Tearsheet

PBF Energy (PBF)


Market Price (12/28/2025): $26.15 | Market Cap: $3.0 Bil
Sector: Energy | Industry: Oil & Gas Refining & Marketing

PBF Energy (PBF)


Market Price (12/28/2025): $26.15
Market Cap: $3.0 Bil
Sector: Energy
Industry: Oil & Gas Refining & Marketing

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.


0 Attractive yield
Dividend Yield is 4.2%
Weak multi-year price returns
2Y Excs Rtn is -84%, 3Y Excs Rtn is -107%
Not profitable at operating income level
Op Inc LTMOperating Income, Last Twelve Months is -1.4 Bil, Op Mgn LTMOperating Margin = Operating Income / Revenue Reflects profitability before taxes and before impact of capital structure (interest payments). is -4.5%
1 Megatrend and thematic drivers
Megatrends include US Energy Independence, and Energy Transition & Decarbonization. Themes include Domestic Refined Products Supply, Renewable Fuel Production, Show more.
Meaningful short interest
Short Interest % of Basic SharesShort Interest % of Basic Shares = (Short Interest Quantity) / (Basic Shares Outstanding). A high fraction of short interest can indicate potential risk of a short squeeze. is 16%
Debt is significant
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 88%
2   Weak revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is -19%, Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -7.1%, Rev Chg QQuarterly Revenue Change % is -14%
3   Not cash flow generative
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is -2.9%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is -4.4%
4   Yield minus risk free rate is negative
ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -33%
5   Key risks
PBF key risks include [1] substantial financial and operational setbacks from disruptions at its relatively few refineries and [2] significant financial exposure to the volatile price of Renewable Identification Numbers (RINs) and stringent regional regulations.
0 Attractive yield
Dividend Yield is 4.2%
1 Megatrend and thematic drivers
Megatrends include US Energy Independence, and Energy Transition & Decarbonization. Themes include Domestic Refined Products Supply, Renewable Fuel Production, Show more.
2 Weak multi-year price returns
2Y Excs Rtn is -84%, 3Y Excs Rtn is -107%
3 Meaningful short interest
Short Interest % of Basic SharesShort Interest % of Basic Shares = (Short Interest Quantity) / (Basic Shares Outstanding). A high fraction of short interest can indicate potential risk of a short squeeze. is 16%
4 Not profitable at operating income level
Op Inc LTMOperating Income, Last Twelve Months is -1.4 Bil, Op Mgn LTMOperating Margin = Operating Income / Revenue Reflects profitability before taxes and before impact of capital structure (interest payments). is -4.5%
5 Debt is significant
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 88%
6 Weak revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is -19%, Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -7.1%, Rev Chg QQuarterly Revenue Change % is -14%
7 Not cash flow generative
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is -2.9%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is -4.4%
8 Yield minus risk free rate is negative
ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -33%
9 Key risks
PBF key risks include [1] substantial financial and operational setbacks from disruptions at its relatively few refineries and [2] significant financial exposure to the volatile price of Renewable Identification Numbers (RINs) and stringent regional regulations.

Valuation, Metrics & Events

PBF Stock


Why The Stock Moved


Qualitative Assessment

AI Analysis | Feedback

<br><br>

<b>1. Wolfe Research downgraded PBF Energy from "Hold" to "Sell" on December 8, 2025, setting a new price target of $23.00, which implied a potential downside of over 27% within 12 months.</b><br><br>

<b>2. The stock experienced a significant short-term decline, falling by 16.47% in the 10 days leading up to December 24, 2025.</b><br><br>

<b>3. PBF Energy reported a coker fire at its Torrance, California refinery on December 16, 2025, which could have raised concerns about operational disruptions and costs.</b><br><br>

<b>4. The overall analyst consensus for PBF Energy during this period leaned towards "Hold" or "Sell," with a consensus rating of "Reduce" from 16 Wall Street analysts as of December 26, 2025.</b><br><br>

