EverQuote (EVER)
Market Price (2/19/2026): $14.35 | Market Cap: $519.7 MilSector: Communication Services | Industry: Interactive Media & Services
EverQuote (EVER)
Market Price (2/19/2026): $14.35Market Cap: $519.7 MilSector: Communication ServicesIndustry: Interactive Media & Services
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 10%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 6.1%, FCF Yield is 16% | Weak multi-year price returns2Y Excs Rtn is -44%, 3Y Excs Rtn is -76% | Key risksEVER key risks include [1] an extreme revenue concentration in the auto insurance vertical and [2] a critical dependency on a single major carrier that accounts for 39% of its revenue. |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -28% | ||
| Strong revenue growthRev Chg LTMRevenue Change % Last Twelve Months (LTM) is 58% | ||
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 14%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 13% | ||
| Valuation becoming less expensiveP/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -41% | ||
| Megatrend and thematic driversMegatrends include E-commerce & Digital Retail, Digital Advertising, and Autonomous Technologies. Themes include Online Marketplaces, Show more. |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 10%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 6.1%, FCF Yield is 16% |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -28% |
| Strong revenue growthRev Chg LTMRevenue Change % Last Twelve Months (LTM) is 58% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 14%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 13% |
| Valuation becoming less expensiveP/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -41% |
| Megatrend and thematic driversMegatrends include E-commerce & Digital Retail, Digital Advertising, and Autonomous Technologies. Themes include Online Marketplaces, Show more. |
| Weak multi-year price returns2Y Excs Rtn is -44%, 3Y Excs Rtn is -76% |
| Key risksEVER key risks include [1] an extreme revenue concentration in the auto insurance vertical and [2] a critical dependency on a single major carrier that accounts for 39% of its revenue. |
Qualitative Assessment
AI Analysis | Feedback
1. Macroeconomic headwinds and broader market weakness impacting growth stocks. The stock experienced sustained selling pressure and broader market weakness, particularly affecting growth stocks due to rising Treasury yields. These higher rates led investors to discount future financials more heavily, contributing to the decline.
2. Fears of industry disruption from competitor AI innovation. A significant factor in the stock's decline was the launch of an artificial intelligence tool by competitor Insurify on February 11, 2026. This development sparked fears among investors about potential industry disruption, raising concerns regarding the future of existing business models in the online insurance marketplace and causing a notable single-day drop for EverQuote.
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Stock Movement Drivers
Fundamental Drivers
The -33.8% change in EVER stock from 10/31/2025 to 2/18/2026 was primarily driven by a -42.9% change in the company's P/E Multiple.| (LTM values as of) | 10312025 | 2182026 | Change |
|---|---|---|---|
| Stock Price ($) | 21.54 | 14.27 | -33.8% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 615 | 645 | 4.8% |
| Net Income Margin (%) | 7.6% | 8.4% | 10.4% |
| P/E Multiple | 16.8 | 9.6 | -42.9% |
| Shares Outstanding (Mil) | 36 | 36 | 0.3% |
| Cumulative Contribution | -33.8% |
Market Drivers
10/31/2025 to 2/18/2026| Return | Correlation | |
|---|---|---|
| EVER | -33.8% | |
| Market (SPY) | 0.6% | 35.6% |
| Sector (XLC) | -0.2% | 35.2% |
Fundamental Drivers
The -42.0% change in EVER stock from 7/31/2025 to 2/18/2026 was primarily driven by a -58.4% change in the company's P/E Multiple.| (LTM values as of) | 7312025 | 2182026 | Change |
