EverQuote (EVER)


Market Price (10/20/2026): $22.23 | Market Cap: $782.0 MilSector: Communication Services | Industry: Interactive Media & Services

EverQuote (EVER)


Market Price (10/20/2026): $22.23
Market Cap: $782.0 Mil
Sector: Communication Services
Industry: Interactive Media & Services

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

0

Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 15%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 9.2%, FCF Yield is 12%

Cash is significant % of market cap
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -24%

Strong revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is 23%

Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 13%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 13%

Megatrend and thematic drivers
Megatrends include E-commerce & Digital Retail, Digital Advertising, and Autonomous Technologies. Themes include Online Marketplaces, Show more.

Weak multi-year price returns
2Y Excs Rtn is -17%

Significant short interest
Short Interest % of Basic SharesShort Interest % of Basic Shares = (Short Interest Quantity) / (Basic Shares Outstanding). A high fraction of short interest can indicate potential risk of a short squeeze. is 21%

Key risks
EVER key risks include [1] an extreme revenue concentration in the auto insurance vertical and [2] a critical dependency on a single major carrier that accounts for 39% of its revenue.

0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 15%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 9.2%, FCF Yield is 12%
1 Cash is significant % of market cap
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -24%
2 Strong revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is 23%
3 Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 13%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 13%
4 Megatrend and thematic drivers
Megatrends include E-commerce & Digital Retail, Digital Advertising, and Autonomous Technologies. Themes include Online Marketplaces, Show more.
5 Weak multi-year price returns
2Y Excs Rtn is -17%
6 Significant short interest
Short Interest % of Basic SharesShort Interest % of Basic Shares = (Short Interest Quantity) / (Basic Shares Outstanding). A high fraction of short interest can indicate potential risk of a short squeeze. is 21%
7 Key risks
EVER key risks include [1] an extreme revenue concentration in the auto insurance vertical and [2] a critical dependency on a single major carrier that accounts for 39% of its revenue.

EVER in ETFs

Weight = EVER's share of each fund

VTI0.00%
ITOT0.00%
IWM0.02%
AVUV0.05%
VTWO0.02%
DFAS0.02%
SCHA0.01%
IWN0.00%
+3 more covered ETFs

Valuation & Metrics

Price Chart

Why The Stock Moved

Qualitative Assessment

AI Analysis | Feedback

Updated on 10/15/2026

EverQuote (EVER) stock has lost about 5% since 6/30/2026 because of the following key factors:

1. Significant insider selling activity contributed to negative market sentiment. Over the past twelve months, EverQuote insiders engaged in sales totaling $5.54 million, with approximately $1.66 million in insider sales occurring within the past ninety days leading up to mid-October 2026. This included CEO Jayme Mendal's sale of $509.2K worth of shares on September 17, 2026, and other executives' sales in early October 2026 for tax purposes, signaling a lack of confidence or a desire for liquidity among key personnel.

2. The broader Property & Casualty (P&C) insurance market experienced softening pricing and increased competition. During fiscal Q2 and Q3 2026, the commercial insurance market saw global rates decline by an average of 6% in fiscal Q2, following a 5% fall in fiscal Q1, marking eight consecutive quarters of declines. Property rates notably dropped by 12% globally, indicating a challenging environment for insurance providers, which could translate to reduced demand for customer acquisition services offered by EverQuote.

Show more
Updated on 10/15/2026

EverQuote (EVER) stock has lost about 5% since 6/30/2026 because of the following key factors:

1. Significant insider selling activity contributed to negative market sentiment. Over the past twelve months, EverQuote insiders engaged in sales totaling $5.54 million, with approximately $1.66 million in insider sales occurring within the past ninety days leading up to mid-October 2026. This included CEO Jayme Mendal's sale of $509.2K worth of shares on September 17, 2026, and other executives' sales in early October 2026 for tax purposes, signaling a lack of confidence or a desire for liquidity among key personnel.

2. The broader Property & Casualty (P&C) insurance market experienced softening pricing and increased competition. During fiscal Q2 and Q3 2026, the commercial insurance market saw global rates decline by an average of 6% in fiscal Q2, following a 5% fall in fiscal Q1, marking eight consecutive quarters of declines. Property rates notably dropped by 12% globally, indicating a challenging environment for insurance providers, which could translate to reduced demand for customer acquisition services offered by EverQuote.

3. General market caution, exacerbated by rising Treasury yields and weakness in the communication services sector, pressured the stock. Broader macroeconomic factors, such as increasing Treasury yields, led to a more cautious investor sentiment. The communication services sector, where EverQuote operates, experienced a weaker backdrop, contributing to the stock's decline despite company-specific positive Q2 2026 earnings results.

4. Mixed analyst sentiment and specific downgrades tempered investor optimism. While the consensus analyst rating remained a "Moderate Buy" with average price targets between $28.17 and $29.50, there were notable downgrades during the period. Wall Street Zen downgraded EverQuote from a "buy" to a "hold" rating on September 20, 2026, and Zacks Research raised their rating from "strong sell" to "hold" on October 2, 2026. These shifts in analyst outlook contributed to a more cautious view on the stock's near-term prospects.