<b>5. Despite outperforming estimates in Q3 2025, analysts projected a negative earnings per share (EPS) for PBF Energy for the full fiscal year 2025, indicating broader profitability challenges.</b>

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Stock Movement Drivers

Fundamental Drivers

The -19.2% change in PBF stock from 9/27/2025 to 12/27/2025 was primarily driven by a -19.2% change in the company's P/S Multiple.
927202512272025Change
Stock Price ($)32.3826.15-19.24%
Change Contribution ByLTMLTM
Total Revenues ($ Mil)30275.3030275.300.00%
P/S Multiple0.120.10-19.24%
Shares Outstanding (Mil)113.85113.850.00%
Cumulative Contribution-19.24%

LTM = Last Twelve Months as of date shown

Market Drivers

9/27/2025 to 12/27/2025
ReturnCorrelation
PBF-19.2% 
Market (SPY)4.3%29.6%
Sector (XLE)-3.9%62.8%

Fundamental Drivers

The 22.1% change in PBF stock from 6/28/2025 to 12/27/2025 was primarily driven by a 27.3% change in the company's P/S Multiple.
628202512272025Change
Stock Price ($)21.4226.1522.08%
Change Contribution ByLTMLTM
Total Revenues ($ Mil)31536.1030275.30-4.00%
P/S Multiple0.080.1027.27%
Shares Outstanding (Mil)113.75113.85-0.09%
Cumulative Contribution22.08%

LTM = Last Twelve Months as of date shown

Market Drivers

6/28/2025 to 12/27/2025
ReturnCorrelation
PBF22.1% 
Market (SPY)12.6%22.9%
Sector (XLE)4.5%56.6%

Fundamental Drivers

The 7.6% change in PBF stock from 12/27/2024 to 12/27/2025 was primarily driven by a 22.7% change in the company's P/S Multiple.
1227202412272025Change
Stock Price ($)24.3026.157.60%
Change Contribution ByLTMLTM
Total Revenues ($ Mil)34902.7030275.30-13.26%
P/S Multiple0.080.1022.71%
Shares Outstanding (Mil)115.08113.851.07%
Cumulative Contribution7.58%

LTM = Last Twelve Months as of date shown

Market Drivers

12/27/2024 to 12/27/2025
ReturnCorrelation
PBF7.6% 
Market (SPY)17.0%38.0%
Sector (XLE)7.1%63.4%

Fundamental Drivers

The -27.8% change in PBF stock from 12/28/2022 to 12/27/2025 was primarily driven by a -31.5% change in the company's Total Revenues ($ Mil).
1228202212272025Change
Stock Price ($)36.2226.15-27.80%
Change Contribution ByLTMLTM
Total Revenues ($ Mil)44228.0030275.30-31.55%
P/S Multiple0.100.10-1.67%
Shares Outstanding (Mil)122.11113.856.77%
Cumulative Contribution-28.13%

LTM = Last Twelve Months as of date shown

Market Drivers

12/28/2023 to 12/27/2025
ReturnCorrelation
PBF-36.6% 
Market (SPY)48.0%34.2%
Sector (XLE)11.4%61.9%

Return vs. Risk


Price Returns Compared

 202020212022202320242025Total [1]
Returns
PBF Return-77%83%217%10%-38%4%-6%
Peers Return16%38%-12%21%26%16%150%
S&P 500 Return16%27%-19%24%23%18%114%

Monthly Win Rates [3]
PBF Win Rate17%67%83%50%25%67% 
Peers Win Rate52%65%42%68%57%52% 
S&P 500 Win Rate58%75%42%67%75%73% 

Max Drawdowns [4]
PBF Max Drawdown-86%-7%0%-23%-41%-45% 
Peers Max Drawdown-34%-5%-26%-7%-9%-23% 
S&P 500 Max Drawdown-31%-1%-25%-1%-2%-15% 


[1] Cumulative total returns since the beginning of 2020
[2] Peers: HPQ, HPE, IBM, CSCO, AAPL. See PBF Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2025 data is for the year up to 12/26/2025 (YTD)

