Tearsheet

Safety Insurance (SAFT)

Market Price (6/15/2026): $71.95 | Market Cap: $1.0 BilSector: Financials | Industry: Property & Casualty Insurance

Safety Insurance (SAFT)

Market Price (6/15/2026): $71.95
Market Cap: $1.0 Bil
Sector: Financials
Industry: Property & Casualty Insurance

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 11%, Dividend Yield is 5.2%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 7.0%, FCF Yield is 16%

Cash is significant % of market cap
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -66%

Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 14%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 13%

Low stock price volatility
Vol 12M is 19%

Megatrend and thematic drivers
Megatrends include Future of Insurance. Themes include Digital Claims Processing, AI in Insurance Underwriting & Risk Assessment, and Climate Risk & Resilience in Insurance.

Weak multi-year price returns
2Y Excs Rtn is -36%, 3Y Excs Rtn is -67%

Key risks
SAFT key risks include [1] a high geographical concentration of its business in the northeastern United States.

0	Attractive yield Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 11%, Dividend Yield is 5.2%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 7.0%, FCF Yield is 16%
1	Cash is significant % of market cap Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -66%
2	Attractive cash flow generation CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 14%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 13%
3	Low stock price volatility Vol 12M is 19%
4	Megatrend and thematic drivers Megatrends include Future of Insurance. Themes include Digital Claims Processing, AI in Insurance Underwriting & Risk Assessment, and Climate Risk & Resilience in Insurance.
5	Weak multi-year price returns 2Y Excs Rtn is -36%, 3Y Excs Rtn is -67%
6	Key risks SAFT key risks include [1] a high geographical concentration of its business in the northeastern United States.

Valuation & Metrics

FYE: 12/31	Forward FYE		Now	Historical (CYE & TTM)
	2027	2026	6/15/26	2025	2024	2023	2022
Share Price			$71.95	$77.91	$82.40	$75.99	$84.26
Mkt Cap ($ Bil)			1.0	1.1	1.2	1.1	1.2
+ Debt ($ Bil)			0.1	0.1	0.0	0.0	0.1
- Cash ($ Bil)			0.1	0.1	0.1	0.0	0.0
TEV ($ Bil)			1.0	1.2	1.2	1.1	1.3
Valuation Ratios
P/S	0.7	0.8	0.8	0.9	1.1	1.2	1.6
P/EBIT	7.1	7.9	12.6	8.9	13.4	44.1	20.5
P/E	10.5	14.9	16.5	11.5	17.1	59.0	26.4
P/FCF	—	—	6.1	5.9	9.7	22.1	29.1
Sector Ratios (* = sector average)
P/S *			3.3	3.1	3.1	2.8	2.8
P/EBIT *			6.9	7.5	8.3	7.3	7.2
P/E *			11.8	11.0	11.6	10.1	9.4
P/FCF *			9.0	9.0	9.2	8.0	6.6

FYE: 12/31	Forward FYE		Now
	2027	2026	6/15/26
Share Price			$71.95
Mkt Cap ($ Bil)			1.0
+ Debt ($ Bil)			0.1
- Cash ($ Bil)			0.1
TEV ($ Bil)			1.0
Valuation Ratios
P/S	0.7	0.8	0.8
P/EBIT	7.1	7.9	12.6
P/E	10.5	14.9	16.5
P/FCF	—	—	6.1
Sector Ratios (* = sector average)
P/S *			3.3
P/EBIT *			6.9
P/E *			11.8
P/FCF *			9.0

FYE: 12/31	SAFT [1]	S&P 500 [2]
REVENUE GROWTH
LTM Revenue [3]	$1.3 Bil	—
FY 2026 Sales	$1.4 Bil	—
FY 2027 Sales	$1.5 Bil	—
FY 2026 Sales Growth	9.4%	—
FY 2027 Sales Growth	10.4%	7.8%
EARNINGS
LTM Net Income (GAAP) [3]	$63.0 Mil	—
FY 2026 Net Income (Non-GAAP)	$70.0 Mil	—
FY 2027 Net Income (Non-GAAP)	$99.5 Mil	—
FY 2027 Net Income Growth	42.1%	14.6%
FY 2026 EPS (Non-GAAP)	$4.75	—
FY 2027 EPS (Non-GAAP)	$6.75	—
FY 2027 EPS Growth	42.1%	—
VALUATION
FY 2026 P/S	0.8	3.3
FY 2027 P/S	0.7	—
FY 2026 P/E	14.9	20.4
FY 2027 P/E	10.5	—

[1] SAFT forward figures are analyst consensus for the next two fiscal years (fiscal year end 12/31). Net Income and EPS are non-GAAP (adjusted) consensus. P/S and P/E divide the current market cap by the consensus figure.
[2] S&P 500 figures are the SPY ETF's holdings-weighted forward aggregate. P/S and P/E reflect FY1/FY2 consensus blended to the 12-month window ending 6/30/27 (~one year forward), shown when ≥90% of index weight has estimates. Growth is the aggregate next-fiscal-year vs current-fiscal-year (FY1→FY2) change. Index-level dollar Sales, Net Income and EPS are not applicable.
[3] LTM = reported trailing-twelve-month actuals (GAAP).

	SAFT	S&P 500
REVENUE GROWTH	FAIR
Rev LTM ($ Bil)	1.3
Rev Chg Q	3.8%	8.8%
Rev Chg LTM	10.7%	7.4%
Rev Chg 3Y Avg	16.3%	5.8%
PROFITABILITY	VERY POOR
Op Inc LTM ($ Bil)	�
CFO LTM ($ Bil)	0.2
Net Inc LTM ($ Bil)	0.1
CFO/Rev LTM	13.8%	21.3%
Net Inc Mgn	5.0%	13.0%
VALUATION	LOW
P/S	0.8	3.3
P/CFO	6.0	15.2
P/FCF	6.1	19.7
P/E	16.5	24.2

