivers
6/30/2025 to 7/20/2026| Return | Correlation | |
|---|---|---|
| EVER | 13.9% | |
| Market (SPY) | 21.1% | 15.7% |
| Sector (XLC) | 3.1% | 13.2% |
Fundamental Drivers
The 323.7% change in EVER stock from 6/30/2023 to 7/20/2026 was primarily driven by a 160.1% change in the company's P/S Multiple.| (LTM values as of) | 6302023 | 7202026 | Change |
|---|---|---|---|
| Stock Price ($) | 6.50 | 27.54 | 323.7% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 403 | 717 | 78.0% |
| P/S Multiple | 0.5 | 1.4 | 160.1% |
| Shares Outstanding (Mil) | 33 | 36 | -8.5% |
| Cumulative Contribution | 323.7% |
Market Drivers
6/30/2023 to 7/20/2026| Return | Correlation | |
|---|---|---|
| EVER | 323.7% | |
| Market (SPY) | 73.3% | 24.8% |
| Sector (XLC) | 75.6% | 23.5% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| EVER Return | -58% | -6% | -17% | 63% | 35% | -3% | -30% |
| Peers Return | -50% | -63% | 46% | 58% | -20% | -21% | -73% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | 9% | 99% |
Monthly Win Rates [3] | |||||||
| EVER Win Rate | 33% | 42% | 67% | 67% | 50% | 43% | |
| Peers Win Rate | 37% | 32% | 52% | 55% | 48% | 46% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 43% | |
Max Drawdowns [4] | |||||||
| EVER Max Drawdown | -77% | -67% | -70% | -37% | -35% | -47% | |
| Peers Max Drawdown | -69% | -76% | -63% | -45% | -56% | -53% | |
| S&P 500 Max Drawdown | -5% | -25% | -10% | -8% | -19% | -9% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: QNST, MAX, SLQT, EHTH, TREE. See EVER Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 7/20/2026 (YTD)
How Low Can It Go
| Event | EVER | S&P 500 |
|---|---|---|
| 2025 US Tariff Shock | ||
| % Loss | -10.6% | -18.8% |
| % Gain to Breakeven | 11.9% | 23.1% |
| Time to Breakeven | 1 days | 79 days |
| Summer-Fall 2023 Five Percent Yield Shock | ||
| % Loss | -17.8% | -9.5% |
| % Gain to Breakeven | 21.7% | 10.5% |
| Time to Breakeven | 33 days | 24 days |
| 2023 SVB Regional Banking Crisis | ||
| % Loss | -60.5% | -6.7% |
| % Gain to Breakeven | 153.2% | 7.1% |
| Time to Breakeven | 239 days | 31 days |
| 2022 Inflation Shock & Fed Tightening | ||
| % Loss | -65.6% | -24.5% |
| % Gain to Breakeven | 190.6% | 32.4% |
| Time to Breakeven | 81 days | 427 days |
| 2020 COVID-19 Crash | ||
| % Loss | -47.3% | -33.7% |
| % Gain to Breakeven | 89.8% | 50.9% |
| Time to Breakeven | 34 days | 140 days |
| Q4 2018 Fed Policy Error / Growth Scare | ||
| % Loss | -75.2% | -19.2% |
| % Gain to Breakeven | 303.1% | 23.8% |
| Time to Breakeven | 218 days | 105 days |
In The Past
EverQuote's stock fell -10.6% during the 2025 US Tariff Shock. Such a loss loss requires a 11.9% gain to breakeven.
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| Event | EVER | S&P 500 |
|---|---|---|
| 2023 SVB Regional Banking Crisis | ||
| % Loss | -60.5% | -6.7% |
| % Gain to Breakeven | 153.2% | 7.1% |
| Time to Breakeven | 239 days | 31 days |
| 2022 Inflation Shock & Fed Tightening | ||
| % Loss | -65.6% | -24.5% |
| % Gain to Breakeven | 190.6% | 32.4% |
| Time to Breakeven | 81 days | 427 days |
| 2020 COVID-19 Crash | ||
| % Loss | -47.3% | -33.7% |
| % Gain to Breakeven | 89.8% | 50.9% |
| Time to Breakeven | 34 days | 140 days |
| Q4 2018 Fed Policy Error / Growth Scare | ||
| % Loss | -75.2% | -19.2% |
| % Gain to Breakeven | 303.1% | 23.8% |
| Time to Breakeven | 218 days | 105 days |
In The Past
EverQuote's stock fell -10.6% during the 2025 US Tariff Shock. Such a loss loss requires a 11.9% gain to breakeven.
Preserve Wealth
Limiting losses and compounding gains is essential to preserving wealth.
Asset Allocation
Actively managed asset allocation strategies protect wealth. Learn more.