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Stock Movement Drivers

Fundamental Drivers

The -6.7% change in EVER stock from 6/30/2026 to 10/19/2026 was primarily driven by a -12.3% change in the company's P/E Multiple.
(LTM values as of)630202610192026Change
Stock Price ($)23.7922.20-6.7%
Change Contribution By: 
Total Revenues ($ Mil)7177555.4%
Net Income Margin (%)15.3%15.2%-1.2%
P/E Multiple7.86.8-12.3%
Shares Outstanding (Mil)36352.2%
Cumulative Contribution-6.7%

LTM = Last Twelve Months as of date shown

Market Drivers

6/30/2026 to 10/19/2026
ReturnCorrelation
EVER-6.7% 
Market (SPY)2.6%-4.3%
Sector (XLC)2.8%34.6%

Fundamental Drivers

The 44.0% change in EVER stock from 3/31/2026 to 10/19/2026 was primarily driven by a 21.6% change in the company's P/E Multiple.
(LTM values as of)331202610192026Change
Stock Price ($)15.4222.2044.0%
Change Contribution By: 
Total Revenues ($ Mil)6937559.1%
Net Income Margin (%)14.3%15.2%5.7%
P/E Multiple5.66.821.6%
Shares Outstanding (Mil)36352.7%
Cumulative Contribution44.0%

LTM = Last Twelve Months as of date shown

Market Drivers

3/31/2026 to 10/19/2026
ReturnCorrelation
EVER44.0% 
Market (SPY)18.2%3.0%
Sector (XLC)-0.4%10.8%

Fundamental Drivers

The -2.9% change in EVER stock from 9/30/2025 to 10/19/2026 was primarily driven by a -61.8% change in the company's P/E Multiple.
(LTM values as of)930202510192026Change
Stock Price ($)22.8722.20-2.9%
Change Contribution By: 
Total Revenues ($ Mil)61575522.7%
Net Income Margin (%)7.6%15.2%100.3%
P/E Multiple17.86.8-61.8%
Shares Outstanding (Mil)36353.3%
Cumulative Contribution-2.9%

LTM = Last Twelve Months as of date shown

Market Drivers

9/30/2025 to 10/19/2026
ReturnCorrelation
EVER-2.9% 
Market (SPY)16.0%10.2%
Sector (XLC)-6.2%15.2%

Fundamental Drivers

The 207.1% change in EVER stock from 9/30/2023 to 10/19/2026 was primarily driven by a 104.8% change in the company's Total Revenues ($ Mil).
(LTM values as of)930202310192026Change
Stock Price ($)7.2322.20207.1%
Change Contribution By: 
Total Revenues ($ Mil)369755104.8%
P/S Multiple0.61.059.2%
Shares Outstanding (Mil)3335-5.8%
Cumulative Contribution207.1%

LTM = Last Twelve Months as of date shown

Market Drivers

9/30/2023 to 10/19/2026
ReturnCorrelation
EVER207.1% 
Market (SPY)85.5%24.0%
Sector (XLC)73.2%25.6%

Return vs. Risk

Price Returns Compared

 202120222023202420252026Total [1]
Returns
EVER Return-58%-6%-17%63%35%-19%-42%
Peers Return-50%-63%46%58%-20%-43%-80%
S&P 500 Return27%-19%24%23%16%12%104%

Monthly Win Rates [3]
EVER Win Rate33%42%67%67%50%50% 
Peers Win Rate37%32%52%55%48%38% 
S&P 500 Win Rate75%42%67%75%67%50% 

Max Drawdowns [4]
EVER Max Drawdown-77%-67%-70%-37%-35%-47% 
Peers Max Drawdown-69%-76%-63%-45%-56%-63% 
S&P 500 Max Drawdown-5%-25%-10%-8%-19%-9% 


[1] Cumulative total returns since the beginning of 2021
[2] Peers: QNST, MAX, SLQT, EHTH, TREE. See EVER Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 10/19/2026 (YTD)

How Low Can It Go

EventEVERS&P 500
2025 US Tariff Shock
  % Loss-10.6%-18.8%
  % Gain to Breakeven11.9%23.1%
  Time to Breakeven1 days79 days
Summer-Fall 2023 Five Percent Yield Shock
  % Loss-17.8%-9.5%
  % Gain to Breakeven21.7%10.5%
  Time to Breakeven33 days24 days
2023 SVB Regional Banking Crisis
  % Loss-60.5%-6.7%
  % Gain to Breakeven153.2%7.1%
  Time to Breakeven239 days31 days
2022 Inflation Shock & Fed Tightening
  % Loss-65.6%-24.5%
  % Gain to Breakeven190.6%32.4%
  Time to Breakeven81 days427 days
2020 COVID-19 Crash
  % Loss-47.3%-33.7%
  % Gain to Breakeven89.8%50.9%
  Time to Breakeven34 days140 days
Q4 2018 Fed Policy Error / Growth Scare
  % Loss-75.2%-19.2%
  % Gain to Breakeven303.1%23.8%
  Time to Breakeven218 days105 days

Compare to QNST, MAX, SLQT, EHTH, TREE

In The Past

EverQuote's stock fell -10.6% during the 2025 US Tariff Shock. Such a loss loss requires a 11.9% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