How Low Can It Go

Unique KeyEventPBFS&P 500
2022 Inflation Shock2022 Inflation Shock  
2022 Inflation Shock% Loss% Loss-59.6%-25.4%
2022 Inflation Shock% Gain to Breakeven% Gain to Breakeven147.3%34.1%
2022 Inflation ShockTime to BreakevenTime to Breakeven172 days464 days
2020 Covid Pandemic2020 Covid Pandemic  
2020 Covid Pandemic% Loss% Loss-87.3%-33.9%
2020 Covid Pandemic% Gain to Breakeven% Gain to Breakeven685.9%51.3%
2020 Covid PandemicTime to BreakevenTime to Breakeven581 days148 days
2018 Correction2018 Correction  
2018 Correction% Loss% Loss-59.7%-19.8%
2018 Correction% Gain to Breakeven% Gain to Breakeven148.1%24.7%
2018 CorrectionTime to BreakevenTime to Breakeven1,485 days120 days

Compare to HPQ, HPE, IBM, CSCO, AAPL

In The Past

PBF Energy's stock fell -59.6% during the 2022 Inflation Shock from a high on 3/12/2021. A -59.6% loss requires a 147.3% gain to breakeven.

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About PBF Energy (PBF)

PBF Energy Inc., together with its subsidiaries, engages in refining and supplying petroleum products. The company operates in two segments, Refining and Logistics. It produces gasoline, ultra-low-sulfur diesel, heating oil, diesel fuel, jet fuel, lubricants, petrochemicals, and asphalt, as well as unbranded transportation fuels, petrochemical feedstocks, blending components, and other petroleum products. The company sells its products in Northeast, Midwest, Gulf Coast, and West Coast of the United States, as well as in other regions of the United States, Canada, and Mexico. It also offers various rail, truck, and marine terminaling services, as well as pipeline transportation and storage services. As of December 31, 2021, the company owned and operated six oil refineries and related assets. PBF Energy Inc. was founded in 2008 and is based in Parsippany, New Jersey.

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Here are 1-3 brief analogies for PBF Energy (PBF):

  • PBF Energy is like Alcoa (AA) for oil, a major industrial processor that takes a raw commodity (crude oil) and transforms it into essential refined products like gasoline, diesel, and jet fuel.
  • PBF Energy is essentially ExxonMobil's (XOM) refining business, spun out as a standalone company, focused solely on processing crude oil into a wide range of petroleum products.
  • PBF Energy is like the manufacturing and wholesale arm of an oil major like Chevron (CVX), specializing in transforming crude oil into fuels and lubricants for various industries, without the upstream drilling or retail gas stations.

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  • Gasoline: Primary transportation fuel used in spark-ignition internal combustion engines.
  • Diesel Fuel: Fuel mainly used in diesel engines for transportation, industrial, and power generation.
  • Jet Fuel: Kerosene-type fuel specifically designed for powering turbine aircraft.
  • Heating Oil: Fuel oil primarily used in furnaces and boilers for heating residential and commercial buildings.
  • Asphalt: A sticky, black, viscous petroleum product predominantly used for road paving and roofing.

AI Analysis | Feedback

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PBF Energy (symbol: PBF) primarily sells its refined petroleum products to other companies rather than directly to individuals.

According to PBF Energy's financial disclosures, no single customer accounted for 10% or more of its consolidated revenues during recent fiscal years. Therefore, specific names of major customer companies are not publicly disclosed.

However, PBF Energy serves a broad range of wholesale customers within the energy and transportation sectors. These customers can be broadly categorized as:

  • Wholesale Marketers and Distributors: These companies purchase refined products (such as gasoline, diesel, and jet fuel) in bulk from PBF Energy and then distribute and sell them under their own brands or to smaller end-users, including gas stations, commercial fleets, and industrial customers.
  • Other Refiners: PBF Energy engages in product exchanges and sales with other refiners to optimize supply chains, balance regional demand, and manage inventory levels across their respective refinery systems.
  • Large Industrial and Commercial End-Users: This category includes large-scale consumers of petroleum products such as airlines (for jet fuel), shipping companies, large trucking fleets, agricultural businesses, and industrial plants that require significant volumes of fuel oil, feedstocks, or other specialized products for their operations.
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Matthew C. Lucey, President and Chief Executive Officer

