Universal Insurance (UVE)
Market Price (1/20/2026): $29.85 | Market Cap: $831.4 MilSector: Financials | Industry: Property & Casualty Insurance
Universal Insurance (UVE)
Market Price (1/20/2026): $29.85Market Cap: $831.4 MilSector: FinancialsIndustry: Property & Casualty Insurance
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 17%, Dividend Yield is 2.7%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 13%, FCF Yield is 30% | Key risksUVE key risks include [1] significant exposure to catastrophic losses due to its heavy geographic concentration in the hurricane-prone Florida market and [2] volatile reinsurance costs required to manage this exposure. |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -57% | |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 16%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 16% | |
| Low stock price volatilityVol 12M is 35% | |
| Megatrend and thematic driversMegatrends include Climate Resilience & Risk Management. Themes include Catastrophe Risk Modeling, Climate-Adjusted Underwriting, and Property Hardening & Mitigation. |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 17%, Dividend Yield is 2.7%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 13%, FCF Yield is 30% |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -57% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 16%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 16% |
| Low stock price volatilityVol 12M is 35% |
| Megatrend and thematic driversMegatrends include Climate Resilience & Risk Management. Themes include Catastrophe Risk Modeling, Climate-Adjusted Underwriting, and Property Hardening & Mitigation. |
| Key risksUVE key risks include [1] significant exposure to catastrophic losses due to its heavy geographic concentration in the hurricane-prone Florida market and [2] volatile reinsurance costs required to manage this exposure. |
Why The Stock Moved
Qualitative Assessment
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Universal Insurance (UVE) experienced a -2.3% stock movement during the approximate period from October 31, 2025, to January 20, 2026. Several factors likely contributed to this modest decline after a period of significant gains:
1. Profit-taking after substantial prior gains.
Leading up to the specified period, Universal Insurance's stock had performed exceptionally well, with shares up 22.8% in the month prior to October 27, 2025, and a 52.2% year-to-date increase, reaching a new 52-week high of $32.42. This strong performance may have prompted some investors to realize profits, contributing to a slight pullback or consolidation.
2. Forecasted decline in next fiscal year's earnings per share (EPS).
Despite strong third-quarter 2025 results, expectations for the next fiscal year (2026) included a projected year-over-year decrease of -38.23% in EPS. This forward-looking negative earnings outlook could have dampened investor enthusiasm and weighed on the stock's valuation.
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1. Profit-taking after substantial prior gains.
Leading up to the specified period, Universal Insurance's stock had performed exceptionally well, with shares up 22.8% in the month prior to October 27, 2025, and a 52.2% year-to-date increase, reaching a new 52-week high of $32.42. This strong performance may have prompted some investors to realize profits, contributing to a slight pullback or consolidation.
2. Forecasted decline in next fiscal year's earnings per share (EPS).
Despite strong third-quarter 2025 results, expectations for the next fiscal year (2026) included a projected year-over-year decrease of -38.23% in EPS. This forward-looking negative earnings outlook could have dampened investor enthusiasm and weighed on the stock's valuation.