EventEVERS&P 500
2023 SVB Regional Banking Crisis
  % Loss-60.5%-6.7%
  % Gain to Breakeven153.2%7.1%
  Time to Breakeven239 days31 days
2022 Inflation Shock & Fed Tightening
  % Loss-65.6%-24.5%
  % Gain to Breakeven190.6%32.4%
  Time to Breakeven81 days427 days
2020 COVID-19 Crash
  % Loss-47.3%-33.7%
  % Gain to Breakeven89.8%50.9%
  Time to Breakeven34 days140 days
Q4 2018 Fed Policy Error / Growth Scare
  % Loss-75.2%-19.2%
  % Gain to Breakeven303.1%23.8%
  Time to Breakeven218 days105 days

Compare to QNST, MAX, SLQT, EHTH, TREE

In The Past

EverQuote's stock fell -10.6% during the 2025 US Tariff Shock. Such a loss loss requires a 11.9% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

About EverQuote (EVER)

EverQuote, Inc. (EVER) operates a prominent online marketplace designed for insurance shopping within the United States. The company's fundamental purpose is to streamline the process for consumers seeking various types of insurance by providing a centralized platform to compare and connect with different providers.

The core services offered by EverQuote revolve around connecting consumers with a broad spectrum of insurance products. These include essential coverage types such as auto insurance, home and renters insurance, life insurance, and health insurance. Through its platform, EverQuote enables individuals to easily shop for and compare policies, simplifying their decision-making process.

EverQuote serves a dual primary customer base. On one hand, it caters to individual consumers who are actively in the market for insurance, offering them convenience and choice. On the other hand, the company serves insurance carriers and agents, as well as indirect distributors, by providing them with a robust channel to reach potential policyholders and generate leads for their insurance offerings.

AI Analysis | Feedback

Here are 1-3 brief analogies for EverQuote:

  • Expedia for insurance
  • Kayak for insurance
  • LendingTree for insurance

AI Analysis | Feedback

  • Auto Insurance Marketplace: An online platform where consumers can shop for and compare auto insurance policies.
  • Home and Renters Insurance Marketplace: Connects consumers with various providers to find and compare home and renters insurance policies.
  • Life Insurance Marketplace: Provides an online service for consumers to shop for and compare life insurance options.
  • Health Insurance Marketplace: Offers a platform for consumers to search for and compare different health insurance plans.

AI Analysis | Feedback

EverQuote (symbol: EVER) primarily sells its services to other companies. Its online marketplace connects consumers seeking insurance with various providers. Therefore, its major customers are the businesses that pay EverQuote for access to these consumer leads and connections. Based on the company's description, EverQuote serves the following categories of customers:
  1. Insurance Carriers: These are the large national, regional, and specialized insurance companies that directly underwrite and sell various types of insurance policies (auto, home, renters, life, health) to consumers.
  2. Insurance Agents: This category includes independent insurance agents and agencies that represent multiple insurance carriers and sell their policies to consumers.
  3. Indirect Distributors: These can be other entities that distribute insurance leads or connect consumers with insurance providers, often partnering with EverQuote to expand their reach or product offerings.
EverQuote serves a broad and diverse network of these types of businesses across the United States. However, the company does not typically disclose the specific names of individual "major customers" (i.e., specific insurance carriers, agencies, or distributors) due to the competitive nature of its business and client relationships within the insurance lead generation market.

AI Analysis | Feedback

Alphabet Inc. (GOOGL)

Meta Platforms, Inc. (META)

AI Analysis | Feedback

Jayme Mendal, Chief Executive Officer

Jayme Mendal leads all business, strategy, and growth at EverQuote. He became CEO in November 2020, succeeding co-founder Seth Birnbaum. Prior to his appointment as CEO, Mendal served as EverQuote's President and Chief Operating Officer, and before that, Chief Revenue Officer. Before joining EverQuote in 2017, he was the Vice President of Sales and Marketing at PowerAdvocate and worked within the Growth Strategy Division of Monitor Deloitte (formerly Monitor Group). Mendal holds a degree in Finance and Economics from Washington University in St. Louis and an MBA from Harvard Business School.

Joseph Sanborn, Chief Financial Officer and Treasurer

Joseph Sanborn serves as the Chief Financial Officer and Treasurer for EverQuote.

David Brainard, Chief Technology Officer

David Brainard holds the position of Chief Technology Officer at EverQuote.

Jesse Wolf, Chief Product Officer

Jesse Wolf is the Chief Product Officer at EverQuote, overseeing the company's product vision and strategy.

Christopher Hurld, General Counsel

Christopher Hurld serves as the General Counsel for EverQuote.

AI Analysis | Feedback

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Key Business Risks for EverQuote (EVER)

  1. Dependence on Auto Insurance and Customer Concentration: EverQuote derives a significant portion of its revenue from the auto insurance vertical, accounting for 91% of its total revenue in 2025. This creates a substantial concentration risk, exacerbated by the fact that two of its largest insurance carrier customers represented 38% and 11% of its 2025 revenue. A downturn in the auto insurance market or the loss of business from these major customers could materially and adversely affect EverQuote's financial performance.
  2. Threat of AI-Driven Disruption: The company faces an increasing "existential risk" from artificial intelligence (AI) driven disruption. AI chatbots and advanced technologies could allow insurance carriers to directly engage with consumers, potentially bypassing EverQuote's platform as a lead generator. This could fundamentally challenge EverQuote's business model and its role in the insurance shopping marketplace.
  3. Reliance on Digital Marketing Channels, Rising Acquisition Costs, and Evolving Regulatory Landscape: EverQuote heavily relies on search engines and third-party publishers to drive traffic to its marketplace. This dependence makes the company vulnerable to increases in traffic acquisition costs, which have already led to declines in variable marketing margin. Additionally, evolving regulations concerning insurance, data privacy, telemarketing, and text/email marketing pose a significant risk, potentially requiring changes to EverQuote's marketing strategies and operations, and increasing compliance costs.
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AI Analysis | Feedback

