Selective Insurance (SIGI)
Market Price (5/11/2026): $84.79 | Market Cap: $5.1 BilSector: Financials | Industry: Property & Casualty Insurance
Selective Insurance (SIGI)
Market Price (5/11/2026): $84.79Market Cap: $5.1 BilSector: FinancialsIndustry: Property & Casualty Insurance
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 11%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 6.6%, FCF Yield is 22% Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 22%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 21% Low stock price volatilityVol 12M is 30% Megatrend and thematic driversMegatrends include Cybersecurity, AI in Financial Services, and Smart Buildings & Proptech. Themes include Software Security, Show more. | Weak multi-year price returns2Y Excs Rtn is -53%, 3Y Excs Rtn is -92% | Key risksSIGI key risks include [1] its history of significant adverse casualty reserve development, Show more. |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 11%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 6.6%, FCF Yield is 22% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 22%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 21% |
| Low stock price volatilityVol 12M is 30% |
| Megatrend and thematic driversMegatrends include Cybersecurity, AI in Financial Services, and Smart Buildings & Proptech. Themes include Software Security, Show more. |
| Weak multi-year price returns2Y Excs Rtn is -53%, 3Y Excs Rtn is -92% |
| Key risksSIGI key risks include [1] its history of significant adverse casualty reserve development, Show more. |
Qualitative Assessment
AI Analysis | Feedback
1. Balanced Earnings Reports with Mixed Signals: The period began with Selective Insurance reporting strong fourth-quarter 2025 earnings on January 29, 2026, where diluted operating income per share of $2.57 significantly beat analysts' consensus estimates of $2.24. This positive momentum was subsequently counterbalanced by the first-quarter 2026 results announced on April 22, 2026, where the company reported non-GAAP operating income of $1.69 per diluted share, missing analyst estimates of $1.89. This Q1 earnings miss was primarily attributed to higher catastrophe losses, which added 6.2 points to the combined ratio.
2. Reaffirmed Full-Year Guidance Providing Stability: Despite the mixed first-quarter performance, Selective Insurance reaffirmed its full-year 2026 guidance, which was initially communicated in January. The company continues to expect a GAAP combined ratio between 96.5% and 97.5% (including 6 points of catastrophe losses) and after-tax net investment income of $465 million. This consistent outlook for the year helped to stabilize investor expectations and prevented significant shifts in the stock's valuation.
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Stock Movement Drivers
Fundamental Drivers
The 1.3% change in SIGI stock from 1/31/2026 to 5/10/2026 was primarily driven by a 7.9% change in the company's Net Income Margin (%).| (LTM values as of) | 1312026 | 5102026 | Change |
|---|---|---|---|
| Stock Price ($) | 83.67 | 84.78 | 1.3% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 5,228 | 5,411 | 3.5% |
| Net Income Margin (%) | 7.8% | 8.4% | 7.9% |
| P/E Multiple | 12.5 | 11.2 | -10.2% |
| Shares Outstanding (Mil) | 61 | 60 | 1.0% |
| Cumulative Contribution | 1.3% |
Market Drivers
1/31/2026 to 5/10/2026| Return | Correlation | |
|---|---|---|
| SIGI | 1.3% | |
| Market (SPY) | 3.6% | 3.5% |
| Sector (XLF) | -3.6% | 26.6% |
Fundamental Drivers
The 13.7% change in SIGI stock from 10/31/2025 to 5/10/2026 was primarily driven by a 7.9% change in the company's Net Income Margin (%).| (LTM values as of) | 10312025 | 5102026 | Change |
|---|---|---|---|
| Stock Price ($) | 74.57 | 84.78 | 13.7% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 5,228 | 5,411 | 3.5% |
| Net Income Margin (%) | 7.8% | 8.4% | 7.9% |
| P/E Multiple | 11.1 | 11.2 | 0.8% |
| Shares Outstanding (Mil) | 61 | 60 | 1.0% |
| Cumulative Contribution | 13.7% |
Market Drivers
10/31/2025 to 5/10/2026| Return | Correlation | |
|---|---|---|
