Oxbridge Re (OXBR)
Market Price (5/2/2026): $0.97 | Market Cap: $7.4 MilSector: Financials | Industry: Reinsurance
Oxbridge Re (OXBR)
Market Price (5/2/2026): $0.97Market Cap: $7.4 MilSector: FinancialsIndustry: Reinsurance
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
Strong revenue growthRev Chg LTMRevenue Change % Last Twelve Months (LTM) is 372% Valuation becoming less expensiveP/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -31% Megatrend and thematic driversMegatrends include Climate Change & Catastrophe Risk. Themes include Catastrophe Reinsurance, Climate Risk Modeling & Analytics, and Coastal Resilience & Adaptation. | Weak multi-year price returns2Y Excs Rtn is -49%, 3Y Excs Rtn is -102% | Penny stockMkt Price is 1.0 Weak revenue growthRev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -151% Significant share based compensationSBC/Rev LTMShare Based Compensation / Revenue (Sales), Last Twelve Months (LTM) is 16% Not cash flow generativeCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is -52%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is -52% Yield minus risk free rate is negativeERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -51% High stock price volatilityVol 12M is 105% Key risksOXBR key risks include [1] concentrated exposure to catastrophic Gulf Coast hurricanes, Show more. |
| Strong revenue growthRev Chg LTMRevenue Change % Last Twelve Months (LTM) is 372% |
| Valuation becoming less expensiveP/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -31% |
| Megatrend and thematic driversMegatrends include Climate Change & Catastrophe Risk. Themes include Catastrophe Reinsurance, Climate Risk Modeling & Analytics, and Coastal Resilience & Adaptation. |
| Weak multi-year price returns2Y Excs Rtn is -49%, 3Y Excs Rtn is -102% |
| Penny stockMkt Price is 1.0 |
| Weak revenue growthRev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -151% |
| Significant share based compensationSBC/Rev LTMShare Based Compensation / Revenue (Sales), Last Twelve Months (LTM) is 16% |
| Not cash flow generativeCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is -52%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is -52% |
| Yield minus risk free rate is negativeERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -51% |
| High stock price volatilityVol 12M is 105% |
| Key risksOXBR key risks include [1] concentrated exposure to catastrophic Gulf Coast hurricanes, Show more. |
Qualitative Assessment
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Oxbridge Re (OXBR) stock has lost about 10% since 1/31/2026 because of the following key factors:
1. Oxbridge Re reported mixed financial results for Q4 and full-year 2025, significantly impacted by losses from Hurricane Milton. The company announced a net income of $120,000, or $0.02 per diluted share for Q4 2025, surpassing analyst estimates of a $0.02 loss per share. However, net premiums earned decreased to $555,000 in Q4 2025 from $595,000 in Q4 2024, missing revenue estimates by 17.7%. Critically, the full-year 2025 loss ratio climbed to 119.9% from 0% in 2024, primarily due to claims associated with Hurricane Milton. Total expenses for 2025 also rose to $6.04 million from $2.17 million in the prior year. This mixed performance, particularly the revenue miss and high loss ratio, led to a 2.36% stock decline post-earnings.
2. The company secured a $1 million high-interest promissory note in February 2026, indicating a need for working capital. Oxbridge Re entered into a secured promissory note for $1,000,000 with Real World Digital Assets LLC on February 11, 2026. This note carries a substantial annual interest rate of 16% and matures on August 14, 2026. This financing arrangement, while providing liquidity, suggests the company required external funding for working capital, which can be perceived negatively by investors, especially given the high interest rate reflecting increased cost of capital or perceived risk.
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1. Oxbridge Re reported mixed financial results for Q4 and full-year 2025, significantly impacted by losses from Hurricane Milton. The company announced a net income of $120,000, or $0.02 per diluted share for Q4 2025, surpassing analyst estimates of a $0.02 loss per share. However, net premiums earned decreased to $555,000 in Q4 2025 from $595,000 in Q4 2024, missing revenue estimates by 17.7%. Critically, the full-year 2025 loss ratio climbed to 119.9% from 0% in 2024, primarily due to claims associated with Hurricane Milton. Total expenses for 2025 also rose to $6.04 million from $2.17 million in the prior year. This mixed performance, particularly the revenue miss and high loss ratio, led to a 2.36% stock decline post-earnings.