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Metric	Value	Date	Source
Number of Independent Insurance Agents	828	12312024	Link
Number of Independent Insurance Agent Locations	1079	12312024	Link
Massachusetts Private Passenger Automobile Insurance Market Share	9.7%	12312024	Link
Massachusetts Commercial Automobile Insurance Market Share	12.9%	12312024	Link
Massachusetts Homeowners Insurance Market Share	6.3%	12312024	Link
Combined Ratio	98.9%	9302025	Link
Private Passenger Automobile Insurance as a Percentage of Direct Written Premiums	55.8%	12312024	Link
Commercial Automobile Insurance as a Percentage of Direct Written Premiums	15.2%	12312024	Link
Homeowners Insurance as a Percentage of Direct Written Premiums	24.3%	12312024	Link
Overall Policy Count Increase	8.5%	12312024	Link

Price Chart

Recent
6/01/2026	Dividend	Amount: $0.92 Payment On: 6/12/2026

Why The Stock Moved

Qualitative Assessment

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Updated on 6/1/2026

Safety Insurance (SAFT) stock has lost about 5% since 2/28/2026 because of the following key factors:

1. Safety Insurance Group experienced a significant net loss in Q1 2026, reporting a loss of $14.3 million, or $0.99 per diluted share, a reversal from a net income of $21.9 million in Q1 2025.

This unexpected loss was largely driven by severe winter weather events in the Northeast during January and February 2026, which resulted in $42.7 million in property claims.

2. The company's underwriting performance deteriorated substantially, with the GAAP combined ratio reaching 113.4% in Q1 2026, up from 99.4% in Q1 2025.

A combined ratio exceeding 100% signifies an underwriting loss, as the cost of claims and expenses surpassed earned premiums.

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Stock Movement Drivers

Fundamental Drivers

The -5.1% change in SAFT stock from 2/28/2026 to 6/14/2026 was primarily driven by a -37.1% change in the company's Net Income Margin (%).

(LTM values as of)	2282026	6142026	Change
Stock Price ($)	75.70	71.81	-5.1%
Change Contribution By:
Total Revenues ($ Mil)	1,254	1,266	0.9%
Net Income Margin (%)	7.9%	5.0%	-37.1%
P/E Multiple	11.2	16.5	47.9%
Shares Outstanding (Mil)	15	14	1.0%
Cumulative Contribution			-5.1%

LTM = Last Twelve Months as of date shown

Market Drivers

2/28/2026 to 6/14/2026

	Return	Correlation
SAFT	-5.1%
Market (SPY)	8.4%	-11.7%
Sector (XLF)	4.2%	30.5%

Fundamental Drivers

The -1.9% change in SAFT stock from 11/30/2025 to 6/14/2026 was primarily driven by a -30.2% change in the company's Net Income Margin (%).

(LTM values as of)	11302025	6142026	Change
Stock Price ($)	73.24	71.81	-1.9%
Change Contribution By:
Total Revenues ($ Mil)	1,223	1,266	3.4%
Net Income Margin (%)	7.1%	5.0%	-30.2%
P/E Multiple	12.4	16.5	33.5%
Shares Outstanding (Mil)	15	14	1.7%
Cumulative Contribution			-1.9%

LTM = Last Twelve Months as of date shown

Market Drivers

11/30/2025 to 6/14/2026

	Return	Correlation
SAFT	-1.9%
Market (SPY)	9.2%	-9.8%
Sector (XLF)	0.9%	22.3%

Fundamental Drivers

The -7.1% change in SAFT stock from 5/31/2025 to 6/14/2026 was primarily driven by a -21.5% change in the company's Net Income Margin (%).

(LTM values as of)	5312025	6142026	Change
Stock Price ($)	77.29	71.81	-7.1%
Change Contribution By:
Total Revenues ($ Mil)	1,143	1,266	10.7%
Net Income Margin (%)	6.3%	5.0%	-21.5%
P/E Multiple	15.7	16.5	5.3%
Shares Outstanding (Mil)	15	14	1.5%
Cumulative Contribution			-7.1%

LTM = Last Twelve Months as of date shown

Market Drivers

5/31/2025 to 6/14/2026

	Return	Correlation
SAFT	-7.1%
Market (SPY)	27.3%	2.7%
Sector (XLF)	6.3%	35.1%

Fundamental Drivers

The 13.5% change in SAFT stock from 5/31/2023 to 6/14/2026 was primarily driven by a 57.1% change in the company's Total Revenues ($ Mil).

(LTM values as of)	5312023	6142026	Change
Stock Price ($)	63.25	71.81	13.5%
Change Contribution By:
Total Revenues ($ Mil)	805	1,266	57.1%
Net Income Margin (%)	3.3%	5.0%	52.0%
P/E Multiple	35.2	16.5	-53.1%
Shares Outstanding (Mil)	15	14	1.3%
Cumulative Contribution			13.5%

LTM = Last Twelve Months as of date shown

Market Drivers

5/31/2023 to 6/14/2026

	Return	Correlation
SAFT	13.5%
Market (SPY)	84.5%	16.0%
Sector (XLF)	76.3%	43.3%

Return vs. Risk

Price Returns Compared

	2021	2022	2023	2024	2025	2026	Total [1]
Returns
SAFT Return	14%	3%	-5%	13%	-1%	-5%	18%
Peers Return	15%	18%	6%	35%	13%	4%	128%
S&P 500 Return	27%	-19%	24%	23%	16%	8%	97%
Monthly Win Rates [3]
SAFT Win Rate	42%	58%	42%	42%	42%	50%
Peers Win Rate	50%	60%	58%	68%	57%	50%
S&P 500 Win Rate	75%	42%	67%	75%	67%	50%
Max Drawdowns [4]
SAFT Max Drawdown	-13%	-21%	-23%	-13%	-17%	-13%
Peers Max Drawdown	-15%	-17%	-23%	-11%	-16%	-9%
S&P 500 Max Drawdown	-5%	-25%	-10%	-8%	-19%	-9%

[1] Cumulative total returns since the beginning of 2021
[2] Peers: THG, TRV, ALL, PGR, CB.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 6/12/2026 (YTD)

