Allstate (ALL)
Market Price (4/4/2026): $207.07 | Market Cap: $54.1 BilSector: Financials | Industry: Property & Casualty Insurance
Allstate (ALL)
Market Price (4/4/2026): $207.07Market Cap: $54.1 BilSector: FinancialsIndustry: Property & Casualty Insurance
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 21%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 17%, FCF Yield is 18% Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 15%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 15%, CFO LTM is 10 Bil, FCF LTM is 9.9 Bil Low stock price volatilityVol 12M is 26% Megatrend and thematic driversMegatrends include Digital Transformation in Insurance, Fintech & Digital Payments, AI in Financial Services, and Climate & Catastrophe Risk Management. Show more. | Trading close to highsDist 52W High is -3.3%, Dist 3Y High is -3.3% Weak multi-year price returns2Y Excs Rtn is -0.8% | Key risksALL key risks include [1] significant pressure on profitability from escalating catastrophe losses and [2] potential customer attrition due to its strategy of implementing price increases while competitors lower theirs. |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 21%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 17%, FCF Yield is 18% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 15%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 15%, CFO LTM is 10 Bil, FCF LTM is 9.9 Bil |
| Low stock price volatilityVol 12M is 26% |
| Megatrend and thematic driversMegatrends include Digital Transformation in Insurance, Fintech & Digital Payments, AI in Financial Services, and Climate & Catastrophe Risk Management. Show more. |
| Trading close to highsDist 52W High is -3.3%, Dist 3Y High is -3.3% |
| Weak multi-year price returns2Y Excs Rtn is -0.8% |
| Key risksALL key risks include [1] significant pressure on profitability from escalating catastrophe losses and [2] potential customer attrition due to its strategy of implementing price increases while competitors lower theirs. |
Qualitative Assessment
AI Analysis | Feedback
1. Allstate reported strong fourth-quarter 2025 earnings that significantly surpassed analyst expectations, signaling robust company performance. The company posted an earnings per share (EPS) of $14.31 for Q4 2025, exceeding analysts' estimates of $9.85 by 45.28%. Total revenues for the quarter rose 5.1% year-over-year to $17.35 billion, also beating consensus estimates. This strong financial performance, alongside the approval of a quarterly common dividend of $1.08 per share payable on April 1, 2026, and a $4 billion share repurchase program, likely provided significant support for the stock, preventing a downward trend.
2. Catastrophe losses experienced a notable reduction compared to previous periods, contributing to stability. While Allstate incurred estimated catastrophe losses of $80 million in December 2025 and approximately $175 million in January 2026, primarily due to Winter Storm Fern, the total catastrophe losses for Q4 2025 were $209 million ($165 million after tax). This represented a 49% reduction from Q4 2024, and the January 2026 losses were substantially lower than the $1.08 billion reported in January 2025. This moderation in catastrophe impact likely helped to balance other market factors.
