Tearsheet

NCR Voyix (VYX)

Market Price (12/28/2025): $10.53 | Market Cap: $1.5 Bil
Sector: Information Technology | Industry: IT Consulting & Other Services

NCR Voyix (VYX)

Market Price (12/28/2025): $10.53
Market Cap: $1.5 Bil
Sector: Information Technology
Industry: IT Consulting & Other Services

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

0	Low stock price volatility Vol 12M is 46%	Weak multi-year price returns 2Y Excs Rtn is -82%, 3Y Excs Rtn is -135%	Debt is significant Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 72%
1	Megatrend and thematic drivers Megatrends include Fintech & Digital Payments, Cloud Computing, and E-commerce & Digital Retail. Themes include Digital Payments, Show more.	Meaningful short interest Short Interest % of Basic SharesShort Interest % of Basic Shares = (Short Interest Quantity) / (Basic Shares Outstanding). A high fraction of short interest can indicate potential risk of a short squeeze. is 17%	Weak revenue growth Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is -9.6%, Rev Chg QQuarterly Revenue Change % is -3.4%
2			Not cash flow generative CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is -17%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is -23%
3			Yield minus risk free rate is negative ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -7.4%
4			Key risks VYX key risks include [1] significant cybersecurity threats evidenced by a past ransomware attack, Show more.

0	Low stock price volatility Vol 12M is 46%
1	Megatrend and thematic drivers Megatrends include Fintech & Digital Payments, Cloud Computing, and E-commerce & Digital Retail. Themes include Digital Payments, Show more.
2	Weak multi-year price returns 2Y Excs Rtn is -82%, 3Y Excs Rtn is -135%
3	Meaningful short interest Short Interest % of Basic SharesShort Interest % of Basic Shares = (Short Interest Quantity) / (Basic Shares Outstanding). A high fraction of short interest can indicate potential risk of a short squeeze. is 17%
4	Debt is significant Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 72%
5	Weak revenue growth Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is -9.6%, Rev Chg QQuarterly Revenue Change % is -3.4%
6	Not cash flow generative CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is -17%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is -23%
7	Yield minus risk free rate is negative ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -7.4%
8	Key risks VYX key risks include [1] significant cybersecurity threats evidenced by a past ransomware attack, Show more.

Valuation, Metrics & Events

	12/28/25	2024	2023	2022	2021
Share Price CYE	$10.53	$13.84	$16.91	$23.41	$40.20
Market Cap CYE ($ Bil)	1.5	2.0	2.4	3.2	5.3
Total Debt ($ Bil)	1.3	1.3	2.8	5.9	6.0
Total Cash ($ Bil)	0.3	0.7	0.3	0.2	0.4
Enterprise Value ($ Bil)	2.5	3.3	5.2	9.1	11.3
Valuation Ratios
P/S TTM	0.5	0.7	0.7	1.0	1.4
P/EBIT TTM	-181.9	-30.8	-9.5	-100.0	-181.9
P/E TTM	-31.0	2.1	-5.6	53.3	54.4
P/FCF TTM	-2.4	-5.7	7.5	64.0	8.0
Sector Ratios
P/S TTM (Sector)	3.2	3.2	2.9	2.6	4.6
P/EBIT TTM (Sector)	3.0	2.3	-0.2	-0.7	-0.0
P/E TTM (Sector)	-0.2	-0.3	-0.5	-0.8	-0.0
P/FCF TTM (Sector)	12.3	13.7	12.2	6.9	13.8

	12/28/25	2024	2023
Share Price CYE	$10.53	$13.84	$16.91
Market Cap CYE ($ Bil)	1.5	2.0	2.4
Total Debt ($ Bil)	1.3	1.3	2.8
Total Cash ($ Bil)	0.3	0.7	0.3
Enterprise Value ($ Bil)	2.5	3.3	5.2
Valuation Ratios
P/S TTM	0.5	0.7	0.7
P/EBIT TTM	-181.9	-30.8	-9.5
P/E TTM	-31.0	2.1	-5.6
P/FCF TTM	-2.4	-5.7	7.5
Sector Ratios
P/S TTM (Sector)	3.2	3.2	2.9
P/EBIT TTM (Sector)	3.0	2.3	-0.2
P/E TTM (Sector)	-0.2	-0.3	-0.5
P/FCF TTM (Sector)	12.3	13.7	12.2

	VYX	S&P 500
REVENUE GROWTH	POOR
Rev LTM ($ Bil)	2.7
Rev Chg Q	-3.4%	7.3%
Rev Chg LTM	-9.6%	6.1%
Rev Chg 3Y Avg	9,716.9%	5.5%
PROFITABILITY	VERY POOR
Op Inc LTM ($ Bil)	0.0
CFO LTM ($ Bil)	-0.4
Net Inc LTM ($ Bil)	-0.0
Op Mgn LTM	0.3%	18.8%
CFO/Rev LTM	-16.6%	20.4%
Net Inc Mgn	-1.8%	13.1%
VALUATION	VERY LOW
P/S	0.5	3.3
P/CFO	-3.3	15.8
P/FCF	-2.4	20.7
P/E	-31.0	23.7
STABILITY	FAIR
Debt/Equity	0.91	0.21
Cash/Assets	0.07	0.07

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Metric	Value	Date	Source
Platform Sites	78 thousand	9302025	Link
Payment Sites	more than 8 thousand	9302025	Link
Annual Recurring Revenue (ARR)	$1.7 billion	9302025	Link
Software Annual Recurring Revenue (Software ARR)	$798 million	9302025	Link

Upcoming
2/26/2026	Earnings Release	Rev: - EPS: -

VYX Stock

Return (1M):

Why The Stock Moved

Qualitative Assessment

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The public company NCR Voyix (symbol: VYX) experienced an approximate 20% decline in its stock price during the period from August 31, 2025, to December 28, 2025, influenced by several key factors:

1. Q3 2025 Earnings Report and Revenue Decline

On November 6, 2025, NCR Voyix reported its third-quarter 2025 financial results. Despite exceeding analyst estimates for Earnings Per Share (EPS), the company's total revenue declined year-over-year from $708 million to $684 million. This revenue contraction, coupled with a cautious full-year revenue outlook, led to downward pressure on shares as investors focused on top-line growth concerns.

2. Negative Market Reaction to Q2 2025 Earnings

Even though NCR Voyix's Q2 2025 earnings, reported on August 7, 2025, surpassed analyst expectations, the stock price experienced a decline around late September 2025. This downturn was attributed to broader market concerns and investor reactions to the company's outlook, indicating an underlying cautious investor sentiment that persisted into the subsequent months.

3. Analyst Downgrades

During the specified period, several analyst firms revised their ratings for NCR Voyix, contributing to negative investor sentiment. Notably, Zacks Research lowered its rating from "strong-buy" to "hold" on November 13, 2025, and StockInvest.us downgraded the stock to "Hold/Accumulate" on December 23, 2025.

