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Citi Trends (CTRN)

Market Price (3/14/2026): $43.46 | Market Cap: $349.9 Mil
Sector: Consumer Discretionary | Industry: Apparel Retail

Citi Trends (CTRN)

Market Price (3/14/2026): $43.46
Market Cap: $349.9 Mil
Sector: Consumer Discretionary
Industry: Apparel Retail

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

0 Megatrend and thematic drivers
Megatrends include Affordable Retail & Value Consumption. Themes include Discount Fashion Retail. 		Weak multi-year price returns
3Y Excs Rtn is -6.9%		 Not profitable at operating income level
Op Inc LTMOperating Income, Last Twelve Months is -12 Mil, Op Mgn LTMOperating Margin = Operating Income / Revenue Reflects profitability before taxes and before impact of capital structure (interest payments). is -1.5%
1   Stock price has recently run up significantly
12M Rtn12 month market price return is 119%
2   Weak revenue growth
Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -0.8%
3   Yield minus risk free rate is negative
ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -8.8%
0 Megatrend and thematic drivers
Megatrends include Affordable Retail & Value Consumption. Themes include Discount Fashion Retail.
1 Weak multi-year price returns
3Y Excs Rtn is -6.9%
2 Not profitable at operating income level
Op Inc LTMOperating Income, Last Twelve Months is -12 Mil, Op Mgn LTMOperating Margin = Operating Income / Revenue Reflects profitability before taxes and before impact of capital structure (interest payments). is -1.5%
3 Stock price has recently run up significantly
12M Rtn12 month market price return is 119%
4 Weak revenue growth
Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -0.8%
5 Yield minus risk free rate is negative
ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -8.8%

Valuation, Metrics & Events

Price Chart

Why The Stock Moved

Qualitative Assessment

AI Analysis | Feedback

Citi Trends (CTRN) stock has lost about 5% since 11/30/2025 because of the following key factors:

1. Immediate sell-off following Q3 2025 EPS miss. Citi Trends reported its third-quarter 2025 results on December 2, 2025, where total sales increased by 10.1% to $197.1 million and comparable store sales grew by 10.8%, exceeding revenue expectations. However, the company reported an earnings per share (EPS) of -$0.86, missing the forecasted -$0.79. While the stock initially surged by 10.62% in pre-market trading, it closed down 1.4% to $43.47 on the day of the announcement, after hitting a high of $49.50, indicating that the EPS miss likely triggered a rapid correction from its peak.

2. General headwinds in the broader retail sector. Despite some value-driven retailers performing well, the overall retail sector experienced a decline over a recent six-month period, even as the broader market advanced. This indicates a challenging macroeconomic environment for many retailers, influenced by persistent inflation and affordability concerns for consumers, which may have contributed to a cautious investor sentiment for Citi Trends.

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Stock Movement Drivers

Fundamental Drivers

The -4.5% change in CTRN stock from 11/30/2025 to 3/13/2026 was primarily driven by a -6.5% change in the company's P/S Multiple.
(LTM values as of)113020253132026Change
Stock Price ($)45.2943.25-4.5%
Change Contribution By: 
Total Revenues ($ Mil)7838012.3%
P/S Multiple0.50.4-6.5%
Shares Outstanding (Mil)88-0.2%
Cumulative Contribution-4.5%

LTM = Last Twelve Months as of date shown

Market Drivers

11/30/2025 to 3/13/2026
ReturnCorrelation
CTRN-4.5% 
Market (SPY)-3.1%24.2%
Sector (XLY)-6.2%33.3%

Fundamental Drivers

The 21.4% change in CTRN stock from 8/31/2025 to 3/13/2026 was primarily driven by a 16.7% change in the company's P/S Multiple.
(LTM values as of)83120253132026Change
Stock Price ($)35.6343.2521.4%
Change Contribution By: 
Total Revenues ($ Mil)7698014.2%
P/S Multiple0.40.416.7%
Shares Outstanding (Mil)88-0.2%
Cumulative Contribution21.4%