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Stock Movement Drivers
Fundamental Drivers
The 0.0% change in ALL stock from 12/31/2025 to 4/4/2026 was primarily driven by a -19.0% change in the company's P/E Multiple.| (LTM values as of) | 12312025 | 4042026 | Change |
|---|---|---|---|
| Stock Price ($) | 207.10 | 207.07 | 0.0% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 66,206 | 67,069 | 1.3% |
| Net Income Margin (%) | 12.7% | 15.3% | 21.1% |
| P/E Multiple | 6.5 | 5.3 | -19.0% |
| Shares Outstanding (Mil) | 263 | 262 | 0.6% |
| Cumulative Contribution | 0.0% |
Market Drivers
12/31/2025 to 4/4/2026| Return | Correlation | |
|---|---|---|
| ALL | -0.0% | |
| Market (SPY) | -5.4% | -20.0% |
| Sector (XLF) | -9.6% | 20.7% |
Fundamental Drivers
The -2.6% change in ALL stock from 9/30/2025 to 4/4/2026 was primarily driven by a -45.5% change in the company's P/E Multiple.| (LTM values as of) | 9302025 | 4042026 | Change |
|---|---|---|---|
| Stock Price ($) | 212.57 | 207.07 | -2.6% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 65,642 | 67,069 | 2.2% |
| Net Income Margin (%) | 8.9% | 15.3% | 72.8% |
| P/E Multiple | 9.7 | 5.3 | -45.5% |
| Shares Outstanding (Mil) | 265 | 262 | 1.2% |
| Cumulative Contribution | -2.6% |
Market Drivers
9/30/2025 to 4/4/2026| Return | Correlation | |
|---|---|---|
| ALL | -2.6% | |
| Market (SPY) | -2.9% | -12.7% |
| Sector (XLF) | -7.7% | 29.4% |
Fundamental Drivers
The 2.0% change in ALL stock from 3/31/2025 to 4/4/2026 was primarily driven by a 108.6% change in the company's Net Income Margin (%).| (LTM values as of) | 3312025 | 4042026 | Change |
|---|---|---|---|
| Stock Price ($) | 203.07 | 207.07 | 2.0% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 63,509 | 67,069 | 5.6% |
| Net Income Margin (%) | 7.3% | 15.3% | 108.6% |
| P/E Multiple | 11.5 | 5.3 | -54.3% |
| Shares Outstanding (Mil) | 265 | 262 | 1.3% |
| Cumulative Contribution | 2.0% |
Market Drivers
3/31/2025 to 4/4/2026| Return | Correlation | |
|---|---|---|
| ALL | 1.9% | |
| Market (SPY) | 16.3% | 30.6% |
| Sector (XLF) | 0.5% | 49.8% |
Fundamental Drivers
The 100.1% change in ALL stock from 3/31/2023 to 4/4/2026 was primarily driven by a 49.1% change in the company's P/S Multiple.| (LTM values as of) | 3312023 | 4042026 | Change |
|---|---|---|---|
| Stock Price ($) | 103.49 | 207.07 | 100.1% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 50,516 | 67,069 | 32.8% |
| P/S Multiple | 0.5 | 0.8 | 49.1% |
| Shares Outstanding (Mil) | 264 | 262 | 1.1% |
| Cumulative Contribution | 100.1% |
Market Drivers
3/31/2023 to 4/4/2026| Return | Correlation | |
|---|---|---|
| ALL | 100.1% | |
| Market (SPY) | 63.3% | 23.0% |
| Sector (XLF) | 60.9% | 47.5% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| ALL Return | 10% | 18% | 6% | 41% | 10% | -1% | 111% |
| Peers Return | 27% | 19% | 7% | 34% | 12% | -3% | 136% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | -4% | 75% |
Monthly Win Rates [3] | |||||||
| ALL Win Rate | 42% | 75% | 67% | 58% | 58% | 25% | |
| Peers Win Rate | 55% | 58% | 60% | 70% | 58% | 30% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 50% | |
Max Drawdowns [4] | |||||||
| ALL Max Drawdown | -6% | -2% | -24% | 0% | -6% | -8% | |
| Peers Max Drawdown | -5% | -6% | -17% | -0% | -8% | -8% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | -7% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: PGR, TRV, CB, HIG, MET. See ALL Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 4/2/2026 (YTD)
How Low Can It Go
| Event | ALL | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -28.4% | -25.4% |
| % Gain to Breakeven | 39.7% | 34.1% |
| Time to Breakeven | 150 days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -41.7% | -33.9% |
| % Gain to Breakeven | 71.5% | 51.3% |
| Time to Breakeven | 400 days | 148 days |
| 2018 Correction | ||
| % Loss | -26.3% | -19.8% |
| % Gain to Breakeven | 35.8% | 24.7% |
| Time to Breakeven | 219 days | 120 days |
| 2008 Global Financial Crisis | ||
| % Loss | -78.4% | -56.8% |
| % Gain to Breakeven | 362.9% | 131.3% |
| Time to Breakeven | 2,067 days | 1,480 days |
Compare to PGR, TRV, CB, HIG, MET
In The Past
Allstate's stock fell -28.4% during the 2022 Inflation Shock from a high on 1/6/2023. A -28.4% loss requires a 39.7% gain to breakeven.
