Chubb (CB)

Market Price (9/18/2026): $341.93 | Market Cap: $132.5 BilSector: Financials | Industry: Property & Casualty Insurance

Chubb (CB)

Market Price (9/18/2026): $341.93
Market Cap: $132.5 Bil
Sector: Financials
Industry: Property & Casualty Insurance

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 9.6%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 5.5%, FCF Yield is 12%

Cash is significant % of market cap
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -20%

Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 25%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 25%, CFO LTM is 15 Bil, FCF LTM is 15 Bil

Stock buyback support
Stock Buyback 3Y Total is 8.9 Bil

Low stock price volatility
Vol 12M is 19%

Megatrend and thematic drivers
Megatrends include Cybersecurity, AI in Financial Services, Aging Population & Chronic Disease, Experience Economy & Premiumization, Show more.

Weak multi-year price returns
2Y Excs Rtn is -15%

Key risks
CB key risks include [1] significant losses from increasingly severe and frequent natural disasters and [2] vulnerabilities to cybersecurity breaches and AI-related disruptions, Show more.

0	Attractive yield Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 9.6%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 5.5%, FCF Yield is 12%
1	Cash is significant % of market cap Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -20%
2	Attractive cash flow generation CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 25%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 25%, CFO LTM is 15 Bil, FCF LTM is 15 Bil
3	Stock buyback support Stock Buyback 3Y Total is 8.9 Bil
4	Low stock price volatility Vol 12M is 19%
5	Megatrend and thematic drivers Megatrends include Cybersecurity, AI in Financial Services, Aging Population & Chronic Disease, Experience Economy & Premiumization, Show more.
6	Weak multi-year price returns 2Y Excs Rtn is -15%
7	Key risks CB key risks include [1] significant losses from increasingly severe and frequent natural disasters and [2] vulnerabilities to cybersecurity breaches and AI-related disruptions, Show more.

CB in ETFs

Weight = CB's share of each fund

SPY0.19%

VOO0.20%

VTI0.16%

RSP0.20%

VTV0.45%

VIG0.55%

VYM0.50%

XLF1.5%

+17 more covered ETFs

Valuation & Metrics

FYE: 12/31	Forward FYE		Now	Historical (CYE & TTM)
	2027	2026	9/18/26	2025	2024	2023	2022
Share Price			$341.93	$312.12	$276.30	$226.00	$220.60
Mkt Cap ($ Bil)			132.5	122.5	111.3	92.0	91.6
+ Debt ($ Bil)			18.1	17.2	15.2	14.5	14.9
- Cash ($ Bil)			2.5	2.3	2.3	2.4	2.0
TEV ($ Bil)			148.1	139.7	126.5	106.5	106.5
Valuation Ratios
P/S	2.0	2.2	2.1	2.0	2.0	1.8	2.1
P/EBIT	10.3	10.4	8.8	8.9	9.1	9.0	13.0
P/E	12.1	12.3	11.8	11.9	12.0	10.2	17.5
P/FCF	—	—	8.6	9.6	6.9	7.3	8.1
Sector Ratios (* = sector average)
P/S *			3.3	3.0	3.1	2.8	2.8
P/EBIT *			6.9	7.7	8.5	7.7	7.2
P/E *			11.6	11.0	11.6	10.1	9.4
P/FCF *			8.8	9.1	9.0	8.0	6.4

FYE: 12/31	Forward FYE		Now
	2027	2026	9/18/26
Share Price			$341.93
Mkt Cap ($ Bil)			132.5
+ Debt ($ Bil)			18.1
- Cash ($ Bil)			2.5
TEV ($ Bil)			148.1
Valuation Ratios
P/S	2.0	2.2	2.1
P/EBIT	10.3	10.4	8.8
P/E	12.1	12.3	11.8
P/FCF	—	—	8.6
Sector Ratios (* = sector average)
P/S *			3.3
P/EBIT *			6.9
P/E *			11.6
P/FCF *			8.8

FYE: 12/31	CB [1]	S&P 500 [2]
REVENUE GROWTH
LTM Revenue [3]	$62.3 Bil	—
FY 2026 Sales	$59.6 Bil	—
FY 2027 Sales	$64.6 Bil	—
FY 2026 Sales Growth	-4.3%	—
FY 2027 Sales Growth	8.4%	12.8%
EARNINGS
LTM Net Income (GAAP) [3]	$11.2 Bil	—
FY 2026 Net Income (Non-GAAP)	$10.8 Bil	—
FY 2027 Net Income (Non-GAAP)	$10.9 Bil	—
FY 2027 Net Income Growth	1.4%	18.0%
FY 2026 EPS (Non-GAAP)	$27.69	—
FY 2027 EPS (Non-GAAP)	$29.14	—
FY 2027 EPS Growth	5.2%	—
VALUATION
FY 2026 P/S	2.2	1.6
FY 2027 P/S	2.0	—
FY 2026 P/E	12.3	7.5
FY 2027 P/E	12.1	—

[1] CB forward figures are analyst consensus for the next two fiscal years (fiscal year end 12/31). Net Income and EPS are non-GAAP (adjusted) consensus. P/S and P/E divide the current market cap by the consensus figure.
[2] S&P 500 figures are the SPY ETF's holdings-weighted forward aggregate. P/S and P/E reflect FY1/FY2 consensus blended to the 12-month window ending 9/30/27 (~one year forward), shown when ≥90% of index weight has estimates. Growth is the aggregate next-fiscal-year vs current-fiscal-year (FY1→FY2) change. Index-level dollar Sales, Net Income and EPS are not applicable.
[3] LTM = reported trailing-twelve-month actuals (GAAP).

	CB	S&P 500
REVENUE GROWTH	FAIR
Rev LTM ($ Bil)	62.3
Rev Chg Q	7.2%	9.1%
Rev Chg LTM	8.5%	8.3%
Rev Chg 3Y Avg	10.4%	5.8%
PROFITABILITY	FAIR
Op Inc LTM ($ Bil)	�
CFO LTM ($ Bil)	15.4
Net Inc LTM ($ Bil)	11.2
CFO/Rev LTM	24.7%	21.8%
Net Inc Mgn	18.0%	13.1%
VALUATION	LOW
P/S	2.1	3.1
P/CFO	8.6	14.9
P/FCF	8.6	19.2
P/E	11.8	22.5

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Metric	Value	Date	Source
P&C Combined Ratio	81.8%	9302025	Link
Consolidated Net Premiums Written Growth	7.5%	9302025	Link
P&C Net Premiums Written Growth	5.3%	9302025	Link
Life Insurance Net Premiums Written Growth	24.6%	9302025	Link
North America P&C Net Premiums Written Growth	4.4%	9302025	Link
North America Personal Insurance Net Premiums Written Growth	8.1%	9302025	Link
North America Commercial Insurance Net Premiums Written Growth	3.5%	9302025	Link
Overseas General P&C Net Premiums Written Growth	9.7%	9302025	Link
Overseas General Consumer Insurance Net Premiums Written Growth	15.5%	9302025	Link
Overseas General Commercial Insurance Net Premiums Written Growth	5.8%	9302025	Link

Price Chart

Recent
9/11/2026	Dividend	Amount: $1.02 Payment On: 10/02/2026
Upcoming
10/27/2026	Earnings Release	Rev: $15 Bil (E) EPS: $6.34 (E)

Why The Stock Moved

Qualitative Assessment

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Updated on 9/1/2026

Chubb (CB) stock has gained about 10% since 5/31/2026 because of the following key factors:

1. Chubb exceeded analyst expectations with its fiscal Q2 2026 earnings. The company reported core operating income per share of $7.26, surpassing analysts' consensus estimate of $6.67 by 8.85%. This strong performance also represented an 18.2% increase over the prior year's fiscal Q2.

2. The company demonstrated robust underwriting profitability and improved its combined ratio. Chubb's property and casualty (P&C) underwriting income rose by 18.8% year-over-year to $1.94 billion in fiscal Q2 2026. Concurrently, the P&C combined ratio improved to 83.8% from 85.4% in fiscal Q2 2025, indicating strong underwriting discipline.

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Stock Movement Drivers

Fundamental Drivers

The 10.4% change in CB stock from 5/31/2026 to 9/17/2026 was primarily driven by a 10.6% change in the company's P/E Multiple.