LTM = Last Twelve Months as of date shown

Market Drivers

8/31/2025 to 3/13/2026
ReturnCorrelation
CTRN21.4% 
Market (SPY)3.0%30.6%
Sector (XLY)-4.2%28.5%

Fundamental Drivers

The 75.6% change in CTRN stock from 2/28/2025 to 3/13/2026 was primarily driven by a 59.9% change in the company's P/S Multiple.
(LTM values as of)22820253132026Change
Stock Price ($)24.6343.2575.6%
Change Contribution By: 
Total Revenues ($ Mil)7578015.8%
P/S Multiple0.30.459.9%
Shares Outstanding (Mil)883.8%
Cumulative Contribution75.6%

LTM = Last Twelve Months as of date shown

Market Drivers

2/28/2025 to 3/13/2026
ReturnCorrelation
CTRN75.6% 
Market (SPY)12.4%41.6%
Sector (XLY)3.4%41.5%

Fundamental Drivers

The 54.2% change in CTRN stock from 2/28/2023 to 3/13/2026 was primarily driven by a 57.3% change in the company's P/S Multiple.
(LTM values as of)22820233132026Change
Stock Price ($)28.0443.2554.2%
Change Contribution By: 
Total Revenues ($ Mil)827801-3.1%
P/S Multiple0.30.457.3%
Shares Outstanding (Mil)881.2%
Cumulative Contribution54.2%

LTM = Last Twelve Months as of date shown

Market Drivers

2/28/2023 to 3/13/2026
ReturnCorrelation
CTRN54.2% 
Market (SPY)73.4%39.1%
Sector (XLY)56.0%38.9%

Return vs. Risk

Price Returns Compared

 202120222023202420252026Total [1]
Returns
CTRN Return91%-72%7%-7%58%18%-1%
Peers Return32%-23%-3%-1%-6%4%-6%
S&P 500 Return27%-19%24%23%16%-1%80%

Monthly Win Rates [3]
CTRN Win Rate75%33%58%50%50%100% 
Peers Win Rate55%38%53%50%58%47% 
S&P 500 Win Rate75%42%67%75%67%33% 

Max Drawdowns [4]
CTRN Max Drawdown-5%-84%-45%-51%-30%-0% 
Peers Max Drawdown-8%-47%-29%-30%-31%-3% 
S&P 500 Max Drawdown-1%-25%-1%-2%-15%-2% 

[1] Cumulative total returns since the beginning of 2021
[2] Peers: ROST, TJX, BURL, CATO, PLCE. See CTRN Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 3/13/2026 (YTD)

How Low Can It Go

Unique KeyEventCTRNS&P 500
2022 Inflation Shock2022 Inflation Shock  
2022 Inflation Shock% Loss% Loss-86.5%-25.4%
2022 Inflation Shock% Gain to Breakeven% Gain to Breakeven641.8%34.1%
2022 Inflation ShockTime to BreakevenTime to BreakevenNot Fully Recovered days464 days
2020 Covid Pandemic2020 Covid Pandemic  
2020 Covid Pandemic% Loss% Loss-70.9%-33.9%
2020 Covid Pandemic% Gain to Breakeven% Gain to Breakeven243.5%51.3%
2020 Covid PandemicTime to BreakevenTime to Breakeven164 days148 days
2018 Correction2018 Correction  
2018 Correction% Loss% Loss-59.2%-19.8%
2018 Correction% Gain to Breakeven% Gain to Breakeven145.2%24.7%
2018 CorrectionTime to BreakevenTime to Breakeven546 days120 days
2008 Global Financial Crisis2008 Global Financial Crisis  
2008 Global Financial Crisis% Loss% Loss-83.8%-56.8%
2008 Global Financial Crisis% Gain to Breakeven% Gain to Breakeven517.8%131.3%
2008 Global Financial CrisisTime to BreakevenTime to Breakeven4,414 days1,480 days

Compare to ROST, TJX, BURL, CATO, PLCE

In The Past

Citi Trends's stock fell -86.5% during the 2022 Inflation Shock from a high on 4/23/2021. A -86.5% loss requires a 641.8% gain to breakeven.

