Catalyst Bancorp (CLST)


Market Price (11/6/2026): $17.9 | Market Cap: $72.4 MilSector: Financials | Industry: Regional Banks

Catalyst Bancorp (CLST)


Market Price (11/6/2026): $17.9
Market Cap: $72.4 Mil
Sector: Financials
Industry: Regional Banks

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

0

Cash is significant % of market cap
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -112%

Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 30%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 29%

Attractive yield
FCF Yield is 5.0%

Low stock price volatility
Vol 12M is 20%

Megatrend and thematic drivers
Megatrends include Fintech & Digital Payments. Themes include Online Banking & Lending, and Digital Payments.

Trading close to highs
Dist 52W High is -1.4%, Dist 3Y High is -1.4%

Weak multi-year price returns
3Y Excs Rtn is -21%

Expensive valuation multiples
P/CFOPrice/(Cash Flow from Operations). CFO is cash before capital expenditures. is 19x, P/EPrice/Earnings or Price/(Net Income) is 32x

Weak revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is -1.9%

Yield minus risk free rate is negative
ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -2.5%

Key risks
CLST key risks include [1] heightened credit risk from its strategic transition to small/mid-sized business and construction lending and [2] operational risks stemming from the complexities of its fundamental shift to a new community banking model.

0 Cash is significant % of market cap
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -112%
1 Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 30%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 29%
2 Attractive yield
FCF Yield is 5.0%
3 Low stock price volatility
Vol 12M is 20%
4 Megatrend and thematic drivers
Megatrends include Fintech & Digital Payments. Themes include Online Banking & Lending, and Digital Payments.
5 Trading close to highs
Dist 52W High is -1.4%, Dist 3Y High is -1.4%
6 Weak multi-year price returns
3Y Excs Rtn is -21%
7 Expensive valuation multiples
P/CFOPrice/(Cash Flow from Operations). CFO is cash before capital expenditures. is 19x, P/EPrice/Earnings or Price/(Net Income) is 32x
8 Weak revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is -1.9%
9 Yield minus risk free rate is negative
ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -2.5%
10 Key risks
CLST key risks include [1] heightened credit risk from its strategic transition to small/mid-sized business and construction lending and [2] operational risks stemming from the complexities of its fundamental shift to a new community banking model.

CLST in ETFs

Weight = CLST's share of each fund

VTI0.00%

Valuation & Metrics

Price Chart

Why The Stock Moved

Qualitative Assessment

AI Analysis | Feedback

Updated on 11/1/2026

Catalyst Bancorp (CLST) stock has gained about 5% since 7/31/2026 because of the following key factors:

1. Strong Fiscal Q3 2026 Financial Performance.

Catalyst Bancorp reported robust financial results for its fiscal third quarter of 2026 (ended September 30, 2026), with net income increasing by 87% to $978,000, or $0.27 diluted earnings per share, compared to the fiscal second quarter of 2026. Excluding merger-related expenses, non-GAAP net income reached $1.9 million, or $0.51 non-GAAP diluted EPS. This significant growth in profitability demonstrated the company's strong operational execution during the period. Net interest income also saw a substantial rise of 99% quarter-over-quarter, reaching $5.2 million.

2. Successful Integration and Impact of Lakeside Bancshares Acquisition.

The completion of the acquisition of Lakeside Bancshares, Inc. on July 14, 2026, served as a primary catalyst for the company's expansion and financial growth during the period. The acquisition led to a substantial increase in Catalyst Bancorp's balance sheet, with total loans growing by 136% to $383.5 million and total deposits increasing by 142% to $475.5 million as of September 30, 2026, both primarily attributable to the Lakeside acquisition. This strategic expansion into southwest Louisiana significantly enhanced the company's market presence and earning assets.

Show more
Updated on 11/1/2026

Catalyst Bancorp (CLST) stock has gained about 5% since 7/31/2026 because of the following key factors:

1. Strong Fiscal Q3 2026 Financial Performance.

Catalyst Bancorp reported robust financial results for its fiscal third quarter of 2026 (ended September 30, 2026), with net income increasing by 87% to $978,000, or $0.27 diluted earnings per share, compared to the fiscal second quarter of 2026. Excluding merger-related expenses, non-GAAP net income reached $1.9 million, or $0.51 non-GAAP diluted EPS. This significant growth in profitability demonstrated the company's strong operational execution during the period. Net interest income also saw a substantial rise of 99% quarter-over-quarter, reaching $5.2 million.