About EverQuote (EVER)
EverQuote, Inc. (EVER) operates a prominent online marketplace designed for insurance shopping within the United States. The company's fundamental purpose is to streamline the process for consumers seeking various types of insurance by providing a centralized platform to compare and connect with different providers.
The core services offered by EverQuote revolve around connecting consumers with a broad spectrum of insurance products. These include essential coverage types such as auto insurance, home and renters insurance, life insurance, and health insurance. Through its platform, EverQuote enables individuals to easily shop for and compare policies, simplifying their decision-making process.
EverQuote serves a dual primary customer base. On one hand, it caters to individual consumers who are actively in the market for insurance, offering them convenience and choice. On the other hand, the company serves insurance carriers and agents, as well as indirect distributors, by providing them with a robust channel to reach potential policyholders and generate leads for their insurance offerings.
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Here are 1-3 brief analogies for EverQuote:
- Expedia for insurance
- Kayak for insurance
- LendingTree for insurance
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- Auto Insurance Marketplace: An online platform where consumers can shop for and compare auto insurance policies.
- Home and Renters Insurance Marketplace: Connects consumers with various providers to find and compare home and renters insurance policies.
- Life Insurance Marketplace: Provides an online service for consumers to shop for and compare life insurance options.
- Health Insurance Marketplace: Offers a platform for consumers to search for and compare different health insurance plans.
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- Insurance Carriers: These are the large national, regional, and specialized insurance companies that directly underwrite and sell various types of insurance policies (auto, home, renters, life, health) to consumers.
- Insurance Agents: This category includes independent insurance agents and agencies that represent multiple insurance carriers and sell their policies to consumers.
- Indirect Distributors: These can be other entities that distribute insurance leads or connect consumers with insurance providers, often partnering with EverQuote to expand their reach or product offerings.
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Alphabet Inc. (GOOGL)
Meta Platforms, Inc. (META)
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Jayme Mendal, Chief Executive Officer
Jayme Mendal leads all business, strategy, and growth at EverQuote. He became CEO in November 2020, succeeding co-founder Seth Birnbaum. Prior to his appointment as CEO, Mendal served as EverQuote's President and Chief Operating Officer, and before that, Chief Revenue Officer. Before joining EverQuote in 2017, he was the Vice President of Sales and Marketing at PowerAdvocate and worked within the Growth Strategy Division of Monitor Deloitte (formerly Monitor Group). Mendal holds a degree in Finance and Economics from Washington University in St. Louis and an MBA from Harvard Business School.
Joseph Sanborn, Chief Financial Officer and Treasurer
Joseph Sanborn serves as the Chief Financial Officer and Treasurer for EverQuote.
David Brainard, Chief Technology Officer
David Brainard holds the position of Chief Technology Officer at EverQuote.
Jesse Wolf, Chief Product Officer
Jesse Wolf is the Chief Product Officer at EverQuote, overseeing the company's product vision and strategy.
Christopher Hurld, General Counsel
Christopher Hurld serves as the General Counsel for EverQuote.
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Key Business Risks for EverQuote (EVER)
- Dependence on Auto Insurance and Customer Concentration: EverQuote derives a significant portion of its revenue from the auto insurance vertical, accounting for 91% of its total revenue in 2025. This creates a substantial concentration risk, exacerbated by the fact that two of its largest insurance carrier customers represented 38% and 11% of its 2025 revenue. A downturn in the auto insurance market or the loss of business from these major customers could materially and adversely affect EverQuote's financial performance.
- Threat of AI-Driven Disruption: The company faces an increasing "existential risk" from artificial intelligence (AI) driven disruption. AI chatbots and advanced technologies could allow insurance carriers to directly engage with consumers, potentially bypassing EverQuote's platform as a lead generator. This could fundamentally challenge EverQuote's business model and its role in the insurance shopping marketplace.
- Reliance on Digital Marketing Channels, Rising Acquisition Costs, and Evolving Regulatory Landscape: EverQuote heavily relies on search engines and third-party publishers to drive traffic to its marketplace. This dependence makes the company vulnerable to increases in traffic acquisition costs, which have already led to declines in variable marketing margin. Additionally, evolving regulations concerning insurance, data privacy, telemarketing, and text/email marketing pose a significant risk, potentially requiring changes to EverQuote's marketing strategies and operations, and increasing compliance costs.
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The rise of advanced artificial intelligence (AI) and large language models (LLMs) poses a clear emerging threat. As these technologies become more sophisticated, they could allow major tech companies (e.g., Google, Microsoft, Apple, Amazon) or specialized AI platforms to offer highly personalized, conversational insurance comparison and purchasing experiences directly to consumers. This could disintermediate EverQuote's role as an online marketplace by enabling users to find and compare insurance policies through ubiquitous AI assistants, search engines, or other integrated digital platforms, thereby reducing the need for dedicated comparison websites.