Event	SAFT	S&P 500
2023 SVB Regional Banking Crisis
% Loss	-18.9%	-6.7%
% Gain to Breakeven	23.4%	7.1%
Time to Breakeven	259 days	31 days
2020 COVID-19 Crash
% Loss	-26.2%	-33.7%
% Gain to Breakeven	35.5%	50.9%
Time to Breakeven	650 days	140 days
2011 US Debt Ceiling Crisis & European Contagion
% Loss	-11.3%	-17.9%
% Gain to Breakeven	12.8%	21.8%
Time to Breakeven	29 days	123 days
2008-2009 Global Financial Crisis
% Loss	-19.8%	-53.4%
% Gain to Breakeven	24.7%	114.4%
Time to Breakeven	225 days	1085 days
Summer 2007 Credit Crunch
% Loss	-19.5%	-8.6%
% Gain to Breakeven	24.2%	9.5%
Time to Breakeven	181 days	47 days

Compare to THG, TRV, ALL, PGR, CB

In The Past

Safety Insurance's stock fell -4.3% during the 2025 US Tariff Shock. Such a loss loss requires a 4.5% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

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Event	SAFT	S&P 500
2020 COVID-19 Crash
% Loss	-26.2%	-33.7%
% Gain to Breakeven	35.5%	50.9%
Time to Breakeven	650 days	140 days

Compare to THG, TRV, ALL, PGR, CB

In The Past

Safety Insurance's stock fell -4.3% during the 2025 US Tariff Shock. Such a loss loss requires a 4.5% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

About Safety Insurance (SAFT)

Business Description Analogies Products Customers Suppliers Management Key Risks Emerging Threats Market Size Revenue Drivers Capital Allocation

Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in the United States. The company's private passenger automobile policies offer coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured's car occupants, and physical damage coverage for an insured's own vehicle for collision or other perils. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes, including private passenger-type vehicles, trucks, tractors and trailers, insure individual vehicles, and commercial fleets; and homeowners policies, which provide coverage for homes, condominiums, and apartments for losses to a dwelling and its contents from various perils, and coverage for liability to others arising from ownership or occupancy. In addition, the company offers business owners policies that cover apartments and residential condominiums, restaurants, office condominiums, processing and services businesses, special trade contractors, and wholesalers. Further, it provides personal umbrella policies, which provide personal excess liability coverage over and above the limits of individual automobile, watercraft, and homeowner's insurance policies; and commercial umbrella and business owner policies, as well as underwrites dwelling fire insurance for non-owner-occupied residences. Additionally, the company offers inland marine coverage for homeowners and business owner policies, and watercraft coverage for small and medium sized pleasure crafts. It distributes its products through independent agents. The company was formerly known as Safety Holdings Inc and changed its name to Safety Insurance Group, Inc. in April 2002. Safety Insurance Group, Inc. was founded in 1979 and is headquartered in Boston, Massachusetts.

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Here are a few analogies for Safety Insurance (SAFT):

It's like a regional Travelers.
Think of it as an insurer similar to a localized Nationwide.

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Private Passenger Automobile Insurance: Offers coverage for personal vehicles, including bodily injury, property damage, and physical damage.
Commercial Automobile Insurance: Provides insurance for vehicles used for business purposes, ranging from individual cars to commercial fleets.
Homeowners Insurance: Covers homes, condominiums, and apartments against property losses and liability claims.
Business Owners Policies (BOPs): Comprehensive packages offering property and liability coverage for various types of businesses.
Umbrella Insurance: Provides excess liability coverage over and above the limits of other personal or commercial insurance policies.
Dwelling Fire Insurance: Underwrites insurance for non-owner-occupied residences against fire and other perils.
Inland Marine Coverage: Offers specialized property coverage often supplementing homeowners or business owner policies.
Watercraft Coverage: Provides insurance for small and medium-sized pleasure boats.

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Safety Insurance Group, Inc. (SAFT) sells insurance policies directly to both individuals and businesses. Based on the description, a substantial portion of its offerings, such as private passenger automobile and homeowner insurance, are targeted towards individual consumers. Therefore, the company primarily serves a broad base of individual and commercial policyholders.

The up to three major categories of customers that Safety Insurance serves are:

Individual Policyholders: This category includes individuals who purchase policies for their personal needs, such as private passenger automobile insurance, homeowner insurance (for homes, condominiums, and apartments), personal umbrella liability policies, and watercraft coverage.
Commercial Policyholders (Businesses): This category encompasses various businesses that acquire insurance for commercial vehicles, business owners policies (for entities like restaurants, office condominiums, contractors, wholesalers, and processing/services businesses), and commercial umbrella policies.
Owners of Non-Owner-Occupied Residences: This category includes individuals or entities that own residential properties which they do not occupy themselves, such as rental properties, for which they purchase dwelling fire insurance.

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George M. Murphy, Chairman of the Board, President, and Chief Executive Officer

Mr. Murphy joined Safety Insurance in 1989 and has held various positions of increasing responsibility within the marketing department, serving as Vice President of Marketing from October 2005. He was appointed President and Chief Executive Officer in April 2016, and subsequently elected Chairman of the Board in May 2023.

Christopher T. Whitford, Vice President, Chief Financial Officer, Principal Accounting Officer, and Secretary

Mr. Whitford joined Safety Insurance in 2012 as a Senior Financial Analyst. He was promoted to Controller in September 2013 and became Chief Financial Officer in March 2020. Prior to joining Safety Insurance, he worked at PwC as a Manager from 2005 to 2012. He holds a Master's degree in Accounting from the University of Maine, which he completed between 2000 and 2005.

John P. Drago, Vice President of Marketing

Mr. Drago is responsible for developing and implementing the company's marketing and brand strategies. He oversees initiatives focused on increasing brand awareness, customer acquisition, and customer retention, leveraging his expertise in market analysis and strategic marketing planning.

Brian S. Lam, Vice President of Insurance Operations

Mr. Lam is responsible for the strategic direction and operational execution of Safety Insurance's business lines. His role encompasses overseeing key aspects of insurance operations, including policy administration, claims management, and customer service, with a focus on optimizing processes for effectiveness and customer satisfaction.

Mary F. McConnell, Vice President of Underwriting

Ms. McConnell leads the underwriting function, which includes developing and implementing underwriting guidelines, pricing strategies, and risk selection processes. She ensures that the company maintains a strong and profitable book of business by effectively assessing and managing risk.