2. Successful Integration and Impact of Lakeside Bancshares Acquisition.

The completion of the acquisition of Lakeside Bancshares, Inc. on July 14, 2026, served as a primary catalyst for the company's expansion and financial growth during the period. The acquisition led to a substantial increase in Catalyst Bancorp's balance sheet, with total loans growing by 136% to $383.5 million and total deposits increasing by 142% to $475.5 million as of September 30, 2026, both primarily attributable to the Lakeside acquisition. This strategic expansion into southwest Louisiana significantly enhanced the company's market presence and earning assets.

3. Anticipated Future Cost Savings and Operational Synergies.

Management indicated that the majority of anticipated cost savings stemming from the Lakeside acquisition are expected to be realized following a planned systems conversion in November 2026. This forward-looking outlook provides investors with confidence in future profitability improvements and operational efficiencies, suggesting further accretion from the acquisition beyond the initial impact seen in fiscal Q3 2026.

4. Improvement in Credit Quality.

The company reported a reversal of provision for credit losses of $261,000 for fiscal Q3 2026, an increase from a $104,000 reversal in fiscal Q2 2026. This improvement in credit quality, primarily related to a decline in construction and land loans and better performance in originated classified commercial real estate loans, signals a healthier loan portfolio and reduced risk of future loan losses.

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Stock Movement Drivers

Fundamental Drivers

The 4.9% change in CLST stock from 7/31/2026 to 11/5/2026 was primarily driven by a 4.6% change in the company's P/E Multiple.
(LTM values as of)731202611052026Change
Stock Price ($)17.0617.904.9%
Change Contribution By: 
Total Revenues ($ Mil)11111.3%
Net Income Margin (%)18.3%18.1%-1.1%
P/E Multiple30.231.64.6%
Shares Outstanding (Mil)440.1%
Cumulative Contribution4.9%

LTM = Last Twelve Months as of date shown

Market Drivers

7/31/2026 to 11/5/2026
ReturnCorrelation
CLST4.9% 
Market (SPY)-1.9%-0.6%
Sector (XLF)1.0%20.8%

Fundamental Drivers

The 12.2% change in CLST stock from 4/30/2026 to 11/5/2026 was primarily driven by a 12.1% change in the company's P/E Multiple.
(LTM values as of)430202611052026Change
Stock Price ($)15.9617.9012.2%
Change Contribution By: 
Total Revenues ($ Mil)11113.1%
Net Income Margin (%)18.9%18.1%-4.2%
P/E Multiple28.231.612.1%
Shares Outstanding (Mil)441.3%
Cumulative Contribution12.2%

LTM = Last Twelve Months as of date shown

Market Drivers

4/30/2026 to 11/5/2026
ReturnCorrelation
CLST12.2% 
Market (SPY)2.3%-6.4%
Sector (XLF)10.7%10.6%

Fundamental Drivers

The 26.5% change in CLST stock from 10/31/2025 to 11/5/2026 was primarily driven by a 33.1% change in the company's P/E Multiple.
(LTM values as of)1031202511052026Change
Stock Price ($)14.1517.9026.5%
Change Contribution By: 
Total Revenues ($ Mil)1111-1.9%
Net Income Margin (%)19.1%18.1%-5.2%
P/E Multiple23.831.633.1%
Shares Outstanding (Mil)442.2%
Cumulative Contribution26.5%

LTM = Last Twelve Months as of date shown

Market Drivers

10/31/2025 to 11/5/2026
ReturnCorrelation
CLST26.5% 
Market (SPY)8.4%-3.1%
Sector (XLF)11.1%9.6%

Fundamental Drivers

The 62.1% change in CLST stock from 10/31/2023 to 11/5/2026 was primarily driven by a 291.7% change in the company's Net Income Margin (%).
(LTM values as of)1031202311052026Change
Stock Price ($)11.0417.9062.1%
Change Contribution By: 
Total Revenues ($ Mil)91131.0%
Net Income Margin (%)4.6%18.1%291.7%
P/E Multiple122.631.6-74.2%
Shares Outstanding (Mil)4422.4%
Cumulative Contribution62.1%

LTM = Last Twelve Months as of date shown

Market Drivers

10/31/2023 to 11/5/2026
ReturnCorrelation
CLST62.1% 
Market (SPY)81.3%15.1%
Sector (XLF)85.5%17.6%

Return vs. Risk

Price Returns Compared

 202120222023202420252026Total [1]
Returns
CLST Return1%-7%-15%9%34%14%32%
Peers Return21%-38%-12%-30%-16%-12%-66%
S&P 500 Return27%-19%24%23%16%12%105%

Monthly Win Rates [3]
CLST Win Rate33%42%50%33%67%55% 
Peers Win Rate60%50%50%33%56%59% 
S&P 500 Win Rate75%42%67%75%67%45% 