|---|---|---|---|
| Stock Price ($) | 24.59 | 14.27 | -42.0% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 576 | 645 | 12.0% |
| Net Income Margin (%) | 6.6% | 8.4% | 25.8% |
| P/E Multiple | 23.1 | 9.6 | -58.4% |
| Shares Outstanding (Mil) | 36 | 36 | -0.9% |
| Cumulative Contribution | -42.0% |
Market Drivers
7/31/2025 to 2/18/2026| Return | Correlation | |
|---|---|---|
| EVER | -42.0% | |
| Market (SPY) | 8.9% | 36.8% |
| Sector (XLC) | 7.1% | 38.1% |
Fundamental Drivers
The -29.4% change in EVER stock from 1/31/2025 to 2/18/2026 was primarily driven by a -81.8% change in the company's P/E Multiple.| (LTM values as of) | 1312025 | 2182026 | Change |
|---|---|---|---|
| Stock Price ($) | 20.20 | 14.27 | -29.4% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 408 | 645 | 57.8% |
| Net Income Margin (%) | 3.3% | 8.4% | 152.5% |
| P/E Multiple | 52.7 | 9.6 | -81.8% |
| Shares Outstanding (Mil) | 35 | 36 | -2.7% |
| Cumulative Contribution | -29.4% |
Market Drivers
1/31/2025 to 2/18/2026| Return | Correlation | |
|---|---|---|
| EVER | -29.4% | |
| Market (SPY) | 15.0% | 40.1% |
| Sector (XLC) | 12.9% | 37.3% |
Fundamental Drivers
The -8.5% change in EVER stock from 1/31/2023 to 2/18/2026 was primarily driven by a -32.9% change in the company's P/S Multiple.| (LTM values as of) | 1312023 | 2182026 | Change |
|---|---|---|---|
| Stock Price ($) | 15.60 | 14.27 | -8.5% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 418 | 645 | 54.3% |
| P/S Multiple | 1.2 | 0.8 | -32.9% |
| Shares Outstanding (Mil) | 32 | 36 | -11.6% |
| Cumulative Contribution | -8.5% |
Market Drivers
1/31/2023 to 2/18/2026| Return | Correlation | |
|---|---|---|
| EVER | -8.5% | |
| Market (SPY) | 75.1% | 29.7% |
| Sector (XLC) | 114.2% | 28.2% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| EVER Return | -58% | -6% | -17% | 63% | 35% | -47% | -61% |
| Peers Return | -54% | -62% | 43% | 52% | -44% | -39% | -87% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | -0% | 82% |
Monthly Win Rates [3] | |||||||
| EVER Win Rate | 33% | 42% | 67% | 67% | 50% | 0% | |
| Peers Win Rate | 38% | 33% | 53% | 55% | 43% | 20% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 50% | |
Max Drawdowns [4] | |||||||
| EVER Max Drawdown | -68% | -65% | -62% | -15% | -12% | -47% | |
| Peers Max Drawdown | -62% | -75% | -27% | -29% | -58% | -40% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | -1% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: QNST, MAX, SLQT, GOCO, EHTH. See EVER Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 2/18/2026 (YTD)
How Low Can It Go
| Event | EVER | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -89.3% | -25.4% |
| % Gain to Breakeven | 835.4% | 34.1% |
| Time to Breakeven | Not Fully Recovered days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -50.6% | -33.9% |
| % Gain to Breakeven | 102.4% | 51.3% |
| Time to Breakeven | 34 days | 148 days |
| 2018 Correction | ||
| % Loss | -77.6% | -19.8% |
| % Gain to Breakeven | 347.1% | 24.7% |
| Time to Breakeven | 218 days | 120 days |
Compare to QNST, MAX, SLQT, GOCO, EHTH
In The Past
EverQuote's stock fell -89.3% during the 2022 Inflation Shock from a high on 2/24/2021. A -89.3% loss requires a 835.4% gain to breakeven.
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About EverQuote (EVER)
AI Analysis | Feedback
- Expedia for insurance
- LendingTree for insurance
- Kayak for insurance
AI Analysis | Feedback
- Online Insurance Marketplace: Connects consumers with personalized insurance quotes from multiple providers across various lines (auto, home, life, health) to facilitate comparison shopping and policy purchase.
- Insurance Carrier & Agent Solutions: Provides performance marketing services to insurance carriers and agents, delivering qualified customer leads and traffic to their sales channels.
