East West Bancorp (EWBC)
Market Price (5/14/2026): $117.9 | Market Cap: $16.3 BilSector: Financials | Industry: Regional Banks
East West Bancorp (EWBC)
Market Price (5/14/2026): $117.9Market Cap: $16.3 BilSector: FinancialsIndustry: Regional Banks
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 11%, Dividend Yield is 2.2%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 6.4%, FCF Yield is 9.5% Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -12% Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 55%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 52% Low stock price volatilityVol 12M is 26% Megatrend and thematic driversMegatrends include Global Banking & Cross-Border Finance. Themes include Cross-Border Payment Solutions, and International Trade Finance. | Moderate capital ratioTier 1 Capital / Risk Wtd Assets RatioTier 1 Capital / Risk-Weighted Assets is a common measure of financial strength for a bank. It reflects how much equity there is relative to assets where assets are weighted based on riskiness. Low ratios indicate the bank is highly vulnerable to even small changes in the value of their risk assets. is 9.0% | Key risksEWBC key risks include [1] a significant concentration in commercial real estate loans and [2] vulnerability to U.S.-China geopolitical and trade tensions due to its unique focus on cross-border commerce. |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 11%, Dividend Yield is 2.2%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 6.4%, FCF Yield is 9.5% |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -12% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 55%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 52% |
| Low stock price volatilityVol 12M is 26% |
| Megatrend and thematic driversMegatrends include Global Banking & Cross-Border Finance. Themes include Cross-Border Payment Solutions, and International Trade Finance. |
| Moderate capital ratioTier 1 Capital / Risk Wtd Assets RatioTier 1 Capital / Risk-Weighted Assets is a common measure of financial strength for a bank. It reflects how much equity there is relative to assets where assets are weighted based on riskiness. Low ratios indicate the bank is highly vulnerable to even small changes in the value of their risk assets. is 9.0% |
| Key risksEWBC key risks include [1] a significant concentration in commercial real estate loans and [2] vulnerability to U.S.-China geopolitical and trade tensions due to its unique focus on cross-border commerce. |
Qualitative Assessment
AI Analysis | Feedback
1. East West Bancorp reported strong first-quarter 2026 financial results that exceeded analyst expectations. The company's diluted earnings per share (EPS) of $2.57 beat the consensus estimate of $2.46 by $0.11. Net income increased 23% year-over-year to $358 million, driven by record levels of quarterly fee income, loans totaling $58.1 billion, and deposits reaching $68.9 billion.
2. Analysts responded with numerous price target upgrades and a continued "Moderate Buy" consensus rating. Following the strong Q1 results, several firms raised their price targets, including Citigroup to $145, UBS to $138, and TD Cowen to $143. The stock maintained a consensus rating of "Moderate Buy" or "Strong Buy" from analysts, with average 1-year price targets generally in the $130-$135 range, indicating further upside potential.
Show more
Stock Movement Drivers
Fundamental Drivers
The 5.4% change in EWBC stock from 1/31/2026 to 5/13/2026 was primarily driven by a 6.0% change in the company's Total Revenues ($ Mil).| (LTM values as of) | 1312026 | 5132026 | Change |
|---|---|---|---|
| Stock Price ($) | 112.92 | 119.04 | 5.4% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 2,811 | 2,980 | 6.0% |
| Net Income Margin (%) | 44.9% | 46.7% | 4.1% |
| P/E Multiple | 12.3 | 11.8 | -4.2% |
| Shares Outstanding (Mil) | 138 | 138 | -0.3% |
| Cumulative Contribution | 5.4% |
Market Drivers
1/31/2026 to 5/13/2026| Return | Correlation | |
|---|---|---|
