Chimera Investment (CIM)
Market Price (12/4/2025): $12.955 | Market Cap: $1.1 BilSector: Financials | Industry: Mortgage REITs
Chimera Investment (CIM)
Market Price (12/4/2025): $12.955Market Cap: $1.1 BilSector: FinancialsIndustry: Mortgage REITs
Investment Highlights
Why It Matters
Which of these 2 stories sounds closer for this stock?
1. Generates cash flow
The stock generated 4% or more of the share price (called cash flow yield), and shows moderate 10-15% or more growth.
2. Riding a trend
Think Tesla during the pandemic of 2020 when EVs were riding a cultural high, or Nvidia in the current AI boom, or even Figma. These companies don’t have enough yield, or, enough growth, or both - however - they are riding a trend. They have momentum. These can be more volatile - they don’t have the floor of strong cash flow
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 16%, Dividend Yield is 11%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 12% | Weak multi-year price returns2Y Excs Rtn is -50%, 3Y Excs Rtn is -79% | Debt is significantNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 1088% |
| Low stock price volatilityVol 12M is 31% | Weak revenue growthRev Chg LTMRevenue Change % Last Twelve Months (LTM) is -58%, Rev Chg QQuarterly Revenue Change % is -78% | |
| Megatrend and thematic driversMegatrends include Real Estate Finance. Themes include Mortgage Asset Investing. | Not cash flow generativeCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is -33%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is -33% | |
| Valuation getting more expensiveP/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is 80% |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 16%, Dividend Yield is 11%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 12% |
| Low stock price volatilityVol 12M is 31% |
| Megatrend and thematic driversMegatrends include Real Estate Finance. Themes include Mortgage Asset Investing. |
| Weak multi-year price returns2Y Excs Rtn is -50%, 3Y Excs Rtn is -79% |
| Debt is significantNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 1088% |
| Weak revenue growthRev Chg LTMRevenue Change % Last Twelve Months (LTM) is -58%, Rev Chg QQuarterly Revenue Change % is -78% |
| Not cash flow generativeCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is -33%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is -33% |
| Valuation getting more expensiveP/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is 80% |
Valuation, Metrics & Events
CIM Stock
Why The Stock Moved
Qualitative Assessment
AI Generated Analysis | Feedback
Here are the key points regarding Chimera Investment (CIM) stock movement for the recent period up to December 4, 2025:
1. Chimera Investment Corporation reported a GAAP net loss of $0.27 per diluted common share for the third quarter of 2025, a significant reversal from the prior year's net income.
2. The company's Q3 2025 earnings per share (EPS) of $0.37 missed analyst expectations of $0.46, representing a 19.57% surprise miss.
Stock Movement Drivers
Return vs. Risk
Price Returns Compared
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| CIM Return | -43% | 61% | -58% | 3% | 4% | -1% | -59% |
| Peers Return | -14% | 10% | -19% | 2% | 6% | 2% | -15% |
| S&P 500 Return | 16% | 27% | -19% | 24% | 23% | 16% | 112% |
Monthly Win Rates [3] | |||||||
| CIM Win Rate | 50% | 67% | 33% | 42% | 42% | 40% | |
| Peers Win Rate | 53% | 57% | 50% | 45% | 55% | 56% | |
| S&P 500 Win Rate | 58% | 75% | 42% | 67% | 75% | 70% | |
Max Drawdowns [4] | |||||||
| CIM Max Drawdown | -67% | -4% | -63% | -14% | -22% | -23% | |
| Peers Max Drawdown | -64% | -6% | -34% | -22% | -11% | -21% | |
| S&P 500 Max Drawdown | -31% | -1% | -25% | -1% | -2% | -15% | |
[1] Cumulative total returns since the beginning of 2020
[2] Peers: DX, IVR, RC, LOAN, NLY.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2025 data is for the year up to 12/3/2025 (YTD)
How Low Can It Go
| Event | CIM | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -73.0% | -25.4% |
| % Gain to Breakeven | 270.0% | 34.1% |
| Time to Breakeven | Not Fully Recovered days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -71.7% | -33.9% |
| % Gain to Breakeven | 253.5% | 51.3% |
| Time to Breakeven | Not Fully Recovered days | 148 days |
| 2018 Correction | ||
| % Loss | -22.0% | -19.8% |
| % Gain to Breakeven | 28.3% | 24.7% |
| Time to Breakeven | 681 days | 120 days |
| 2008 Global Financial Crisis | ||
| % Loss | -90.3% | -56.8% |
| % Gain to Breakeven | 931.1% | 131.3% |
| Time to Breakeven | Not Fully Recovered days | 1480 days |
Compare to DX, IVR, RC, LOAN, NLY
In The Past
Chimera Investment's stock fell -73.0% during the 2022 Inflation Shock from a high on 11/5/2021. A -73.0% loss requires a 270.0% gain to breakeven.