Max Drawdowns [4]
CLST Max Drawdown--13%-29%-10%-7%-10% 
Peers Max Drawdown-24%-46%-55%-43%-43%-46% 
S&P 500 Max Drawdown-5%-25%-10%-8%-19%-9% 


[1] Cumulative total returns since the beginning of 2021
[2] Peers: NEWT, ATLO, GBC, NARA, SHFS.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 11/5/2026 (YTD)

How Low Can It Go

EventCLSTS&P 500
Summer-Fall 2023 Five Percent Yield Shock
  % Loss-14.7%-9.5%
  % Gain to Breakeven17.2%10.5%
  Time to Breakeven583 days24 days
2023 SVB Regional Banking Crisis
  % Loss-28.3%-6.7%
  % Gain to Breakeven39.4%7.1%
  Time to Breakeven848 days31 days
2022 Inflation Shock & Fed Tightening
  % Loss-11.6%-24.5%
  % Gain to Breakeven13.1%32.4%
  Time to Breakeven1268 days427 days

Compare to NEWT, ATLO, GBC, NARA, SHFS

In The Past

Catalyst Bancorp's stock fell -5.6% during the 2025 US Tariff Shock. Such a loss loss requires a 6.0% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

EventCLSTS&P 500
2023 SVB Regional Banking Crisis
  % Loss-28.3%-6.7%
  % Gain to Breakeven39.4%7.1%
  Time to Breakeven848 days31 days

Compare to NEWT, ATLO, GBC, NARA, SHFS

In The Past

Catalyst Bancorp's stock fell -5.6% during the 2025 US Tariff Shock. Such a loss loss requires a 6.0% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

About Catalyst Bancorp (CLST)

Catalyst Bancorp, Inc. (CLST) operates as the holding company for St. Landry Homestead Federal Savings Bank, functioning as a community-oriented financial institution primarily serving the Acadiana region of south-central Louisiana. Its core business involves delivering a comprehensive range of banking products and services to individuals and businesses within its local market, leveraging its long-standing presence and local expertise.

The company offers a robust suite of deposit products, including various savings accounts, demand and NOW accounts, money market accounts, and certificates of deposit. On the lending side, Catalyst Bancorp provides diverse loan options such as one-to-four family residential mortgages, commercial real estate and multi-family residential loans, construction and land loans, as well as commercial and industrial and consumer loans. Beyond its core banking activities, the company also invests in a variety of securities, including mortgage-backed securities and U.S. treasury obligations.

Catalyst Bancorp serves its customer base through six strategically located full-service branches across the Acadiana region, specifically in Carencro, Eunice, Lafayette, Opelousas, and Port Barre. Founded in 1922 and headquartered in Opelousas, Louisiana, the company maintains a strong local focus, aiming to meet the financial needs of its community members and local enterprises through relationship-based banking.

AI Analysis | Feedback

Here are 1-2 brief analogies to describe Catalyst Bancorp (CLST):

  1. Regions Bank (RF) for the Acadiana region of south-central Louisiana.
  2. A local, publicly traded 'Main Street' bank serving the communities of south-central Louisiana, much like a scaled-down version of a regional bank like Truist (TFC).

AI Analysis | Feedback

  • Deposit Accounts: A range of accounts including savings, demand, NOW, money market, and certificates of deposit for customers to save and manage their funds.
  • Residential Mortgage Loans: Financing solutions for the purchase or refinancing of one- to four-family homes.
  • Commercial Real Estate Loans: Lending services for the acquisition, development, or refinancing of commercial properties.
  • Multi-Family Residential Loans: Loans specifically designed for properties with multiple dwelling units, such as apartment buildings.
  • Construction and Land Loans: Financing provided for land acquisition and the construction of various types of properties.
  • Commercial and Industrial Loans: Lending products offered to businesses for operational needs, equipment purchases, or expansion.
  • Consumer Loans: Personal loans designed for individual customers for a variety of personal uses.

AI Analysis | Feedback

Catalyst Bancorp (CLST), operating as St. Landry Homestead Federal Savings Bank, provides banking products and services primarily to a diverse customer base within the Acadiana region of south-central Louisiana. As a financial institution, it does not have a few major corporate customers in the traditional sense, but rather serves a broad spectrum of individuals and businesses. Its customer categories include:

  • Individual Consumers/Households: Residents of the Acadiana region who utilize personal banking services such as savings accounts, checking and NOW accounts, money market accounts, certificates of deposit, one-to-four family residential mortgage loans, and other consumer loans.

  • Local Businesses: Small to medium-sized enterprises and commercial entities within its service area that require business deposit accounts, commercial real estate loans, commercial and industrial loans, and construction and land loans for their operations and investments.

