Tearsheet

Monroe Capital (MRCC)


Market Price (4/15/2026): $5.06 | Market Cap: $109.6 Mil
Sector: Financials | Industry: Asset Management & Custody Banks

Monroe Capital (MRCC)


Market Price (4/15/2026): $5.06
Market Cap: $109.6 Mil
Sector: Financials
Industry: Asset Management & Custody Banks

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

0

Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 14%, Dividend Yield is 18%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 9.6%, FCF Yield is 105%

Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 40945%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 40945%

Low stock price volatility
Vol 12M is 41%

Megatrend and thematic drivers
Megatrends include Digital & Alternative Assets. Themes include Private Credit.

Weak multi-year price returns
2Y Excs Rtn is -44%, 3Y Excs Rtn is -73%

Debt is significant
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 172%

Expensive valuation multiples
P/SPrice/Sales ratio is 389x

Weak revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is -98%, Rev Chg QQuarterly Revenue Change % is -151%

Valuation getting more expensive
P/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is 150%

Key risks
MRCC key risks include [1] deteriorating financial fundamentals driving an unsustainable dividend, Show more.

0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 14%, Dividend Yield is 18%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 9.6%, FCF Yield is 105%
1 Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 40945%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 40945%
2 Low stock price volatility
Vol 12M is 41%
3 Megatrend and thematic drivers
Megatrends include Digital & Alternative Assets. Themes include Private Credit.
4 Weak multi-year price returns
2Y Excs Rtn is -44%, 3Y Excs Rtn is -73%
5 Debt is significant
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 172%
6 Expensive valuation multiples
P/SPrice/Sales ratio is 389x
7 Weak revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is -98%, Rev Chg QQuarterly Revenue Change % is -151%
8 Valuation getting more expensive
P/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is 150%
9 Key risks
MRCC key risks include [1] deteriorating financial fundamentals driving an unsustainable dividend, Show more.

Valuation, Metrics & Events

Price Chart

Why The Stock Moved

Qualitative Assessment

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Monroe Capital (MRCC) stock has lost about 20% since 12/31/2025 because of the following key factors:

1. Significant Dividend Cut: Monroe Capital dramatically reduced its quarterly distribution by 50% from $0.18 per share (paid in Q4 2025) to $0.09 per share for Q1 2026, an announcement made on March 5, 2026. This substantial decrease was attributed to the need to align distributions with the company's net investment income and a decline in base rates.

2. Deteriorating Financial Performance and Net Asset Value (NAV) Decline: The company reported a net decrease in net assets from operations of $(2.6) million, or $(0.12) per share, for the fourth quarter of 2025, and a full-year 2025 net loss of $(5.1) million, or $(0.24) per share, a significant drop from a net income of $9.7 million in 2024. Concurrently, Monroe Capital's NAV declined to $7.68 per share as of December 31, 2025, from $7.99 per share three months prior. The average portfolio mark also decreased by 2.5% to 89.7% of amortized cost by December 31, 2025, with non-accruals rising to 4.0% by Q4 2025, indicating deteriorating portfolio quality.

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Stock Movement Drivers

Fundamental Drivers

The -18.7% change in MRCC stock from 12/31/2025 to 4/14/2026 was primarily driven by a -71.1% change in the company's Total Revenues ($ Mil).
(LTM values as of)123120254142026Change
Stock Price ($)6.255.08-18.7%
Change Contribution By: 
Total Revenues ($ Mil)10-71.1%
P/S Multiple138.4388.9181.1%
Shares Outstanding (Mil)22220.0%
Cumulative Contribution-18.7%

LTM = Last Twelve Months as of date shown

Market Drivers

12/31/2025 to 4/14/2026
ReturnCorrelation
MRCC-18.7% 
Market (SPY)-5.4%18.8%
Sector (XLF)-5.5%30.1%

