Tearsheet

Horizon Technology Finance (HRZN)


Market Price (5/11/2026): $4.53 | Market Cap: $214.3 Mil
Sector: Financials | Industry: Asset Management & Custody Banks

Horizon Technology Finance (HRZN)


Market Price (5/11/2026): $4.53
Market Cap: $214.3 Mil
Sector: Financials
Industry: Asset Management & Custody Banks

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

0

Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 36%, Dividend Yield is 26%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 31%, FCF Yield is 13%

Strong revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is 216%

Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 84%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 84%

Valuation becoming less expensive
P/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -84%

Low stock price volatility
Vol 12M is 39%

Megatrend and thematic drivers
Megatrends include Digital & Alternative Assets. Themes include Private Credit.

Weak multi-year price returns
2Y Excs Rtn is -91%, 3Y Excs Rtn is -121%

Meaningful short interest
Short Interest % of Basic SharesShort Interest % of Basic Shares = (Short Interest Quantity) / (Basic Shares Outstanding). A high fraction of short interest can indicate potential risk of a short squeeze. is 11%

Debt is significant
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 192%

Weak revenue growth
Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -84%

Key risks
HRZN key risks include [1] deteriorating portfolio credit quality and a rise in non-accrual loans, Show more.

0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 36%, Dividend Yield is 26%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 31%, FCF Yield is 13%
1 Strong revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is 216%
2 Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 84%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 84%
3 Valuation becoming less expensive
P/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -84%
4 Low stock price volatility
Vol 12M is 39%
5 Megatrend and thematic drivers
Megatrends include Digital & Alternative Assets. Themes include Private Credit.
6 Weak multi-year price returns
2Y Excs Rtn is -91%, 3Y Excs Rtn is -121%
7 Meaningful short interest
Short Interest % of Basic SharesShort Interest % of Basic Shares = (Short Interest Quantity) / (Basic Shares Outstanding). A high fraction of short interest can indicate potential risk of a short squeeze. is 11%
8 Debt is significant
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 192%
9 Weak revenue growth
Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -84%
10 Key risks
HRZN key risks include [1] deteriorating portfolio credit quality and a rise in non-accrual loans, Show more.

Valuation, Metrics & Events

Price Chart

Why The Stock Moved

Qualitative Assessment

AI Analysis | Feedback

Horizon Technology Finance (HRZN) stock has lost about 30% since 1/31/2026 because of the following key factors:

1. Horizon Technology Finance significantly missed Q4 2025 earnings estimates and reported substantial unrealized losses for the fiscal year. The company reported Q4 2025 earnings per share (EPS) of $0.18 on March 3, 2026, falling short of analysts' consensus estimates of $0.30 by $0.12. Quarterly revenue was $0.58 million, significantly below the consensus estimate of $25.64 million. For the full fiscal year 2025, Horizon reported net losses of $47.1 million, or $1.18 per share, primarily due to unrealized losses. This earnings miss led to an immediate stock price decline of 6.87% after the announcement.

2. The company announced a substantial reduction in its annual dividend for 2026, impacting income-focused investors. Horizon Technology Finance's annual dividend for 2026 is projected to be $0.87 per share, representing a 34.09% decrease compared to the $1.32 per share paid in 2025. This significant cut in shareholder distributions likely contributed to negative investor sentiment.

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Stock Movement Drivers

Fundamental Drivers

The -29.2% change in HRZN stock from 1/31/2026 to 5/10/2026 was primarily driven by a -326.9% change in the company's Total Revenues ($ Mil).
(LTM values as of)13120265102026Change
Stock Price ($)6.414.54-29.2%
Change Contribution By: 
Total Revenues ($ Mil)-1533-326.9%
P/S Multiple-19.06.5-134.3%
Shares Outstanding (Mil)4347-8.9%
Cumulative Contribution-29.2%

LTM = Last Twelve Months as of date shown

Market Drivers

1/31/2026 to 5/10/2026
ReturnCorrelation
HRZN-29.2% 
Market (SPY)3.6%21.8%
Sector (XLF)-3.6%26.1%