2. The company secured a $1 million high-interest promissory note in February 2026, indicating a need for working capital. Oxbridge Re entered into a secured promissory note for $1,000,000 with Real World Digital Assets LLC on February 11, 2026. This note carries a substantial annual interest rate of 16% and matures on August 14, 2026. This financing arrangement, while providing liquidity, suggests the company required external funding for working capital, which can be perceived negatively by investors, especially given the high interest rate reflecting increased cost of capital or perceived risk.
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Stock Movement Drivers
Fundamental Drivers
The -7.6% change in OXBR stock from 1/31/2026 to 5/1/2026 was primarily driven by a -13.1% change in the company's P/S Multiple.| (LTM values as of) | 1312026 | 5012026 | Change |
|---|---|---|---|
| Stock Price ($) | 1.05 | 0.97 | -7.6% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 2 | 3 | 6.4% |
| P/S Multiple | 3.3 | 2.9 | -13.1% |
| Shares Outstanding (Mil) | 8 | 8 | -0.1% |
| Cumulative Contribution | -7.6% |
Market Drivers
1/31/2026 to 5/1/2026| Return | Correlation | |
|---|---|---|
| OXBR | -7.6% | |
| Market (SPY) | 3.6% | 33.2% |
| Sector (XLF) | -2.3% | 28.6% |
Fundamental Drivers
The -36.2% change in OXBR stock from 10/31/2025 to 5/1/2026 was primarily driven by a -49.4% change in the company's P/S Multiple.| (LTM values as of) | 10312025 | 5012026 | Change |
|---|---|---|---|
| Stock Price ($) | 1.52 | 0.97 | -36.2% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 2 | 3 | 30.0% |
| P/S Multiple | 5.7 | 2.9 | -49.4% |
| Shares Outstanding (Mil) | 7 | 8 | -2.9% |
| Cumulative Contribution | -36.2% |
Market Drivers
10/31/2025 to 5/1/2026| Return | Correlation | |
|---|---|---|
| OXBR | -36.2% | |
| Market (SPY) | 5.5% | 33.3% |
| Sector (XLF) | -0.0% | 25.0% |
Fundamental Drivers
The -28.7% change in OXBR stock from 4/30/2025 to 5/1/2026 was primarily driven by a -81.5% change in the company's P/S Multiple.| (LTM values as of) | 4302025 | 5012026 | Change |
|---|---|---|---|
| Stock Price ($) | 1.36 | 0.97 | -28.7% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 1 | 3 | 372.0% |
| P/S Multiple | 15.6 | 2.9 | -81.5% |
| Shares Outstanding (Mil) | 6 | 8 | -18.4% |
| Cumulative Contribution | -28.7% |
Market Drivers
4/30/2025 to 5/1/2026| Return | Correlation | |
|---|---|---|
| OXBR | -28.7% | |
| Market (SPY) | 30.4% | 32.2% |
| Sector (XLF) | 8.1% | 23.9% |
Fundamental Drivers
The -18.5% change in OXBR stock from 4/30/2023 to 5/1/2026 was primarily driven by a -64.4% change in the company's P/S Multiple.| (LTM values as of) | 4302023 | 5012026 | Change |
|---|---|---|---|
| Stock Price ($) | 1.19 | 0.97 | -18.5% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 1 | 3 | 203.9% |
| P/S Multiple | 8.1 | 2.9 | -64.4% |
| Shares Outstanding (Mil) | 6 | 8 | -24.7% |
| Cumulative Contribution | -18.5% |
Market Drivers
4/30/2023 to 5/1/2026| Return | Correlation | |
|---|---|---|
| OXBR | -18.5% | |
| Market (SPY) | 78.7% | 17.7% |
