Allstate (ALL)
Market Price (12/28/2025): $207.82 | Market Cap: $54.7 BilSector: Financials | Industry: Property & Casualty Insurance
Allstate (ALL)
Market Price (12/28/2025): $207.82Market Cap: $54.7 BilSector: FinancialsIndustry: Property & Casualty Insurance
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 17%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 13%, FCF Yield is 16% | Trading close to highsDist 52W High is -2.7%, Dist 3Y High is -2.7% | Key risksALL key risks include [1] significant pressure on profitability from escalating catastrophe losses and [2] potential customer attrition due to its strategy of implementing price increases while competitors lower theirs. |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 13%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 13%, CFO LTM is 8.8 Bil, FCF LTM is 8.6 Bil | Weak multi-year price returns3Y Excs Rtn is -15% | |
| Low stock price volatilityVol 12M is 26% | ||
| Megatrend and thematic driversMegatrends include Digital Transformation in Insurance, Fintech & Digital Payments, AI in Financial Services, and Climate & Catastrophe Risk Management. Show more. |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 17%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 13%, FCF Yield is 16% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 13%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 13%, CFO LTM is 8.8 Bil, FCF LTM is 8.6 Bil |
| Low stock price volatilityVol 12M is 26% |
| Megatrend and thematic driversMegatrends include Digital Transformation in Insurance, Fintech & Digital Payments, AI in Financial Services, and Climate & Catastrophe Risk Management. Show more. |
| Trading close to highsDist 52W High is -2.7%, Dist 3Y High is -2.7% |
| Weak multi-year price returns3Y Excs Rtn is -15% |
| Key risksALL key risks include [1] significant pressure on profitability from escalating catastrophe losses and [2] potential customer attrition due to its strategy of implementing price increases while competitors lower theirs. |
Why The Stock Moved
Qualitative Assessment
AI Analysis | Feedback
Allstate (ALL) stock movements between August 31, 2025, and December 28, 2025, can be largely attributed to the company's strong financial performance in the third quarter of 2025.
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<b>1. Allstate reported robust Q3 2025 earnings that significantly exceeded analyst expectations.</b> The company's adjusted earnings per share (EPS) of $11.17 surpassed the forecast of $7.43, and total revenues reached $17.3 billion, beating the forecasted $15.69 billion. This strong financial performance likely contributed positively to investor sentiment.
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<b>2. A substantial increase in net income was a key driver.</b> Allstate's net income applicable to common shareholders more than tripled to $3.7 billion in Q3 2025, compared to $1.2 billion in Q3 2024. This significant surge reflects improved operating results across the company.
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<b>3. Lower catastrophe losses significantly boosted underwriting income.</b> Catastrophe losses declined dramatically to $558 million in Q3 2025, a substantial reduction from $1.7 billion in the same period last year. This led to a surge in underwriting income for the Property-Liability segment, reaching $2.9 billion, up from $495 million in Q3 2024.
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<b>4. Growth in premiums and policies in force across key segments contributed to positive results.</b> Property-Liability earned premiums rose 6.1% to $14.5 billion, driven by higher average premiums and an increase in policies in force. The auto insurance segment saw a 3.5% increase in written and earned premiums, while homeowners insurance premiums rose by 13.1% and 14%, respectively.
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<b>5. Improved net investment income further supported the strong quarter.</b> Allstate reported net investment income of $949 million in Q3 2025, an increase of $166 million from the prior year, supported by market-based portfolio growth and higher performance-based income. This additional revenue stream contributed to the overall positive financial picture.