AI Analysis | Feedback
EverQuote (Symbol: EVER) - Major Customers
EverQuote (NYSE: EVER) operates an online insurance marketplace that connects consumers seeking insurance with insurance providers. The company sells primarily to other companies, specifically various entities within the insurance industry, which purchase referrals (leads) or advertising space from EverQuote.
According to EverQuote's public filings, no single customer accounted for 10% or more of its total revenue for recent fiscal years. This indicates a diversified customer base rather than reliance on a few "major" individual companies. Therefore, while EverQuote serves a broad network of insurance providers, it does not disclose specific major customers by name and symbol due to this diversification.
EverQuote's customer companies generally fall into the following categories:
- Insurance Carriers: Large national, regional, and specialized insurance companies that offer various types of policies (e.g., auto, home, life, health, renters, etc.). These carriers purchase qualified leads from EverQuote to acquire new policyholders. While EverQuote partners with a wide range of well-known carriers (such as those under Berkshire Hathaway, Progressive, Allstate, Liberty Mutual, Farmers, etc.), none individually constitute a "major customer" by revenue concentration.
- Insurance Agents and Agencies: This category includes independent insurance agents, captive agents (who represent a specific carrier), and larger multi-carrier agencies. These agents and agencies utilize EverQuote's platform to obtain leads and expand their client base by connecting with consumers actively seeking insurance.
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- Google (GOOGL)
- Meta Platforms, Inc. (META)
- Microsoft Corporation (MSFT)
- Amazon Web Services (parent company: Amazon.com, Inc.) (AMZN)
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Jayme Mendal, Chief Executive Officer
Jayme Mendal leads all business, strategy, and growth at EverQuote. Prior to joining EverQuote, he served as Vice President of Sales and Marketing at PowerAdvocate, Inc., and before that, he worked within the Growth Strategy Division of Monitor Deloitte (formerly Monitor Group) as a management consultant. Mendal holds a degree in Finance and Economics from Washington University in St. Louis and an MBA from Harvard Business School. He joined EverQuote in 2017 as Chief Revenue Officer, then served as Chief Operating Officer before being appointed CEO in November 2020. His career reflects a deep commitment to driving growth and innovation, particularly in the custom programming and financial services industries. Mendal is recognized for his strategic planning capabilities and has a proven track record in managing teams and executing mergers and acquisitions.
Joseph Sanborn, Chief Financial Officer
Joseph Sanborn leads corporate development, business operations and planning, and strategic finance at EverQuote. He was appointed Chief Financial Officer in June 2023. Prior to EverQuote, Sanborn spent over two decades as a technology investment banker at firms including J.P. Morgan, Robertson Stephens, Silicon Valley Bank, and JEGI-Clarity. He joined EverQuote in September 2019 as Senior Vice President of Corporate Development and Strategy. Sanborn received his M.P.P. in Business Regulation Policy from Harvard University and a B.S. in Business Administration from Georgetown University.
David Brainard, Chief Technology Officer
David Brainard serves as the leader of marketplace-wide engineering teams and platforms at EverQuote, covering areas such as advertising, consumer & provider experiences, auctions, analytics, machine learning, security, and IT. Before joining EverQuote, he led software development at companies including Wayfair, Liberty Mutual, and Bank of America. Brainard earned his Master's degree from Boston University and his B.A. from Wayne State University.
Hunter Ingram, Chief Commercial Officer
Hunter Ingram leads business development at EverQuote. He first entered the insurance industry in 2003, where he started multiple insurance agencies. Ingram then ventured into lead generation, founding and serving as CEO of HometownQuotes. Prior to his role at EverQuote, he held the position of Chief Revenue Officer at Precise Leads.
Eric Terada, Chief Growth Officer
Eric Terada leads EverQuote's consumer acquisition teams. His previous experience includes leading performance transformations at Wayfair and McKinsey & Company. Terada holds an MBA from The University of Chicago and a B.A. from Northwestern University.