| SIGI | 13.7% | |
| Market (SPY) | 5.5% | 3.5% |
| Sector (XLF) | -1.3% | 35.5% |
Fundamental Drivers
The -0.9% change in SIGI stock from 4/30/2025 to 5/10/2026 was primarily driven by a -49.6% change in the company's P/E Multiple.| (LTM values as of) | 4302025 | 5102026 | Change |
|---|---|---|---|
| Stock Price ($) | 85.54 | 84.78 | -0.9% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 4,982 | 5,411 | 8.6% |
| Net Income Margin (%) | 4.7% | 8.4% | 78.4% |
| P/E Multiple | 22.2 | 11.2 | -49.6% |
| Shares Outstanding (Mil) | 61 | 60 | 1.5% |
| Cumulative Contribution | -0.9% |
Market Drivers
4/30/2025 to 5/10/2026| Return | Correlation | |
|---|---|---|
| SIGI | -0.9% | |
| Market (SPY) | 30.4% | 13.0% |
| Sector (XLF) | 6.7% | 35.2% |
Fundamental Drivers
The -7.6% change in SIGI stock from 4/30/2023 to 5/10/2026 was primarily driven by a -54.6% change in the company's P/E Multiple.| (LTM values as of) | 4302023 | 5102026 | Change |
|---|---|---|---|
| Stock Price ($) | 91.77 | 84.78 | -7.6% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 3,558 | 5,411 | 52.1% |
| Net Income Margin (%) | 6.3% | 8.4% | 32.8% |
| P/E Multiple | 24.6 | 11.2 | -54.6% |
| Shares Outstanding (Mil) | 60 | 60 | 0.7% |
| Cumulative Contribution | -7.6% |
Market Drivers
4/30/2023 to 5/10/2026| Return | Correlation | |
|---|---|---|
| SIGI | -7.6% | |
| Market (SPY) | 78.7% | 18.6% |
| Sector (XLF) | 62.1% | 38.9% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| SIGI Return | 24% | 10% | 14% | -5% | -9% | 2% | 37% |
| Peers Return | 26% | 14% | 2% | 33% | 14% | -6% | 109% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | 7% | 95% |
Monthly Win Rates [3] | |||||||
| SIGI Win Rate | 67% | 50% | 58% | 42% | 58% | 80% | |
| Peers Win Rate | 57% | 53% | 53% | 70% | 58% | 36% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 60% | |
Max Drawdowns [4] | |||||||
| SIGI Max Drawdown | -5% | -7% | 0% | -17% | -20% | -11% | |
| Peers Max Drawdown | -5% | -10% | -14% | 0% | -10% | -10% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | -7% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: THG, CINF, WRB, RLI, HIG.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 5/8/2026 (YTD)
How Low Can It Go
| Event | SIGI | S&P 500 |
|---|---|---|
| 2024 Yen Carry Trade Unwind | ||
| % Loss | -11.9% | -7.8% |
| % Gain to Breakeven | 13.5% | 8.5% |
| Time to Breakeven | 73 days | 18 days |
| 2023 SVB Regional Banking Crisis | ||
| % Loss | -10.9% | -6.7% |
| % Gain to Breakeven | 12.2% | 7.1% |
| Time to Breakeven | 48 days | 31 days |
| 2020 COVID-19 Crash | ||
| % Loss | -38.4% | -33.7% |
| % Gain to Breakeven | 62.3% | 50.9% |
| Time to Breakeven | 274 days | 140 days |
| 2016-2017 Trump Reflation Bond Selloff | ||
| % Loss | -12.5% | -3.7% |
| % Gain to Breakeven | 14.3% | 3.9% |
| Time to Breakeven | 12 days | 6 days |
| 2011 US Debt Ceiling Crisis & European Contagion | ||
| % Loss | -25.4% | -17.9% |
| % Gain to Breakeven | 34.1% | 21.8% |
| Time to Breakeven | 58 days | 123 days |
| 2010 Eurozone Sovereign Debt Crisis / Flash Crash | ||
| % Loss | -15.9% | -15.4% |
| % Gain to Breakeven | 18.9% | 18.2% |
| Time to Breakeven | 92 days | 125 days |
In The Past
Selective Insurance's stock fell -1.8% during the 2025 US Tariff Shock. Such a loss loss requires a 1.9% gain to breakeven.
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Asset Allocation
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| Event | SIGI | S&P 500 |
|---|---|---|
| 2020 COVID-19 Crash | ||
| % Loss | -38.4% | -33.7% |
| % Gain to Breakeven | 62.3% | 50.9% |
| Time to Breakeven | 274 days | 140 days |
| 2011 US Debt Ceiling Crisis & European Contagion | ||
| % Loss | -25.4% | -17.9% |
| % Gain to Breakeven | 34.1% | 21.8% |
| Time to Breakeven | 58 days | 123 days |
| 2008-2009 Global Financial Crisis | ||
| % Loss | -55.2% | -53.4% |
| % Gain to Breakeven | 123.3% | 114.4% |
| Time to Breakeven | 1397 days | 1085 days |
In The Past
Selective Insurance's stock fell -1.8% during the 2025 US Tariff Shock. Such a loss loss requires a 1.9% gain to breakeven.