| Sector (XLF) | 64.3% | 12.0% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| OXBR Return | 201% | -79% | -8% | 275% | -68% | -23% | -45% |
| Peers Return | 9% | 13% | 25% | 23% | 7% | 7% | 117% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | 5% | 92% |
Monthly Win Rates [3] | |||||||
| OXBR Win Rate | 58% | 25% | 42% | 67% | 33% | 50% | |
| Peers Win Rate | 57% | 50% | 63% | 55% | 55% | 55% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 50% | |
Max Drawdowns [4] | |||||||
| OXBR Max Drawdown | -3% | -80% | -20% | -20% | -72% | -48% | |
| Peers Max Drawdown | -11% | -16% | -4% | -1% | -13% | -7% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | -7% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: RGA, RNR, MTG, GLRE, EG.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 5/1/2026 (YTD)
How Low Can It Go
| Event | OXBR | S&P 500 |
|---|---|---|
| 2024 Yen Carry Trade Unwind | ||
| % Loss | -10.3% | -7.8% |
| % Gain to Breakeven | 11.4% | 8.5% |
| Time to Breakeven | 24 days | 18 days |
| Summer-Fall 2023 Five Percent Yield Shock | ||
| % Loss | -48.1% | -9.5% |
| % Gain to Breakeven | 92.7% | 10.5% |
| Time to Breakeven | 242 days | 24 days |
| 2023 SVB Regional Banking Crisis | ||
| % Loss | -45.7% | -6.7% |
| % Gain to Breakeven | 84.2% | 7.1% |
| Time to Breakeven | 384 days | 31 days |
| 2022 Inflation Shock & Fed Tightening | ||
| % Loss | -62.4% | -24.5% |
| % Gain to Breakeven | 166.0% | 32.4% |
| Time to Breakeven | 846 days | 427 days |
| 2020 COVID-19 Crash | ||
| % Loss | -39.3% | -33.7% |
| % Gain to Breakeven | 64.9% | 50.9% |
| Time to Breakeven | 89 days | 140 days |
| Q4 2018 Fed Policy Error / Growth Scare | ||
| % Loss | -68.2% | -19.2% |
| % Gain to Breakeven | 214.6% | 23.7% |
| Time to Breakeven | 596 days | 105 days |
In The Past
Oxbridge Re's stock fell -10.3% during the 2024 Yen Carry Trade Unwind. Such a loss loss requires a 11.4% gain to breakeven.
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Asset Allocation
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| Event | OXBR | S&P 500 |
|---|---|---|
| Summer-Fall 2023 Five Percent Yield Shock | ||
| % Loss | -48.1% | -9.5% |
| % Gain to Breakeven | 92.7% | 10.5% |
| Time to Breakeven | 242 days | 24 days |
| 2023 SVB Regional Banking Crisis | ||
| % Loss | -45.7% | -6.7% |
| % Gain to Breakeven | 84.2% | 7.1% |
| Time to Breakeven | 384 days | 31 days |
| 2022 Inflation Shock & Fed Tightening | ||
| % Loss | -62.4% | -24.5% |
| % Gain to Breakeven | 166.0% | 32.4% |
| Time to Breakeven | 846 days | 427 days |
| 2020 COVID-19 Crash | ||
| % Loss | -39.3% | -33.7% |
| % Gain to Breakeven | 64.9% | 50.9% |
| Time to Breakeven | 89 days | 140 days |
| Q4 2018 Fed Policy Error / Growth Scare | ||
| % Loss | -68.2% | -19.2% |
| % Gain to Breakeven | 214.6% | 23.7% |
| Time to Breakeven | 596 days | 105 days |
| 2015-2016 China Devaluation / Global Growth Scare | ||
| % Loss | -22.9% | -12.2% |
| % Gain to Breakeven | 29.7% | 13.9% |
| Time to Breakeven | 316 days | 62 days |
In The Past
Oxbridge Re's stock fell -10.3% during the 2024 Yen Carry Trade Unwind. Such a loss loss requires a 11.4% gain to breakeven.