  • Real Estate Developers and Investors: Individuals or groups involved in property development and investment, who seek financing for multi-family residential properties, commercial real estate projects, and land acquisition and construction within the Acadiana region.

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Joseph B. Zanco, President and Chief Executive Officer

Joseph B. Zanco has served as Director, President, and Chief Executive Officer of Catalyst Bank since August 2020. He previously held the position of Executive Vice President and Chief Financial Officer of Home Bancorp, Inc. and Home Bank, N.A., from April 2008 to August 2020. Before that, he was Controller and Principal Accounting Officer of Iberiabank from February 2005 to April 2008. Mr. Zanco is a Certified Public Accountant (CPA) and Certified Internal Auditor (CIA). He also served as the inaugural Chairman of the Board of One Acadiana and is on the Board of Directors of the Louisiana Association of Business and Industry (LABI).

Jacques L. J. Bourque, Chief Financial Officer

Jacques L. J. Bourque has served as Chief Financial Officer of Catalyst Bank and Catalyst Bancorp since February 2022, having joined the company as Treasurer in October 2021. Prior to his role at Catalyst Bancorp, he was a Senior Accountant for Home Bank, N.A., from October 2018 to October 2021. He also worked as a Staff Auditor for Postlethwaite & Netterville and as an Internal Auditor for Home Bank, N.A. Mr. Bourque is a Certified Public Accountant (CPA) and holds a bachelor's degree in accounting and a master's degree in business administration.

Amanda B. Quebedeaux, Chief Operations Officer

Amanda B. Quebedeaux has served as Senior Vice President and Chief Operations Officer since July 2024. Her previous roles at Catalyst Bank include Senior Vice President and Director of Operations since February 2022, and Vice President and Director of Operations since June 2021. Before joining Catalyst Bank, she was the Vice President, Client Solutions System Administrator Manager at Hancock Whitney Bank, and prior to that, Senior Vice President, Director of Loan Operations at MidSouth Bank, a subsidiary of MidSouth Bancorp.

Don P. Ledet, Chief Risk Officer

Don P. Ledet has served as Senior Vice President and Chief Risk Officer of Catalyst Bank since November 2023. His prior experience includes serving as Executive Vice President and Head of Retail Market Support for First Horizon Bank from July 2020 to October 2023. Before First Horizon Bank, he held several positions at Iberiabank, including Executive Vice President and Director of Retail Support, from July 2011 to June 2020.

AI Analysis | Feedback

Here are the key risks to Catalyst Bancorp (CLST):

  1. Interest Rate Risk: Catalyst Bancorp is exposed to the risk of changes in the interest rate environment, which can adversely affect its net interest margin and the fair value of its financial instruments.
  2. General Economic and Competitive Conditions: A downturn in general economic and competitive conditions, either nationally or specifically in Catalyst Bancorp's market area in south-central Louisiana, could negatively impact the volume of loan originations, deposit flows, asset quality (e.g., increased loan losses and non-performing assets), and real estate values. Additionally, increased competitive pressure among depository institutions could also pose a risk.
  3. Legislative and Regulatory Changes: The company faces risks from changes in legislative and regulatory requirements or accounting policies and practices. Such changes could adversely affect the business operations of Catalyst Bancorp and Catalyst Bank.

AI Analysis | Feedback

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AI Analysis | Feedback

For Catalyst Bancorp (CLST), the addressable markets for its main products and services in its operating region and the broader state of Louisiana are as follows:

  • Deposit Products (including savings accounts, demand and NOW accounts, money market accounts, and certificates of deposit):
    • The Lafayette trade market, which encompasses the Acadiana region of south-central Louisiana, had an estimated $14.6 billion in deposits as of June 2023.
  • Loan Products (including residential mortgage, commercial real estate, multi-family residential, construction and land, commercial and industrial, and consumer loans):
    • For Residential Mortgage Loans, new home loans booked in Louisiana totaled $7.2 billion in 2024.
    • For Commercial Real Estate Loans (including multi-family residential and construction and land), the total commercial real estate transaction volume in Louisiana was $7.0 billion during 2025.
    • For a broader category encompassing Commercial, Industrial, and Consumer Loans, the Commercial Banking industry in Louisiana had a market size of $10.2 billion in 2026.