Mr. Lucey assumed the role of President and Chief Executive Officer of PBF Energy in July 2023, having previously served as President since 2015. He held positions as Executive Vice President, Senior Vice President, and Chief Financial Officer from April 2010 to April 2014, and joined PBF as Vice President, Finance in April 2008. Before his tenure at PBF, Mr. Lucey was a Managing Director of M.E. Zukerman & Co., a New York-based private equity firm specializing in the energy sector, from 2001 to 2008, indicating a pattern of managing companies backed by private equity firms. He also spent six years in the banking industry prior to M.E. Zukerman & Co..

Joseph Marino, Senior Vice President and Chief Financial Officer

Mr. Marino was appointed Chief Financial Officer of PBF Energy, effective October 1, 2025. He joined the company in 2011 and served as Treasurer from 2020 to 2025. During his time at PBF, he held various finance and accounting roles, including Director of Financial Reporting during the company's initial public offering and Assistant Controller from 2015 to 2020. Prior to joining PBF, Mr. Marino was employed at Ernst & Young LLP, where he represented large public and private corporations in the oil and gas industry.

Thomas J. Nimbley, Executive Chairman

Mr. Nimbley has served as Executive Chairman of PBF Energy from July 2023, with his term concluding in June 2025. He previously served as the Chief Executive Officer from June 2010 to June 2023, leading the private predecessor company and then the public company after its IPO in 2012. Mr. Nimbley founded PBF Energy in 2008. Before PBF, he was a Principal for Nimbley Consultants LLC from 2005 to 2010, where he provided consulting services and assisted on the acquisition of two refineries. He also held senior leadership positions, including Senior Vice President and Head of Refining for Phillips Petroleum Company and ConocoPhillips. His career began at Exxon in 1973, where he spent twenty years, and he also worked for Tosco Corporation.

Trecia Canty, Senior Vice President, General Counsel

Ms. Canty serves as Senior Vice President, General Counsel, and Secretary for PBF Energy. She joined PBF in 2012, initially as Vice President, Senior Deputy General Counsel. Her responsibilities include overseeing the Legal Department and Contracts Administration. Ms. Canty began her legal career at Cleary Gottlieb in Manhattan after earning her law degree from Columbia University.

Jim Fedena, Senior Vice President, Logistics, Renewable Fuels, and Strategic Assets

Mr. Fedena joined PBF Energy in June 2010. He has held various roles within the company, including Senior Vice President and Head of Logistics for PBF Logistics, a master limited partnership. With over 30 years of experience in the oil industry, specializing in refining, pipelines, and terminal operations, Mr. Fedena has a comprehensive background in the sector. Prior to joining PBF, he served as a managing partner for PJF Associates, where he provided consulting services for private equity firms on refining acquisitions in North America and Europe, demonstrating a pattern of involvement with private equity-backed companies.

AI Analysis | Feedback

The key risks to PBF Energy's business include volatility in market and commodity prices, operational hazards and disruptions, and environmental and regulatory challenges.

  1. Market and Commodity Price Volatility: PBF Energy's profitability is highly sensitive to fluctuations in crude oil prices, refined product prices, and crack spreads (the difference between the price of crude oil and the products refined from it). Global macroeconomic conditions and the demand for petroleum products significantly impact refining margins, making the company vulnerable to market shifts and commodity price volatility.
  2. Operational Hazards and Disruptions: The refining industry inherently faces risks such as fires, explosions, and equipment failures. Disruptions at any of PBF Energy's relatively few refineries can lead to substantial operational and financial setbacks, as exemplified by the recent fire at its Martinez refinery, which impacted its financial health and operational recovery.
  3. Environmental and Regulatory Risks: PBF Energy operates under stringent environmental regulations, particularly concerning greenhouse gas emissions and renewable fuel standards. The obligation to purchase Renewable Identification Numbers (RINs) and manage risks from their volatile prices, along with other environmental compliance costs, poses a significant financial risk. Regulatory changes, especially in regions like California, can also lead to increased operational constraints and costs.