Preserve Wealth
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Asset Allocation
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Latest Trefis Analyses
| Title | |
|---|---|
| ARTICLES |
Trade Ideas
Select past ideas related to CIM. For more, see Trefis Trade Ideas.
| Date | Ticker | Company | Category | Trade Strategy | 6M Fwd Rtn | 12M Fwd Rtn | 12M Max DD |
|---|---|---|---|---|---|---|---|
| 11212025 | WU | Western Union | Dip Buy | DB | FCFY OPMDip Buy with High FCF Yield and High MarginBuying dips for companies with high FCF yield and meaningfully high operating margin | 3.4% | 3.4% | -0.4% |
| 11212025 | COIN | Coinbase Global | Monopoly | MY | Getting CheaperMonopoly-Like with P/S DeclineLarge cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple | 9.5% | 9.5% | 0.0% |
| 11142025 | PYPL | PayPal | Dip Buy | DB | FCFY OPMDip Buy with High FCF Yield and High MarginBuying dips for companies with high FCF yield and meaningfully high operating margin | 0.1% | 0.1% | -7.5% |
| 11142025 | V | Visa | Monopoly | MY | Getting CheaperMonopoly-Like with P/S DeclineLarge cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple | -0.1% | -0.1% | -2.7% |
| 11072025 | WD | Walker & Dunlop | Dip Buy | DB | P/E OPMDip Buy with Low PE and High MarginBuying dips for companies with tame PE and meaningfully high operating margin | -7.7% | -7.7% | -11.0% |
| 06302023 | CIM | Chimera Investment | Special | Short Squeeze PotentialShort Squeeze PotentialHas potential for a short squeeze. High short interest, rising short interest and high debt. | -8.7% | -17.7% | -28.9% |
| 07312022 | CIM | Chimera Investment | Special | Short Squeeze PotentialShort Squeeze PotentialHas potential for a short squeeze. High short interest, rising short interest and high debt. | -26.0% | -30.2% | -51.1% |
| 09302021 | CIM | Chimera Investment | Special | Short Squeeze PotentialShort Squeeze PotentialHas potential for a short squeeze. High short interest, rising short interest and high debt. | -15.0% | -60.2% | -60.2% |
| 04302019 | CIM | Chimera Investment | Special | Short Squeeze PotentialShort Squeeze PotentialHas potential for a short squeeze. High short interest, rising short interest and high debt. | 12.2% | -52.1% | -61.9% |
| Date | Ticker | Company | Category | Trade Strategy | 6M Fwd Rtn | 12M Fwd Rtn | 12M Max DD |
|---|---|---|---|---|---|---|---|
| 11212025 | WU | Western Union | Dip Buy | DB | FCFY OPMDip Buy with High FCF Yield and High MarginBuying dips for companies with high FCF yield and meaningfully high operating margin | 3.4% | 3.4% | -0.4% |
| 11212025 | COIN | Coinbase Global | Monopoly | MY | Getting CheaperMonopoly-Like with P/S DeclineLarge cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple | 9.5% | 9.5% | 0.0% |
| 11142025 | PYPL | PayPal | Dip Buy | DB | FCFY OPMDip Buy with High FCF Yield and High MarginBuying dips for companies with high FCF yield and meaningfully high operating margin | 0.1% | 0.1% | -7.5% |
