This Is the Kind of Cash Yield You Usually Look For, So Why Not CPAY?

CPAY: Corpay logo
CPAY
Corpay

Here is why we think CPAY is worth a look

  • Not many stocks offer free cash flow yield of 5.7%, but CPAY does
  • 3-Year average revenue growth of 10.4% and operating margin of 43.6% show good fundamentals
  • At PE of 22.9, this combo of cash yield, growth, and margin could get noticed

That is one way to look at stocks. Trefis High Quality Portfolio evaluates much more, and is designed to reduce stock-specific risk while giving upside exposure

CPAY
Sector Financials
Industry Transaction & Payment Processing Services
FCF Yield 5.7%
Revenue Growth LTM 6.7%
Revenue Growth 3YAVG 10.4%
Operating Margins LTM 44.1%
Operating Margins 3YAVG 43.6%
PE Ratio 22.9

Proof That It Works

Here are some stocks that showed strong cash flow yield in mid 2024, and saw strong returns in the subsequent 12 months

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  • FFIV gained 70% in a year after showing a 6.9% free cash flow yield
  • CSCO had 6.6% yield, and returned 50% in the next 12 months
  • PM rose over 85% percent as the market noticed its 5.7% free cash flow yield and good underlying growth

But Consider Risk

That said, CPAY isn’t immune to big hits. It fell about 23% during the 2018 correction, nearly 48% during the Covid crash, and around 44% in the inflation shock. Even with positive factors in play, these dips show the risks are real. Solid fundamentals matter, but when the market turns sour, CPAY can still take a sizable hit.

Picking winners on a consistent basis is not an easy task – especially given the volatility associated with a single stock. Instead, the Trefis High Quality (HQ) Portfolio, with a collection of 30 stocks, has a track record of comfortably outperforming the S&P 500 over the last 4-year period. Why is that? As a group, HQ Portfolio stocks provided better returns with less risk versus the benchmark index; less of a roller-coaster ride, as evident in HQ Portfolio performance metrics.