AI Analysis | Feedback
The key risks to EverQuote's business are:
- Heavy Reliance on Auto Insurance and Customer Concentration: EverQuote's revenue is highly concentrated in the auto insurance vertical, with the automotive segment constituting approximately 90.6% of its marketplace business in Q3 2025. Furthermore, the company faces significant customer concentration risk, as one major carrier accounted for 39% of its total revenue in 2024. This makes the company particularly vulnerable to cyclical downturns in the property and casualty (P&C) market, where insurance carriers may reduce advertising spend if their underwriting performance declines. The loss of such a large client could be catastrophic.
- Reliance on Third-Party Media Sources and Rising Advertising Costs: EverQuote's customer acquisition model heavily depends on third-party media sources like Google and Facebook to generate consumer traffic. This reliance exposes the company to risks associated with increasing advertising costs and potential changes in the algorithms or policies of these platforms. Rising online ad prices, which represent a significant cost for the company, could negatively impact its profitability.
- Regulatory and Legal Risks, including Consumer Data Privacy and Dissatisfaction: The online lead generation business for the insurance industry is subject to various regulations, including those related to consumer data privacy, such as the Telephone Consumer Protection Act (TCPA) and state-specific regulations. Non-compliance with existing or new regulations could lead to substantial costs, limitations on marketing reach, or legal challenges. Additionally, consumer dissatisfaction with EverQuote's services or platform experience could result in a decline in the number of referrals, adversely affecting the business.
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The emergence and growth of embedded insurance models, where insurance products are seamlessly integrated into the purchase journey of related goods or services (e.g., car insurance offered at the point of vehicle purchase, renters insurance integrated with a lease agreement). This trend bypasses traditional insurance comparison and acquisition channels, potentially reducing the pool of consumers actively searching for insurance on marketplaces like EverQuote.
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EverQuote, Inc. (EVER) operates within significant addressable markets for its insurance marketplace products and services, primarily focusing on the U.S. region for its core offerings.
The company estimates its total addressable market to be over $123 billion annually in the long term, with an immediate opportunity exceeding $2.9 billion per year.
For its core Property & Casualty (P&C) insurance distribution and advertising, the total U.S. market opportunity is estimated at $117 billion.
EverQuote's main product focus includes:
- Auto Insurance: This is EverQuote's largest segment. The auto insurance vertical generated $446.1 million in revenue for the company in 2024. There is an emerging new industry in auto insurance, marked by innovative pricing and distribution, valued at $100 billion.
- Home and Renters Insurance: This is another key vertical for EverQuote, with revenue from this segment reaching $52.0 million in 2024.
EverQuote exited its health insurance vertical on June 30, 2023. In fiscal year 2022, the health insurance vertical represented approximately 10% of EverQuote's revenue.
More broadly, the global digital insurance platform market is projected to grow from USD 116.16 billion in 2025 to USD 207.52 billion by 2030. The global Insurtech market was valued at $5.45 billion in 2022 and is projected to reach $161 billion by 2030.
AI Analysis | Feedback
Here are 3-5 expected drivers of future revenue growth for EverQuote (EVER) over the next 2-3 years:- AI-Driven Product Innovation and Expansion: EverQuote plans to extend its AI bidding tools, such as Smart Campaigns, to a wider customer base, including local agents. The company is also developing conversational AI for call workflows. These AI-powered innovations are anticipated to enhance client spending and overall marketplace performance.
- Expansion into New Traffic Channels: The company is strategically investing in and scaling new traffic acquisition channels, including social media, video, display advertising, connected TV, and AI search. These investments are expected to generate higher volumes and improved efficiency as campaigns mature.
- Sustained Carrier Demand and Increased Spend from Existing Partnerships: EverQuote anticipates continued robust demand from insurance carriers for customer acquisition. A significant portion (approximately 80%) of its top 25 historical carrier partners were below their peak quarterly spend in Q3 2025, indicating substantial potential for further growth from existing relationships.