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EverQuote, Inc. operates an online marketplace for insurance shopping in the United States, primarily focusing on auto, home and renters, and life insurance. The addressable markets for these services are substantial within the U.S. region.
- Auto Insurance: The U.S. motor insurance market size is projected to be USD 487.65 billion in 2025 and USD 532.45 billion in 2026. It is forecast to reach USD 826.30 billion by 2031.
- Home and Renters Insurance:
- Homeowners Insurance: The United States homeowners insurance market size is estimated at USD 175.60 billion in 2025 and USD 184.59 billion in 2026.
- Renters Insurance: The renters insurance market size is projected to grow from USD 100.99 billion in 2025 to USD 107.53 billion in 2026.
- Combined, the U.S. home and renters insurance market is approximately USD 276.59 billion in 2025 (USD 175.60 billion + USD 100.99 billion) and USD 292.12 billion in 2026 (USD 184.59 billion + USD 107.53 billion).
- Life Insurance: The U.S. life insurance and annuities market size was USD 819 billion in 2024 and is expected to reach USD 1.1 trillion in 2026. It is projected to reach USD 1100.2 billion by 2032.
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EverQuote, Inc. (EVER) is expected to drive future revenue growth over the next 2-3 years through several key factors:
- Auto Insurance Market Recovery and Increased Carrier Spend: The company anticipates significant benefits from a multi-year recovery in the auto insurance market. Insurers are reactivating marketing campaigns, expanding state footprints, and increasing budgets and bids, which leads to higher demand and pricing within EverQuote's marketplace.
- Growth in Home and Renters Insurance Vertical: EverQuote is continuing to expand its non-auto insurance segments, particularly home and renters insurance, which has demonstrated strong year-over-year revenue growth and serves as a key diversifying revenue stream for the company.
- Strategic Investments in AI and New Product Launches: EverQuote is accelerating its focus on becoming an "AI-first" company, integrating artificial intelligence into its operations for enhanced efficiency and introducing new data-driven products and features. These technological advancements are expected to be key drivers of future growth.
- Accelerating Digitization of the Insurance Industry: The ongoing shift of insurance acquisition spending towards digital channels presents a significant growth tailwind for EverQuote. The company expects digital advertising spend in the property and casualty (P&C) sector to continue growing, positioning its online marketplace to capture a larger share of this market.
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Share Repurchases
- EverQuote initiated a $50 million share repurchase program on August 4, 2025.
- As of August 11, 2025, EverQuote repurchased 900,000 shares for $21 million from Link Ventures, an entity affiliated with its Chairman and Co-Founder, as part of the broader $50 million program.
- By February 23, 2026, $30 million of the $50 million share repurchase program had been completed, including $9 million repurchased since the start of 2026.
Share Issuance
- In August 2021, EverQuote granted 310,651 performance stock units and 52,529 restricted stock units to newly hired employees in connection with the PolicyFuel acquisition.
- On February 24, 2026, the CEO was granted 121,108 shares of Class A common stock through restricted stock units and performance share units, with 14,639 shares withheld to cover tax obligations.
Outbound Investments
- EverQuote completed the acquisition of Policy Fuel, LLC for $19.9 million, net of cash acquired, on August 13, 2021. This acquisition aimed to expand its Policy-Sales-as-a-Service (PSaaS) offerings.
Capital Expenditures
- Capital expenditures amounted to a modest outflow of $5.09 million in Q3 2025 and -$5.06 million for the last 12 months as of March 10, 2026, which is characteristic of a technology-driven marketplace.
- EverQuote's capital investments are focused on strategic areas like AI capabilities, new products, data science, and scaling new traffic channels to drive growth.