Fundamental Drivers

The -24.1% change in MRCC stock from 9/30/2025 to 4/14/2026 was primarily driven by a -96.0% change in the company's Total Revenues ($ Mil).
(LTM values as of)93020254142026Change
Stock Price ($)6.695.08-24.1%
Change Contribution By: 
Total Revenues ($ Mil)70-96.0%
P/S Multiple20.3388.91813.7%
Shares Outstanding (Mil)22220.0%
Cumulative Contribution-24.1%

LTM = Last Twelve Months as of date shown

Market Drivers

9/30/2025 to 4/14/2026
ReturnCorrelation
MRCC-24.1% 
Market (SPY)-2.9%23.8%
Sector (XLF)-3.5%28.5%

Fundamental Drivers

The -26.7% change in MRCC stock from 3/31/2025 to 4/14/2026 was primarily driven by a -98.1% change in the company's Total Revenues ($ Mil).
(LTM values as of)33120254142026Change
Stock Price ($)6.935.08-26.7%
Change Contribution By: 
Total Revenues ($ Mil)150-98.1%
P/S Multiple10.3388.93682.6%
Shares Outstanding (Mil)22220.0%
Cumulative Contribution-26.7%

LTM = Last Twelve Months as of date shown

Market Drivers

3/31/2025 to 4/14/2026
ReturnCorrelation
MRCC-26.7% 
Market (SPY)16.3%33.1%
Sector (XLF)5.0%35.2%

Fundamental Drivers

The -3.1% change in MRCC stock from 3/31/2023 to 4/14/2026 was primarily driven by a -93.7% change in the company's Total Revenues ($ Mil).
(LTM values as of)33120234142026Change
Stock Price ($)5.245.08-3.1%
Change Contribution By: 
Total Revenues ($ Mil)40-93.7%
P/S Multiple25.3388.91437.2%
Shares Outstanding (Mil)22220.0%
Cumulative Contribution-3.1%

LTM = Last Twelve Months as of date shown

Market Drivers

3/31/2023 to 4/14/2026
ReturnCorrelation
MRCC-3.1% 
Market (SPY)63.3%27.4%
Sector (XLF)68.2%30.2%

Return vs. Risk

Price Returns Compared

 202120222023202420252026Total [1]
Returns
MRCC Return53%-15%-6%37%-15%-22%12%
Peers Return33%-7%30%24%-3%-12%70%
S&P 500 Return27%-19%24%23%16%-0%81%

Monthly Win Rates [3]
MRCC Win Rate75%42%58%92%42%50% 
Peers Win Rate75%45%70%75%50%30% 
S&P 500 Win Rate75%42%67%75%67%50% 

Max Drawdowns [4]
MRCC Max Drawdown0%-30%-17%-1%-25%-34% 
Peers Max Drawdown-2%-17%-2%-2%-16%-16% 
S&P 500 Max Drawdown-1%-25%-1%-2%-15%-7% 


[1] Cumulative total returns since the beginning of 2021
[2] Peers: ARCC, FSK, OBDC, GBDC, MAIN.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 4/14/2026 (YTD)

How Low Can It Go

Unique KeyEventMRCCS&P 500
2022 Inflation Shock2022 Inflation Shock  
2022 Inflation Shock% Loss% Loss-37.6%-25.4%
2022 Inflation Shock% Gain to Breakeven% Gain to Breakeven60.4%34.1%
2022 Inflation ShockTime to BreakevenTime to BreakevenNot Fully Recovered days464 days
2020 Covid Pandemic2020 Covid Pandemic  
2020 Covid Pandemic% Loss% Loss-59.4%-33.9%
2020 Covid Pandemic% Gain to Breakeven% Gain to Breakeven146.3%51.3%
2020 Covid PandemicTime to BreakevenTime to BreakevenNot Fully Recovered days148 days
2018 Correction2018 Correction  
2018 Correction% Loss% Loss-43.2%-19.8%
2018 Correction% Gain to Breakeven% Gain to Breakeven76.2%24.7%
2018 CorrectionTime to BreakevenTime to BreakevenNot Fully Recovered days120 days

Compare to ARCC, FSK, OBDC, GBDC, MAIN

In The Past

Monroe Capital's stock fell -37.6% during the 2022 Inflation Shock from a high on 12/15/2021. A -37.6% loss requires a 60.4% gain to breakeven.

