EverQuote (EVER)
Market Price (4/22/2026): $16.77 | Market Cap: $606.0 MilSector: Communication Services | Industry: Interactive Media & Services
EverQuote (EVER)
Market Price (4/22/2026): $16.77Market Cap: $606.0 MilSector: Communication ServicesIndustry: Interactive Media & Services
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 16%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 12%, FCF Yield is 15% Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -28% Strong revenue growthRev Chg LTMRevenue Change % Last Twelve Months (LTM) is 38% Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 14%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 13% Valuation becoming less expensiveP/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -32% Low stock price volatilityVol 12M is 48% Megatrend and thematic driversMegatrends include E-commerce & Digital Retail, Digital Advertising, and Autonomous Technologies. Themes include Online Marketplaces, Show more. | Weak multi-year price returns2Y Excs Rtn is -55% Meaningful short interestShort Interest % of Basic SharesShort Interest % of Basic Shares = (Short Interest Quantity) / (Basic Shares Outstanding). A high fraction of short interest can indicate potential risk of a short squeeze. is 14% | Key risksEVER key risks include [1] an extreme revenue concentration in the auto insurance vertical and [2] a critical dependency on a single major carrier that accounts for 39% of its revenue. |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 16%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 12%, FCF Yield is 15% |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -28% |
| Strong revenue growthRev Chg LTMRevenue Change % Last Twelve Months (LTM) is 38% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 14%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 13% |
| Valuation becoming less expensiveP/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -32% |
| Low stock price volatilityVol 12M is 48% |
| Megatrend and thematic driversMegatrends include E-commerce & Digital Retail, Digital Advertising, and Autonomous Technologies. Themes include Online Marketplaces, Show more. |
| Weak multi-year price returns2Y Excs Rtn is -55% |
| Meaningful short interestShort Interest % of Basic SharesShort Interest % of Basic Shares = (Short Interest Quantity) / (Basic Shares Outstanding). A high fraction of short interest can indicate potential risk of a short squeeze. is 14% |
| Key risksEVER key risks include [1] an extreme revenue concentration in the auto insurance vertical and [2] a critical dependency on a single major carrier that accounts for 39% of its revenue. |
Qualitative Assessment
AI Analysis | Feedback
EverQuote (EVER) stock has lost about 40% since 12/31/2025 because of the following key factors:
1. Weaker-than-expected Q1 2026 revenue guidance overshadowed strong Q4 2025 results.
Despite reporting a significant beat in Q4 2025 earnings with revenue growing 32% year-over-year to $195.3 million and GAAP EPS of $1.54 against an estimated $0.36, EverQuote issued a conservative outlook for Q1 2026. The company projected Q1 2026 revenue between $175 million and $185 million, with the midpoint of $180 million falling approximately 7% below the analyst consensus estimate of $196.8 million. This softer guidance led to an immediate stock decline of about 7.5% in after-market trading on February 23, 2026.
2. Multiple analyst price target reductions following the Q1 2026 guidance contributed to negative sentiment.
In the wake of the cautious Q1 2026 revenue guidance, several Wall Street analysts adjusted their price targets downwards for EverQuote. For example, JPMorgan Chase & Co. lowered its price target from $32 to $22, and Needham & Company LLC reduced its target from $40 to $25 on February 24, 2026. While overall analyst consensus remained a "Moderate Buy," these reductions indicated a recalibration of future growth expectations.
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1. Weaker-than-expected Q1 2026 revenue guidance overshadowed strong Q4 2025 results.
Despite reporting a significant beat in Q4 2025 earnings with revenue growing 32% year-over-year to $195.3 million and GAAP EPS of $1.54 against an estimated $0.36, EverQuote issued a conservative outlook for Q1 2026. The company projected Q1 2026 revenue between $175 million and $185 million, with the midpoint of $180 million falling approximately 7% below the analyst consensus estimate of $196.8 million. This softer guidance led to an immediate stock decline of about 7.5% in after-market trading on February 23, 2026.
2. Multiple analyst price target reductions following the Q1 2026 guidance contributed to negative sentiment.
In the wake of the cautious Q1 2026 revenue guidance, several Wall Street analysts adjusted their price targets downwards for EverQuote. For example, JPMorgan Chase & Co. lowered its price target from $32 to $22, and Needham & Company LLC reduced its target from $40 to $25 on February 24, 2026. While overall analyst consensus remained a "Moderate Buy," these reductions indicated a recalibration of future growth expectations.