Preserve Wealth
Limiting losses and compounding gains is essential to preserving wealth.
Asset Allocation
Actively managed asset allocation strategies protect wealth. Learn more.
About Oxbridge Re (OXBR)
Oxbridge Re Holdings Limited, together with its subsidiaries, provides specialty property and casualty reinsurance solutions. It underwrites reinsurance contracts primarily for property and casualty insurance companies in the Gulf Coast region of the United States. The company distributes its products and solutions through reinsurance brokers. Oxbridge Re Holdings Limited was incorporated in 2013 and is headquartered in George Town, the Cayman Islands.
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```htmlHere are a few brief analogies for Oxbridge Re (OXBR):
- It's like Allstate for other insurance companies.
- Think of it as State Farm, but for insurance companies specializing in Gulf Coast risks.
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- Property Reinsurance: Oxbridge Re provides coverage to insurance companies against losses from property damage events.
- Casualty Reinsurance: Oxbridge Re offers coverage to insurance companies against losses from liability claims.
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Oxbridge Re (symbol: OXBR) primarily sells its reinsurance solutions to other companies, specifically property and casualty insurance companies. These customer companies operate predominantly in the Gulf Coast region of the United States.
Due to the nature of the reinsurance business and financial reporting requirements, Oxbridge Re does not publicly disclose the names of individual major customer companies. According to their financial filings, no single customer accounted for 10% or more of their net premiums earned in recent periods, meaning there are no specific major customer companies that are required to be identified by name.
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Jay Madhu, Chairman of the Board, Chief Executive Officer and President
Jay Madhu is a founder, Chairman of the Board, Chief Executive Officer, and President of Oxbridge Re Holdings (NASDAQ: OXBR). He has served as CEO and President since April 2013. Mr. Madhu is also a founder, Chairman, and President of Oxbridge Acquisition Corp. (NASDAQ: OXAC). He is also a founder and director of HCI Group (NYSE: HCI). He has a diverse background in insurance, banking, and real estate, having held various executive positions at the NYSE-listed HCI Group, Inc., specializing in marketing and investor relations. Mr. Madhu was also a past board member of BayFirst Financial Corp (NASDAQ: BAFN). He has been a founder and/or board member of four companies that have gone public, including Oxbridge, Oxbridge Acquisition Corp, Wheeler Real Estate Investment Trust, BayFirst Financial, and HCI Group. He led Oxbridge Acquisition Corp through its business combination with Jet.AI.
Wrendon Timothy, Chief Financial Officer & Corporate Secretary
Wrendon Timothy has served as Chief Financial Officer (CFO) and Corporate Secretary of Oxbridge Re since August 2013. He is also a founder, director, and CFO of Oxbridge Acquisition Corp (NASDAQ: OXAC). Mr. Timothy has over 19 years of combined experience in Big 4 accounting firms (PwC & KPMG) and industry, with expertise in technical and SEC reporting, compliance, internal and external auditing, corporate governance, mergers and acquisitions analysis, risk management, and CFO and controller services. He serves as a director of SurancePlus and Oxbridge Re, as well as the company's licensed reinsurance subsidiaries. Additionally, he serves as Chairman of the Audit Committee for Jet.AI (NASDAQ: JTAI) and Chairman of the Audit & Risk Committee for OfReg.
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```htmlKey Risks to Oxbridge Re (OXBR)
- Exposure to Catastrophic Events and Geographic Concentration: Oxbridge Re primarily underwrites property and casualty reinsurance contracts in the Gulf Coast region of the United States, particularly Florida. This geographic concentration exposes the company to significant financial losses from severe weather events, such as hurricanes. A single major event, like Hurricane Milton, can result in full-limit losses on reinsurance contracts, leading to substantial negative impacts on the company's financial performance, including high loss and combined ratios.