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The accelerated adoption of electric vehicles (EVs) represents a clear emerging threat to PBF Energy's core business model. As EV market penetration increases globally, the demand for gasoline, a primary product of petroleum refining, is expected to decline significantly over the coming decades. This trend, driven by technological advancements, evolving consumer preferences, and government policies favoring decarbonization, directly challenges the long-term viability and profitability of traditional fossil fuel refining operations.

AI Analysis | Feedback

PBF Energy (PBF) primarily operates in petroleum refining and logistics, producing and selling a range of petroleum products. Their main products include transportation fuels such as gasoline, ultra-low-sulfur diesel (ULSD), jet fuel, and heating oil, as well as other petroleum products like lubricants, petrochemical feedstocks, and asphalt.

Addressable Market Sizes for PBF Energy's Main Products:

  • Petroleum Refining Market (U.S.): The U.S. petroleum refining market size was valued at approximately USD 793.3 billion in 2024 and is projected to reach USD 1,168.3 billion by 2032, exhibiting a Compound Annual Growth Rate (CAGR) of 5.1% during the forecast period of 2025–2032. Another estimate places the U.S. Petroleum Refining industry revenue at an estimated USD 798.3 billion in 2025.

  • Gasoline (U.S.): The market size for Gasoline & Petroleum Wholesaling in the U.S. was USD 664.1 billion in 2024 and is expected to be USD 664.7 billion in 2025. The U.S. gasoline market size is forecasted to decrease by 258 million liters, with a CAGR of -4.18% between 2022 and 2027. Globally, the gasoline as a fuel market size is estimated at USD 1.87 trillion in 2025, and is expected to reach USD 1.97 trillion by 2030, at a CAGR of 1.06%.

  • Diesel Fuel (U.S.): The U.S. Diesel Fuel market size is estimated to reach USD 60 billion by 2031, growing at a CAGR of 2.5% during the forecast period 2025-2031. The global diesel fuel market size was estimated at USD 241.41 billion in 2024 and is projected to reach USD 306.02 billion by 2030, growing at a CAGR of 4.1% from 2025 to 2030.

  • Jet Fuel (Global & U.S. Demand): The global jet fuel market size was valued at USD 286.94 billion in 2024 and is projected to grow to USD 408.05 billion by 2032, with a CAGR of 4.5% during the forecast period 2025-2032. North America is the largest regional jet fuel market, with U.S. jet fuel demand estimated to be around 22 million barrels per day in 2024.

  • Lubricants (U.S.): The U.S. lubricants market size was valued at USD 41.71 billion in 2024 and is anticipated to grow at a CAGR of 2.4% from 2025 to 2033.

  • Asphalt (U.S.): The U.S. asphalt market size was USD 32.6 million in 2024, and is expected to reach USD 52.9 million by 2032, growing at a CAGR of 6.3% during the forecast period 2025–2032. Another source projects the U.S. asphalt market to reach USD 70.72 million by 2027.

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PBF Energy (PBF) is expected to drive future revenue growth over the next 2-3 years through a combination of operational improvements, strategic expansion in renewable fuels, and favorable market dynamics. Here are 3-5 expected drivers:
  • Full Restart and Enhanced Operations at Martinez Refinery: The full restart of the Martinez refinery, following a fire, is a significant operational driver for PBF Energy. The company anticipates the refinery to be fully operational by year-end 2025, which will restore and enhance its production capacity. Upgrades at this refinery are also aimed at opening new revenue streams.
  • Expansion of Renewable Diesel Production: PBF Energy is actively expanding its renewable diesel production through its St. Bernard Renewables (SBR) joint venture. The company aims to ramp up renewable diesel output to between 16,000 and 18,000 barrels per day, capitalizing on policy incentives and growing demand for low-carbon fuels.
  • Refining Business Improvement (RBI) Initiative: The company's RBI initiative, while focused on cost savings, is also designed to "extract incremental value across our business through improved reliability and efficiency." These operational improvements are projected to generate over $350 million in annualized run-rate savings by year-end 2026, which can indirectly boost revenue by improving margins and potentially enabling increased throughput.
  • Favorable Global Refining Market Conditions: PBF Energy anticipates a constructive refining environment characterized by structurally tight global refining markets, with capacity rationalization and demand growth expected to exceed new refinery additions. This tightening supply backdrop, coupled with strong global demand for products like diesel and widening light-heavy crude spreads, is expected to support strong utilization, pricing power, and higher revenues for efficient U.S. refiners.