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Stock Movement Drivers
Fundamental Drivers
The -37.9% change in EVER stock from 12/31/2025 to 4/21/2026 was primarily driven by a -66.4% change in the company's P/E Multiple.| (LTM values as of) | 12312025 | 4212026 | Change |
|---|---|---|---|
| Stock Price ($) | 27.00 | 16.77 | -37.9% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 645 | 693 | 7.4% |
| Net Income Margin (%) | 8.4% | 14.3% | 71.6% |
| P/E Multiple | 18.2 | 6.1 | -66.4% |
| Shares Outstanding (Mil) | 36 | 36 | 0.2% |
| Cumulative Contribution | -37.9% |
Market Drivers
12/31/2025 to 4/21/2026| Return | Correlation | |
|---|---|---|
| EVER | -37.9% | |
| Market (SPY) | -5.4% | 30.9% |
| Sector (XLC) | -0.5% | 33.8% |
Fundamental Drivers
The -26.7% change in EVER stock from 9/30/2025 to 4/21/2026 was primarily driven by a -65.8% change in the company's P/E Multiple.| (LTM values as of) | 9302025 | 4212026 | Change |
|---|---|---|---|
| Stock Price ($) | 22.87 | 16.77 | -26.7% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 615 | 693 | 12.6% |
| Net Income Margin (%) | 7.6% | 14.3% | 89.5% |
| P/E Multiple | 17.8 | 6.1 | -65.8% |
| Shares Outstanding (Mil) | 36 | 36 | 0.5% |
| Cumulative Contribution | -26.7% |
Market Drivers
9/30/2025 to 4/21/2026| Return | Correlation | |
|---|---|---|
| EVER | -26.7% | |
| Market (SPY) | -2.9% | 27.4% |
| Sector (XLC) | -0.7% | 30.7% |
Fundamental Drivers
The -36.0% change in EVER stock from 3/31/2025 to 4/21/2026 was primarily driven by a -78.9% change in the company's P/E Multiple.| (LTM values as of) | 3312025 | 4212026 | Change |
|---|---|---|---|
| Stock Price ($) | 26.19 | 16.77 | -36.0% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 500 | 693 | 38.5% |
| Net Income Margin (%) | 6.4% | 14.3% | 123.0% |
| P/E Multiple | 28.9 | 6.1 | -78.9% |
| Shares Outstanding (Mil) | 35 | 36 | -1.8% |
| Cumulative Contribution | -36.0% |
Market Drivers
3/31/2025 to 4/21/2026| Return | Correlation | |
|---|---|---|
| EVER | -36.0% | |
| Market (SPY) | 16.3% | 42.6% |
| Sector (XLC) | 22.6% | 43.2% |
Fundamental Drivers
The 20.6% change in EVER stock from 3/31/2023 to 4/21/2026 was primarily driven by a 71.4% change in the company's Total Revenues ($ Mil).| (LTM values as of) | 3312023 | 4212026 | Change |
|---|---|---|---|
| Stock Price ($) | 13.90 | 16.77 | 20.6% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 404 | 693 | 71.4% |
| P/S Multiple | 1.1 | 0.9 | -21.4% |
| Shares Outstanding (Mil) | 32 | 36 | -10.4% |
| Cumulative Contribution | 20.6% |
Market Drivers
3/31/2023 to 4/21/2026| Return | Correlation | |
|---|---|---|
| EVER | 20.6% | |
| Market (SPY) | 63.3% | 29.7% |
| Sector (XLC) | 108.2% | 29.4% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| EVER Return | -58% | -6% | -17% | 63% | 35% | -38% | -55% |
| Peers Return | -54% | -62% | 43% | 52% | -44% | -36% | -86% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | 4% | 89% |
Monthly Win Rates [3] | |||||||
| EVER Win Rate | 33% | 42% | 67% | 67% | 50% | 25% | |
| Peers Win Rate | 38% | 33% | 53% | 55% | 43% | 40% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 50% | |
Max Drawdowns [4] | |||||||
| EVER Max Drawdown | -68% | -65% | -62% | -15% | -12% | -47% | |
| Peers Max Drawdown | -62% | -75% | -27% | -29% | -58% | -51% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | -7% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: QNST, MAX, SLQT, GOCO, EHTH. See EVER Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 4/21/2026 (YTD)
How Low Can It Go
| Event | EVER | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -89.3% | -25.4% |
| % Gain to Breakeven | 835.4% | 34.1% |
| Time to Breakeven | Not Fully Recovered days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -50.6% | -33.9% |
| % Gain to Breakeven | 102.4% | 51.3% |
| Time to Breakeven | 34 days | 148 days |
| 2018 Correction | ||
| % Loss | -77.6% | -19.8% |
| % Gain to Breakeven | 347.1% | 24.7% |
| Time to Breakeven | 218 days | 120 days |
Compare to QNST, MAX, SLQT, GOCO, EHTH
In The Past
EverQuote's stock fell -89.3% during the 2022 Inflation Shock from a high on 2/24/2021. A -89.3% loss requires a 835.4% gain to breakeven.