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Asset Allocation

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About Citi Trends (CTRN)

Citi Trends, Inc. operates as a value retailer of fashion apparel, accessories, and home goods. It offers apparel, such as fashion sportswear and footwear for men and ladies, as well as apparel for kids, including newborns, infants, toddlers, boys, and girls; sleepwear, lingerie, and scrubs for ladies; and kids uniforms and accessories. The company also provides accessories and beauty products that include handbags, luggage, hats, belts, sunglasses, jewelry, and watches, as well as undergarments and outerwear for men and women. In addition, it offers home and lifestyle products comprising home products for the bedroom, bathroom, kitchen, and decorative accessories; and food, tech, team sports, and health products, as well as seasonal items, books, and toys. The company provides its products primarily to African American and Latinx families in the United States. As of January 29, 2022, it operated 609 stores in urban and rural markets in 33 states. The company was formerly known as Allied Fashion, Inc. and changed its name to Citi Trends, Inc. in 2001. Citi Trends, Inc. was founded in 1946 and is headquartered in Savannah, Georgia.

AI Analysis | Feedback

A discount retailer for fashion apparel, accessories, and home goods, much like a neighborhood Ross Stores or Burlington.

An off-price fashion and home store, akin to a more community-focused TJ Maxx or Marshalls.

AI Analysis | Feedback

Citi Trends' major products are:

  • Apparel: The company offers a wide range of fashion sportswear, footwear, sleepwear, lingerie, scrubs, and uniforms for men, ladies, and children.
  • Accessories & Beauty Products: This category includes items such as handbags, luggage, hats, belts, sunglasses, jewelry, watches, undergarments, and various beauty products.
  • Home & Lifestyle Products: Citi Trends provides a selection of home goods for various rooms, decorative accessories, along with food, tech, team sports, health products, seasonal items, books, and toys.

AI Analysis | Feedback

Citi Trends (CTRN) sells primarily to individuals.

The company serves the following categories of customers:

  • African American Families: Citi Trends explicitly targets and provides products to African American families across the United States.
  • Latinx Families: Another key demographic for Citi Trends, the company primarily serves Latinx families in its urban and rural markets.
  • Value-Conscious Shoppers: As a "value retailer," Citi Trends appeals to customers seeking affordable fashion apparel, accessories, and home goods for themselves and their families. This broad category encompasses the economic motivations of its primary demographic targets.

AI Analysis | Feedback

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AI Analysis | Feedback

The clear emerging threat to Citi Trends is the rapid rise and increasing market penetration of ultra-low-cost, fast-fashion e-commerce platforms such as Shein and Temu. These online retailers offer an immense selection of apparel, accessories, and home goods at extremely competitive price points, often undercutting traditional brick-and-mortar value retailers. Their business model, which leverages direct-from-manufacturer sourcing, rapid trend replication, and aggressive online marketing, allows them to appeal directly to price-sensitive and fashion-conscious consumers, including demographics targeted by Citi Trends. This shift represents a fundamental change in how a significant portion of the value retail market accesses products, challenging the traditional store-based model and potentially eroding market share for companies like Citi Trends by offering greater convenience, selection, and often lower prices through a purely digital channel.

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Better Bets vs. Citi Trends (CTRN)

Latest Trefis Analyses

TitleDate
0DASHBOARDS 
1Citi Trends Earnings Notes12/16/2025
2With Citi Trends Stock Sliding, Have You Assessed The Risk?10/17/2025
3Day 0 of Loss Streak for Citi Trends Stock with 0% Return (vs. -5.1% YTD) [12/29/2024]12/29/2025
4Citi Trends vs. S&P500 Correlation10/03/2024
5Citi Trends Price Volatility09/24/2024
6Citi Trends Total Shareholder Return (TSR): -7.4% in 2025 and ...% 3-yr compounded annual returns (below peer average)09/11/2024
7Better Bet Than CTRN Stock: Pay Less Than Citi Trends To Get More From Industry Peers DKS, HIBB, LAD, R, AN 12/01/2023
8Better Bet Than CTRN Stock: Pay Less Than Citi Trends To Get More From Stocks OC, MOS, ARW, CF, CMC 11/28/2023
9Better Bet Than CTRN Stock: Pay Less Than Citi Trends To Get More From Sector Peers CROX, DDS, HOG, BYD, BATRK 11/28/2023
10Better Bet Than CTRN Stock: Pay Less Than Citi Trends To Get More From S&P 500 Stocks EOG, COP, ALB, CTRA, STLD 11/28/2023
Title
0ARTICLES

Trade Ideas

Select ideas related to CTRN.

Unique KeyDateTickerCompanyCategoryTrade Strategy6M Fwd Rtn12M Fwd Rtn12M Max DD
MBLY_2272026_Dip_Buyer_HighCashEquity_ExInd02272026MBLYMobileye GlobalDip BuyDB | Cash/EquityDip Buyer with High Net Cash % Equity
Buying dips for companies with significant net cash as a % of market cap along with meaningful cash flow generation		0.0%0.0%0.0%
SAH_2202026_Insider_Buying_GTE_1Mil_EBITp+DE_V202202026SAHSonic AutomotiveInsiderInsider Buys | Low D/EStrong Insider Buying
Companies with strong insider buying in the last 1 month, positive operating income and reasonable debt / market cap		-5.9%-5.9%-6.1%
MAT_2132026_Insider_Buying_GTE_1Mil_EBITp+DE_V202132026MATMattelInsiderInsider Buys | Low D/EStrong Insider Buying
Companies with strong insider buying in the last 1 month, positive operating income and reasonable debt / market cap		2.9%2.9%0.0%
SONO_2132026_Insider_Buying_GTE_1Mil_EBITp+DE_V202132026SONOSonosInsiderInsider Buys | Low D/EStrong Insider Buying
Companies with strong insider buying in the last 1 month, positive operating income and reasonable debt / market cap		-0.7%-0.7%-4.6%
DECK_2062026_Dip_Buyer_ValueBuy02062026DECKDeckers OutdoorDip BuyDB | P/E OPMDip Buy with Low PE and High Margin
Buying dips for companies with tame PE and meaningfully high operating margin		1.6%1.6%-0.8%

Recent Active Movers

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Research & Analysis

Invest in Strategies

Wealth Management

Peer Comparisons

Peers to compare with:

Financials

CTRNROSTTJXBURLCATOPLCEMedian
NameCiti Tre.Ross Sto.TJX Comp.Burlingt.Cato Children. 
Mkt Price43.25206.28155.43296.703.003.6299.34
Mkt Cap0.366.3172.818.70.10.19.5
Rev LTM80122,02758,97911,1976601,2886,242
Op Inc LTM-122,6246,671786-16-10388
FCF LTM121,9634,418-384-74026
FCF 3Y Avg-91,8854,47676-17-5234
CFO LTM302,7886,421837-354446
CFO 3Y Avg62,6646,305871-7-28438

Growth & Margins

CTRNROSTTJXBURLCATOPLCEMedian
NameCiti Tre.Ross Sto.TJX Comp.Burlingt.Cato Children. 
Rev Chg LTM5.8%3.7%4.5%6.8%-1.0%-10.1%4.1%
Rev Chg 3Y Avg-0.8%6.0%6.2%9.4%-4.4%-9.9%2.6%
Rev Chg Q10.1%10.4%7.5%7.1%6.3%-13.0%7.3%
QoQ Delta Rev Chg LTM2.3%2.5%1.8%1.6%1.4%-3.8%1.7%
Op Mgn LTM-1.5%11.9%11.3%7.0%-2.4%-0.7%3.1%
Op Mgn 3Y Avg-2.7%11.7%10.9%6.3%-2.5%-2.5%1.9%
QoQ Delta Op Mgn LTM0.2%-0.1%0.1%0.1%1.4%-1.9%0.1%
CFO/Rev LTM3.7%12.7%10.9%7.5%-0.5%4.2%5.8%
CFO/Rev 3Y Avg0.7%12.8%11.3%8.5%-1.1%-1.7%4.6%
FCF/Rev LTM1.5%8.9%7.5%-3.4%-1.1%3.1%2.3%
FCF/Rev 3Y Avg-1.2%9.0%8.0%1.0%-2.5%-3.3%-0.1%