Fundamental Drivers

The -23.0% change in HRZN stock from 10/31/2025 to 5/10/2026 was primarily driven by a -326.9% change in the company's Total Revenues ($ Mil).
(LTM values as of)103120255102026Change
Stock Price ($)5.904.54-23.0%
Change Contribution By: 
Total Revenues ($ Mil)-1533-326.9%
P/S Multiple-17.56.5-137.2%
Shares Outstanding (Mil)4347-8.9%
Cumulative Contribution-23.0%

LTM = Last Twelve Months as of date shown

Market Drivers

10/31/2025 to 5/10/2026
ReturnCorrelation
HRZN-23.0% 
Market (SPY)5.5%21.9%
Sector (XLF)-1.3%24.1%

Fundamental Drivers

The -26.4% change in HRZN stock from 4/30/2025 to 5/10/2026 was primarily driven by a -216.2% change in the company's Total Revenues ($ Mil).
(LTM values as of)43020255102026Change
Stock Price ($)6.174.54-26.4%
Change Contribution By: 
Total Revenues ($ Mil)-2833-216.2%
P/S Multiple-8.76.5-174.5%
Shares Outstanding (Mil)4047-15.0%
Cumulative Contribution-26.4%

LTM = Last Twelve Months as of date shown

Market Drivers

4/30/2025 to 5/10/2026
ReturnCorrelation
HRZN-26.4% 
Market (SPY)30.4%20.9%
Sector (XLF)6.7%22.6%

Fundamental Drivers

The -41.0% change in HRZN stock from 4/30/2023 to 5/10/2026 was primarily driven by a -43.1% change in the company's Shares Outstanding (Mil).
(LTM values as of)43020235102026Change
Stock Price ($)7.704.54-41.0%
Change Contribution By: 
Total Revenues ($ Mil)273323.8%
Net Income Margin (%)79.4%65.4%-17.7%
P/E Multiple9.810.01.8%
Shares Outstanding (Mil)2747-43.1%
Cumulative Contribution-41.0%

LTM = Last Twelve Months as of date shown

Market Drivers

4/30/2023 to 5/10/2026
ReturnCorrelation
HRZN-41.0% 
Market (SPY)78.7%26.2%
Sector (XLF)62.1%28.4%

Return vs. Risk

Price Returns Compared

 202120222023202420252026Total [1]
Returns
HRZN Return30%-20%27%-23%-14%-26%-35%
Peers Return32%-16%33%12%5%1%73%
S&P 500 Return27%-19%24%23%16%7%95%

Monthly Win Rates [3]
HRZN Win Rate42%33%67%25%50%60% 
Peers Win Rate77%42%65%63%52%52% 
S&P 500 Win Rate75%42%67%75%67%60% 

Max Drawdowns [4]
HRZN Max Drawdown-4%-34%-6%-26%-27%-36% 
Peers Max Drawdown-3%-26%-4%-8%-13%-15% 
S&P 500 Max Drawdown-1%-25%-1%-2%-15%-7% 


[1] Cumulative total returns since the beginning of 2021
[2] Peers: HTGC, ARCC, TPVG, TRIN, GBDC.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 5/8/2026 (YTD)

How Low Can It Go

EventHRZNS&P 500
Summer-Fall 2023 Five Percent Yield Shock
  % Loss-13.7%-9.5%
  % Gain to Breakeven15.9%10.5%
  Time to Breakeven38 days24 days
2023 SVB Regional Banking Crisis
  % Loss-14.3%-6.7%
  % Gain to Breakeven16.7%7.1%
  Time to Breakeven66 days31 days
2022 Inflation Shock & Fed Tightening
  % Loss-34.4%-24.5%
  % Gain to Breakeven52.5%32.4%
  Time to Breakeven446 days427 days
2020 COVID-19 Crash
  % Loss-60.0%-33.7%
  % Gain to Breakeven149.8%50.9%
  Time to Breakeven197 days140 days
Q4 2018 Fed Policy Error / Growth Scare
  % Loss-13.1%-19.2%
  % Gain to Breakeven15.1%23.7%
  Time to Breakeven11 days105 days
2016-2017 Trump Reflation Bond Selloff
  % Loss-27.0%-3.7%
  % Gain to Breakeven37.1%3.9%
  Time to Breakeven641 days6 days