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Catastrophe Risk

Safety Insurance, as a provider of homeowner and commercial property insurance, is significantly exposed to the risk of large-scale natural disasters such as hurricanes, severe storms, and other weather-related events. A single catastrophic event, or a series of events, could lead to a substantial increase in claims, resulting in significant financial losses and negatively impacting the company's profitability and solvency.
Underwriting and Claims Cost Risk

The profitability of Safety Insurance is heavily dependent on its ability to accurately assess and price risks, as well as effectively manage claims costs. Inaccurate underwriting, which involves misjudging the likelihood and severity of future claims, can lead to insufficient premium collection relative to payouts. Furthermore, rising costs for automobile repairs, medical treatments for bodily injuries, and construction materials for property damage can lead to claims inflation, increasing the company's liabilities and eroding profit margins.
Regulatory and Competitive Environment

Safety Insurance operates within a highly regulated industry. Changes in state insurance regulations, including rate approval processes, mandated coverages, or consumer protection laws, can limit the company's ability to adjust pricing, introduce new products, or manage its operations efficiently. Additionally, the property and casualty insurance market is competitive, with numerous participants vying for market share. Intense price competition or the emergence of new business models could put pressure on premiums and underwriting profitability, making it challenging for Safety Insurance to maintain or grow its market position.

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The continued emergence and growth of direct-to-consumer digital insurance platforms (Insurtechs) that leverage advanced technology and data analytics to offer a streamlined, often lower-cost alternative to traditional agent-based insurance models. This trend can bypass Safety Insurance's established independent agent distribution channel and appeal to a growing segment of consumers who prefer digital interactions and potentially lower premiums, directly challenging SAFT's market share and profitability.

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Here are the addressable markets for Safety Insurance's main products and services in the U.S. region:

Private Passenger Automobile Insurance: The U.S. private passenger automobile insurance market had direct premiums written of approximately $359.51 billion in 2024.
Commercial Automobile Insurance: The U.S. commercial auto insurance market recorded approximately $61.6 billion in direct written premiums in 2024.
Homeowner Insurance: The United States homeowners insurance market size is expected to be approximately $175.60 billion in 2025.
Business Owners Policies (BOP): The U.S. small business insurance market, which includes Business Owners Policies, is projected to reach approximately $5.1 billion by 2025.
Personal Umbrella Policies: The global umbrella insurance market is projected to reach $73.4 billion by the end of 2025. North America accounts for approximately 60% of the global market share, and personal umbrella insurance dominates this market segment. Therefore, the addressable market for personal umbrella policies in the U.S. is a significant portion of the North American market, which would be approximately $44 billion in 2025.
Commercial Umbrella Policies: The U.S. Commercial Umbrella Insurance Market is projected to reach approximately $13.2 billion by 2034.
Dwelling Fire Insurance: The U.S. fire insurance market size was approximately $27.60 billion in 2024.
Inland Marine Coverage: The U.S. Inland Marine Insurance market size was valued at approximately $12.6 billion in 2024.
Watercraft Coverage: The U.S. boat and yacht insurance market is expected to exceed $2.6 billion by 2032. The boat insurance segment alone accounted for over $1.7 billion in 2023.

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Safety Insurance (SAFT) is expected to drive future revenue growth over the next 2-3 years through several key strategies: * **Strategic Rate Adjustments:** Safety Insurance has been, and plans to continue, implementing strategic rate adjustments across its private passenger automobile, commercial automobile, and homeowners lines. These adjustments aim to improve financial performance and maintain profitability, leading to increased average written premiums per policy. The company reported an 8.1% increase in average written premium per policy in private passenger automobile, 4.6% in commercial automobile, and 9.7% in homeowners lines for the year ended December 31, 2025, compared to the same period in 2024. * **Growth in Policy Counts and Customer Acquisition:** A core component of Safety Insurance's growth strategy involves increasing policy sales and achieving organic growth in its customer base within its existing operational regions. The company demonstrated successful organic expansion, with an 8.5% increase in overall policy counts in 2024. * **Deepening Market Penetration in Established States:** Rather than broad geographical diversification, Safety Insurance is focused on strengthening its market share within its existing territories of Massachusetts, New Hampshire, and Maine. This concentrated approach aims to maximize penetration in these key markets where it is already a leading carrier. * **Introduction of New Products and Services:** Safety Insurance plans to enhance its product offerings by introducing new lines and forms of insurance products. This expansion of its portfolio can open new revenue streams and cater to evolving customer needs. * **Investment in Technology and Operational Efficiency:** The company is investing in advanced technology and information systems, including the development of virtual assistants and the implementation of GenAI applications for data extraction. These technological advancements are intended to provide agents with state-of-the-art tools and enhance customer experience and operational efficiency, which can indirectly contribute to revenue growth through improved service and agent productivity.

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Share Repurchases

Safety Insurance Group repurchased $20 million of shares during the fourth quarter ended December 31, 2025.
The company's stock buyback program was set to resume following its third-quarter 2025 results.
Safety Insurance Group had an existing Equity Buyback Plan, initially announced on August 3, 2007, which has seen tranche updates.

Share Issuance

On February 25, 2026, a director of Safety Insurance Group Inc., Mary Coffey Moran, received an equity grant of 1,083 shares of restricted common stock.

Capital Expenditures

Safety Insurance Group, Inc. reported net cash from continuing investing activities at -$42.43 million for the fourth quarter of 2025, reflecting ongoing capital deployment.
As of February 27, 2026, the company's free cash flow growth was -16.40%, which tracks cash generated after capital expenditures.