| EWBC | 5.4% | |
| Market (SPY) | 7.6% | 54.3% |
| Sector (XLF) | -4.1% | 70.2% |
Fundamental Drivers
The 19.5% change in EWBC stock from 10/31/2025 to 5/13/2026 was primarily driven by a 10.9% change in the company's Total Revenues ($ Mil).| (LTM values as of) | 10312025 | 5132026 | Change |
|---|---|---|---|
| Stock Price ($) | 99.66 | 119.04 | 19.5% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 2,687 | 2,980 | 10.9% |
| Net Income Margin (%) | 44.4% | 46.7% | 5.3% |
| P/E Multiple | 11.5 | 11.8 | 2.5% |
| Shares Outstanding (Mil) | 138 | 138 | -0.2% |
| Cumulative Contribution | 19.5% |
Market Drivers
10/31/2025 to 5/13/2026| Return | Correlation | |
|---|---|---|
| EWBC | 19.5% | |
| Market (SPY) | 9.5% | 51.4% |
| Sector (XLF) | -1.8% | 68.1% |
Fundamental Drivers
The 43.7% change in EWBC stock from 4/30/2025 to 5/13/2026 was primarily driven by a 19.8% change in the company's P/E Multiple.| (LTM values as of) | 4302025 | 5132026 | Change |
|---|---|---|---|
| Stock Price ($) | 82.83 | 119.04 | 43.7% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 2,567 | 2,980 | 16.1% |
| Net Income Margin (%) | 45.4% | 46.7% | 2.9% |
| P/E Multiple | 9.8 | 11.8 | 19.8% |
| Shares Outstanding (Mil) | 139 | 138 | 0.4% |
| Cumulative Contribution | 43.7% |
Market Drivers
4/30/2025 to 5/13/2026| Return | Correlation | |
|---|---|---|
| EWBC | 43.7% | |
| Market (SPY) | 35.4% | 56.1% |
| Sector (XLF) | 6.2% | 69.7% |
Fundamental Drivers
The 150.0% change in EWBC stock from 4/30/2023 to 5/13/2026 was primarily driven by a 98.3% change in the company's P/E Multiple.| (LTM values as of) | 4302023 | 5132026 | Change |
|---|---|---|---|
| Stock Price ($) | 47.62 | 119.04 | 150.0% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 2,319 | 2,980 | 28.5% |
| Net Income Margin (%) | 48.6% | 46.7% | -3.9% |
| P/E Multiple | 5.9 | 11.8 | 98.3% |
| Shares Outstanding (Mil) | 141 | 138 | 2.1% |
| Cumulative Contribution | 150.0% |
Market Drivers
4/30/2023 to 5/13/2026| Return | Correlation | |
|---|---|---|
| EWBC | 150.0% | |
| Market (SPY) | 85.5% | 56.3% |
| Sector (XLF) | 61.3% | 71.8% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| EWBC Return | 58% | -14% | 13% | 37% | 20% | 9% | 173% |
| Peers Return | 38% | 1% | 1% | 24% | 17% | -2% | 100% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | 8% | 97% |
Monthly Win Rates [3] | |||||||
| EWBC Win Rate | 67% | 50% | 50% | 58% | 58% | 40% | |
| Peers Win Rate | 69% | 54% | 52% | 52% | 58% | 50% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 60% | |
Max Drawdowns [4] | |||||||
| EWBC Max Drawdown | 0% | -21% | -36% | -4% | -25% | -7% | |
| Peers Max Drawdown | -0% | -20% | -34% | -11% | -20% | -13% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | -7% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: ALLY, FHN, WBS, CFR, AGBK. See EWBC Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 5/13/2026 (YTD)
How Low Can It Go
| Event | EWBC | S&P 500 |
|---|---|---|
| 2025 US Tariff Shock | ||
| % Loss | -27.7% | -18.8% |
| % Gain to Breakeven | 38.3% | 23.1% |
| Time to Breakeven | 77 days | 79 days |
| Summer-Fall 2023 Five Percent Yield Shock | ||
| % Loss | -13.7% | -9.5% |
| % Gain to Breakeven | 15.9% | 10.5% |
| Time to Breakeven | 31 days | 24 days |
| 2023 SVB Regional Banking Crisis | ||
| % Loss | -46.5% | -6.7% |
| % Gain to Breakeven | 86.9% | 7.1% |
| Time to Breakeven | 306 days | 31 days |
| 2022 Inflation Shock & Fed Tightening | ||
| % Loss | -21.7% | -24.5% |
| % Gain to Breakeven | 27.7% | 32.4% |
| Time to Breakeven | 229 days | 427 days |
| 2020 COVID-19 Crash | ||
| % Loss | -51.8% | -33.7% |
| % Gain to Breakeven | 107.4% | 50.9% |
| Time to Breakeven | 235 days | 140 days |
| Q4 2018 Fed Policy Error / Growth Scare | ||
| % Loss | -34.4% | -19.2% |
| % Gain to Breakeven | 52.5% | 23.7% |
| Time to Breakeven | 749 days | 105 days |
In The Past
East West Bancorp's stock fell -27.7% during the 2025 US Tariff Shock. Such a loss loss requires a 38.3% gain to breakeven.