Compare to HTGC, ARCC, TPVG, TRIN, GBDC

In The Past

Horizon Technology Finance's stock fell -13.7% during the Summer-Fall 2023 Five Percent Yield Shock. Such a loss loss requires a 15.9% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

EventHRZNS&P 500
2022 Inflation Shock & Fed Tightening
  % Loss-34.4%-24.5%
  % Gain to Breakeven52.5%32.4%
  Time to Breakeven446 days427 days
2020 COVID-19 Crash
  % Loss-60.0%-33.7%
  % Gain to Breakeven149.8%50.9%
  Time to Breakeven197 days140 days
2016-2017 Trump Reflation Bond Selloff
  % Loss-27.0%-3.7%
  % Gain to Breakeven37.1%3.9%
  Time to Breakeven641 days6 days
2014-2016 Oil Price Collapse
  % Loss-28.6%-6.8%
  % Gain to Breakeven40.1%7.3%
  Time to Breakeven89 days15 days

Compare to HTGC, ARCC, TPVG, TRIN, GBDC

In The Past

Horizon Technology Finance's stock fell -13.7% during the Summer-Fall 2023 Five Percent Yield Shock. Such a loss loss requires a 15.9% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

About Horizon Technology Finance (HRZN)

Horizon Technology Finance Corporation is a business development company specializing in lending and and investing in development-stage investments. It focuses on making secured debt and venture lending investments to venture capital backed companies in the technology, life science, healthcare information and services, and cleantech industries. It seeks to invest in companies in the United States.

AI Analysis | Feedback

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Here are 1-2 brief analogies for Horizon Technology Finance (HRZN):

  • A specialized bank for tech and life science startups.
  • Like a venture capital firm, but they lend money (debt) instead of taking ownership (equity).
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AI Analysis | Feedback

  • Secured Debt Financing: Providing loans that are backed by collateral to venture capital-backed companies in the technology, life science, healthcare, and cleantech industries.
  • Venture Lending: Offering specialized debt financing solutions to venture capital-backed companies in specific high-growth sectors.

AI Analysis | Feedback

Horizon Technology Finance Corporation (HRZN) is a business development company that specializes in lending to and investing in venture capital-backed companies. Therefore, its "major customers" are the companies to which it provides secured debt and venture lending investments.

Based on Horizon Technology Finance's most recent financial disclosures (e.g., 2023 10-K Schedule of Investments), its portfolio consists of numerous companies, primarily in the technology, life science, healthcare information and services, and cleantech industries. While the majority of its portfolio companies are privately held, venture-backed companies, a few are publicly traded. Examples of its portfolio companies that are publicly traded include:

  • Aura Biosciences, Inc. (AURA)
  • Connect Biopharma Holdings Limited (CNTB)
  • Enanta Pharmaceuticals, Inc. (ENTA)
  • OncoCyte Corporation (OCX)
  • Vigil Neuroscience, Inc. (VIGL)

Horizon Technology Finance's portfolio is dynamic, and the companies listed above represent examples from its past and present investments. The vast majority of its investment relationships are with private companies seeking growth capital.

AI Analysis | Feedback

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AI Analysis | Feedback

Michael P. Balkin, Chief Executive Officer

Michael P. Balkin was appointed Chief Executive Officer of Horizon Technology Finance Corporation effective June 5, 2025, having previously served as an independent director since June 2023. He brings over 35 years of experience in investment and portfolio management and construction. Prior to joining Horizon, Mr. Balkin was a Partner and Co-Manager of the Small-Cap Growth Fund at William Blair & Co, LLC for a combined 30 years. He also served as Partner and Chief Investment Officer at Magnetar Investment Management, a wholly owned subsidiary of Magnetar Capital LLC, a multi-strategy hedge fund, from 2005 to 2008. Since 2023, he has been a principal of the Rail-Splitter Micro Cap Rebound Fund, and since 2021, an advisor to Wasson Enterprise LLC, a family office. Mr. Balkin was CEO of Foresight Acquisition Corp. in 2021 and is a strategic advisor to P3 Health Partners Inc., OptimizeRX Corporation, and Innventure, Inc.