The rise of advanced artificial intelligence (AI) and large language models (LLMs) poses a clear emerging threat. As these technologies become more sophisticated, they could allow major tech companies (e.g., Google, Microsoft, Apple, Amazon) or specialized AI platforms to offer highly personalized, conversational insurance comparison and purchasing experiences directly to consumers. This could disintermediate EverQuote's role as an online marketplace by enabling users to find and compare insurance policies through ubiquitous AI assistants, search engines, or other integrated digital platforms, thereby reducing the need for dedicated comparison websites.

AI Analysis | Feedback

EverQuote, Inc. operates an online marketplace for insurance shopping in the United States, primarily focusing on auto, home and renters, and life insurance. The addressable markets for these services are substantial within the U.S. region.

  • Auto Insurance: The U.S. motor insurance market size is projected to be USD 487.65 billion in 2025 and USD 532.45 billion in 2026. It is forecast to reach USD 826.30 billion by 2031.
  • Home and Renters Insurance:
    • Homeowners Insurance: The United States homeowners insurance market size is estimated at USD 175.60 billion in 2025 and USD 184.59 billion in 2026.
    • Renters Insurance: The renters insurance market size is projected to grow from USD 100.99 billion in 2025 to USD 107.53 billion in 2026.
    • Combined, the U.S. home and renters insurance market is approximately USD 276.59 billion in 2025 (USD 175.60 billion + USD 100.99 billion) and USD 292.12 billion in 2026 (USD 184.59 billion + USD 107.53 billion).
  • Life Insurance: The U.S. life insurance and annuities market size was USD 819 billion in 2024 and is expected to reach USD 1.1 trillion in 2026. It is projected to reach USD 1100.2 billion by 2032.

AI Analysis | Feedback

EverQuote, Inc. (EVER) is expected to drive future revenue growth over the next 2-3 years through several key factors:

  1. Auto Insurance Market Recovery and Increased Carrier Spend: The company anticipates significant benefits from a multi-year recovery in the auto insurance market. Insurers are reactivating marketing campaigns, expanding state footprints, and increasing budgets and bids, which leads to higher demand and pricing within EverQuote's marketplace.
  2. Growth in Home and Renters Insurance Vertical: EverQuote is continuing to expand its non-auto insurance segments, particularly home and renters insurance, which has demonstrated strong year-over-year revenue growth and serves as a key diversifying revenue stream for the company.
  3. Strategic Investments in AI and New Product Launches: EverQuote is accelerating its focus on becoming an "AI-first" company, integrating artificial intelligence into its operations for enhanced efficiency and introducing new data-driven products and features. These technological advancements are expected to be key drivers of future growth.
  4. Accelerating Digitization of the Insurance Industry: The ongoing shift of insurance acquisition spending towards digital channels presents a significant growth tailwind for EverQuote. The company expects digital advertising spend in the property and casualty (P&C) sector to continue growing, positioning its online marketplace to capture a larger share of this market.

AI Analysis | Feedback

Share Repurchases

  • EverQuote initiated a $50 million share repurchase program on August 4, 2025.
  • As of August 11, 2025, EverQuote repurchased 900,000 shares for $21 million from Link Ventures, an entity affiliated with its Chairman and Co-Founder, as part of the broader $50 million program.
  • By February 23, 2026, $30 million of the $50 million share repurchase program had been completed, including $9 million repurchased since the start of 2026.

Share Issuance

  • In August 2021, EverQuote granted 310,651 performance stock units and 52,529 restricted stock units to newly hired employees in connection with the PolicyFuel acquisition.
  • On February 24, 2026, the CEO was granted 121,108 shares of Class A common stock through restricted stock units and performance share units, with 14,639 shares withheld to cover tax obligations.

Outbound Investments

  • EverQuote completed the acquisition of Policy Fuel, LLC for $19.9 million, net of cash acquired, on August 13, 2021. This acquisition aimed to expand its Policy-Sales-as-a-Service (PSaaS) offerings.

Capital Expenditures

  • Capital expenditures amounted to a modest outflow of $5.09 million in Q3 2025 and -$5.06 million for the last 12 months as of March 10, 2026, which is characteristic of a technology-driven marketplace.
  • EverQuote's capital investments are focused on strategic areas like AI capabilities, new products, data science, and scaling new traffic channels to drive growth.