AI Analysis | Feedback

Here are 3-5 expected drivers of future revenue growth for Catalyst Bancorp (CLST) over the next 2-3 years:

  1. Loan Portfolio Expansion, particularly in Commercial Real Estate and Oilfield Services: Catalyst Bancorp has demonstrated significant growth in its loan portfolio, with a notable increase in commercial real estate loans by 54% in the second quarter of 2025. Additionally, total loans reached $170.2 million by December 31, 2025, driven largely by robust growth in the oilfield services sector. The President and CEO, Joe Zanco, emphasized the continuation of this loan growth momentum, with the loan portfolio increasing by a record 15% in 2024, and highlighted the bank's strong capital base to support further expansion as the South Louisiana economy gains traction.
  2. Organic Customer Growth: The company has reported significant customer growth, which is contributing to overall revenue expansion. This organic growth is a key factor in the bank's performance through the third quarter of 2024.
  3. Strategic Expansion of Branch Network and Geographical Reach: Since its initial public offering (IPO), Catalyst Bancorp has focused on expanding its branch network. The successful IPO also provided the company with substantial capital, enabling it to expand its geographical footprint and enhance the services it offers.
  4. Potential for Strategic Acquisitions: While acknowledging the challenges in expanding through acquisitions, Catalyst Bancorp's CEO has indicated the bank's readiness to pursue suitable acquisition opportunities that may arise, which could further drive revenue growth.
  5. Community-Centric Approach and Customized Business Solutions: Catalyst Bancorp's mission is to foster economic growth within its communities by supporting local businesses. The bank aims to build customer loyalty and attract new business by being highly responsive and flexible, offering customized banking solutions rather than standardized products. This client-focused strategy is expected to drive customer acquisition and retention, thereby increasing revenue.

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Share Repurchases

  • Catalyst Bancorp initiated its first share repurchase plan in January 2023.
  • Through November 18, 2025, the company repurchased 1,180,817 shares, approximately 22% of its originally issued common shares, at an average cost of $11.97 per share. As of December 31, 2025, a total of 1,215,089 shares (23% of originally issued shares) were repurchased at an average cost of $12.06 per share.
  • In November 2025, the sixth share repurchase plan was approved, authorizing the purchase of up to 205,000 additional shares, representing about 5% of the outstanding common stock. As of December 31, 2025, 188,911 shares remained available under this plan.

Share Issuance

  • Catalyst Bancorp completed its initial public offering (IPO) during the week of October 11, 2021, issuing 5,290,000 shares at $10.00 per share for a total of $53 million.
  • As of December 31, 2025, the company had 4,074,911 common shares outstanding.
  • An Employee Stock Ownership Plan held beneficial ownership of 416,791.85 shares, constituting 10.2% of the outstanding shares as of December 31, 2025.

Inbound Investments

  • Stilwell Group disclosed a 6.3% stake holding in Catalyst Bancorp as of January 12, 2026.
  • Institutional ownership accounts for 814,357 shares, held by 30 institutional owners and shareholders, including Vanguard Group Inc, Graham Capital Wealth Management, Llc, and BlackRock, Inc.

Capital Expenditures

  • The last 12-month capital expenditure (LTM) for Catalyst Bancorp was reported as ($185.0K).
  • Annual capital expenditures were $0.003 billion in 2024, $0.002 billion in 2023, and $0.001 billion in 2022.
  • Capital expenditure experienced a year-over-year decrease of 57.0% and had a 3-year Compound Annual Growth Rate (CAGR) of -9.8%.

Peer Outperformance in Regional Banks

CLST has trailed 66% of its 262 Regional Banks peers over 5Y. Regional Banks ranks 8th of 18 industries in Financials by median 5Y return.
Share of Regional Banks constituents that CLST has outperformed, by holding period. Peers without a full price history over a given window are excluded from that window.
1Y
34%
of 281 industry peers · 22.4% return
3Y
26%
of 273 industry peers · 61.7% return
5Y
34%
of 262 industry peers · 29.7% return
No Regional Banks peer with a comparable growth profile has beaten CLST by more than 20pp over 5Y.
Median price return by industry across the Financials sector, ranked by 5Y. Regional Banks is CLST's own industry. Use this to see which corners of the sector have carried the returns.
Industry Names 1Y med3Y med5Y med Top 3 by 5Y
Reinsurance 6 33.1%75.7%125.1% SPNT 168% · RGA 162% · RNR 141%
Investment Banking & Brokerage 13 -3.9%89.1%93.1% IBKR 305% · SNEX 152% · GS 141%
Diversified Banks 12 30.0%140.4%90.3% CM 144% · RY 129% · JPM 127%
Life & Health Insurance 20 14.3%52.3%75.4% JXN 514% · UNM 224% · FG 188%
Property & Casualty Insurance 42 18.9%76.8%66.8% TRV 178% · PGR 172% · ACGL 168%
Multi-Sector Holdings 3 10.1%53.8%59.4% BRK-B 99% · VOYA 59% · JEF 37%
Multi-line Insurance 9 9.5%71.4%59.4% AIZ 105% · GNW 104% · L 98%
Regional Banks ← 263 30.0%87.5%46.7% CBC 268% · FCNCA 176% · NIC 136%
Insurance Brokers 15 5.5%13.4%33.4% LIFE 287% · ARX 89% · WTW 56%
Financial Exchanges & Data 15 20.6%37.2%27.9% CBOE 183% · VIRT 131% · CME 71%
Asset Management & Custody Banks 83 -5.9%22.8%12.3% VCTR 210% · AAMI 207% · WT 205%
Consumer Finance 30 2.9%81.0%8.1% ENVA 330% · FCFS 130% · ECPG 111%
Commercial & Residential Mortgage Finance 14 -46.5%36.8%2.5% FNMA 327% · FMCC 293% · ACT 158%
Diversified Financial Services 4 -1.6%20.1%-1.1% FRHC 153% · EQH 71%
Specialized Finance 3 15.8%31.5%-19.7% HASI -20% · CACC -24%
Transaction & Payment Processing Services 17 19.3%9.1%-29.4% V 103% · MA 94% · CPAY 83%
Mortgage REITs 35 -18.0%-6.1%-37.2% RITM 36% · DX 17% · AGNC 10%
Diversified Capital Markets 20 -47.1%-8.5%-70.1% LPLA 83% · TW 38% · RIOT -53%
Median of constituents with a full price history over each window. Top names are limited to companies above $2B market cap.