(LTM values as of)	5312026	9172026	Change
Stock Price ($)	309.82	341.90	10.4%
Change Contribution By:
Total Revenues ($ Mil)	61,199	62,277	1.8%
Net Income Margin (%)	18.5%	18.0%	-2.7%
P/E Multiple	10.7	11.8	10.6%
Shares Outstanding (Mil)	390	387	0.8%
Cumulative Contribution			10.4%

LTM = Last Twelve Months as of date shown

Market Drivers

5/31/2026 to 9/17/2026

	Return	Correlation
CB	10.4%
Market (SPY)	0.8%	-44.3%
Sector (XLF)	8.3%	28.4%

Fundamental Drivers

The 1.2% change in CB stock from 2/28/2026 to 9/17/2026 was primarily driven by a 4.2% change in the company's Total Revenues ($ Mil).

(LTM values as of)	2282026	9172026	Change
Stock Price ($)	337.78	341.90	1.2%
Change Contribution By:
Total Revenues ($ Mil)	59,772	62,277	4.2%
Net Income Margin (%)	17.2%	18.0%	4.1%
P/E Multiple	12.9	11.8	-7.9%
Shares Outstanding (Mil)	393	387	1.3%
Cumulative Contribution			1.2%

LTM = Last Twelve Months as of date shown

Market Drivers

2/28/2026 to 9/17/2026

	Return	Correlation
CB	1.2%
Market (SPY)	11.5%	-26.8%
Sector (XLF)	9.2%	32.0%

Fundamental Drivers

The 26.3% change in CB stock from 8/31/2025 to 9/17/2026 was primarily driven by a 12.1% change in the company's Net Income Margin (%).

(LTM values as of)	8312025	9172026	Change
Stock Price ($)	270.79	341.90	26.3%
Change Contribution By:
Total Revenues ($ Mil)	57,419	62,277	8.5%
Net Income Margin (%)	16.0%	18.0%	12.1%
P/E Multiple	11.8	11.8	0.6%
Shares Outstanding (Mil)	400	387	3.2%
Cumulative Contribution			26.3%

LTM = Last Twelve Months as of date shown

Market Drivers

8/31/2025 to 9/17/2026

	Return	Correlation
CB	26.3%
Market (SPY)	19.2%	-21.7%
Sector (XLF)	4.7%	28.9%

Fundamental Drivers

The 77.8% change in CB stock from 8/31/2023 to 9/17/2026 was primarily driven by a 44.1% change in the company's Net Income Margin (%).

(LTM values as of)	8312023	9172026	Change
Stock Price ($)	192.35	341.90	77.8%
Change Contribution By:
Total Revenues ($ Mil)	46,425	62,277	34.1%
Net Income Margin (%)	12.5%	18.0%	44.1%
P/E Multiple	13.7	11.8	-13.6%
Shares Outstanding (Mil)	412	387	6.5%
Cumulative Contribution			77.8%

LTM = Last Twelve Months as of date shown

Market Drivers

8/31/2023 to 9/17/2026

	Return	Correlation
CB	77.8%
Market (SPY)	75.3%	11.3%
Sector (XLF)	69.8%	42.9%

Return vs. Risk

Price Returns Compared

	2021	2022	2023	2024	2025	2026	Total [1]
Returns
CB Return	28%	16%	4%	24%	14%	10%	142%
Peers Return	38%	7%	7%	28%	17%	7%	156%
S&P 500 Return	27%	-19%	24%	23%	16%	10%	101%
Monthly Win Rates [3]
CB Win Rate	50%	67%	58%	67%	58%	56%
Peers Win Rate	63%	55%	58%	67%	60%	47%
S&P 500 Win Rate	75%	42%	67%	75%	67%	44%
Max Drawdowns [4]
CB Max Drawdown	-11%	-19%	-19%	-10%	-12%	-9%
Peers Max Drawdown	-13%	-25%	-22%	-13%	-15%	-14%
S&P 500 Max Drawdown	-5%	-25%	-10%	-8%	-19%	-9%

[1] Cumulative total returns since the beginning of 2021
[2] Peers: TRV, PRU, AIG, HIG, CINF. See CB Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 9/17/2026 (YTD)

Event	CB	S&P 500
2023 SVB Regional Banking Crisis
% Loss	-13.4%	-6.7%
% Gain to Breakeven	15.5%	7.1%
Time to Breakeven	82 days	31 days
2020 COVID-19 Crash
% Loss	-42.2%	-33.7%
% Gain to Breakeven	73.0%	50.9%
Time to Breakeven	318 days	140 days
2014-2016 Oil Price Collapse
% Loss	-13.5%	-6.8%
% Gain to Breakeven	15.6%	7.3%
Time to Breakeven	5 days	15 days
2011 US Debt Ceiling Crisis & European Contagion
% Loss	-10.3%	-17.9%
% Gain to Breakeven	11.5%	21.8%
Time to Breakeven	72 days	123 days
2008-2009 Global Financial Crisis
% Loss	-47.8%	-53.4%
% Gain to Breakeven	91.5%	114.4%
Time to Breakeven	560 days	1085 days
Summer 2007 Credit Crunch
% Loss	-12.0%	-8.6%
% Gain to Breakeven	13.7%	9.5%
Time to Breakeven	47 days	47 days

Compare to TRV, PRU, AIG, HIG, CINF

In The Past

Chubb's stock fell 0.0% during the 2025 US Tariff Shock. Such a loss loss requires a 0.0% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

Event	CB	S&P 500
2020 COVID-19 Crash
% Loss	-42.2%	-33.7%
% Gain to Breakeven	73.0%	50.9%
Time to Breakeven	318 days	140 days
2008-2009 Global Financial Crisis
% Loss	-47.8%	-53.4%
% Gain to Breakeven	91.5%	114.4%
Time to Breakeven	560 days	1085 days

Compare to TRV, PRU, AIG, HIG, CINF

In The Past

Chubb's stock fell 0.0% during the 2025 US Tariff Shock. Such a loss loss requires a 0.0% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

About Chubb (CB)

Business Description Analogies Products Customers Suppliers Management Key Risks Emerging Threats Market Size Revenue Drivers Capital Allocation

Chubb Limited (CB) is a leading global provider of a wide array of insurance and reinsurance products. Operating worldwide, the company serves to protect individuals, businesses, and other insurance companies from various financial exposures by offering comprehensive risk coverage solutions.

The company's core offerings span across multiple segments. For commercial clients, Chubb provides essential property and casualty (P&C) coverage, including workers' compensation, financial lines, marine, and cyber risk insurance. Affluent individuals and families are offered specialized personal P&C policies such as homeowners, automobile, and personal liability insurance. Chubb also addresses niche markets like agricultural insurance, offering crop and farm property coverage, and provides a range of life insurance products, including protection and savings plans. Furthermore, a key part of its business is global reinsurance, where it provides coverage to other property and casualty insurers.

Chubb's extensive customer base includes large corporations, middle-market and small commercial businesses, high net worth individuals, and other insurance companies globally. With a robust presence across North America and overseas, the company distributes its diverse product portfolio primarily through a network of insurance and reinsurance brokers, solidifying its position as a global risk management partner.

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Here are a few analogies to describe Chubb:

The 'Amazon' for almost every kind of insurance – from your car and home to global corporate risks and life coverage.
The 'JPMorgan Chase' of the insurance world – a global financial giant offering a vast array of protection services for individuals, businesses, and even other insurers.

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Commercial Property & Casualty Insurance: Provides businesses with coverage for property damage, liability, workers' compensation, cyber risks, and various specialty areas.
Personal Property & Casualty Insurance: Offers homeowners, automobile, valuable articles, and personal liability coverage for individuals and families.
Agricultural Insurance: Protects farmers and ranchers with crop insurance and coverage for farm property and commercial agriculture.
Group Accident & Health Insurance: Delivers accident and health coverage for employees of commercial businesses both domestically and internationally.
Reinsurance: Provides insurance to other insurance companies, covering traditional and specialty property and casualty risks globally.
Life Insurance: Offers a range of protection and savings products including whole life, term life, medical, health, and personal accident coverage.