Preserve Wealth
Limiting losses and compounding gains is essential to preserving wealth.
Asset Allocation
Actively managed asset allocation strategies protect wealth. Learn more.
About Selective Insurance (SIGI)
AI Analysis | Feedback
1. It's like a Travelers or Chubb, but also offering personal insurance to individuals.
2. Imagine an Allstate or State Farm, but with a major emphasis on insurance for businesses and specialty risks.
AI Analysis | Feedback
- Property Insurance: Covers the financial consequences of accidental loss of an insured's real property, personal property, and/or earnings due to the property's loss.
- Casualty Insurance: Covers the financial consequences of employee injuries in the course of employment, and bodily injury and/or property damage to a third party.
- Flood Insurance: Provides coverage for damages caused by flooding.
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John J. Marchioni
Chairman of the Board, President and Chief Executive Officer
John J. Marchioni joined Selective Insurance in 1998 as a Government Affairs Specialist. He progressed through various leadership roles, including Assistant Vice President in Government Affairs, Vice President, Director of Government Affairs, Vice President and Strategic Business Unit Leader, and Senior Vice President, Director of Personal Lines and Flood. He was promoted to Executive Vice President, Chief Field Operations Officer in 2007 and President and Chief Operating Officer in 2013. He served as President and Chief Executive Officer from February 2020 until May 2022, when he assumed his current role as Chairman of the Board, President and Chief Executive Officer. Prior to joining Selective, he was Vice President of Government Affairs for the Commerce & Industry Association of New Jersey.
Patrick S. Brennan
Executive Vice President, Chief Financial Officer
Patrick S. Brennan was appointed Executive Vice President and Chief Financial Officer of Selective, effective October 1, 2024. Before joining Selective in 2024, he spent 18 years at The Progressive Corporation, where he most recently served for eight years as Treasurer, overseeing treasury, capital strategy, risk management, and investor relations. His earlier career included key positions in the Treasury department at IBM Corporation, focusing on funding and foreign exchange strategy.
John Bresney
Executive Vice President, Chief Information Officer
John Bresney is the Executive Vice President, Chief Information Officer at Selective, responsible for all IT operations. He began his career at Selective as an intern in 1994, advancing through various leadership roles, including Senior Application Development Manager, Assistant Vice President, Enterprise Development Services; Vice President, Infrastructure and Operations; and Vice President, Personal Lines Business Development and Architecture.
Joseph O. Eppers
Executive Vice President, Chief Investment Officer
Joseph O. Eppers is the Executive Vice President, Chief Investment Officer at Selective. He joined the company in 2015, bringing 20 years of professional investment experience. Prior to Selective, he served as a Director at BlackRock within the Financial Institutions Group and was previously Senior Vice President of Investments at Endurance Specialty Holdings Ltd.
Jeffrey F. Kamrowski
Executive Vice President, MUSIC (Mesa Underwriters Specialty Insurance Company)
Jeffrey F. Kamrowski is the Executive Vice President, MUSIC (Mesa Underwriters Specialty Insurance Company), a subsidiary of Selective Insurance Group, Inc. He joined Selective in 1988 as a programming analyst and has gained extensive experience across standard and specialty lines insurance operations, holding various roles in Business Services, Commercial Lines Underwriting, E&S, and Information Technology.
AI Analysis | Feedback
Here are the key risks to Selective Insurance (SIGI):
- Social Inflation and Reserve Adequacy: Selective Insurance faces significant risk from social inflation, characterized by increased litigation, larger jury awards, and broader definitions of liability, particularly given its high exposure (approximately 45%) to lawsuit-prone insurance lines, including contractor insurance. This trend can lead to higher-than-expected claims payouts and necessitate further reserve strengthening, directly impacting profitability. The company has a recent history of reserve charges affecting its financial performance, including a substantial $75 million charge that contributed to a 13% stock decline after falling short of earnings estimates in Q1 2025. Selective Insurance also reported unfavorable prior-year casualty reserve development in 2024 and 2025.