Show moreStock Movement Drivers
Fundamental Drivers
The -1.9% change in ALL stock from 9/27/2025 to 12/27/2025 was primarily driven by a -32.2% change in the company's P/E Multiple.| 9272025 | 12272025 | Change | |
|---|---|---|---|
| Stock Price ($) | 211.76 | 207.80 | -1.87% |
| Change Contribution By | LTM | LTM | |
| Total Revenues ($ Mil) | 65642.00 | 66206.00 | 0.86% |
| Net Income Margin (%) | 8.87% | 12.65% | 42.68% |
| P/E Multiple | 9.62 | 6.53 | -32.19% |
| Shares Outstanding (Mil) | 264.60 | 263.10 | 0.57% |
| Cumulative Contribution | -1.87% |
Market Drivers
9/27/2025 to 12/27/2025| Return | Correlation | |
|---|---|---|
| ALL | -1.9% | |
| Market (SPY) | 4.3% | -3.7% |
| Sector (XLF) | 3.3% | 42.0% |
Fundamental Drivers
The 7.2% change in ALL stock from 6/28/2025 to 12/27/2025 was primarily driven by a 102.5% change in the company's Net Income Margin (%).| 6282025 | 12272025 | Change | |
|---|---|---|---|
| Stock Price ($) | 193.88 | 207.80 | 7.18% |
| Change Contribution By | LTM | LTM | |
| Total Revenues ($ Mil) | 64720.00 | 66206.00 | 2.30% |
| Net Income Margin (%) | 6.25% | 12.65% | 102.52% |
| P/E Multiple | 12.72 | 6.53 | -48.70% |
| Shares Outstanding (Mil) | 265.30 | 263.10 | 0.83% |
| Cumulative Contribution | 7.17% |
Market Drivers
6/28/2025 to 12/27/2025| Return | Correlation | |
|---|---|---|
| ALL | 7.2% | |
| Market (SPY) | 12.6% | 8.6% |
| Sector (XLF) | 7.4% | 42.6% |
Fundamental Drivers
The 9.3% change in ALL stock from 12/27/2024 to 12/27/2025 was primarily driven by a 85.4% change in the company's Net Income Margin (%).| 12272024 | 12272025 | Change | |
|---|---|---|---|
| Stock Price ($) | 190.07 | 207.80 | 9.33% |
| Change Contribution By | LTM | LTM | |
| Total Revenues ($ Mil) | 61949.00 | 66206.00 | 6.87% |
| Net Income Margin (%) | 6.82% | 12.65% | 85.41% |
| P/E Multiple | 11.90 | 6.53 | -45.14% |
| Shares Outstanding (Mil) | 264.60 | 263.10 | 0.57% |
| Cumulative Contribution | 9.33% |
Market Drivers
12/27/2024 to 12/27/2025| Return | Correlation | |
|---|---|---|
| ALL | 9.3% | |
| Market (SPY) | 17.0% | 34.4% |
| Sector (XLF) | 15.3% | 57.3% |
Fundamental Drivers
The 64.6% change in ALL stock from 12/28/2022 to 12/27/2025 was primarily driven by a 33.4% change in the company's Total Revenues ($ Mil).| 12282022 | 12272025 | Change | |
|---|---|---|---|
| Stock Price ($) | 126.26 | 207.80 | 64.58% |
| Change Contribution By | LTM | LTM | |
| Total Revenues ($ Mil) | 49616.00 | 66206.00 | 33.44% |
| P/S Multiple | 0.68 | 0.83 | 20.77% |
| Shares Outstanding (Mil) | 268.70 | 263.10 | 2.08% |
| Cumulative Contribution | 64.51% |
Market Drivers
12/28/2023 to 12/27/2025| Return | Correlation | |
|---|---|---|
| ALL | 54.7% | |
| Market (SPY) | 48.0% | 26.9% |
| Sector (XLF) | 51.3% | 52.5% |
Price Returns Compared
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| ALL Return | -0% | 10% | 18% | 6% | 41% | 11% | 115% |
| Peers Return | 16% | 38% | -12% | 21% | 26% | 16% | 150% |
| S&P 500 Return | 16% | 27% | -19% | 24% | 23% | 18% | 114% |
Monthly Win Rates [3] | |||||||
| ALL Win Rate | 42% | 42% | 75% | 67% | 58% | 58% | |
| Peers Win Rate | 52% | 65% | 42% | 68% | 57% | 52% | |
| S&P 500 Win Rate | 58% | 75% | 42% | 67% | 75% | 73% | |
Max Drawdowns [4] | |||||||
| ALL Max Drawdown | -35% | -6% | -2% | -24% | 0% | -6% | |
| Peers Max Drawdown | -34% | -5% | -26% | -7% | -9% | -23% | |
| S&P 500 Max Drawdown | -31% | -1% | -25% | -1% | -2% | -15% | |
[1] Cumulative total returns since the beginning of 2020
[2] Peers: HPQ, HPE, IBM, CSCO, AAPL. See ALL Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2025 data is for the year up to 12/26/2025 (YTD)
How Low Can It Go
| Event | ALL | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -28.4% | -25.4% |
| % Gain to Breakeven | 39.7% | 34.1% |
| Time to Breakeven | 150 days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -41.7% | -33.9% |
| % Gain to Breakeven | 71.5% | 51.3% |
| Time to Breakeven | 400 days | 148 days |
| 2018 Correction | ||
| % Loss | -26.3% | -19.8% |
| % Gain to Breakeven | 35.8% | 24.7% |
| Time to Breakeven | 219 days | 120 days |
| 2008 Global Financial Crisis | ||
| % Loss | -78.4% | -56.8% |
| % Gain to Breakeven | 362.9% | 131.3% |
| Time to Breakeven | 2,067 days | 1,480 days |
Compare to HPQ, HPE, IBM, CSCO, AAPL
In The Past
Allstate's stock fell -28.4% during the 2022 Inflation Shock from a high on 1/6/2023. A -28.4% loss requires a 39.7% gain to breakeven.
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AI Analysis | Feedback
Here are 1-3 brief analogies to describe Allstate:
- Allstate is like State Farm, providing auto, home, and life insurance.
- Allstate is like the Bank of America of insurance, focused on protecting personal assets like cars and homes.
AI Analysis | Feedback
- Auto Insurance: Provides financial protection against losses from car accidents, theft, or vehicle damage.
- Homeowners Insurance: Offers coverage for damage to residential properties and personal belongings, plus liability protection.
- Renters Insurance: Protects personal possessions within a rented home and provides liability coverage for accidents.
- Motorcycle & Recreational Vehicle Insurance: Delivers specialized coverage for motorcycles, boats, motorhomes, and other recreational vehicles.
- Business Insurance (Commercial Property & Casualty Services): Provides commercial policies for small businesses, covering property damage, liability, and business interruption.
- Allstate Protection Plans (Product Protection Services): Offers extended service plans and product protection for consumer electronics, appliances, and vehicles.
- Health and Benefits Insurance (Supplemental Health Services): Provides group and individual supplemental health, accident, critical illness, and short-term disability coverage.
AI Analysis | Feedback
Allstate (symbol: ALL) primarily sells insurance and financial products directly to **individuals** and **households**.
Its major customer categories include:
- Motorists: Individuals who own and operate vehicles, seeking various forms of auto insurance coverage, including liability, collision, and comprehensive policies.
- Homeowners & Renters: Individuals who own homes or rent properties, seeking property insurance policies such as homeowners insurance, renters insurance, or condo insurance, along with related liability coverage.
- Life & Retirement Savers: Individuals planning for their long-term financial security and retirement, seeking life insurance policies, annuities, and other financial protection and investment products.
AI Analysis | Feedback
The management team members for Allstate are as follows:Thomas J. Wilson, Chairman, President and Chief Executive Officer
Thomas J. Wilson has been the CEO of Allstate since January 2007 and Chairman of the Board of Directors since May 2008. Prior to his CEO role, he held various senior executive positions within Allstate, including President and Chief Operating Officer, President of Allstate Protection, and Chairman and President of Allstate Financial, where he led the expansion of financial retirement services. Before joining Allstate in 1995, Mr. Wilson served as Vice President of Strategy and Analysis at Sears, Roebuck & Company. His career also includes being Managing Director of Mergers and Acquisitions at Dean Witter Reynolds from 1986 to 1993 and holding financial positions at Amoco Corporation from 1980 to 1986.
John Dugenske, Interim Chief Financial Officer and President, Investments and Corporate Strategy
John Dugenske serves as the interim Chief Financial Officer while an external search is underway, in addition to his current role as President, Investments and Corporate Strategy. He joined Allstate in 2017 as Executive Vice President and Chief Investment Officer, a role that later expanded to include Chief Corporate Strategy Officer. Before joining Allstate, Mr. Dugenske was Group Managing Director and Global Head of Fixed Income at UBS Asset Management, overseeing over $200 billion in assets. He also previously served as Head of European and Middle East Fixed Income at Neuberger Berman (formerly Lehman Brothers Asset Management) and began his career as a Portfolio Manager at NISA Investment Advisors.
Mario Rizzo, Chief Operating Officer
Mario Rizzo became Chief Operating Officer on October 1, 2025, responsible for the Property-Liability and Protection Services businesses. He was previously President, Property-Liability. Mr. Rizzo has held numerous senior roles at Allstate during his 33 years with the company, including Executive Vice President and Chief Financial Officer of The Allstate Corporation and Allstate Insurance Company. Before that, he was Chief Financial Officer of Property-Liability, Allstate Treasurer, and Vice President, Allstate Protection Finance.
Jess Merten, President, Property-Liability
Jess Merten became President, Property-Liability, on October 1, 2025, reporting to Mario Rizzo. Prior to this, he served as Executive Vice President and Chief Financial Officer of Allstate from 2022. Mr. Merten joined Allstate in 2012 as a Senior Vice President in Finance overseeing Allstate Financial. He later became Allstate Financial's Chief Financial Officer and also served as Allstate's Chief Risk Officer, overseeing all corporate risk and return activities.
Suren Gupta, Executive Vice President, Technology, Strategic Ventures and International Operations
Suren Gupta serves as Executive Vice President, Technology, Strategic Ventures and International Operations, and is also President of Allstate Protection Products and Enterprise Services. He joined Allstate in April 2011 and has been instrumental in bringing innovative technology and business leadership to the company. His responsibilities include enterprise-wide technology strategy, network infrastructure, enterprise applications, and technology-related governance, security, and compliance. Before joining Allstate, Mr. Gupta was Group Chief Information Officer and Executive for Wells Fargo, where he was responsible for re-engineering the real estate lending division's service delivery. Earlier in his career, he was a founding member of the corporate executive team of Airclic Inc., a startup wireless Internet venture, and Senior Vice President, Information Technology and Operations for GMAC Residential, a division of General Motors.
AI Analysis | Feedback
The key risks to Allstate's business are:1. Escalating Catastrophe Losses
Allstate faces a significant and recurring risk from catastrophe losses due to severe weather events and climate volatility. The company has reported substantial pre-tax losses, including $2.2 billion in the first quarter of 2025 and $1.04 billion in March 2025 alone, primarily from wildfires and severe weather. These elevated catastrophe losses directly impact Allstate's profitability and financial stability, leading to pressure on earnings and potentially requiring increased reinsurance coverage, which affects the company's cost structure. Managing this climate-driven risk is considered a critical factor for the company's stock performance.2. Intense Competition and Pricing Challenges
The competitive landscape in the personal lines insurance market presents a key risk to Allstate. Allstate's strategy of implementing price increases in 2025, while some competitors are reducing prices, could lead to customer attrition, lower retention rates, and slower growth in new applications. The industry is characterized by intense competition, with several major players vying for market share. Furthermore, some consumers have reported concerns regarding high premiums and claim handling practices, which could negatively impact customer satisfaction and retention.3. Regulatory and Legislative Changes
Allstate is exposed to risks stemming from regulatory and political changes that can affect its operations, particularly regarding rate approvals and compliance. For instance, regulatory pushback against rate hikes in certain states, such as California, could limit Allstate's ability to adjust pricing in response to increasing loss costs, thereby impacting its pricing power. The evolving nature of consumer protection laws, data privacy regulations, and state insurance regulations also necessitates continuous adaptation and compliance, which can incur additional costs and operational complexities.AI Analysis | Feedback
- Widespread adoption of autonomous vehicles, which could drastically reduce accident frequency and shift liability from individual drivers to manufacturers, thereby diminishing the need for traditional personal auto insurance, a core product for Allstate.
- The increasing frequency and severity of climate-related catastrophic events (e.g., wildfires, hurricanes, floods), leading to higher claims payouts, increased reinsurance costs, challenges in accurately underwriting risk, and potential market withdrawals, directly impacting the profitability and sustainability of Allstate's property insurance lines.
AI Analysis | Feedback
The addressable markets for Allstate's main products and services are as follows:Auto Insurance
- The U.S. motor insurance market size is valued at approximately USD 466.00 billion in 2025 and is projected to increase to around USD 702.99 billion by 2030.