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About Allstate (ALL)
AI Analysis | Feedback
Allstate is like State Farm for auto, home, and life insurance.
It also offers product protection plans for consumer goods, similar to Best Buy's Geek Squad Protection.
AI Analysis | Feedback
- Auto Insurance: Provides coverage for private passenger vehicles, specialty autos like motorcycles, and commercial vehicles.
- Homeowners Insurance: Offers protection for homes, condominiums, and rental properties.
- Life & Health Insurance: Includes policies for life, accident, critical illness, and short-term disability.
- Consumer Product Protection Plans: Provides extended warranties and technical support for electronics, appliances, and furniture.
- Vehicle Protection Products: Offers finance and insurance products for vehicles, such as service contracts and guaranteed asset protection waivers.
- Roadside Assistance: Delivers emergency roadside help for vehicles.
- Identity Protection Services: Helps protect individuals from identity theft.
- Telematics & Data Solutions: Provides data and analytical insights using automotive telematics information.
- Other Personal Property Insurance: Covers specific personal items like boats, umbrellas, and manufactured homes.
AI Analysis | Feedback
Major Customers of Allstate (ALL)
The Allstate Corporation primarily sells its products and services directly to **individuals** rather than to other companies. Based on the company description, its core business revolves around providing various types of insurance and protection plans for personal use.
Allstate serves the following categories of individual customers:
- Vehicle Owners and Drivers: This category includes individuals who own and operate private passenger automobiles, motorcycles, trailers, motor homes, and off-road vehicles, seeking insurance coverage for these assets.
- Homeowners and Renters: These are individuals who own or rent residential properties such as houses, condominiums, apartments, or manufactured homes, and require property insurance, including homeowners, renters, or landlord insurance.
- Individuals Seeking Personal Protection & Benefits: This broad category encompasses consumers looking for protection plans for personal products (like mobile phones, electronics, appliances), life, accident, critical illness, and short-term disability insurance, roadside assistance, and identity protection services.
AI Analysis | Feedback
nullAI Analysis | Feedback
Thomas Joseph Wilson
Chair, President and Chief Executive Officer
Tom Wilson has served as CEO of The Allstate Corporation since 2007 and as Chair of the Board of Directors since 2008. He joined Allstate in 1995. Prior to his current role, he held positions including chairman and president of Allstate Financial, and chief financial officer of Allstate. Before joining Allstate, Wilson worked for Sears, Roebuck & Company as vice president of strategy and analysis, and held various financial positions at Amoco from 1980 to 1986. From 1986 to 1993, he was the managing director of mergers and acquisitions at Dean Witter Reynolds. Wilson advocates for corporations to contribute beyond profit-making and holds directorships at institutions such as the Federal Reserve Bank of Chicago and State Street Corporation.
John Dugenske
Interim Chief Financial Officer and President of Investments and Corporate Strategy
John Dugenske became the interim Chief Financial Officer of The Allstate Corporation on October 1, 2025, in addition to his role as President of Investments and Corporate Strategy. He has served as President, Investments and Corporate Strategy since September 2022, and previously as President, Investments and Financial Products from January 2020 to September 2022.
Mario Rizzo
Executive Vice President, Chief Operating Officer
Effective October 1, 2025, Mario Rizzo was appointed Executive Vice President and Chief Operating Officer, overseeing the Property-Liability and Protection Services businesses, along with Sourcing & Procurement, Real Estate, and Individual Health. Rizzo joined Allstate in 1989 and has held numerous senior leadership roles, including Chief Financial Officer of Allstate Personal Lines, Treasurer, and Assistant Treasurer. He previously served as Chief Financial Officer for The Allstate Corporation until 2018. He holds a bachelor's degree in economics from the University of Michigan and an MBA in finance and accounting from the University of Chicago. Rizzo is also a Certified Public Accountant.
Jess Merten
Executive Vice President and President, Property-Liability
Jess Merten transitioned to Executive Vice President and President, Property-Liability, effective October 1, 2025. In this role, he is responsible for insurance product, claims, operations, service, and distribution for Allstate's personal and commercial lines. Merten previously served as Chief Financial Officer of The Allstate Corporation and Allstate Insurance Company from September 2022 to September 2025. He joined Allstate in 2012 as a senior vice president in Finance, overseeing Allstate Financial, and later became Allstate Financial's chief financial officer. He also served as Allstate's chief risk officer. As CFO, he managed enterprise capital and executed portfolio moves, including the sale of Group Health and other Health and Benefits businesses.
Elizabeth A Brady
Executive Vice President, Chief Marketing, Customer and Communications Officer
Elizabeth Brady serves as Executive Vice President, Chief Marketing, Customer and Communications Officer. She is responsible for marketing across all of Allstate's brands, enterprise innovation efforts, internal and external communications, and corporate philanthropy. Before joining Allstate, Brady was Senior Vice President, Global Brand Management, at Kohler Co., and has held senior leadership positions at Publicis and BBDO.
AI Analysis | Feedback
The key risks to Allstate's business are:1. Catastrophic Events and Natural Disasters
Allstate is significantly exposed to substantial losses stemming from catastrophic events such as hurricanes, earthquakes, and wildfires. The increasing frequency and severity of these natural disasters, potentially exacerbated by climate change, directly impact the company's profitability and financial stability due to high claim payouts. For instance, Allstate reported significant catastrophe losses, including $2.2 billion pre-tax in the first quarter of 2025, and $1.04 billion pre-tax in March 2025 alone. This ongoing trend puts pressure on earnings and may necessitate increased reinsurance coverage, thereby affecting the company's cost structure.
2. Competitive Market and Regulatory Constraints on Pricing
The insurance industry in which Allstate operates is highly competitive, with aggressive competition from other major insurers impacting pricing and market share. This competitive pressure can make it challenging for Allstate to retain existing customers and attract new ones, particularly if competitors offer more aggressive pricing strategies while Allstate implements price increases. Furthermore, Allstate must navigate a complex regulatory environment that varies by state. Changes in regulations, especially those limiting the company's ability to adjust premiums to offset rising claims costs, can significantly impact its operations, compliance costs, profit margins, and growth, particularly in key markets.
3. Investment Market Volatility
Allstate's investment portfolio is a crucial component of its profitability and is subject to market risks, including fluctuations in interest rates and stock market volatility. Such volatility can adversely affect the company's investment income and overall financial stability, as changes in interest rates could lower investment income and impact overall profitability.
AI Analysis | Feedback
Clear Emerging Threats for Allstate (ALL)
There are two clear emerging threats to Allstate's core businesses:
-
Digital-first Insurtech Competitors: Companies like Lemonade, Root, Hippo, and others are leveraging advanced technology, artificial intelligence, and mobile-first platforms to offer auto and homeowners insurance. These insurtechs often provide a more streamlined, user-friendly digital experience, faster quoting and claims processing, and potentially more competitive pricing for certain segments, directly challenging Allstate's traditional agency-based distribution model and its market share in personal lines.
-
Original Equipment Manufacturers (OEMs) Providing Protection Plans and Integrated Services: Manufacturers across various industries (e.g., Apple for consumer electronics, major automotive brands) are increasingly offering their own robust extended warranties, product protection plans, and integrated roadside assistance services directly to consumers. This trend competes directly with Allstate's Protection Services segment, which includes Allstate Protection Plans, Allstate Dealer Services (finance and insurance products), and Allstate Roadside Services. As OEMs enhance their in-house offerings, they diminish the need for third-party providers like Allstate in these areas.