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Stock Movement Drivers
Fundamental Drivers
The -2.3% change in UVE stock from 10/31/2025 to 1/19/2026 was primarily driven by a -2.3% change in the company's P/E Multiple.| 10312025 | 1192026 | Change | |
|---|---|---|---|
| Stock Price ($) | 30.54 | 29.83 | -2.33% |
| Change Contribution By | LTM | LTM | |
| Total Revenues ($ Mil) | 1580.80 | 1580.80 | 0.00% |
| Net Income Margin (%) | 7.74% | 7.74% | 0.00% |
| P/E Multiple | 6.95 | 6.79 | -2.33% |
| Shares Outstanding (Mil) | 27.85 | 27.85 | 0.00% |
| Cumulative Contribution | -2.33% |
Market Drivers
10/31/2025 to 1/19/2026| Return | Correlation | |
|---|---|---|
| UVE | -2.3% | |
| Market (SPY) | 1.4% | 5.2% |
| Sector (XLF) | 4.0% | 10.5% |
Fundamental Drivers
The 28.2% change in UVE stock from 7/31/2025 to 1/19/2026 was primarily driven by a 82.8% change in the company's Net Income Margin (%).| 7312025 | 1192026 | Change | |
|---|---|---|---|
| Stock Price ($) | 23.27 | 29.83 | 28.20% |
| Change Contribution By | LTM | LTM | |
| Total Revenues ($ Mil) | 1567.37 | 1580.80 | 0.86% |
| Net Income Margin (%) | 4.24% | 7.74% | 82.78% |
| P/E Multiple | 9.80 | 6.79 | -30.76% |
| Shares Outstanding (Mil) | 27.97 | 27.85 | 0.43% |
| Cumulative Contribution | 28.20% |
Market Drivers
7/31/2025 to 1/19/2026| Return | Correlation | |
|---|---|---|
| UVE | 28.2% | |
| Market (SPY) | 9.7% | 19.6% |
| Sector (XLF) | 4.3% | 37.0% |
Fundamental Drivers
The 58.9% change in UVE stock from 1/31/2025 to 1/19/2026 was primarily driven by a 60.5% change in the company's Net Income Margin (%).| 1312025 | 1192026 | Change | |
|---|---|---|---|
| Stock Price ($) | 18.78 | 29.83 | 58.87% |
| Change Contribution By | LTM | LTM | |
| Total Revenues ($ Mil) | 1511.18 | 1580.80 | 4.61% |
| Net Income Margin (%) | 4.82% | 7.74% | 60.46% |
| P/E Multiple | 7.30 | 6.79 | -7.03% |
| Shares Outstanding (Mil) | 28.36 | 27.85 | 1.78% |
| Cumulative Contribution | 58.82% |
Market Drivers
1/31/2025 to 1/19/2026| Return | Correlation | |
|---|---|---|
| UVE | 58.9% | |
| Market (SPY) | 15.9% | 25.6% |
| Sector (XLF) | 6.9% | 38.1% |
Fundamental Drivers
The 162.3% change in UVE stock from 1/31/2023 to 1/19/2026 was primarily driven by a 79.0% change in the company's P/S Multiple.| 1312023 | 1192026 | Change | |
|---|---|---|---|
| Stock Price ($) | 11.37 | 29.83 | 162.33% |
| Change Contribution By | LTM | LTM | |
| Total Revenues ($ Mil) | 1184.96 | 1580.80 | 33.41% |
| P/S Multiple | 0.29 | 0.53 | 78.95% |
| Shares Outstanding (Mil) | 30.60 | 27.85 | 9.00% |
| Cumulative Contribution | 160.20% |
Market Drivers
1/31/2023 to 1/19/2026| Return | Correlation | |
|---|---|---|
| UVE | 162.3% | |
| Market (SPY) | 76.5% | 18.9% |
| Sector (XLF) | 55.7% | 31.3% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| UVE Return | 18% | -34% | 58% | 37% | 65% | -12% | 149% |
| Peers Return | 1% | -34% | 232% | 45% | 54% | -6% | 363% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | 1% | 85% |
Monthly Win Rates [3] | |||||||
| UVE Win Rate | 58% | 50% | 58% | 67% | 83% | 0% | |
| Peers Win Rate | 50% | 40% | 70% | 55% | 58% | 0% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 100% | |
Max Drawdowns [4] | |||||||
| UVE Max Drawdown | -14% | -48% | -3% | -0% | -10% | -12% | |
| Peers Max Drawdown | -23% | -48% | -8% | -7% | -12% | -7% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | 0% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: HCI, HRTG, ACIC, DGICA, UFCS.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 1/16/2026 (YTD)
How Low Can It Go
| Event | UVE | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -56.0% | -25.4% |
| % Gain to Breakeven | 127.1% | 34.1% |
| Time to Breakeven | 195 days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -60.4% | -33.9% |
| % Gain to Breakeven | 152.6% | 51.3% |
| Time to Breakeven | 1,678 days | 148 days |
| 2018 Correction | ||
| % Loss | -51.5% | -19.8% |
| % Gain to Breakeven | 106.0% | 24.7% |
| Time to Breakeven | Not Fully Recovered days | 120 days |
| 2008 Global Financial Crisis | ||
| % Loss | -81.8% | -56.8% |
| % Gain to Breakeven | 450.9% | 131.3% |
| Time to Breakeven | 1,872 days | 1,480 days |
Compare to HCI, HRTG, ACIC, DGICA, UFCS
In The Past
Universal Insurance's stock fell -56.0% during the 2022 Inflation Shock from a high on 1/13/2022. A -56.0% loss requires a 127.1% gain to breakeven.