Better Bets vs. EverQuote (EVER)

Peer Outperformance in Interactive Media & Services

EVER has outperformed 94% of its 32 Interactive Media & Services peers over 5Y. Interactive Media & Services ranks 8th of 9 industries in Communication Services by median 5Y return. The sector’s gains have largely come from elsewhere.
Share of Interactive Media & Services constituents that EVER has outperformed, by holding period. Peers without a full price history over a given window are excluded from that window.
1Y
88%
of 41 industry peers · 14.1% return
3Y
100%
of 36 industry peers · 198.4% return
5Y
94%
of 32 industry peers · 47.9% return
No Interactive Media & Services peer with a comparable growth profile has beaten EVER by more than 20pp over 5Y.
Median price return by industry across the Communication Services sector, ranked by 5Y. Interactive Media & Services is EVER's own industry. Use this to see which corners of the sector have carried the returns.
Industry Names 1Y med3Y med5Y med Top 3 by 5Y
Wireless Telecommunication Services 3 -22.1%19.8%38.5% ECHO 245% · TMUS 38%
Publishing 5 22.6%15.5%26.2% NYT 33% · NWSA 33%
Integrated Telecommunication Services 21 -13.9%-3.2%-22.0% GSAT 251% · AD 126% · TDS 98%
Movies & Entertainment 24 8.8%43.0%-30.9% IMAX 156% · MSGS 123% · BATRA 97%
Advertising 17 -28.4%-9.6%-63.2% APP 181% · OMC 24% · STGW 9%
Alternative Carriers 4 -19.5%16.6%-66.7% IRDM 15% · LUMN -60%
Broadcasting 13 -25.8%-38.3%-69.3% FOXA 61% · NXST 29% · SIRI -51%
Interactive Media & Services ← 33 -28.5%-23.6%-71.1% GOOGL 143% · META 109% · CARG -10%
Interactive Home Entertainment 8 -39.7%-13.9%-72.8% TTWO 19% · RBLX -36% · PINS -60%
Median of constituents with a full price history over each window. Top names are limited to companies above $2B market cap.

Recent Active Movers

Peer Comparisons

Peers to compare with:

Financials

EVERQNSTMAXSLQTEHTHTREEMedian
NameEverQuoteQuinStre.MediaAlp.SelectQu.eHealth LendingT. 
Mkt Price22.2316.3711.320.320.5625.3813.85
Mkt Cap0.80.90.60.10.00.40.5
Rev LTM7551,2941,2251,6185021,2681,246
Op Inc LTM833584746110878
FCF LTM951175616-417465
FCF 3Y Avg666252-1-375955
CFO LTM1011315732-308672
CFO 3Y Avg70765212-247261

Growth & Margins

EVERQNSTMAXSLQTEHTHTREEMedian
NameEverQuoteQuinStre.MediaAlp.SelectQu.eHealth LendingT. 
Rev Chg LTM22.7%18.3%13.8%6.0%-8.4%25.3%16.1%
Rev Chg 3Y Avg34.1%34.1%50.6%17.8%9.5%19.4%26.7%
Rev Chg Q24.6%42.7%25.9%-6.8%-44.8%25.3%24.9%
QoQ Delta Rev Chg LTM5.4%9.5%5.6%-1.4%-5.1%5.3%5.3%
Op Inc Chg LTM53.6%472.0%208.5%7.9%15.9%74.6%64.1%
Op Inc Chg 3Y Avg289.3%186.4%299.6%157.1%168.1%147.0%177.3%
Op Mgn LTM11.0%2.7%6.9%4.6%12.2%8.5%7.7%
Op Mgn 3Y Avg5.7%-0.4%2.8%4.6%6.1%6.1%5.2%
QoQ Delta Op Mgn LTM0.7%1.0%3.1%1.0%-0.5%-0.2%0.8%
CFO/Rev LTM13.3%10.1%4.7%2.0%-6.1%6.8%5.7%
CFO/Rev 3Y Avg11.3%6.6%5.6%0.8%-4.7%7.2%6.1%
FCF/Rev LTM12.6%9.0%4.6%1.0%-8.3%5.8%5.2%
FCF/Rev 3Y Avg10.4%5.0%5.6%-0.1%-7.3%5.8%5.3%

Valuation

EVERQNSTMAXSLQTEHTHTREEMedian
NameEverQuoteQuinStre.MediaAlp.SelectQu.eHealth LendingT. 
Mkt Cap0.80.90.60.10.00.40.5
P/S1.00.70.50.00.00.30.4
P/Op Inc9.426.47.20.80.33.35.2
P/EBIT9.426.3-3,219.20.50.32.91.7
P/E6.811.56.31.00.72.04.1
P/CFO7.87.110.61.9-0.64.15.6
Total Yield14.7%8.7%16.0%102.4%150.1%51.3%33.6%
Dividend Yield0.0%0.0%0.0%0.0%0.0%0.0%0.0%
FCF Yield 3Y Avg8.6%7.2%7.9%1.8%-79.6%10.7%7.5%
D/E0.00.10.36.57.31.20.8
Net D/E-0.2-0.10.36.21.70.90.6

Returns

EVERQNSTMAXSLQTEHTHTREEMedian
NameEverQuoteQuinStre.MediaAlp.SelectQu.eHealth LendingT. 
1M Rtn-3.9%-6.7%7.9%-32.0%-36.6%-0.9%-5.3%
3M Rtn-19.3%-4.4%-20.7%-55.3%-60.3%-42.5%-31.6%
6M Rtn32.1%25.2%12.2%-57.7%-69.4%-48.5%-18.1%
12M Rtn14.3%15.3%6.6%-82.7%-88.2%-55.6%-24.5%
3Y Rtn198.8%57.4%16.5%-73.7%-93.1%118.1%36.9%
1M Excs Rtn-4.0%-6.8%7.8%-32.1%-36.7%-1.0%-5.4%
3M Excs Rtn-19.4%-1.2%-22.2%-59.3%-63.1%-43.3%-32.8%
6M Excs Rtn24.3%17.4%4.4%-65.5%-77.1%-56.2%-25.9%
12M Excs Rtn-1.2%1.1%-8.9%-99.0%-103.3%-72.0%-40.4%
3Y Excs Rtn116.3%3.4%-46.3%-149.8%-169.1%26.8%-21.4%