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Chubb serves a diverse base of customers, including both businesses and individuals across various segments. Given the nature of its business, it sells to a wide array of customers rather than a few identifiable primary companies. Its major customers can be broadly categorized as:

Commercial Businesses and Organizations: This includes large, middle market, and small commercial businesses, corporations, and commercial agriculture entities worldwide. They purchase a range of commercial property, casualty, workers' compensation, financial lines, marine, cyber risk, environmental, and group accident and health insurance.
Other Insurance and Reinsurance Companies: Through its Global Reinsurance segment (Chubb Tempest Re), Chubb provides traditional and specialty reinsurance products to other property and casualty companies globally.
Individuals and Families: This category encompasses affluent and high net worth individuals and families seeking specialized homeowners, automobile, valuable articles, personal liability, and travel insurance. It also includes farmers and ranchers for their property, and individuals for various life insurance products (e.g., whole life, term life, medical, health, personal accident, credit life).

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Evan G. Greenberg, Chairman and Chief Executive Officer
Mr. Greenberg has a career spanning over 50 years in the insurance industry. He was elected President and Chief Executive Officer of ACE Limited (Chubb's predecessor) in May 2004 and Chairman of the Board of Directors in May 2007. Under his leadership, Chubb has grown to become one of the largest insurance companies globally. Prior to joining ACE in 2001 as Vice Chairman, Mr. Greenberg spent 25 years at American International Group (AIG), where he served as President and Chief Operating Officer from 1997 to 2000. He also held senior management positions, including President and Chief Executive Officer of AIU, AIG's foreign general insurance organization, and Chief Executive Officer of AIG Far East, based in Japan. He oversaw the acquisition of The Chubb Corporation by ACE Limited in 2016, a $28.3 billion transaction that solidified Chubb's global leadership position.

Peter C. Enns, Executive Vice President and Chief Financial Officer
Mr. Enns has over three decades of finance and investment banking experience. He joined Chubb as CFO in 2021, succeeding Philip Bancroft. Prior to Chubb, he held various senior roles at Goldman Sachs for over 20 years, including Chairman and CEO of Goldman Sachs Canada from 2014 to 2017, Head of the Asia Financial Institutions Group from 2010 to 2014, and Partner of the U.S. Financial Institutions Group from 2006 to 2010. More recently, he was Global Co-Head of Investment Banking Coverage at HSBC.

John W. Keogh, President and Chief Operating Officer; Chairman, North America Insurance

Joseph F. Wayland, Executive Vice President, General Counsel and Secretary

Seshadri Iyer, Executive Vice President, Chubb Group, Operations, Technology and Digital Transformation
Mr. Iyer was appointed to this role effective April 6, 2026, overseeing global operations and technology functions. He joined Chubb from Boston Consulting Group, where he spent nearly 20 years, most recently as North America chair for BCG X, the firm's tech design and build unit.

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Chubb Limited (CB) faces several key risks inherent to its global insurance and reinsurance operations. One of the most significant risks is **the volatility of catastrophe events and climate change**. As a prominent insurer and reinsurer, Chubb is highly exposed to natural disasters and other large-scale events, which can lead to substantial volatility in financial results. The unpredictability of such events is an integral part of its underwriting process, and while the company adjusts its strategies, unforeseen losses can significantly impact profitability. Another key risk is related to **market risks, particularly interest rate volatility**, which can affect its investment portfolio performance and capital resources. Chubb's substantial investment income provides a buffer, but fluctuations in interest rates can adversely impact both investment income and overall operating results. Finally, **regulatory and legal risks** pose a significant challenge due to Chubb's extensive global presence. Operating in 54 countries subjects the company to a complex array of regulatory environments, leading to potential compliance risks and legal challenges. Changes in tax and other regulations can also increase Chubb's liabilities.

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The clear emerging threat for Chubb is the rapid advancement and proliferation of Insurtech companies. These companies leverage cutting-edge technologies, including artificial intelligence, machine learning, big data analytics, and the Internet of Things (IoT), to develop more personalized, efficient, and often direct-to-consumer insurance products across various segments, such as personal lines, small commercial, and life insurance. By offering streamlined digital processes, potentially lower overhead, and enhanced customer experiences that bypass traditional broker channels, Insurtech firms pose a significant challenge to Chubb's long-standing business model and distribution strategy, potentially eroding market share and impacting pricing power in segments susceptible to technological disruption and commoditization.

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Chubb Limited operates across several significant insurance and reinsurance markets globally. Here are the addressable market sizes for its main products and services:

North America Commercial Property & Casualty (P&C) Insurance: The North America commercial property insurance market size was valued at approximately USD 112.62 billion in 2024. More broadly, the North America property and casualty insurance market, which includes both commercial and personal lines, was valued at USD 853.13 billion in 2025 and is projected to reach USD 885.55 billion in 2026.
North America Personal Property & Casualty (P&C) Insurance: This segment is part of the larger North America property and casualty insurance market, which had a value of USD 853.13 billion in 2025 and is projected to grow to USD 885.55 billion in 2026. Individuals constituted the leading end-user segment in the overall property and casualty insurance market in 2023.
North America Agricultural Insurance: The addressable market for agricultural insurance in North America was estimated at USD 46.53 billion in 2024. North America represents the largest market globally for agricultural insurance, holding approximately 45% of the worldwide share in 2024.
Overseas General Insurance: The global property and casualty (P&C) insurance market, which encompasses general insurance outside of North America, was valued at USD 1,920.56 billion in 2025. Global P&C insurance premiums amounted to approximately €2,424 billion (around USD 2.6 trillion) in 2024, with North America accounting for more than half of these volumes.
Global Reinsurance: The global reinsurance market size was valued at USD 711.75 billion in 2024 and is projected to grow to approximately USD 2,000.08 billion by 2034. North America contributed over 44% of the revenue share in this market in 2024.
Life Insurance: The global life insurance market size was estimated at USD 7.55 trillion in 2024 and is projected to increase to approximately USD 18.03 trillion by 2034.

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Chubb Limited (CB) is expected to drive future revenue growth over the next 2-3 years through a combination of strong premium growth, increasing net investment income, and strategic initiatives focused on digital transformation and product development.

Growth in Net Premiums across P&C and Life Insurance: Chubb anticipates continued robust growth in its net premiums, encompassing both its Property & Casualty (P&C) and life insurance divisions. This growth is significantly bolstered by expansion in international markets, with Latin America and Asia specifically identified as key contributors.
Rising Net Investment Income: The company projects a sustained increase in its adjusted net investment income. This is expected as Chubb continues to reinvest its cash flows at higher interest rates, enhancing returns from its fixed income and private investment portfolios.
Digital Transformation and New Product Development: Chubb's strategic investments in digital transformation projects are aimed at improving its combined ratio and overall operational efficiency, which supports competitive pricing and business acquisition. Additionally, the launch of new products and services, particularly within emerging markets and through digital distribution channels, is expected to attract new customers and drive revenue.

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Share Repurchases

Chubb's Board of Directors authorized a new $5 billion share repurchase program, effective July 1, 2023, with no expiration date. A similar $5 billion share repurchase program was authorized effective July 1, 2025, also with no expiration date.
The company repurchased $3.4 billion in shares in 2025 at an average price of $282.57 per share.
Chubb's annual share buybacks totaled $3.694 billion in 2025, $1.801 billion in 2024, and $2.411 billion in 2023.

Share Issuance

The number of outstanding shares decreased from approximately 452 million in 2019 to 400.7 million in 2024, and further to 391.101 million by the end of 2025, indicating a reduction in shares rather than significant issuances.

Outbound Investments

In October 2021, Chubb agreed to acquire Cigna's personal accident, supplemental health, and life insurance business in seven Asia-Pacific markets for $5.75 billion in cash, with the transaction completed in 2022.
Chubb acquired Healthy Paws, a pet insurance provider, for approximately $300 million in cash in 2024.
In March 2025, Chubb announced agreements to acquire Liberty Mutual's Property & Casualty insurance operations in Thailand and Vietnam.

Capital Expenditures

Chubb annually invests $1.1-$1.2 billion in technological advancements, focusing on modernization and improving processing capabilities.
These technology investments are expected to remain in the $1.1-$1.2 billion range annually, supporting core operations and developing new capabilities in analytics and customer-facing systems.

Interactive Breakdown

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Better Bets vs. Chubb (CB)

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Peer Outperformance in Property & Casualty Insurance

CB has outperformed 63% of its 41 Property & Casualty Insurance peers over 5Y. Among the peers that beat it are TRV, WRB and ORI. Property & Casualty Insurance ranks 6th of 18 industries in Financials by median 5Y return.

Share of Property & Casualty Insurance constituents that CB has outperformed, by holding period. Peers without a full price history over a given window are excluded from that window.

73%

of 45 industry peers · 27.1% return

48%

of 42 industry peers · 66.1% return

63%

of 41 industry peers · 103.6% return

Property & Casualty Insurance peers with revenue growth within 4pp of CB's that beat it on at least 2 of 3 windows, and by at least 20pp over 5Y. Growth is matched by construction, so the gap is largely a re-rating gap. The multiple column is the context for it.

Ticker	Name	Rev Growth 3Y Avg	P/E	1Y	3Y	5Y	5Y Gap
CB	Chubb	10.4%	11.8x	27.1%	66.1%	103.6%	—
TRV	Travelers Companies	8.2%	9.6x	40.1%	139.3%	167.0%	+63pp
WRB	WR Berkley	8.7%	14.1x	-1.5%	76.1%	147.2%	+44pp
ORI	Old Republic International	8.6%	8.5x	11.3%	80.9%	144.1%	+40pp

Price returns, excluding dividends. P/E shown for context only and not used for matching.

Median price return by industry across the Financials sector, ranked by 5Y. Property & Casualty Insurance is CB's own industry. Use this to see which corners of the sector have carried the returns.

Industry	Names	1Y med	3Y med	5Y med	Top 3 by 5Y
Reinsurance	6	25.6%	72.3%	130.3%	SPNT 162% · RGA 145% · RNR 137%
Investment Banking & Brokerage	13	-0.7%	98.4%	114.1%	IBKR 490% · SNEX 242% · GS 174%
Diversified Banks	12	29.7%	123.6%	112.7%	CM 152% · JPM 151% · RY 143%
Life & Health Insurance	20	9.0%	54.4%	104.7%	JXN 546% · UNM 358% · FG 212%
Multi-Sector Holdings	4	3.5%	45.9%	80.7%	JONE 361% · BRK-B 84% · VOYA 77%
Property & Casualty Insurance ←	42	11.0%	67.5%	66.8%	ASIC 2816900% · HRTG 488% · UVE 321%
Regional Banks	265	25.6%	88.8%	64.1%	ESQ 371% · VBNK 348% · GCBC 328%
Multi-line Insurance	9	12.2%	71.6%	62.2%	GNW 191% · L 108% · SLF 97%
Financial Exchanges & Data	15	-9.0%	11.9%	30.6%	VIRT 182% · CBOE 130% · CME 77%
Diversified Financial Services	4	-11.2%	18.3%	26.4%	FRHC 168% · EQH 110% · TMS -58%
Consumer Finance	30	2.8%	81.9%	25.4%	ENVA 459% · EZPW 347% · FCFS 163%
Insurance Brokers	16	-16.5%	-6.4%	19.7%	LIFE 253% · ARX 89% · AJG 71%
Asset Management & Custody Banks	84	-10.6%	13.4%	11.6%	WT 303% · SII 270% · VCTR 247%
Commercial & Residential Mortgage Finance	13	-52.3%	20.7%	10.1%	FNMA 458% · FMCC 424% · ACT 204%
Specialized Finance	3	17.1%	37.2%	-1.0%	EFC 28% · CACC -1% · HASI -17%
Mortgage REITs	33	-11.8%	4.3%	-15.7%	NREF 53% · RITM 43% · DX 35%
Transaction & Payment Processing Services	15	-0.7%	-9.1%	-44.6%	V 73% · MA 70% · CPAY 57%
Diversified Capital Markets	20	-33.8%	14.9%	-57.1%	OPY 188% · LPLA 130% · GOLD 96%

Median of constituents with a full price history over each window. Top names are unfiltered by size in this render.

Latest Trefis Analyses

	Title	Date
0	DASHBOARDS
1	With Chubb Stock Surging, Have You Considered The Downside?	10/17/2025
2	CB Dip Buy Analysis	07/10/2025
3	Chubb Total Shareholder Return (TSR): 25.1% in 2024 and 15.7% 3-yr compounded annual returns (below peer average)	03/07/2025
4	Chubb (CB) Operating Cash Flow Comparison	02/17/2025
5	Chubb (CB) Net Income Comparison	02/15/2025
6	Chubb vs. S&P500 Correlation	10/03/2024
7	Chubb Price Volatility	09/24/2024
8	Fundamental Metrics: ...	06/19/2024
9	Chubb vs. Large Cap Stocks: Which Is A Better Investment?	01/29/2024
10	CB YTD Stock Return Of -3.6% Outperforms TRV by 7.0% and Underperforms PGR by -12%	09/28/2023
11	ARTICLES
12	The 52-Week-High List: 58 S&P 500 Names On Tuesday	07/29/2026
13	S&P 500 Stocks Trading At 52-Week High	12/29/2025
14	Large Cap Stocks Trading At 52-Week High	12/18/2025

	Title
0	DASHBOARDS
1	With Chubb Stock Surging, Have You Considered The Downside?
2	CB Dip Buy Analysis
3	Chubb Total Shareholder Return (TSR): 25.1% in 2024 and 15.7% 3-yr compounded annual returns (below peer average)
4	Chubb (CB) Operating Cash Flow Comparison
5	Chubb (CB) Net Income Comparison
6	Chubb vs. S&P500 Correlation
7	Chubb Price Volatility
8	Fundamental Metrics: ...
9	Chubb vs. Large Cap Stocks: Which Is A Better Investment?
10	CB YTD Stock Return Of -3.6% Outperforms TRV by 7.0% and Underperforms PGR by -12%
11	ARTICLES
12	The 52-Week-High List: 58 S&P 500 Names On Tuesday
13	S&P 500 Stocks Trading At 52-Week High
14	Large Cap Stocks Trading At 52-Week High

Trade Ideas

Select ideas related to CB.

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Recent Active Movers

Top Gainers

Ticker	Company	Mkt Cap (B)	1D Rtn	YTD Rtn
SDGR	Schrodinger	2.3	26.4%	69.1%
ADBT	Advasa	0.1	19.6%	-97.7%
GNRC	Generac	12.2	18.3%	52.0%
VICR	Vicor	9.9	17.7%	97.4%
CRD-B	Crawford	0.6	16.0%	24.8%
ABSI	Absci	1.5	15.3%	165.6%
SECZ	Securitize	1.3	14.9%	-27.4%
TEM	Tempus AI	14.5	14.8%	36.1%
FCEL	FuelCell Energy	1.0	14.3%	142.3%
PSIX	Power Solutions International	1.0	13.6%	-20.3%

Top Losers

Ticker	Company	Mkt Cap (B)	1D Rtn	YTD Rtn
FLNC	Fluence Energy	1.1	-15.4%	-61.3%
AN	AutoNation	5.9	-10.5%	-15.3%
SAH	Sonic Automotive	2.1	-9.3%	8.4%
ASTH	Astrana Health	1.7	-9.0%	38.3%
MAMA	Mama's Creations	0.5	-8.0%	-2.8%
MTZ	MasTec	16.2	-7.9%	-4.4%
DKNG	DraftKings	11.1	-7.6%	-34.8%
ANGX	Angel Studios	0.9	-7.5%	4.9%
XRAY	Dentsply Sirona	1.9	-7.5%	-18.0%
TTAN	ServiceTitan	5.2	-7.5%	-49.1%

Top Gainers

Ticker	Company	Mkt Cap (B)	1W Rtn	YTD Rtn
SDGR	Schrodinger	2.3	60.9%	69.1%
ACVA	ACV Auctions	1.8	45.2%	30.7%
TEM	Tempus AI	14.5	36.8%	36.1%
FEIM	Frequency Electronics	0.8	35.1%	55.7%
EMAT	Evolution Metals & Technologies	2.5	30.5%	-81.1%
FPS	Forgent Power Solutions	9.3	30.3%	31.2%
BBNX	Beta Bionics	1.0	29.2%	-29.7%
CAI	Caris Life Sciences	8.7	28.6%	14.6%
RXT	Rackspace Technology	1.0	25.2%	303.7%
WGS	GeneDx	3.1	25.0%	-19.3%