- Weak Financial Health and Profitability Challenges in Traditional Reinsurance Business: The company has faced considerable financial challenges in its core property and casualty reinsurance operations. Recent reports indicate weak financial health, including negative net margins, declining revenue, and significant overall losses. The traditional reinsurance business has shown a challenging performance, with high combined ratios and net losses in recent quarters, suggesting ongoing difficulties in achieving consistent profitability.
- Market Acceptance and Regulatory Risks of Tokenized Reinsurance: Oxbridge Re is pursuing a strategic pivot into tokenized reinsurance securities through its SurancePlus subsidiary. While this initiative aims to offer high-yield, uncorrelated returns by bridging traditional finance with digital innovation, it introduces unique risks related to market acceptance and regulatory challenges in the nascent tokenized real-world assets (RWAs) market. The success of this new venture is not guaranteed and is subject to the inherent uncertainties of a rapidly evolving and largely unproven market.
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The escalating crisis in the property insurance market within the Gulf Coast region, particularly Florida. This crisis, driven by a combination of increased frequency and severity of catastrophic weather events (such as hurricanes), coupled with unique market dynamics including high litigation rates and fraud, threatens the long-term viability and profitability of the primary property and casualty insurance companies that Oxbridge Re reinsures. This could lead to a shrinking pool of clients, reduced demand for reinsurance, or an inability to price risk profitably, directly undermining Oxbridge Re's core business model in its concentrated geographic focus.AI Analysis | Feedback
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Oxbridge Re Holdings Limited (NASDAQ: OXBR) is poised for future revenue growth over the next two to three years, driven by several strategic initiatives and favorable market conditions. The company's focus on both its core reinsurance business and the innovative expansion into tokenized reinsurance through its subsidiary, SurancePlus, are key factors. Here are the expected drivers of future revenue growth for Oxbridge Re: * Continued Strength in Core Reinsurance Due to Higher Rates: Oxbridge Re has experienced increased net premiums earned in its traditional reinsurance business, attributed to higher rates on reinsurance contracts. This indicates a favorable pricing environment in the property and casualty reinsurance market, particularly in the Gulf Coast region where the company primarily operates. The company's Q4 2023 and Q4 2024 earnings reports highlighted these higher rates as a contributor to increased premiums. * Expansion and Increased Adoption of Tokenized Reinsurance through SurancePlus: Oxbridge Re is actively repositioning itself as a significant player in the Real-World Asset (RWA) Web3 sector through its subsidiary, SurancePlus. SurancePlus aims to democratize access to reinsurance as an alternative investment by offering tokenized reinsurance securities. This strategy broadens the investor base beyond traditional institutional investors, allowing greater participation in the historically opaque reinsurance market. * Launch and Growth of New Tokenized Products: SurancePlus is expanding its product suite with new tokenized offerings designed to appeal to a wider range of investor preferences and risk profiles. For example, their 2025-2026 and 2026-2027 offerings include balanced yield tokens targeting a 20% annual return and high-yield tokens targeting a 42% annual return. The successful performance of previous tokenized offerings (e.g., 2025-2026 balanced yield tracking towards a 25% return and high yield on pace for 42%) further supports the growth potential of these new products. * Enhanced Global Reach and Distribution for Tokenized Products: Oxbridge Re is actively working to expand the global accessibility of its SurancePlus tokenized reinsurance products. Recent partnerships, such as the one with LayerZero and the utilization of the Solana blockchain through the Alphaledger platform, are aimed at facilitating seamless cross-chain transfers and broadening the reach to a wider range of investors. This enhanced distribution is expected to drive increased investor participation and, consequently, revenue growth for SurancePlus. * Potential Strategic Transactions for SurancePlus: The company is exploring strategic options for SurancePlus, including potential mergers or spin-offs, to further capitalize on the burgeoning tokenized asset market. Such a move could unlock significant value for Oxbridge Re and its shareholders, potentially leading to new revenue streams or substantial capital events.AI Analysis | Feedback
Share Repurchases
No information is available regarding share repurchases or authorized share repurchase programs by Oxbridge Re Holdings Limited over the last 3-5 years.