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About EverQuote (EVER)
EverQuote, Inc. operates an online marketplace for insurance shopping in the United States. The company's online marketplace offers consumers shopping for auto, home and renters, life, and health insurance. It serves carriers and agents, as well as indirect distributors. The company was formerly known as AdHarmonics, Inc., and changed its name to EverQuote, Inc. in November 2014. EverQuote, Inc. was incorporated in 2008 and is based in Cambridge, Massachusetts.
AI Analysis | Feedback
Here are 1-3 brief analogies for EverQuote:
- Expedia for insurance
- Kayak for insurance
- LendingTree for insurance
AI Analysis | Feedback
- Auto Insurance Marketplace: An online platform where consumers can shop for and compare auto insurance policies.
- Home and Renters Insurance Marketplace: Connects consumers with various providers to find and compare home and renters insurance policies.
- Life Insurance Marketplace: Provides an online service for consumers to shop for and compare life insurance options.
- Health Insurance Marketplace: Offers a platform for consumers to search for and compare different health insurance plans.
AI Analysis | Feedback
EverQuote (symbol: EVER) primarily sells its services to other companies. Its online marketplace connects consumers seeking insurance with various providers. Therefore, its major customers are the businesses that pay EverQuote for access to these consumer leads and connections. Based on the company's description, EverQuote serves the following categories of customers:- Insurance Carriers: These are the large national, regional, and specialized insurance companies that directly underwrite and sell various types of insurance policies (auto, home, renters, life, health) to consumers.
- Insurance Agents: This category includes independent insurance agents and agencies that represent multiple insurance carriers and sell their policies to consumers.
- Indirect Distributors: These can be other entities that distribute insurance leads or connect consumers with insurance providers, often partnering with EverQuote to expand their reach or product offerings.
AI Analysis | Feedback
Jayme Mendal, Chief Executive Officer
Jayme Mendal leads all business, strategy, and growth at EverQuote. He became CEO in November 2020, succeeding co-founder Seth Birnbaum. Prior to his appointment as CEO, Mendal served as EverQuote's President and Chief Operating Officer, and before that, Chief Revenue Officer. Before joining EverQuote in 2017, he was the Vice President of Sales and Marketing at PowerAdvocate and worked within the Growth Strategy Division of Monitor Deloitte (formerly Monitor Group). Mendal holds a degree in Finance and Economics from Washington University in St. Louis and an MBA from Harvard Business School.
Joseph Sanborn, Chief Financial Officer and Treasurer
Joseph Sanborn serves as the Chief Financial Officer and Treasurer for EverQuote.
David Brainard, Chief Technology Officer
David Brainard holds the position of Chief Technology Officer at EverQuote.
Jesse Wolf, Chief Product Officer
Jesse Wolf is the Chief Product Officer at EverQuote, overseeing the company's product vision and strategy.
Christopher Hurld, General Counsel
Christopher Hurld serves as the General Counsel for EverQuote.
AI Analysis | Feedback
```htmlKey Business Risks for EverQuote (EVER)
- Dependence on Auto Insurance and Customer Concentration: EverQuote derives a significant portion of its revenue from the auto insurance vertical, accounting for 91% of its total revenue in 2025. This creates a substantial concentration risk, exacerbated by the fact that two of its largest insurance carrier customers represented 38% and 11% of its 2025 revenue. A downturn in the auto insurance market or the loss of business from these major customers could materially and adversely affect EverQuote's financial performance.
- Threat of AI-Driven Disruption: The company faces an increasing "existential risk" from artificial intelligence (AI) driven disruption. AI chatbots and advanced technologies could allow insurance carriers to directly engage with consumers, potentially bypassing EverQuote's platform as a lead generator. This could fundamentally challenge EverQuote's business model and its role in the insurance shopping marketplace.