4. General Market Volatility and Investor Uncertainty

The stock's performance was also impacted by broader market volatility and a general environment of uncertainty, which affected various sectors. This broader sentiment contributed to the decline in NCR Voyix's stock price, as investors navigated a landscape characterized by shifting expectations.

5. Bearish Short-Term Forecasts

Toward the end of the timeframe, some short-term predictions, such as one published on December 23, 2025, anticipated a further significant decline of over 22% for the stock in the upcoming three months. Such forecasts can exacerbate existing selling pressure and negatively influence investor perception.

Stock Movement Drivers

Fundamental Drivers

The -16.3% change in VYX stock from 9/27/2025 to 12/27/2025 was primarily driven by a -15.4% change in the company's P/S Multiple.

	9272025	12272025	Change
Stock Price ($)	12.60	10.54	-16.35%
Change Contribution By	LTM	LTM
Total Revenues ($ Mil)	2677.00	2653.00	-0.90%
P/S Multiple	0.65	0.55	-15.41%
Shares Outstanding (Mil)	137.90	138.20	-0.22%
Cumulative Contribution			-16.35%

LTM = Last Twelve Months as of date shown

Market Drivers

9/27/2025 to 12/27/2025

	Return	Correlation
VYX	-16.3%
Market (SPY)	4.3%	49.8%
Sector (XLK)	5.1%	34.0%

Fundamental Drivers

The -10.5% change in VYX stock from 6/28/2025 to 12/27/2025 was primarily driven by a -8.9% change in the company's P/S Multiple.

	6282025	12272025	Change
Stock Price ($)	11.78	10.54	-10.53%
Change Contribution By	LTM	LTM
Total Revenues ($ Mil)	2733.00	2653.00	-2.93%
P/S Multiple	0.60	0.55	-8.95%
Shares Outstanding (Mil)	139.90	138.20	1.22%
Cumulative Contribution			-10.54%

LTM = Last Twelve Months as of date shown

Market Drivers

6/28/2025 to 12/27/2025

	Return	Correlation
VYX	-10.5%
Market (SPY)	12.6%	46.6%
Sector (XLK)	17.0%	31.1%

Fundamental Drivers

The -24.3% change in VYX stock from 12/27/2024 to 12/27/2025 was primarily driven by a -20.4% change in the company's P/S Multiple.

	12272024	12272025	Change
Stock Price ($)	13.92	10.54	-24.28%
Change Contribution By	LTM	LTM
Total Revenues ($ Mil)	2936.00	2653.00	-9.64%
P/S Multiple	0.69	0.55	-20.35%
Shares Outstanding (Mil)	145.40	138.20	4.95%
Cumulative Contribution			-24.47%

LTM = Last Twelve Months as of date shown

Market Drivers

12/27/2024 to 12/27/2025

	Return	Correlation
VYX	-24.3%
Market (SPY)	17.0%	58.3%
Sector (XLK)	24.0%	52.8%

Fundamental Drivers

The -53.4% change in VYX stock from 12/28/2022 to 12/27/2025 was primarily driven by a -39.8% change in the company's Total Revenues ($ Mil).

	12282022	12272025	Change
Stock Price ($)	22.64	10.54	-53.45%
Change Contribution By	LTM	LTM
Total Revenues ($ Mil)	4405.00	2653.00	-39.77%
P/S Multiple	0.70	0.55	-22.02%
Shares Outstanding (Mil)	137.00	138.20	-0.88%
Cumulative Contribution			-53.45%

LTM = Last Twelve Months as of date shown

Market Drivers

12/28/2023 to 12/27/2025

	Return	Correlation
VYX	-38.4%
Market (SPY)	48.0%	47.6%
Sector (XLK)	53.5%	38.6%

Return vs. Risk

Price Returns Compared

	2020	2021	2022	2023	2024	2025	Total [1]
Returns
VYX Return	7%	7%	-42%	-28%	-18%	-25%	-70%
Peers Return	16%	38%	-12%	21%	26%	16%	150%
S&P 500 Return	16%	27%	-19%	24%	23%	18%	114%
Monthly Win Rates [3]
VYX Win Rate	50%	50%	33%	58%	33%	33%
Peers Win Rate	52%	65%	42%	68%	57%	52%
S&P 500 Win Rate	58%	75%	42%	67%	75%	73%
Max Drawdowns [4]
VYX Max Drawdown	-66%	-12%	-54%	-37%	-35%	-44%
Peers Max Drawdown	-34%	-5%	-26%	-7%	-9%	-23%
S&P 500 Max Drawdown	-31%	-1%	-25%	-1%	-2%	-15%

[1] Cumulative total returns since the beginning of 2020
[2] Peers: HPQ, HPE, IBM, CSCO, AAPL.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2025 data is for the year up to 12/26/2025 (YTD)

How Low Can It Go

Unique Key	Event	VYX	S&P 500
2022 Inflation Shock	2022 Inflation Shock
2022 Inflation Shock% Loss	% Loss	-70.1%	-25.4%
2022 Inflation Shock% Gain to Breakeven	% Gain to Breakeven	234.0%	34.1%
2022 Inflation ShockTime to Breakeven	Time to Breakeven	Not Fully Recovered days	464 days
2020 Covid Pandemic	2020 Covid Pandemic
2020 Covid Pandemic% Loss	% Loss	-67.1%	-33.9%
2020 Covid Pandemic% Gain to Breakeven	% Gain to Breakeven	203.6%	51.3%
2020 Covid PandemicTime to Breakeven	Time to Breakeven	280 days	148 days
2018 Correction	2018 Correction
2018 Correction% Loss	% Loss	-57.6%	-19.8%
2018 Correction% Gain to Breakeven	% Gain to Breakeven	135.9%	24.7%
2018 CorrectionTime to Breakeven	Time to Breakeven	Not Fully Recovered days	120 days
2008 Global Financial Crisis	2008 Global Financial Crisis
2008 Global Financial Crisis% Loss	% Loss	-76.4%	-56.8%
2008 Global Financial Crisis% Gain to Breakeven	% Gain to Breakeven	324.4%	131.3%
2008 Global Financial CrisisTime to Breakeven	Time to Breakeven	1,432 days	1,480 days

Compare to HPQ, HPE, IBM, CSCO, AAPL

In The Past

NCR Voyix's stock fell -70.1% during the 2022 Inflation Shock from a high on 5/17/2021. A -70.1% loss requires a 234.0% gain to breakeven.