Share Issuance
- On February 24, 2025, Oxbridge Re Holdings Limited entered into a securities purchase agreement with an institutional investor to sell 705,884 ordinary shares in a registered direct offering and issue unregistered Series A and Series B Warrants in a concurrent private placement, with estimated gross proceeds of approximately $3 million.
- On February 10, 2026, Oxbridge Re's subsidiary, SurancePlus Inc., launched an offering of up to 2 million digital-token Participation Shares, initially priced at $10 each, under a three-year Participation Share Investment Contract. These tokens provide contractual claims on returns from participating notes in Oxbridge Re NS and aim to raise capital for the parent group's reinsurance underwriting.
- Through its tokenized reinsurance programs, Oxbridge Re's subsidiary SurancePlus raised approximately $2.4 million in 2023 (DeltaCat Re issuance) and $2.88 million in 2024 (EpsilonCat Re offering).
Inbound Investments
- Oxbridge Re Holdings Limited secured approximately $3 million in gross proceeds from a registered direct offering and concurrent private placement with an institutional investor in February 2025.
- The company's subsidiary, SurancePlus, has launched various tokenized reinsurance offerings (e.g., 2023 DeltaCat Re, 2024 EpsilonCat Re, 2026-27 T20-2027 and T42-2027 offerings), which channel capital into Oxbridge Re's reinsurance operations, with the 2025-26 program raising over $3.6 million.
- In February 2026, Oxbridge Re Holdings entered into a $1,000,000 promissory note with Real World Digital Assets LLC, bearing 16% annual interest.
Outbound Investments
- Oxbridge Reinsurance Limited, a wholly-owned licensed reinsurance subsidiary, was a lead investor in Oxbridge Acquisition's sponsor and previously held Jet.AI common stock.
- During 2024, Series A-1 preferred shares held by the Sponsor were redeemed by Jet.AI for an aggregate amount of $675,000.
Capital Expenditures
- Oxbridge Re Holdings Limited has reported minimal capital expenditures. In Q3 2023, the company invested $0 in capital expenditures.
- The trailing twelve months (TTM) average capital expenditure over three years was $1.77K as of September 30, 2025.
Latest Trefis Analyses
| Title | Date | |
|---|---|---|
| DASHBOARDS | ||
| Can Oxbridge Re Stock Recover If Markets Fall? | 10/17/2025 |
| Title | |
|---|---|
| ARTICLES |
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Research & Analysis
Invest in Strategies
Wealth Management
Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 117.47 |
| Mkt Cap | 9.2 |
| Rev LTM | 6,351 |
| Op Inc LTM | - |
| FCF LTM | 1,886 |
| FCF 3Y Avg | 2,029 |
| CFO LTM | 1,887 |
| CFO 3Y Avg | 2,029 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 3.4% |
| Rev Chg 3Y Avg | 13.3% |
| Rev Chg Q | 8.4% |
| QoQ Delta Rev Chg LTM | 1.7% |
| Op Inc Chg LTM | - |
| Op Inc Chg 3Y Avg | - |
| Op Mgn LTM | - |
| Op Mgn 3Y Avg | - |