Valuation

CTRNROSTTJXBURLCATOPLCEMedian
NameCiti Tre.Ross Sto.TJX Comp.Burlingt.Cato Children. 
Mkt Cap0.366.3172.818.70.10.19.5
P/S0.43.02.91.70.10.11.1
P/EBIT-1,604.423.625.222.9-14.8-8.57.2
P/E-21.331.833.833.3-6.2-1.615.1
P/CFO11.623.826.922.3-17.51.517.0
Total Yield-4.7%3.9%4.0%3.0%-16.1%-64.4%-0.9%
Dividend Yield0.0%0.8%1.0%0.0%0.0%0.0%0.0%
FCF Yield 3Y Avg-4.5%3.7%3.4%0.8%-21.3%-23.9%-1.9%
D/E0.60.10.10.32.87.20.5
Net D/E0.50.00.00.31.47.10.4

Returns

CTRNROSTTJXBURLCATOPLCEMedian
NameCiti Tre.Ross Sto.TJX Comp.Burlingt.Cato Children. 
1M Rtn-6.2%7.4%3.1%-3.0%-0.7%-13.0%-1.8%
3M Rtn-2.8%13.5%-0.2%11.5%-11.8%-51.7%-1.5%
6M Rtn27.5%40.1%12.1%11.2%-35.1%-48.1%11.6%
12M Rtn119.3%69.5%39.5%29.9%3.8%-48.9%34.7%
3Y Rtn79.6%105.3%116.5%39.6%-59.3%-91.4%59.6%
1M Excs Rtn-3.8%9.8%5.5%-0.6%1.7%-10.6%0.6%
3M Excs Rtn-4.1%15.3%1.7%11.4%-9.6%-51.8%-1.2%
6M Excs Rtn25.2%34.3%8.1%3.4%-37.1%-53.5%5.8%
12M Excs Rtn85.2%44.2%15.4%1.0%-18.6%-70.0%8.2%
3Y Excs Rtn-6.9%26.1%40.0%-31.9%-130.4%-161.2%-19.4%

Comparison Analyses

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Financials

Segment Financials

Revenue by Segment
$ Mil20252024202320222021
Womens202207258204203
Kids172183218180180
Accessories & Beauty127143178125133
Mens127135178141125
Home & Lifestyle6764897055
Footwear5264696386
Total748795992783782


Price Behavior

Price Behavior
Market Price$43.25 
Market Cap ($ Bil)0.3 
First Trading Date05/18/2005 
Distance from 52W High-11.9% 
   50 Days200 Days
DMA Price$45.60$37.71
DMA Trendupup
Distance from DMA-5.2%14.7%
 3M1YR
Volatility49.1%58.0%
Downside Capture89.18105.69
Upside Capture87.40166.11
Correlation (SPY)27.5%41.0%
CTRN Betas & Captures as of 2/28/2026

 1M2M3M6M1Y3Y
Beta1.221.190.731.161.251.35
Up Beta-0.470.970.871.801.161.08
Down Beta3.442.021.741.031.201.39
Up Capture215%142%33%147%238%339%
Bmk +ve Days9203170142431
Stock +ve Days12213267137368
Down Capture-6%29%6%75%108%109%
Bmk -ve Days12213054109320
Stock -ve Days9192856112378