Financials

Segment Financials

Revenue by Segment
$ Mil20252024202320222021
Single segment693500288404419
Total693500288404419


Net Income by Segment
$ Mil2025202420232022
Single segment9932-51-24
Total9932-51-24


Price Behavior

Price Behavior
Market Price$22.20 
Market Cap ($ Bil)0.8 
First Trading Date10/07/2014 
Distance from 52W High-20.3% 
   50 Days200 Days
DMA Price$22.73$20.56
DMA Trenddowndown
Distance from DMA-2.3%8.0%
 3M1YR
Volatility60.5%83.6%
Downside Capture162.7396.43
Upside Capture26.0793.49
Correlation (S&P 500)-5.3%9.4%
EVER Betas & Captures as of 9/30/2026

 1M2M3M6M1Y3Y
Beta1.140.24-0.030.370.711.15
Up Beta-4.83-1.72-2.94-0.950.010.53
Down Beta1.601.360.65-0.110.611.38
Up Capture69%0%35%98%66%373%
Bmk +ve Days6162766132424
Stock +ve Days11193170134390
Down Capture398%218%142%68%108%108%
Bmk -ve Days16263760120328
Stock -ve Days11233356117360

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with EVER
EVER14.3%83.6%0.46-
Sector ETF (XLC)-2.7%16.1%-0.3614.0%
Equity (SPY)17.1%12.7%0.959.0%
Gold (GLD)-4.2%29.3%-0.15-4.2%
Commodities (DBC)52.6%20.7%1.93-7.4%
Real Estate (VNQ)3.9%13.7%0.0312.7%
Bitcoin (BTCUSD)-24.8%43.7%-0.5311.5%

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Based On 5-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with EVER
EVER5.0%73.0%0.36-
Sector ETF (XLC)7.7%21.0%0.2829.1%
Equity (SPY)13.5%17.1%0.6028.4%
Gold (GLD)18.3%18.9%0.780.5%
Commodities (DBC)9.8%19.5%0.383.9%
Real Estate (VNQ)1.3%18.8%-0.0426.2%
Bitcoin (BTCUSD)7.2%51.8%0.3215.9%

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Based On 10-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with EVER
EVER1.9%75.1%0.36-
Sector ETF (XLC)9.1%22.1%0.4530.2%
Equity (SPY)15.3%17.9%0.7229.3%
Gold (GLD)12.2%16.4%0.611.9%
Commodities (DBC)8.3%18.1%0.378.8%
Real Estate (VNQ)5.1%20.7%0.2125.3%
Bitcoin (BTCUSD)63.0%66.2%1.0312.1%

Smart multi-asset allocation framework can stack odds in your favor. Learn How

Short Interest

Short Interest: As Of Date9302026
Short Interest: Shares Quantity7.2 Mil
Short Interest: % Change Since 91520268.9%
Average Daily Volume1.3 Mil
Days-to-Cover Short Interest5.8 days
Basic Shares Quantity35.2 Mil
Short % of Basic Shares20.5%

Earnings Returns History

Updated 9/3/2026
Expand for More
 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
8/3/2026-1.0%6.0%3.0%
5/4/202663.0%35.2%22.9%
2/23/20261.2%4.3%1.5%
11/3/20258.3%18.0%23.9%
8/4/2025-7.8%-8.6%-10.6%
5/5/2025-12.0%-8.5%-8.4%
2/24/202527.1%26.3%47.4%
11/4/20244.0%20.7%6.9%
...
SUMMARY STATS   
# Positive141313
# Negative101111
Median Positive7.5%13.8%8.6%
Median Negative-12.1%-8.7%-11.3%
Max Positive63.0%39.4%84.0%
Max Negative-22.1%-22.2%-40.1%
Collapse to Preview
 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
8/3/2026-1.0%6.0%3.0%
5/4/202663.0%35.2%22.9%
2/23/20261.2%4.3%1.5%
11/3/20258.3%18.0%23.9%
8/4/2025-7.8%-8.6%-10.6%
5/5/2025-12.0%-8.5%-8.4%
2/24/202527.1%26.3%47.4%
11/4/20244.0%20.7%6.9%
8/5/202411.9%-8.7%-7.3%
5/6/202418.4%9.4%8.6%
2/26/20242.9%-8.5%6.7%
11/6/202316.9%9.3%36.7%
8/7/2023-15.2%-9.1%-8.2%
5/8/20232.4%5.8%30.8%
2/27/2023-22.1%-21.7%-25.3%
11/1/20224.4%39.4%84.0%
8/1/2022-0.2%13.8%-11.3%
5/2/2022-17.7%-22.2%-40.1%
2/16/20225.4%-8.3%0.3%
11/1/2021-12.1%-0.1%-12.1%
8/2/2021-16.1%-19.5%-34.3%
5/3/2021-3.1%-9.9%-7.3%
2/22/202111.7%11.3%-15.0%
11/2/20206.6%14.2%6.1%
SUMMARY STATS   
# Positive141313
# Negative101111
Median Positive7.5%13.8%8.6%
Median Negative-12.1%-8.7%-11.3%
Max Positive63.0%39.4%84.0%
Max Negative-22.1%-22.2%-40.1%

