Everest (EG)
Market Price (4/19/2026): $351.29 | Market Cap: $14.4 BilSector: Financials | Industry: Reinsurance
Everest (EG)
Market Price (4/19/2026): $351.29Market Cap: $14.4 BilSector: FinancialsIndustry: Reinsurance
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 13%, Dividend Yield is 2.3%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 9.4%, FCF Yield is 21% Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -110% Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 18%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 18%, CFO LTM is 3.1 Bil, FCF LTM is 3.1 Bil Low stock price volatilityVol 12M is 24% Megatrend and thematic driversMegatrends include Global Risk & Resilience. Themes include Climate Risk Adaptation, Cyber Risk Insurance, and Specialty & Complex Risk Underwriting. | Trading close to highsDist 52W High is -2.4% Weak multi-year price returns2Y Excs Rtn is -37%, 3Y Excs Rtn is -72% | Weak revenue growthRev Chg QQuarterly Revenue Change % is -6.3% Key risksEG key risks include [1] substantial reserve strengthening required for poorly underwritten legacy insurance policies, Show more. |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 13%, Dividend Yield is 2.3%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 9.4%, FCF Yield is 21% |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -110% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 18%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 18%, CFO LTM is 3.1 Bil, FCF LTM is 3.1 Bil |
| Low stock price volatilityVol 12M is 24% |
| Megatrend and thematic driversMegatrends include Global Risk & Resilience. Themes include Climate Risk Adaptation, Cyber Risk Insurance, and Specialty & Complex Risk Underwriting. |
| Trading close to highsDist 52W High is -2.4% |
| Weak multi-year price returns2Y Excs Rtn is -37%, 3Y Excs Rtn is -72% |
| Weak revenue growthRev Chg QQuarterly Revenue Change % is -6.3% |
| Key risksEG key risks include [1] substantial reserve strengthening required for poorly underwritten legacy insurance policies, Show more. |
Qualitative Assessment
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Everest (EG) stock has gained about 5% since 12/31/2025 because of the following key factors:
1. Mixed Q4 2025 Financial Performance and Significant Costs: Everest Group reported a Q4 2025 revenue miss of 4.6% year-over-year ($4.42 billion versus $4.50 billion consensus) and an adjusted EPS miss of 4.1% ($13.26 versus $13.83 consensus). While the company achieved a record $2.1 billion in net investment income for the full year 2025, it also disclosed significant upcoming expenses, including approximately $150 million in restructuring charges throughout 2026 related to exiting its commercial retail insurance business, and a $7.25 million separation payment to its former General Counsel in March 2026.
2. Strategic Business Divestitures and Portfolio Reshaping: The company has been actively reshaping its portfolio, effective January 1, 2026, through the strategic sale of its Commercial Retail Insurance business renewal rights and the agreement to sell its Canadian Retail Insurance operations for CAD 410 million. These actions are expected to lead to a focus on core reinsurance and global wholesale/specialty, but contribute to projected near-term revenue declines.
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1. Mixed Q4 2025 Financial Performance and Significant Costs: Everest Group reported a Q4 2025 revenue miss of 4.6% year-over-year ($4.42 billion versus $4.50 billion consensus) and an adjusted EPS miss of 4.1% ($13.26 versus $13.83 consensus). While the company achieved a record $2.1 billion in net investment income for the full year 2025, it also disclosed significant upcoming expenses, including approximately $150 million in restructuring charges throughout 2026 related to exiting its commercial retail insurance business, and a $7.25 million separation payment to its former General Counsel in March 2026.
2. Strategic Business Divestitures and Portfolio Reshaping: The company has been actively reshaping its portfolio, effective January 1, 2026, through the strategic sale of its Commercial Retail Insurance business renewal rights and the agreement to sell its Canadian Retail Insurance operations for CAD 410 million. These actions are expected to lead to a focus on core reinsurance and global wholesale/specialty, but contribute to projected near-term revenue declines.