Interactive Breakdown

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Better Bets vs. Safety Insurance (SAFT)

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Latest Trefis Analyses

	Title	Date
0	DASHBOARDS
1	Why Safety Insurance Stock Moved: SAFT Stock Has Gained 13% Since 2023 Fiscal End, Primarily Due To Favorable Change In Revenues	08/08/2025
2	Safety Insurance (SAFT) Valuation Ratios Comparison	08/08/2025
3	null	05/16/2025
4	Safety Insurance Total Shareholder Return (TSR): 17.9% in 2024 and 8.2% 3-yr compounded annual returns (above peer average)	03/07/2025
5	Safety Insurance (SAFT) Operating Cash Flow Comparison	02/17/2025
6	Safety Insurance (SAFT) Net Income Comparison	02/16/2025

	Title
0	ARTICLES

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LUNR	Intuitive Machines	3.2	-13.1%	64.0%
SHAZ	SharonAI	0.9	-12.9%	-32.6%
SWMR	Swarmer	0.7	-12.7%	45.8%
NAVN	Navan	5.0	-11.9%	16.7%

Top Gainers

Ticker	Company	Mkt Cap (B)	1W Rtn	YTD Rtn
VELO	Velo3D	0.5	60.9%	85.6%
TNGX	Tango Therapeutics	4.4	53.0%	249.2%
CBRL	Cracker Barrel Old Country Store	1.0	39.2%	86.6%
ICHR	Ichor	3.0	38.0%	371.0%
NUVL	Nuvalent	9.7	35.5%	22.5%
CNTN	Canton Strategic	0.6	34.3%	2.0%
PAYO	Payoneer Global	2.3	33.9%	20.1%
ELVN	Enliven Therapeutics	2.9	32.9%	199.5%
GLXY	Galaxy Digital	6.4	32.7%	49.2%
UCTT	Ultra Clean	4.9	32.7%	329.9%

Top Losers

Ticker	Company	Mkt Cap (B)	1W Rtn	YTD Rtn
PCT	PureCycle Technologies	1.6	-29.0%	3.4%
SMCI	Super Micro Computer	18.3	-26.8%	4.1%
SWMR	Swarmer	0.7	-25.6%	45.8%
WOLF	Wolfspeed	1.7	-21.6%	147.8%
NRGV	Energy Vault	0.7	-21.4%	-6.7%
MRLN	Merlin	0.5	-20.8%	-71.0%
SAIL	SailPoint	8.2	-19.8%	-27.7%
PRIM	Primoris Services	5.3	-19.0%	-20.5%
ADBE	Adobe	83.6	-18.9%	-41.7%
TMCR	Metals Royalty	0.5	-18.6%	-33.3%

Top Gainers

Ticker	Company	Mkt Cap (B)	1M Rtn	YTD Rtn
NVRI	Enviri	1.8	295.5%	329.9%
APPS	Digital Turbine	1.1	136.9%	95.2%
HYLN	Hyliion	1.3	106.1%	302.2%
AMC	AMC Entertainment	1.3	75.9%	50.0%
REPL	Replimune	0.8	67.5%	-8.6%
ALAB	Astera Labs	62.7	63.8%	120.7%
UMAC	Unusual Machines	0.9	63.2%	91.8%
GENI	Genius Sports	1.8	62.7%	-37.8%
DELL	Dell Technologies	261.1	62.2%	215.6%
CBRL	Cracker Barrel Old Country Store	1.0	61.3%	86.6%

Top Losers

Ticker	Company	Mkt Cap (B)	1M Rtn	YTD Rtn
ADCT	ADC Therapeutics	0.2	-69.8%	-70.3%
VRRM	Verra Mobility	0.7	-65.2%	-79.2%
BTGO	BitGo	0.5	-58.2%	-73.1%
FULC	Fulcrum Therapeutics	0.3	-52.4%	-69.5%
LWLG	Lightwave Logic	1.4	-47.4%	196.0%
MRAM	Everspin Technologies	0.6	-41.1%	163.0%
HYMC	Hycroft Mining	2.3	-41.0%	8.4%
OMER	Omeros	0.6	-39.3%	-49.1%
JBIO	Jade Biosciences	0.9	-38.8%	-0.6%
PLAB	Photronics	1.8	-38.7%	-0.7%

Peer Comparisons

Peers to compare with:

Financials

	SAFT	THG	TRV	ALL	PGR	CB	Median
Name	Safety I.	Hanover .	Traveler.	Allstate	Progress.	Chubb
Mkt Price	71.81	197.65	304.46	221.63	203.11	328.14	212.37
Mkt Cap	1.0	7.0	65.5	57.5	118.9	128.1	61.5
Rev LTM	1,266	6,662	48,942	67,557	89,415	61,199	55,070
Op Inc LTM	-	-	-	-	-	-	-
FCF LTM	170	1,249	11,444	11,531	16,420	15,197	11,488
FCF 3Y Avg	120	806	9,526	8,521	14,774	14,442	9,023
CFO LTM	174	1,258	11,444	11,708	16,772	15,197	11,576
CFO 3Y Avg	124	816	9,526	8,743	15,076	14,442	9,134

Growth & Margins

	SAFT	THG	TRV	ALL	PGR	CB	Median
Name	Safety I.	Hanover .	Traveler.	Allstate	Progress.	Chubb
Rev Chg LTM	10.7%	6.2%	4.1%	4.4%	13.9%	8.4%	7.3%
Rev Chg 3Y Avg	16.3%	6.3%	9.1%	9.1%	19.9%	11.3%	10.2%
Rev Chg Q	3.8%	5.9%	1.0%	3.0%	8.7%	10.7%	4.9%
QoQ Delta Rev Chg LTM	0.9%	1.4%	0.2%	0.7%	2.0%	2.4%	1.2%
Op Inc Chg LTM	-	-	-	-	-	-	-
Op Inc Chg 3Y Avg	-	-	-	-	-	-	-
Op Mgn LTM	-	-	-	-	-	-	-
Op Mgn 3Y Avg	-	-	-	-	-	-	-
QoQ Delta Op Mgn LTM	-	-	-	-	-	-	-
CFO/Rev LTM	13.8%	18.9%	23.4%	17.3%	18.8%	24.8%	18.8%
CFO/Rev 3Y Avg	10.5%	12.7%	20.5%	13.6%	19.4%	25.6%	16.5%
FCF/Rev LTM	13.5%	18.7%	23.4%	17.1%	18.4%	24.8%	18.6%
FCF/Rev 3Y Avg	10.2%	12.5%	20.5%	13.2%	19.0%	25.6%	16.1%