Homeowners Insurance
- The United States Homeowners Insurance Market was valued at approximately USD 267.67 billion in 2024 and is expected to reach around USD 439.68 billion by 2031.
Life Insurance
- The U.S. Life Insurance Industry's total premiums were approximately USD 248.31 billion in 2024.
Protection Plans
- The overall addressable market size for "protection plans" (e.g., extended warranties for electronics, appliances, and furniture) is not explicitly quantified in the provided search results. However, Allstate Protection Plans are a significant part of Allstate's business, with over 140 million global in-force policies reported in 2021, and the unit continues to grow internationally.
AI Analysis | Feedback
Allstate (NYSE: ALL) anticipates several key drivers to fuel its revenue growth over the next two to three years:
- Increased Personal Property-Liability Market Share: Allstate is strategically focused on expanding its market share in the personal property-liability segment. This initiative involves broadening distribution channels, enhancing customer acquisition efforts, and improving its cost structure to offer affordable protection. The company is also launching new Allstate-branded auto and homeowners insurance products to attract and retain customers, with particular emphasis on gaining market share in nonstandard auto insurance.
- Expansion of Protection Services: A significant growth driver for Allstate is the continued expansion of its Protection Services segment. This area has demonstrated substantial premium growth and is expanding both domestically and internationally, primarily through its protection plans. Strategic acquisitions aimed at enhancing capabilities, such as mobile device protection, are also contributing to this segment's growth.
- Leveraging Technology and Artificial Intelligence (AI): Allstate is heavily investing in and deploying innovative technologies, including generative AI, to boost operational efficiency, improve customer service, and create enhanced customer value. The development of the Allstate Large Language Intelligent Ecosystem (ALLIE) is specifically designed to drive sustained growth in market share and to broaden the protection offerings available to customers. This technological advancement also contributes to cost reductions, which can indirectly support competitive pricing and revenue growth.
- Strategic Pricing and Underwriting Discipline: While not solely a volume driver, Allstate's disciplined approach to pricing and underwriting is crucial for profitable revenue growth. The company has successfully implemented an auto profit improvement plan, which has helped restore auto margins and aims for a mid-90s combined ratio. Higher average premiums contribute to increased earned premiums, and the ability to maintain this pricing discipline while adapting to evolving risks is a key factor in future financial performance.
- Growth in Net Investment Income: Allstate's net investment income has shown considerable growth, with a 21.2% increase in the third quarter of 2025 compared to the prior year. This growth is a significant contributor to the company's overall revenue and financial strength, driven by higher average investment balances, improved fixed income yields, and a strategic shift towards higher-yielding fixed income securities.
AI Analysis | Feedback
Share Repurchases
- Allstate authorized a $1.5 billion share repurchase program on February 26, 2025, effective through September 30, 2026.
- The company repurchased $340 million worth of shares over the period ending June 30, 2025.
- Allstate returned $1.8 billion to common shareholders through dividends and share repurchases over the latest twelve months as of Q3 2025.
Share Issuance
- As of April 15, 2025, Allstate had approximately 264.8 million common shares outstanding.
- Non-cash financing activities included $24 million and $26 million related to the issuance of common shares for vested equity during the three months ended March 31, 2025, and March 31, 2024, respectively.
Outbound Investments
- Allstate completed the sale of its Employer Voluntary Benefits business on April 1, 2025, realizing a $643 million after-tax gain.
- The divestiture of health businesses, including the sale of Group Health on July 1, 2025, resulted in total proceeds of $3.25 billion for this segment.
- Allstate has made 8 investments in companies operating in sectors such as Internet First Insurance Platforms, Cybersecurity, and Enterprise Storage, with its most recent investment being a Series B round in Moderne on February 11, 2025.
Capital Expenditures
- Allstate's capital expenditure (capex) in fiscal year 2024 was -$210.00 million.
- Capital expenditures for long-lived assets are primarily managed at the Property-Liability level.