Preserve Wealth
Limiting losses and compounding gains is essential to preserving wealth.
Asset Allocation
Actively managed asset allocation strategies protect wealth. Learn more.
| Event | EWBC | S&P 500 |
|---|---|---|
| 2025 US Tariff Shock | ||
| % Loss | -27.7% | -18.8% |
| % Gain to Breakeven | 38.3% | 23.1% |
| Time to Breakeven | 77 days | 79 days |
| 2023 SVB Regional Banking Crisis | ||
| % Loss | -46.5% | -6.7% |
| % Gain to Breakeven | 86.9% | 7.1% |
| Time to Breakeven | 306 days | 31 days |
| 2022 Inflation Shock & Fed Tightening | ||
| % Loss | -21.7% | -24.5% |
| % Gain to Breakeven | 27.7% | 32.4% |
| Time to Breakeven | 229 days | 427 days |
| 2020 COVID-19 Crash | ||
| % Loss | -51.8% | -33.7% |
| % Gain to Breakeven | 107.4% | 50.9% |
| Time to Breakeven | 235 days | 140 days |
| Q4 2018 Fed Policy Error / Growth Scare | ||
| % Loss | -34.4% | -19.2% |
| % Gain to Breakeven | 52.5% | 23.7% |
| Time to Breakeven | 749 days | 105 days |
| 2015-2016 China Devaluation / Global Growth Scare | ||
| % Loss | -38.5% | -12.2% |
| % Gain to Breakeven | 62.5% | 13.9% |
| Time to Breakeven | 274 days | 62 days |
| 2011 US Debt Ceiling Crisis & European Contagion | ||
| % Loss | -28.0% | -17.9% |
| % Gain to Breakeven | 38.9% | 21.8% |
| Time to Breakeven | 24 days | 123 days |
| 2010 Eurozone Sovereign Debt Crisis / Flash Crash | ||
| % Loss | -24.2% | -15.4% |
| % Gain to Breakeven | 32.0% | 18.2% |
| Time to Breakeven | 196 days | 125 days |
| 2008-2009 Global Financial Crisis | ||
| % Loss | -86.4% | -53.4% |
| % Gain to Breakeven | 635.5% | 114.4% |
| Time to Breakeven | 1100 days | 1085 days |
In The Past
East West Bancorp's stock fell -27.7% during the 2025 US Tariff Shock. Such a loss loss requires a 38.3% gain to breakeven.
Preserve Wealth
Limiting losses and compounding gains is essential to preserving wealth.
Asset Allocation
Actively managed asset allocation strategies protect wealth. Learn more.
About East West Bancorp (EWBC)
AI Analysis | Feedback
1. It's like **Wells Fargo** for businesses and individuals engaged in U.S.-China commerce.
2. Think of it as **JP Morgan Chase** specialized in financial services that bridge the United States and China.
3. A cross-border bank like **HSBC**, but hyper-focused on the financial flow between the U.S. and China.
AI Analysis | Feedback
- Deposit Accounts: Offers a variety of personal and business checking, savings, money market, and time deposit accounts.
- Real Estate Loans: Provides financing for residential mortgages, home equity, commercial and residential real estate, and construction projects.
- Commercial & Business Loans: Extends credit facilities such as working capital lines, trade finance, asset-based lending, project finance, equipment financing, and affordable housing loans to businesses.
- US-China Financial Bridge: Delivers specialized financial services to bridge and facilitate business transactions between the United States and China.
- Wealth Management: Offers services focused on managing and growing clients' financial assets and investments.
- Treasury Management: Provides solutions for businesses to effectively manage their cash flow, liquidity, and financial operations.
- Foreign Exchange & Risk Hedging: Facilitates foreign currency transactions and offers services to hedge against interest rate and commodity risks.
- Digital Banking: Delivers convenient mobile and online banking platforms for account access and transactions.
AI Analysis | Feedback
East West Bancorp (EWBC) serves a diverse customer base, including both individuals and businesses. As a bank, it does not typically have a few "major customers" in the traditional sense, where a specific company accounts for a significant portion of its revenue. Instead, its customer base is broad and fragmented. Therefore, rather than listing specific company names, the major customer types served by East West Bancorp can be categorized as follows:
- Individuals and Consumers: This category includes customers who utilize personal banking services such as checking and savings accounts, money market accounts, time deposits, and loan products like mortgages and home equity loans.