Daniel R. Trolio, Executive Vice President, Chief Financial Officer and Treasurer

Daniel R. Trolio serves as Horizon's Executive Vice President, Chief Financial Officer and Treasurer. He has been involved in the accounting and venture debt industries for more than 20 years, including 10 years in venture lending. Mr. Trolio previously held the positions of Vice President and Corporate Controller at Horizon, where he was responsible for overseeing all accounting functions, tax, financial reporting, and assisting with capital market efforts. He has held these same positions with Horizon Technology Finance Management LLC, the company's advisor, since 2006.

Robert D. Pomeroy, Jr., Chairman of the Board of Directors

Robert D. Pomeroy, Jr. co-founded Horizon Technology Finance Corporation and its advisor in 2003. He retired as Chief Executive Officer on June 5, 2025, but continues to serve as Chairman of the Board of Directors. Mr. Pomeroy possesses over 40 years of diversified lending and leasing experience, with more than 20 years specifically in venture lending. His prior roles include President of GATX Ventures, Inc., the venture lending subsidiary of GATX Corporation, from 2000 to 2003. Before that, he was Executive Vice President of Transamerica Business Credit, where he co-founded and was general manager of Transamerica Technology Finance, its venture lending business, from 1996 to 2000. He also served as Senior Vice President of Financing for Science International, Inc.

John C. Bombara, Executive Vice President, General Counsel, Chief Compliance Officer and Secretary

John C. Bombara co-founded Horizon Technology Finance Corporation and was an original member of the team that founded its Advisor in 2003. He serves as Executive Vice President, General Counsel, Chief Compliance Officer and Secretary. Mr. Bombara has more than 25 years of experience providing legal services to financial institutions and other entities, including over 15 years in venture lending. From 2000 to 2003, he served as in-house counsel for GATX Ventures, Inc., and also represented GATX Corporation's other venture lending units in Canada and Europe.

Paul G. Seitz, Senior Vice President and Chief Investment Officer

Paul G. Seitz is Horizon's Senior Vice President and Chief Investment Officer. He joined Horizon from Monroe Capital, where he was a Managing Director and Head of Software Underwriting. Mr. Seitz has over a decade of experience in technology lending and investing. At Monroe Capital, he was responsible for leading and managing the underwriting process within the software, technology, and tech-enabled services industry, focusing on pre-IPO and growth-stage technology companies, and managing a portfolio of loan transactions.

AI Analysis | Feedback

Here are the key risks to Horizon Technology Finance (HRZN):
  1. Credit Risk and Deteriorating Portfolio Quality: A primary risk for Horizon Technology Finance is the increasing number of non-accrual loans, which are investments not currently generating interest income. As of March 31, 2025, non-accrual investments increased, representing a significant cost to the company and directly pressuring Net Investment Income (NII) and dividend coverage. Additionally, the weighted average loan credit rating has declined, signaling increased risk across the portfolio.
  2. Challenges in Venture Lending Business Model and Sector Concentration: Horizon Technology Finance's venture-lending business model faces structural challenges, particularly in the current tighter capital environment with higher interest rates and a less robust IPO market. This environment makes it more difficult for the venture-backed technology and life science companies in its portfolio to raise additional capital or achieve liquidity events. The company's significant concentration in the software sector further amplifies this risk, exposing it to sector-specific downturns.
  3. Dividend Coverage and Sustainability: The sustainability of Horizon Technology Finance's dividend is a significant concern. The company has exhibited thin dividend coverage, with Net Investment Income (NII) per share experiencing declines, and a high payout ratio. This suggests that the high yield may not be sustainable, leaving little margin for error, especially amid deteriorating portfolio quality and general market uncertainties.

AI Analysis | Feedback

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AI Analysis | Feedback

The addressable market for Horizon Technology Finance (HRZN), which specializes in secured debt and venture lending to venture capital-backed companies in the technology, life science, healthcare information and services, and cleantech industries, is the U.S. venture debt market. In 2024, the total venture debt volume in the United States reached a record $58.7 billion. This figure more than doubled the $26.8 billion reported in 2023. Other sources also indicated the U.S. venture debt market reached $53.3 billion in investments in 2024, representing a 94% increase from 2023. This surge was driven by evolving venture capital dynamics, a decline in traditional venture capital funding, and an increased availability from lenders. Looking ahead, the U.S. venture debt market is projected to continue its growth, with an estimated market size of $27.83 billion in 2025, with traditional venture debt accounting for approximately $23.94 billion of that total. However, deal activity in Q1 2025 alone saw $11.6 billion in loans issued across 144 deals.