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Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company develops, markets, and underwrites insurance products for personal residential insurance, such as homeowners, renters/tenants, condo unit owners, and dwelling/fire; and offers allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; places and manages reinsurance programs for the insurance entities; and operates Clovered.com, an online platform in which consumers receive side-by-side quotes from various carriers across multiple states, as well as educational materials about homeowners' insurance policies. It offers its products through a network of independent agents, as well as Universal Direct, a direct-to-consumer online platform, which enables homeowners to directly purchase, pay for, and bind homeowners' policies. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.
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- A Florida-focused State Farm for homeowners insurance.
- Think of them as Allstate or Liberty Mutual, but exclusively for Florida homeowners.
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- Homeowners Insurance: Provides financial protection for owner-occupied residential properties against specified perils and personal liability.
- Condominium Owners Insurance: Offers specialized coverage for condominium unit owners, protecting personal property and interior structural elements.
- Renters Insurance: Protects the personal belongings and provides liability coverage for individuals renting residential properties.
- Insurance-Related Services: Encompasses underwriting, policy administration, and claims adjusting that support their insurance product offerings.
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Universal Insurance Holdings, Inc. (UVE)
Universal Insurance Holdings, Inc. (UVE) primarily sells its insurance products and services to individuals.
The company serves the following categories of individual customers:
- Homeowners: Individuals who own and reside in single-family homes, townhouses, or duplexes, seeking comprehensive insurance coverage for their dwelling, personal property, and liability.
- Condominium Owners: Individuals who own a condominium unit and require insurance for the interior of their unit, personal belongings, and personal liability, complementing the master policy often held by the condominium association.
- Renters: Individuals who rent apartments, homes, or other residential properties and seek insurance to protect their personal possessions from perils like fire or theft, as well as liability coverage for incidents occurring within their rented space.
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Stephen J. Donaghy, Chief Executive Officer
Stephen J. Donaghy has been the Chief Executive Officer of Universal Insurance Holdings since July 2019. He previously served as Chief Operating Officer from March 2016 to July 2019, and held other key senior leadership roles within the company, including Chief Marketing Officer, Chief Administrative Officer, Chief Information Officer, and Executive Vice President, starting in 2006. Before joining Universal Insurance Holdings, Mr. Donaghy held various executive positions at JM Family Enterprises, a privately held company, including Vice President of Strategic Initiatives, Vice President of Sales and Marketing, and Senior Information Officer.
Frank C. Wilcox, Chief Financial Officer
Frank C. Wilcox became Chief Financial Officer and Principal Accounting Officer of Universal Insurance Holdings and its wholly-owned insurance subsidiaries in 2013. Prior to this role, he served as the company's Vice President of Finance since 2011. Before joining Universal Insurance Holdings, Mr. Wilcox was Director, Consolidation and SEC Reporting at Burger King Corporation from 2006 to 2011, and Senior Vice President, Controller at BankUnited from 2000 to 2006. He is a licensed Certified Public Accountant in New York since 1996.
Sean P. Downes, Executive Chairman
Sean P. Downes transitioned to the role of Executive Chairman of the Board in July 2019, after serving as Chairman and CEO for the preceding six years. He has been an executive with Universal Insurance Holdings for 20 years, holding various positions including President, Chief Operating Officer, and Director of UPCIC, a wholly-owned subsidiary.
Kimberly D. Campos, Chief Information Officer; Chief Administrative Officer; Director
Kimberly D. Campos became Chief Administrative Officer in June 2015 and Chief Information Officer in February 2015. She also serves as a Director since 2017. Prior to these executive roles, Ms. Campos spent eight years in Universal's IT department, serving as IT Manager and IT Audit Director. Before joining the company, she supervised audit and assurance engagements for Fortune 500 clients in the financial services industry at PricewaterhouseCoopers (PwC). Ms. Campos is a Certified Information Security Auditor (CISA) and Certified in Risk and Information Security Controls (CRISC).
Michael J. Poloskey, Chief Operating Officer
Michael J. Poloskey has been the Chief Operating Officer of Universal Insurance Holdings since 2020. Previously, he served as the Vice President of Underwriting for the company since 2013.