Latest Trefis Analyses
| Title | Date | |
|---|---|---|
| DASHBOARDS | ||
| EverQuote Earnings Notes | 12/16/2025 | |
| Would You Still Hold EverQuote Stock If It Fell 30%? | 10/17/2025 | |
| EVER Dip Buy Analysis | 07/10/2025 | |
| Time To Buy EverQuote Stock? | 03/26/2025 | |
| EverQuote Total Shareholder Return (TSR): 63.3% in 2024 and 8.5% 3-yr compounded annual returns (above peer average) | 03/07/2025 | |
| EverQuote (EVER) worth $757 Bil (up $162 Bil), more valuable than Visa | 02/26/2025 | |
| EverQuote (EVER) Operating Cash Flow Comparison | 02/17/2025 | |
| EverQuote (EVER) Net Income Comparison | 02/15/2025 | |
| EverQuote (EVER) Operating Income Comparison | 02/14/2025 | |
| EverQuote (EVER) Revenue Comparison | 02/13/2025 |
| Title | |
|---|---|
| ARTICLES |
Research & Analysis
Invest in Strategies
Wealth Management
Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 15.70 |
| Mkt Cap | 0.7 |
| Rev LTM | 1,171 |
| Op Inc LTM | 63 |
| FCF LTM | 57 |
| FCF 3Y Avg | 44 |
| CFO LTM | 63 |
| CFO 3Y Avg | 51 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 15.2% |
| Rev Chg 3Y Avg | 26.7% |
| Rev Chg Q | 15.9% |
| QoQ Delta Rev Chg LTM | 3.8% |
| Op Inc Chg LTM | 48.7% |
| Op Inc Chg 3Y Avg | 122.4% |
| Op Mgn LTM | 6.3% |
| Op Mgn 3Y Avg | 3.4% |
| QoQ Delta Op Mgn LTM | 0.7% |
| CFO/Rev LTM | 5.3% |
| CFO/Rev 3Y Avg | 5.2% |
| FCF/Rev LTM | 4.8% |
| FCF/Rev 3Y Avg | 4.2% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 0.7 |
| P/S | 0.6 |
| P/Op Inc | 9.6 |
| P/EBIT | 3.0 |
| P/E | 6.2 |
| P/CFO | 8.1 |
| Total Yield | 20.4% |
| Dividend Yield | 0.0% |
| FCF Yield 3Y Avg | 6.8% |
| D/E | 0.5 |
| Net D/E | 0.3 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | 22.0% |
| 3M Rtn | 12.8% |
| 6M Rtn | -11.9% |
| 12M Rtn | 11.6% |
| 3Y Rtn | 55.5% |
| 1M Excs Rtn | 28.3% |
| 3M Excs Rtn | 8.7% |
| 6M Excs Rtn | -19.6% |
| 12M Excs Rtn | -7.4% |
| 3Y Excs Rtn | -10.8% |
Comparison Analyses
Price Behavior
| Market Price | $27.54 | |
| Market Cap ($ Bil) | 1.0 | |
| First Trading Date | 10/07/2014 | |
| Distance from 52W High | -1.2% | |
| 50 Days | 200 Days | |
| DMA Price | $21.23 | $20.84 |
| DMA Trend | indeterminate | up |
| Distance from DMA | 29.7% | 32.2% |
| 3M | 1YR | |
| Volatility | 139.3% | 81.1% |
| Downside Capture | -83.82 | 113.33 |
| Upside Capture | 157.47 | 102.25 |
| Correlation (SPY) | 4.9% | 15.9% |
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 0.24 | 0.66 | 0.29 | 0.94 | 1.01 | 1.18 |
| Up Beta | -0.00 | -0.11 | -0.34 | 0.49 | 0.99 | 0.63 |
| Down Beta | 0.72 | 0.40 | -0.24 | 0.26 | 0.50 | 1.35 |
| Up Capture | 152% | 253% | 126% | 94% | 99% | 457% |
| Bmk +ve Days | 11 | 24 | 40 | 67 | 140 | 429 |
| Stock +ve Days | 17 | 29 | 39 | 68 | 135 | 396 |
| Down Capture | -101% | -121% | -33% | 135% | 121% | 107% |
| Bmk -ve Days | 10 | 17 | 23 | 58 | 112 | 321 |
| Stock -ve Days | 4 | 12 | 24 | 57 | 115 | 352 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with EVER | |
|---|---|---|---|---|
| EVER | 11.6% | 80.8% | 0.42 | - |
| Sector ETF (XLC) | 4.9% | 14.0% | 0.11 | 13.3% |
| Equity (SPY) | 19.2% | 12.6% | 1.12 | 15.7% |
| Gold (GLD) | 19.6% | 28.0% | 0.63 | -6.4% |
| Commodities (DBC) | 29.7% | 19.0% | 1.24 | -6.1% |
| Real Estate (VNQ) | 15.2% | 14.0% | 0.78 | 11.0% |
