Vroom (VRM)
Market Price (2/25/2026): $16.14 | Market Cap: $83.9 MilSector: Financials | Industry: Consumer Finance
Vroom (VRM)
Market Price (2/25/2026): $16.14Market Cap: $83.9 MilSector: FinancialsIndustry: Consumer Finance
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
| Strong revenue growthRev Chg LTMRevenue Change % Last Twelve Months (LTM) is 288% | Weak multi-year price returns2Y Excs Rtn is -85%, 3Y Excs Rtn is -115% | Not profitable at operating income levelOp Inc LTMOperating Income, Last Twelve Months is -86 Mil, Op Mgn LTMOperating Margin = Operating Income / Revenue Reflects profitability before taxes and before impact of capital structure (interest payments). is -744% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 274%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 215% | Debt is significantNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 890% | |
| Valuation becoming less expensiveP/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -38% | Significant share based compensationSBC/Rev LTMShare Based Compensation / Revenue (Sales), Last Twelve Months (LTM) is 41% | |
| Attractive yieldFCF Yield is 29% | Yield minus risk free rate is negativeERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -95% | |
| Megatrend and thematic driversMegatrends include E-commerce & Digital Retail. Themes include Online Marketplaces, Direct-to-Consumer Brands, and Last-Mile Delivery. | Significant short interestShort Interest Days-to-CoverDTC = (Short Interest Share Quantity) / (Average Daily Trading Volume). Reflects how many days it would take to cover (close out) the short interest based on average volumes. High DTC can signify an increased risk of a short squeeze. is 15.24 | |
| Key risksVRM key risks include [1] severe financial instability, Show more. |
| Strong revenue growthRev Chg LTMRevenue Change % Last Twelve Months (LTM) is 288% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 274%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 215% |
| Valuation becoming less expensiveP/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -38% |
| Attractive yieldFCF Yield is 29% |
| Megatrend and thematic driversMegatrends include E-commerce & Digital Retail. Themes include Online Marketplaces, Direct-to-Consumer Brands, and Last-Mile Delivery. |
| Weak multi-year price returns2Y Excs Rtn is -85%, 3Y Excs Rtn is -115% |
| Not profitable at operating income levelOp Inc LTMOperating Income, Last Twelve Months is -86 Mil, Op Mgn LTMOperating Margin = Operating Income / Revenue Reflects profitability before taxes and before impact of capital structure (interest payments). is -744% |
| Debt is significantNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 890% |
| Significant share based compensationSBC/Rev LTMShare Based Compensation / Revenue (Sales), Last Twelve Months (LTM) is 41% |
| Yield minus risk free rate is negativeERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -95% |
| Significant short interestShort Interest Days-to-CoverDTC = (Short Interest Share Quantity) / (Average Daily Trading Volume). Reflects how many days it would take to cover (close out) the short interest based on average volumes. High DTC can signify an increased risk of a short squeeze. is 15.24 |
| Key risksVRM key risks include [1] severe financial instability, Show more. |
Qualitative Assessment
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Vroom (VRM) stock has lost about 30% since 10/31/2025 because of the following key factors:
1. Disappointing Third Quarter 2025 Financial Results and Outlook.
Vroom announced a net loss from continuing operations of $(27.1) million and an adjusted net loss of $(25.7) million for the third quarter ended September 30, 2025, reported on November 10, 2025. Following this announcement, Vroom's stock price declined by 3.9% the next day and drifted approximately 29.1% lower over the subsequent 91 days. Management also projected continued pressure from higher credit losses and macroeconomic headwinds into 2026.
2. Persistent Unprofitability and Liquidity Concerns Despite Strategic Pivot.
Despite emerging from Chapter 11 bankruptcy in January 2025 and strategically pivoting away from its capital-intensive e-commerce business to focus on its automotive finance (UACC) and AI analytics (CarStory) units, Vroom continues to report net losses. The company reported consolidated total available liquidity of $59.2 million as of September 30, 2025. Additionally, Vroom's subsidiary secured $22.5 million in January 2026 through preferred units carrying high preferential distributions, reflecting the cost of capital and ongoing financial needs.