- Reliance on Digital Marketing Channels, Rising Acquisition Costs, and Evolving Regulatory Landscape: EverQuote heavily relies on search engines and third-party publishers to drive traffic to its marketplace. This dependence makes the company vulnerable to increases in traffic acquisition costs, which have already led to declines in variable marketing margin. Additionally, evolving regulations concerning insurance, data privacy, telemarketing, and text/email marketing pose a significant risk, potentially requiring changes to EverQuote's marketing strategies and operations, and increasing compliance costs.
AI Analysis | Feedback
The rise of advanced artificial intelligence (AI) and large language models (LLMs) poses a clear emerging threat. As these technologies become more sophisticated, they could allow major tech companies (e.g., Google, Microsoft, Apple, Amazon) or specialized AI platforms to offer highly personalized, conversational insurance comparison and purchasing experiences directly to consumers. This could disintermediate EverQuote's role as an online marketplace by enabling users to find and compare insurance policies through ubiquitous AI assistants, search engines, or other integrated digital platforms, thereby reducing the need for dedicated comparison websites.
AI Analysis | Feedback
EverQuote, Inc. operates an online marketplace for insurance shopping in the United States, primarily focusing on auto, home and renters, and life insurance. The addressable markets for these services are substantial within the U.S. region.
- Auto Insurance: The U.S. motor insurance market size is projected to be USD 487.65 billion in 2025 and USD 532.45 billion in 2026. It is forecast to reach USD 826.30 billion by 2031.
- Home and Renters Insurance:
- Homeowners Insurance: The United States homeowners insurance market size is estimated at USD 175.60 billion in 2025 and USD 184.59 billion in 2026.
- Renters Insurance: The renters insurance market size is projected to grow from USD 100.99 billion in 2025 to USD 107.53 billion in 2026.
- Combined, the U.S. home and renters insurance market is approximately USD 276.59 billion in 2025 (USD 175.60 billion + USD 100.99 billion) and USD 292.12 billion in 2026 (USD 184.59 billion + USD 107.53 billion).
- Life Insurance: The U.S. life insurance and annuities market size was USD 819 billion in 2024 and is expected to reach USD 1.1 trillion in 2026. It is projected to reach USD 1100.2 billion by 2032.
AI Analysis | Feedback
EverQuote, Inc. (EVER) is expected to drive future revenue growth over the next 2-3 years through several key factors:
- Auto Insurance Market Recovery and Increased Carrier Spend: The company anticipates significant benefits from a multi-year recovery in the auto insurance market. Insurers are reactivating marketing campaigns, expanding state footprints, and increasing budgets and bids, which leads to higher demand and pricing within EverQuote's marketplace.
- Growth in Home and Renters Insurance Vertical: EverQuote is continuing to expand its non-auto insurance segments, particularly home and renters insurance, which has demonstrated strong year-over-year revenue growth and serves as a key diversifying revenue stream for the company.
- Strategic Investments in AI and New Product Launches: EverQuote is accelerating its focus on becoming an "AI-first" company, integrating artificial intelligence into its operations for enhanced efficiency and introducing new data-driven products and features. These technological advancements are expected to be key drivers of future growth.
- Accelerating Digitization of the Insurance Industry: The ongoing shift of insurance acquisition spending towards digital channels presents a significant growth tailwind for EverQuote. The company expects digital advertising spend in the property and casualty (P&C) sector to continue growing, positioning its online marketplace to capture a larger share of this market.
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Share Repurchases
- EverQuote initiated a $50 million share repurchase program on August 4, 2025.
- As of August 11, 2025, EverQuote repurchased 900,000 shares for $21 million from Link Ventures, an entity affiliated with its Chairman and Co-Founder, as part of the broader $50 million program.
- By February 23, 2026, $30 million of the $50 million share repurchase program had been completed, including $9 million repurchased since the start of 2026.
Share Issuance
- In August 2021, EverQuote granted 310,651 performance stock units and 52,529 restricted stock units to newly hired employees in connection with the PolicyFuel acquisition.
- On February 24, 2026, the CEO was granted 121,108 shares of Class A common stock through restricted stock units and performance share units, with 14,639 shares withheld to cover tax obligations.