Recent Active Movers

Peer Comparisons

Peers to compare with:

Financials

CLSTNEWTATLOGBCNARASHFSMedian
NameCatalyst.NewtekOneAmes Nat.Georgia .Narragan.SHF  
Mkt Price17.9010.6034.0033.7710.860.0414.38
Mkt Cap0.10.30.3---0.3
Rev LTM1127773-130-101
Op Inc LTM-------
FCF LTM3-74021-7-5
FCF 3Y Avg3-37317---3
CFO LTM3-73922-11-7
CFO 3Y Avg3-37319---3

Growth & Margins

CLSTNEWTATLOGBCNARASHFSMedian
NameCatalyst.NewtekOneAmes Nat.Georgia .Narragan.SHF  
Rev Chg LTM-1.9%7.8%21.3%---7.8%
Rev Chg 3Y Avg36.8%26.8%8.1%---26.8%
Rev Chg Q5.0%7.0%18.5%---7.0%
QoQ Delta Rev Chg LTM1.3%1.7%4.3%---1.7%
Op Inc Chg LTM-------
Op Inc Chg 3Y Avg-------
Op Mgn LTM-------
Op Mgn 3Y Avg-------
QoQ Delta Op Mgn LTM-------
CFO/Rev LTM29.7%-267.4%30.3%-8.5%-19.1%
CFO/Rev 3Y Avg42.6%-138.6%30.2%---30.2%
FCF/Rev LTM28.9%-267.5%28.9%-5.5%-17.2%
FCF/Rev 3Y Avg38.4%-138.7%27.9%---27.9%

Valuation

CLSTNEWTATLOGBCNARASHFSMedian
NameCatalyst.NewtekOneAmes Nat.Georgia .Narragan.SHF  
Mkt Cap0.10.30.3---0.3
P/S5.71.14.2---4.2
P/Op Inc-------
P/EBIT-------
P/E31.64.613.1---13.1
P/CFO19.3-0.413.7---13.7
Total Yield3.2%31.6%10.2%---10.2%
Dividend Yield0.0%10.0%2.6%---2.6%
FCF Yield 3Y Avg5.7%-103.1%8.5%---5.7%
D/E0.21.80.1---0.2
Net D/E-1.10.6-1.6----1.1

Returns

CLSTNEWTATLOGBCNARASHFSMedian
NameCatalyst.NewtekOneAmes Nat.Georgia .Narragan.SHF  
1M Rtn4.4%-5.3%5.4%-11.8%0.6%-94.6%-2.4%
3M Rtn5.6%-27.9%9.0%-11.8%0.6%-98.2%-5.6%
6M Rtn10.7%-20.1%20.8%-11.8%0.6%-99.3%-5.6%
12M Rtn22.4%7.5%64.7%-11.8%0.6%-99.9%4.0%
3Y Rtn61.7%-15.6%114.9%-11.8%0.6%-100.0%-5.6%
1M Excs Rtn8.0%-1.7%8.1%-10.3%2.0%-91.9%0.2%
3M Excs Rtn4.1%-19.4%10.5%-10.9%1.4%-96.9%-4.7%
6M Excs Rtn5.9%-24.8%16.0%-16.6%-4.2%-106.1%-10.4%
12M Excs Rtn8.2%-5.9%55.1%-25.3%-13.0%-119.1%-9.4%
3Y Excs Rtn-21.2%-90.5%42.6%-95.2%-82.7%-218.1%-86.6%