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1. Disappointing Third Quarter 2025 Financial Results and Outlook.
Vroom announced a net loss from continuing operations of $(27.1) million and an adjusted net loss of $(25.7) million for the third quarter ended September 30, 2025, reported on November 10, 2025. Following this announcement, Vroom's stock price declined by 3.9% the next day and drifted approximately 29.1% lower over the subsequent 91 days. Management also projected continued pressure from higher credit losses and macroeconomic headwinds into 2026.
2. Persistent Unprofitability and Liquidity Concerns Despite Strategic Pivot.
Despite emerging from Chapter 11 bankruptcy in January 2025 and strategically pivoting away from its capital-intensive e-commerce business to focus on its automotive finance (UACC) and AI analytics (CarStory) units, Vroom continues to report net losses. The company reported consolidated total available liquidity of $59.2 million as of September 30, 2025. Additionally, Vroom's subsidiary secured $22.5 million in January 2026 through preferred units carrying high preferential distributions, reflecting the cost of capital and ongoing financial needs.
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Stock Movement Drivers
Fundamental Drivers
The -29.5% change in VRM stock from 10/31/2025 to 2/24/2026 was primarily driven by a -29.1% change in the company's P/S Multiple.| (LTM values as of) | 10312025 | 2242026 | Change |
|---|---|---|---|
| Stock Price ($) | 23.57 | 16.62 | -29.5% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 12 | 12 | 0.0% |
| P/S Multiple | 10.5 | 7.4 | -29.1% |
| Shares Outstanding (Mil) | 5 | 5 | -0.5% |
| Cumulative Contribution | -29.5% |
Market Drivers
10/31/2025 to 2/24/2026| Return | Correlation | |
|---|---|---|
| VRM | -29.5% | |
| Market (SPY) | 0.8% | 21.1% |
| Sector (XLF) | -2.7% | 24.2% |
Fundamental Drivers
The -33.8% change in VRM stock from 7/31/2025 to 2/24/2026 was primarily driven by a -33.4% change in the company's P/S Multiple.| (LTM values as of) | 7312025 | 2242026 | Change |
|---|---|---|---|
| Stock Price ($) | 25.12 | 16.62 | -33.8% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 12 | 12 | 0.0% |
| P/S Multiple | 11.2 | 7.4 | -33.4% |
| Shares Outstanding (Mil) | 5 | 5 | -0.7% |
| Cumulative Contribution | -33.8% |
Market Drivers
7/31/2025 to 2/24/2026| Return | Correlation | |
|---|---|---|
| VRM | -33.8% | |
| Market (SPY) | 9.0% | 22.0% |
| Sector (XLF) | -2.3% | 22.8% |
Fundamental Drivers
nullnull
Market Drivers
1/31/2025 to 2/24/2026| Return | Correlation | |
|---|---|---|
| VRM | ||
| Market (SPY) | 15.2% | 18.7% |
| Sector (XLF) | 0.1% | 23.0% |
Fundamental Drivers
nullnull
Market Drivers
1/31/2023 to 2/24/2026| Return | Correlation | |
|---|---|---|
| VRM | ||
| Market (SPY) | 75.4% | 18.7% |
| Sector (XLF) | 45.8% | 23.0% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| VRM Return | - | - | - | - | -36% | -21% | -49% |
| Peers Return | 38% | -36% | 237% | 62% | 15% | -6% | 423% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | -0% | 82% |
Monthly Win Rates [3] | |||||||
| VRM Win Rate | - | - | - | - | 36% | 0% | |
| Peers Win Rate | 62% | 37% | 55% | 57% | 50% | 20% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 50% | |
Max Drawdowns [4] | |||||||
| VRM Max Drawdown | - | - | - | - | -42% | -21% | |
| Peers Max Drawdown | -5% | -45% | -3% | -16% | -24% | -9% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | -1% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: CVNA, KMX, LAD, AN, PAG. See VRM Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 2/24/2026 (YTD)
How Low Can It Go
VRM has limited trading history. Below is the Financials sector ETF (XLF) in its place.