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The key risks to Universal Insurance Holdings (UVE) are primarily concentrated around its exposure to catastrophic weather events, particularly hurricanes in Florida, which is its main operating region.
- High Exposure to Catastrophic Events: Universal Insurance Holdings is significantly vulnerable to hurricanes due to its primary operations in Florida, where it is a leading insurer. This geographic concentration exposes the company to substantial losses and volatility in its financial performance and stock value, with climate change posing a continuous threat of increasing catastrophe losses.
- Volatile Claims and Reinsurance Costs: The company faces challenges from unpredictable claims, especially during active storm seasons, which can significantly impact earnings. Managing and developing an adequate and cost-efficient reinsurance strategy is a continuous priority, as reinsurance costs are subject to inflation and reinsurers have gained pricing power.
- High Policy Acquisition Costs and Market Competition: UVE's reliance on independent agents for policy acquisition contributes to high costs. Additionally, the Florida insurance market is highly competitive, which can put pressure on profitability and growth.
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- The increasing frequency and severity of extreme weather events (e.g., hurricanes) driven by climate change, which fundamentally alters the underlying risk profile for property insurers in vulnerable regions like Florida, leading to higher claims and increased difficulty in accurate risk modeling and pricing.
- The sustained hardening of the global reinsurance market, characterized by significantly escalating costs and reduced capacity, directly impacting Universal Insurance's ability to secure adequate reinsurance coverage at an affordable price, thereby increasing their net exposure and pressuring profitability.
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Universal Insurance Holdings (UVE) primarily operates in the personal residential homeowners' insurance market, offering homeowners, renters/tenants, and condo unit owners' coverages. While they have a presence across multiple U.S. states, Florida is a significant market for the company.
Addressable Markets for Main Products/Services:
- U.S. Homeowners' Insurance Market: The market size for Homeowners' Insurance in the U.S. was valued at approximately $171.7 billion in 2024. This market is projected to reach $175.1 billion in 2025.
- Florida Property Insurance Market: The total direct premium written in the Florida property insurance market reached approximately $23 billion. As of Q4 2023, there were about 7.45 million residential insurance policies in force in Florida.
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Universal Insurance (UVE) is expected to drive future revenue growth over the next 2-3 years through several key strategies:
- Higher Rates and Inflation Adjustments: The company has consistently seen overall growth reflecting higher rates and inflation adjustments across its multi-state operations.
- Growth in Policies In Force and Direct Premiums Written: Universal Insurance has demonstrated a steady increase in direct premiums written and earned, indicating an expansion in the number of policies and overall premium volume.
- Geographic Diversification and Expansion to New Markets: A significant driver of revenue growth is the company's strategic expansion beyond its primary Florida market. There has been notable growth in direct premiums written in other states, with reported increases such as 25.4% in Q2 2025, 22.2% in Q3 2025, and 34.7% in Q1 2025. Universal Insurance also expanded its presence by opening its 19th state in Wisconsin.
- Increased Net Investment Income: Growth in net investment income is a consistent contributor to core revenue, primarily stemming from higher fixed-income reinvestment yields and an increase in invested assets.
- Growth in Commission Revenue: The company also anticipates future revenue growth from an increase in its commission revenue.
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Share Repurchases
- On May 1, 2025, Universal Insurance Holdings' Board of Directors authorized a new share repurchase program allowing the company to repurchase up to $20 million of its outstanding common stock through May 1, 2027.
- During the third quarter of 2025, the company repurchased approximately 347,000 shares at an aggregate cost of $8.1 million.
- As of the end of the third quarter of 2025, approximately $7.1 million remained authorized under the current share repurchase program.
Share Issuance
- Analysts anticipate the number of outstanding shares to experience a projected growth of 0.11% annually over the next three years.
Inbound Investments
- No information is available regarding large strategic investments or capital injections made by third-party strategic partners or private equity firms into Universal Insurance Holdings within the last 3-5 years.
Outbound Investments
- As of August 29, 2025, Universal Insurance Holdings has not made any investments in or acquisitions of other companies.
Capital Expenditures
- Capital expenditures were $9.18 million in 2020, $12 million in 2021, $8.19 million in 2022, $4.60 million in 2023, and $6.70 million in 2024.
