Capital One Financial Stock Surges 11%, With A 7-Day Winning Spree
Capital One Financial (COF) stock hit day 7 of a continuous streak of days with gains, with cumulative gains over this period amounting to a 11% return. The company has gained about $13 Bil in value over the last 7 days, with its current market capitalization at about $136 Bil. The stock remains 27.2% above its value at the end of 2024. This compares with year-to-date returns of 16.1% for the S&P 500.
Capital One’s recent surge reflects robust Q3 earnings, significantly boosted by the Discover integration, which delivered higher net interest margins. Bolstering investor confidence, the company greenlit a substantial $16 billion share repurchase and hiked its dividend, signaling strong financial health amidst favorable analyst sentiment.
What is the point? Momentum often precedes conviction. A multi-day win streak can signal growing investor confidence or spark follow-on buying. Tracking such trends can help you ride the strength, or prepare for a well-timed entry if momentum fades. Our take: There is a near-equal mix of good and bad in COF stock given its overall Moderate operating performance and financial condition. Hence, together with its Very High valuation, this makes the stock look Risky (see Buy or Sell COF).
For quick background, COF provides credit card, consumer, and commercial banking services, accepting various deposits and serving individuals and businesses through digital platforms, branches, and other channels.
Comparing COF Stock Returns With The S&P 500
The following table summarizes the return for COF stock vs. the S&P 500 index over different periods, including the current streak:
| Return Period | COF | S&P 500 |
|---|---|---|
| 1D | 1.6% | 0.2% |
| 7D (Current Streak) | 10.8% | 4.4% |
| 1M (21D) | 2.2% | -0.2% |
| 3M (63D) | 1.6% | 5.9% |
| YTD 2025 | 27.2% | 16.1% |
| 2024 | 38.2% | 23.3% |
| 2023 | 44.3% | 24.2% |
| 2022 | -34.2% | -19.4% |
However, big gains can follow sharp reversals – but how has COF behaved after prior drops? See COF Dip Buyer Analysis to learn more.
Gains and Losses Streaks: S&P 500 Constituents
There are currently 50 S&P constituents with 3 days or more of consecutive gains and 61 constituents with 3 days or more of consecutive losses.
| Consecutive Days | # of Gainers | # of Losers |
|---|---|---|
| 3D | 15 | 37 |
| 4D | 9 | 24 |
| 5D | 13 | 0 |
| 6D | 1 | 0 |
| 7D or more | 12 | 0 |
| Total >=3 D | 50 | 61 |
Key Financials for Capital One Financial (COF)
Last 2 Fiscal Years:
| Metric | FY2023 | FY2024 |
|---|---|---|
| Revenues | $36.8 Bil | $39.1 Bil |
| EBT | $6.0 Bil | $5.9 Bil |
| Net Income | $4.9 Bil | $4.8 Bil |
Last 2 Fiscal Quarters:
| Metric | 2025 FQ2 | 2025 FQ3 |
|---|---|---|
| Revenues | $12.6 Bil | $15.5 Bil |
| EBT | $-5.9 Bil | $4.4 Bil |
| Net Income | $-4.3 Bil | $3.2 Bil |
While COF stock looks attractive given its winning streak, investing in a single stock without detailed, thorough analysis can be risky. The Trefis High Quality (HQ) Portfolio, with a collection of 30 stocks, has a track record of comfortably outperforming its benchmark that includes all 3 — the S&P 500, S&P mid-cap, and Russell 2000 indices. Why is that? As a group, HQ Portfolio stocks provided better returns with less risk versus the benchmark index; less of a roller-coaster ride, as evident in HQ Portfolio performance metrics.