- General Commercial Businesses: This encompasses a wide range of businesses, from small and medium-sized enterprises to larger corporations, seeking commercial banking services. These services include business checking and savings accounts, various commercial real estate loans, working capital lines of credit, construction financing, trade finance, letters of credit, asset-based lending, and equipment financing.
- Businesses Engaged in US-China Trade and Investment: A specialized and significant customer segment for East West Bancorp includes businesses that require financial services to facilitate transactions and bridge their operations between the United States and China. This reflects the bank's unique positioning and expertise in cross-border finance.
AI Analysis | Feedback
nullAI Analysis | Feedback
Dominic Ng, Chairman & CEO
Dominic Ng is the Chairman and Chief Executive Officer of East West Bank (Nasdaq: EWBC), a position he has held since 1998, having become CEO in 1992 after joining the bank in 1991. He is credited with transforming East West from a $600 million savings and loan association into a global full-service commercial bank with over $80 billion in assets. Before joining East West Bank, Mr. Ng held senior leadership roles at Deloitte & Touche in Houston and Los Angeles and was President of Seyen Investment.
Christopher J. Del Moral-Niles, Executive Vice President & Chief Financial Officer
Christopher J. Del Moral-Niles was appointed Executive Vice President and Chief Financial Officer of East West Bancorp and East West Bank in October 2023. Prior to joining East West, he served as the CFO for Associated Banc-Corp for a decade. His previous experience also includes serving as Corporate Treasurer for First American (FAF) and President of First American Trust, as well as Senior Vice President and Director of Liability Management for Union Bank. Earlier in his career, Mr. Del Moral-Niles worked as an investment banker at Merrill Lynch and Lehman Brothers.
Irene H. Oh, Executive Vice President & Chief Risk Officer
Irene H. Oh assumed the role of Executive Vice President and Chief Risk Officer of East West Bancorp and East West Bank in October 2023, after serving as the company's Chief Financial Officer for over 13 years. Ms. Oh joined East West in 2004 and held various leadership roles in accounting and corporate finance. Before joining East West, she held positions at Goldman Sachs and Deloitte & Touche LLP.
Parker Shi, Executive Vice President & Chief Operating Officer
Parker Shi is the Executive Vice President and Chief Operating Officer of East West Bank. In this role, he is responsible for the overall strategy of the bank, managing enterprise operations and technology, and leading the retail banking business. Mr. Shi has over 20 years of experience at major consulting firms, including McKinsey & Company, Accenture, and DiamondCluster International (later acquired by PwC), where he worked on enterprise strategy, technology adoption, and large-scale enterprise transformation.
Douglas P. Krause, Vice Chairman & Chief Corporate Officer
Douglas P. Krause serves as the Vice Chairman & Chief Corporate Officer of East West Bancorp and East West Bank. Prior to his tenure at East West, Mr. Krause was the General Counsel of Metrobank. He began his legal career at the law firm of Jones Day.
AI Analysis | Feedback
Here are the key risks to East West Bancorp (EWBC):
- Geopolitical Dependency and U.S.-China Relations: East West Bancorp's business model is significantly reliant on its cross-border operations, particularly between the United States and China. The company is exposed to geopolitical risks, trade tensions, and potential adverse developments in the relationship between the two countries, which could disrupt its financial stability and operations.
- Interest Rate and Credit Risk, including Commercial Real Estate (CRE) Exposure: The company faces substantial interest rate risk, where fluctuations can impact its net interest income and overall profitability. Additionally, East West Bancorp is exposed to credit risk within its loan portfolio, notably a high concentration in commercial real estate (CRE) loans, which comprised approximately 37% of its loan book as of June 30, 2025. Downturns in real estate markets or increased credit losses could significantly affect asset values and financial performance.
- Regulatory Changes and Compliance Costs: East West Bancorp operates across both U.S. and Chinese jurisdictions, making it susceptible to changes in regulatory requirements in either country. Such changes can impose additional compliance costs, operational challenges, and potential penalties, impacting the bank's competitive advantage and financial health.
AI Analysis | Feedback
The emergence of advanced, low-cost, and rapid cross-border payment technologies, such as blockchain-based solutions and central bank digital currencies (CBDCs), which could diminish the need for traditional banking intermediaries in facilitating business transactions between the United States and China.