AI Analysis | Feedback
Here are the addressable market sizes for Allstate's main products and services:
- Private Passenger Auto Insurance:
- United States: The total direct premiums written for private passenger auto insurance in the U.S. reached approximately $359.51 billion in 2024.
- Canada: The Canadian auto insurance market, encompassing private passenger auto insurance, was estimated at C$30 billion (CAD) in 2023. Specifically for auto insurance, it accounted for C$23.54 billion in Canadian dollar revenue in 2023.
- Homeowners Insurance:
- United States: The United States Homeowner's Insurance Market Size was valued at USD 290.5 billion in 2023.
- Canada: The Canada home insurance market size was valued at USD 25.05 billion in 2025 and is estimated to grow to USD 26.71 billion in 2026.
- Life Insurance:
- United States: The U.S. life insurance market size was estimated at USD 1.93 trillion in 2024.
- Canada: The Canadian life insurance new annualized premium increased to C$1.86 billion in 2023. The life segment held the greatest share in the broader Canada life and non-life insurance market in 2023, which is expected to grow significantly.
- Roadside Assistance:
- United States: The U.S. vehicle roadside assistance market generated a revenue of USD 6,000.6 million in 2024.
- Canada: The Canada vehicle roadside assistance market generated a revenue of USD 1,105.9 million in 2024.
- Health and Benefits (Accident, Critical Illness, Short-term Disability, and Other Health Insurance Products):
- United States: Total reported premiums for life insurance, including annuity considerations, and accident and health, amounted to $916.64 billion as of March 4, 2024, representing 2023 data.
- Canada: The Canada Health Insurance Market was valued at USD 201.66 billion in 2024.
AI Analysis | Feedback
Allstate (ALL) is expected to drive future revenue growth over the next two to three years through several strategic initiatives:
- Expansion of Affordable, Simple, and Connected (ASC) Products: Allstate is focused on improving affordability and accelerating property-liability growth through the continued expansion of its ASC auto and homeowners products. The introduction of these new products has helped drive new customer acquisition across both auto and homeowners insurance segments. This initiative has led to auto insurance rate decreases in some states, aiming to improve affordability and support policy growth.
- Increased Market Share in Personal Property-Liability Insurance: A core element of Allstate's "Transformative Growth" strategy is to boost its market share in personal property-liability insurance. The company is expanding customer access and acquisition through a multi-channel distribution approach, utilizing exclusive agents, independent agents, and direct sales channels. This strategy has resulted in record new business production in property-liability, with new business items seeing a year-over-year increase of 27% in Q1 2025.
- Targeted Growth in Homeowners Insurance: Allstate is actively pursuing growth in its homeowners insurance segment, identifying it as a significant opportunity, especially given that some competitors are reducing their presence in this market. The company plans to leverage all three distribution channels to capture this market, with homeowners insurance policies in force growing by 2.4% in 2024.
- Growth in Protection Services, including International Expansion: The Protection Services segment, which offers consumer product protection plans, roadside assistance, and identity protection, is a key area for growth. International expansion within Protection Services is highlighted as a significant revenue driver, with nearly 40% revenue growth in this segment in Q4 2025. This growth is supported by expanding distribution relationships and product offerings.
- Leveraging Technology and Artificial Intelligence (AI): Allstate is committed to digital transformation and is exploring AI, including its "Large Language Intelligent Ecosystem" (ALLIE), to automate processes, enhance customer experiences, and create customer value. This technological advancement is expected to position Allstate for continued market share growth and an expansion of the protection provided to customers.
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Share Repurchases
- The Allstate Corporation authorized a new $1.5 billion share repurchase program on February 26, 2025, which is effective through September 30, 2026.
- On February 4, 2026, a further $4.0 billion share repurchase program was announced, set to commence after the completion of the existing $1.5 billion program, anticipated in the first quarter of 2026.