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About NCR Voyix (VYX)

Business Description Analogies Products Customers Suppliers Management Key Risks Emerging Threats Market Size Revenue Drivers Capital Allocation

NCR Corporation provides various software and services worldwide. It operates through Banking, Retail, Hospitality, and Telecommunications and Technology segments. The company offers managed services and ATM-as-a-Service that allow banks to run their end-to-end ATM channels; software, services, and hardware; and digital banking solutions for financial institution's consumer and business customers. It also provides solutions for banking channel services, transaction processing, imaging, and branch services. In addition, the company offers solutions for retail industry comprising comprehensive API-point of sale (POS) retail software platforms and applications, hardware terminals and peripherals, payment processing solutions, and consumer engagement solutions, as well as self-service kiosks, which consists of self-checkout (SCO). Further, it provides technology solutions to customers in the hospitality industry comprising table-service, quick-service, and fast casual restaurants. The company also offers cloud-based software applications for point-of-sale, back office, payment processing, kitchen production, restaurant management, eCommerce, and consumer marketing and loyalty; and hospitality-oriented hardware products, such as POS terminals, kitchen display systems, handheld devices, printers, and peripherals. Additionally, NCR Corporation provides managed network and infrastructure services to enterprise clients, as well as professional, field, and remote services for network technologies. The company also offers solutions for customer account opening and onboarding across digital, branch, and call center channels. NCR Corporation was founded in 1881 and is headquartered in Atlanta, Georgia.

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Shopify for physical stores and restaurants.
Square for larger businesses in retail, restaurants, and banking.

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Here are the major products and services of NCR Voyix:

Retail & Hospitality POS Solutions: Provides integrated software platforms for point-of-sale, inventory management, customer engagement, and operational workflows for retailers and restaurants.
Self-Service Hardware & Software: Offers self-checkout kiosks for retail environments and Automated Teller Machines (ATMs) with accompanying software for financial institutions.
Digital Banking Platforms: Delivers software solutions that enable financial institutions to provide comprehensive online and mobile banking experiences to their customers.
Payment Processing & Solutions: Facilitates secure and efficient processing of credit, debit, and other electronic payments for businesses across retail, hospitality, and banking sectors.

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Major Customers of NCR Voyix (VYX)

NCR Voyix (symbol: VYX) primarily sells its digital commerce solutions, software, services, and hardware to other companies (B2B). Its major customer base consists of large enterprises across three primary sectors.

While NCR Voyix's public filings (e.g., its 2023 10-K report) indicate that no single customer accounts for more than 10% of its consolidated net revenue, its customer portfolio includes a broad range of large organizations within its target industries. Below are examples of well-known public companies that operate within these sectors and represent the types of organizations that are NCR Voyix's customers, rather than confirmed individual major clients by revenue concentration.

Retail Sector: NCR Voyix serves large grocery chains, convenience store chains, and general merchandise retailers, providing solutions for point-of-sale, self-checkout, and digital commerce. Examples of public companies that would typically utilize such enterprise solutions include:
- Kroger (NYSE: KR)
- Target (NYSE: TGT)
- Albertsons Companies (NYSE: ACI)
Hospitality Sector: The company provides solutions to major restaurant chains, quick-service restaurants (QSRs), and large hotel groups, covering areas like POS systems, kitchen display systems, and guest engagement platforms. Examples of public companies in this sector include:
- McDonald's Corporation (NYSE: MCD)
- Starbucks Corporation (NASDAQ: SBUX)
- Marriott International (NASDAQ: MAR)
Banking Sector: NCR Voyix offers ATM solutions, digital banking software, and professional services to national, regional, and community banks, as well as credit unions. Examples of public companies in this sector include:
- JPMorgan Chase & Co. (NYSE: JPM)
- Bank of America Corporation (NYSE: BAC)
- Wells Fargo & Company (NYSE: WFC)

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NCR Voyix (VYX) is led by an experienced management team. Here are details for five key members:

James G. Kelly, President and Chief Executive Officer

James G. Kelly was appointed President and Chief Executive Officer of NCR Voyix in February 2025. He has been a director on the company's Board since October 2023, following the spin-off of the ATM-related businesses. Before joining the Board, Kelly served as the Chief Executive Officer of EVO Payments, Inc. for 12 years, until its acquisition by Global Payments, Inc. in March 2023. He brings over 25 years of executive leadership experience to his role at NCR Voyix.

Brian Webb-Walsh, Executive Vice President and Chief Financial Officer

Brian Webb-Walsh has served as the Executive Vice President and Chief Financial Officer of NCR Voyix since October 2023. His previous experience includes serving as Chief Financial Officer for UPS's international, healthcare, and supply chain solutions businesses from June 2021 to August 2023. Webb-Walsh also held the position of Executive Vice President and Chief Financial Officer at Conduent Incorporated and earlier worked at Xerox Corporation.

Jane Elliott, Executive Vice President and Chief Human Resources Officer

Jane Elliott is the Executive Vice President and Chief Human Resources Officer at NCR Voyix. Her role is critical in fostering a motivated workforce and aligning human resources strategies with the company's objectives.

Eric Schoch, Executive Vice President and President, Retail

Eric Schoch is the Executive Vice President and President, Retail at NCR Voyix, where he is responsible for driving retail strategies and enhancing customer experiences. He leads approximately 4,000 employees serving a significant portion of the world's largest retailers. Schoch's background includes leadership roles at NCR Corporation, Cisco, and Nortel Networks, bringing extensive expertise in retail and technology solutions. He holds an MBA from The University of Texas at Austin and an undergraduate degree from Stephen F. Austin State University. Schoch's impact at NCR Voyix is marked by his ability to lead initiatives that drive growth and operational efficiency.

George Sloan, Executive Vice President, Operations & Chief Procurement Officer

George Sloan serves as the Executive Vice President, Operations & Chief Procurement Officer at NCR Voyix. His role is pivotal in ensuring the seamless integration of supply chain processes and optimizing procurement activities. Before joining NCR Voyix in September 2023, Sloan was the SVP Operations & Chief Procurement Officer at NCR Corporation from March 2020 to September 2023. He also has extensive experience at AT&T, where he held various leadership roles in supply chain management and international operations.

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The key risks to NCR Voyix (VYX) business include significant cybersecurity threats, ongoing revenue decline and profitability challenges amid intense competition, and high debt levels coupled with weak free cash flow.

Cybersecurity Threats: As a prominent provider of Point-of-Sale (POS) and payment solutions, NCR Voyix is a prime target for cyberattacks. The company has experienced past incidents, such as a ransomware attack in April 2023 that impacted Aloha cloud services and Counterpoint. Such breaches pose continuous risks of service disruptions, data breaches, and severe reputational damage.
Revenue Decline, Profitability Challenges, and Intense Competition: NCR Voyix has faced a decline in total revenue, including a dip in Q2 2025, and continues to grapple with profitability challenges. The company operates in a highly competitive digital commerce market for retail and restaurants, contending with numerous specialized firms and global enterprise technology companies. While NCR Voyix is strategically transitioning to a platform-led Software-as-a-Service (SaaS) model, this shift introduces operational complexities and the potential for delayed profitability.
High Debt Levels and Weak Free Cash Flow: The company carries significant debt and has weak free cash flow, which presents a risky financial proposition. These financial constraints could impede NCR Voyix's liquidity and limit its capacity to invest in critical growth opportunities and strategic initiatives.

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The aggressive market penetration and comprehensive offerings of SaaS-based pure-play competitors in the retail and restaurant point-of-sale (POS) and commerce solutions space. Companies like Toast, Square (Block), Shopify POS, and Lightspeed are offering cloud-native, integrated software, hardware, and payment processing solutions, often with subscription-based models and a focus on rapid innovation and ecosystem integration. This model directly challenges NCR Voyix's more traditional software and hardware offerings by providing agile, often lower upfront cost, and integrated alternatives that appeal to a wide range of merchants, similar to how Netflix's streaming model disrupted Blockbuster's physical rental business.
The accelerated shift away from physical cash transactions and traditional branch banking models, leading to a potential decline in demand for ATM hardware, associated maintenance services, and legacy banking infrastructure. As digital payments, mobile wallets, and online-only challenger banks gain broader adoption, the reliance on physical cash and the extensive ATM networks that NCR Voyix services could diminish faster than their pivot to digital banking solutions can offset, impacting a significant portion of their banking segment revenue.

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NCR Voyix (VYX) is expected to drive future revenue growth over the next 2-3 years through several key strategies:

Acceleration of the Voyix Commerce Platform and Cloud/SaaS Transition: The company is undergoing a strategic shift to a software-led, platform-powered business model, moving away from lower-margin hardware sales. This involves accelerating innovation across the Voyix Commerce Platform, developing cloud-native and SaaS (Software as a Service) platforms, and transitioning legacy customers to these modern solutions. This approach aims to boost recurring revenue and expand margins.
Expansion of Platform and Payment Sites through New Customer Acquisition and Conversion: A significant driver involves increasing the number of retail and restaurant locations that utilize NCR Voyix's platform and integrated payment solutions. The company is actively signing new software and services customers and converting existing ones to its comprehensive platform, thereby expanding its customer base and increasing platform and payment site adoption.
Strategic Partnerships and Enhanced Payment Capabilities: NCR Voyix is strengthening its payment offerings through strategic partnerships, such as the one with Worldpay, to provide comprehensive payment capabilities for enterprise customers. The introduction of price escalators in multi-year software, services, and payments contracts is also expected to align pricing with delivered value and further strengthen recurring revenue streams.
Innovation and AI-Enabled Solutions: The company is focusing on accelerating innovation across its Voyix Commerce Platform, including the integration of AI-enabled development. This focus on advanced technology and new product features is intended to enhance existing offerings, attract new customers, and create new revenue opportunities within the retail and restaurant segments.

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Share Repurchases

From November 2024 through April 2025, NCR Voyix repurchased approximately 10 million shares for $125 million.
In February 2025, the company completed a $100 million share repurchase program, announced in November (presumably 2024), which involved repurchasing 7.3 million shares.
NCR Voyix's Board of Directors adopted an amended share repurchase program, increasing the total authorized repurchase authority to $200 million.

Share Issuance

As of March 11, 2024, NCR Voyix had 144,290,210 shares of common stock issued and outstanding.
As of November 9, 2023, approximately 141.2 million shares of common stock were issued and outstanding.
The number of shares outstanding decreased by -2.52% in one year up to the last earnings date of November 6, 2025, indicating that share repurchases have outpaced any new issuances.

Capital Expenditures

For the full year 2025, NCR Voyix projected capital expenditures of approximately $160 million, with $119 million already spent year-to-date.
The company invested $38 million in capital expenditures during the third quarter of 2025.
Capital expenditures are focused on accelerated product investments and technology.

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		Best Bets In Information Technology Sector
	VYX	VRSN	IDCC	NVDA	RMBS	GEN	ZM	DBX	YOU	MPWR	DAVE
What You Pay
P/E	-31.0	28.3	17.2	46.7	44.3	30.0	16.5	14.5	19.0	23.9	21.0
P/EBIT	-182.1	20.5	13.9	39.8	37.7	10.7	23.9	11.8	20.7	65.5	24.0
What You Get
Rev Chg Q	-3.4%	7.3%	28.0%	62.5%	22.7%	25.3%	4.4%	-0.7%	15.5%	18.9%	63.0%
Rev Chg LTM	-9.6%	5.5%	28.8%	65.2%	31.0%	16.2%	3.8%	-0.4%	17.8%	30.5%	53.8%
Rev Chg 3Y Avg	9,716.9%	5.2%	27.1%	91.6%	17.3%	16.5%	3.4%	3.4%	31.0%	17.2%	38.6%
FCF/Rev 3Y Avg	1,709.7%	57.4%	54.2%	43.4%	39.3%	36.7%	36.1%	33.4%	32.5%	28.6%	26.0%

[1] Choosing top 10 best bets from each sector quarterly is an alpha producing strategy vs sector benchmark
[2] Historical annualized return of 24%, alpha of 2.9%, and sharpe of 1.04

Latest Trefis Analyses

	Title	Topic
0	DASHBOARDS
1	NCR Voyix Earnings Notes
2	Is NCR Voyix Stock Built to Withstand a Pullback?	Return
3	Better Bet Than VYX Stock: Pay Less Than NCR Voyix To Get More From INOD	Actionable
4	NCR Voyix (VYX) EBITDA Comparison	Financials
5	NCR Voyix (VYX) Net Income Comparison	Financials
6	NCR Voyix (VYX) Revenue Comparison	Financials
7	NCR Voyix (VYX) Tax Expense Comparison	Financials
8	NCR Voyix (VYX) Operating Cash Flow Comparison	Financials
9	NCR Voyix (VYX) Operating Income Comparison	Financials
10	NCR Voyix (VYX) Debt Comparison	Financials

	Title
0	ARTICLES

Trade Ideas

Select ideas related to VYX. For more, see Trefis Trade Ideas.

Unique Key	Date	Ticker	Company	Category	Trade Strategy	6M Fwd Rtn	12M Fwd Rtn	12M Max DD
ENPH_11302025_Dip_Buyer_High_CFO_Margins_ExInd_DE	11302025	ENPH	Enphase Energy	Dip Buy	DB \| CFO/Rev \| Low D/EDip Buy with High Cash Flow Margins Buying dips for companies with significant cash flows from operations and reasonable debt / market cap	14.4%	14.4%	-0.9%
PD_11262025_Dip_Buyer_High_FCF_Yield_ExInd_DE_RevG	11262025	PD	PagerDuty	Dip Buy	DB \| FCF Yield \| Low D/EDip Buy with High Free Cash Flow Yield Buying dips for companies with significant free cash flow yield (FCF / Market Cap) and reasonable debt / market cap	13.1%	13.1%	0.0%
CRM_11212025_Dip_Buyer_FCFYield	11212025	CRM	Salesforce	Dip Buy	DB \| FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin	17.3%	17.3%	-0.1%
HUBS_11212025_Dip_Buyer_High_CFO_Margins_ExInd_DE	11212025	HUBS	HubSpot	Dip Buy	DB \| CFO/Rev \| Low D/EDip Buy with High Cash Flow Margins Buying dips for companies with significant cash flows from operations and reasonable debt / market cap	12.0%	12.0%	0.0%
FIVN_11212025_Dip_Buyer_High_FCF_Yield_ExInd_DE_RevG	11212025	FIVN	Five9	Dip Buy	DB \| FCF Yield \| Low D/EDip Buy with High Free Cash Flow Yield Buying dips for companies with significant free cash flow yield (FCF / Market Cap) and reasonable debt / market cap	5.5%	5.5%	0.0%
VYX_10312023_Dip_Buyer_High_FCF_Yield_ExInd_DE_RevG	10312023	VYX	NCR Voyix	Dip Buy	DB \| FCF Yield \| Low D/EDip Buy with High Free Cash Flow Yield Buying dips for companies with significant free cash flow yield (FCF / Market Cap) and reasonable debt / market cap	-19.9%	-14.0%	-28.2%
VYX_9302022_Dip_Buyer_High_FCF_Yield_ExInd_DE_RevG	09302022	VYX	NCR Voyix	Dip Buy	DB \| FCF Yield \| Low D/EDip Buy with High Free Cash Flow Yield Buying dips for companies with significant free cash flow yield (FCF / Market Cap) and reasonable debt / market cap	24.1%	41.9%	-1.9%
VYX_3312020_Dip_Buyer_High_FCF_Yield_ExInd_DE_RevG	03312020	VYX	NCR Voyix	Dip Buy	DB \| FCF Yield \| Low D/EDip Buy with High Free Cash Flow Yield Buying dips for companies with significant free cash flow yield (FCF / Market Cap) and reasonable debt / market cap	24.4%	114.4%	-8.6%

Recent Active Movers

Top Gainers

Ticker	Company	Mkt Cap (B)	1D Rtn	YTD Rtn
ZETA	Zeta Global	4.6	8.3%	15.1%
SGML	Sigma Lithium	1.6	7.3%	29.2%
USAS	Americas Gold And Silver	1.6	6.6%	557.6%
CPNG	Coupang	44.2	6.4%	10.4%
LION	Lionsgate Studios	2.7	4.6%	-69.9%
BBW	Build-A-Bear Workshop	0.8	4.4%	37.8%
XRAY	Dentsply Sirona	2.3	4.2%	-36.3%
BLMN	Bloomin Brands	0.6	3.8%	-41.2%
FUN	Six Flags Entertainment	1.5	3.8%	-69.1%
SVM	Silvercorp Metals	1.9	3.6%	198.0%

Top Losers

Ticker	Company	Mkt Cap (B)	1D Rtn	YTD Rtn
FLY	Firefly Aerospace	3.3	-13.7%	-61.3%
TMC	TMC The Metals	2.5	-10.5%	508.9%
ORGO	Organogenesis	0.7	-10.1%	64.8%
AAOI	Applied Optoelectronics	2.4	-9.3%	0.8%
BKSY	BlackSky Technology	0.7	-9.0%	79.0%
LUNR	Intuitive Machines	1.8	-8.7%	-16.0%
RCAT	Red Cat	0.8	-8.7%	-35.4%
RGTI	Rigetti Computing	6.7	-8.7%	46.7%
RDW	Redwire	1.0	-8.6%	-56.6%
RKLB	Rocket Lab	36.4	-8.5%	177.4%

Top Gainers

Ticker	Company	Mkt Cap (B)	1W Rtn	YTD Rtn
OMER	Omeros	0.9	71.5%	59.0%
RZLT	Rezolute	0.3	44.3%	-45.5%
DVAX	Dynavax Technologies	1.8	41.5%	20.4%
LUNR	Intuitive Machines	1.8	40.6%	-16.0%
UAMY	United States Antimony	0.7	39.0%	252.5%
FOLD	Amicus Therapeutics	4.4	30.9%	51.3%
ADEA	Adeia	1.9	30.3%	23.0%
HUT	Hut 8	5.2	28.6%	142.3%
AAOI	Applied Optoelectronics	2.4	27.1%	0.8%
SGML	Sigma Lithium	1.6	24.9%	29.2%

Top Losers

Ticker	Company	Mkt Cap (B)	1W Rtn	YTD Rtn
TPL	Texas Pacific Land	6.6	-67.9%	-21.5%
LW	Lamb Weston	5.9	-29.0%	-35.3%
TLRY	Tilray Brands	10.2	-22.2%	-27.8%
TDUP	ThredUp	0.8	-18.2%	348.2%
LAB	Standard BioTools	0.5	-16.9%	-21.1%
OLMA	Olema Pharmaceuticals	2.2	-14.9%	349.9%
EVEX	Eve	1.4	-12.0%	-21.9%
IRON	Disc Medicine	2.8	-11.2%	26.7%
AVO	Mission Produce	0.8	-11.1%	-18.8%
CABO	Cable One	0.7	-10.6%	-67.4%

Top Gainers

Ticker	Company	Mkt Cap (B)	1M Rtn	YTD Rtn
TLRY	Tilray Brands	10.2	876.4%	-27.8%
HPP	Hudson Pacific Properties	4.7	452.7%	-51.0%
WVE	WAVE Life Sciences	2.9	139.2%	43.7%
TE	T1 Energy	1.1	106.7%	400.0%
VERA	Vera Therapeutics	3.4	82.1%	26.7%
OMER	Omeros	0.9	66.2%	59.0%
RKLB	Rocket Lab	36.4	65.8%	177.4%
PL	Planet Labs PBC	5.9	65.0%	379.2%
AAOI	Applied Optoelectronics	2.4	63.5%	0.8%
LUNR	Intuitive Machines	1.8	62.4%	-16.0%

Top Losers

Ticker	Company	Mkt Cap (B)	1M Rtn	YTD Rtn
RZLT	Rezolute	0.3	-72.0%	-45.5%
JANX	Janux Therapeutics	0.9	-59.0%	-73.4%
FRMI	Fermi	5.3	-46.0%	-76.6%
LENZ	LENZ Therapeutics	0.5	-43.5%	-41.6%
GOGO	Gogo	0.6	-35.3%	-43.0%
HPK	HighPeak Energy	0.5	-33.9%	-70.4%
PACB	Pacific Biosciences of California	0.5	-32.7%	-3.3%
LDI	loanDepot	0.4	-29.6%	3.9%
ORIC	ORIC Pharmaceuticals	0.6	-29.0%	2.2%
LW	Lamb Weston	5.9	-28.6%	-35.3%

Peer Comparisons for NCR Voyix

Peers to compare with:

Financials

	VYX	HPQ	HPE	IBM	CSCO	AAPL	Median
Name	NCR Voyix	HP	Hewlett .	Internat.	Cisco Sy.	Apple
Mkt Price	10.54	23.26	24.49	305.09	78.16	273.40	51.32
Mkt Cap	1.5	21.9	32.6	284.9	309.2	4,074.4	158.8
Rev LTM	2,653	55,295	34,296	65,402	57,696	408,625	56,496
Op Inc LTM	9	3,624	1,644	11,544	12,991	130,214	7,584
FCF LTM	-601	2,800	627	11,854	12,733	96,184	7,327
FCF 3Y Avg	-110	2,978	1,400	11,753	13,879	100,503	7,366
CFO LTM	-440	3,697	2,919	13,483	13,744	108,565	8,590
CFO 3Y Avg	158	3,672	3,896	13,498	14,736	111,559	8,697

Growth & Margins

	VYX	HPQ	HPE	IBM	CSCO	AAPL	Median
Name	NCR Voyix	HP	Hewlett .	Internat.	Cisco Sy.	Apple
Rev Chg LTM	-9.6%	3.2%	13.8%	4.5%	8.9%	6.0%	5.2%
Rev Chg 3Y Avg	9,716.9%	-3.9%	6.5%	2.6%	3.7%	1.8%	3.2%
Rev Chg Q	-3.4%	4.2%	14.4%	9.1%	7.5%	9.6%	8.3%
QoQ Delta Rev Chg LTM	-0.9%	1.1%	3.7%	2.1%	1.8%	2.1%	2.0%
Op Mgn LTM	0.3%	6.6%	4.8%	17.7%	22.5%	31.9%	12.1%
Op Mgn 3Y Avg	-895.5%	7.4%	7.2%	16.4%	24.2%	30.8%	11.9%
QoQ Delta Op Mgn LTM	-0.0%	-0.2%	-1.4%	0.6%	0.4%	0.1%	0.0%
CFO/Rev LTM	-16.6%	6.7%	8.5%	20.6%	23.8%	26.6%	14.6%
CFO/Rev 3Y Avg	3,027.9%	6.8%	12.7%	21.4%	26.1%	28.4%	23.8%
FCF/Rev LTM	-22.7%	5.1%	1.8%	18.1%	22.1%	23.5%	11.6%
FCF/Rev 3Y Avg	1,709.7%	5.5%	4.6%	18.6%	24.6%	25.6%	21.6%

Valuation

	VYX	HPQ	HPE	IBM	CSCO	AAPL	Median
Name	NCR Voyix	HP	Hewlett .	Internat.	Cisco Sy.	Apple
Mkt Cap	1.5	21.9	32.6	284.9	309.2	4,074.4	158.8
P/S	0.5	0.4	1.0	4.4	5.4	10.0	2.7
P/EBIT	-182.1	6.8	19.9	25.1	22.5	31.3	21.2
P/E	-31.0	8.6	572.7	36.0	29.9	41.0	33.0
P/CFO	-3.3	5.9	11.2	21.1	22.5	37.5	16.2
Total Yield	-3.2%	14.1%	2.3%	5.0%	5.4%	2.8%	3.9%
Dividend Yield	0.0%	2.5%	2.1%	2.2%	2.1%	0.4%	2.1%
FCF Yield 3Y Avg	-11.1%	10.6%	5.5%	6.4%	6.0%	3.1%	5.7%
D/E	0.9	0.5	0.7	0.2	0.1	0.0	0.4
Net D/E	0.7	0.3	0.6	0.2	0.0	0.0	0.3

Returns

	VYX	HPQ	HPE	IBM	CSCO	AAPL	Median
Name	NCR Voyix	HP	Hewlett .	Internat.	Cisco Sy.	Apple
1M Rtn	5.3%	-1.8%	14.4%	0.6%	2.7%	-1.5%	1.7%
3M Rtn	-16.3%	-11.9%	2.7%	7.9%	17.0%	7.1%	4.9%
6M Rtn	-10.5%	-4.0%	34.5%	6.6%	15.2%	36.3%	10.9%
12M Rtn	-24.3%	-27.0%	16.2%	40.5%	34.5%	7.5%	11.8%
3Y Rtn	-53.4%	-1.9%	71.1%	143.1%	81.3%	120.2%	76.2%
1M Excs Rtn	2.1%	-5.6%	12.9%	-2.2%	-0.0%	-3.7%	-1.1%
3M Excs Rtn	-20.7%	-16.2%	-1.7%	3.6%	12.7%	2.8%	0.6%
6M Excs Rtn	-22.8%	-16.3%	22.3%	-5.7%	3.0%	24.0%	-1.3%
12M Excs Rtn	-40.3%	-42.9%	-0.7%	25.0%	19.9%	-8.4%	-4.6%
3Y Excs Rtn	-135.3%	-83.5%	-11.2%	59.6%	-1.2%	28.4%	-6.2%

FDIC Bank Data

$ Mil \| FY: 12/31	LTM	2024	2023	2022	2021	2020	2019
Period End	9/30/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Filing Date	11/6/2025	2/27/2025	3/14/2024	2/27/2023	2/25/2022	2/26/2021	2/28/2020
Key Financials
Total Revenue	2,653	2,826	3,178	3,174	3,692	6,207	6,915
EBITDA	225	232	308	578	488	523	871
Operating Income	9	-37	-129	-50	26	221	611
Net Income	-47	958	-423	60	97	-79	564
EPS	-0.44	6.52	-3.12	0.32	0.62	-0.86	3.72
Growth Rates
Total Revenue Growth	-9.6%	-11.1%	0.1%	-14.0%	-40.5%	-10.2%	8.0%
EBITDA Growth	1150.0%	-24.7%	-46.7%	18.4%	-6.7%	-40.0%	62.2%
Operating Income Growth	104.5%	71.3%	-158.0%	-292.3%	-88.2%	-63.8%	46.2%
Net Income Growth	-107.2%	326.5%	-805.0%	-38.1%	222.8%	-114.0%	740.9%
Margins
EBITDA Margin	8.5%	8.2%	9.7%	18.2%	13.2%	8.4%	12.6%
Operating Income Margin	0.3%	-1.3%	-4.1%	-1.6%	0.7%	3.6%	8.8%
Net Income Margin	-1.8%	33.9%	-13.3%	1.9%	2.6%	-1.3%	8.2%
Cash & Debt
Total Cash	282	724	259	221	447	338	509
Total Debt	1,331	1,346	2,829	5,939	5,950	3,603	3,928
Net Debt / (Cash)	1,049	622	2,570	5,718	5,503	3,265	3,419
Cash Flows
Net Cash from Operations	-440	-132	694	427	1,009	641	634
Free Cash from Operations	-601	-349	317	50	661	378	305
Returns to Shareholders
Dividends	0	15	15	15	15	9	-0
Share Repurchases	125	56	-0	-0	-0	185	398