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Stock Movement Drivers
Fundamental Drivers
The 4.2% change in EG stock from 12/31/2025 to 4/18/2026 was primarily driven by a 193.1% change in the company's Net Income Margin (%).| (LTM values as of) | 12312025 | 4182026 | Change |
|---|---|---|---|
| Stock Price ($) | 337.24 | 351.49 | 4.2% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 17,509 | 17,217 | -1.7% |
| Net Income Margin (%) | 3.2% | 9.2% | 193.1% |
| P/E Multiple | 25.3 | 9.1 | -64.2% |
| Shares Outstanding (Mil) | 41 | 41 | 1.0% |
| Cumulative Contribution | 4.2% |
Market Drivers
12/31/2025 to 4/18/2026| Return | Correlation | |
|---|---|---|
| EG | 4.2% | |
| Market (SPY) | -5.4% | 5.1% |
| Sector (XLF) | -4.3% | 45.1% |
Fundamental Drivers
The 1.6% change in EG stock from 9/30/2025 to 4/18/2026 was primarily driven by a 100.8% change in the company's Net Income Margin (%).| (LTM values as of) | 9302025 | 4182026 | Change |
|---|---|---|---|
| Stock Price ($) | 345.84 | 351.49 | 1.6% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 17,514 | 17,217 | -1.7% |
| Net Income Margin (%) | 4.6% | 9.2% | 100.8% |
| P/E Multiple | 17.9 | 9.1 | -49.5% |
| Shares Outstanding (Mil) | 42 | 41 | 2.0% |
| Cumulative Contribution | 1.6% |
Market Drivers
9/30/2025 to 4/18/2026| Return | Correlation | |
|---|---|---|
| EG | 1.6% | |
| Market (SPY) | -2.9% | 11.0% |
| Sector (XLF) | -2.3% | 40.6% |
Fundamental Drivers
The -0.9% change in EG stock from 3/31/2025 to 4/18/2026 was primarily driven by a -17.3% change in the company's P/E Multiple.| (LTM values as of) | 3312025 | 4182026 | Change |
|---|---|---|---|
| Stock Price ($) | 354.62 | 351.49 | -0.9% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 17,081 | 17,217 | 0.8% |
| Net Income Margin (%) | 8.0% | 9.2% | 15.0% |
| P/E Multiple | 11.0 | 9.1 | -17.3% |
| Shares Outstanding (Mil) | 42 | 41 | 3.4% |
| Cumulative Contribution | -0.9% |
Market Drivers
3/31/2025 to 4/18/2026| Return | Correlation | |
|---|---|---|
| EG | -0.9% | |
| Market (SPY) | 16.3% | 34.2% |
| Sector (XLF) | 6.3% | 52.0% |
Fundamental Drivers
The 4.6% change in EG stock from 3/31/2023 to 4/18/2026 was primarily driven by a 85.4% change in the company's Net Income Margin (%).| (LTM values as of) | 3312023 | 4182026 | Change |
|---|---|---|---|
| Stock Price ($) | 336.00 | 351.49 | 4.6% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 11,998 | 17,217 | 43.5% |
| Net Income Margin (%) | 5.0% | 9.2% | 85.4% |
| P/E Multiple | 21.8 | 9.1 | -58.5% |
| Shares Outstanding (Mil) | 39 | 41 | -5.4% |
| Cumulative Contribution | 4.6% |
Market Drivers
3/31/2023 to 4/18/2026| Return | Correlation | |
|---|---|---|
| EG | 4.6% | |
| Market (SPY) | 63.3% | 28.1% |
| Sector (XLF) | 70.3% | 44.9% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| EG Return | 20% | 24% | 9% | 5% | -4% | 2% | 65% |
| Peers Return | 9% | 13% | 25% | 23% | 7% | 8% | 117% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | 3% | 87% |
Monthly Win Rates [3] | |||||||
| EG Win Rate | 58% | 58% | 75% | 50% | 50% | 50% | |
| Peers Win Rate | 57% | 50% | 63% | 55% | 55% | 55% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 50% | |
Max Drawdowns [4] | |||||||
| EG Max Drawdown | -10% | -9% | 0% | -0% | -14% | -6% | |
| Peers Max Drawdown | -11% | -16% | -4% | -1% | -13% | -7% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | -7% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: RGA, RNR, MTG, GLRE, EG.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 4/17/2026 (YTD)
How Low Can It Go
| Event | EG | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -20.0% | -25.4% |
| % Gain to Breakeven | 24.9% | 34.1% |
| Time to Breakeven | 32 days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -44.6% | -33.9% |
| % Gain to Breakeven | 80.4% | 51.3% |
| Time to Breakeven | 638 days | 148 days |
| 2018 Correction | ||
| % Loss | -24.4% | -19.8% |
| % Gain to Breakeven | 32.2% | 24.7% |
| Time to Breakeven | 396 days | 120 days |
| 2008 Global Financial Crisis | ||
| % Loss | -48.6% | -56.8% |
| % Gain to Breakeven | 94.4% | 131.3% |
| Time to Breakeven | 1,330 days | 1,480 days |
Compare to RGA, RNR, MTG, GLRE, EG
In The Past
Everest's stock fell -20.0% during the 2022 Inflation Shock from a high on 4/1/2022. A -20.0% loss requires a 24.9% gain to breakeven.