| QoQ Delta Op Mgn LTM | - |
| CFO/Rev LTM | 24.3% |
| CFO/Rev 3Y Avg | 27.3% |
| FCF/Rev LTM | 24.3% |
| FCF/Rev 3Y Avg | 27.2% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 9.2 |
| P/S | 1.0 |
| P/Op Inc | - |
| P/EBIT | 7.1 |
| P/E | 7.9 |
| P/CFO | 3.2 |
| Total Yield | 12.9% |
| Dividend Yield | 1.2% |
| FCF Yield 3Y Avg | 25.2% |
| D/E | 0.1 |
| Net D/E | -0.9 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | 1.3% |
| 3M Rtn | 4.9% |
| 6M Rtn | 14.6% |
| 12M Rtn | 10.5% |
| 3Y Rtn | 47.9% |
| 1M Excs Rtn | -8.7% |
| 3M Excs Rtn | 0.7% |
| 6M Excs Rtn | 8.5% |
| 12M Excs Rtn | -19.2% |
| 3Y Excs Rtn | -24.9% |
Price Behavior
Price Behavior
| Market Price | $0.97 | |
| Market Cap ($ Bil) | 0.0 | |
| First Trading Date | 03/27/2014 | |
| Distance from 52W High | -64.7% | |
| 50 Days | 200 Days | |
| DMA Price | $0.90 | $1.43 |
| DMA Trend | down | down |
| Distance from DMA | 7.4% | -32.0% |
| 3M | 1YR | |
| Volatility | 120.1% | 104.3% |
| Downside Capture | 0.47 | 1.12 |
| Upside Capture | 29.18 | 90.34 |
| Correlation (SPY) | 31.9% | 31.8% |
OXBR Betas & Captures as of 4/30/2026
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 6.19 | 2.57 | 2.56 | 2.35 | 2.68 | 1.09 |
| Up Beta | 10.57 | 9.87 | 9.35 | 7.35 | 5.25 | 0.96 |
| Down Beta | -9.38 | -3.98 | -1.91 | 0.20 | 1.40 | 1.24 |
| Up Capture | 16% | -1% | 27% | 11% | 139% | 68% |
| Bmk +ve Days | 15 | 22 | 31 | 66 | 141 | 428 |
| Stock +ve Days | 11 | 18 | 26 | 51 | 110 | 342 |
| Down Capture | 413% | 166% | 134% | 165% | 174% | 106% |
| Bmk -ve Days | 4 | 18 | 30 | 56 | 108 | 321 |
| Stock -ve Days | 11 | 25 | 38 | 72 | 137 | 378 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with OXBR | |
|---|---|---|---|---|
| OXBR | -17.0% | 104.5% | 0.29 | - |
| Sector ETF (XLF) | 8.2% | 14.7% | 0.32 | 23.3% |
| Equity (SPY) | 30.6% | 12.5% | 1.88 | 31.7% |
| Gold (GLD) | 39.5% | 27.2% | 1.20 | 0.6% |
| Commodities (DBC) | 51.5% | 17.9% | 2.20 | -4.5% |
| Real Estate (VNQ) | 13.1% | 13.5% | 0.67 | 12.4% |
| Bitcoin (BTCUSD) | -18.2% | 42.1% | -0.36 | 16.5% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with OXBR | |
|---|---|---|---|---|
| OXBR | -10.1% | 92.2% | 0.29 | - |
| Sector ETF (XLF) | 9.8% | 18.7% | 0.40 | 13.9% |
| Equity (SPY) | 12.8% | 17.1% | 0.59 | 18.9% |
| Gold (GLD) | 20.5% | 17.9% | 0.94 | 2.0% |
| Commodities (DBC) | 14.3% | 19.1% | 0.61 | 1.7% |
| Real Estate (VNQ) | 3.5% | 18.8% | 0.09 | 11.3% |
| Bitcoin (BTCUSD) | 7.4% | 56.1% | 0.35 | 10.2% |
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with OXBR | |
|---|---|---|---|---|
| OXBR | -11.7% | 111.2% | 0.33 | - |
| Sector ETF (XLF) | 12.6% | 22.2% | 0.52 | 10.7% |
| Equity (SPY) | 14.9% | 17.9% | 0.71 | 12.4% |
| Gold (GLD) | 13.6% | 15.9% | 0.71 | 0.0% |
| Commodities (DBC) | 9.7% | 17.7% | 0.46 | 3.1% |
| Real Estate (VNQ) | 5.7% | 20.7% | 0.24 | 9.5% |
| Bitcoin (BTCUSD) | 67.4% | 66.9% | 1.07 | 3.5% |
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Returns Analyses