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| 11142025 | V | Visa | Monopoly | MY | Getting CheaperMonopoly-Like with P/S DeclineLarge cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple | 7.6% | 7.6% | -2.7% |
| 11072025 | WD | Walker & Dunlop | Dip Buy | DB | P/E OPMDip Buy with Low PE and High MarginBuying dips for companies with tame PE and meaningfully high operating margin | -11.1% | -11.1% | -12.1% |
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Peer Comparisons for Allstate
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 142.98 |
| Mkt Cap | 169.8 |
| Rev LTM | 61,549 |
| Op Inc LTM | 11,544 |
| FCF LTM | 10,245 |
| FCF 3Y Avg | 9,304 |
| CFO LTM | 11,154 |
| CFO 3Y Avg | 10,291 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 6.4% |
| Rev Chg 3Y Avg | 3.2% |
| Rev Chg Q | 8.3% |
| QoQ Delta Rev Chg LTM | 2.0% |
| Op Mgn LTM | 17.7% |
| Op Mgn 3Y Avg | 16.4% |
| QoQ Delta Op Mgn LTM | 0.1% |
| CFO/Rev LTM | 17.0% |
| CFO/Rev 3Y Avg | 17.1% |
| FCF/Rev LTM | 15.6% |
| FCF/Rev 3Y Avg | 14.8% |
Segment Financials
Revenue by Segment| $ Mil | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Property-Liability | 51,898 | 46,638 | 46,030 | 38,848 | 38,587 |
| Protection Services | 2,773 | 2,487 | 2,361 | 1,922 | 1,649 |
| Allstate Health and Benefits | 2,378 | 2,259 | 2,261 | 1,180 | 1,240 |
| Corporate and Other | 183 | 176 | 111 | 106 | 94 |
| Intersegment eliminations | -138 | -149 | -175 | -147 | -154 |
| Allstate Annuities | 1,276 | ||||
| Allstate Life | 1,983 | ||||
| Total | 57,094 | 51,411 | 50,588 | 41,909 | 44,675 |
| $ Mil | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Property-Liability | 88,568 | 82,744 | 84,846 | 69,171 | 67,243 |
| Protection Services | 7,292 | 6,922 | 6,909 | 6,177 | 5,746 |
| Allstate Health and Benefits | 4,032 | 3,752 | 4,015 | 2,905 | 2,915 |
| Corporate and Other | 3,470 | 4,571 | 3,670 | 5,603 | 2,361 |
| Assets held for sale | 42,131 | ||||
| Allstate Annuities | 26,914 | ||||
| Allstate Life | 14,771 | ||||
| Total | 103,362 | 97,989 | 99,440 | 125,987 | 119,950 |
Price Behavior
| Market Price | $207.80 | |
| Market Cap ($ Bil) | 54.7 | |
| First Trading Date | 06/03/1993 | |
| Distance from 52W High | -2.7% | |
| 50 Days | 200 Days | |
| DMA Price | $203.03 | $200.55 |
| DMA Trend | up | indeterminate |
| Distance from DMA | 2.3% | 3.6% |
| 3M | 1YR | |
| Volatility | 21.0% | 26.2% |
| Downside Capture | -18.51 | 34.55 |
| Upside Capture | -23.70 | 37.84 |
| Correlation (SPY) | -2.8% | 34.5% |
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | -0.21 | -0.11 | 0.04 | 0.27 | 0.48 | 0.46 |
| Up Beta | -0.52 | 0.01 | 0.07 | 0.41 | 0.50 | 0.44 |
| Down Beta | -0.03 | 0.34 | 0.07 | -0.01 | 0.58 | 0.59 |
| Up Capture | 74% | -30% | 13% | 27% | 28% | 18% |
| Bmk +ve Days | 12 | 25 | 38 | 73 | 141 | 426 |
| Stock +ve Days | 13 | 21 | 33 | 63 | 127 | 389 |
| Down Capture | -72% | -34% | -10% | 43% | 51% | 60% |
| Bmk -ve Days | 7 | 16 | 24 | 52 | 107 | 323 |
| Stock -ve Days | 6 | 20 | 29 | 62 | 121 | 360 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Comparison of ALL With Other Asset Classes (Last 1Y) | |||||||