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About Everest (EG)
Everest Re Group, Ltd., through its subsidiaries, provides reinsurance and insurance products in the United States, Bermuda, and internationally. The company operates through Reinsurance Operations and Insurance Operations segments. The Reinsurance Operations segment writes property and casualty reinsurance; and specialty lines of business through reinsurance brokers, as well as directly with ceding companies in the United States, Bermuda, Ireland, Canada, Singapore, Switzerland, and the United Kingdom. The Insurance Operations segment writes property and casualty insurance directly, as well as through brokers, surplus lines brokers, and general agents in Bermuda, Canada, Europe, South America, Canada, Chile, the United Kingdom, Ireland, and the Netherlands. The company also provides treaty and facultative reinsurance products; admitted and non-admitted insurance products; and property and casualty reinsurance and insurance coverages, including marine, aviation, surety, errors and omissions liability, directors' and officers' liability, medical malpractice, mortgage reinsurance, other specialty lines, accident and health, and workers' compensation products. In addition, it offers commercial property and casualty insurance products through wholesale and retail brokers, surplus lines brokers, and program administrators. Everest Re Group, Ltd. was founded in 1973 and is headquartered in Hamilton, Bermuda.
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Here are 1-3 brief analogies to describe Everest (EG):
- Like the Berkshire Hathaway of pure insurance and reinsurance.
- Imagine a global Chubb or Travelers, but also acting as a major insurer for other insurance companies.
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-
Reinsurance Services: Provides financial protection to other insurance companies by assuming a portion of their risks.
- Property and Casualty Reinsurance: Covers other insurers against losses from property damage and various liability claims.
- Specialty Reinsurance: Covers other insurers for specialized risks including marine, aviation, surety, professional liabilities (E&O, D&O, medical malpractice), mortgage, accident & health, and workers' compensation.
- Treaty Reinsurance: An agreement where the reinsurer automatically covers a defined class or portfolio of risks for an insurer.
- Facultative Reinsurance: Reinsurance provided for individual, specific risks on a case-by-case basis.
-
Insurance Products: Direct coverage provided to individuals, businesses, and other entities.
- Property and Casualty Insurance: Direct insurance coverage for losses related to property damage and liability for accidents.
- Specialty Insurance: Direct insurance coverage for specialized risks such as marine, aviation, surety, professional liabilities (E&O, D&O, medical malpractice), accident & health, and workers' compensation.
- Admitted Insurance Products: Insurance products offered by carriers licensed in the state where the policy is sold, adhering to state regulations.
- Non-Admitted Insurance Products: Insurance products offered by non-licensed carriers, typically for unique or higher-risk situations not covered by standard admitted insurers.
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Everest (EG) primarily sells its products and services to other companies, rather than individuals.
Based on the provided description, its major customers are:
- Other Insurance Companies: For its Reinsurance Operations segment, Everest provides property and casualty reinsurance and specialty lines to "ceding companies." These are other insurance companies that transfer a portion of their risks to Everest.