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Share Repurchases

  • PBF Energy authorized a $500 million share repurchase program in December 2022.
  • In February 2024, the board increased the existing share repurchase authorization by $750 million, resulting in over $1 billion in total outstanding authorization.
  • The company repurchased approximately $156.4 million in 2022, $532.5 million in 2023, and $329.1 million in 2024.

Outbound Investments

  • PBF Energy completed the acquisition of the Martinez refinery and related logistics assets from Shell on February 1, 2020, for $960.0 million plus working capital.
  • In December 2022, PBF Energy completed the acquisition of PBF Logistics L.P., merging all common units not already owned by PBF Energy.
  • PBF is a 50% partner in the St. Bernard Renewables (SBR) joint venture, focused on producing sustainable aviation fuel and renewable diesel, with its first facility slated for completion by 2026.

Capital Expenditures

  • PBF Energy anticipates full-year capital expenditures for 2025 to be between $750 million and $775 million, excluding costs for restoring the Martinez Refinery.
  • The capital expenditures are primarily focused on projects and turnarounds, strategic procurement, and optimizing its six-refinery system to improve reliability and efficiency.
  • Historical capital expenditures include $1,011 million in 2022, $1,174 million in 2023, and $1,008 million in 2024. Year-to-date rebuild capital expenses at the Martinez Refinery reached approximately $260 million by the end of Q3 2025, which are expected to be covered by insurance.

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Trade Ideas

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Unique KeyDateTickerCompanyCategoryTrade Strategy6M Fwd Rtn12M Fwd Rtn12M Max DD
WHD_11212025_Dip_Buyer_ValueBuy11212025WHDCactusDip BuyDB | P/E OPMDip Buy with Low PE and High Margin
Buying dips for companies with tame PE and meaningfully high operating margin
12.1%12.1%0.0%
OVV_10172025_Dip_Buyer_FCFYield10172025OVVOvintivDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin
6.4%6.4%0.0%
COP_10102025_Dip_Buyer_FCFYield10102025COPConocoPhillipsDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin
5.4%5.4%-2.3%
HAL_10102025_Dip_Buyer_FCFYield10102025HALHalliburtonDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin
28.1%28.1%-0.7%
OXY_10102025_Dip_Buyer_FCFYield10102025OXYOccidental PetroleumDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin
-4.9%-4.9%-7.1%
PBF_12312021_Short_Squeeze12312021PBFPBF EnergySpecialShort Squeeze PotentialShort Squeeze Potential
Has potential for a short squeeze. High short interest, rising short interest and high debt.
136.4%217.2%0.0%

Recent Active Movers

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Peer Comparisons for PBF Energy

Peers to compare with:

Financials

PBFHPQHPEIBMCSCOAAPLMedian
NamePBF Ener.HP Hewlett .Internat.Cisco Sy.Apple  
Mkt Price26.1523.2624.49305.0978.16273.4052.16
Mkt Cap3.021.932.6284.9309.24,074.4158.8
Rev LTM30,27555,29534,29665,40257,696408,62556,496
Op Inc LTM-1,3723,6241,64411,54412,991130,2147,584
FCF LTM-1,3332,80062711,85412,73396,1847,327
FCF 3Y Avg5632,9781,40011,75313,879100,5037,366
CFO LTM-8683,6972,91913,48313,744108,5658,590
CFO 3Y Avg1,1383,6723,89613,49814,736111,5598,697

