Tearsheet

Arbor Realty Trust (ABR)


Market Price (12/28/2025): $7.98 | Market Cap: $1.5 Bil
Sector: Financials | Industry: Mortgage REITs

Arbor Realty Trust (ABR)


Market Price (12/28/2025): $7.98
Market Cap: $1.5 Bil
Sector: Financials
Industry: Mortgage REITs

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.


0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 35%, Dividend Yield is 22%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 31%, FCF Yield is 28%
Weak multi-year price returns
2Y Excs Rtn is -82%, 3Y Excs Rtn is -93%
Debt is significant
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 405%
1 Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 83%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 83%
  Weak revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is -21%, Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -3.2%, Rev Chg QQuarterly Revenue Change % is -29%
2 Low stock price volatility
Vol 12M is 38%
  Significant short interest
Short Interest Days-to-CoverDTC = (Short Interest Share Quantity) / (Average Daily Trading Volume). Reflects how many days it would take to cover (close out) the short interest based on average volumes. High DTC can signify an increased risk of a short squeeze. is 17.42, Short Interest % of Basic SharesShort Interest % of Basic Shares = (Short Interest Quantity) / (Basic Shares Outstanding). A high fraction of short interest can indicate potential risk of a short squeeze. is 24%
3 Megatrend and thematic drivers
Megatrends include Real Estate Finance & Investment. Themes include Multifamily Housing Finance, and Agency Lending.
  Key risks
ABR key risks include [1] deteriorating loan portfolio quality, Show more.
0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 35%, Dividend Yield is 22%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 31%, FCF Yield is 28%
1 Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 83%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 83%
2 Low stock price volatility
Vol 12M is 38%
3 Megatrend and thematic drivers
Megatrends include Real Estate Finance & Investment. Themes include Multifamily Housing Finance, and Agency Lending.
4 Weak multi-year price returns
2Y Excs Rtn is -82%, 3Y Excs Rtn is -93%
5 Debt is significant
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 405%
6 Weak revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is -21%, Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -3.2%, Rev Chg QQuarterly Revenue Change % is -29%
7 Significant short interest
Short Interest Days-to-CoverDTC = (Short Interest Share Quantity) / (Average Daily Trading Volume). Reflects how many days it would take to cover (close out) the short interest based on average volumes. High DTC can signify an increased risk of a short squeeze. is 17.42, Short Interest % of Basic SharesShort Interest % of Basic Shares = (Short Interest Quantity) / (Basic Shares Outstanding). A high fraction of short interest can indicate potential risk of a short squeeze. is 24%
8 Key risks
ABR key risks include [1] deteriorating loan portfolio quality, Show more.

Valuation, Metrics & Events

ABR Stock


Why The Stock Moved


Qualitative Assessment

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<b>1. Significant Decline in Net Income and Distributable Earnings.</b><br>

Arbor Realty Trust reported a substantial year-over-year decrease in GAAP net income and distributable earnings for both the second and third quarters of 2025. For Q2 2025, GAAP net income fell to $0.12 per diluted common share from $0.25 in Q2 2024, and distributable earnings dropped from $0.45 to $0.25 per diluted common share. Similarly, Q3 2025 saw GAAP net income at $0.20 per diluted common share, down from $0.31 in Q3 2024, and distributable earnings at $0.35, compared to $0.43 in Q3 2024.

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<b>2. Substantial Revenue Decrease.</b><br>

The company experienced a significant decline in total revenue, with a reported 27% year-over-year decrease in the second quarter of 2025. This revenue drop directly impacted the company's overall financial performance during the period.

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<b>3. Rising Loan Delinquencies.</b><br>

An increase in loan delinquencies negatively affected Arbor Realty Trust's financial health. Delinquent loans escalated from $525 million at the end of 2024 to $735 million by June 30, 2025. These rising delinquencies continued to impact profitability and were cited as a factor in the decline of the weighted average yield in the third quarter of 2025.

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<b>4. Decreased Net Interest Income and Weighted Average Yield.</b><br>

Arbor Realty Trust's profitability was impacted by a decline in interest income. Net interest income fell by 22% in the second quarter of 2025. The weighted average yield on the company's loan and investment portfolio also declined in the third quarter of 2025, primarily due to an $18 million one-time reversal of accrued interest on previously modified loans, coupled with additional delinquencies and rate modifications.

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<b>5. Challenging High-Interest Rate Environment.</b><br>

The ongoing high-interest rate environment was identified as a significant factor that substantially impacted Arbor Realty Trust's net income and overall profitability metrics in the second quarter of 2025. This broader economic condition likely contributed to the financial pressures experienced by the company during the specified period.

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Stock Movement Drivers

Fundamental Drivers

The -31.5% change in ABR stock from 9/28/2025 to 12/28/2025 was primarily driven by a -24.0% change in the company's P/E Multiple.
928202512282025Change
Stock Price ($)11.657.98-31.51%
Change Contribution ByLTMLTM
Total Revenues ($ Mil)568.68523.90-7.87%
Net Income Margin (%)37.59%37.04%-1.46%
P/E Multiple10.487.97-23.96%
Shares Outstanding (Mil)192.24193.75-0.79%
Cumulative Contribution-31.52%

LTM = Last Twelve Months as of date shown

Market Drivers

9/28/2025 to 12/28/2025
ReturnCorrelation
ABR-31.6% 
Market (SPY)4.3%29.3%
Sector (XLF)3.3%32.6%

Fundamental Drivers

The -19.8% change in ABR stock from 6/29/2025 to 12/28/2025 was primarily driven by a -12.2% change in the company's Total Revenues ($ Mil).
629202512282025Change
Stock Price ($)9.957.98-19.83%
Change Contribution ByLTMLTM
Total Revenues ($ Mil)596.63523.90-12.19%
Net Income Margin (%)39.76%37.04%-6.84%
P/E Multiple7.987.97-0.10%
Shares Outstanding (Mil)190.06193.75-1.94%
Cumulative Contribution-19.86%

LTM = Last Twelve Months as of date shown

Market Drivers

6/29/2025 to 12/28/2025
ReturnCorrelation
ABR-19.9% 
Market (SPY)12.6%28.5%
Sector (XLF)7.4%31.2%

Fundamental Drivers

The -34.0% change in ABR stock from 12/28/2024 to 12/28/2025 was primarily driven by a -21.0% change in the company's Total Revenues ($ Mil).
1228202412282025Change
Stock Price ($)12.087.98-33.95%
Change Contribution ByLTMLTM
Total Revenues ($ Mil)663.11523.90-20.99%
Net Income Margin (%)44.71%37.04%-17.16%
P/E Multiple7.687.973.71%
Shares Outstanding (Mil)188.51193.75-2.78%
Cumulative Contribution-34.00%

LTM = Last Twelve Months as of date shown

Market Drivers

12/28/2024 to 12/28/2025
ReturnCorrelation
ABR-34.0% 
Market (SPY)17.0%43.9%
Sector (XLF)15.3%42.7%

Fundamental Drivers

The -10.8% change in ABR stock from 12/29/2022 to 12/28/2025 was primarily driven by a -34.5% change in the company's Net Income Margin (%).
1229202212282025Change
Stock Price ($)8.957.98-10.83%
Change Contribution ByLTMLTM
Total Revenues ($ Mil)604.60523.90-13.35%
Net Income Margin (%)56.56%37.04%-34.51%
P/E Multiple4.467.9778.85%
Shares Outstanding (Mil)170.23193.75-13.82%
Cumulative Contribution-12.54%

LTM = Last Twelve Months as of date shown

Market Drivers

12/29/2023 to 12/28/2025
ReturnCorrelation
ABR-32.9% 
Market (SPY)48.4%37.2%
Sector (XLF)51.8%36.3%

Return vs. Risk


Price Returns Compared

 202020212022202320242025Total [1]
Returns
ABR Return10%39%-21%33%3%-35%8%
Peers Return16%38%-12%21%26%16%150%
S&P 500 Return16%27%-19%24%23%18%114%

Monthly Win Rates [3]
ABR Win Rate83%75%42%58%58%33% 
Peers Win Rate52%65%42%68%57%52% 
S&P 500 Win Rate58%75%42%67%75%73% 

Max Drawdowns [4]
ABR Max Drawdown-71%-3%-33%-17%-20%-37% 
Peers Max Drawdown-34%-5%-26%-7%-9%-23% 
S&P 500 Max Drawdown-31%-1%-25%-1%-2%-15% 


[1] Cumulative total returns since the beginning of 2020
[2] Peers: HPQ, HPE, IBM, CSCO, AAPL.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2025 data is for the year up to 12/26/2025 (YTD)

How Low Can It Go

Unique KeyEventABRS&P 500
2022 Inflation Shock2022 Inflation Shock  
2022 Inflation Shock% Loss% Loss-50.2%-25.4%
2022 Inflation Shock% Gain to Breakeven% Gain to Breakeven100.9%34.1%
2022 Inflation ShockTime to BreakevenTime to BreakevenNot Fully Recovered days464 days
2020 Covid Pandemic2020 Covid Pandemic  
2020 Covid Pandemic% Loss% Loss-73.4%-33.9%
2020 Covid Pandemic% Gain to Breakeven% Gain to Breakeven275.4%51.3%
2020 Covid PandemicTime to BreakevenTime to Breakeven307 days148 days
2018 Correction2018 Correction  
2018 Correction% Loss% Loss-22.7%-19.8%
2018 Correction% Gain to Breakeven% Gain to Breakeven29.4%24.7%
2018 CorrectionTime to BreakevenTime to Breakeven57 days120 days
2008 Global Financial Crisis2008 Global Financial Crisis  
2008 Global Financial Crisis% Loss% Loss-98.3%-56.8%
2008 Global Financial Crisis% Gain to Breakeven% Gain to Breakeven5770.7%131.3%
2008 Global Financial CrisisTime to BreakevenTime to BreakevenNot Fully Recovered days1,480 days

Compare to HPQ, HPE, IBM, CSCO, AAPL

In The Past

Arbor Realty Trust's stock fell -50.2% during the 2022 Inflation Shock from a high on 11/1/2021. A -50.2% loss requires a 100.9% gain to breakeven.

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About Arbor Realty Trust (ABR)

Arbor Realty Trust, Inc. invests in a diversified portfolio of structured finance assets in the multifamily, single-family rental, and commercial real estate markets in the United States. The company operates in two segments, Structured Business and Agency Business. It primarily invests in bridge and mezzanine loans, including junior participating interests in first mortgages, and preferred and direct equity, as well as real estate-related joint ventures, real estate-related notes, and various mortgage-related securities. The company offers bridge financing products to borrowers who seek short-term capital to be used in an acquisition of property; financing by making preferred equity investments in entities that directly or indirectly own real property; mezzanine financing in the form of loans that are subordinate to a conventional first mortgage loan and senior to the borrower's equity in a transaction; junior participation financing in the form of a junior participating interest in the senior debt; and financing products to borrowers who are looking to acquire conventional, workforce, and affordable single-family housing. Further, it underwrites, originates, sells, and services multifamily mortgage loans through conduit/commercial mortgage-backed securities programs. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Arbor Realty Trust, Inc. was incorporated in 2003 and is headquartered in Uniondale, New York.

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Here are 1-2 brief analogies for Arbor Realty Trust (ABR):

  • Rocket Mortgage for commercial and multi-family properties.
  • Ally Financial, but for apartment buildings and commercial real estate loans.

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Major Products/Services of Arbor Realty Trust (ABR)

  • Commercial Real Estate Debt Financing: Provides debt capital through various loan programs for the acquisition, refinancing, and development of multifamily, single-family rental, healthcare, and other commercial properties.
  • Loan Servicing: Manages and administers a portfolio of commercial real estate loans, including payment collection, escrow management, and handling borrower inquiries and issues.

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Major Customers of Arbor Realty Trust (ABR)

Arbor Realty Trust (ABR) is a real estate investment trust (REIT) that primarily sells its financial products (loans) to other companies and professional real estate entities rather than individual consumers.

Due to the nature of its business as a diversified lender, Arbor Realty Trust does not publicly disclose specific "major customer companies" by name. Their customer base consists of a broad array of private real estate developers, investors, and property owners seeking financing for their projects across the United States. Therefore, it is not possible to list specific named public companies as their major customers with corresponding stock symbols.

However, we can describe the categories of companies and entities that constitute their primary customer base:

  • Multifamily Real Estate Owners and Developers: These are typically private limited liability companies (LLCs), partnerships, or corporations that acquire, develop, rehabilitate, and operate apartment communities. This segment represents a significant portion of ABR's lending activity.
  • Commercial Real Estate Investors and Sponsors: Beyond multifamily, ABR also provides financing to private entities involved in various other commercial property types, such as office, retail, industrial, and healthcare facilities. These customers seek loans for acquisitions, refinancing, or value-add strategies.
  • Real Estate Investment Firms and Funds: Professional investment groups and private equity funds specializing in real estate often utilize ABR's lending services, particularly for bridge loans or other short-term financing solutions to execute their investment strategies.

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Ivan Kaufman, Chairman, CEO and President

Ivan Kaufman is the founder, Chairman, CEO, and President of Arbor Realty Trust, Inc. He has over four decades of experience operating diverse real estate finance companies. Mr. Kaufman founded Arbor National Holdings, Inc. and its residential lending subsidiary, Arbor National Mortgage Inc., in 1983. Arbor National Mortgage became a public company in 1992 and was subsequently sold to Bank of America Corporation in 1995. He also co-founded Arbor Multifamily Acquisition Company (AMAC) in 2012. Mr. Kaufman previously served on the national and regional advisory boards of Fannie Mae.

Paul Elenio, Executive Vice President, Chief Financial Officer

Paul Elenio is responsible for overseeing all financial operations, including financial reporting, tax planning, budgeting, and investor relations for Arbor Realty Trust. He joined Arbor National Holdings, the predecessor company of Arbor Commercial Mortgage, in 1991. As Financial Reporting and Tax Supervisor, he was involved in Arbor National Holdings' 1992 Initial Public Offering. He played a key role in implementing the financial planning and analysis required to transition Arbor Realty Trust to a public company in April 2004.

John G. Caulfield, Executive Vice President, Chief Operating Officer, Agency Lending

John G. Caulfield has extensive experience in the mortgage financing industry, with a tenure of over three decades with Arbor and its associated companies. As COO, he has been instrumental in developing a unique sales and operations model that has supported Arbor's growth as a leading multifamily finance company. His responsibilities include managing the national sales team and the operational infrastructure supporting Fannie Mae, Freddie Mac, FHA, and CMBS originations and servicing platforms.

Fred Weber, Executive Vice President, Managing Director of Structured Finance & Principal Transactions

Fred Weber possesses over 25 years of experience and is recognized for his leadership in the mortgage banking and commercial real estate industries. He has significant expertise in real estate finance, acquisitions, and the restructuring and workouts of troubled loans. Mr. Weber leads a team that addresses complex financing needs for Arbor Realty Trust clients, managing the origination, underwriting, and implementation of debt and equity transactions across various commercial real estate asset types nationwide. Before joining Arbor, he was a partner and co-head of the real estate department at Kronish, Lieb, Weiner & Hellman, and also a partner with Weil, Gotshal & Manges.

John J. Bishar, Executive Vice President, Senior Counsel and Corporate Secretary

John J. Bishar brings nearly 50 years of legal expertise to Arbor Realty Trust, where he provides advice, counsel, and guidance to the Chairman, CEO, senior management, and the Board of Directors. He manages all legal activities for Arbor, including corporate matters, real estate transactions, and litigation. Mr. Bishar previously served as U.S. General Counsel of National Grid U.S.A. and as Executive Vice President, General Counsel, and Chief Governance Officer of KeySpan Corporation. He also served as a managing partner at the law firm of Cullen and Dykman LLP.

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The key risks to Arbor Realty Trust (ABR) primarily revolve around the credit quality of its loan portfolio, its significant leverage and associated refinancing challenges, and its sensitivity to interest rate fluctuations within the commercial real estate market.

  1. Credit Quality of Loan Portfolio and Related Allegations: Arbor Realty Trust faces substantial risks due to its exposure to distressed property values and high delinquency rates within its loan portfolio. The company's portfolio reportedly includes a significant number of "Special Mention" loans, indicating potential issues with loan performance and asset quality. This is further exacerbated by allegations from short-sellers and ongoing federal investigations into its lending practices, loan book performance, and claims of concealing distressed assets and manipulating delinquency rates. The rising tide of non-performing loans (NPLs) and Real Estate Owned (REO) assets directly pressures the company's distributable earnings, with a reported $1 billion in multifamily delinquencies in Q2 earnings.
  2. High Leverage and Refinancing Risk: Arbor Realty Trust operates with a high level of debt, reflected in a significant debt-to-equity ratio, which amplifies volatility during market downturns. The company faces an "important maturity wall in 2025 with cloudy refinancing prospects," making it challenging to refinance existing debt, particularly given the current interest rate environment. While the company has taken steps to extend its debt maturity profile, such as issuing senior notes, these often come with higher interest costs, creating a trade-off between balance sheet flexibility and increased expenses.
  3. Interest Rate Sensitivity and Commercial Real Estate Market Downturn: The company is highly vulnerable to adverse changes in interest rates and the broader commercial real estate (CRE) market. The prolonged rate-hike cycle by the Federal Reserve has increased borrowing costs for both borrowers and lenders, leading to a slowdown in commercial real estate transactions and an increased risk of loan defaults. This challenging environment contributes to margin compression and a decline in net interest income for Arbor Realty Trust, as seen in a significant narrowing of its Net Profit Margin.

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Arbor Realty Trust (ABR) operates in two primary business segments: Structured Business and Agency Business, focusing on the multifamily and commercial real estate markets in the United States.

Addressable Markets for Main Products and Services:

  • Multifamily Lending (U.S.): Arbor Realty Trust's Agency Business is heavily involved in multifamily financing through government-sponsored enterprises (GSEs) like Fannie Mae, Freddie Mac, and FHA. The U.S. multifamily lending market, which encompasses new mortgages for multifamily properties with five or more units, amounted to approximately $288.7 billion in 2024. Fannie Mae and Freddie Mac accounted for the largest share of this market by dollar volume, at 41%.

  • Structured Finance (U.S. and Global): Arbor Realty Trust's Structured Business focuses on structured finance assets, including bridge loans, mezzanine loans, preferred equity investments, and Commercial Mortgage-Backed Securities (CMBS). The U.S. structured finance market was estimated at approximately $388.8 billion in 2024 and is projected to be around $804.30 billion in 2025. Globally, the structured finance market was estimated at $1.4 trillion in 2024 and is projected to grow to $2.6 trillion by 2030. Another estimate places the global structured finance market size at $2.51 trillion in 2025, with a projection to reach $7.49 trillion by 2034. North America is a leading region in the global structured finance market.

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Expected Drivers of Future Revenue Growth for Arbor Realty Trust (ABR)

Over the next 2-3 years, Arbor Realty Trust (ABR) anticipates several key drivers to fuel its revenue growth, primarily stemming from the resolution of legacy issues and an increase in lending activities amidst an improving market environment. Here are 3-5 expected drivers:
  • Resolution of Nonperforming Legacy Assets: Management expects that aggressively addressing troubled loans and converting problem assets to performing loans or selling them will significantly reduce earnings volatility. This strategic focus is projected to lead to improved income stability and a more normalized run rate by the second half of 2026.
  • Increased Loan Originations: Arbor Realty Trust anticipates a more favorable interest rate environment and a constructive securitization market to drive higher origination volumes. The company is particularly focused on growth in its agency, single-family rental, and construction lending segments, targeting substantial origination volumes for 2025 and further scaling in 2026.
  • Expansion of the Single-Family Rental Business: The single-family rental business has demonstrated consistent growth, with strong origination figures reported in the third quarter of 2025 and a robust pipeline, indicating continued potential for expansion in this segment.
  • Strengthening of Loan Origination and Securitization Platforms: By leveraging an improved market and interest rate environment, Arbor Realty Trust expects to strengthen its loan origination and securitization platforms, which is anticipated to be a significant driver of future income growth.

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Share Repurchases

  • Arbor Realty Trust repurchased $37.431 million in shares during 2023.
  • The company executed $11.408 million in share buybacks in 2024.
  • A share repurchase program authorizing up to $50 million of outstanding common stock was approved by the board in March 2023.

Share Issuance

  • In 2022, Arbor Realty Trust raised approximately $486 million through common and preferred equity offerings for accretive growth capital.
  • The company has historically issued a significant number of additional common shares to fuel revenue growth.
  • Significant share issuances are expected to continue, potentially leading to some degree of dilution.

Outbound Investments

  • The structured portfolio grew by 19% in 2022, driven by $6.15 billion in loan originations.
  • Arbor Realty Trust originated $4.2 billion in new loans during 2024, with $1.1 billion occurring in the fourth quarter, growing its loan portfolio to $14.3 billion.
  • Approximately $4.6 billion of multifamily loans from the 2021 and 2022 vintages were identified as distressed and nearing the end of their extension periods as of Q3 2025, indicating past investment challenges.

Capital Expenditures

  • Capital expenditures for Arbor Realty Trust were reported as $6.3 million for June 2025.

Trade Ideas

Select ideas related to ABR. For more, see Trefis Trade Ideas.

Unique KeyDateTickerCompanyCategoryTrade Strategy6M Fwd Rtn12M Fwd Rtn12M Max DD
WU_11212025_Dip_Buyer_FCFYield11212025WUWestern UnionDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin
14.5%14.5%-0.4%
COIN_11212025_Monopoly_xInd_xCD_Getting_Cheaper11212025COINCoinbase GlobalMonopolyMY | Getting CheaperMonopoly-Like with P/S Decline
Large cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple
-1.5%-1.5%-1.5%
PYPL_11142025_Dip_Buyer_FCFYield11142025PYPLPayPalDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin
-4.5%-4.5%-7.5%
V_11142025_Monopoly_xInd_xCD_Getting_Cheaper11142025VVisaMonopolyMY | Getting CheaperMonopoly-Like with P/S Decline
Large cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple
7.6%7.6%-2.7%
WD_11072025_Dip_Buyer_ValueBuy11072025WDWalker & DunlopDip BuyDB | P/E OPMDip Buy with Low PE and High Margin
Buying dips for companies with tame PE and meaningfully high operating margin
-11.1%-11.1%-12.1%
ABR_6302025_Short_Squeeze06302025ABRArbor Realty TrustSpecialShort Squeeze PotentialShort Squeeze Potential
Has potential for a short squeeze. High short interest, rising short interest and high debt.
-21.0%-21.0%-23.7%
ABR_12312024_Short_Squeeze12312024ABRArbor Realty TrustSpecialShort Squeeze PotentialShort Squeeze Potential
Has potential for a short squeeze. High short interest, rising short interest and high debt.
-16.2%-34.9%-37.1%
ABR_6302024_Short_Squeeze06302024ABRArbor Realty TrustSpecialShort Squeeze PotentialShort Squeeze Potential
Has potential for a short squeeze. High short interest, rising short interest and high debt.
1.1%-15.6%-29.6%
ABR_12312023_Short_Squeeze12312023ABRArbor Realty TrustSpecialShort Squeeze PotentialShort Squeeze Potential
Has potential for a short squeeze. High short interest, rising short interest and high debt.
0.6%2.0%-20.2%
ABR_4302023_Short_Squeeze04302023ABRArbor Realty TrustSpecialShort Squeeze PotentialShort Squeeze Potential
Has potential for a short squeeze. High short interest, rising short interest and high debt.
16.6%28.5%-4.9%

Recent Active Movers

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Peer Comparisons for Arbor Realty Trust

Peers to compare with:

Financials

ABRHPQHPEIBMCSCOAAPLMedian
NameArbor Re.HP Hewlett .Internat.Cisco Sy.Apple  
Mkt Price7.9823.3024.36305.0978.02273.0051.19
Mkt Cap1.521.932.5284.9308.64,068.5158.7
Rev LTM52455,29534,29665,40257,696408,62556,496
Op Inc LTM-3,6241,64411,54412,991130,21411,544
FCF LTM4362,80062711,85412,73396,1847,327
FCF 3Y Avg4582,9781,40011,75313,879100,5037,366
CFO LTM4363,6972,91913,48313,744108,5658,590
CFO 3Y Avg4583,6723,89613,49814,736111,5598,697

Growth & Margins

ABRHPQHPEIBMCSCOAAPLMedian
NameArbor Re.HP Hewlett .Internat.Cisco Sy.Apple  
Rev Chg LTM-21.0%3.2%13.8%4.5%8.9%6.0%5.2%
Rev Chg 3Y Avg-3.2%-3.9%6.5%2.6%3.7%1.8%2.2%
Rev Chg Q-28.6%4.2%14.4%9.1%7.5%9.6%8.3%
QoQ Delta Rev Chg LTM-7.9%1.1%3.7%2.1%1.8%2.1%2.0%
Op Mgn LTM-6.6%4.8%17.7%22.5%31.9%17.7%
Op Mgn 3Y Avg-7.4%7.2%16.4%24.2%30.8%16.4%
QoQ Delta Op Mgn LTM--0.2%-1.4%0.6%0.4%0.1%0.1%
CFO/Rev LTM83.2%6.7%8.5%20.6%23.8%26.6%22.2%
CFO/Rev 3Y Avg72.9%6.8%12.7%21.4%26.1%28.4%23.8%
FCF/Rev LTM83.2%5.1%1.8%18.1%22.1%23.5%20.1%
FCF/Rev 3Y Avg72.9%5.5%4.6%18.6%24.6%25.6%21.6%

Valuation

ABRHPQHPEIBMCSCOAAPLMedian
NameArbor Re.HP Hewlett .Internat.Cisco Sy.Apple  
Mkt Cap1.521.932.5284.9308.64,068.5158.7
P/S3.00.40.94.45.310.03.7
P/EBIT-6.819.825.122.431.222.4
P/E8.08.7569.736.029.941.033.0
P/CFO3.55.911.121.122.537.516.1
Total Yield34.9%14.1%2.3%5.0%5.4%2.8%5.2%
Dividend Yield22.3%2.5%2.1%2.2%2.1%0.4%2.1%
FCF Yield 3Y Avg17.0%10.6%5.5%6.4%6.0%3.1%6.2%
D/E4.30.50.70.20.10.00.4
Net D/E4.00.30.60.20.00.00.3

Returns

ABRHPQHPEIBMCSCOAAPLMedian
NameArbor Re.HP Hewlett .Internat.Cisco Sy.Apple  
1M Rtn-10.4%-3.5%12.1%-1.1%1.4%-2.1%-1.6%
3M Rtn-31.5%-11.7%2.1%7.9%16.8%7.0%4.5%
6M Rtn-19.8%-3.9%33.8%6.6%15.0%36.1%10.8%
12M Rtn-34.0%-26.9%15.5%40.5%34.3%7.3%11.4%
3Y Rtn-10.8%-3.6%66.4%141.3%79.3%113.8%72.9%
1M Excs Rtn-12.9%-5.5%12.3%-2.2%-0.2%-3.9%-3.0%
3M Excs Rtn-35.8%-16.0%-2.2%3.6%12.5%2.7%0.2%
6M Excs Rtn-32.1%-16.1%21.6%-5.7%2.8%23.8%-1.4%
12M Excs Rtn-50.8%-42.8%-1.3%25.0%19.7%-8.5%-4.9%
3Y Excs Rtn-93.3%-83.5%-11.7%59.6%-1.4%28.2%-6.6%

Financials

Segment Financials

Assets by Segment
$ Mil20242023202220212020
Structured Business14,13815,62812,9805,8764,856
Agency Business1,6011,4112,0941,7851,383
Total15,73917,03915,0747,6616,239


Price Behavior

Price Behavior
Market Price$7.97 
Market Cap ($ Bil)1.5 
First Trading Date05/06/2004 
Distance from 52W High-35.5% 
   50 Days200 Days
DMA Price$9.32$10.28
DMA Trenddowndown
Distance from DMA-14.5%-22.5%
 3M1YR
Volatility41.3%38.5%
Downside Capture193.36112.48
Upside Capture-27.8653.79
Correlation (SPY)28.9%43.8%
ABR Betas & Captures as of 11/30/2025