| Bitcoin (BTCUSD) | -46.6% | 42.9% | -1.34 | 15.0% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with EVER | |
|---|---|---|---|---|
| EVER | -2.4% | 72.8% | 0.26 | - |
| Sector ETF (XLC) | 7.2% | 20.8% | 0.26 | 28.9% |
| Equity (SPY) | 12.6% | 17.1% | 0.57 | 28.9% |
| Gold (GLD) | 16.8% | 18.4% | 0.74 | 0.4% |
| Commodities (DBC) | 8.8% | 19.5% | 0.34 | 4.6% |
| Real Estate (VNQ) | 2.6% | 18.9% | 0.04 | 25.5% |
| Bitcoin (BTCUSD) | 14.0% | 53.5% | 0.44 | 15.5% |
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Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with EVER | |
|---|---|---|---|---|
| EVER | 4.1% | 75.6% | 0.40 | - |
| Sector ETF (XLC) | 9.1% | 22.1% | 0.47 | 30.0% |
| Equity (SPY) | 15.1% | 17.9% | 0.72 | 29.8% |
| Gold (GLD) | 10.9% | 16.1% | 0.55 | 1.8% |
| Commodities (DBC) | 7.0% | 17.9% | 0.31 | 9.4% |
| Real Estate (VNQ) | 5.1% | 20.7% | 0.21 | 25.3% |
| Bitcoin (BTCUSD) | 57.9% | 66.2% | 0.98 | 12.3% |
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Returns Analyses
Earnings Returns History
Updated 6/5/2026| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 5/4/2026 | 63.0% | 35.2% | 22.9% |
| 2/23/2026 | 1.2% | 4.3% | 1.5% |
| 11/3/2025 | 8.3% | 18.0% | 23.9% |
| 8/4/2025 | -7.8% | -8.6% | -10.6% |
| 5/5/2025 | -12.0% | -8.5% | -8.4% |
| 2/24/2025 | 27.1% | 26.3% | 47.4% |
| 11/4/2024 | 4.0% | 20.7% | 6.9% |
| 8/5/2024 | 11.9% | -8.7% | -7.3% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 14 | 12 | 12 |
| # Negative | 10 | 12 | 12 |
| Median Positive | 7.5% | 14.0% | 15.8% |
| Median Negative | -13.7% | -8.9% | -11.7% |
| Max Positive | 63.0% | 39.4% | 84.0% |
| Max Negative | -23.0% | -31.6% | -40.1% |
| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 5/4/2026 | 63.0% | 35.2% | 22.9% |
| 2/23/2026 | 1.2% | 4.3% | 1.5% |
| 11/3/2025 | 8.3% | 18.0% | 23.9% |
| 8/4/2025 | -7.8% | -8.6% | -10.6% |
| 5/5/2025 | -12.0% | -8.5% | -8.4% |
| 2/24/2025 | 27.1% | 26.3% | 47.4% |
| 11/4/2024 | 4.0% | 20.7% | 6.9% |
| 8/5/2024 | 11.9% | -8.7% | -7.3% |
| 5/6/2024 | 18.4% | 9.4% | 8.6% |
| 2/26/2024 | 2.9% | -8.5% | 6.7% |
| 11/6/2023 | 16.9% | 9.3% | 36.7% |
| 8/7/2023 | -15.2% | -9.1% | -8.2% |
| 5/8/2023 | 2.4% | 5.8% | 30.8% |
| 2/27/2023 | -22.1% | -21.7% | -25.3% |
| 11/1/2022 | 4.4% | 39.4% | 84.0% |
| 8/1/2022 | -0.2% | 13.8% | -11.3% |
| 5/2/2022 | -17.7% | -22.2% | -40.1% |
| 2/16/2022 | 5.4% | -8.3% | 0.3% |
| 11/1/2021 | -12.1% | -0.1% | -12.1% |
| 8/2/2021 | -16.1% | -19.5% | -34.3% |
| 5/3/2021 | -3.1% | -9.9% | -7.3% |
| 2/22/2021 | 11.7% | 11.3% | -15.0% |
| 11/2/2020 | 6.6% | 14.2% | 6.1% |
| 8/4/2020 | -23.0% | -31.6% | -24.2% |
| SUMMARY STATS | |||
| # Positive | 14 | 12 | 12 |
| # Negative | 10 | 12 | 12 |
| Median Positive | 7.5% | 14.0% | 15.8% |
| Median Negative | -13.7% | -8.9% | -11.7% |
| Max Positive | 63.0% | 39.4% | 84.0% |
| Max Negative | -23.0% | -31.6% | -40.1% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 03/31/2026 | 05/05/2026 | 10-Q |
| 12/31/2025 | 02/24/2026 | 10-K |
| 09/30/2025 | 11/04/2025 | 10-Q |
| 06/30/2025 | 08/05/2025 | 10-Q |
| 03/31/2025 | 05/07/2025 | 10-Q |
| 12/31/2024 | 02/25/2025 | 10-K |
| 09/30/2024 | 11/05/2024 | 10-Q |
| 06/30/2024 | 08/06/2024 | 10-Q |
| 03/31/2024 | 05/07/2024 | 10-Q |
| 12/31/2023 | 02/27/2024 | 10-K |
| 09/30/2023 | 11/07/2023 | 10-Q |
| 06/30/2023 | 08/08/2023 | 10-Q |
| 03/31/2023 | 05/09/2023 | 10-Q |
| 12/31/2022 | 02/27/2023 | 10-K |
| 09/30/2022 | 11/03/2022 | 10-Q |
| 06/30/2022 | 08/04/2022 | 10-Q |
| Report Date | Filing Date | Filing |
|---|---|---|
| 03/31/2026 | 05/05/2026 | 10-Q |
| 12/31/2025 | 02/24/2026 | 10-K |
| 09/30/2025 | 11/04/2025 | 10-Q |
| 06/30/2025 | 08/05/2025 | 10-Q |
| 03/31/2025 | 05/07/2025 | 10-Q |
| 12/31/2024 | 02/25/2025 | 10-K |
| 09/30/2024 | 11/05/2024 | 10-Q |
| 06/30/2024 | 08/06/2024 | 10-Q |
| 03/31/2024 | 05/07/2024 | 10-Q |
| 12/31/2023 | 02/27/2024 | 10-K |
| 09/30/2023 | 11/07/2023 | 10-Q |
| 06/30/2023 | 08/08/2023 | 10-Q |
| 03/31/2023 | 05/09/2023 | 10-Q |
| 12/31/2022 | 02/27/2023 | 10-K |
| 09/30/2022 | 11/03/2022 | 10-Q |
| 06/30/2022 | 08/04/2022 | 10-Q |
| 03/31/2022 | 05/06/2022 | 10-Q |
| 12/31/2021 | 02/25/2022 | 10-K |
| 09/30/2021 | 11/08/2021 | 10-Q |
| 06/30/2021 | 08/09/2021 | 10-Q |
| 03/31/2021 | 05/06/2021 | 10-Q |
| 12/31/2020 | 03/01/2021 | 10-K |
| 09/30/2020 | 11/06/2020 | 10-Q |
| 06/30/2020 | 08/10/2020 | 10-Q |
| 03/31/2020 | 05/08/2020 | 10-Q |
| 12/31/2019 | 03/13/2020 | 10-K |
| 09/30/2019 | 11/07/2019 | 10-Q |
| 06/30/2019 | 08/08/2019 | 10-Q |
Recent Forward Guidance
Updated 7/12/2026Latest: Q1 2026 Earnings Reported 5/4/2026
| Forward Guidance | Guidance Change | ||||||
|---|---|---|---|---|---|---|---|
| Metric | Low | Mid | High | % Chg | % Delta | Change | Prior |
| Q2 2026 Revenue | 185.00 Mil | 190.00 Mil | 195.00 Mil | 5.6% | Higher New | Guidance: 180.00 Mil for Q1 2026 | |
| Q2 2026 Variable Marketing Dollars | 55.00 Mil | 56.00 Mil | 57.00 Mil | 10.9% | Higher New | Guidance: 50.50 Mil for Q1 2026 | |
| Q2 2026 Adjusted EBITDA | 28.00 Mil | 29.00 Mil | 30.00 Mil | 16.0% | Higher New | Guidance: 25.00 Mil for Q1 2026 | |
Prior: Q4 2025 Earnings Reported 2/23/2026
| Forward Guidance | Guidance Change | ||||||
|---|---|---|---|---|---|---|---|
| Metric | Low | Mid | High | % Chg | % Delta | Change | Prior |
| Q1 2026 Revenue | 175.00 Mil | 180.00 Mil | 185.00 Mil | 1.7% | Higher New | Guidance: 177.00 Mil for Q4 2025 | |
| Q1 2026 Variable Marketing Dollars | 49.00 Mil | 50.50 Mil | 52.00 Mil | 7.4% | Higher New | Guidance: 47.00 Mil for Q4 2025 | |
| Q1 2026 Adjusted EBITDA | 23.50 Mil | 25.00 Mil | 26.50 Mil | 13.6% | Higher New | Guidance: 22.00 Mil for Q4 2025 | |
Q3 2025 Earnings Reported 11/3/2025
| Forward Guidance | Guidance Change | ||||||
|---|---|---|---|---|---|---|---|
| Metric | Low | Mid | High | % Chg | % Delta | Change | Prior |
| Q4 2025 Revenue | 174.00 Mil | 177.00 Mil | 180.00 Mil | 6.6% | Higher New | Actual: 166.00 Mil for Q3 2025 | |
| Q4 2025 Variable Marketing Dollars | 46.00 Mil | 47.00 Mil | 48.00 Mil | -3.1% | Lower New | Actual: 48.50 Mil for Q3 2025 | |
| Q4 2025 Adjusted EBITDA | 21.00 Mil | 22.00 Mil | 23.00 Mil | -4.3% | Lower New | Actual: 23.00 Mil for Q3 2025 | |
Insider Activity
Updated 7/10/2026| # | Owner | Title | Holding | Action | Filing Date | Price | Shares | Transacted Value | Value of Held Shares | Form |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Sanborn, Joseph | CFO and Chief Admin Officer | Direct | Sell | 7102026 | 24.63 | 6,667 | 164,208 | 7,682,294 | Form |
| 2 | Ayotte, Jon | Chief Accounting Officer | Direct | Sell | 7082026 | 24.96 | 881 | 21,989 | 1,839,456 | Form |