- Growth in Core Insurance Verticals: EverQuote has demonstrated strong year-over-year growth in its Automotive and Home and Renters insurance verticals. The company's strategic focus on these core segments, driven by increased carrier marketing budgets and an emphasis on customer growth, is expected to continue contributing to revenue expansion.
- Increasing Online Insurance Adoption and Demand for Personalized Experiences: Favorable market trends, such as the growing consumer embrace of digital channels for insurance shopping and a rising demand for personalized experiences, are expected to fuel EverQuote's growth. The company's AI-driven personalization capabilities are well-positioned to capitalize on these shifts.
AI Analysis | Feedback
Share Repurchases
- EverQuote's Board of Directors approved a share repurchase program authorizing the company to purchase up to $50.0 million of its Class A common stock, announced on August 4, 2025.
- As part of this $50 million program, EverQuote repurchased 900,000 shares of its Class A common stock for $21 million from Link Ventures, an entity affiliated with its Chairman and Co-Founder David Blundin, announced on August 11, 2025.
Capital Expenditures
- In the last 12 months, EverQuote's capital expenditures were -$4.90 million.
- Capital expenditures have remained consistent at approximately $0.8 million to $1.5 million per quarter, indicating steady investment in property and equipment.
- From 2019 to 2024, the company's cash flow from operations was sufficient to cover acquisitions and capital expenditures, with an average reinvestment of $10 million during this period.
Latest Trefis Analyses
| Title | Date | |
|---|---|---|
| DASHBOARDS | ||
| EverQuote Earnings Notes | 12/16/2025 | |
| Would You Still Hold EverQuote Stock If It Fell 30%? | 10/17/2025 | |
| EVER Dip Buy Analysis | 07/10/2025 | |
| Time To Buy EverQuote Stock? | 03/26/2025 | |
| EverQuote Total Shareholder Return (TSR): 63.3% in 2024 and 8.5% 3-yr compounded annual returns (above peer average) | 03/07/2025 | |
| EverQuote (EVER) worth $757 Bil (up $162 Bil), more valuable than Visa | 02/26/2025 | |
| EverQuote (EVER) Operating Cash Flow Comparison | 02/17/2025 | |
| EverQuote (EVER) Net Income Comparison | 02/15/2025 | |
| EverQuote (EVER) Operating Income Comparison | 02/14/2025 | |
| EverQuote (EVER) Revenue Comparison | 02/13/2025 | |
| ARTICLES | ||
| Stocks Trading At 52-Week Low | 02/10/2026 |
Trade Ideas
Select ideas related to EVER.
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|---|---|---|---|---|---|---|---|
| 01302026 | RBLX | Roblox | Dip Buy | DB | CFO/Rev | Low D/EDip Buy with High Cash Flow MarginsBuying dips for companies with significant cash flows from operations and reasonable debt / market cap | -3.9% | -3.9% | -7.9% |
| 01162026 | META | Meta Platforms | Monopoly | MY | Getting CheaperMonopoly-Like with P/S DeclineLarge cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple | 3.1% | 3.1% | -2.6% |