$ Mil \| FY: 12/31	2025Q3	2025Q2	2025Q1	2024Q4	2024Q3	2024Q2	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4
Period End	9/30/2025	6/30/2025	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022
Filing Date	11/6/2025	8/7/2025	5/8/2025	2/27/2025	11/7/2024	8/6/2024	5/9/2024	3/14/2024	11/14/2023	8/2/2023	5/5/2023	2/27/2023
Key Financials Quarterly
Total Revenue	684	666	617	686	708	722	710	796	809	946	916	-2,661
Ebitda	47	69	48	61	80	47	44	-153	159	202	173	-205
Operating Income	15	14	-20	0	16	-34	-19	-162	24	55	26	-373
Net Income	-19	0	-17	-11	1,082	-73	-40	-318	-129	17	7	-16
EPS	-0.16	-0.03	-0.15	-0.10	7.41	-0.53	-0.31	-2.25	-0.94	0.09	0.02	-0.15
Key Financials TTM
Total Revenue TTM	2,653	2,677	2,733	2,826	2,936	3,037	3,261	3,467	10	1,173	2,224	3,174
Ebitda TTM	225	258	236	232	18	97	252	381	329	508	562	578
Operating Income TTM	9	10	-38	-37	-199	-191	-102	-57	-268	-105	-57	-50
Net Income TTM	-47	1,054	981	958	651	-560	-470	-423	-121	77	101	60
Growth Rates Quarterly
Total Revenue Growth	-3.4%	-7.8%	-13.1%	-13.8%	-12.5%	-23.7%	-22.5%	129.9%	-59.0%	-52.6%	-50.9%	-86.1%
EBITDA Growth	-41.2%	46.8%	9.1%	139.9%	-49.7%	-76.7%	-74.6%	25.4%	-53.0%	-21.1%	-8.5%	-26.5%
Operating Income Growth	-6.2%	141.2%	-5.3%	100.0%	-33.3%	-161.8%	-173.1%	56.6%	-87.2%	-46.6%	-21.2%	-14.8%
Net Income Growth	-101.8%	100.0%	57.5%	96.5%	938.8%	-529.4%	-671.4%	-1887.5%	-287.0%	-58.5%	120.6%	-125.0%
Margins Quarterly
EBITDA Margin	6.9%	10.4%	7.8%	8.9%	11.3%	6.5%	6.2%	-19.2%	19.7%	21.4%	18.9%	-
Operating Income Margin	2.2%	2.1%	-3.2%	0.0%	2.3%	-4.7%	-2.7%	-20.4%	3.0%	5.8%	2.8%	-
Net Income Margin	-2.8%	0.0%	-2.8%	-1.6%	152.8%	-10.1%	-5.6%	-39.9%	-15.9%	1.8%	0.8%	-
Cash & Debt
Total Cash	282	276	573	724	795	204	246	259	675	547	519	221
Total Debt	1,331	1,337	1,340	1,346	1,351	2,862	2,932	2,829	7,853	5,757	5,851	5,939
Net Debt / (Cash)	1,049	1,061	767	622	556	2,658	2,686	2,570	7,178	5,210	5,332	5,718
Cash Flows Quarterly
FCF from Operations	14	-242	-42	-170	11	62	-35	-33	189	227	311	183
Cash Flows TTM
FCF from Operations TTM	-440	-443	-139	-132	5	183	348	694	910	847	704	427
Returns to Shareholders Quarterly
Dividends	0	0	0	0	0	0	0	0	0	0	0	0
Share Repurchases	-0	7	62	56	-0	-0	-0	-0	-0	-0	-0	-0
Return on Invested Capital (ROIC) Quarterly
ROIC	2.6%	3.3%	-4.2%	0.0%	4.8%	-4.0%	-2.1%	-18.6%	1.2%	3.7%	1.7%	-23.1%
Return on Invested Capital (ROIC) TTM
ROIC TTM	0.4%	0.5%	-2.7%	-2.9%	-15.1%	-5.7%	-3.0%	-1.7%	-3.4%	-1.8%	-0.9%	-0.8%

Segment Financials

Revenue by Segment

$ Mil	2024	2023	2022	2021	2020
Retail	2,177	2,182	2,231	2,080	2,217
Restaurants	886	857	849	684	843
Other	115	207
Digital Banking		547	513
Corporate and Other			297
Eliminations			-26
Other adjustment			0
Payments & Network			675
Self-Service Banking			2,617
Banking				3,098	3,512
Telecommunications and technology (T&T)				345	343
Total	3,178	3,793	7,156	6,207	6,915

Price Behavior

Price Behavior

Market Price	$10.54
Market Cap ($ Bil)	1.5
First Trading Date	12/29/2006
Distance from 52W High	-28.0%
	50 Days	200 Days
DMA Price	$10.63	$11.30
DMA Trend	down	down
Distance from DMA	-0.9%	-6.8%
	3M	1YR
Volatility	37.4%	46.2%
Downside Capture	182.15	151.32
Upside Capture	59.74	100.15
Correlation (SPY)	49.5%	58.4%

VYX Betas & Captures as of 11/30/2025

	1M	2M	3M	6M	1Y	3Y
Beta	1.80	1.65	1.64	1.68	1.37	1.34
Up Beta	1.49	1.81	2.05	2.01	1.42	1.26
Down Beta	1.36	1.86	2.07	2.12	1.50	1.24
Up Capture	81%	51%	33%	96%	91%	144%
Bmk +ve Days	13	26	39	74	142	427
Stock +ve Days	6	17	24	58	111	357
Down Capture	246%	211%	199%	169%	125%	110%
Bmk -ve Days	7	16	24	52	107	323
Stock -ve Days	14	24	38	65	130	380

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively

Based On 1-Year Data

		Comparison of VYX With Other Asset Classes (Last 1Y)
	VYX	Sector ETF	Equity	Gold	Commodities	Real Estate	Bitcoin
Annualized Return	-24.3%	25.0%	17.8%	72.1%	8.6%	4.4%	-8.2%
Annualized Volatility	46.0%	27.5%	19.4%	19.3%	15.2%	17.0%	35.0%
Sharpe Ratio	-0.47	0.79	0.72	2.70	0.34	0.09	-0.08
Correlation With Other Assets		53.0%	58.6%	-5.7%	23.7%	46.1%	36.1%

ETFs used for asset classes: Sector ETF = XLK, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How

Based On 5-Year Data

		Comparison of VYX With Other Asset Classes (Last 5Y)
	VYX	Sector ETF	Equity	Gold	Commodities	Real Estate	Bitcoin
Annualized Return	-21.3%	18.8%	14.7%	18.7%	11.5%	4.6%	30.8%
Annualized Volatility	48.3%	24.7%	17.1%	15.5%	18.7%	18.9%	48.6%
Sharpe Ratio	-0.31	0.69	0.70	0.97	0.50	0.16	0.57
Correlation With Other Assets		42.4%	50.7%	4.9%	15.5%	41.8%	22.6%

Based On 10-Year Data

		Comparison of VYX With Other Asset Classes (Last 10Y)
	VYX	Sector ETF	Equity	Gold	Commodities	Real Estate	Bitcoin
Annualized Return	-8.5%	22.5%	14.8%	15.3%	7.0%	5.3%	69.2%
Annualized Volatility	48.6%	24.2%	18.0%	14.7%	17.6%	20.8%	55.8%
Sharpe Ratio	0.01	0.85	0.71	0.86	0.32	0.22	0.90
Correlation With Other Assets		49.6%	57.9%	-0.6%	24.1%	48.3%	18.0%

Short Interest

Short Interest: As Of Date	12152025
Short Interest: Shares Quantity	24,097,268
Short Interest: % Change Since 11302025	0.7%
Average Daily Volume	2,871,074
Days-to-Cover Short Interest	8.39
Basic Shares Quantity	138,200,000
Short % of Basic Shares	17.4%

Returns Analyses

	Title
0	Is NCR Voyix Stock Built to Withstand a Pullback?