Top Losers

Ticker	Company	Mkt Cap (B)	1W Rtn	YTD Rtn
ADBT	Advasa	0.1	-53.9%	-97.7%
SWMR	Swarmer	0.4	-33.2%	-22.5%
ALHC	Alignment Healthcare	1.8	-31.8%	-55.9%
ALMS	Alumis	1.0	-21.0%	-19.9%
FLNC	Fluence Energy	1.1	-20.9%	-61.3%
ENVA	Enova International	4.5	-19.7%	13.9%
ARWR	Arrowhead Pharmaceuticals	9.7	-18.1%	2.0%
SPRY	ARS Pharmaceuticals	0.4	-18.0%	-64.4%
MPLT	MapLight Therapeutics	0.5	-17.9%	-35.6%
ASMB	Assembly Biosciences	0.5	-16.8%	-25.5%

Top Gainers

Ticker	Company	Mkt Cap (B)	1M Rtn	YTD Rtn
MRNA	Moderna	62.9	151.1%	436.0%
PURR	Hyperliquid Strategies	1.6	78.2%	260.4%
SDGR	Schrodinger	2.3	71.1%	69.1%
TEM	Tempus AI	14.5	62.8%	36.1%
SECZ	Securitize	1.3	51.6%	-27.4%
CVI	CVR Energy	5.4	47.7%	114.1%
CAI	Caris Life Sciences	8.7	47.4%	14.6%
MSTR	Strategy	46.6	42.9%	-13.0%
IOVA	Iovance Biotherapeutics	4.5	42.5%	267.0%
TXG	10x Genomics	10.0	38.4%	371.9%

Top Losers

Ticker	Company	Mkt Cap (B)	1M Rtn	YTD Rtn
ALMS	Alumis	1.0	-68.6%	-19.9%
SWMR	Swarmer	0.4	-48.7%	-22.5%
IESC	IES	12.6	-48.3%	-18.5%
RARE	Ultragenyx Pharmaceutical	1.5	-43.1%	-37.0%
KRMN	Karman	4.7	-40.7%	-51.8%
TTAN	ServiceTitan	5.2	-40.5%	-49.1%
ALOY	REalloys	0.5	-38.9%	-12.6%
IMUX	Immunic	0.4	-38.8%	93.9%
FLNC	Fluence Energy	1.1	-34.8%	-61.3%
DKS	Dick's Sporting Goods	11.0	-34.7%	-36.0%

Peer Comparisons

Peers to compare with:

Financials

	CB	TRV	PRU	AIG	HIG	CINF	Median
Name	Chubb	Traveler.	Prudenti.	American.	Hartford.	Cincinna.
Mkt Price	341.90	379.49	117.93	75.68	133.14	169.90	151.52
Mkt Cap	132.5	79.9	40.9	40.1	36.4	26.3	40.5
Rev LTM	62,277	48,979	64,864	26,660	28,626	13,954	38,802
Op Inc LTM	-	-	-	-	-	-	-
FCF LTM	15,376	11,026	10,969	3,850	5,758	3,400	8,364
FCF 3Y Avg	14,847	9,648	7,357	4,530	5,659	2,763	6,508
CFO LTM	15,376	11,026	10,969	3,850	5,880	3,417	8,424
CFO 3Y Avg	14,847	9,648	7,357	4,530	5,821	2,781	6,589

Growth & Margins

	CB	TRV	PRU	AIG	HIG	CINF	Median
Name	Chubb	Traveler.	Prudenti.	American.	Hartford.	Cincinna.
Rev Chg LTM	8.5%	2.4%	9.0%	-4.0%	6.1%	19.6%	7.3%
Rev Chg 3Y Avg	10.4%	8.2%	0.5%	11.7%	7.2%	14.3%	9.3%
Rev Chg Q	7.2%	0.3%	13.7%	0.3%	6.6%	31.6%	6.9%
QoQ Delta Rev Chg LTM	1.8%	0.1%	3.0%	0.1%	1.6%	7.9%	1.7%
Op Inc Chg LTM	-	-	-	-	-	-	-
Op Inc Chg 3Y Avg	-	-	-	-	-	-	-
Op Mgn LTM	-	-	-	-	-	-	-
Op Mgn 3Y Avg	-	-	-	-	-	-	-
QoQ Delta Op Mgn LTM	-	-	-	-	-	-	-
CFO/Rev LTM	24.7%	22.5%	16.9%	14.4%	20.5%	24.5%	21.5%
CFO/Rev 3Y Avg	25.8%	20.5%	11.6%	16.7%	21.6%	22.9%	21.1%
FCF/Rev LTM	24.7%	22.5%	16.9%	14.4%	20.1%	24.4%	21.3%
FCF/Rev 3Y Avg	25.8%	20.5%	11.6%	16.7%	21.0%	22.7%	20.7%

Valuation

	CB	TRV	PRU	AIG	HIG	CINF	Median
Name	Chubb	Traveler.	Prudenti.	American.	Hartford.	Cincinna.
Mkt Cap	132.5	79.9	40.9	40.1	36.4	26.3	40.5
P/S	2.1	1.6	0.6	1.5	1.3	1.9	1.6
P/Op Inc	-	-	-	-	-	-	-
P/EBIT	8.8	7.4	-	9.9	7.0	6.2	7.4
P/E	11.8	9.6	10.4	13.5	8.3	7.9	10.0
P/CFO	8.6	7.2	3.7	10.4	6.2	7.7	7.5
Total Yield	9.6%	11.6%	14.4%	9.9%	13.7%	14.7%	12.7%
Dividend Yield	1.2%	1.2%	4.8%	2.5%	1.7%	2.1%	1.9%
FCF Yield 3Y Avg	12.8%	16.5%	18.8%	9.9%	16.8%	11.8%	14.7%
D/E	0.1	0.1	0.6	0.2	0.1	0.0	0.1
Net D/E	-0.2	-1.1	-1.5	-0.7	-0.5	-0.1	-0.6

Returns

	CB	TRV	PRU	AIG	HIG	CINF	Median
Name	Chubb	Traveler.	Prudenti.	American.	Hartford.	Cincinna.
1M Rtn	-0.7%	3.5%	-4.2%	0.1%	-3.8%	-0.8%	-0.8%
3M Rtn	6.0%	23.7%	12.0%	2.9%	4.3%	0.4%	5.2%
6M Rtn	6.3%	28.8%	30.7%	3.8%	2.3%	8.9%	7.6%
12M Rtn	27.1%	40.1%	20.5%	1.0%	3.7%	12.4%	16.5%
3Y Rtn	66.1%	139.3%	38.0%	31.2%	91.8%	67.5%	66.8%
1M Excs Rtn	0.0%	4.2%	-3.5%	0.8%	-3.1%	-0.1%	-0.1%
3M Excs Rtn	1.6%	21.5%	8.5%	-1.0%	0.2%	-3.3%	0.9%
6M Excs Rtn	-10.4%	12.5%	14.9%	-12.1%	-14.1%	-8.0%	-9.2%
12M Excs Rtn	11.6%	26.1%	6.0%	-14.0%	-11.1%	-2.3%	1.8%
3Y Excs Rtn	0.2%	74.1%	-29.8%	-36.8%	23.2%	-0.5%	-0.1%

FDIC Bank Data

Bank Capital

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Bank Deposits

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Bank Assets

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Bank Loans

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FDA Approved Drugs Data

Expand for Morenull

Clinical Pipeline

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Financials

Annual
Quarterly

$ Mil \| FY: 12/31	LTM	2025	2024	2023	2022	2021	2020
Period End	6/30/2026	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Filing Date	7/28/2026	2/27/2026	2/27/2025	2/23/2024	2/24/2023	2/24/2022	2/25/2021
Key Financials
Total Revenue	62,277	59,783	56,010	49,826	43,055	40,861	36,052
Net Income	11,185	10,310	9,272	9,028	5,246	8,525	3,533
EPS	28.46	25.93	22.94	21.97	12.50	19.38	7.82
Growth Rates
Total Revenue Growth	8.5%	6.7%	12.4%	15.7%	5.4%	13.3%	5.3%
Net Income Growth	21.6%	11.2%	2.7%	72.1%	-38.5%	141.3%	-20.7%
Margins
Net Income Margin	18.0%	17.2%	16.6%	18.1%	12.2%	20.9%	9.8%
Cash & Debt
Total Cash	44,833	42,585	39,185	33,787	25,785	29,792	29,322
Total Debt	18,115	17,227	15,179	14,495	14,877	16,168	14,948
Net Debt / (Cash)	-26,718	-25,358	-24,006	-19,292	-10,908	-13,624	-14,374
Cash Flows & CapEx
Net Cash from Operations	15,376	12,816	16,182	12,632	11,258	11,151	9,785
Total CapEx	0	0	0	0	0	0	0
Free Cash from Operations	15,376	12,816	16,182	12,632	11,258	11,151	9,785
Returns to Shareholders
Dividends	1,533	1,505	1,436	1,394	1,375	1,401	1,388
Share Repurchases	4,493	3,694	1,801	2,411	2,894	4,861	523

$ Mil \| FY: 12/31	2026Q2	2026Q1	2025Q4	2025Q3	2025Q2	2025Q1	2024Q4	2024Q3	2024Q2	2024Q1	2023Q4	2023Q3
Period End	6/30/2026	3/31/2026	12/31/2025	9/30/2025	6/30/2025	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023
Filing Date	7/28/2026	4/28/2026	2/27/2026	10/27/2025	7/28/2025	4/28/2025	2/27/2025	10/30/2024	7/26/2024	4/26/2024	2/23/2024	11/1/2023
Key Financials Quarterly
Total Revenue	15,959	14,815	15,303	16,200	14,881	13,388	14,278	14,872	13,903	12,926	13,084	13,889
Net Income	2,854	2,320	3,210	2,801	2,968	1,331	2,575	2,324	2,230	2,143	3,300	2,043
EPS	7.37	5.94	8.10	7.05	7.42	3.32	6.33	5.75	5.51	5.28	8.10	4.99
Key Financials TTM
Total Revenue TTM	62,277	61,199	59,772	58,747	57,419	56,441	55,979	54,785	53,802	51,720	49,826	48,259
Net Income TTM	11,185	11,299	10,310	9,675	9,198	8,460	9,272	9,997	9,716	9,279	9,028	7,039
Growth Rates Quarterly
Total Revenue Growth	7.2%	10.7%	7.2%	8.9%	7.0%	3.6%	9.1%	7.1%	17.6%	17.2%	13.6%	15.2%
Net Income Growth	-3.8%	74.3%	24.7%	20.5%	33.1%	-37.9%	-22.0%	13.8%	24.4%	13.3%	151.7%	158.0%
Margins Quarterly
Net Income Margin	17.9%	15.7%	21.0%	17.3%	19.9%	9.9%	18.0%	15.6%	16.0%	16.6%	25.2%	14.7%
Cash & Debt
Total Cash	44,833	43,373	42,585	41,988	40,369	38,858	39,185	39,910	36,290	35,891	33,787	32,450
Total Debt	18,115	17,470	17,227	17,226	14,976	14,508	15,179	16,131	14,731	15,513	14,495	14,436
Net Debt / (Cash)	-26,718	-25,903	-25,358	-24,762	-25,393	-24,350	-24,006	-23,779	-21,559	-20,378	-19,292	-18,014
Cash Flows Quarterly
FCF from Operations	3,730	3,947	4,060	3,639	3,551	1,566	4,565	4,318	4,079	3,220	3,186	4,680
Cash Flows TTM
FCF from Operations TTM	15,376	15,197	12,816	13,321	14,000	14,528	16,182	14,803	15,165	13,601	12,632	12,104
Returns to Shareholders Quarterly
Dividends	379	380	384	390	365	366	367	371	349	349	350	356
Share Repurchases	1,062	1,174	1,171	1,086	746	691	450	295	652	404	563	581
Return on Invested Capital (ROIC) Quarterly
ROIC	-	-	-	-	-	-	-	-	-	-	-	-
Return on Invested Capital (ROIC) TTM
ROIC TTM	-	-	-	-	-	-	-	-	-	-	-	-

Segment Financials

Revenue by Segment

$ Mil	2021	2020	2019	2018	2017
North America Commercial Property and Casualty (P&C) Insurance	17,539	16,025	15,031	14,435	14,152
Overseas General Insurance	11,038	9,819	9,470	9,231	8,741
North America Personal Property and Casualty (P&C) Insurance	5,164	5,126	4,952	4,829	4,625
Life Insurance	2,809	2,867	2,716	2,559	2,414
North America Agricultural Insurance	2,366	1,852	1,825	1,597	1,533
Global Reinsurance	1,129	1,005	933	927	977
Corporate	1,105	-586	-647	-209	-199
Segment Measure Reclass	-187	-114	-94
Net realized gains (losses)				-652
Total	40,963	35,994	34,186	32,717	32,243

Net Income by Segment

$ Mil	2015	2014	2013	2012	2011
Insurance - North American P&C	1,056	1,085	1,021
Insurance - Overseas General	534	545	539	521	548
Global Reinsurance	300	316	280	290	287
Life	265	268	251	251	224
Insurance - North American Agriculture	23	26	26
Corporate	16	12	27
Corporate and Other				28	13
Insurance - North American				1,091	1,170
Total	2,194	2,252	2,144	2,181	2,242

Price Behavior

Price Behavior

Market Price	$341.90
Market Cap ($ Bil)	132.5
First Trading Date	03/26/1993
Distance from 52W High	-5.7%
	50 Days	200 Days
DMA Price	$345.17	$326.09
DMA Trend	up	up
Distance from DMA	-0.9%	4.8%
	3M	1YR
Volatility	23.5%	19.5%
Downside Capture	-112.99	-66.69
Upside Capture	-68.37	-26.36
Correlation (SPY)	-38.5%	-22.8%

CB Betas & Captures as of 8/31/2026

	1M	2M	3M	6M	1Y	3Y
Beta	-0.53	-1.04	-0.95	-0.46	-0.37	0.14
Up Beta	0.26	-0.72	-0.32	0.07	-0.08	0.27
Down Beta	-0.87	-1.31	-1.08	-0.59	-0.34	0.20
Up Capture	-96%	-99%	-73%	-37%	-16%	3%
Bmk +ve Days	10	21	32	68	138	427
Stock +ve Days	9	21	35	63	135	405
Down Capture	-83%	-119%	-176%	-97%	-119%	-28%
Bmk -ve Days	11	21	32	59	113	324
Stock -ve Days	12	21	29	64	116	346

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively

Based On 1-Year Data

	Annualized Return	Annualized Volatility	Sharpe Ratio	Correlation with CB
CB	27.4%	19.4%	1.12	-
Sector ETF (XLF)	5.6%	14.6%	0.15	27.5%
Equity (SPY)	16.6%	12.9%	0.92	-22.9%
Gold (GLD)	17.4%	29.3%	0.55	-17.3%
Commodities (DBC)	45.8%	20.7%	1.72	-7.3%
Real Estate (VNQ)	5.7%	13.5%	0.16	32.0%
Bitcoin (BTCUSD)	-34.9%	43.9%	-0.85	-11.3%

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Based On 5-Year Data

	Annualized Return	Annualized Volatility	Sharpe Ratio	Correlation with CB
CB	15.3%	20.4%	0.62	-
Sector ETF (XLF)	9.9%	18.4%	0.40	56.0%
Equity (SPY)	12.6%	17.2%	0.56	32.3%
Gold (GLD)	18.9%	18.8%	0.81	-3.8%
Commodities (DBC)	11.7%	19.6%	0.47	7.0%
Real Estate (VNQ)	1.0%	18.8%	-0.05	38.2%
Bitcoin (BTCUSD)	10.4%	52.5%	0.38	6.8%

Smart multi-asset allocation framework can stack odds in your favor. Learn How

Based On 10-Year Data

	Annualized Return	Annualized Volatility	Sharpe Ratio	Correlation with CB
CB	12.4%	23.8%	0.49	-
Sector ETF (XLF)	12.9%	22.1%	0.53	68.2%
Equity (SPY)	15.1%	18.0%	0.71	51.7%
Gold (GLD)	12.0%	16.4%	0.60	-1.0%
Commodities (DBC)	8.5%	18.1%	0.39	17.3%
Real Estate (VNQ)	4.4%	20.7%	0.17	53.7%
Bitcoin (BTCUSD)	62.0%	66.1%	1.02	8.6%