Comparison Analyses

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FDA Approved Drugs Data

Expand for More
Post-Approval Fwd Returns
FDA
App #
Brand
Name
Generic
Name
Dosage
Form
FDA
Approval
3M
Rtn
6M
Rtn
1Y
Rtn
2Y
Rtn
Total
Rtn
NDA215239  AGAMREEvamorolonesuspension102620236.1%4.1%2.0%17.8%59.1%
NDA208078  FIRDAPSEamifampridine phosphatetablet11282018     
NDA208277  FYCOMPAperampanelsuspension4292016     
NDA202834  FYCOMPAperampaneltablet10222012     
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Post-Approval Fwd Returns
FDA
App #
Brand
Name
Generic
Name
Dosage
Form
FDA
Approval
3M
Rtn
6M
Rtn
1Y
Rtn
2Y
Rtn
Total
Rtn
NDA215239  AGAMREEvamorolonesuspension102620236.1%4.1%2.0%17.8%59.1%
NDA208078  FIRDAPSEamifampridine phosphatetablet11282018     
NDA208277  FYCOMPAperampanelsuspension4292016     
NDA202834  FYCOMPAperampaneltablet10222012     

Financials

Segment Financials

Revenue by Segment
$ Mil20252024202320222021
Single Segment116989
Total116989


Assets by Segment
$ Mil2020
Single Segment225
Total225


Price Behavior

Price Behavior
Market Price$17.90 
Market Cap ($ Bil)0.1 
First Trading Date10/13/2021 
Distance from 52W High-1.4% 
   50 Days200 Days
DMA Price$17.47$16.65
DMA Trendindeterminateup
Distance from DMA2.5%7.5%
 3M1YR
Volatility24.5%19.8%
Downside Capture-46.48-28.93
Upside Capture-29.77-1.34
Correlation (S&P 500)1.3%-0.7%
CLST Betas & Captures as of 10/31/2026

 1M2M3M6M1Y3Y
Beta-0.02-0.03-0.12-0.16-0.060.17
Up Beta0.580.70-0.00-0.25-0.050.21
Down Beta1.350.750.610.200.130.30
Up Capture-75%-46%-27%-12%1%4%
Bmk +ve Days12182862130427
Stock +ve Days9182857117333
Down Capture-49%-26%-48%-52%-48%-4%
Bmk -ve Days10253664121325
Stock -ve Days1020275196299

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with CLST
CLST19.5%20.2%0.84-
Sector ETF (XLF)11.1%15.2%0.4713.2%
Equity (SPY)9.5%13.6%0.41-0.3%
Gold (GLD)3.6%28.7%0.117.9%
Commodities (DBC)37.7%21.2%1.40-10.3%
Real Estate (VNQ)12.0%14.2%0.5512.7%
Bitcoin (BTCUSD)-20.8%43.3%-0.42-0.4%

Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 5-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with CLST
CLST8.6%19.9%0.39-
Sector ETF (XLF)9.1%18.4%0.3618.3%
Equity (SPY)11.3%17.3%0.4815.4%
Gold (GLD)17.5%19.1%0.744.2%
Commodities (DBC)8.0%19.6%0.296.0%
Real Estate (VNQ)1.2%18.9%-0.0516.3%
Bitcoin (BTCUSD)5.9%51.5%0.293.7%

Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 10-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with CLST
CLST4.3%19.9%0.40-
Sector ETF (XLF)13.3%22.1%0.5418.4%
Equity (SPY)14.9%18.0%0.7015.4%
Gold (GLD)12.0%16.5%0.594.1%
Commodities (DBC)7.6%18.1%0.336.3%
Real Estate (VNQ)5.7%20.7%0.2316.2%
Bitcoin (BTCUSD)61.3%66.2%1.014.0%

Smart multi-asset allocation framework can stack odds in your favor. Learn How

Short Interest

Short Interest: As Of Date10152026
Short Interest: Shares Quantity0.0 Mil
Short Interest: % Change Since 93020268.3%
Average Daily Volume0.0 Mil
Days-to-Cover Short Interest2.8 days
Basic Shares Quantity3.6 Mil
Short % of Basic Shares0.2%