- Annual share buybacks totaled $1.233 billion in 2025, $2 million in 2024, and $335 million in 2023. The company returned $2.2 billion to shareholders in 2025 through common shareholder dividends and share repurchases.
Share Issuance
- Allstate's shares outstanding saw a decline, from 0.299 billion at the end of 2021 to 0.267 billion in 2025.
- The number of shares outstanding was 0.268 billion in 2024, marking a 2.02% increase from 2023, while 2023 saw a 3.21% decline from 2022 to 0.263 billion shares.
- As of March 2026, the company reported 261,300,000 shares outstanding.
Outbound Investments
- Allstate acquired Safe Auto for $270 million in June 2021.
- The company divested its Allstate Life Insurance Company (ALIC) to Blackstone for $2.8 billion and Allstate Life Insurance Company of New York (ALNY) to Wilton Re for $220 million in 2021, completing its exit from the life and annuity businesses.
- In 2024, Allstate announced the sale of its Employer Voluntary Benefits business to StanCorp Financial Group for $2 billion and completed the sale of its group health business to Nationwide for $1.25 billion in July 2025.
Capital Expenditures
- Allstate has focused investments on technology and analytics, including proprietary claims technology, predictive analytics, and AI-enabled tools, as part of its "Transformative Growth" strategy to reduce loss costs and improve customer experience.
- The company partnered with Advisor360° for an AI-powered wealth management platform, aiming to integrate insurance and investment offerings into a unified digital experience and enhance operational efficiency.
- Allstate plans to continue investing in marketing and technology to improve customer experience and operational efficiency, although specific dollar values for capital expenditures were not readily available in the provided information.
Latest Trefis Analyses
Trade Ideas
Select ideas related to ALL.
| Date | Ticker | Company | Category | Trade Strategy | 6M Fwd Rtn | 12M Fwd Rtn | 12M Max DD |
|---|---|---|---|---|---|---|---|
| 03312026 | HBAN | Huntington Bancshares | Insider | Insider Buys 45DStrong Insider BuyingCompanies with multiple insider buys in the last 45 days | 0.0% | 0.0% | 0.0% |
| 03312026 | NP | Neptune Insurance | Insider | Insider Buys 45DStrong Insider BuyingCompanies with multiple insider buys in the last 45 days | 0.0% | 0.0% | 0.0% |
| 03272026 | JKHY | Jack Henry & Associates | Monopoly | MY | Getting CheaperMonopoly-Like with P/S DeclineLarge cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple | 3.1% | 3.1% | 0.0% |
| 03202026 | MKTX | MarketAxess | Dip Buy | DB | FCFY OPMDip Buy with High FCF Yield and High MarginBuying dips for companies with high FCF yield and meaningfully high operating margin | -5.2% | -5.2% | -5.7% |
| 03202026 | RYAN | Ryan Specialty | Insider | Insider Buys | Low D/EStrong Insider BuyingCompanies with strong insider buying in the last 1 month, positive operating income and reasonable debt / market cap | -2.7% | -2.7% | -8.5% |