Smart multi-asset allocation framework can stack odds in your favor. Learn How

Short Interest

Short Interest: As Of Date	8312026
Short Interest: Shares Quantity	3.3 Mil
Short Interest: % Change Since 8152026	-14.4%
Average Daily Volume	1.7 Mil
Days-to-Cover Short Interest	2.0 days
Basic Shares Quantity	387.4 Mil
Short % of Basic Shares	0.8%

Returns Analyses

	Title
0	With Chubb Stock Surging, Have You Considered The Downside?
1	CB YTD Stock Return Of -3.6% Outperforms TRV by 7.0% and Underperforms PGR by -12%
2	Chubb Stock Return Comparison
3	Chubb Total Shareholder Return (TSR): 15.8% in 2022 and 14.2% 3-yr returns (above peer average)

Earnings Returns History

Updated 8/21/2026

Expand for More

	Forward Returns
Earnings Date	1D Returns	5D Returns	21D Returns
7/21/2026	-3.3%	2.5%	-3.9%
4/21/2026	-1.2%	0.3%	-0.3%
2/3/2026	5.1%	4.1%	6.1%
10/21/2025	2.7%	2.3%	9.2%
7/22/2025	-3.1%	-3.7%	0.3%
4/22/2025	-2.0%	-1.9%	0.0%
1/28/2025	1.3%	-0.0%	3.5%
10/29/2024	-1.2%	-3.5%	1.1%
...
SUMMARY STATS
# Positive	11	16	19
# Negative	13	8	5
Median Positive	3.1%	3.1%	3.5%
Median Negative	-1.5%	-2.0%	-3.5%
Max Positive	5.3%	9.6%	23.6%
Max Negative	-6.2%	-5.4%	-8.4%

Collapse to Preview

	Forward Returns
Earnings Date	1D Returns	5D Returns	21D Returns
7/21/2026	-3.3%	2.5%	-3.9%
4/21/2026	-1.2%	0.3%	-0.3%
2/3/2026	5.1%	4.1%	6.1%
10/21/2025	2.7%	2.3%	9.2%
7/22/2025	-3.1%	-3.7%	0.3%
4/22/2025	-2.0%	-1.9%	0.0%
1/28/2025	1.3%	-0.0%	3.5%
10/29/2024	-1.2%	-3.5%	1.1%
7/23/2024	-1.2%	5.1%	3.4%
4/23/2024	-2.7%	-0.5%	7.0%
1/31/2024	-0.0%	0.8%	2.3%
10/24/2023	2.0%	1.5%	7.2%
7/25/2023	5.3%	3.9%	2.9%
4/25/2023	-1.4%	-0.3%	-3.5%
1/31/2023	-6.2%	-5.4%	-8.4%
10/25/2022	1.4%	6.0%	6.3%
7/26/2022	-0.7%	-2.1%	4.3%
4/26/2022	3.5%	2.1%	2.3%
2/1/2022	3.8%	4.0%	3.1%
10/26/2021	1.6%	1.8%	1.7%
7/27/2021	-1.9%	1.9%	10.3%
4/27/2021	-1.5%	3.7%	-0.3%
2/2/2021	3.1%	9.2%	10.2%
10/27/2020	3.2%	9.6%	23.6%
SUMMARY STATS
# Positive	11	16	19
# Negative	13	8	5
Median Positive	3.1%	3.1%	3.5%
Median Negative	-1.5%	-2.0%	-3.5%
Max Positive	5.3%	9.6%	23.6%
Max Negative	-6.2%	-5.4%	-8.4%

SEC Filings

Expand for More

Report Date	Filing Date	Filing
06/30/2026	07/28/2026	10-Q
03/31/2026	04/28/2026	10-Q
12/31/2025	02/27/2026	10-K
09/30/2025	10/27/2025	10-Q
06/30/2025	07/28/2025	10-Q
03/31/2025	04/28/2025	10-Q
12/31/2024	02/27/2025	10-K
09/30/2024	10/30/2024	10-Q
06/30/2024	07/26/2024	10-Q
03/31/2024	04/26/2024	10-Q
12/31/2023	02/23/2024	10-K
09/30/2023	11/01/2023	10-Q
06/30/2023	07/28/2023	10-Q
03/31/2023	05/02/2023	10-Q
12/31/2022	02/24/2023	10-K
09/30/2022	10/28/2022	10-Q

Collapse to Preview

Report Date	Filing Date	Filing
06/30/2026	07/28/2026	10-Q
03/31/2026	04/28/2026	10-Q
12/31/2025	02/27/2026	10-K
09/30/2025	10/27/2025	10-Q
06/30/2025	07/28/2025	10-Q
03/31/2025	04/28/2025	10-Q
12/31/2024	02/27/2025	10-K
09/30/2024	10/30/2024	10-Q
06/30/2024	07/26/2024	10-Q
03/31/2024	04/26/2024	10-Q
12/31/2023	02/23/2024	10-K
09/30/2023	11/01/2023	10-Q
06/30/2023	07/28/2023	10-Q
03/31/2023	05/02/2023	10-Q
12/31/2022	02/24/2023	10-K
09/30/2022	10/28/2022	10-Q
06/30/2022	07/29/2022	10-Q
03/31/2022	04/29/2022	10-Q
12/31/2021	02/24/2022	10-K
09/30/2021	10/28/2021	10-Q
06/30/2021	07/29/2021	10-Q
03/31/2021	04/30/2021	10-Q
12/31/2020	02/25/2021	10-K
09/30/2020	10/30/2020	10-Q
06/30/2020	07/31/2020	10-Q
03/31/2020	04/29/2020	10-Q
12/31/2019	02/27/2020	10-K
09/30/2019	10/31/2019	10-Q

Recent Forward Guidance

Updated 7/22/2026

Latest: Q2 2026 Earnings Reported 7/21/2026

null

Prior: Q1 2026 Earnings Reported 4/21/2026

Forward Guidance					Guidance Change
Metric	Source	Low	Mid	High	% Chg	% Delta	Change	Prior
2026 Tangible Book Value Growth	Reported		10.0%			0.0%	Affirmed	Guidance: 10.0% for 2026
2026 EPS Growth	Reported		10.0%			0.0%	Affirmed	Guidance: 10.0% for 2026

Q4 2025 Earnings Reported 2/3/2026

Forward Guidance					Guidance Change
Metric	Source	Low	Mid	High	% Chg	% Delta	Change	Prior
2026 Tangible Book Value Growth	Reported		10.0%
2026 EPS Growth	Reported		10.0%

Insider Activity

Updated 9/3/2026

Expand for More

#	Owner	Title	Holding	Action	Filing Date	Price	Shares	Transacted Value	Value of Held Shares	Form
1	Connors, Michael P		Direct	Sell	8252026	345.00	5,500	1,897,500	4,417,035	Form
2	Wayland, Joseph F	Executive Vice President and*	Direct	Sell	7292026	364.54	8,502	3,099,319	12,302,990	Form
3	Ortega, Juan Luis	Executive Vice President*	Direct	Sell	6102026	322.08	3,886	1,251,603	9,294,884	Form
4	Keogh, John W	President &COO	Direct	Sell	5292026	321.51	23,000	7,394,740	65,370,040	Form
5	Atieh, Michael G		Direct	Sell	5262026	329.53	578	190,468	13,185,893	Form