- Commercial Businesses: For its Insurance Operations segment, Everest writes commercial property and casualty insurance products. These policies are sold to various businesses and organizations through channels such as brokers, surplus lines brokers, and general agents.
The provided background information does not list the specific names or symbols of these customer companies.
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Jim Williamson, President and Chief Executive Officer
Jim Williamson is the President and Chief Executive Officer of Everest Group, Ltd. With 30 years of experience in insurance and financial services, he has led property & casualty commercial and consumer lines across U.S. and international markets. He also held functional leadership roles in actuarial, technology, and claims organizations. Prior to his current role, Mr. Williamson served as Everest's Executive Vice President and Group Chief Operating Officer, where he led the company's Reinsurance and Insurance Divisions. He joined Everest from Chubb, where he was Division President, North America Small Business. Earlier in his career, he began at The Hartford as a casualty underwriter. Mr. Williamson holds a Bachelor of Science degree from Bryant College and a Master of Business Administration degree from The Wharton School at the University of Pennsylvania.
Mark Kociancic, Executive Vice President and Group Chief Financial Officer
Mark Kociancic is the Executive Vice President and Group Chief Financial Officer at Everest. He joined the company on October 12, 2020. Before Everest, he served as Group Chief Financial Officer at SCOR from 2013, having held various senior executive roles with SCOR's U.S. operations since 2006. His prior experience also includes roles as Director of Finance and Head of Region Americas at Tokio Marine Management and as VP & CFO at Avalon Risk Associates, Inc. He started his career at Ernst & Young in Toronto, Canada, and later worked at London Guarantee Insurance Company. Mr. Kociancic holds a Bachelor of Commerce degree from the University of Toronto and is a Certified Public Accountant (CPA) and a Chartered Financial Analyst (CFA). It has been announced that Elias Habayeb will succeed Mr. Kociancic as EVP and Group CFO, effective on or about May 1, 2026.
Jill Beggs, Executive Vice President and Chief Executive Officer of Reinsurance
Jill Beggs is the Executive Vice President and Chief Executive Officer of Reinsurance at Everest, a role she was promoted to on July 24, 2025. She previously served as Chief Operating Officer of the reinsurance arm, a position she assumed early in 2024. Ms. Beggs rejoined Everest in late 2021 as Senior Vice President and Head of North America Reinsurance. She brings more than three decades of risk management experience, including 20 years at Munich Re in various roles. She also worked at Everest for over nine years from 1993 to 2002.
Anthony Vidovich, Executive Vice President, General Counsel
Anthony Vidovich serves as the Executive Vice President and General Counsel for Everest.
Christopher Kujawa, Executive Vice President, Chief Human Resources Officer
Christopher Kujawa is the Executive Vice President and Chief Human Resources Officer at Everest, a position he was appointed to on January 14, 2026.
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The key risks to Everest's (EG) business are:
- Adverse Development of Prior-Year Loss Reserves: Everest has faced significant challenges with the adverse development of prior-year loss reserves, particularly within its retail commercial insurance business and U.S. casualty lines. This has led to substantial reserve charges and necessitated strategic actions like the sale of renewal rights for its retail commercial insurance book and securing adverse development cover to protect against future reserve deterioration. This ongoing issue has contributed to rating agencies revising their outlooks on Everest to negative.
- Operational Risks and Execution Challenges from Strategic Shift: Everest is undergoing a material strategic transformation, including exiting its retail commercial insurance business to sharpen its focus on global reinsurance and wholesale/specialty insurance segments. While this repositioning is intended to enhance future performance, it introduces heightened operational risks. Challenges in the successful execution of this restructuring and the effective redeployment of capital into targeted segments could negatively impact the company's financial performance and ratings.
- Exposure to Catastrophic Events: As a global reinsurance and insurance provider, Everest is inherently exposed to substantial financial losses arising from natural and man-made catastrophic events, such as hurricanes, earthquakes, and pandemics. Despite utilizing sophisticated models to predict potential losses, actual losses can materially exceed projections, leading to significant hits to earnings and capital.