AI Analysis | Feedback

Horizon Technology Finance (HRZN) is expected to drive future revenue growth over the next two to three years through several key strategies and market dynamics:

  1. Merger with Monroe Capital Corp. (MRCC): The planned merger with Monroe Capital Corp. is a significant catalyst, anticipated to "significantly increase Horizon's equity capital available for investment in earning assets and allow it to take advantage of greater economies of scale in the combined vehicle." This strategic combination is also expected to enable the company to "originate larger venture loans to cutting-edge early and later-stage venture capital and institutional-backed companies as well as small-cap public companies."
  2. Growth in Investment Portfolio and Loan Originations: Horizon Technology Finance anticipates continued expansion of its investment portfolio, driven by a robust pipeline of new venture loan transactions. The company funded $103 million in debt investments in the fourth quarter of 2025 and reported a committed and approved backlog of $154 million as of December 31, 2025, indicating ongoing opportunities for lending growth.
  3. Sustained High Portfolio Yields on Debt Investments: The company consistently generates strong portfolio yields on its debt investments, which are crucial for revenue generation. Horizon achieved portfolio yields on debt investments exceeding 14% in Q4 2025 and nearly 16% for the full year 2025, positioning it "at or near the top of the BDC industry." Maintaining these high yields will continue to be a significant revenue driver.
  4. Strategic Balance Sheet Management and Enhanced Liquidity: Horizon has actively managed its balance sheet to improve liquidity and financial flexibility. This includes issuing new unsecured notes to redeem higher-interest debt and raising capital through its ATM (at-the-market) equity program. Increased liquidity directly translates to greater capacity for new loan originations and investments.
  5. Continued Focus on Target Industries: The company's specialization in lending to venture capital-backed companies within the technology, life science, healthcare information and services, and cleantech industries positions it to benefit from growth in these high-innovation sectors. Sustained demand and investment activity in these target markets will underpin future lending opportunities and revenue.

AI Analysis | Feedback

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Share Repurchases

  • Horizon Technology Finance did not repurchase any shares of its common stock during the fourth quarter ended December 31, 2025.
  • From the inception of its stock repurchase program through December 31, 2025, the company repurchased 167,465 shares of common stock for a total cost of $1.9 million.

Share Issuance

  • The number of shares outstanding for Horizon Technology Finance has consistently increased over the last five years.
  • Shares outstanding increased from approximately 20.62 million at the end of 2021 to 43.1 million at the end of 2025.

Inbound Investments

  • Horizon Technology Finance is set to merge with Monroe Capital Corp. in a transaction expected to enhance its equity capital and scale, with the merger anticipated in 2026.
  • Monroe Capital LLC acquired Horizon Technology Finance Management LLC, HRZN's investment adviser, in February 2023.

Outbound Investments

  • In 2025, Horizon Technology Finance funded 28 loans totaling $277.5 million, resulting in net new investments of $223.8 million.
  • The Horizon Platform originated a record $403 million in new loans for the HRZN portfolio in 2022.
  • As of December 31, 2025, the company maintained a committed and approved backlog of $154 million for future debt investments.

Capital Expenditures

  • Horizon Technology Finance reported $0.00 million in Capital Expenditure as of September 2025.
  • Over the past five years, the company's average Capital Expenditure percentage has been 0%, reflecting minimal to no capital expenditures.
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Recent Active Movers

Peer Comparisons

Peers to compare with:

Financials

HRZNHTGCARCCTPVGTRINGBDCMedian
NameHorizon .Hercules.Ares Cap.TriplePo.Trinity .Golub Ca. 
Mkt Price4.5416.1519.015.7716.9913.1614.65
Mkt Cap0.23.013.60.21.43.52.2
Rev LTM334341,36249214236225
Op Inc LTM-------
FCF LTM28-434-1,234-59-519526-246
FCF 3Y Avg0-209-1,34176-340268-104
CFO LTM28-434-1,234-59-518526-246
CFO 3Y Avg0-208-1,34176-338268-104