Growth & Margins

PBFHPQHPEIBMCSCOAAPLMedian
NamePBF Ener.HP Hewlett .Internat.Cisco Sy.Apple  
Rev Chg LTM-18.7%3.2%13.8%4.5%8.9%6.0%5.2%
Rev Chg 3Y Avg-7.1%-3.9%6.5%2.6%3.7%1.8%2.2%
Rev Chg Q-14.4%4.2%14.4%9.1%7.5%9.6%8.3%
QoQ Delta Rev Chg LTM-4.0%1.1%3.7%2.1%1.8%2.1%2.0%
Op Mgn LTM-4.5%6.6%4.8%17.7%22.5%31.9%12.1%
Op Mgn 3Y Avg2.1%7.4%7.2%16.4%24.2%30.8%11.9%
QoQ Delta Op Mgn LTM-0.4%-0.2%-1.4%0.6%0.4%0.1%-0.1%
CFO/Rev LTM-2.9%6.7%8.5%20.6%23.8%26.6%14.6%
CFO/Rev 3Y Avg2.6%6.8%12.7%21.4%26.1%28.4%17.1%
FCF/Rev LTM-4.4%5.1%1.8%18.1%22.1%23.5%11.6%
FCF/Rev 3Y Avg1.0%5.5%4.6%18.6%24.6%25.6%12.1%

Valuation

PBFHPQHPEIBMCSCOAAPLMedian
NamePBF Ener.HP Hewlett .Internat.Cisco Sy.Apple  
Mkt Cap3.021.932.6284.9309.24,074.4158.8
P/S0.10.41.04.45.410.02.7
P/EBIT-2.56.819.925.122.531.321.2
P/E-3.08.6572.736.029.941.033.0
P/CFO-3.45.911.221.122.537.516.2
Total Yield-28.8%14.1%2.3%5.0%5.4%2.8%3.9%
Dividend Yield4.2%2.5%2.1%2.2%2.1%0.4%2.1%
FCF Yield 3Y Avg5.8%10.6%5.5%6.4%6.0%3.1%5.9%
D/E1.10.50.70.20.10.00.4
Net D/E0.90.30.60.20.00.00.3

Returns

PBFHPQHPEIBMCSCOAAPLMedian
NamePBF Ener.HP Hewlett .Internat.Cisco Sy.Apple  
1M Rtn-22.5%-1.8%14.4%0.6%2.7%-1.5%-0.4%
3M Rtn-19.2%-11.9%2.7%7.9%17.0%7.1%4.9%
6M Rtn22.1%-4.0%34.5%6.6%15.2%36.3%18.7%
12M Rtn7.6%-27.0%16.2%40.5%34.5%7.5%11.9%
3Y Rtn-27.8%-1.9%71.1%143.1%81.3%120.2%76.2%
1M Excs Rtn-26.5%-5.6%12.9%-2.2%-0.0%-3.7%-3.0%
3M Excs Rtn-23.5%-16.2%-1.7%3.6%12.7%2.8%0.6%
6M Excs Rtn9.8%-16.3%22.3%-5.7%3.0%24.0%6.4%
12M Excs Rtn-8.4%-42.9%-0.7%25.0%19.9%-8.4%-4.6%
3Y Excs Rtn-106.6%-83.5%-11.2%59.6%-1.2%28.4%-6.2%

Financials

Segment Financials

Assets by Segment
$ Mil20242023202220212020
Refining12,59112,58810,7539,5658,155
Corporate1,024136475453
Logistics817863901934973
Eliminations-44-38-62-53-48
Total14,38813,54911,64010,5009,132


Price Behavior

Price Behavior
Market Price$26.15 
Market Cap ($ Bil)3.0 
First Trading Date12/13/2012 
Distance from 52W High-35.0% 
   50 Days200 Days
DMA Price$32.82$25.11
DMA Trendupup
Distance from DMA-20.3%4.2%
 3M1YR
Volatility58.9%64.8%
Downside Capture174.7993.39
Upside Capture36.9086.04
Correlation (SPY)27.4%38.1%
PBF Betas & Captures as of 11/30/2025