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
Annualized
Return		Annualized
Volatility		Sharpe
Ratio		Correlation
with CTRN
CTRN113.2%58.2%1.52-
Sector ETF (XLY)13.0%23.7%0.4640.4%
Equity (SPY)19.6%18.9%0.8140.8%
Gold (GLD)71.9%26.3%2.055.0%
Commodities (DBC)19.3%17.3%0.899.7%
Real Estate (VNQ)6.2%16.3%0.1933.0%
Bitcoin (BTCUSD)-15.0%44.2%-0.2417.3%

Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 5-Year Data
Annualized
Return		Annualized
Volatility		Sharpe
Ratio		Correlation
with CTRN
CTRN-11.3%60.9%0.05-
Sector ETF (XLY)8.0%23.7%0.3046.7%
Equity (SPY)13.1%17.0%0.6144.1%
Gold (GLD)24.1%17.3%1.146.5%
Commodities (DBC)11.2%19.0%0.4710.6%
Real Estate (VNQ)4.8%18.8%0.1634.4%
Bitcoin (BTCUSD)6.4%56.7%0.3319.9%

Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 10-Year Data
Annualized
Return		Annualized
Volatility		Sharpe
Ratio		Correlation
with CTRN
CTRN9.7%57.2%0.40-
Sector ETF (XLY)12.4%21.9%0.5247.2%
Equity (SPY)14.5%17.9%0.7045.3%
Gold (GLD)14.4%15.6%0.773.3%
Commodities (DBC)8.6%17.6%0.4015.9%
Real Estate (VNQ)5.6%20.7%0.2339.7%
Bitcoin (BTCUSD)67.5%66.8%1.0714.8%

Smart multi-asset allocation framework can stack odds in your favor. Learn How

Short Interest

Short Interest: As Of Date2272026
Short Interest: Shares Quantity0.5 Mil
Short Interest: % Change Since 2152026-1.5%
Average Daily Volume0.1 Mil
Days-to-Cover Short Interest7.1 days
Basic Shares Quantity8.1 Mil
Short % of Basic Shares6.0%

Returns Analyses

Earnings Returns History

Expand for More
 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
12/2/2025-1.4%4.1%-5.8%
8/26/2025-0.2%2.9%-7.8%
6/3/202521.7%25.7%22.7%
3/18/20252.9%3.7%-9.1%
11/19/20249.0%19.8%49.5%
8/27/2024-7.2%-15.8%11.9%
5/31/20241.2%-4.7%-18.6%
3/19/2024-6.3%-12.5%-27.1%
...
SUMMARY STATS   
# Positive151410
# Negative8913
Median Positive6.3%9.5%17.7%
Median Negative-7.2%-12.5%-7.8%
Max Positive29.3%29.9%49.5%
Max Negative-18.8%-33.0%-41.4%

SEC Filings

Expand for More
Report DateFiling DateFiling
10/31/202512/10/202510-Q
07/31/202509/10/202510-Q
04/30/202506/11/202510-Q
01/31/202504/16/202510-K
10/31/202412/11/202410-Q
07/31/202409/11/202410-Q
04/30/202406/12/202410-Q
01/31/202404/18/202410-K
10/31/202312/06/202310-Q
07/31/202309/06/202310-Q
04/30/202306/07/202310-Q
01/31/202304/13/202310-K
10/31/202212/08/202210-Q
07/31/202209/08/202210-Q
04/30/202206/09/202210-Q
01/31/202204/14/202210-K

Insider Activity

Expand for More
#OwnerTitleHoldingActionFiling DatePriceSharesTransacted
Value		Value of
Held Shares		Form
1George, KatrinaVP of Human ResourcesDirectSell106202645.2245020,349243,464Form
2George, KatrinaVP of Human ResourcesDirectSell905202536.1531611,423210,899Form
3Jenkins, Margaret LDirectSell905202536.211,00036,210585,262Form
4George, KatrinaVP of Human ResourcesDirectSell612202533.9475025,455208,731Form

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