Outbound Investments
- EverQuote completed the acquisition of Policy Fuel, LLC for $19.9 million, net of cash acquired, on August 13, 2021. This acquisition aimed to expand its Policy-Sales-as-a-Service (PSaaS) offerings.
Capital Expenditures
- Capital expenditures amounted to a modest outflow of $5.09 million in Q3 2025 and -$5.06 million for the last 12 months as of March 10, 2026, which is characteristic of a technology-driven marketplace.
- EverQuote's capital investments are focused on strategic areas like AI capabilities, new products, data science, and scaling new traffic channels to drive growth.
Latest Trefis Analyses
| Title | Date | |
|---|---|---|
| DASHBOARDS | ||
| EverQuote Earnings Notes | 12/16/2025 | |
| Would You Still Hold EverQuote Stock If It Fell 30%? | 10/17/2025 | |
| EVER Dip Buy Analysis | 07/10/2025 | |
| Time To Buy EverQuote Stock? | 03/26/2025 | |
| EverQuote Total Shareholder Return (TSR): 63.3% in 2024 and 8.5% 3-yr compounded annual returns (above peer average) | 03/07/2025 | |
| EverQuote (EVER) worth $757 Bil (up $162 Bil), more valuable than Visa | 02/26/2025 | |
| EverQuote (EVER) Operating Cash Flow Comparison | 02/17/2025 | |
| EverQuote (EVER) Net Income Comparison | 02/15/2025 | |
| EverQuote (EVER) Operating Income Comparison | 02/14/2025 | |
| EverQuote (EVER) Revenue Comparison | 02/13/2025 | |
| ARTICLES | ||
| Stocks Trading At 52-Week Low | 02/10/2026 |
Trade Ideas
Select ideas related to EVER.
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|---|---|---|---|---|---|---|---|
| 03272026 | META | Meta Platforms | Dip Buy | DB | P/E OPMDip Buy with Low PE and High MarginBuying dips for companies with tame PE and meaningfully high operating margin | 8.8% | 8.8% | 0.0% |
| 03062026 | CARG | CarGurus | Insider | Insider Buys | Low D/EStrong Insider BuyingCompanies with strong insider buying in the last 1 month, positive operating income and reasonable debt / market cap | 1.2% | 1.2% | -8.3% |
| 02132026 | YELP | Yelp | Dip Buy | DB | CFO/Rev | Low D/EDip Buy with High Cash Flow MarginsBuying dips for companies with significant cash flows from operations and reasonable debt / market cap | 17.9% | 17.9% | -5.7% |
| 02132026 | TRIP | Tripadvisor | Dip Buy | DB | FCF Yield | Low D/EDip Buy with High Free Cash Flow YieldBuying dips for companies with significant free cash flow yield (FCF / Market Cap) and reasonable debt / market cap | 10.9% | 10.9% | -3.9% |
| 02062026 | OMC | Omnicom | Dip Buy | DB | FCFY OPMDip Buy with High FCF Yield and High MarginBuying dips for companies with high FCF yield and meaningfully high operating margin | 8.9% | 8.9% | -3.7% |
Research & Analysis
Invest in Strategies
Wealth Management
Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 5.86 |
| Mkt Cap | 0.4 |
| Rev LTM | 899 |
| Op Inc LTM | 40 |
| FCF LTM | 32 |
| FCF 3Y Avg | 18 |
| CFO LTM | 39 |
| CFO 3Y Avg | 28 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 15.1% |
| Rev Chg 3Y Avg | 25.0% |
| Rev Chg Q | 2.7% |
| QoQ Delta Rev Chg LTM | 1.3% |
| Op Inc Chg LTM | 45.2% |
| Op Inc Chg 3Y Avg | 89.1% |
| Op Mgn LTM | 3.0% |
| Op Mgn 3Y Avg | 0.6% |