Valuation

	SAFT	THG	TRV	ALL	PGR	CB	Median
Name	Safety I.	Hanover .	Traveler.	Allstate	Progress.	Chubb
Mkt Cap	1.0	7.0	65.5	57.5	118.9	128.1	61.5
P/S	0.8	1.0	1.3	0.9	1.3	2.1	1.2
P/Op Inc	-	-	-	-	-	-	-
P/EBIT	12.6	7.2	6.6	3.6	8.0	8.5	7.6
P/E	16.5	9.6	8.6	4.7	10.3	11.3	10.0
P/CFO	6.0	5.5	5.7	4.9	7.1	8.4	5.8
Total Yield	11.2%	12.3%	12.3%	23.0%	16.6%	10.0%	12.3%
Dividend Yield	5.2%	1.9%	0.7%	1.8%	6.9%	1.2%	1.9%
FCF Yield 3Y Avg	10.8%	13.6%	16.2%	16.3%	11.2%	12.3%	13.0%
D/E	0.1	0.1	0.1	0.1	0.1	0.1	0.1
Net D/E	-0.7	-0.2	-1.4	0.0	-0.0	-0.2	-0.2

Returns

	SAFT	THG	TRV	ALL	PGR	CB	Median
Name	Safety I.	Hanover .	Traveler.	Allstate	Progress.	Chubb
1M Rtn	2.4%	2.0%	2.0%	2.5%	1.7%	1.5%	2.0%
3M Rtn	-0.6%	14.5%	1.1%	8.1%	-1.0%	0.1%	0.6%
6M Rtn	-6.2%	7.8%	7.5%	8.1%	-8.0%	7.0%	7.3%
12M Rtn	-4.2%	18.9%	17.4%	13.7%	-19.3%	15.9%	14.8%
3Y Rtn	13.6%	86.3%	82.6%	114.0%	73.2%	78.6%	80.6%
1M Excs Rtn	4.6%	5.1%	3.8%	3.5%	3.8%	4.3%	4.1%
3M Excs Rtn	-12.7%	2.5%	-11.0%	-4.0%	-13.0%	-12.0%	-11.5%
6M Excs Rtn	-12.0%	3.1%	2.3%	3.4%	-10.9%	3.8%	2.7%
12M Excs Rtn	-28.6%	-4.1%	-5.0%	-8.2%	-41.2%	-6.7%	-7.4%
3Y Excs Rtn	-67.3%	10.1%	9.7%	36.7%	-4.3%	4.1%	6.9%

FDIC Bank Data

Bank Capital

null

Bank Deposits

null

Bank Assets

null

Bank Loans

null

FDA Approved Drugs Data

Expand for Morenull

Financials

Annual
Quarterly

$ Mil \| FY: 12/31	LTM	2025	2024	2023	2022	2021	2020
Period End	3/31/2026	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Filing Date	5/8/2026	2/27/2026	2/27/2025	2/28/2024	2/28/2023	2/28/2022	2/26/2021
Key Financials
Total Revenue	1,266	1,254	1,110	926	785	865	840
Net Income	63	99	71	19	47	131	138
EPS	4.24	6.72	4.79	1.28	3.17	8.85	9.25
Growth Rates
Total Revenue Growth	10.7%	13.0%	19.8%	17.9%	-9.2%	2.9%	-4.0%
Net Income Growth	-13.1%	40.3%	274.7%	-59.5%	-64.4%	-5.4%	38.8%
Margins
Net Income Margin	5.0%	7.9%	6.4%	2.0%	5.9%	15.1%	16.4%
Cash & Debt
Total Cash	753	774	1,194	1,090	1,075	1,282	1,311
Total Debt	61	62	46	50	58	57	61
Net Debt / (Cash)	-692	-712	-1,148	-1,041	-1,017	-1,225	-1,250
Cash Flows & CapEx
Net Cash from Operations	174	194	129	52	44	141	109
Total CapEx	-4	-3	-4	-2	-2	-8	-10
Free Cash from Operations	170	192	124	50	42	133	100
Returns to Shareholders
Dividends	54	54	53	53	53	54	55
Share Repurchases	-0	20	-0	5	15	12	40

$ Mil \| FY: 12/31	2026Q1	2025Q4	2025Q3	2025Q2	2025Q1	2024Q4	2024Q3	2024Q2	2024Q1	2023Q4	2023Q3	2023Q2
Period End	3/31/2026	12/31/2025	9/30/2025	6/30/2025	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023
Filing Date	5/8/2026	2/27/2026	11/7/2025	8/8/2025	5/9/2025	2/27/2025	11/8/2024	8/9/2024	5/9/2024	2/28/2024	11/3/2023	8/4/2023
Key Financials Quarterly
Total Revenue	311	315	323	316	300	285	291	267	267	258	227	229
Net Income	-14	20	28	29	22	8	26	17	20	12	2	17
EPS	-0.99	1.37	1.91	1.95	1.48	0.55	1.74	1.13	1.36	0.83	0.13	1.15
Key Financials TTM
Total Revenue TTM	1,266	1,254	1,223	1,191	1,143	1,110	1,083	1,018	980	926	892	857
Net Income TTM	63	99	87	85	73	71	75	51	51	19	31	35
Growth Rates Quarterly
Total Revenue Growth	3.8%	10.7%	11.0%	18.2%	12.4%	10.4%	28.5%	16.8%	25.5%	15.4%	18.2%	28.9%
Net Income Growth	-165.4%	147.3%	9.4%	73.9%	9.1%	-33.7%	1228.3%	-2.1%	262.7%	-50.2%	-68.5%	115.2%
Margins Quarterly
Net Income Margin	-4.6%	6.4%	8.8%	9.2%	7.3%	2.9%	8.9%	6.2%	7.5%	4.8%	0.9%	7.4%
Cash & Debt
Total Cash	753	774	658	611	613	1,194	610	528	501	1,090	483	1,043
Total Debt	61	62	43	44	45	46	47	48	49	50	51	57
Net Debt / (Cash)	-692	-712	-615	-567	-568	-1,148	-563	-480	-452	-1,041	-432	-986
Cash Flows Quarterly
FCF from Operations	-17	74	85	32	3	50	74	26	-21	35	31	-1
Cash Flows TTM
FCF from Operations TTM	174	194	171	160	153	129	113	70	44	52	38	31
Returns to Shareholders Quarterly
Dividends	14	13	14	13	14	13	13	13	14	13	13	13
Share Repurchases	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	5
Return on Invested Capital (ROIC) Quarterly
ROIC	-	-	-	-	-	-	-	-	-	-	-	-
Return on Invested Capital (ROIC) TTM
ROIC TTM	-	-	-	-	-	-	-	-	-	-	-	-