|---|---|---|---|---|---|---|---|
| ALL | Sector ETF | Equity | Gold | Commodities | Real Estate | Bitcoin | |
| Annualized Return | 9.5% | 16.3% | 17.8% | 72.1% | 8.6% | 4.4% | -8.2% |
| Annualized Volatility | 26.1% | 19.0% | 19.4% | 19.3% | 15.2% | 17.0% | 35.0% |
| Sharpe Ratio | 0.31 | 0.67 | 0.72 | 2.70 | 0.34 | 0.09 | -0.08 |
| Correlation With Other Assets | 57.5% | 34.6% | 5.5% | 2.8% | 51.2% | -1.2% | |
ETFs used for asset classes: Sector ETF = XLF, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
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Based On 5-Year Data
| Comparison of ALL With Other Asset Classes (Last 5Y) | |||||||
|---|---|---|---|---|---|---|---|
| ALL | Sector ETF | Equity | Gold | Commodities | Real Estate | Bitcoin | |
| Annualized Return | 17.1% | 16.1% | 14.7% | 18.7% | 11.5% | 4.6% | 30.8% |
| Annualized Volatility | 25.0% | 18.9% | 17.1% | 15.5% | 18.7% | 18.9% | 48.6% |
| Sharpe Ratio | 0.62 | 0.71 | 0.70 | 0.97 | 0.50 | 0.16 | 0.57 |
| Correlation With Other Assets | 57.0% | 36.6% | 2.4% | 11.5% | 38.5% | 7.4% | |
ETFs used for asset classes: Sector ETF = XLF, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 10-Year Data
| Comparison of ALL With Other Asset Classes (Last 10Y) | |||||||
|---|---|---|---|---|---|---|---|
| ALL | Sector ETF | Equity | Gold | Commodities | Real Estate | Bitcoin | |
| Annualized Return | 15.3% | 13.2% | 14.8% | 15.3% | 7.0% | 5.3% | 69.2% |
| Annualized Volatility | 24.6% | 22.3% | 18.0% | 14.7% | 17.6% | 20.8% | 55.8% |
| Sharpe Ratio | 0.59 | 0.55 | 0.71 | 0.86 | 0.32 | 0.22 | 0.90 |
| Correlation With Other Assets | 66.2% | 55.1% | -0.9% | 20.2% | 52.1% | 9.4% | |
ETFs used for asset classes: Sector ETF = XLF, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Returns Analyses
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 11/5/2025 | 1.7% | 7.4% | 3.6% |
| 7/30/2025 | 5.7% | 8.7% | 6.0% |
| 4/30/2025 | -0.6% | 2.9% | 5.8% |
| 2/5/2025 | -0.6% | -1.9% | 4.0% |
| 10/30/2024 | -1.5% | -0.3% | 10.0% |
| 7/31/2024 | 3.7% | -0.3% | 10.1% |
| 4/18/2024 | 3.8% | 5.7% | 3.8% |
| 1/18/2024 | 0.2% | 3.2% | 6.1% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 10 | 12 | 19 |
| # Negative | 14 | 12 | 5 |
| Median Positive | 3.7% | 4.7% | 5.8% |
| Median Negative | -1.7% | -3.0% | -9.1% |
| Max Positive | 5.9% | 8.7% | 14.0% |
| Max Negative | -12.9% | -9.5% | -13.5% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 9302025 | 11052025 | 10-Q 9/30/2025 |
| 6302025 | 7302025 | 10-Q 6/30/2025 |
| 3312025 | 4302025 | 10-Q 3/31/2025 |
| 12312024 | 2242025 | 10-K 12/31/2024 |
| 9302024 | 10302024 | 10-Q 9/30/2024 |
| 6302024 | 7312024 | 10-Q 6/30/2024 |
| 3312024 | 5012024 | 10-Q 3/31/2024 |
| 12312023 | 2212024 | 10-K 12/31/2023 |
| 9302023 | 11012023 | 10-Q 9/30/2023 |
| 6302023 | 8012023 | 10-Q 6/30/2023 |
| 3312023 | 5032023 | 10-Q 3/31/2023 |
| 12312022 | 2162023 | 10-K 12/31/2022 |
| 9302022 | 11022022 | 10-Q 9/30/2022 |
| 6302022 | 8032022 | 10-Q 6/30/2022 |
| 3312022 | 5042022 | 10-Q 3/31/2022 |
| 12312021 | 2182022 | 10-K 12/31/2021 |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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