- Climate Change and Catastrophic Events: As a provider of property and flood insurance, Selective Insurance is vulnerable to the increasing frequency and severity of natural disasters, such as hurricanes, wildfires, floods, and severe storms. These events strain loss ratios and require insurers to continuously reassess their exposure in high-risk geographies. The unpredictable nature and increasing frequency of such events can materially impact the company's financial results. Furthermore, climate change poses investment risks due to its transition and physical impacts on carbon-intensive sectors within the company's investment portfolio.
- Intense Competition and Dynamic Market Conditions: Selective Insurance operates in a highly competitive and fragmented property and casualty insurance market. The company faces robust competition from national carriers, super-regional insurers, and emerging digital entrants (insurtechs), which can impact its market share, pricing power, and overall profitability. The industry is also undergoing significant transformation driven by technological advancements like AI and data analytics, evolving customer expectations, and persistent inflationary pressures on loss costs, demanding continuous adaptation and investment to maintain competitiveness.
AI Analysis | Feedback
The rise of direct-to-consumer digital insurance providers and insurtech companies poses a clear emerging threat to Selective Insurance. These new entrants leverage advanced technology, artificial intelligence, and data analytics to offer streamlined online and mobile-app based experiences, often providing faster quotes, personalized policies, and potentially lower prices by bypassing traditional independent agent distribution channels. As Selective Insurance heavily relies on independent retail and wholesale agents, this shift towards digital-first customer acquisition and service models could lead to erosion of market share, particularly in personal lines and smaller commercial segments where customers are increasingly opting for direct digital interactions for their insurance needs.
AI Analysis | Feedback
The addressable markets for Selective Insurance's main products and services in the United States are as follows:
- U.S. Property and Casualty Insurance Market: This market, which encompasses both property and casualty insurance products, was valued at an estimated USD 1.10 trillion in 2025 and is projected to reach USD 1.33 trillion by 2030, growing at a compound annual growth rate (CAGR) of 3.96%.
- U.S. Homeowners' Insurance Market: A significant component of the property insurance sector, the market size for Homeowners' Insurance in the U.S. was approximately USD 175.1 billion in 2025.
- U.S. Flood Insurance Market: The U.S. private residential flood insurance market generated premium revenue of USD 0.5 billion in 2024. More broadly, the U.S. flood insurance market, including both private and federal policies, saw direct premiums written increase to USD 4.1 billion in 2024.
AI Analysis | Feedback
Selective Insurance (SIGI) is expected to drive future revenue growth over the next two to three years through a combination of strategic initiatives across its insurance operations and investment portfolio:
- Disciplined Underwriting and Pricing Actions: The company is focused on strong underwriting and pricing discipline across its Standard Commercial Lines, Standard Personal Lines, and Excess & Surplus (E&S) Lines segments. This includes implementing renewal pure price increases, such as 15.1% in personal lines and 7.8% in E&S lines in Q4 2025, and 8.9% in Standard Commercial Lines in Q3 2025, which are anticipated to contribute to net premiums earned growth.
- Expansion of Net Investment Income: Selective Insurance projects its after-tax net investment income to increase by 10% in 2026, reaching $465 million, driven by the growth in its invested assets. The company's conservative investment portfolio strategy and attractive new purchase yields, such as the 5.8% pretax average new purchase yield in Q3 2025, are expected to provide a durable source of future investment income.
- Geographic Expansion and Market Diversification: The company plans to continue its geographic expansion, with the launch of Standard Commercial Lines business in Kansas in 2025 and anticipated entry into Montana and Wyoming by the end of 2026. Selective is also pursuing potential geographic expansion in Standard Personal Lines and aims to increase market share and diversify its product and distribution capabilities across its E&S and other specialty lines.
- Strategic Technology Investments: Selective Insurance is investing in technology to enhance operational efficiency, improve decision-making, and support scalability. These investments, particularly in the Excess and Surplus segment, are intended to propel top-line growth and overall profitability.
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Share Repurchases
- The Board of Directors approved a new $200 million share repurchase program effective October 27, 2025, superseding a prior $100 million authorization.
- In 2025, Selective Insurance Group returned $182 million to common stockholders through regular dividends and opportunistic share repurchases.
- Actual share repurchases amounted to approximately $92 million in 2025, $15.6 million in 2024, $7.9 million in 2023, and $19 million in 2022.