| 01092026 | IRDM | Iridium Communications | Dip Buy | DB | P/E OPMDip Buy with Low PE and High MarginBuying dips for companies with tame PE and meaningfully high operating margin | 19.8% | 19.8% | -4.6% |
| 12052025 | CNK | Cinemark | Dip Buy | DB | P/E OPMDip Buy with Low PE and High MarginBuying dips for companies with tame PE and meaningfully high operating margin | 13.3% | 13.3% | -0.1% |
| 11212025 | TMUS | T-Mobile US | Monopoly | MY | Getting CheaperMonopoly-Like with P/S DeclineLarge cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple | 5.3% | 5.3% | -11.9% |
Research & Analysis
Invest in Strategies
Wealth Management
Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 4.54 |
| Mkt Cap | 0.3 |
| Rev LTM | 922 |
| Op Inc LTM | 38 |
| FCF LTM | 41 |
| FCF 3Y Avg | 18 |
| CFO LTM | 50 |
| CFO 3Y Avg | 28 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 17.9% |
| Rev Chg 3Y Avg | 21.4% |
| Rev Chg Q | 6.8% |
| QoQ Delta Rev Chg LTM | 2.0% |
| Op Mgn LTM | 2.8% |
| Op Mgn 3Y Avg | -1.7% |
| QoQ Delta Op Mgn LTM | 0.2% |
| CFO/Rev LTM | 4.3% |
| CFO/Rev 3Y Avg | 2.8% |
| FCF/Rev LTM | 3.8% |
| FCF/Rev 3Y Avg | 1.4% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 0.3 |
| P/S | 0.2 |
| P/EBIT | 4.9 |
| P/E | 1.5 |
| P/CFO | 5.3 |
| Total Yield | 10.0% |
| Dividend Yield | 0.0% |
| FCF Yield 3Y Avg | 1.6% |
| D/E | 1.2 |
| Net D/E | 0.3 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | -38.7% |
| 3M Rtn | -37.9% |
| 6M Rtn | -46.1% |
| 12M Rtn | -68.0% |
| 3Y Rtn | -54.5% |
| 1M Excs Rtn | -37.9% |
| 3M Excs Rtn | -44.2% |
| 6M Excs Rtn | -54.3% |
| 12M Excs Rtn | -80.4% |
| 3Y Excs Rtn | -120.9% |
Comparison Analyses
Price Behavior
| Market Price | $14.27 | |
| Market Cap ($ Bil) | 0.5 | |
| First Trading Date | 10/07/2014 | |
| Distance from 52W High | -52.0% | |
| 50 Days | 200 Days | |
| DMA Price | $23.62 | $23.80 |
| DMA Trend | down | down |
| Distance from DMA | -39.6% | -40.0% |
| 3M | 1YR | |
| Volatility | 52.0% | 57.5% |
| Downside Capture | 381.12 | 172.24 |
| Upside Capture | 22.96 | 106.95 |
| Correlation (SPY) | 43.2% | 39.7% |
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 1.43 | 0.98 | 0.96 | 1.22 | 1.13 | 1.27 |
| Up Beta | 3.50 | 1.96 | 2.51 | 2.53 | 0.78 | 0.80 |
| Down Beta | 1.86 | 1.45 | 0.63 | 1.02 | 1.50 | 1.30 |
| Up Capture | -133% | -48% | 82% | 64% | 134% | 374% |
| Bmk +ve Days | 11 | 22 | 34 | 71 | 142 | 430 |
| Stock +ve Days | 8 | 21 | 33 | 63 | 130 | 385 |
| Down Capture | 266% | 150% | 60% | 115% | 117% | 110% |
| Bmk -ve Days | 9 | 19 | 27 | 54 | 109 | 321 |
| Stock -ve Days | 12 | 19 | 27 | 61 | 119 | 364 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with EVER | |
|---|---|---|---|---|
| EVER | -35.7% | 57.5% | -0.56 | - |
| Sector ETF (XLC) | 9.8% | 18.8% | 0.37 | 37.5% |
| Equity (SPY) | 13.6% | 19.4% | 0.53 | 40.0% |
| Gold (GLD) | 73.5% | 25.5% | 2.13 | -15.6% |
| Commodities (DBC) | 7.9% | 17.0% | 0.28 | 5.5% |
| Real Estate (VNQ) | 7.1% | 16.7% | 0.24 | 32.4% |
| Bitcoin (BTCUSD) | -31.1% | 44.9% | -0.69 | 21.4% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with EVER | |