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```htmlAddressable Market Sizes for Everest (EG) Main Products and Services
- Global Property and Casualty Insurance Market: The global property and casualty insurance market was valued at approximately USD 4.30 trillion in 2025 and is projected to reach USD 9.49 trillion by 2035, exhibiting a CAGR of 8.24% from 2026 to 2035. Other sources indicate the market size was USD 1,920.56 billion in 2025, projected to grow to USD 2,877.32 billion by 2034 with a CAGR of 4.80%, and USD 1.8 trillion in 2023, expected to reach USD 2.62 trillion by 2030 with a CAGR of 5.5%.
- North America Property and Casualty Insurance Market: The North American property and casualty insurance market was valued at USD 853.13 billion in 2025, and is estimated to reach USD 885.55 billion in 2026. Another report states the U.S. property and casualty insurance market size is estimated at USD 1.10 trillion in 2025 and is projected to reach USD 1.33 trillion by 2030, growing at a 3.96% CAGR. The North America property and casualty insurance market size was calculated at USD 1.27 trillion in 2025 and is expected to attain around USD 2.86 trillion by 2035.
- Europe Property and Casualty Insurance Market: In 2025, Europe held an 18.30% share of the global market, reaching a valuation of USD 352.05 billion, and is projected to grow to USD 358.04 billion in 2026. The European Property & Casualty Insurance Market size was estimated at USD 2.85 trillion in 2026 and is projected to reach USD 4.41 trillion by 2033. The European P&C insurance market is worth nearly €1,000 billion in non-life insurance premiums collected.
- Global Specialty Insurance Market: The global specialty insurance market size was valued at USD 112.77 billion in 2025 and is projected to grow from USD 126.15 billion in 2026 to USD 337.89 billion by 2034, exhibiting a CAGR of 13.10%. Another source indicates a market size of USD 118.35 billion in 2024, poised to grow to USD 285.99 billion by 2033 with a CAGR of 10.3%. The market was also reported at USD 100.4 billion in 2024, projected to reach USD 184.4 billion by 2033.
- Global Marine Insurance Market: The global marine insurance market size was valued at USD 33.36 billion in 2025 and is projected to grow from USD 35.06 billion in 2026 to USD 52.20 billion by 2034, exhibiting a CAGR of 5.10%. Other figures suggest the market was valued at USD 36.1 billion in 2025, reaching USD 47.0 billion by 2034 at a CAGR of 2.90%, and USD 39.92 billion in 2024.
- Global Aviation Insurance Market: The global aviation insurance market size was valued at USD 5.27 billion in 2025. It is projected to grow from USD 5.55 billion in 2026 to USD 8.88 billion by 2034, exhibiting a CAGR of 6.10%. Other estimates indicate the market was worth around USD 4.61 billion in 2024 and is predicted to grow to USD 8.30 billion by 2034 with a CAGR of 6.05% between 2025 and 2034, or USD 5.32 billion in 2025, predicted to increase to USD 9.66 billion by 2035 with a CAGR of 6.15%.
- Global Directors and Officers (D&O) Insurance Market: The Directors and Officers (D&O) Insurance Market is anticipated to expand from USD 28.5 billion in 2024 to USD 108 billion by 2034, growing at a CAGR of approximately 14.3%. The D&O Liability Insurance Market size was valued at USD 25.21 billion in 2023, and is predicted to reach USD 48.81 billion by 2030, with a CAGR of 9.9%. The global Private Company D&O Insurance market size stood at USD 7.92 billion in 2024 and is expected to reach USD 17.43 billion by 2033.
- Global Errors and Omissions (E&O) Insurance Market: The global errors and omissions (E&O) insurance market size was valued at approximately USD 15 billion in 2023, and it is projected to reach USD 25 billion by 2032, growing at a CAGR of 5.5%. The Global Insurtech E&O Insurance Market size is expected to be worth around USD 14.09 billion by 2035, from USD 3.67 billion in 2025, growing at a CAGR of 14.4%.
- Global Workers' Compensation Insurance Market: The global workers' compensation insurance market size was recorded at USD 75.735 billion in 2021 and is projected to reach USD 93.4 billion by the end of 2025, and USD 142.051 billion by 2033, growing at a CAGR of 5.381% during 2025 to 2033. Another source indicates the market is projected to reach USD 51.2 billion by 2025 with a CAGR of 1.8%.