SEC Filings

Expand for More
Report DateFiling DateFiling
06/30/202608/04/202610-Q
03/31/202605/05/202610-Q
12/31/202502/24/202610-K
09/30/202511/04/202510-Q
06/30/202508/05/202510-Q
03/31/202505/07/202510-Q
12/31/202402/25/202510-K
09/30/202411/05/202410-Q
06/30/202408/06/202410-Q
03/31/202405/07/202410-Q
12/31/202302/27/202410-K
09/30/202311/07/202310-Q
06/30/202308/08/202310-Q
03/31/202305/09/202310-Q
12/31/202202/27/202310-K
09/30/202211/03/202210-Q
Collapse to Preview
Report DateFiling DateFiling
06/30/202608/04/202610-Q
03/31/202605/05/202610-Q
12/31/202502/24/202610-K
09/30/202511/04/202510-Q
06/30/202508/05/202510-Q
03/31/202505/07/202510-Q
12/31/202402/25/202510-K
09/30/202411/05/202410-Q
06/30/202408/06/202410-Q
03/31/202405/07/202410-Q
12/31/202302/27/202410-K
09/30/202311/07/202310-Q
06/30/202308/08/202310-Q
03/31/202305/09/202310-Q
12/31/202202/27/202310-K
09/30/202211/03/202210-Q
06/30/202208/04/202210-Q
03/31/202205/06/202210-Q
12/31/202102/25/202210-K
09/30/202111/08/202110-Q
06/30/202108/09/202110-Q
03/31/202105/06/202110-Q
12/31/202003/01/202110-K
09/30/202011/06/202010-Q
06/30/202008/10/202010-Q
03/31/202005/08/202010-Q
12/31/201903/13/202010-K
09/30/201911/07/201910-Q

Recent Forward Guidance

Updated 10/4/2026

Latest: Q2 2026 Earnings Reported 8/3/2026

Forward GuidanceGuidance Change
MetricSourceLowMidHigh% Chg% DeltaChangePrior
Q3 2026 Variable Marketing DollarsReported56.00 Mil57.50 Mil59.00 Mil2.7% Higher NewGuidance: 56.00 Mil for Q2 2026
Q3 2026 RevenueReported198.00 Mil203.00 Mil208.00 Mil6.8% Higher NewGuidance: 190.00 Mil for Q2 2026
Q3 2026 Adjusted EBITDAReported28.00 Mil29.50 Mil31.00 Mil1.7% Higher NewGuidance: 29.00 Mil for Q2 2026


Prior: Q1 2026 Earnings Reported 5/4/2026

Forward GuidanceGuidance Change
MetricSourceLowMidHigh% Chg% DeltaChangePrior
Q2 2026 Variable Marketing DollarsReported55.00 Mil56.00 Mil57.00 Mil10.9% Higher NewGuidance: 50.50 Mil for Q1 2026
Q2 2026 RevenueReported185.00 Mil190.00 Mil195.00 Mil5.6% Higher NewGuidance: 180.00 Mil for Q1 2026
Q2 2026 Adjusted EBITDAReported28.00 Mil29.00 Mil30.00 Mil16.0% Higher NewGuidance: 25.00 Mil for Q1 2026

Q4 2025 Earnings Reported 2/23/2026

Forward GuidanceGuidance Change
MetricSourceLowMidHigh% Chg% DeltaChangePrior
Q1 2026 Variable Marketing DollarsReported49.00 Mil50.50 Mil52.00 Mil7.4% Higher NewGuidance: 47.00 Mil for Q4 2025
Q1 2026 RevenueReported175.00 Mil180.00 Mil185.00 Mil1.7% Higher NewGuidance: 177.00 Mil for Q4 2025
Q1 2026 Adjusted EBITDAReported23.50 Mil25.00 Mil26.50 Mil13.6% Higher NewGuidance: 22.00 Mil for Q4 2025

Q3 2025 Earnings Reported 11/3/2025

Forward GuidanceGuidance Change
MetricSourceLowMidHigh% Chg% DeltaChangePrior
Q4 2025 Variable Marketing DollarsReported46.00 Mil47.00 Mil48.00 Mil-3.1% Lower NewActual: 48.50 Mil for Q3 2025
Q4 2025 RevenueReported174.00 Mil177.00 Mil180.00 Mil6.6% Higher NewActual: 166.00 Mil for Q3 2025
Q4 2025 Adjusted EBITDAReported21.00 Mil22.00 Mil23.00 Mil-4.3% Lower NewActual: 23.00 Mil for Q3 2025