| 3 | Brainard, David | Chief Technology Officer | Direct | Sell | 7082026 | 25.51 | 4,960 | 126,508 | 4,217,017 | Form |
| 4 | Sanborn, Joseph | CFO and Chief Admin Officer | Direct | Sell | 7082026 | 24.50 | 642 | 15,729 | 7,805,088 | Form |
| 5 | Ayotte, Jon | Chief Accounting Officer | Direct | Sell | 7022026 | 24.15 | 4,611 | 111,356 | 1,801,107 | Form |
| # | Owner | Title | Holding | Action | Filing Date | Price | Shares | Transacted Value | Value of Held Shares | Form |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Sanborn, Joseph | CFO and Chief Admin Officer | Direct | Sell | 7102026 | 24.63 | 6,667 | 164,208 | 7,682,294 | Form |
| 2 | Ayotte, Jon | Chief Accounting Officer | Direct | Sell | 7082026 | 24.96 | 881 | 21,989 | 1,839,456 | Form |
| 3 | Brainard, David | Chief Technology Officer | Direct | Sell | 7082026 | 25.51 | 4,960 | 126,508 | 4,217,017 | Form |
| 4 | Sanborn, Joseph | CFO and Chief Admin Officer | Direct | Sell | 7082026 | 24.50 | 642 | 15,729 | 7,805,088 | Form |
| 5 | Ayotte, Jon | Chief Accounting Officer | Direct | Sell | 7022026 | 24.15 | 4,611 | 111,356 | 1,801,107 | Form |
| 6 | Sanborn, Joseph | CFO and Chief Admin Officer | Direct | Sell | 6102026 | 19.28 | 6,666 | 128,517 | 6,320,190 | Form |
| 7 | Ayotte, Jon | Chief Accounting Officer | Direct | Sell | 6022026 | 20.00 | 889 | 17,780 | 1,614,580 | Form |
| 8 | Brainard, David | Chief Technology Officer | Direct | Sell | 5282026 | 19.90 | 581 | 11,562 | 3,545,921 | Form |
| 9 | Brainard, David | Chief Technology Officer | Direct | Sell | 5282026 | 18.69 | 516 | 9,644 | 3,341,174 | Form |
| 10 | Ayotte, Jon | Chief Accounting Officer | Direct | Sell | 5282026 | 18.69 | 888 | 16,597 | 1,525,440 | Form |
| 11 | Ayotte, Jon | Chief Accounting Officer | Direct | Sell | 5222026 | 18.24 | 285 | 5,198 | 1,504,909 | Form |
| 12 | Ayotte, Jon | Chief Accounting Officer | Direct | Sell | 5072026 | 20.00 | 363 | 7,260 | 1,678,760 | Form |
| 13 | Brainard, David | Chief Technology Officer | Direct | Sell | 5072026 | 19.42 | 9,942 | 193,074 | 3,505,174 | Form |
| 14 | Neble, George R | Direct | Sell | 4132026 | 15.91 | 670 | 10,660 | 819,222 | Form | |
| 15 | Ayotte, Jon | Chief Accounting Officer | Direct | Sell | 4072026 | 15.35 | 364 | 5,587 | 1,294,020 | Form |
| 16 | Sanborn, Joseph | CFO and Chief Admin Officer | Direct | Sell | 4022026 | 14.42 | 650 | 9,373 | 5,157,457 | Form |
| 17 | Ayotte, Jon | Chief Accounting Officer | Direct | Sell | 2262026 | 15.56 | 1,730 | 26,919 | 1,341,303 | Form |
| 18 | Ayotte, Jon | Chief Accounting Officer | Direct | Sell | 2242026 | 15.07 | 321 | 4,837 | 1,266,287 | Form |
| 19 | Mendal, Jayme | CEO and President | Direct | Sell | 2242026 | 14.98 | 14,360 | 215,183 | 8,118,474 | Form |
| 20 | Mendal, Jayme | CEO and President | Direct | Sell | 1212026 | 24.15 | 14,360 | 346,794 | 9,814,657 | Form |
| 21 | Neble, George R | Direct | Sell | 1142026 | 25.73 | 671 | 17,265 | 1,342,103 | Form | |
| 22 | Shields, John L | Direct | Sell | 1142026 | 25.73 | 2,000 | 51,460 | 648,885 | Form | |
| 23 | Ayotte, Jon | Chief Accounting Officer | Direct | Sell | 1062026 | 25.16 | 675 | 16,983 | 1,394,468 | Form |
| 24 | Sanborn, Joseph | Chief Financial Officer | Direct | Sell | 1062026 | 23.21 | 1,063 | 24,671 | 5,568,866 | Form |
| 25 | Mendal, Jayme | CEO and President | Direct | Sell | 12232025 | 27.25 | 14,360 | 391,310 | 11,936,917 | Form |