Research & Analysis
Invest in Strategies
Wealth Management
Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 200.75 |
| Mkt Cap | 59.5 |
| Rev LTM | 63,564 |
| Op Inc LTM | - |
| FCF LTM | 11,711 |
| FCF 3Y Avg | 11,504 |
| CFO LTM | 11,711 |
| CFO 3Y Avg | 11,504 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 6.7% |
| Rev Chg 3Y Avg | 9.9% |
| Rev Chg Q | 6.9% |
| QoQ Delta Rev Chg LTM | 1.7% |
| Op Mgn LTM | - |
| Op Mgn 3Y Avg | - |
| QoQ Delta Op Mgn LTM | - |
| CFO/Rev LTM | 21.2% |
| CFO/Rev 3Y Avg | 20.1% |
| FCF/Rev LTM | 20.9% |
| FCF/Rev 3Y Avg | 19.8% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 59.5 |
| P/S | 1.3 |
| P/EBIT | 7.9 |
| P/E | 10.2 |
| P/CFO | 6.3 |
| Total Yield | 11.1% |
| Dividend Yield | 1.7% |
| FCF Yield 3Y Avg | 16.0% |
| D/E | 0.1 |
| Net D/E | -0.3 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | -2.8% |
| 3M Rtn | 0.9% |
| 6M Rtn | 1.1% |
| 12M Rtn | 15.8% |
| 3Y Rtn | 78.7% |
| 1M Excs Rtn | 0.3% |
| 3M Excs Rtn | 3.5% |
| 6M Excs Rtn | 3.2% |
| 12M Excs Rtn | -10.9% |
| 3Y Excs Rtn | 18.3% |
Segment Financials
Assets by Segment| $ Mil | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Allstate Protection | 96,988 | 88,568 | 82,744 | 84,846 | 69,171 |
| Protection Services | 7,540 | 7,292 | 6,922 | 6,909 | 6,177 |
| Allstate Health and Benefits | 4,362 | 4,032 | 3,752 | 4,015 | 2,905 |
| Corporate | 2,727 | 3,470 | 4,571 | 3,670 | 5,603 |
| Assets held for sale | 42,131 | ||||
| Total | 111,617 | 103,362 | 97,989 | 99,440 | 125,987 |
Price Behavior
| Market Price | $207.03 | |
| Market Cap ($ Bil) | 54.1 | |
| First Trading Date | 06/03/1993 | |
| Distance from 52W High | -3.3% | |
| 50 Days | 200 Days | |
| DMA Price | $205.30 | $201.81 |
| DMA Trend | indeterminate | up |
| Distance from DMA | 0.8% | 2.6% |
| 3M | 1YR | |
| Volatility | 25.4% | 24.1% |
| Downside Capture | -0.14 | 0.12 |
| Upside Capture | -18.15 | 27.65 |
| Correlation (SPY) | -19.3% | 31.5% |
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | -0.17 | -0.54 | -0.38 | -0.22 | 0.41 | 0.37 |
| Up Beta | 0.73 | -1.38 | -0.56 | -0.24 | 0.47 | 0.40 |
| Down Beta | -0.49 | -0.44 | -0.54 | -0.18 | 0.51 | 0.54 |
| Up Capture | -42% | -36% | -28% | -20% | 18% | 14% |
| Bmk +ve Days | 7 | 16 | 27 | 65 | 139 | 424 |
| Stock +ve Days | 10 | 24 | 35 | 66 | 133 | 398 |
| Down Capture | 10% | -57% | -24% | -26% | 38% | 30% |
| Bmk -ve Days | 12 | 23 | 33 | 58 | 110 | 323 |
| Stock -ve Days | 12 | 18 | 28 | 60 | 119 | 352 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with ALL | |
|---|---|---|---|---|
| ALL | 1.7% | 25.7% | 0.03 | - |
| Sector ETF (XLF) | 0.6% | 19.2% | -0.09 | 49.8% |
| Equity (SPY) | 16.1% | 19.0% | 0.67 | 30.6% |
| Gold (GLD) | 50.5% | 28.0% | 1.46 | -3.5% |
| Commodities (DBC) | 16.2% | 17.7% | 0.77 | 0.1% |
| Real Estate (VNQ) | 3.6% | 16.5% | 0.04 | 38.6% |
| Bitcoin (BTCUSD) | -21.5% | 44.0% | -0.42 | -10.1% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with ALL | |