| 11142025 | V | Visa | Monopoly | MY | Getting CheaperMonopoly-Like with P/S DeclineLarge cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple | -0.1% | -0.1% | -2.7% |
| 11072025 | WD | Walker & Dunlop | Dip Buy | DB | P/E OPMDip Buy with Low PE and High MarginBuying dips for companies with tame PE and meaningfully high operating margin | -7.7% | -7.7% | -11.0% |
| 06302023 | CIM | Chimera Investment | Special | Short Squeeze PotentialShort Squeeze PotentialHas potential for a short squeeze. High short interest, rising short interest and high debt. | -8.7% | -17.7% | -28.9% |
| 07312022 | CIM | Chimera Investment | Special | Short Squeeze PotentialShort Squeeze PotentialHas potential for a short squeeze. High short interest, rising short interest and high debt. | -26.0% | -30.2% | -51.1% |
| 09302021 | CIM | Chimera Investment | Special | Short Squeeze PotentialShort Squeeze PotentialHas potential for a short squeeze. High short interest, rising short interest and high debt. | -15.0% | -60.2% | -60.2% |
| 04302019 | CIM | Chimera Investment | Special | Short Squeeze PotentialShort Squeeze PotentialHas potential for a short squeeze. High short interest, rising short interest and high debt. | 12.2% | -52.1% | -61.9% |
Research & Analysis
Invest in Strategies
Wealth Management
Peer Comparisons for Chimera Investment
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 10.57 |
| Mkt Cap | 0.8 |
| Rev LTM | 125 |
| Op Inc LTM | - |
| FCF LTM | 140 |
| FCF 3Y Avg | 156 |
| CFO LTM | 140 |
| CFO 3Y Avg | 156 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | -16.7% |
| Rev Chg 3Y Avg | 56.0% |
| Rev Chg Q | 9.3% |
| QoQ Delta Rev Chg LTM | 9.4% |
| Op Mgn LTM | - |
| Op Mgn 3Y Avg | - |
| QoQ Delta Op Mgn LTM | - |
| CFO/Rev LTM | 119.4% |
| CFO/Rev 3Y Avg | 77.6% |
| FCF/Rev LTM | 92.8% |
| FCF/Rev 3Y Avg | 77.6% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 0.8 |
| P/S | 7.5 |
| P/EBIT | - |
| P/E | 9.3 |
| P/CFO | 3.9 |
| Total Yield | 11.2% |
| Dividend Yield | 4.2% |
| FCF Yield 3Y Avg | 10.2% |
| D/E | 1.2 |
| Net D/E | 1.2 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | 4.1% |
| 3M Rtn | 1.0% |
| 6M Rtn | 11.1% |
| 12M Rtn | 8.8% |
| 3Y Rtn | 4.7% |
| 1M Excs Rtn | 4.1% |
| 3M Excs Rtn | -6.3% |
| 6M Excs Rtn | -3.6% |
| 12M Excs Rtn | -5.8% |
| 3Y Excs Rtn | -65.1% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 9302025 | 11062025 | 10-Q 9/30/2025 |
| 6302025 | 8062025 | 10-Q 6/30/2025 |
| 3312025 | 5082025 | 10-Q 3/31/2025 |
| 12312024 | 2192025 | 10-K 12/31/2024 |
| 9302024 | 11062024 | 10-Q 9/30/2024 |
| 6302024 | 8072024 | 10-Q 6/30/2024 |
| 3312024 | 5092024 | 10-Q 3/31/2024 |
| 12312023 | 2292024 | 10-K 12/31/2023 |
| 9302023 | 11022023 | 10-Q 9/30/2023 |
| 6302023 | 8032023 | 10-Q 6/30/2023 |
| 3312023 | 5042023 | 10-Q 3/31/2023 |
| 12312022 | 2172023 | 10-K 12/31/2022 |
| 9302022 | 11032022 | 10-Q 9/30/2022 |
| 6302022 | 8042022 | 10-Q 6/30/2022 |
| 3312022 | 5052022 | 10-Q 3/31/2022 |
| 12312021 | 2172022 | 10-K 12/31/2021 |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |