Cash Rich, Low Price – Remitly Global Stock to Break Out?

Here is why we think Remitly Global (RELY) stock is worth a look: It is growing, producing cash, and available at a significant valuation discount.

Remitly’s stock over the past year and recent month reflects robust Q3 2025 revenue growth of 25% to $419.5 million and 21% active customer expansion to 8.9 million, driven by product innovation like Remitly One and expansion into B2B markets. This structural shift towards digital remittances is strong, as evidenced by 35% send volume growth to $19.5 billion. However, the stock recently reacted to preliminary 2026 revenue guidance of “high teens” growth, a deceleration from 28% projected for 2025, indicating market sensitivity to future growth rates.

Let’s look at some figures

• Cash Yield: Remitly Global offers an impressive cash flow yield of 7.3%.
• Growing: Last 12 month revenue growth of 31.3% means that the cash pile is going to grow.
• Valuation Discount: RELY stock is currently trading at 37% below 3-month high, 53% below 1-year high, and 53% below 2-year high.

Free Cash Flow Yield refers to free cash flow per share / stock price. Why it matters? If a company produces high amount of cash per share, it can be used to fuel additional revenue growth, or simply paid through dividends or buybacks to shareholders. For quick background, Remitly Global provides cross-border remittance services to approximately 150 countries, facilitating international money transfers with a focus on speed and convenience.

The question isn’t where RELY stock goes, but how your portfolio is positioned. See how Trefis High Quality Portfolio and our asset allocation strategy of our Boston-based, wealth management partner prepare you.

But do these numbers tell the full story? Read Buy or Sell RELY Stock to see if Remitly Global still has an edge that holds up under the hood.

The Point? The Market Can Notice, And Reward

The below statistics are from “high FCF yield with growth and discount” selection strategy since 12/31/2016. The stats are calculated based on selections made monthly, and assuming that a stock once picked, can not be re-picked for next 180 days.

• Average 6-month and 12-month forward returns of 25.7% and 57.9% respectively
• Win rate (percentage of picks returning positive) of > 70% for both 6-month and 12-month periods

But Consider The Risk

That said, RELY is far from immune to big sell-offs. It plunged about 86% during the Inflation Shock, which is a brutal hit. Even with all the positives around it, this kind of volatility shows the risks investors face. Past crises have a way of exposing even sturdy stocks, so don’t expect a smooth ride just because the fundamentals look solid.

But the risk is not limited to major market crashes. Stocks fall even when markets are good – think events like earnings, business updates, outlook changes. Read RELY Dip Buyer Analyses to see how the stock has recovered from sharp dips in the past.

The Trefis High Quality (HQ) Portfolio, with a collection of 30 stocks, has a track record of comfortably outperforming its benchmark that includes all 3 – the S&P 500, S&P mid-cap, and Russell 2000 indices. Why is that? As a group, HQ Portfolio stocks provided better returns with less risk versus the benchmark index; less of a roller-coaster ride, as evident in HQ Portfolio performance metrics.