- Global Accident and Health Insurance Market: The global Accident and Health Insurance Market is set to rise from USD 1.66 billion in 2026, on track to hit USD 2.75 billion by 2035, growing at a CAGR of 5.8%. The Personal Accident and Health Insurance Market size is forecast to increase by USD 720.5 billion at a CAGR of 8.81% between 2023 and 2028. Another report states the Personal Accident and Health Insurance Market size of USD 1.5 trillion in 2024 and estimated to reach USD 2.2 trillion by 2032, with a CAGR of 5.5%.
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Everest (symbol: EG) is expected to drive future revenue growth over the next 2-3 years through several key strategies and market conditions:
- Geographic Expansion and New Market Entry: Everest is actively expanding its global presence by entering new international markets, including recent approvals to operate in Italy, Australia, Colombia, and Mexico. This strategic expansion aims to tap into diverse customer needs and new revenue potentials globally.
- Strategic Portfolio Optimization: The company is focusing on growing its primary insurance market alongside its reinsurance leadership, with a strategic emphasis on lines of business that offer improved expected margins, such as Property/Short Tail and Other Specialty. This includes leveraging data and insights from reinsurance operations to penetrate new direct insurance markets.
- Favorable Pricing Momentum and Underwriting Discipline: Everest is capitalizing on a robust pricing environment and a "flight to quality" in the market. The company continues to achieve rate increases that are meaningfully in excess of loss trends, particularly in property and specialty lines, contributing to growth in gross written premiums.
- Investment in Global Platform and Tailored Risk Solutions: Strategic investments in its global platform and the development of tailored risk solutions are expected to enhance Everest's capabilities, attract a broader client base, and support diversified growth.
- Growth in Net Investment Income: Everest anticipates continued strong net investment income, driven by its larger asset base and solid returns from core fixed-income investments, along with positive contributions from alternative investments. This component significantly contributes to the company's overall revenue.
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Share Repurchases
- In the fourth quarter of 2025, Everest repurchased approximately $400 million of its stock.
- For the full year 2025, the company repurchased approximately $800 million in shares.
- In November 2024, Everest's Board of Directors authorized an increase of 10 million shares to its share repurchase program.
Capital Expenditures
- Information regarding specific dollar values for capital expenditures was not readily available in the provided sources, with several financial reports indicating "N/A" for this category.
Latest Trefis Analyses
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| 03312026 | HBAN | Huntington Bancshares | Insider | Insider Buys 45DStrong Insider BuyingCompanies with multiple insider buys in the last 45 days | 0.0% | 0.0% | 0.0% |
| 03312026 | NP | Neptune Insurance | Insider | Insider Buys 45DStrong Insider BuyingCompanies with multiple insider buys in the last 45 days | 0.0% | 0.0% | 0.0% |
| 03272026 | JKHY | Jack Henry & Associates | Monopoly | MY | Getting CheaperMonopoly-Like with P/S DeclineLarge cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple | 3.1% | 3.1% | 0.0% |
| 03202026 | MKTX | MarketAxess | Dip Buy | DB | FCFY OPMDip Buy with High FCF Yield and High MarginBuying dips for companies with high FCF yield and meaningfully high operating margin | -5.2% | -5.2% | -5.7% |
| 03202026 | RYAN | Ryan Specialty | Insider | Insider Buys | Low D/EStrong Insider BuyingCompanies with strong insider buying in the last 1 month, positive operating income and reasonable debt / market cap | -2.7% | -2.7% | -8.5% |
| 10312025 | EG | Everest | Insider | Insider Buys | Low D/EStrong Insider BuyingCompanies with strong insider buying in the last 1 month, positive operating income and reasonable debt / market cap | 5.2% | 5.2% | -3.0% |
| 02292024 | EG | Everest | Insider | Insider Buys | Low D/EStrong Insider BuyingCompanies with strong insider buying in the last 1 month, positive operating income and reasonable debt / market cap | 6.9% | -2.3% | -8.3% |
Research & Analysis
Invest in Strategies
Wealth Management
Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 211.07 |
| Mkt Cap | 13.8 |
| Rev LTM | 12,777 |
| Op Inc LTM | - |
| FCF LTM | 3,068 |
| FCF 3Y Avg | 3,257 |
| CFO LTM | 3,068 |
| CFO 3Y Avg | 3,257 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 6.0% |
| Rev Chg 3Y Avg | 13.4% |
| Rev Chg Q | 19.8% |
| QoQ Delta Rev Chg LTM | 4.1% |
| Op Inc Chg LTM | - |
| Op Inc Chg 3Y Avg | - |
| Op Mgn LTM | - |
| Op Mgn 3Y Avg | - |
| QoQ Delta Op Mgn LTM | - |
| CFO/Rev LTM | 28.9% |
| CFO/Rev 3Y Avg | 27.3% |
| FCF/Rev LTM | 28.9% |
| FCF/Rev 3Y Avg | 27.2% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 13.8 |
| P/S | 0.9 |
| P/Op Inc | - |
| P/EBIT | 7.1 |
| P/E | 8.4 |
| P/CFO | 3.8 |
| Total Yield | 13.4% |
| Dividend Yield | 1.7% |
| FCF Yield 3Y Avg | 27.4% |
| D/E | 0.2 |
| Net D/E | -0.9 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | 8.1% |
| 3M Rtn | 10.9% |
| 6M Rtn | 13.5% |
| 12M Rtn | 18.9% |
| 3Y Rtn | 58.9% |
| 1M Excs Rtn | 0.9% |
| 3M Excs Rtn | 7.5% |
| 6M Excs Rtn | 3.9% |
| 12M Excs Rtn | -14.2% |
| 3Y Excs Rtn | -11.5% |
Price Behavior
Price Behavior
| Market Price | $351.49 | |
| Market Cap ($ Bil) | 14.4 | |
| First Trading Date | 12/29/2006 | |
| Distance from 52W High | -2.4% | |
| 50 Days | 200 Days | |
| DMA Price | $330.02 | $329.19 |
| DMA Trend | indeterminate | indeterminate |
| Distance from DMA | 6.5% | 6.8% |
| 3M | 1YR | |
| Volatility | 18.7% | 24.1% |
| Downside Capture | -0.14 | 0.08 |
| Upside Capture | 35.58 | 14.67 |
| Correlation (SPY) | 11.7% | 17.6% |
EG Betas & Captures as of 3/31/2026
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 0.19 | 0.19 | 0.09 | 0.23 | 0.46 | 0.45 |
| Up Beta | -0.38 | -0.23 | 0.34 | 0.49 | 0.50 | 0.53 |
| Down Beta | -0.56 | 0.09 | 0.15 | 0.33 | 0.60 | 0.59 |
| Up Capture | 53% | 32% | -11% | 3% | 15% | 8% |
| Bmk +ve Days | 7 | 16 | 27 | 65 | 139 | 424 |
| Stock +ve Days | 11 | 22 | 32 | 66 | 127 | 394 |
| Down Capture | 51% | 27% | 12% | 20% | 48% | 62% |
| Bmk -ve Days | 12 | 23 | 33 | 58 | 110 | 323 |
| Stock -ve Days | 11 | 20 | 31 | 60 | 125 | 357 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with EG | |
|---|---|---|---|---|
| EG | 2.9% | 24.1% | 0.07 | - |