AI Analysis | Feedback
East West Bancorp (EWBC) operates in various financial markets across the United States and China. The addressable market sizes for its main products and services in these regions are detailed below:
United States
- Commercial Banking: The U.S. commercial banking market size is estimated at USD 765.53 billion in 2026, with projections to reach USD 954.48 billion by 2031.
- Retail/Consumer Banking: The United States retail banking market was valued at USD 870 billion in 2025 and is estimated to grow to USD 1,112.2 billion by 2031.
- Mortgage and Home Equity Loans (Residential Real Estate): The U.S. home mortgage market size was approximately USD 180.91 billion in 2023 and is predicted to grow to around USD 501.67 billion by 2032.
- Wealth Management: The U.S. wealth management market oversees trillions of dollars in assets under management. Automated investment services, including robo-advisors, are projected to manage over USD 1 trillion in assets as of 2025, with forecasts indicating this could approach USD 2 trillion within the next couple of years.
- Foreign Exchange: The United States foreign exchange market size was valued at USD 215.7 billion in 2025 and is estimated to reach USD 358.1 billion by 2034.
China
- Commercial Banking: The market size of Commercial Banks in China was USD 965.4 billion in 2024. China's banking sector had total assets of CN¥417 trillion (approximately US$58.54 trillion) at the end of 2023.
- Retail/Consumer Banking: The China retail banking market size in 2026 is estimated at USD 428.24 billion, with projections to grow to USD 622.04 billion by 2031. Other estimates place the China retail banking market at USD 1,930.56 billion in 2024, projected to reach USD 3,369.80 billion by 2032.
- Mortgage and Home Equity Loans (Residential Real Estate): The Chinese home mortgage finance market size was valued at USD 1120 billion in 2025 and is estimated to grow to USD 1644.98 billion by 2031. Another source indicates the China Home Loan Market is worth USD 1.16 trillion in 2026, growing to USD 1.63 trillion by 2031.
- Wealth Management: China's banking wealth management market expanded to approximately USD 4.8 trillion in 2025.
- Foreign Exchange: The Chinese foreign exchange market recorded transactions worth USD 2.6 trillion in February 2026. In April 2025, trading in over-the-counter foreign exchange markets reached USD 9.6 trillion per day globally, with the Chinese yuan's share in global foreign exchange trading climbing to 8.5% in 2025.
AI Analysis | Feedback
East West Bancorp (EWBC) is expected to drive future revenue growth over the next 2-3 years through several key strategies:
- Continued Loan Growth: The company anticipates loan growth in the range of 5-7% for 2026, with Commercial & Industrial (C&I) and residential mortgage lending identified as primary drivers. East West Bancorp focuses on high-quality relationships with strong risk-adjusted returns within its loan portfolio.
- Optimized Deposit Growth and Funding Mix: East West Bancorp emphasizes a "deposit-led growth strategy" aimed at attracting and retaining stable, low-cost core deposits, particularly noninterest-bearing demand deposits. This approach helps to fund loan growth effectively and manage net interest margin, contributing to overall net interest income growth.
- Expansion of Fee Income: The bank is committed to achieving double-digit growth in fee income, driven by robust performance in wealth management, foreign exchange (FX), derivatives, and treasury management services. Significant investments have been made in these areas, including hiring financial consultants and licensed bankers, to build out new products, services, and capabilities.
- Strategic Geographic Expansion and Cross-Border Banking: East West Bancorp continues to expand its presence in key U.S. markets with significant Asian populations, such as California, New York, and Texas, through both organic growth and potential strategic acquisitions. A unique competitive advantage is its established position in facilitating cross-border transactions and trade finance between the U.S. and Greater China, leveraging its full U.S. bank license in China to capture new fee income sources.
- Investments in Technology and New Product Offerings: The company is investing in technology to enhance customer experience and operational efficiency, while also expanding its FX and payments capabilities. This includes piloting partnerships with fintech aggregators to offer cross-border payment solutions for small and medium-sized enterprises (SMEs), diversifying revenue streams beyond traditional interest-rate sensitive income.
AI Analysis | Feedback
Share Repurchases
- East West Bancorp authorized up to US$300 million in share repurchases in its 2025 Form 10-K.
- The company's annual share buybacks were $143.082 million in 2024, an increase of 74.12% from the previous year.
- Share repurchases for the trailing twelve months ended September 2025 amounted to $-154 million.
Share Issuance
- The number of outstanding shares has shown a slight decreasing trend over the last few years.