Segment Financials

Net Income by Segment

$ Mil	2015
Property and Casualty Insurance	1
Total	1

Price Behavior

Price Behavior

Market Price	$71.81
Market Cap ($ Bil)	1.0
First Trading Date	11/22/2002
Distance from 52W High	-8.4%
	50 Days	200 Days
DMA Price	$72.28	$72.40
DMA Trend	indeterminate	down
Distance from DMA	-0.7%	-0.8%
	3M	1YR
Volatility	18.4%	19.4%
Downside Capture	0.39	8.41
Upside Capture	-2.03	1.09
Correlation (SPY)	-15.0%	2.4%

SAFT Betas & Captures as of 5/31/2026

	1M	2M	3M	6M	1Y	3Y
Beta	-0.05	0.07	-0.00	-0.05	0.11	0.24
Up Beta	-0.01	-0.06	-0.32	-0.18	0.27	0.34
Down Beta	-0.16	-1.04	-0.01	0.13	-0.03	0.16
Up Capture	-55%	3%	-7%	-10%	1%	6%
Bmk +ve Days	13	28	36	67	141	432
Stock +ve Days	6	17	28	60	120	374
Down Capture	81%	90%	41%	1%	27%	45%
Bmk -ve Days	7	13	27	57	109	318
Stock -ve Days	14	24	35	64	128	374

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively

Based On 1-Year Data

	Annualized Return	Annualized Volatility	Sharpe Ratio	Correlation with SAFT
SAFT	-5.2%	19.4%	-0.39	-
Sector ETF (XLF)	6.2%	14.7%	0.20	34.8%
Equity (SPY)	24.9%	12.3%	1.52	2.5%
Gold (GLD)	25.5%	27.4%	0.81	-17.4%
Commodities (DBC)	30.1%	19.0%	1.25	-22.2%
Real Estate (VNQ)	13.5%	13.5%	0.69	35.2%
Bitcoin (BTCUSD)	-41.7%	42.2%	-1.16	-0.5%

Smart multi-asset allocation framework can stack odds in your favor. Learn How

Based On 5-Year Data

	Annualized Return	Annualized Volatility	Sharpe Ratio	Correlation with SAFT
SAFT	1.8%	21.9%	0.03	-
Sector ETF (XLF)	8.8%	18.6%	0.35	44.9%
Equity (SPY)	13.5%	17.1%	0.61	23.8%
Gold (GLD)	16.8%	18.2%	0.75	-6.1%
Commodities (DBC)	8.4%	19.4%	0.33	0.3%
Real Estate (VNQ)	2.8%	18.8%	0.05	29.7%
Bitcoin (BTCUSD)	13.6%	54.4%	0.44	7.0%

Smart multi-asset allocation framework can stack odds in your favor. Learn How

Based On 10-Year Data

	Annualized Return	Annualized Volatility	Sharpe Ratio	Correlation with SAFT
SAFT	6.3%	23.6%	0.26	-
Sector ETF (XLF)	12.9%	22.2%	0.53	56.3%
Equity (SPY)	15.3%	17.9%	0.73	43.2%
Gold (GLD)	12.5%	16.1%	0.64	-3.5%
Commodities (DBC)	6.7%	18.0%	0.29	10.8%
Real Estate (VNQ)	5.7%	20.7%	0.24	44.3%
Bitcoin (BTCUSD)	60.3%	66.8%	1.00	8.6%

Smart multi-asset allocation framework can stack odds in your favor. Learn How

Short Interest

Short Interest: As Of Date	5292026
Short Interest: Shares Quantity	0.2 Mil
Short Interest: % Change Since 5152026	7.1%
Average Daily Volume	0.1 Mil
Days-to-Cover Short Interest	2.8 days
Basic Shares Quantity	14.5 Mil
Short % of Basic Shares	1.4%

Returns Analyses

null

Earnings Returns History

Updated 6/9/2026

Expand for More

	Forward Returns
Earnings Date	1D Returns	5D Returns	21D Returns
5/6/2026	-1.9%	-6.2%	-4.2%
2/25/2026	-0.9%	-1.6%	-5.5%
11/3/2025	3.1%	13.0%	11.1%
8/6/2025	1.1%	4.9%	4.4%
5/7/2025	1.4%	3.9%	5.1%
2/25/2025	-5.5%	-4.2%	0.2%
11/5/2024	10.7%	8.6%	10.4%
8/7/2024	-1.5%	0.0%	5.5%
...
SUMMARY STATS
# Positive	13	14	16
# Negative	10	9	7
Median Positive	1.4%	4.4%	6.0%
Median Negative	-2.2%	-4.1%	-4.0%
Max Positive	10.7%	13.0%	11.1%
Max Negative	-7.8%	-7.2%	-17.0%

	Forward Returns
5/6/2026	-1.9%	-6.2%	-4.2%
2/25/2026	-0.9%	-1.6%	-5.5%
11/3/2025	3.1%	13.0%	11.1%
8/6/2025	1.1%	4.9%	4.4%
5/7/2025	1.4%	3.9%	5.1%
2/25/2025	-5.5%	-4.2%	0.2%
11/5/2024	10.7%	8.6%	10.4%
8/7/2024	-1.5%	0.0%	5.5%
2/27/2024	-4.0%	-7.2%	-3.4%
11/1/2023	1.3%	0.1%	1.4%
8/2/2023	1.7%	1.6%	-1.8%
5/3/2023	-1.1%	-4.1%	5.6%
2/22/2023	-7.8%	-5.9%	-17.0%
11/2/2022	-2.9%	-0.3%	5.6%
8/3/2022	1.2%	10.1%	7.8%
5/4/2022	0.0%	-2.6%	6.9%
2/23/2022	-1.8%	-1.5%	6.6%
11/3/2021	-2.6%	1.2%	-1.3%
8/4/2021	1.9%	6.5%	6.5%
5/5/2021	4.7%	1.8%	3.0%
2/24/2021	4.2%	3.8%	7.6%
11/4/2020	1.4%	7.4%	9.2%
8/5/2020	0.2%	5.1%	-4.0%
SUMMARY STATS
# Positive	13	14	16
# Negative	10	9	7
Median Positive	1.4%	4.4%	6.0%
Median Negative	-2.2%	-4.1%	-4.0%
Max Positive	10.7%	13.0%	11.1%
Max Negative	-7.8%	-7.2%	-17.0%