 1M2M3M6M1Y3Y
Beta1.341.020.961.040.871.01
Up Beta2.062.081.941.640.950.97
Down Beta0.350.480.880.840.810.84
Up Capture-53%-18%-9%69%44%91%
Bmk +ve Days12253873141426
Stock +ve Days9192967127376
Down Capture225%172%137%112%104%105%
Bmk -ve Days7162452107323
Stock -ve Days10213254117366

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
 Comparison of ABR With Other Asset Classes (Last 1Y)
 ABRSector ETFEquityGoldCommoditiesReal EstateBitcoin
Annualized Return-34.5%16.3%17.8%72.1%8.6%4.4%-8.2%
Annualized Volatility38.2%19.0%19.4%19.3%15.2%17.0%35.0%
Sharpe Ratio-1.020.670.722.700.340.09-0.08
Correlation With Other Assets 42.8%44.1%6.2%12.3%49.7%25.3%

ETFs used for asset classes: Sector ETF = XLF, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 5-Year Data
 Comparison of ABR With Other Asset Classes (Last 5Y)
 ABRSector ETFEquityGoldCommoditiesReal EstateBitcoin
Annualized Return-1.0%16.1%14.7%18.7%11.5%4.6%30.8%
Annualized Volatility35.5%18.9%17.1%15.5%18.7%18.9%48.6%
Sharpe Ratio0.060.710.700.970.500.160.57
Correlation With Other Assets 46.8%46.7%12.0%17.5%51.1%21.1%

ETFs used for asset classes: Sector ETF = XLF, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 10-Year Data
 Comparison of ABR With Other Asset Classes (Last 10Y)
 ABRSector ETFEquityGoldCommoditiesReal EstateBitcoin
Annualized Return12.7%13.2%14.8%15.3%7.0%5.3%69.2%
Annualized Volatility39.4%22.3%18.0%14.7%17.6%20.8%55.8%
Sharpe Ratio0.430.550.710.860.320.220.90
Correlation With Other Assets 49.1%45.8%7.0%21.6%54.7%13.5%

ETFs used for asset classes: Sector ETF = XLF, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How

Short Interest

Short Interest: As Of Date12152025
Short Interest: Shares Quantity46,154,723
Short Interest: % Change Since 11302025-1.3%
Average Daily Volume2,649,010
Days-to-Cover Short Interest17.42
Basic Shares Quantity193,748,462
Short % of Basic Shares23.8%

Earnings Returns History

Expand for More
 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
10/31/2025-12.6%-18.4%-20.1%
8/1/20250.4%5.4%9.8%
5/2/2025-3.1%-6.2%-12.3%
2/21/2025-13.3%-12.5%-8.1%
11/1/20240.7%2.7%1.6%
5/3/2024-1.5%-1.8%10.8%
2/16/20246.6%-0.8%0.7%
10/27/2023-1.6%4.0%-3.1%
...
SUMMARY STATS   
# Positive171313
# Negative61010
Median Positive3.6%4.2%10.8%
Median Negative-2.6%-4.3%-8.0%
Max Positive10.0%13.4%58.5%
Max Negative-13.3%-18.4%-50.8%

SEC Filings

Expand for More
Report DateFiling DateFiling
93020251031202510-Q 9/30/2025
6302025801202510-Q 6/30/2025
3312025502202510-Q 3/31/2025
12312024221202510-K 12/31/2024
93020241101202410-Q 9/30/2024
6302024806202410-Q 6/30/2024
3312024503202410-Q 3/31/2024
12312023220202410-K 12/31/2023
93020231027202310-Q 9/30/2023
6302023728202310-Q 6/30/2023
3312023505202310-Q 3/31/2023
12312022217202310-K 12/31/2022
93020221104202210-Q 9/30/2022
6302022729202210-Q 6/30/2022
3312022506202210-Q 3/31/2022
12312021218202210-K 12/31/2021