- For example, the number of outstanding shares decreased by 0.22% in 2025 and 1.42% in 2024.
Inbound Investments
- Natixis Advisors LLC increased its ownership in East West Bancorp shares by 18.4% in the third quarter, acquiring an additional 28,350 shares, bringing their total holding to 182,172 shares valued at $19,392,000.
- Barclays PLC significantly boosted its stake in East West Bancorp by 284.8% in the third quarter, adding 306,182 shares to hold 413,684 shares valued at approximately $44.04 million.
Outbound Investments
- East West Bancorp's expansion strategy includes a focus on selective acquisitions.
Capital Expenditures
- Formal capital expenditures (CapEx) were reported as $0.00 million for the years 2021 through 2025.
- The company is making sustained investments in digital banking, automation, and technology to support scalable growth and improve operational efficiency.
- These investments, along with hiring, are expected to drive a 7%-9% operating expense growth in 2026.
Latest Trefis Analyses
| Title | |
|---|---|
| ARTICLES |
Trade Ideas
Select ideas related to EWBC.
| Date | Ticker | Company | Category | Trade Strategy | 6M Fwd Rtn | 12M Fwd Rtn | 12M Max DD |
|---|---|---|---|---|---|---|---|
| 04302026 | EEFT | Euronet Worldwide | Dip Buy | DB | P/E OPMDip Buy with Low PE and High MarginBuying dips for companies with tame PE and meaningfully high operating margin | 0.0% | 0.0% | 0.0% |
| 04242026 | HOMB | Home BancShares | Insider | Insider Buys | Low D/EStrong Insider BuyingCompanies with strong insider buying in the last 1 month, positive operating income and reasonable debt / market cap | 1.5% | 1.5% | 0.0% |
| 03312026 | HBAN | Huntington Bancshares | Insider | Insider Buys 45DStrong Insider BuyingCompanies with multiple insider buys in the last 45 days | 7.1% | 7.1% | 0.0% |
| 03312026 | NP | Neptune Insurance | Insider | Insider Buys 45DStrong Insider BuyingCompanies with multiple insider buys in the last 45 days | 3.9% | 3.9% | 0.0% |
| 03272026 | JKHY | Jack Henry & Associates | Monopoly | MY | Getting CheaperMonopoly-Like with P/S DeclineLarge cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple | 0.3% | 0.3% | -4.0% |
| 12312024 | EWBC | East West Bancorp | Quality | Q | Momentum | UpsideQuality Stocks with Momentum and UpsideBuying quality stocks with strong momentum but still having room to run | 10.9% | 20.3% | -25.4% |
| 05312023 | EWBC | East West Bancorp | Insider | Insider Buys | Low D/EStrong Insider BuyingCompanies with strong insider buying in the last 1 month, positive operating income and reasonable debt / market cap | 32.6% | 58.4% | 0.0% |
Research & Analysis
Invest in Strategies
Wealth Management
Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 56.69 |
| Mkt Cap | 11.3 |
| Rev LTM | 3,176 |
| Op Inc LTM | - |
| FCF LTM | 594 |
| FCF 3Y Avg | 1,130 |
| CFO LTM | 1,030 |
| CFO 3Y Avg | 1,181 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 10.8% |
| Rev Chg 3Y Avg | 3.5% |
| Rev Chg Q | 6.4% |
| QoQ Delta Rev Chg LTM | 1.5% |
| Op Inc Chg LTM | - |
| Op Inc Chg 3Y Avg | - |
| Op Mgn LTM | - |
| Op Mgn 3Y Avg | - |
| QoQ Delta Op Mgn LTM | - |
| CFO/Rev LTM | 39.2% |
| CFO/Rev 3Y Avg | 42.9% |
| FCF/Rev LTM | 22.4% |
| FCF/Rev 3Y Avg | 36.3% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 11.3 |
| P/S | 3.5 |
| P/Op Inc | - |
| P/EBIT | - |
| P/E | 11.1 |
| P/CFO | 9.5 |
| Total Yield | 11.5% |
| Dividend Yield | 2.5% |
| FCF Yield 3Y Avg | 11.8% |
| D/E | 0.4 |
| Net D/E | -0.3 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | -1.8% |
| 3M Rtn | -2.8% |
| 6M Rtn | 9.5% |
| 12M Rtn | 18.3% |
| 3Y Rtn | 112.6% |
| 1M Excs Rtn | -9.2% |
| 3M Excs Rtn | -10.1% |
| 6M Excs Rtn | 0.5% |
| 12M Excs Rtn | -8.3% |
| 3Y Excs Rtn | 30.6% |
Segment Financials
Revenue by Segment| $ Mil | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Commercial Banking | 1,324 | 1,285 | 1,072 | 930 | 849 |
| Consumer and Business Banking | 1,261 | 1,330 | 1,281 | 791 | 595 |
| Treasury and Other | 29 | -7 | |||
| Other | -8 | 96 | 169 | ||
| Total | 2,614 | 2,608 | 2,345 | 1,817 | 1,613 |
| $ Mil | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Consumer and Business Banking | 563 | 595 | 608 | 309 | 186 |
| Commercial Banking | 536 | 570 | 507 | 489 | 268 |
| Treasury and Other | 67 | -4 | |||
| Other | 12 | 75 | 114 | ||
| Total | 1,166 | 1,161 | 1,128 | 873 | 568 |
| $ Mil | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Commercial Banking | 35,647 | 35,020 | 33,043 | 28,557 | 26,959 |
| Treasury and Other | 20,245 | 15,428 | |||
| Consumer and Business Banking | 20,085 | 19,165 | 17,386 | 14,962 | 13,351 |
| Other | 13,684 | 17,352 | 11,847 | ||
| Total | 75,976 | 69,613 | 64,112 | 60,871 | 52,157 |
Price Behavior
| Market Price | $119.04 | |
| Market Cap ($ Bil) | 16.6 | |
| First Trading Date | 02/03/1999 | |
| Distance from 52W High | -5.3% | |
| 50 Days | 200 Days | |
| DMA Price | $113.50 | $108.46 |
| DMA Trend | up | up |
| Distance from DMA | 4.9% | 9.7% |
| 3M | 1YR | |
| Volatility | 27.0% | 26.4% |
| Downside Capture | 135.05 | 101.35 |
| Upside Capture | 99.88 | 100.26 |
| Correlation (SPY) | 57.6% | 52.5% |
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 0.73 | 0.90 | 1.00 | 0.98 | 1.24 | 1.22 |
| Up Beta | 1.07 | 0.88 | 0.94 | 1.04 | 1.58 | 1.18 |
| Down Beta | -3.84 | 1.07 | 0.77 | 0.83 | 1.30 | 1.31 |
| Up Capture | 114% | 118% | 127% | 132% | 121% | 210% |
| Bmk +ve Days | 15 | 22 | 31 | 66 | 141 | 428 |
| Stock +ve Days | 15 | 25 | 39 | 70 | 134 | 392 |
| Down Capture | -240% | 59% | 95% | 80% | 98% | 103% |
| Bmk -ve Days | 4 | 18 | 30 | 56 | 108 | 321 |
| Stock -ve Days | 7 | 18 | 25 | 53 | 116 | 355 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with EWBC | |
|---|---|---|---|---|
| EWBC | 27.9% | 26.4% | 0.90 | - |
| Sector ETF (XLF) | 1.8% | 14.5% | -0.10 | 68.4% |
| Equity (SPY) | 28.9% | 12.0% | 1.82 | 52.0% |
| Gold (GLD) | 44.6% | 26.8% | 1.35 | 0.8% |
| Commodities (DBC) | 47.8% | 18.6% | 1.96 | -9.0% |
| Real Estate (VNQ) | 11.3% | 13.5% | 0.55 | 39.7% |
| Bitcoin (BTCUSD) | -21.3% | 41.7% | -0.46 | 25.8% |
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with EWBC | |
|---|---|---|---|---|
| EWBC | 11.5% | 36.3% | 0.39 | - |
| Sector ETF (XLF) | 8.2% | 18.6% | 0.32 | 76.4% |
| Equity (SPY) | 13.7% | 17.1% | 0.63 | 61.3% |
| Gold (GLD) | 20.4% | 17.9% | 0.93 | -2.5% |
| Commodities (DBC) | 11.1% | 19.4% | 0.46 | 14.0% |