- A primary focus of investments includes Grand Palm Development Group, a real estate development entity, created to diversify UVE's investment portfolio by developing, operating, or selling residential properties and evaluating undeveloped land.
- The company's investment portfolio also prioritizes the preservation of capital and liquidity for claims payments, with a secondary objective to generate stable returns primarily through fixed income, alongside equity securities and real estate for capital appreciation and diversification.
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Peer Comparisons for Universal Insurance
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 27.98 |
| Mkt Cap | 0.9 |
| Rev LTM | 925 |
| Op Inc LTM | - |
| FCF LTM | 185 |
| FCF 3Y Avg | 155 |
| CFO LTM | 187 |
| CFO 3Y Avg | 162 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 7.9% |
| Rev Chg 3Y Avg | 11.1% |
| Rev Chg Q | 6.5% |
| QoQ Delta Rev Chg LTM | 1.6% |
| Op Mgn LTM | - |
| Op Mgn 3Y Avg | - |
| QoQ Delta Op Mgn LTM | - |
| CFO/Rev LTM | 19.3% |
| CFO/Rev 3Y Avg | 13.8% |
| FCF/Rev LTM | 18.9% |
| FCF/Rev 3Y Avg | 13.6% |
Price Behavior
Price Behavior
| Market Price | $29.83 | |
| Market Cap ($ Bil) | 0.8 | |
| First Trading Date | 06/06/2003 | |
| Distance from 52W High | -14.9% | |
| 50 Days | 200 Days | |
| DMA Price | $32.66 | $27.24 |
| DMA Trend | up | up |
| Distance from DMA | -8.7% | 9.5% |
| 3M | 1YR | |
| Volatility | 40.4% | 35.0% |
| Downside Capture | 0.23 | 17.12 |
| Upside Capture | 29.85 | 60.74 |
| Correlation (SPY) | 12.0% | 24.8% |
UVE Betas & Captures as of 12/31/2025
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 0.45 | 0.48 | 0.75 | 0.68 | 0.46 | 0.56 |
| Up Beta | 4.47 | 1.31 | 1.29 | 1.24 | 0.43 | 0.41 |
| Down Beta | -0.35 | -0.10 | 0.88 | 0.71 | 0.53 | 0.52 |
| Up Capture | 41% | 93% | 128% | 70% | 59% | 67% |
| Bmk +ve Days | 11 | 23 | 37 | 72 | 143 | 431 |
| Stock +ve Days | 11 | 22 | 35 | 68 | 132 | 388 |
| Down Capture | -3% | 9% | -5% | 23% | 29% | 77% |
| Bmk -ve Days | 11 | 18 | 27 | 55 | 108 | 320 |
| Stock -ve Days | 11 | 19 | 29 | 58 | 116 | 358 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| UVE vs. Other Asset Classes (Last 1Y) | |||||||
|---|---|---|---|---|---|---|---|
| UVE | Sector ETF | Equity | Gold | Commodities | Real Estate | Bitcoin | |
| Annualized Return | 59.6% | 14.0% | 19.8% | 70.5% | 3.8% | 10.2% | -1.0% |
| Annualized Volatility | 34.7% | 19.0% | 19.3% | 20.0% | 15.3% | 16.7% | 34.5% |
| Sharpe Ratio | 1.39 | 0.56 | 0.81 | 2.56 | 0.04 | 0.41 | 0.07 |
| Correlation With Other Assets | 37.9% | 24.9% | 7.2% | 1.8% | 28.8% | -1.9% | |
ETFs used for asset classes: Sector ETF = XLF, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, Bitcoin = BTCUSD
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Based On 5-Year Data
| UVE vs. Other Asset Classes (Last 5Y) | |||||||
|---|---|---|---|---|---|---|---|
| UVE | Sector ETF | Equity | Gold | Commodities | Real Estate | Bitcoin | |
| Annualized Return | 19.3% | 13.9% | 14.1% | 19.4% | 11.1% | 6.1% | 20.0% |