| Event | XLF | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -26.9% | -25.4% |
| % Gain to Breakeven | 36.7% | 34.1% |
| Time to Breakeven | 525 days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -43.3% | -33.9% |
| % Gain to Breakeven | 76.5% | 51.3% |
| Time to Breakeven | 295 days | 148 days |
| 2018 Correction | ||
| % Loss | -26.1% | -19.8% |
| % Gain to Breakeven | 35.2% | 24.7% |
| Time to Breakeven | 338 days | 120 days |
| 2008 Global Financial Crisis | ||
| % Loss | -83.7% | -56.8% |
| % Gain to Breakeven | 515.2% | 131.3% |
| Time to Breakeven | 4,470 days | 1,480 days |
Compare to CVNA, KMX, LAD, AN, PAG
In The Past
SPDR Select Sector Fund's stock fell -26.9% during the 2022 Inflation Shock from a high on 1/12/2022. A -26.9% loss requires a 36.7% gain to breakeven.
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About Vroom (VRM)
Vroom, Inc. operates as an e-commerce used automotive retailer in the United States. It operates end-to-end ecommerce platform for buying, selling, transporting, reconditioning, pricing, financing, registering, and delivering vehicles. The company was formerly known as Auto America, Inc. and changed its name to Vroom, Inc. in July 2015. The company was incorporated in 2012 and is headquartered in New York, New York.
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1. A smaller, less established Carvana.
2. The Amazon of used cars.
3. An online-only CarMax.
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- Online Used Car Sales: Facilitates the purchase of pre-owned vehicles directly to consumers through an e-commerce platform, including home delivery.
- Online Used Car Purchases: Allows individuals to sell their used vehicles to Vroom through an online appraisal and pickup service.
- Vehicle Financing Solutions: Connects customers with various third-party lenders to secure financing for their vehicle purchases.
- Vehicle Protection Plans: Offers extended warranties and service contracts for purchased vehicles to provide additional coverage beyond the manufacturer's warranty.
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Vroom, Inc. (symbol: VRM) has undergone a significant strategic shift. As of January 2024, the company announced its exit from the used vehicle e-commerce business, meaning it no longer primarily sells vehicles directly to individual consumers.
Vroom's current operations are focused on its two remaining business lines:
- United Auto Credit Corporation (UACC): A provider of automotive finance solutions. UACC primarily originates vehicle financing for consumers through a network of franchised and independent automobile dealerships.
- CarStory: An artificial intelligence-powered analytics and digital merchandising platform for the automotive industry. CarStory provides data-driven insights and tools primarily to automobile dealerships.
Therefore, Vroom (VRM) now primarily sells to **other companies**, specifically **automobile dealerships**.
Due to the nature of these businesses, Vroom partners with a broad and diverse network of dealerships across the United States for both UACC's lending services and CarStory's analytics platform. Vroom does not publicly disclose a list of specific, named customer companies (dealerships) that utilize its services. As the customer base consists of a vast number of individual dealership entities, the majority of which are privately held, listing specific names of public companies as major customers is not feasible or publicly available.
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- KAR Auction Services, Inc. (KAR)
- ACV Auctions Inc. (ACVA)
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Thomas Shortt
Chief Executive Officer
Thomas Shortt has served as Vroom's Chief Executive Officer and a member of its board of directors since May 2022. He previously held the role of Vroom's Chief Operating Officer. Prior to joining Vroom, Mr. Shortt was a Senior Vice President at Walmart, where he was responsible for developing the e-commerce supply chain strategy and driving improvements through advanced analytics, processes, and systems. Before his tenure at Walmart, Mr. Shortt held senior leadership positions focused on supply chain, fulfillment, and logistics, with a strong emphasis on change management and business transformation, at companies such as Home Depot, ACCO Brands, Unisource, Fisher Scientific, and Office Depot. He holds a bachelor's degree in Accounting from the University of Akron and is a graduate of the Harvard Business School Advanced Management Program.