 1M2M3M6M1Y3Y
Beta1.171.440.961.041.261.07
Up Beta2.732.202.632.961.371.22
Down Beta5.822.192.321.401.671.20
Up Capture17%143%57%109%80%55%
Bmk +ve Days13263974142427
Stock +ve Days11233573130372
Down Capture13%60%-81%-80%90%101%
Bmk -ve Days7162452107323
Stock -ve Days9192853119378

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
 Comparison of PBF With Other Asset Classes (Last 1Y)
 PBFSector ETFEquityGoldCommoditiesReal EstateBitcoin
Annualized Return8.7%8.6%17.8%72.1%8.6%4.4%-8.2%
Annualized Volatility64.3%24.4%19.4%19.3%15.2%17.0%35.0%
Sharpe Ratio0.380.290.722.700.340.09-0.08
Correlation With Other Assets 63.4%38.1%9.9%51.9%28.3%18.5%

ETFs used for asset classes: Sector ETF = XLE, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 5-Year Data
 Comparison of PBF With Other Asset Classes (Last 5Y)
 PBFSector ETFEquityGoldCommoditiesReal EstateBitcoin
Annualized Return33.1%21.8%14.7%18.7%11.5%4.6%30.8%
Annualized Volatility64.2%26.7%17.1%15.5%18.7%18.9%48.6%
Sharpe Ratio0.710.750.700.970.500.160.57
Correlation With Other Assets 65.6%25.1%10.5%46.8%18.3%9.3%

ETFs used for asset classes: Sector ETF = XLE, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 10-Year Data
 Comparison of PBF With Other Asset Classes (Last 10Y)
 PBFSector ETFEquityGoldCommoditiesReal EstateBitcoin
Annualized Return-0.6%8.2%14.8%15.3%7.0%5.3%69.2%
Annualized Volatility66.6%29.8%18.0%14.7%17.6%20.8%55.8%
Sharpe Ratio0.280.330.710.860.320.220.90
Correlation With Other Assets 66.6%41.5%-0.5%40.6%35.2%9.9%

ETFs used for asset classes: Sector ETF = XLE, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How

Short Interest

Short Interest: As Of Date12152025
Short Interest: Shares Quantity18,773,896
Short Interest: % Change Since 1130202514.9%
Average Daily Volume2,773,511
Days-to-Cover Short Interest6.77
Basic Shares Quantity113,852,406
Short % of Basic Shares16.5%

Earnings Returns History

Expand for More
 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
10/30/20251.3%3.5%2.5%
7/31/2025-8.2%-7.7%9.4%
5/1/2025-3.0%6.8%12.2%
2/13/2025-12.8%-10.4%-21.1%
10/31/2024-1.1%7.0%10.2%
8/1/2024-3.8%-10.6%-17.6%
5/2/20240.8%-3.7%-10.8%
2/15/2024-2.3%-10.0%9.0%
...
SUMMARY STATS   
# Positive131416
# Negative11108
Median Positive2.2%6.4%12.5%
Median Negative-3.0%-7.3%-13.8%
Max Positive10.0%23.7%92.9%
Max Negative-12.8%-10.6%-44.0%

SEC Filings

Expand for More
Report DateFiling DateFiling
93020251030202510-Q 9/30/2025
6302025731202510-Q 6/30/2025
3312025501202510-Q 3/31/2025
12312024213202510-K 12/31/2024
93020241031202410-Q 9/30/2024
6302024801202410-Q 6/30/2024
3312024502202410-Q 3/31/2024
12312023215202410-K 12/31/2023
93020231102202310-Q 9/30/2023
6302023803202310-Q 6/30/2023
3312023505202310-Q 3/31/2023
12312022216202310-K 12/31/2022
93020221027202210-Q 9/30/2022
6302022728202210-Q 6/30/2022
3312022428202210-Q 3/31/2022
12312021217202210-K 12/31/2021