Growth & Margins

HRZNHTGCARCCTPVGTRINGBDCMedian
NameHorizon .Hercules.Ares Cap.TriplePo.Trinity .Golub Ca. 
Rev Chg LTM216.2%39.5%-10.3%-2.2%12.2%-20.2%5.0%
Rev Chg 3Y Avg-84.3%20.7%38.6%18.7%83.6%51.9%29.7%
Rev Chg Q132.1%-6.8%-49.0%-53.0%21.1%-146.7%-27.9%
QoQ Delta Rev Chg LTM356.7%-1.1%-9.6%-14.7%4.4%-34.3%-5.4%
Op Inc Chg LTM-------
Op Inc Chg 3Y Avg-------
Op Mgn LTM-------
Op Mgn 3Y Avg-------
QoQ Delta Op Mgn LTM-------
CFO/Rev LTM84.0%-100.1%-90.6%-119.6%-242.5%222.8%-95.4%
CFO/Rev 3Y Avg--51.2%-89.9%--189.0%97.7%-70.6%
FCF/Rev LTM84.0%-100.2%-90.6%-119.6%-243.0%222.8%-95.4%
FCF/Rev 3Y Avg--51.4%-89.9%--189.9%97.7%-70.7%

Valuation

HRZNHTGCARCCTPVGTRINGBDCMedian
NameHorizon .Hercules.Ares Cap.TriplePo.Trinity .Golub Ca. 
Mkt Cap0.23.013.60.21.43.52.2
P/S6.56.810.04.86.714.66.7
P/Op Inc-------
P/EBIT-------
P/E10.08.911.95.510.316.910.1
P/CFO7.8-6.8-11.1-4.0-2.76.6-3.4
Total Yield35.7%22.5%18.0%34.8%23.0%15.4%22.7%
Dividend Yield25.6%11.2%9.5%16.5%13.3%9.5%12.3%
FCF Yield 3Y Avg2.2%-7.4%-9.6%20.5%-34.3%9.1%-2.6%
D/E2.10.91.21.90.91.41.3
Net D/E1.90.91.11.90.91.31.2

Returns

HRZNHTGCARCCTPVGTRINGBDCMedian
NameHorizon .Hercules.Ares Cap.TriplePo.Trinity .Golub Ca. 
1M Rtn1.7%8.0%5.1%12.7%13.6%3.5%6.6%
3M Rtn-28.3%1.3%1.1%5.3%8.5%7.8%3.3%
6M Rtn-25.2%-4.9%-1.0%10.8%25.9%0.2%-0.4%
12M Rtn-27.6%3.0%-0.9%9.0%38.2%1.4%2.2%
3Y Rtn-40.8%64.8%38.3%-10.1%126.2%41.7%40.0%
1M Excs Rtn-7.4%1.2%-2.9%4.3%5.4%-3.8%-0.9%
3M Excs Rtn-35.1%-5.4%-5.6%-1.4%1.8%1.1%-3.4%
6M Excs Rtn-33.6%-14.2%-10.8%4.3%18.7%-10.0%-10.4%
12M Excs Rtn-57.9%-27.2%-30.9%-15.7%11.0%-28.0%-27.6%
3Y Excs Rtn-121.5%-7.5%-41.5%-94.4%31.9%-40.2%-40.9%

Comparison Analyses

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Financials

Segment Financials

Revenue by Segment
$ Mil20252024202320222021
Lending and investment segment 35646032
Total 35646032


Assets by Segment
$ Mil20252024202320222021
Lending and investment segment822    
Total822    


Price Behavior

Price Behavior
Market Price$4.54 
Market Cap ($ Bil)0.2 
First Trading Date10/29/2010 
Distance from 52W High-37.7% 
   50 Days200 Days
DMA Price$4.34$5.64
DMA Trenddowndown
Distance from DMA4.5%-19.5%
 3M1YR
Volatility67.1%39.4%
Downside Capture0.600.48
Upside Capture-59.4927.31
Correlation (SPY)18.7%19.6%
HRZN Betas & Captures as of 4/30/2026