Collapse to Preview

#	Owner	Title	Holding	Action	Filing Date	Price	Shares	Transacted Value	Value of Held Shares	Form
1	Connors, Michael P		Direct	Sell	8252026	345.00	5,500	1,897,500	4,417,035	Form
2	Wayland, Joseph F	Executive Vice President and*	Direct	Sell	7292026	364.54	8,502	3,099,319	12,302,990	Form
3	Ortega, Juan Luis	Executive Vice President*	Direct	Sell	6102026	322.08	3,886	1,251,603	9,294,884	Form
4	Keogh, John W	President &COO	Direct	Sell	5292026	321.51	23,000	7,394,740	65,370,040	Form
5	Atieh, Michael G		Direct	Sell	5262026	329.53	578	190,468	13,185,893	Form
6	Steimer, Olivier		Direct	Sell	3202026	329.30	2,000	658,600	8,386,537	Form
7	Ohsiek, George F	Chief Accounting Officer	Direct	Sell	3102026	325.20	770	250,408	5,556,926	Form
8	Johns, Bryce L	Senior Vice President,*	Direct	Sell	3062026	336.62	1,500	504,925	8,337,996	Form
9	Wayland, Joseph F	Executive Vice President and*	Direct	Sell	3052026	336.44	7,645	2,572,084	18,912,084	Form
10	Ohsiek, George F	Chief Accounting Officer	Direct	Sell	2172026	324.30	3,900	1,264,775	5,518,461	Form
11	Ohsiek, George F	Chief Accounting Officer	Direct	Sell	2172026	328.97	1,240	407,923	6,880,887	Form
12	Greenberg, Evan G	Chairman & CEO	Direct	Sell	2172026	335.09	14,925	5,001,273	166,424,621	Form
13	Greenberg, Evan G	Chairman & CEO	Direct	Sell	2092026	331.47	15,060	4,991,867	169,569,692	Form
14	Ortega, Juan Luis	Executive Vice President*	Direct	Sell	12042025	295.04	4,357	1,285,489	10,648,858	Form
15	Boroughs, Timothy Alan	Executive Vice President*	Direct	Sell	11262025	296.17	10,580	3,133,479	3,749,512	Form
16	Boroughs, Timothy Alan	Executive Vice President*	Family Foundation	Sell	11262025	295.19	850	250,912	467,876	Form
17	Lupica, John J	Vice Chrm, Chubb Group*	Direct	Sell	11182025	296.45	16,375	4,854,369	22,004,061	Form
18	Wayland, Joseph F	Executive Vice President and*	Direct	Sell	11142025	297.08	5,830	1,731,976	18,001,074	Form
19	Lupica, John J	Vice Chrm, Chubb Group*	Direct	Sell	10292025	281.00	23,698	6,659,138	25,458,656	Form

Investor Activity (13F)

Updated Sep 18, 2026

13F holdings as of Mar 31, 2026 (Q1 2026)

Active managers (13F portfolio over $250M, at least 3 holdings) with a position over $5M that is either over 10% of their portfolio or held in a concentrated book of 50 or fewer total positions. Index/ETF, sovereign, bank, community-bank and charitable/donor-advised filers are excluded.

Active Manager	Value	% of Portfolio	Total Positions	QoQ	Filing
Mycio Wealth Partners, LLC	$309.8 Mil	61.7%	49	Hold	13F
Talaria Asset Management Pty Ltd	$72.8 Mil	14.7%	12	Hold	13F
Oldfield Partners LLP	$57.6 Mil	14.6%	18	Hold	13F
Altrinsic Global Advisors LLC	$385.8 Mil	13.8%	135	TRIM -9.8%	13F
Unio Capital LLC	$55.0 Mil	11.8%	21	TRIM -16.0%	13F
Troy Asset Management Ltd	$285.1 Mil	8.5%	30	ADD +10.4%	13F
Nepsis Inc.	$17.1 Mil	5.7%	29	Hold	13F
Wedgewood Partners Inc	$17.6 Mil	3.6%	22	Hold	13F
Hi-Line Capital Management, LLC	$10.5 Mil	3.3%	32	Hold	13F
Weybosset Research & Management LLC	$10.9 Mil	3.2%	33	Hold	13F
XXEC, Inc.	$15.6 Mil	2.7%	23	New	13F
Elite Wealth Management, Inc.	$8.0 Mil	2.6%	49	New	13F
Bender Robert & Associates	$10.1 Mil	2.4%	45	Hold	13F

Active Manager	Value	% of Portfolio	Total Positions	QoQ	Filing
XXEC, Inc.	$15.6 Mil	2.7%	23	New	13F
Elite Wealth Management, Inc.	$8.0 Mil	2.6%	49	New	13F
Troy Asset Management Ltd	$285.1 Mil	8.5%	30	ADD +10.4%	13F

Active Manager	Value	% of Portfolio	Total Positions	QoQ	As Of	Filing
Davis Asset Management, L.P.	$140.5 Mil	5.0%	30	Exited	Dec 31, 2025	13F
Unio Capital LLC	$55.0 Mil	11.8%	21	TRIM -16.0%	Mar 31, 2026	13F
Altrinsic Global Advisors LLC	$385.8 Mil	13.8%	135	TRIM -9.8%	Mar 31, 2026	13F

Active Manager	Value	% of Portfolio	Total Positions	QoQ	Filing
Altrinsic Global Advisors LLC	$385.8 Mil	13.8%	135	TRIM -9.8%	13F
Mycio Wealth Partners, LLC	$309.8 Mil	61.7%	49	Hold	13F
Troy Asset Management Ltd	$285.1 Mil	8.5%	30	ADD +10.4%	13F
Talaria Asset Management Pty Ltd	$72.8 Mil	14.7%	12	Hold	13F
Oldfield Partners LLP	$57.6 Mil	14.6%	18	Hold	13F
Unio Capital LLC	$55.0 Mil	11.8%	21	TRIM -16.0%	13F
Wedgewood Partners Inc	$17.6 Mil	3.6%	22	Hold	13F
Nepsis Inc.	$17.1 Mil	5.7%	29	Hold	13F
XXEC, Inc.	$15.6 Mil	2.7%	23	New	13F
Weybosset Research & Management LLC	$10.9 Mil	3.2%	33	Hold	13F
Hi-Line Capital Management, LLC	$10.5 Mil	3.3%	32	Hold	13F
Bender Robert & Associates	$10.1 Mil	2.4%	45	Hold	13F
Elite Wealth Management, Inc.	$8.0 Mil	2.6%	49	New	13F

CB Trade Sentinel

Stock Conviction

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CONVICTION RATIONALE

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STOCK ARCHETYPE

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Looking for high-conviction positions with a better risk/reward profile? See what's currently in the Trefis High Quality Portfolio.

INVESTMENT THESIS

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Mechanism: null

Supporting Evidence:

PRIMARY RISK

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Mechanism: null

Supporting Evidence:

Key KPI Watchlist

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Core Investment Debate

BULL VIEW

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Next 6 months: Risks and Catalysts

Timeline	Event & Metric To Watch

Key Events in Last 6 Months

Date	Event	Stock Impact

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Noise: Real but irrelevant to thesis

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① Structure

② Volume / Momentum

③ Catalyst

Combined Score

0 / 12

1 Price Structure & Trend · ▾

2 Momentum ▾

3 Relative Strength vs. SPY ▾

4 Institutional Footprint & Volume ▾

5 Volatility ▾

6 Key Price Levels Range · Vol ▾

7 Earnings Reaction History ▾

8 How the Verdict Is Derived Three Pillars ▾

Pillar	Score
① Structure	0
② Vol / Mom	0
③ Catalyst	0

ℹ Bull Pillars: 0 · Bear Pillars: 0 · Combined Score: 0 →

Chubb — Investor Video Playlist

Investor / Analyst

CB Stock: $14.0B Revenue — Q1 2026 Earnings Analysis

Charged Alpha Stock Encyclopedia · 2026-04-22

Investor / Analyst

Chubb Limited Q4 2025 Earnings Call

i101 · 2026-02-04

Investor / Analyst

Chubb Q3 2025 Earnings: Record Profits & Bullish Outlook Unveiled

TalkTickers: AI Podcast Discussing Earnings Calls · 2025-10-31

Investor / Analyst

Chubb (CB|$106.9B) - 2025 Q3 Earnings Analysis

SmartStockWatch · 2025-10-21

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Core Cache Last Updated: 9/17/2026

Chubb (CB)

Market Price (9/18/2026): $341.93 | Market Cap: $132.5 BilSector: Financials | Industry: Property & Casualty Insurance

Chubb (CB)

Market Price (9/18/2026): $341.93Market Cap: $132.5 BilSector: FinancialsIndustry: Property & Casualty Insurance

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

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CB Trade Sentinel

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CORE TENSION

PREVAILING SENTIMENT

Market Price (9/18/2026): $341.93
Market Cap: $132.5 Bil
Sector: Financials
Industry: Property & Casualty Insurance