Jon Sandison
Chief Financial Officer
Jon Sandison has served as Chief Financial Officer and Treasurer of Vroom since May 2025. Prior to this role, he was the Chief Financial Officer of United Auto Credit Corporation (UACC), a Vroom subsidiary, since February 2024. Mr. Sandison initially joined Vroom in October 2022 as the Vice President of Investor Relations and Financial Planning & Analysis. From 2017 to 2022, he led global Financial Planning & Analysis at Stoneridge, Inc. His previous experience also includes leadership roles in Treasury and Financial Planning & Analysis at Yazaki North America from 2015 to 2017, and leadership roles in Commercial and Community Banking at J.P. Morgan Chase from 2009 to 2015. Mr. Sandison holds a Bachelor of Business Administration from Wayne State University.
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The key risks to Vroom's (VRM) business, following its pivot from direct-to-consumer e-commerce to a wholesale marketplace focused on automotive finance and data analytics in January 2024, are primarily centered around its financial viability, the inherent challenges of its lending arm, and competition in its data analytics segment.
- Financial Instability and Operating Losses: Vroom has a history of significant operating losses and financial struggles, which led to the cessation of its e-commerce operations and a Chapter 11 bankruptcy filing in November 2024. Despite restructuring its debt and focusing on its subsidiaries, United Auto Credit Corporation (UACC) and CarStory, the company continues to report net losses. For instance, Vroom posted a net loss from continuing operations of $(44.7) million in the first quarter of 2024. Analysts have expressed concerns about the sustainability of the "new Vroom" given its ongoing losses.
- Risks in the Auto Finance Sector: Vroom's automotive lending subsidiary, UACC, which focuses on non-prime borrowers, faces substantial risks. These include high default rates, regulatory changes in the lending sector, and broader economic conditions that can impact consumer credit and increase loan delinquencies. In 2024, Vroom experienced $120 million in realized losses from its lending operations, implying a default rate of approximately 14.3%.
- Wholesale Used Vehicle Market Volatility and Competition in AI Analytics: Vroom's wholesale business, including CarStory's AI-powered analytics and digital services, is susceptible to the inherent volatility of the used vehicle market, which is influenced by supply and demand fluctuations. CarStory also operates in a competitive landscape, requiring continuous innovation in AI analytics and digital services to maintain its market relevance and competitive edge against other players in the automotive retail sector.
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Accelerating deterioration of credit quality and escalating default rates in the subprime auto loan sector.
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Vroom (VRM) has shifted its business model. As of January 22, 2024, the company discontinued its e-commerce operations for buying and selling used vehicles to focus on its automotive finance and AI-powered analytics businesses. Therefore, the addressable markets for Vroom's main products and services are for these new segments. Currently, Vroom's main products and services are:- Automotive finance, through its subsidiary United Auto Credit Corporation (UACC).
- AI-powered analytics and digital services for automotive retail, through its CarStory brand.
The addressable market sizes for Vroom's current main products or services are as follows:
- Automotive Finance (United States): While a specific market size for *used car* automotive finance provided by third-party lenders like UACC is not explicitly detailed in the search results, the overall U.S. used car market is substantial. The U.S. used car market size is estimated at USD 1.05 trillion in 2025 and is expected to reach USD 1.20 trillion by 2030. This figure represents the total value of used cars sold, which would be the underlying market for automotive finance related to used vehicles.
- AI-powered Analytics and Digital Services for Automotive Retail: Null
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Vroom (VRM) is primarily focused on driving future revenue growth through its remaining core businesses, United Auto Credit Corporation (UACC) and CarStory, following the discontinuation of its e-commerce operations in January 2024. The expected drivers of future revenue growth over the next 2-3 years include:
- Expansion of United Auto Credit Corporation (UACC) automotive finance business: Vroom's UACC subsidiary, a prominent automotive finance company, is focused on growing its services to both independent and franchise dealers. This includes strengthening its loan portfolio performance and leveraging its extended warehouse capacity to originate more loans.