|---|---|---|---|---|
| EVER | -22.3% | 67.1% | -0.09 | - |
| Sector ETF (XLC) | 10.6% | 20.8% | 0.42 | 33.1% |
| Equity (SPY) | 13.5% | 17.0% | 0.63 | 32.6% |
| Gold (GLD) | 21.7% | 17.1% | 1.04 | 2.1% |
| Commodities (DBC) | 10.8% | 19.0% | 0.45 | 6.4% |
| Real Estate (VNQ) | 4.9% | 18.8% | 0.17 | 28.1% |
| Bitcoin (BTCUSD) | 8.4% | 57.2% | 0.37 | 16.1% |
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Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with EVER | |
|---|---|---|---|---|
| EVER | -2.5% | 73.1% | 0.28 | - |
| Sector ETF (XLC) | 9.4% | 22.4% | 0.51 | 32.2% |
| Equity (SPY) | 15.9% | 17.9% | 0.76 | 31.7% |
| Gold (GLD) | 15.0% | 15.6% | 0.80 | 2.4% |
| Commodities (DBC) | 8.6% | 17.6% | 0.40 | 10.8% |
| Real Estate (VNQ) | 6.9% | 20.7% | 0.30 | 26.7% |
| Bitcoin (BTCUSD) | 68.0% | 66.7% | 1.07 | 12.8% |
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Returns Analyses
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 11/3/2025 | 8.3% | 18.0% | 23.9% |
| 8/4/2025 | -7.8% | -8.6% | -10.6% |
| 5/5/2025 | -12.0% | -8.5% | -8.4% |
| 2/24/2025 | 27.1% | 26.3% | 47.4% |
| 11/4/2024 | 4.0% | 20.7% | 6.9% |
| 8/5/2024 | 11.9% | -8.7% | -7.3% |
| 5/6/2024 | 18.4% | 9.4% | 8.6% |
| 2/26/2024 | 2.9% | -8.5% | 6.7% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 13 | 11 | 11 |
| # Negative | 11 | 13 | 13 |
| Median Positive | 8.3% | 14.2% | 23.9% |
| Median Negative | -13.4% | -9.9% | -11.3% |
| Max Positive | 27.1% | 39.4% | 84.0% |
| Max Negative | -23.0% | -31.6% | -40.1% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 09/30/2025 | 11/04/2025 | 10-Q |
| 06/30/2025 | 08/05/2025 | 10-Q |
| 03/31/2025 | 05/07/2025 | 10-Q |
| 12/31/2024 | 02/25/2025 | 10-K |
| 09/30/2024 | 11/05/2024 | 10-Q |
| 06/30/2024 | 08/06/2024 | 10-Q |
| 03/31/2024 | 05/07/2024 | 10-Q |
| 12/31/2023 | 02/27/2024 | 10-K |
| 09/30/2023 | 11/07/2023 | 10-Q |
| 06/30/2023 | 08/08/2023 | 10-Q |
| 03/31/2023 | 05/09/2023 | 10-Q |
| 12/31/2022 | 02/27/2023 | 10-K |
| 09/30/2022 | 11/03/2022 | 10-Q |
| 06/30/2022 | 08/04/2022 | 10-Q |
| 03/31/2022 | 05/06/2022 | 10-Q |
| 12/31/2021 | 02/25/2022 | 10-K |
Insider Activity
Expand for More| # | Owner | Title | Holding | Action | Filing Date | Price | Shares | Transacted Value | Value of Held Shares | Form |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Ayotte, Jon | Chief Accounting Officer | Direct | Sell | 1062026 | 25.16 | 675 | 16,983 | 1,394,468 | Form |
| 2 | Sanborn, Joseph | Chief Financial Officer | Direct | Sell | 1062026 | 23.21 | 1,063 | 24,671 | 5,568,866 | Form |
| 3 | Mendal, Jayme | CEO and President | Direct | Sell | 12232025 | 27.25 | 14,360 | 391,310 | 11,936,917 | Form |
| 4 | Ayotte, Jon | Chief Accounting Officer | Direct | Sell | 12022025 | 26.76 | 3,639 | 97,395 | 1,317,689 | Form |
| 5 | Brainard, David | Chief Technology Officer | Direct | Sell | 12022025 | 26.40 | 1,291 | 34,082 | 2,974,250 | Form |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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