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 3/30/2026 | 36.0% | -15.0% | 7.5% |
| 11/6/2025 | -0.8% | -6.8% | 4.5% |
| 8/14/2025 | -1.8% | -3.0% | 62.7% |
| 3/26/2025 | -5.5% | -8.8% | -37.8% |
| 11/13/2024 | 4.6% | 19.7% | 45.9% |
| 8/8/2024 | -4.4% | -8.5% | -17.7% |
| 3/26/2024 | -2.8% | 5.6% | -0.9% |
| 11/14/2023 | 5.5% | 0.9% | -3.7% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 5 | 7 | 5 |
| # Negative | 13 | 11 | 13 |
| Median Positive | 11.8% | 5.6% | 45.9% |
| Median Negative | -4.4% | -8.6% | -17.7% |
| Max Positive | 56.4% | 35.0% | 68.9% |
| Max Negative | -21.3% | -25.3% | -37.8% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 12/31/2025 | 03/30/2026 | 10-K |
| 09/30/2025 | 11/06/2025 | 10-Q |
| 06/30/2025 | 08/14/2025 | 10-Q |
| 03/31/2025 | 05/12/2025 | 10-Q |
| 12/31/2024 | 03/26/2025 | 10-K |
| 09/30/2024 | 11/13/2024 | 10-Q |
| 06/30/2024 | 08/08/2024 | 10-Q |
| 03/31/2024 | 05/09/2024 | 10-Q |
| 12/31/2023 | 03/26/2024 | 10-K |
| 09/30/2023 | 11/14/2023 | 10-Q |
| 06/30/2023 | 08/14/2023 | 10-Q |
| 03/31/2023 | 05/12/2023 | 10-Q |
| 12/31/2022 | 03/30/2023 | 10-K |
| 09/30/2022 | 11/14/2022 | 10-Q |
| 06/30/2022 | 08/15/2022 | 10-Q |
| 03/31/2022 | 05/12/2022 | 10-Q |
Recent Forward Guidance [BETA]
Latest: Q4 2025 Earnings Reported 3/30/2026
| Forward Guidance | Guidance Change | ||||||
|---|---|---|---|---|---|---|---|
| Metric | Low | Mid | High | % Chg | % Delta | Change | Prior |
| 2026 EtaCat Re Return | 0.25 | 25.0% | 5.0% | Raised | Guidance: 0.2 for 2025 | ||
| 2026 ZetaCat Re Return | 0.42 | 0 | 0 | Affirmed | Guidance: 0.42 for 2025 | ||
| 2026 T20 Return | 0.2 | 0 | 0 | Affirmed | Guidance: 0.2 for 2025 | ||
| 2026 T42 Return | 0.42 | 0 | 0 | Affirmed | Guidance: 0.42 for 2025 | ||
Prior: Q3 2025 Earnings Reported 11/6/2025
| Forward Guidance | Guidance Change | ||||||
|---|---|---|---|---|---|---|---|
| Metric | Low | Mid | High | % Chg | % Delta | Change | Prior |
| 2025 Balanced Yield Token Annual Return | 0.25 | 25.0% | 5.0% | Raised | Guidance: 0.2 for 2025 | ||
| 2025 High Yield Token Annual Return | 0.42 | 0 | 0 | Affirmed | Guidance: 0.42 for 2025 | ||
Insider Activity
Expand for More| # | Owner | Title | Holding | Action | Filing Date | Price | Shares | Transacted Value | Value of Held Shares | Form |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Martin, Allan S | Direct | Sell | 9192025 | 2.45 | 4,328 | 10,606 | 531,276 | Form | |
| 2 | Martin, Allan S | Direct | Sell | 8292025 | 2.39 | 10,000 | 23,859 | 527,594 | Form | |
| 3 | Martin, Allan S | Direct | Sell | 7242025 | 2.43 | 2,000 | 4,867 | 562,411 | Form | |
| 4 | Martin, Allan S | Direct | Sell | 7242025 | 2.38 | 2,000 | 4,769 | 555,947 | Form | |
| 5 | Martin, Allan S | Direct | Sell | 7242025 | 2.40 | 1,000 | 2,400 | 564,338 | Form |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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