How Has The Riskiness Of E-Trade’s Home Equity Loan Portfolio Changed In Recent Years?
E-Trade’s home equity loan portfolio declined by 15% annually to $2.1 billion between 2012 and 2015. Furthermore, the riskiness of these loans also declined, as the loan-to-value ratios (LTV) of these loans dropped considerably. The Loan-To-Value (LTV) is the ratio of the amount of the loan to the the total value of the asset, which helps lenders assess credit risk. The percentage of E-Trade’s loans with LTV ratios above 100% has declined from 42% in 2012 to 34% in 2015; the table below shows the breakdown of the loan-to-value ratios of E-Trade’s home equity loans.
Have more questions about E-Trade Financial? See the links below:
- What’s E-Trade’s Revenue And EBITDA Breakdown In Terms Of Different Operating Segments?
- How Has E-Trade’s Revenue Composition Changed Over The Past 5 Years?
- By How Much Has E-Trade’s Revenue & EBITDA Grown In The Last Five Years?
- What Is E-Trade’s Fundamental Value Based On Expected 2016 Results?
- How did E-Trade’s EBITDA Decline Outpace Revenue Decline In 2015?
- How Is E-Trade Expected To Grow In The Next Five Years?
- How much will E-Trade’s Revenues Grow If Fed Hikes Rates To 4% By 2018?
- How Did E-Trade’s Segment Revenues Change Over The Last Five Years?
- How much will E-Trade’s Revenues Grow If Trade Volumes Increase By 25% In 2018?
- How Has E-Trade’s Return On Capital Trended In Recent Years?
- How Has E-Trade’s Net Interest Income Changed In Recent Years?
- How Have E-Trade’s Loan Receivables Changed In Recent Years?
- How Has The Riskiness Of E-Trade’s Family Loan Portfolio Changed In Recent Years?
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- E*TRADE: Will Lower Trading Commissions Cause Revenues To Be Short Of Consensus Estimates For FY 2019
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- Net Interest Revenue Will Form 40%, 60% or 80% Of E-Trade’s Stock In 2020?
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Notes:
1) The purpose of these analyses is to help readers focus on a few important things. We hope such lean communication sparks thinking, and encourages readers to comment and ask questions on the comment section, or email content@trefis.com
2) Figures mentioned are approximate values to help our readers remember the key concepts more intuitively. For precise figures, please refer to our complete analysis for E-Trade
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