| 26 | Ayotte, Jon | Chief Accounting Officer | Direct | Sell | 12022025 | 26.76 | 3,639 | 97,395 | 1,317,689 | Form |
| 27 | Brainard, David | Chief Technology Officer | Direct | Sell | 12022025 | 26.40 | 1,291 | 34,082 | 2,974,250 | Form |
| 28 | Ayotte, Jon | Chief Accounting Officer | Direct | Sell | 11242025 | 23.80 | 491 | 11,686 | 1,258,354 | Form |
| 29 | Mendal, Jayme | CEO and President | Direct | Sell | 11242025 | 23.55 | 14,360 | 338,173 | 10,654,134 | Form |
| 30 | Sanborn, Joseph | Chief Financial Officer | Direct | Sell | 11192025 | 24.54 | 512 | 12,564 | 6,169,430 | Form |
| 31 | Ayotte, Jon | Chief Accounting Officer | Direct | Sell | 11192025 | 24.54 | 376 | 9,227 | 1,369,872 | Form |
| 32 | Mendal, Jayme | CEO and President | Direct | Sell | 10222025 | 19.46 | 14,360 | 279,446 | 9,083,383 | Form |
| 33 | Shields, John L | Direct | Sell | 10142025 | 20.78 | 2,000 | 41,560 | 565,611 | Form | |
| 34 | Neble, George R | Direct | Sell | 10142025 | 22.04 | 671 | 14,789 | 1,164,417 | Form | |
| 35 | Brainard, David | Chief Technology Officer | Direct | Sell | 10092025 | 22.20 | 5,710 | 126,762 | 2,556,574 | Form |
| 36 | Sanborn, Joseph | Chief Financial Officer | Direct | Sell | 10032025 | 21.94 | 1,063 | 23,322 | 5,527,015 | Form |
| 37 | Mendal, Jayme | CEO and President | Direct | Sell | 9242025 | 24.53 | 14,360 | 352,316 | 12,228,520 | Form |
| 38 | Shields, John L | Direct | Sell | 9092025 | 24.00 | 2,000 | 48,000 | 701,256 | Form | |
| 39 | Brainard, David | Chief Technology Officer | Direct | Sell | 8292025 | 23.50 | 1,291 | 30,338 | 2,966,170 | Form |
| 40 | Brncic, Julia | General Counsel | Direct | Sell | 8292025 | 23.51 | 1,436 | 33,760 | 2,813,583 | Form |
| 41 | Ayotte, Jon | Chief Accounting Officer | Direct | Sell | 8222025 | 22.67 | 191 | 4,330 | 1,287,203 | Form |
| 42 | Mendal, Jayme | CEO and President | Direct | Sell | 8222025 | 22.86 | 14,360 | 328,270 | 11,722,151 | Form |
| 43 | Sanborn, Joseph | Chief Financial Officer | Direct | Sell | 8192025 | 23.61 | 744 | 17,566 | 6,153,852 | Form |
| 44 | Ayotte, Jon | Chief Accounting Officer | Direct | Sell | 8192025 | 23.61 | 375 | 8,854 | 1,363,430 | Form |
| 45 | Neble, George R | Direct | Sell | 8182025 | 23.35 | 671 | 15,668 | 1,249,295 | Form | |
| 46 | Link, Ventures, Lllp | Direct | Sell | 8122025 | 23.33 | 900,000 | 20,997,000 | 60,614,933 | Form | |
| 47 | Mendal, Jayme | CEO and President | Direct | Sell | 7232025 | 24.87 | 14,360 | 357,133 | 13,109,972 | Form |
| 48 | Shields, John L | Direct | Sell | 7152025 | 24.30 | 2,000 | 48,600 | 758,622 | Form | |
| 49 | Brncic, Julia | General Counsel | Direct | Sell | 7092025 | 24.31 | 1,808 | 43,952 | 2,999,781 | Form |
| 50 | Brainard, David | Chief Technology Officer | Direct | Sell | 7092025 | 24.57 | 5,710 | 140,295 | 3,162,650 | Form |
| 51 | Sanborn, Joseph | Chief Financial Officer | Direct | Sell | 7032025 | 24.13 | 1,063 | 25,650 | 6,307,341 | Form |
Industry Resources
| Communication Services Resources |
| Variety |
| The Hollywood Reporter |
| Adweek |
| Interactive Media & Services Resources |
| Social Media Today |
| Search Engine Land |
| Nieman Journalism Lab |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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