Insider Activity

Updated 10/19/2026
Expand for More
#OwnerTitleHoldingActionFiling DatePriceSharesTransacted
Value
Value of
Held Shares
Form
1Ayotte, JonChief Accounting OfficerDirectSell1019202621.804399,5701,566,439Form
2Neble, George R DirectSell1013202620.831,59333,1821,177,874Form
3Shields, John L DirectSell1013202620.831,36628,454621,401Form
4Brainard, DavidChief Technology OfficerDirectSell1008202619.902,62652,2572,988,542Form
5Brainard, DavidChief Technology OfficerDirectSell1008202619.482,33445,4662,976,622Form
Collapse to Preview
#OwnerTitleHoldingActionFiling DatePriceSharesTransacted
Value
Value of
Held Shares
Form
1Ayotte, JonChief Accounting OfficerDirectSell1019202621.804399,5701,566,439Form
2Neble, George R DirectSell1013202620.831,59333,1821,177,874Form
3Shields, John L DirectSell1013202620.831,36628,454621,401Form
4Brainard, DavidChief Technology OfficerDirectSell1008202619.902,62652,2572,988,542Form
5Brainard, DavidChief Technology OfficerDirectSell1008202619.482,33445,4662,976,622Form
6Ayotte, JonChief Accounting OfficerDirectSell1008202619.484418,5913,013,498Form
7Sanborn, JosephCFO and Chief Admin OfficerDirectSell1005202619.8763912,6975,818,453Form
8Mendal, JaymeCEO and PresidentDirectSell1005202619.6920,980413,17110,985,621Form
9Mendal, JaymeCEO and PresidentDirectSell917202624.2720,981509,20914,347,453Form
10Wilczek, Mira DirectSell903202625.079,500238,1652,766,550Form
11Brainard, DavidChief Technology OfficerDirectSell827202626.471,09729,0384,315,404Form
12Ayotte, JonChief Accounting OfficerDirectSell827202626.471,43638,0111,965,980Form
13Shields, John L DirectSell827202626.393,12682,508823,439Form
14Neble, George R DirectSell821202624.642,45660,5161,432,570Form
15Sanborn, JosephCFO and Chief Admin OfficerDirectSell811202625.516,667170,0757,786,698Form
16Sanborn, JosephCFO and Chief Admin OfficerDirectSell710202624.636,667164,2087,682,294Form
17Ayotte, JonChief Accounting OfficerDirectSell708202624.9688121,9891,839,456Form
18Brainard, DavidChief Technology OfficerDirectSell708202625.514,960126,5084,217,017Form
19Sanborn, JosephCFO and Chief Admin OfficerDirectSell708202624.5064215,7297,805,088Form
20Ayotte, JonChief Accounting OfficerDirectSell702202624.154,611111,3561,801,107Form
21Sanborn, JosephCFO and Chief Admin OfficerDirectSell610202619.286,666128,5176,320,190Form
22Ayotte, JonChief Accounting OfficerDirectSell602202620.0088917,7801,614,580Form
23Brainard, DavidChief Technology OfficerDirectSell528202619.9058111,5623,545,921Form
24Brainard, DavidChief Technology OfficerDirectSell528202618.695169,6443,341,174Form
25Ayotte, JonChief Accounting OfficerDirectSell528202618.6988816,5971,525,440Form
26Ayotte, JonChief Accounting OfficerDirectSell522202618.242855,1981,504,909Form
27Ayotte, JonChief Accounting OfficerDirectSell507202620.003637,2601,678,760Form
28Brainard, DavidChief Technology OfficerDirectSell507202619.429,942193,0743,505,174Form
29Neble, George R DirectSell413202615.9167010,660819,222Form
30Ayotte, JonChief Accounting OfficerDirectSell407202615.353645,5871,294,020Form
31Sanborn, JosephCFO and Chief Admin OfficerDirectSell402202614.426509,3735,157,457Form
32Ayotte, JonChief Accounting OfficerDirectSell226202615.561,73026,9191,341,303Form
33Ayotte, JonChief Accounting OfficerDirectSell224202615.073214,8371,266,287Form
34Mendal, JaymeCEO and PresidentDirectSell224202614.9814,360215,1838,118,474Form
35Mendal, JaymeCEO and PresidentDirectSell121202624.1514,360346,7949,814,657Form
36Neble, George R DirectSell114202625.7367117,2651,342,103Form
37Shields, John L DirectSell114202625.732,00051,460648,885Form
38Ayotte, JonChief Accounting OfficerDirectSell106202625.1667516,9831,394,468Form
39Sanborn, JosephChief Financial OfficerDirectSell106202623.211,06324,6715,568,866Form
40Mendal, JaymeCEO and PresidentDirectSell1223202527.2514,360391,31011,936,917Form
41Ayotte, JonChief Accounting OfficerDirectSell1202202526.763,63997,3951,317,689Form
42Brainard, DavidChief Technology OfficerDirectSell1202202526.401,29134,0822,974,250Form
43Ayotte, JonChief Accounting OfficerDirectSell1124202523.8049111,6861,258,354Form
44Mendal, JaymeCEO and PresidentDirectSell1124202523.5514,360338,17310,654,134Form
45Sanborn, JosephChief Financial OfficerDirectSell1119202524.5451212,5646,169,430Form
46Ayotte, JonChief Accounting OfficerDirectSell1119202524.543769,2271,369,872Form
47Mendal, JaymeCEO and PresidentDirectSell1022202519.4614,360279,4469,083,383Form
48Shields, John L DirectSell1014202520.782,00041,560565,611Form
49Neble, George R DirectSell1014202522.0467114,7891,164,417Form
50Brainard, DavidChief Technology OfficerDirectSell1009202522.205,710126,7622,556,574Form
51Sanborn, JosephChief Financial OfficerDirectSell1003202521.941,06323,3225,527,015Form
Core Cache Last Updated: 10/19/2026