| Sector ETF (XLF) | 12.1% | 15.3% | 0.55 | 43.8% |
| Equity (SPY) | 21.1% | 12.9% | 1.32 | 18.3% |
| Gold (GLD) | 50.9% | 27.5% | 1.49 | 0.3% |
| Commodities (DBC) | 25.2% | 16.2% | 1.40 | 1.6% |
| Real Estate (VNQ) | 17.5% | 13.7% | 0.93 | 38.2% |
| Bitcoin (BTCUSD) | -7.8% | 42.6% | -0.08 | 10.5% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with EG | |
|---|---|---|---|---|
| EG | 9.0% | 25.7% | 0.33 | - |
| Sector ETF (XLF) | 10.0% | 18.7% | 0.42 | 53.9% |
| Equity (SPY) | 10.8% | 17.1% | 0.49 | 37.2% |
| Gold (GLD) | 22.6% | 17.8% | 1.04 | 1.0% |
| Commodities (DBC) | 11.6% | 18.8% | 0.51 | 7.9% |
| Real Estate (VNQ) | 4.4% | 18.8% | 0.14 | 31.0% |
| Bitcoin (BTCUSD) | 5.2% | 56.5% | 0.31 | 12.2% |
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Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with EG | |
|---|---|---|---|---|
| EG | 9.0% | 27.2% | 0.35 | - |
| Sector ETF (XLF) | 13.4% | 22.2% | 0.55 | 60.6% |
| Equity (SPY) | 14.0% | 17.9% | 0.67 | 49.6% |
| Gold (GLD) | 14.3% | 15.9% | 0.75 | 0.4% |
| Commodities (DBC) | 8.5% | 17.6% | 0.40 | 14.9% |
| Real Estate (VNQ) | 5.6% | 20.7% | 0.24 | 46.2% |
| Bitcoin (BTCUSD) | 68.4% | 66.9% | 1.07 | 11.3% |
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Returns Analyses
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 2/4/2026 | -2.3% | -0.3% | 0.2% |
| 10/27/2025 | -11.4% | -8.9% | -8.7% |
| 7/30/2025 | 1.0% | -1.2% | 2.2% |
| 4/30/2025 | -6.0% | -4.7% | -2.7% |
| 2/3/2025 | -1.0% | -3.4% | 3.9% |
| 10/30/2024 | -6.4% | -3.5% | 2.5% |
| 7/31/2024 | -6.2% | -8.2% | -0.6% |
| 4/29/2024 | -0.7% | 2.7% | 4.2% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 10 | 13 | 12 |
| # Negative | 14 | 11 | 12 |
| Median Positive | 1.9% | 3.9% | 4.3% |
| Median Negative | -2.9% | -3.4% | -1.8% |
| Max Positive | 7.2% | 14.3% | 38.5% |
| Max Negative | -11.4% | -8.9% | -10.2% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 12/31/2025 | 02/26/2026 | 10-K |
| 09/30/2025 | 10/31/2025 | 10-Q |
| 06/30/2025 | 08/01/2025 | 10-Q |
| 03/31/2025 | 05/02/2025 | 10-Q |
| 12/31/2024 | 02/27/2025 | 10-K |
| 09/30/2024 | 11/05/2024 | 10-Q |
| 06/30/2024 | 08/02/2024 | 10-Q |
| 03/31/2024 | 05/03/2024 | 10-Q |
| 12/31/2023 | 02/28/2024 | 10-K |
| 09/30/2023 | 11/01/2023 | 10-Q |
| 06/30/2023 | 08/03/2023 | 10-Q |
| 03/31/2023 | 05/04/2023 | 10-Q |
| 12/31/2022 | 02/24/2023 | 10-K |
| 09/30/2022 | 11/03/2022 | 10-Q |
| 06/30/2022 | 08/04/2022 | 10-Q |
| 03/31/2022 | 05/05/2022 | 10-Q |
Insider Activity
Expand for More| # | Owner | Title | Holding | Action | Filing Date | Price | Shares | Transacted Value | Value of Held Shares | Form |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Levine, Allan | Direct | Buy | 10302025 | 306.08 | 3,100 | 948,848 | 1,271,150 | Form | |
| 2 | Galtney, William F Jr | Various Family Related Investments | Buy | 10302025 | 307.38 | 11,385 | 3,499,521 | 13,983,024 | Form | |
| 3 | Williamson, James Allan | President and CEO | Direct | Buy | 6132025 | 337.97 | 1,000 | 337,970 | 8,658,115 | Form |
| 4 | Losquadro, Geraldine | Direct | Sell | 3192025 | 360.63 | 1,500 | 540,945 | 4,428,176 | Form | |
| 5 | Van, Beveren Gail | EVP and Chief HR Officer | Direct | Sell | 3172025 | 350.42 | 830 | 290,849 | 4,279,679 | Form |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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