|---|---|---|---|---|
| ALL | 15.0% | 25.2% | 0.54 | - |
| Sector ETF (XLF) | 9.4% | 18.7% | 0.39 | 55.9% |
| Equity (SPY) | 11.6% | 17.0% | 0.53 | 34.9% |
| Gold (GLD) | 21.7% | 17.8% | 1.00 | -0.5% |
| Commodities (DBC) | 11.6% | 18.8% | 0.51 | 10.0% |
| Real Estate (VNQ) | 3.3% | 18.8% | 0.08 | 37.2% |
| Bitcoin (BTCUSD) | 3.9% | 56.5% | 0.29 | 5.6% |
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with ALL | |
|---|---|---|---|---|
| ALL | 14.6% | 24.8% | 0.56 | - |
| Sector ETF (XLF) | 12.6% | 22.2% | 0.52 | 65.2% |
| Equity (SPY) | 14.0% | 17.9% | 0.67 | 53.6% |
| Gold (GLD) | 14.0% | 15.9% | 0.73 | -1.6% |
| Commodities (DBC) | 8.4% | 17.6% | 0.40 | 18.9% |
| Real Estate (VNQ) | 5.2% | 20.7% | 0.22 | 51.3% |
| Bitcoin (BTCUSD) | 66.2% | 66.8% | 1.06 | 7.9% |
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Returns Analyses
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 2/4/2026 | 3.9% | -1.2% | 3.0% |
| 11/5/2025 | 1.7% | 7.4% | 3.6% |
| 7/30/2025 | 5.7% | 8.7% | 6.0% |
| 4/30/2025 | -0.6% | 2.9% | 5.8% |
| 2/5/2025 | -0.6% | -1.9% | 4.0% |
| 10/30/2024 | -1.5% | -0.3% | 10.0% |
| 7/31/2024 | 3.7% | -0.3% | 10.1% |
| 4/18/2024 | 3.8% | 5.7% | 3.8% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 10 | 11 | 20 |
| # Negative | 14 | 13 | 4 |
| Median Positive | 3.7% | 5.2% | 5.1% |
| Median Negative | -1.7% | -2.9% | -7.0% |
| Max Positive | 5.9% | 8.7% | 14.0% |
| Max Negative | -12.9% | -9.5% | -13.5% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 12/31/2025 | 02/20/2026 | 10-K |
| 09/30/2025 | 11/05/2025 | 10-Q |
| 06/30/2025 | 07/30/2025 | 10-Q |
| 03/31/2025 | 04/30/2025 | 10-Q |
| 12/31/2024 | 02/24/2025 | 10-K |
| 09/30/2024 | 10/30/2024 | 10-Q |
| 06/30/2024 | 07/31/2024 | 10-Q |
| 03/31/2024 | 05/01/2024 | 10-Q |
| 12/31/2023 | 02/21/2024 | 10-K |
| 09/30/2023 | 11/01/2023 | 10-Q |
| 06/30/2023 | 08/01/2023 | 10-Q |
| 03/31/2023 | 05/03/2023 | 10-Q |
| 12/31/2022 | 02/16/2023 | 10-K |
| 09/30/2022 | 11/02/2022 | 10-Q |
| 06/30/2022 | 08/03/2022 | 10-Q |
| 03/31/2022 | 05/04/2022 | 10-Q |
Insider Activity
Expand for More| # | Owner | Title | Holding | Action | Filing Date | Price | Shares | Transacted Value | Value of Held Shares | Form |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Wilson, Thomas J | Chairman, President & CEO | Direct | Sell | 1062026 | 204.77 | 16,807 | 3,441,632 | 22,773,970 | Form |
| 2 | Wilson, Thomas J | Chairman, President & CEO | Direct | Sell | 12172025 | 210.04 | 16,807 | 3,530,200 | 26,886,715 | Form |
| 3 | Wilson, Thomas J | Chairman, President & CEO | Direct | Sell | 12032025 | 212.68 | 16,807 | 3,574,471 | 30,798,363 | Form |
| 4 | Gupta, Suren | Direct | Sell | 12012025 | 215.01 | 750 | 161,256 | 21,639,725 | Form | |
| 5 | Gupta, Suren | Direct | Sell | 12012025 | 215.13 | 3,786 | 814,495 | 21,652,316 | Form |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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