| Real Estate (VNQ) | 3.6% | 18.8% | 0.09 | 48.9% |
| Bitcoin (BTCUSD) | 7.5% | 55.9% | 0.35 | 21.8% |
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with EWBC | |
|---|---|---|---|---|
| EWBC | 15.3% | 38.0% | 0.49 | - |
| Sector ETF (XLF) | 12.6% | 22.1% | 0.52 | 79.0% |
| Equity (SPY) | 15.6% | 17.9% | 0.75 | 61.5% |
| Gold (GLD) | 13.4% | 15.9% | 0.70 | -10.2% |
| Commodities (DBC) | 8.3% | 17.9% | 0.38 | 21.3% |
| Real Estate (VNQ) | 5.4% | 20.7% | 0.22 | 47.2% |
| Bitcoin (BTCUSD) | 68.2% | 66.9% | 1.07 | 15.2% |
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 4/21/2026 | 1.0% | 3.3% | |
| 1/22/2026 | -3.4% | -0.8% | 1.4% |
| 7/22/2025 | -2.4% | -5.2% | -6.4% |
| 4/22/2025 | 6.6% | 9.0% | 15.3% |
| 1/23/2025 | -0.6% | 0.1% | -9.2% |
| 10/22/2024 | 5.8% | 9.0% | 17.4% |
| 7/23/2024 | 0.8% | 5.4% | -2.8% |
| 4/23/2024 | 2.5% | -1.1% | 0.2% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 13 | 15 | 14 |
| # Negative | 11 | 9 | 9 |
| Median Positive | 2.9% | 3.3% | 10.7% |
| Median Negative | -1.0% | -5.2% | -6.4% |
| Max Positive | 9.5% | 35.0% | 25.8% |
| Max Negative | -9.3% | -10.7% | -14.7% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 03/31/2026 | 05/08/2026 | 10-Q |
| 12/31/2025 | 02/27/2026 | 10-K |
| 09/30/2025 | 11/07/2025 | 10-Q |
| 06/30/2025 | 08/07/2025 | 10-Q |
| 03/31/2025 | 05/09/2025 | 10-Q |
| 12/31/2024 | 02/28/2025 | 10-K |
| 09/30/2024 | 11/08/2024 | 10-Q |
| 06/30/2024 | 08/08/2024 | 10-Q |
| 03/31/2024 | 05/09/2024 | 10-Q |
| 12/31/2023 | 02/29/2024 | 10-K |
| 09/30/2023 | 11/08/2023 | 10-Q |
| 06/30/2023 | 08/08/2023 | 10-Q |
| 03/31/2023 | 05/09/2023 | 10-Q |
| 12/31/2022 | 02/27/2023 | 10-K |
| 09/30/2022 | 11/08/2022 | 10-Q |
| 06/30/2022 | 08/08/2022 | 10-Q |
Recent Forward Guidance [BETA]
Latest: Q1 2026 Earnings Reported 4/21/2026
| Forward Guidance | Guidance Change | ||||||
|---|---|---|---|---|---|---|---|
| Metric | Low | Mid | High | % Chg | % Delta | Change | Prior |
| Q2 2026 Dividends | 0.8 | 0 | Same New | Actual: 0.8 for Q1 2026 | |||
Prior: Q4 2025 Earnings Reported 1/22/2026
| Forward Guidance | Guidance Change | ||||||
|---|---|---|---|---|---|---|---|
| Metric | Low | Mid | High | % Chg | % Delta | Change | Prior |
| Q1 2026 Dividends | 0.8 | 33.3% | Higher New | Actual: 0.6 for Q3 2025 | |||
| 2026 Annual Dividend Equivalent | 3.2 | 33.3% | Raised | Actual: 2.4 for 2025 | |||
Insider Activity
Expand for More| # | Owner | Title | Holding | Action | Filing Date | Price | Shares | Transacted Value | Value of Held Shares | Form |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Ng, Dominic | Chief Executive Officer | Direct | Sell | 5062026 | 125.31 | 30,000 | 3,759,221 | 88,708,843 | Form |
| 2 | Ng, Dominic | Chief Executive Officer | Direct | Sell | 5052026 | 123.49 | 30,000 | 3,704,700 | 91,126,976 | Form |
| 3 | Deskus, Archana | Direct | Sell | 4302026 | 125.55 | 1,800 | 225,990 | 1,661,152 | Form | |
| 4 | Teo, Gary | Executive Vice President | Direct | Sell | 2062026 | 122.59 | 7,000 | 858,130 | 643,843 | Form |
| 5 | Campbell, Molly | Direct | Sell | 2062026 | 122.81 | 1,800 | 221,058 | 706,894 | Form |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
Prefer one of these to Trefis? Tell us why.