Outbound Investments
- Annual "investing activities - other" for Selective Insurance were approximately $-0.055 billion in 2022, $-0.087 billion in 2023, $-0.065 billion in 2024, and $-0.191 billion for the twelve months ending December 31, 2025.
- The company is committed to strategic investments aimed at fueling growth, innovation, and performance excellence, with a focus on expanding with existing partners and establishing new agency locations.
- Selective Insurance maintains a conservative approach to its investment portfolio and has not made significant changes to its investment strategy.
Capital Expenditures
- Selective Insurance is in the process of relocating many operations to a new leased facility in Short Hills, New Jersey, with the transition expected to occur from mid-2026 through 2029.
- The company prioritizes deploying capital to enhance scale, improve decision-making, and boost operational efficiency, including investments in digital tools and underwriting strategies.
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Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 108.40 |
| Mkt Cap | 15.9 |
| Rev LTM | 9,795 |
| Op Inc LTM | - |
| FCF LTM | 2,301 |
| FCF 3Y Avg | 1,873 |
| CFO LTM | 2,358 |
| CFO 3Y Avg | 1,899 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 7.5% |
| Rev Chg 3Y Avg | 9.0% |
| Rev Chg Q | 5.7% |
| QoQ Delta Rev Chg LTM | 1.4% |
| Op Inc Chg LTM | - |
| Op Inc Chg 3Y Avg | - |
| Op Mgn LTM | - |
| Op Mgn 3Y Avg | - |
| QoQ Delta Op Mgn LTM | - |
| CFO/Rev LTM | 22.6% |
| CFO/Rev 3Y Avg | 22.4% |
| FCF/Rev LTM | 21.8% |
| FCF/Rev 3Y Avg | 22.0% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 15.9 |
| P/S | 1.5 |
| P/Op Inc | - |
| P/EBIT | 7.6 |
| P/E | 10.2 |
| P/CFO | 6.7 |
| Total Yield | 12.8% |
| Dividend Yield | 2.1% |
| FCF Yield 3Y Avg | 13.3% |
| D/E | 0.1 |
| Net D/E | -0.3 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | 0.1% |
| 3M Rtn | -6.3% |
| 6M Rtn | 1.0% |
| 12M Rtn | 0.8% |
| 3Y Rtn | 69.0% |
| 1M Excs Rtn | -10.3% |
| 3M Excs Rtn | -13.0% |
| 6M Excs Rtn | -5.9% |
| 12M Excs Rtn | -30.7% |
| 3Y Excs Rtn | -13.4% |
Price Behavior
| Market Price | $84.78 | |
| Market Cap ($ Bil) | 5.1 | |
| First Trading Date | 03/26/1990 | |
| Distance from 52W High | -5.4% | |
| 50 Days | 200 Days | |
| DMA Price | $79.66 | $79.99 |
| DMA Trend | indeterminate | down |
| Distance from DMA | 6.4% | 6.0% |
| 3M | 1YR | |
| Volatility | 29.2% | 30.2% |
| Downside Capture | 0.18 | 0.10 |
| Upside Capture | 2.71 | 8.79 |
| Correlation (SPY) | 8.4% | 13.0% |
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | -0.11 | 0.15 | 0.06 | 0.04 | 0.31 | 0.35 |
| Up Beta | -0.10 | -0.01 | 0.13 | 0.33 | 0.78 | 0.55 |
| Down Beta | -4.13 | 0.03 | 0.38 | 0.12 | 0.22 | 0.36 |
| Up Capture | 59% | 24% | 5% | 8% | 6% | 4% |
| Bmk +ve Days | 15 | 22 | 31 | 66 | 141 | 428 |
| Stock +ve Days | 13 | 19 | 31 | 65 | 134 | 403 |
| Down Capture | -313% | 25% | -20% | -35% | 19% | 47% |
| Bmk -ve Days | 4 | 18 | 30 | 56 | 108 | 321 |
| Stock -ve Days | 9 | 24 | 32 | 59 | 117 | 347 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with SIGI | |
|---|---|---|---|---|
| SIGI | -3.6% | 30.0% | -0.11 | - |
| Sector ETF (XLF) | 5.2% | 14.6% | 0.13 | 35.4% |