| Annualized Volatility | 41.8% | 18.8% | 17.1% | 15.6% | 18.7% | 18.8% | 48.1% |
| Sharpe Ratio | 0.55 | 0.61 | 0.66 | 1.00 | 0.47 | 0.23 | 0.45 |
| Correlation With Other Assets | 31.9% | 23.6% | 1.8% | 1.2% | 22.6% | 6.8% | |
ETFs used for asset classes: Sector ETF = XLF, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 10-Year Data
| UVE vs. Other Asset Classes (Last 10Y) | |||||||
|---|---|---|---|---|---|---|---|
| UVE | Sector ETF | Equity | Gold | Commodities | Real Estate | Bitcoin | |
| Annualized Return | 8.1% | 13.8% | 15.5% | 14.8% | 7.6% | 5.9% | 70.8% |
| Annualized Volatility | 41.5% | 22.3% | 18.0% | 14.8% | 17.6% | 20.8% | 55.7% |
| Sharpe Ratio | 0.33 | 0.57 | 0.75 | 0.83 | 0.35 | 0.25 | 0.91 |
| Correlation With Other Assets | 43.1% | 35.8% | -0.3% | 10.3% | 33.5% | 6.8% | |
ETFs used for asset classes: Sector ETF = XLF, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 10/23/2025 | 11.9% | 9.7% | 16.5% |
| 7/24/2025 | -7.4% | -4.6% | -0.1% |
| 2/25/2025 | 9.3% | 5.5% | 11.6% |
| 10/24/2024 | -4.3% | -0.8% | 13.8% |
| 2/22/2024 | 22.4% | 17.2% | 15.5% |
| 10/26/2023 | -2.8% | 10.6% | 19.6% |
| 7/27/2023 | -7.1% | -7.4% | -19.5% |
| 2/23/2023 | 20.3% | 54.0% | 47.2% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 10 | 13 | 14 |
| # Negative | 8 | 5 | 4 |
| Median Positive | 7.7% | 7.1% | 11.1% |
| Median Negative | -5.8% | -6.6% | -17.7% |
| Max Positive | 22.4% | 54.0% | 47.2% |
| Max Negative | -27.3% | -25.9% | -27.2% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 09/30/2025 | 10/30/2025 | 10-Q (09/30/2025) |
| 06/30/2025 | 07/30/2025 | 10-Q (06/30/2025) |
| 03/31/2025 | 04/30/2025 | 10-Q (03/31/2025) |
| 12/31/2024 | 02/28/2025 | 10-K (12/31/2024) |
| 09/30/2024 | 10/30/2024 | 10-Q (09/30/2024) |
| 06/30/2024 | 07/30/2024 | 10-Q (06/30/2024) |
| 03/31/2024 | 04/30/2024 | 10-Q (03/31/2024) |
| 12/31/2023 | 02/28/2024 | 10-K (12/31/2023) |
| 09/30/2023 | 10/30/2023 | 10-Q (09/30/2023) |
| 06/30/2023 | 07/31/2023 | 10-Q (06/30/2023) |
| 03/31/2023 | 05/02/2023 | 10-Q (03/31/2023) |
| 12/31/2022 | 02/28/2023 | 10-K (12/31/2022) |
| 09/30/2022 | 11/02/2022 | 10-Q (09/30/2022) |
| 06/30/2022 | 07/29/2022 | 10-Q (06/30/2022) |
| 03/31/2022 | 05/02/2022 | 10-Q (03/31/2022) |
| 12/31/2021 | 02/28/2022 | 10-K (12/31/2021) |
Insider Activity
Expand for More| # | Owner | Title | Holding | Action | Filing Date | Price | Shares | Transacted Value | Value of Held Shares | Form |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Peterson, Richard D | The RDP Revocable Trust dated August 11, 2011 | Sell | 12312025 | 33.61 | 1,855 | 62,347 | 279,602 | Form | |
| 2 | Donaghy, Stephen | CEO | Direct | Sell | 12312025 | 34.07 | 25,000 | 851,750 | 23,166,271 | Form |
| 3 | Donaghy, Stephen | CEO | Direct | Sell | 12312025 | 33.77 | 25,000 | 844,250 | 22,118,033 | Form |
| 4 | Downes, Sean P | Executive Chairman | Direct | Sell | 12192025 | 33.82 | 20,000 | 676,316 | 42,050,353 | Form |
| 5 | Downes, Sean P | Executive Chairman | Direct | Sell | 11282025 | 33.46 | 20,000 | 669,120 | 42,272,057 | Form |
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