Earnings Returns History

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	Forward Returns
Earnings Date	1D Returns	5D Returns	21D Returns
11/6/2025	-6.5%	-2.2%	-15.9%
8/7/2025	-5.5%	-4.1%	0.4%
5/8/2025	16.1%	24.5%	29.7%
2/27/2025	-1.8%	-9.2%	-10.8%
11/7/2024	-0.1%	4.4%	1.1%
8/6/2024	-6.4%	-3.1%	2.4%
5/9/2024	-3.6%	3.3%	1.3%
2/29/2024	-21.5%	-16.7%	-15.3%
...
SUMMARY STATS
# Positive	9	11	14
# Negative	15	13	10
Median Positive	11.9%	10.6%	10.9%
Median Negative	-5.5%	-5.0%	-11.9%
Max Positive	16.2%	24.5%	29.9%
Max Negative	-23.2%	-16.7%	-51.5%

	Forward Returns
11/6/2025	-6.5%	-2.2%	-15.9%
8/7/2025	-5.5%	-4.1%	0.4%
5/8/2025	16.1%	24.5%	29.7%
2/27/2025	-1.8%	-9.2%	-10.8%
11/7/2024	-0.1%	4.4%	1.1%
8/6/2024	-6.4%	-3.1%	2.4%
5/9/2024	-3.6%	3.3%	1.3%
2/29/2024	-21.5%	-16.7%	-15.3%
11/9/2023	-1.4%	-5.4%	-4.3%
8/2/2023	11.9%	11.7%	19.6%
5/4/2023	16.2%	17.4%	24.8%
2/7/2023	-0.6%	-3.3%	-15.2%
10/25/2022	1.3%	5.2%	13.7%
7/27/2022	4.3%	8.5%	8.2%
4/26/2022	-23.2%	-7.0%	-13.0%
2/8/2022	14.3%	13.3%	-1.6%
10/26/2021	-3.1%	1.6%	3.6%
8/3/2021	-8.9%	-5.0%	-4.1%
4/27/2021	8.7%	10.6%	14.8%
1/25/2021	1.9%	-0.2%	5.9%
10/27/2020	-10.7%	-5.7%	29.9%
7/28/2020	13.9%	14.7%	23.0%
4/30/2020	-12.2%	-5.0%	-5.1%
2/11/2020	-1.4%	-4.9%	-51.5%
SUMMARY STATS
# Positive	9	11	14
# Negative	15	13	10
Median Positive	11.9%	10.6%	10.9%
Median Negative	-5.5%	-5.0%	-11.9%
Max Positive	16.2%	24.5%	29.9%
Max Negative	-23.2%	-16.7%	-51.5%

SEC Filings

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Report Date	Filing Date	Filing
9302025	11062025	10-Q 9/30/2025
6302025	8072025	10-Q 6/30/2025
3312025	5082025	10-Q 3/31/2025
12312024	2272025	10-K 12/31/2024
9302024	11072024	10-Q 9/30/2024
6302024	8062024	10-Q 6/30/2024
3312024	5092024	10-Q 3/31/2024
12312023	3142024	10-K 12/31/2023
9302023	11142023	10-Q 9/30/2023
6302023	8022023	10-Q 6/30/2023
3312023	5052023	10-Q 3/31/2023
12312022	2272023	10-K 12/31/2022
9302022	10312022	10-Q 9/30/2022
6302022	7292022	10-Q 6/30/2022
3312022	4292022	10-Q 3/31/2022
12312021	2252022	10-K 12/31/2021

Insider Activity

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External Quote Links

0	Y Finance	Barrons
1	TradingView	Morningstar
2	SeekingAlpha	ValueLine
3	Motley Fool	Robinhood
4	CNBC	Etrade
5	MarketWatch	Unusual Whales
6	YCharts	Perplexity Finance
7	FinViz

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NCR Voyix (VYX)

Market Price (12/28/2025): $10.53 | Market Cap: $1.5 BilSector: Information Technology | Industry: IT Consulting & Other Services

NCR Voyix (VYX)

Market Price (12/28/2025): $10.53Market Cap: $1.5 BilSector: Information TechnologyIndustry: IT Consulting & Other Services

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

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VYX Stock

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About NCR Voyix (VYX)

Major Customers of NCR Voyix (VYX)

Interactive Breakdown

Better Bets than NCR Voyix (VYX)

INDUSTRY: IT Consulting & Other Services

Higher Rev Chg LTM (Value for VYX: -9.6%)

Higher Op Mgn LTM (Value for VYX: 0.3%)

Higher CFO/Rev LTM (Value for VYX: -16.6%)

Higher FCF/Rev LTM (Value for VYX: -22.7%)

Higher Total Yield (Value for VYX: -3.2%)

SECTOR: Information Technology

Higher Rev Chg LTM (Value for VYX: -9.6%)

Higher Op Mgn LTM (Value for VYX: 0.3%)

Higher CFO/Rev LTM (Value for VYX: -16.6%)

Higher FCF/Rev LTM (Value for VYX: -22.7%)

Higher Total Yield (Value for VYX: -3.2%)

All Other Sectors

Higher Rev Chg 3Y Avg | Lower P/S (Values for VYX: 9716.9% | 0.5x)

Higher Rev Chg 3Y Avg | Lower P/Op Inc (Values for VYX: 9716.9% | 161.8x)

Higher Rev Chg LTM (Value for VYX: -9.6%)

Higher Rev Chg 3Y Avg (Value for VYX: 9716.9%)

Higher Op Mgn LTM (Value for VYX: 0.3%)

Higher CFO/Rev LTM (Value for VYX: -16.6%)

Higher FCF/Rev LTM (Value for VYX: -22.7%)

Higher Total Yield (Value for VYX: -3.2%)

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Market Price (12/28/2025): $10.53 | Market Cap: $1.5 Bil
Sector: Information Technology | Industry: IT Consulting & Other Services

Market Price (12/28/2025): $10.53
Market Cap: $1.5 Bil
Sector: Information Technology
Industry: IT Consulting & Other Services