SEC Filings

Expand for More

Report Date	Filing Date	Filing
03/31/2026	05/08/2026	10-Q
12/31/2025	02/27/2026	10-K
09/30/2025	11/07/2025	10-Q
06/30/2025	08/08/2025	10-Q
03/31/2025	05/09/2025	10-Q
12/31/2024	02/27/2025	10-K
09/30/2024	11/08/2024	10-Q
06/30/2024	08/09/2024	10-Q
03/31/2024	05/09/2024	10-Q
12/31/2023	02/28/2024	10-K
09/30/2023	11/03/2023	10-Q
06/30/2023	08/04/2023	10-Q
03/31/2023	05/05/2023	10-Q
12/31/2022	02/28/2023	10-K
09/30/2022	11/04/2022	10-Q
06/30/2022	08/05/2022	10-Q

Recent Forward Guidance

Updated 6/1/2026

Latest: Q1 2026 Earnings Reported 5/6/2026

null

Prior: Q4 2025 Earnings Reported 2/25/2026

null

Insider Activity

Updated 4/26/2026

Expand for More

#	Owner	Holding	Action	Filing Date	Price	Shares	Transacted Value	Value of Held Shares	Form
1	Srb, Corp	See	Sell	3232026	71.12	14,151	1,006,447	127,639,453	Form
2	Srb, Corp	See	Sell	3192026	73.06	1,199	87,599	132,151,909	Form
3	Srb, Corp	See	Sell	2272026	78.36	11,487	900,107	142,731,327	Form
4	Srb, Corp	See	Sell	2272026	78.29	2,147	168,089	143,491,609	Form
5	Srb, Corp	See	Sell	2252026	77.14	3,231	249,230	141,543,802	Form

SAFT Trade Sentinel

Stock Conviction

null

CONVICTION RATIONALE

null

STOCK ARCHETYPE

null

Looking for high-conviction positions with a better risk/reward profile? See what's currently in the Trefis High Quality Portfolio.

INVESTMENT THESIS

null

Mechanism: null

Supporting Evidence:

PRIMARY RISK

null

Mechanism: null

Supporting Evidence:

Key KPI Watchlist

KPI	Threshold	Rationale

Core Investment Debate

BULL VIEW

CORE TENSION

PREVAILING SENTIMENT

BEAR VIEW

Next 6 months: Risks and Catalysts

Timeline	Event & Metric To Watch

Key Events in Last 6 Months

Date	Event	Stock Impact

Risk Management

Position Sizing

Diversification Alternatives

How Is The Market Pricing SAFT?

What will confirm the thesis

What will damage the thesis

Noise: Real but irrelevant to thesis

Repricing Catalyst

What SAFT Makes & Who Pays

TTM figures based on

SAFT Evolution: Price Return by Era

① Structure

② Volume / Momentum

③ Catalyst

Combined Score

0 / 12

1 Price Structure & Trend · ▾

2 Momentum ▾

3 Relative Strength vs. SPY ▾

4 Institutional Footprint & Volume ▾

5 Volatility ▾

6 Key Price Levels Range · Vol ▾

7 Earnings Reaction History ▾

8 How the Verdict Is Derived Three Pillars ▾

Pillar	Score
① Structure	0
② Vol / Mom	0
③ Catalyst	0

ℹ Bull Pillars: 0 · Bear Pillars: 0 · Combined Score: 0 →

Industry Resources

Financials Resources

Federal Reserve Economic Data

Property & Casualty Insurance Resources

Insurance Journal

Business Insurance

PropertyCasualty360

External Quote Links

0	Y Finance	Barrons
1	TradingView	Morningstar
2	SeekingAlpha	ValueLine
3	Motley Fool	Robinhood
4	CNBC	Etrade
5	MarketWatch	Unusual Whales
6	YCharts	Perplexity Finance
7	FinViz

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Core Cache Last Updated: 6/14/2026

Safety Insurance (SAFT)

Market Price (6/15/2026): $71.95 | Market Cap: $1.0 BilSector: Financials | Industry: Property & Casualty Insurance

Safety Insurance (SAFT)

Market Price (6/15/2026): $71.95Market Cap: $1.0 BilSector: FinancialsIndustry: Property & Casualty Insurance

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

Valuation & Metrics

Price Chart

Why The Stock Moved

Qualitative Assessment

Stock Movement Drivers

Fundamental Drivers

Market Drivers

Fundamental Drivers

Market Drivers

Fundamental Drivers

Market Drivers

Fundamental Drivers

Market Drivers

Return vs. Risk

Price Returns Compared

How Low Can It Go

In The Past

Preserve Wealth

Asset Allocation

In The Past

Preserve Wealth

Asset Allocation

About Safety Insurance (SAFT)

Catastrophe Risk

Underwriting and Claims Cost Risk

Regulatory and Competitive Environment

Share Repurchases

Share Issuance

Capital Expenditures

Interactive Breakdown

Better Bets vs. Safety Insurance (SAFT)

Latest Trefis Analyses

Trade Ideas

Recent Active Movers

Top Gainers

Top Losers

Top Gainers

Top Losers

Top Gainers

Top Losers

More From Trefis

Research & Analysis

Invest in Strategies

Wealth Management

Peer Comparisons

Financials

Growth & Margins

Valuation

Returns

Comparison Analyses

FDIC Bank Data

Bank Capital

Bank Deposits

Bank Assets

Bank Loans

FDA Approved Drugs Data

Financials

Segment Financials

Price Behavior

Based On 1-Year Data

Based On 5-Year Data

Based On 10-Year Data

Short Interest

Returns Analyses

Earnings Returns History

SEC Filings

Recent Forward Guidance

Insider Activity

SAFT Trade Sentinel

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CONVICTION RATIONALE

STOCK ARCHETYPE

INVESTMENT THESIS

PRIMARY RISK

BULL VIEW

Market Price (6/15/2026): $71.95
Market Cap: $1.0 Bil
Sector: Financials
Industry: Property & Casualty Insurance