- Growth and monetization of CarStory's AI-powered analytics and digital services: CarStory, a leader in AI-powered analytics and digital services for the automotive retail industry, is positioned to drive revenue by serving and expanding its third-party customer base. Vroom intends to capitalize on the increasing demand for data-driven insights in the automotive sector and explore opportunities to monetize its technology stack through licensing and a SaaS model.
- Strategic partnerships and increased market penetration in automotive finance and data services: Vroom aims to grow UACC and CarStory by actively seeking new partnerships and enhancing their market share within their specialized niches of automotive lending and data analytics. This strategy focuses on expanding their reach and impact within the broader automotive ecosystem.
- Operational excellence and improved profitability within UACC and CarStory: While not a direct revenue driver, continuous improvement in the operational efficiency and profitability of UACC and CarStory will indirectly fuel revenue growth. This includes efforts to achieve better loan portfolio performance and reduce operating costs, which can free up capital for reinvestment and enable more competitive offerings, ultimately supporting revenue expansion.
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Share Repurchases
No information available for share repurchases made or authorized by Vroom over the last 3-5 years.
Share Issuance
- Vroom completed its Initial Public Offering (IPO) in June 2020, issuing 21,250,000 shares at $22.00 per share and raising $467.5 million.
- In September 2020, Vroom conducted a secondary public offering (SPO), raising $588.6 million by issuing 10,800,000 shares at $54.50 per share.
- As part of its prepackaged Chapter 11 case, Vroom emerged on January 14, 2025, after an automatic 1-for-5 common stock conversion, issuing approximately 5,163,109 new shares of common stock and 364,516 warrants to purchase new common stock at an exercise price of $60.95 per share.
Inbound Investments
No information available for large inbound investments made in the company by third-parties, outside of the share issuances detailed above.
Outbound Investments
- In January 2021, Vroom acquired the CarStory business, which specializes in AI-powered analytics and digital services for automotive retail.
- Vroom completed the acquisition of United Auto Credit Corporation (UACC), an automotive finance company, for a cash purchase price of $300 million in February 2022, accelerating its strategy to develop a captive financing arm.
Capital Expenditures
- Vroom's expansion of logistics operations and reconditioning facilities required additional capital expenditures and operating expenses.
- The company has incurred and continues to incur capital and operating expenses to comply with various laws and regulations.
- Following the discontinuance of its e-commerce operations and the winding down of its used vehicle dealership business, Vroom's capital expenditures are expected to be significantly reduced and focused on supporting its remaining businesses, UACC and CarStory.
Latest Trefis Analyses
Trade Ideas
Select ideas related to VRM.
| Date | Ticker | Company | Category | Trade Strategy | 6M Fwd Rtn | 12M Fwd Rtn | 12M Max DD |
|---|---|---|---|---|---|---|---|
| 01302026 | FDS | FactSet Research Systems | Dip Buy | DB | FCFY OPMDip Buy with High FCF Yield and High MarginBuying dips for companies with high FCF yield and meaningfully high operating margin | -20.8% | -20.8% | -25.3% |
| 01302026 | PFSI | PennyMac Financial Services | Dip Buy | DB | P/E OPMDip Buy with Low PE and High MarginBuying dips for companies with tame PE and meaningfully high operating margin | -8.4% | -8.4% | -9.3% |
| 01232026 | FIS | Fidelity National Information Services | Dip Buy | DB | FCFY OPMDip Buy with High FCF Yield and High MarginBuying dips for companies with high FCF yield and meaningfully high operating margin | -20.5% | -20.5% | -22.6% |
| 01022026 | MORN | Morningstar | Dip Buy | DB | P/E OPMDip Buy with Low PE and High MarginBuying dips for companies with tame PE and meaningfully high operating margin | -22.6% | -22.6% | -26.8% |
| 01022026 | ABR | Arbor Realty Trust | Special | Short Squeeze PotentialShort Squeeze PotentialHas potential for a short squeeze. High short interest, rising short interest and high debt. | -8.3% | -8.3% | -8.3% |
Research & Analysis
Invest in Strategies
Wealth Management
Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 179.25 |
| Mkt Cap | 7.1 |
| Rev LTM | 26,785 |
| Op Inc LTM | 1,303 |
| FCF LTM | 391 |
| FCF 3Y Avg | 283 |
| CFO LTM | 665 |
| CFO 3Y Avg | 651 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 5.8% |
| Rev Chg 3Y Avg | 7.6% |
| Rev Chg Q | 1.4% |
| QoQ Delta Rev Chg LTM | 0.2% |
| Op Mgn LTM | 4.2% |
| Op Mgn 3Y Avg | 4.6% |
| QoQ Delta Op Mgn LTM | -0.1% |
| CFO/Rev LTM | 4.3% |
| CFO/Rev 3Y Avg | 2.6% |
| FCF/Rev LTM | 3.4% |
| FCF/Rev 3Y Avg | 1.1% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 7.1 |
| P/S | 0.3 |
| P/EBIT | 4.0 |
| P/E | 11.1 |
| P/CFO | 17.1 |
| Total Yield | 8.2% |
| Dividend Yield | 0.0% |
| FCF Yield 3Y Avg | 5.5% |
| D/E | 1.7 |
| Net D/E | 1.7 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | -8.9% |
| 3M Rtn | -7.7% |
| 6M Rtn | -13.9% |
| 12M Rtn | -9.1% |
| 3Y Rtn | 16.5% |
| 1M Excs Rtn | -8.6% |
| 3M Excs Rtn | -3.9% |
| 6M Excs Rtn | -19.9% |
| 12M Excs Rtn | -23.2% |
| 3Y Excs Rtn | -54.9% |
Price Behavior
Price Behavior
| Market Price | $16.62 | |
| Market Cap ($ Bil) | 0.1 | |
| First Trading Date | 06/09/2020 | |
| Distance from 52W High | -58.4% | |
| 50 Days | 200 Days | |
| DMA Price | $27.75 | $27.90 |
| DMA Trend | down | down |
| Distance from DMA | -40.1% | -40.4% |
| 3M | 1YR | |
| Volatility | 96.7% | 75.5% |
| Downside Capture | 308.62 | 158.39 |
| Upside Capture | 145.30 | 90.17 |
| Correlation (SPY) | 18.5% | 16.7% |
VRM Betas & Captures as of 1/31/2026
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 5.55 | 3.22 | 2.62 | 2.32 | -0.01 | -0.11 |
| Up Beta | 8.32 | 5.46 | 2.07 | 2.94 | 0.52 | 0.39 |
| Down Beta | 3.22 | 2.66 | 2.04 | 1.85 | 0.14 | 0.18 |
| Up Capture | 612% | 304% | 252% | 159% | 96% | 11% |
| Bmk +ve Days | 11 | 22 | 34 | 71 | 142 | 430 |
| Stock +ve Days | 9 | 18 | 24 | 52 | 110 | 110 |
| Down Capture | 741% | 329% | 306% | 248% | 134% | 86% |
| Bmk -ve Days | 9 | 19 | 27 | 54 | 109 | 321 |
| Stock -ve Days | 11 | 22 | 36 | 71 | 121 | 121 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with VRM | |
|---|---|---|---|---|
| VRM | -29.8% | 75.8% | -0.15 | - |
| Sector ETF (XLF) | 1.5% | 19.6% | -0.04 | 22.1% |
| Equity (SPY) | 15.6% | 19.3% | 0.63 | 16.9% |
| Gold (GLD) | 76.8% | 25.7% | 2.19 | 8.1% |
| Commodities (DBC) | 9.1% | 16.9% | 0.35 | 8.8% |
| Real Estate (VNQ) | 7.9% | 16.6% | 0.29 | 17.4% |
| Bitcoin (BTCUSD) | -33.3% | 45.1% | -0.76 | 10.8% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with VRM | |
|---|---|---|---|---|
| VRM | -11.0% | 78.4% | -0.41 | - |
| Sector ETF (XLF) | 11.5% | 18.8% | 0.49 | 23.0% |
| Equity (SPY) | 13.4% | 17.0% | 0.62 | 18.6% |
| Gold (GLD) | 23.5% | 17.1% | 1.12 | 8.1% |
| Commodities (DBC) | 10.6% | 19.0% | 0.45 | 10.6% |
| Real Estate (VNQ) | 5.2% | 18.8% | 0.18 | 18.3% |
| Bitcoin (BTCUSD) | 4.3% | 57.1% | 0.30 | 11.7% |
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Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with VRM | |
|---|---|---|---|---|
| VRM | -5.7% | 78.4% | -0.41 | - |
| Sector ETF (XLF) | 13.7% | 22.2% | 0.57 | 23.0% |
| Equity (SPY) | 15.6% | 17.9% | 0.75 | 18.6% |
| Gold (GLD) | 15.3% | 15.6% | 0.82 | 8.1% |
| Commodities (DBC) | 8.6% | 17.6% | 0.41 | 10.6% |
| Real Estate (VNQ) | 6.8% | 20.7% | 0.29 | 18.3% |
| Bitcoin (BTCUSD) | 65.9% | 66.7% | 1.05 | 11.7% |
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Returns Analyses
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 11/10/2025 | -3.9% | -16.7% | 7.6% |
| 8/7/2025 | -0.7% | 14.7% | 6.5% |
| 5/14/2025 | -7.9% | -11.6% | -2.2% |
| SUMMARY STATS | |||
| # Positive | 0 | 1 | 2 |
| # Negative | 3 | 2 | 1 |
| Median Positive | 14.7% | 7.0% | |
| Median Negative | -3.9% | -14.1% | -2.2% |
| Max Positive | 14.7% | 7.6% | |
| Max Negative | -7.9% | -16.7% | -2.2% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 09/30/2025 | 11/10/2025 | 10-Q |
| 06/30/2025 | 08/07/2025 | 10-Q |
| 03/31/2025 | 05/14/2025 | 10-Q |
| 12/31/2024 | 03/11/2025 | 10-K |
| 09/30/2024 | 11/12/2024 | 10-Q |
| 06/30/2024 | 08/08/2024 | 10-Q |
| 03/31/2024 | 05/10/2024 | 10-Q |
| 12/31/2023 | 03/13/2024 | 10-K |
| 09/30/2023 | 11/07/2023 | 10-Q |
| 06/30/2023 | 08/08/2023 | 10-Q |
| 03/31/2023 | 05/09/2023 | 10-Q |
| 12/31/2022 | 03/02/2023 | 10-K |
| 09/30/2022 | 11/07/2022 | 10-Q |
| 06/30/2022 | 08/08/2022 | 10-Q |
| 03/31/2022 | 05/09/2022 | 10-Q |
| 12/31/2021 | 03/01/2022 | 10-K |
Insider Activity
Expand for More| # | Owner | Title | Holding | Action | Filing Date | Price | Shares | Transacted Value | Value of Held Shares | Form |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Benzaquen, Jacob Shlomo | Principal Accounting Officer | Direct | Sell | 9172025 | 26.07 | 3 | 78 | 269,071 | Form |
| 2 | Mudrick, Capital Management, Lp | See Notes | Buy | 6122025 | 28.00 | 13 | 364 | 110,980,856 | Form | |
| 3 | Mudrick, Capital Management, Lp | See Notes | Buy | 6122025 | 28.00 | 3,649 | 102,168 | 111,079,061 | Form | |
| 4 | Mudrick, Capital Management, Lp | See Notes | Buy | 6092025 | 24.48 | 999 | 24,451 | 96,921,441 | Form | |
| 5 | Mudrick, Capital Management, Lp | See Notes | Buy | 6092025 | 27.99 | 1,781 | 49,854 | 110,898,678 | Form |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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