| QoQ Delta Op Mgn LTM | 0.3% |
| CFO/Rev LTM | 3.3% |
| CFO/Rev 3Y Avg | 2.8% |
| FCF/Rev LTM | 2.9% |
| FCF/Rev 3Y Avg | 1.4% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 0.4 |
| P/S | 0.3 |
| P/Op Inc | 6.2 |
| P/EBIT | 0.9 |
| P/E | 4.0 |
| P/CFO | 6.9 |
| Total Yield | 12.4% |
| Dividend Yield | 0.0% |
| FCF Yield 3Y Avg | 1.6% |
| D/E | 1.3 |
| Net D/E | 0.6 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | 11.2% |
| 3M Rtn | -37.8% |
| 6M Rtn | -38.4% |
| 12M Rtn | -44.2% |
| 3Y Rtn | -26.5% |
| 1M Excs Rtn | 2.6% |
| 3M Excs Rtn | -41.7% |
| 6M Excs Rtn | -42.1% |
| 12M Excs Rtn | -81.5% |
| 3Y Excs Rtn | -101.6% |
Comparison Analyses
Price Behavior
Price Behavior
| Market Price | $16.77 | |
| Market Cap ($ Bil) | 0.6 | |
| First Trading Date | 10/07/2014 | |
| Distance from 52W High | -39.8% | |
| 50 Days | 200 Days | |
| DMA Price | $15.77 | $21.99 |
| DMA Trend | down | down |
| Distance from DMA | 6.4% | -23.7% |
| 3M | 1YR | |
| Volatility | 58.7% | 47.3% |
| Downside Capture | 1.09 | 0.92 |
| Upside Capture | 85.05 | 107.29 |
| Correlation (SPY) | 29.6% | 38.1% |
EVER Betas & Captures as of 3/31/2026
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | -0.07 | 1.36 | 1.31 | 1.06 | 1.11 | 1.29 |
| Up Beta | -2.54 | 2.21 | 2.81 | 1.79 | 0.79 | 0.78 |
| Down Beta | -0.71 | -1.00 | 0.13 | 0.72 | 1.25 | 1.31 |
| Up Capture | 75% | 134% | 40% | 50% | 91% | 390% |
| Bmk +ve Days | 7 | 16 | 27 | 65 | 139 | 424 |
| Stock +ve Days | 12 | 19 | 29 | 64 | 128 | 384 |
| Down Capture | 27% | 240% | 224% | 138% | 138% | 111% |
| Bmk -ve Days | 12 | 23 | 33 | 58 | 110 | 323 |
| Stock -ve Days | 10 | 23 | 34 | 61 | 122 | 364 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with EVER | |
|---|---|---|---|---|
| EVER | -28.2% | 47.7% | -0.54 | - |
| Sector ETF (XLC) | 31.2% | 13.7% | 1.73 | 39.2% |
| Equity (SPY) | 23.7% | 12.7% | 1.52 | 40.6% |
| Gold (GLD) | 41.4% | 27.5% | 1.25 | -20.8% |
| Commodities (DBC) | 22.4% | 16.2% | 1.25 | -6.6% |
| Real Estate (VNQ) | 14.2% | 13.8% | 0.72 | 25.8% |
| Bitcoin (BTCUSD) | -10.4% | 42.7% | -0.14 | 23.0% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with EVER | |
|---|---|---|---|---|
| EVER | -14.2% | 66.6% | 0.05 | - |
| Sector ETF (XLC) | 10.1% | 20.7% | 0.40 | 32.7% |
| Equity (SPY) | 10.8% | 17.1% | 0.49 | 32.0% |
| Gold (GLD) | 21.6% | 17.8% | 0.99 | 0.5% |
| Commodities (DBC) | 10.9% | 18.8% | 0.47 | 6.5% |
| Real Estate (VNQ) | 4.1% | 18.8% | 0.12 | 28.1% |
| Bitcoin (BTCUSD) | 3.8% | 56.4% | 0.29 | 16.6% |
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Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with EVER | |
|---|---|---|---|---|
| EVER | -0.9% | 72.6% | 0.31 | - |
| Sector ETF (XLC) | 9.7% | 22.3% | 0.51 | 32.1% |
| Equity (SPY) | 13.9% | 17.9% | 0.67 | 31.6% |
| Gold (GLD) | 13.7% | 15.9% | 0.71 | 2.0% |
| Commodities (DBC) | 8.2% | 17.6% | 0.39 | 10.8% |
| Real Estate (VNQ) | 5.4% | 20.7% | 0.23 | 26.8% |
| Bitcoin (BTCUSD) | 68.0% | 66.9% | 1.07 | 12.8% |
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Returns Analyses
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 11/3/2025 | 8.3% | 18.0% | 23.9% |
| 8/4/2025 | -7.8% | -8.6% | -10.6% |
| 5/5/2025 | -12.0% | -8.5% | -8.4% |
| 2/24/2025 | 27.1% | 26.3% | 47.4% |
| 11/4/2024 | 4.0% | 20.7% | 6.9% |
| 8/5/2024 | 11.9% | -8.7% | -7.3% |
| 5/6/2024 | 18.4% | 9.4% | 8.6% |
| 2/26/2024 | 2.9% | -8.5% | 6.7% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 13 | 11 | 11 |
| # Negative | 10 | 12 | 12 |
| Median Positive | 8.3% | 14.2% | 23.9% |
| Median Negative | -14.3% | -9.5% | -10.9% |
| Max Positive | 27.1% | 39.4% | 84.0% |
| Max Negative | -23.0% | -31.6% | -40.1% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 12/31/2025 | 02/24/2026 | 10-K |
| 09/30/2025 | 11/04/2025 | 10-Q |
| 06/30/2025 | 08/05/2025 | 10-Q |
| 03/31/2025 | 05/07/2025 | 10-Q |
| 12/31/2024 | 02/25/2025 | 10-K |
| 09/30/2024 | 11/05/2024 | 10-Q |
| 06/30/2024 | 08/06/2024 | 10-Q |
| 03/31/2024 | 05/07/2024 | 10-Q |
| 12/31/2023 | 02/27/2024 | 10-K |
| 09/30/2023 | 11/07/2023 | 10-Q |
| 06/30/2023 | 08/08/2023 | 10-Q |
| 03/31/2023 | 05/09/2023 | 10-Q |
| 12/31/2022 | 02/27/2023 | 10-K |
| 09/30/2022 | 11/03/2022 | 10-Q |
| 06/30/2022 | 08/04/2022 | 10-Q |
| 03/31/2022 | 05/06/2022 | 10-Q |
Recent Forward Guidance [BETA]
Latest: Q3 2025 Earnings Reported 11/3/2025
| Forward Guidance | Guidance Change | ||||||
|---|---|---|---|---|---|---|---|
| Metric | Low | Mid | High | % Chg | % Delta | Change | Prior |
| Q4 2025 Revenue | 174.00 Mil | 177.00 Mil | 180.00 Mil | 6.6% | Higher New | Actual: 166.00 Mil for Q3 2025 | |
| Q4 2025 Variable Marketing Dollars | 46.00 Mil | 47.00 Mil | 48.00 Mil | -3.1% | Lower New | Actual: 48.50 Mil for Q3 2025 | |
| Q4 2025 Adjusted EBITDA | 21.00 Mil | 22.00 Mil | 23.00 Mil | -4.4% | Lower New | Actual: 23.00 Mil for Q3 2025 | |
Prior: Q2 2025 Earnings Reported 8/4/2025
| Forward Guidance | Guidance Change | ||||||
|---|---|---|---|---|---|---|---|
| Metric | Low | Mid | High | % Chg | % Delta | Change | Prior |
| Q3 2025 Revenue | 163.00 Mil | 166.00 Mil | 169.00 Mil | 5.4% | Higher New | Actual: 157.50 Mil for Q2 2025 | |
| Q3 2025 Variable Marketing Dollars | 47.00 Mil | 48.50 Mil | 50.00 Mil | 5.4% | Higher New | Actual: 46.00 Mil for Q2 2025 | |
| Q3 2025 Adjusted EBITDA | 22.00 Mil | 23.00 Mil | 24.00 Mil | 9.5% | Higher New | Actual: 21.00 Mil for Q2 2025 | |
Insider Activity
Expand for More| # | Owner | Title | Holding | Action | Filing Date | Price | Shares | Transacted Value | Value of Held Shares | Form |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Ayotte, Jon | Chief Accounting Officer | Direct | Sell | 1062026 | 25.16 | 675 | 16,983 | 1,394,468 | Form |
| 2 | Sanborn, Joseph | Chief Financial Officer | Direct | Sell | 1062026 | 23.21 | 1,063 | 24,671 | 5,568,866 | Form |
| 3 | Mendal, Jayme | CEO and President | Direct | Sell | 12232025 | 27.25 | 14,360 | 391,310 | 11,936,917 | Form |
| 4 | Ayotte, Jon | Chief Accounting Officer | Direct | Sell | 12022025 | 26.76 | 3,639 | 97,395 | 1,317,689 | Form |
| 5 | Brainard, David | Chief Technology Officer | Direct | Sell | 12022025 | 26.40 | 1,291 | 34,082 | 2,974,250 | Form |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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