 1M2M3M6M1Y3Y
Beta1.210.830.890.730.640.54
Up Beta1.561.291.220.820.700.46
Down Beta2.200.660.980.810.680.57
Up Capture25%-58%-35%4%3%12%
Bmk +ve Days15223166141428
Stock +ve Days9183061121387
Down Capture575%191%174%117%111%92%
Bmk -ve Days4183056108321
Stock -ve Days13243361121333

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with HRZN
HRZN-26.6%39.3%-0.68-
Sector ETF (XLF)5.2%14.6%0.1322.2%
Equity (SPY)29.0%12.5%1.8321.3%
Gold (GLD)39.8%27.0%1.22-2.3%
Commodities (DBC)50.6%18.0%2.21-6.5%
Real Estate (VNQ)13.0%13.5%0.6620.1%
Bitcoin (BTCUSD)-17.4%42.1%-0.349.0%

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Based On 5-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with HRZN
HRZN-12.6%30.8%-0.39-
Sector ETF (XLF)8.9%18.6%0.3636.4%
Equity (SPY)12.8%17.1%0.5935.9%
Gold (GLD)20.9%17.9%0.951.6%
Commodities (DBC)13.8%19.1%0.599.3%
Real Estate (VNQ)3.4%18.8%0.0834.4%
Bitcoin (BTCUSD)7.0%56.0%0.3415.5%

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Based On 10-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with HRZN
HRZN2.2%36.1%0.17-
Sector ETF (XLF)12.6%22.2%0.5242.7%
Equity (SPY)15.1%17.9%0.7241.9%
Gold (GLD)13.4%15.9%0.691.1%
Commodities (DBC)9.3%17.8%0.4418.3%
Real Estate (VNQ)5.8%20.7%0.2442.6%
Bitcoin (BTCUSD)67.8%66.9%1.0714.1%

Smart multi-asset allocation framework can stack odds in your favor. Learn How

Short Interest

Short Interest: As Of Date4152026
Short Interest: Shares Quantity5.3 Mil
Short Interest: % Change Since 331202612.1%
Average Daily Volume0.6 Mil
Days-to-Cover Short Interest8.4 days
Basic Shares Quantity47.3 Mil
Short % of Basic Shares11.3%

Earnings Returns History

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 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
3/3/2026-23.3%-30.3%-30.7%
10/28/20259.3%9.8%12.7%
7/9/20251.2%1.5%-6.3%
4/9/2025-3.4%-1.9%-8.1%
1/8/2025-1.1%1.0%4.3%
10/9/20240.4%-0.4%-10.0%
7/10/20241.3%1.5%-7.4%
4/10/2024-0.4%0.1%5.5%
...
SUMMARY STATS   
# Positive141511
# Negative9812
Median Positive1.1%2.7%5.5%
Median Negative-0.3%-3.6%-6.5%
Max Positive9.3%9.8%29.3%
Max Negative-23.3%-30.3%-30.7%

SEC Filings

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Report DateFiling DateFiling
03/31/202605/05/202610-Q
12/31/202503/03/202610-K
09/30/202510/28/202510-Q
06/30/202508/07/202510-Q
03/31/202504/29/202510-Q
12/31/202403/04/202510-K
09/30/202410/29/202410-Q
06/30/202407/30/202410-Q
03/31/202404/30/202410-Q
12/31/202302/27/202410-K
09/30/202310/31/202310-Q
06/30/202308/01/202310-Q
03/31/202305/02/202310-Q
12/31/202202/28/202310-K
09/30/202211/01/202210-Q
06/30/202208/02/202210-Q

Recent Forward Guidance [BETA]

Latest: Q1 2026 Earnings Reported 5/5/2026

Forward GuidanceGuidance Change
MetricLowMidHigh% Chg% DeltaChangePrior
Q3 2026 Regular Monthly Distributions 0.18 0 AffirmedGuidance: 0.18 for Q2 2026
Q3 2026 Special Monthly Distributions 0.09   Higher New

Prior: Q4 2025 Earnings Reported 3/3/2026

Forward GuidanceGuidance Change
MetricLowMidHigh% Chg% DeltaChangePrior
Q2 2026 Dividends 0.06 -45.5%-5.0%LoweredGuidance: 0.11 for Q1 2026