| Equity (SPY) | 29.0% | 12.5% | 1.83 | 13.2% |
| Gold (GLD) | 39.8% | 27.0% | 1.22 | 4.1% |
| Commodities (DBC) | 50.6% | 18.0% | 2.21 | -8.3% |
| Real Estate (VNQ) | 13.0% | 13.5% | 0.66 | 35.8% |
| Bitcoin (BTCUSD) | -17.4% | 42.1% | -0.34 | 1.6% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with SIGI | |
|---|---|---|---|---|
| SIGI | 3.5% | 27.5% | 0.14 | - |
| Sector ETF (XLF) | 8.9% | 18.6% | 0.36 | 46.5% |
| Equity (SPY) | 12.8% | 17.1% | 0.59 | 30.9% |
| Gold (GLD) | 20.9% | 17.9% | 0.95 | 0.6% |
| Commodities (DBC) | 13.8% | 19.1% | 0.59 | 4.5% |
| Real Estate (VNQ) | 3.4% | 18.8% | 0.08 | 30.7% |
| Bitcoin (BTCUSD) | 7.0% | 56.0% | 0.34 | 8.4% |
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Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with SIGI | |
|---|---|---|---|---|
| SIGI | 10.9% | 28.8% | 0.41 | - |
| Sector ETF (XLF) | 12.6% | 22.2% | 0.52 | 58.9% |
| Equity (SPY) | 15.1% | 17.9% | 0.72 | 49.3% |
| Gold (GLD) | 13.4% | 15.9% | 0.69 | -0.8% |
| Commodities (DBC) | 9.3% | 17.8% | 0.44 | 14.0% |
| Real Estate (VNQ) | 5.8% | 20.7% | 0.24 | 48.5% |
| Bitcoin (BTCUSD) | 67.8% | 66.9% | 1.07 | 8.9% |
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 4/22/2026 | 8.7% | 9.1% | |
| 1/29/2026 | 0.0% | 7.0% | 1.4% |
| 10/22/2025 | -5.7% | -8.0% | -4.7% |
| 7/23/2025 | -17.0% | -12.2% | -13.2% |
| 4/23/2025 | -1.8% | -4.0% | -4.4% |
| 1/29/2025 | -12.6% | -9.0% | -8.1% |
| 10/21/2024 | -3.8% | -5.6% | 0.5% |
| 7/18/2024 | -18.2% | -11.4% | -11.0% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 9 | 11 | 13 |
| # Negative | 16 | 14 | 11 |
| Median Positive | 2.1% | 2.1% | 4.7% |
| Median Negative | -4.7% | -6.5% | -4.6% |
| Max Positive | 8.7% | 9.1% | 21.2% |
| Max Negative | -18.2% | -12.2% | -13.2% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 03/31/2026 | 04/24/2026 | 10-Q |
| 12/31/2025 | 02/09/2026 | 10-K |
| 09/30/2025 | 10/24/2025 | 10-Q |
| 06/30/2025 | 07/25/2025 | 10-Q |
| 03/31/2025 | 04/25/2025 | 10-Q |
| 12/31/2024 | 02/10/2025 | 10-K |
| 09/30/2024 | 10/25/2024 | 10-Q |
| 06/30/2024 | 07/26/2024 | 10-Q |
| 03/31/2024 | 05/02/2024 | 10-Q |
| 12/31/2023 | 02/09/2024 | 10-K |
| 09/30/2023 | 11/02/2023 | 10-Q |
| 06/30/2023 | 08/03/2023 | 10-Q |
| 03/31/2023 | 05/04/2023 | 10-Q |
| 12/31/2022 | 02/10/2023 | 10-K |
| 09/30/2022 | 11/03/2022 | 10-Q |
| 06/30/2022 | 08/04/2022 | 10-Q |
Insider Activity
Expand for More| # | Owner | Title | Holding | Action | Filing Date | Price | Shares | Transacted Value | Value of Held Shares | Form |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Harnett, Anthony D | SVP, Chief Accounting Officer | Direct | Sell | 2172026 | 87.33 | 1,064 | 92,914 | 1,327,763 | Form |
| 2 | Bacus, Lisa R | Direct | Buy | 2032026 | 84.81 | 600 | 50,886 | 574,813 | Form | |
| 3 | Harnett, Anthony D | SVP, Chief Accounting Officer | Direct | Sell | 2032026 | 85.31 | 955 | 81,473 | 1,297,162 | Form |
| 4 | Brennan, Patrick Sean | EVP, Chief Financial Officer | Direct | Buy | 10272025 | 76.17 | 2,700 | 205,659 | 1,367,117 | Form |
| 5 | Doherty, Robert Kelly | Direct | Buy | 8012025 | 77.00 | 1,500 | 115,500 | 2,087,482 | Form |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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