Earnings Returns History

Updated 11/6/2026
Expand for More
 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
10/29/20263.1%3.7% 
7/30/20260.3%1.8%4.1%
4/30/2026-0.8%-1.4%-1.1%
1/29/2026-1.0%-1.0%4.8%
10/23/20250.2%1.7%12.5%
7/24/20250.2%1.1%2.9%
4/24/20250.1%-0.5%3.1%
1/23/2025-0.8%-0.3%-1.0%
...
SUMMARY STATS   
# Positive1068
# Negative111512
Median Positive0.2%1.4%3.0%
Median Negative-0.4%-0.7%-1.4%
Max Positive3.1%3.7%12.5%
Max Negative-3.1%-12.1%-7.6%
Collapse to Preview
 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
10/29/20263.1%3.7% 
7/30/20260.3%1.8%4.1%
4/30/2026-0.8%-1.4%-1.1%
1/29/2026-1.0%-1.0%4.8%
10/23/20250.2%1.7%12.5%
7/24/20250.2%1.1%2.9%
4/24/20250.1%-0.5%3.1%
1/23/2025-0.8%-0.3%-1.0%
10/24/2024-0.0%-0.7%1.4%
7/31/2024-0.0%-2.1%-3.7%
5/2/2024-0.3%-0.2%-0.7%
1/25/2024-0.3%-0.7%0.0%
10/26/20230.0%-0.4%-1.5%
7/27/2023-3.1%-5.0%-7.6%
4/27/2023-0.6%-12.1%-4.2%
1/26/2023-0.4%-0.1%-0.2%
10/27/20220.0%-0.4%-2.3%
7/29/20221.3%0.8%-1.3%
4/28/20222.8%-0.4%-5.7%
1/27/2022-0.2%-0.7%-0.4%
10/28/20210.1%0.6%0.5%
SUMMARY STATS   
# Positive1068
# Negative111512
Median Positive0.2%1.4%3.0%
Median Negative-0.4%-0.7%-1.4%
Max Positive3.1%3.7%12.5%
Max Negative-3.1%-12.1%-7.6%

SEC Filings

Expand for More
Report DateFiling DateFiling
06/30/202608/14/202610-Q
03/31/202605/15/202610-Q
12/31/202503/31/202610-K
09/30/202511/13/202510-Q
06/30/202508/13/202510-Q
03/31/202505/14/202510-Q
12/31/202403/28/202510-K
09/30/202411/13/202410-Q
06/30/202408/13/202410-Q
03/31/202405/15/202410-Q
12/31/202303/28/202410-K
09/30/202311/09/202310-Q
06/30/202308/11/202310-Q
03/31/202305/15/202310-Q
12/31/202203/30/202310-K
09/30/202211/10/202210-Q
Collapse to Preview
Report DateFiling DateFiling
06/30/202608/14/202610-Q
03/31/202605/15/202610-Q
12/31/202503/31/202610-K
09/30/202511/13/202510-Q
06/30/202508/13/202510-Q
03/31/202505/14/202510-Q
12/31/202403/28/202510-K
09/30/202411/13/202410-Q
06/30/202408/13/202410-Q
03/31/202405/15/202410-Q
12/31/202303/28/202410-K
09/30/202311/09/202310-Q
06/30/202308/11/202310-Q
03/31/202305/15/202310-Q
12/31/202203/30/202310-K
09/30/202211/10/202210-Q
06/30/202208/12/202210-Q
03/31/202205/13/202210-Q
12/31/202103/29/202210-K
09/30/202111/10/202110-Q
06/30/202109/17/202110-Q
03/31/202108/16/2021424B3

Insider Activity

Updated 9/18/2026
Expand for More
#OwnerTitleHoldingActionFiling DatePriceSharesTransacted
Value
Value of
Held Shares
Form
1Kleiser, Kirk EK Kleiser LLCSell611202616.045,000  Form
2Kleiser, Kirk EK & G On the Geaux LLCSell611202616.041,000  Form
3Kleiser, Kirk EDirectBuy611202616.132,85045,983458,704Form
4Kleiser, Kirk EIRABuy611202616.092,35037,800323,294Form
5Kleiser, Kirk ESpouse in IRABuy611202616.111,00016,11066,051Form
Collapse to Preview
#OwnerTitleHoldingActionFiling DatePriceSharesTransacted
Value
Value of
Held Shares
Form
1Kleiser, Kirk EK Kleiser LLCSell611202616.045,000  Form
2Kleiser, Kirk EK & G On the Geaux LLCSell611202616.041,000  Form
3Kleiser, Kirk EDirectBuy611202616.132,85045,983458,704Form
4Kleiser, Kirk EIRABuy611202616.092,35037,800323,294Form
5Kleiser, Kirk ESpouse in IRABuy611202616.111,00016,11066,051Form
6Kleiser, Kirk EKleiser Enterprises CorporationSell1030202513.404,750  Form
7Kleiser, Kirk EIRABuy1030202513.414,75063,696238,009Form
Core Cache Last Updated: 11/5/2026