Preserve Wealth

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Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

About Monroe Capital (MRCC)

Monroe Capital Corporation is a business development company specializing in customized financing solutions in senior, unitranche and junior secured debt, subordinated debt financing and to a lesser extent, unsecured debt and equity, including equity co-investments in preferred and common stock and warrants. It also provides financing primarily to leveraged buyouts in lower middle-market companies. It focuses to invest in the United States and Canada. The fund prefers to invest in companies with EBITDA between $3 and $35 million. Its makes minority equity investments.

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Think of it as:

  • Apollo Global Management for small business debt.
  • Goldman Sachs' private credit arm, but for companies with $3M-$35M in annual earnings.

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  • Senior Secured Debt: Financing secured by collateral, ranking highest in repayment priority.
  • Unitranche Debt: A blended debt solution combining senior and junior debt into a single facility.
  • Junior Secured Debt: Debt secured by collateral but subordinate to senior debt in repayment priority.
  • Subordinated Debt Financing: Debt that ranks below other specified debts in terms of repayment claims.
  • Unsecured Debt: Financing that is not backed by specific collateral.
  • Equity Co-investments: Minority investments in preferred stock, common stock, and warrants alongside other investors.

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Monroe Capital Corporation (MRCC) is a Business Development Company (BDC) specializing in providing financing solutions to other companies. Therefore, its "customers" are the companies it lends to and invests in, rather than individuals or other public companies in a traditional sales model.

Due to the nature of its business, MRCC does not have "major customers" in the typical sense that would be publicly disclosed or have stock symbols. Instead, it maintains a portfolio of debt and equity investments in primarily private, lower middle-market companies. These companies are generally:

  • Companies with EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) between $3 million and $35 million.
  • Companies undergoing leveraged buyouts or seeking customized financing solutions (senior, unitranche, junior secured debt, subordinated debt, and equity co-investments).
  • Operating across various industries, typically within the United States and Canada.

As these are portfolio companies and generally private, their names are not typically listed as "major customers" with associated symbols. The portfolio of investments changes over time as MRCC makes new investments and exits others.

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The management team members for Monroe Capital (symbol: MRCC) are as follows:

Theodore L. Koenig Chairman & CEO

Mr. Koenig founded Monroe Capital in 2004 and has continuously served as its Chief Executive Officer. Prior to founding Monroe Capital, he served as the President and Chief Executive Officer of Hilco Capital LP from 1999 to 2004, where he invested in distressed debt, junior secured debt, and unsecured subordinated debt transactions. During his time at Hilco Capital LP, he led investments in over 30 companies in the lower middle-market. From 1986 to 1999, Mr. Koenig was a partner with the corporate law firm Holleb & Coff. He possesses over 25 years of experience in structuring, negotiating, and closing transactions for asset-backed lenders, commercial finance companies, financial institutions, and private equity investors.

Mick Solimene Chief Financial Officer & Chief Investment Officer

Mr. Solimene serves as the Chief Financial Officer and Chief Investment Officer of Monroe Capital Corporation. He has been a Managing Director and Portfolio Manager of Monroe Capital LLC since July 2021 and has also served as Chief Financial Officer and Chief Investment Officer of Monroe Capital Income Plus Corporation since January 2022.

Michael Egan Vice Chairman & Chief Credit Officer

Mr. Egan is the Vice Chairman & Chief Credit Officer of Monroe Capital and is a Co-Founder of the firm. He is responsible for credit policies and procedures, portfolio, and asset management operations, and is a member of Monroe's Investment Committee. With over 40 years of experience, his background includes commercial finance, credit administration, banking, and distressed investing. Before joining Monroe, he was Executive Vice President and Chief Credit Officer of Hilco Capital from 1999 to 2004. Prior to Hilco Capital, Mr. Egan spent ten years, starting in 1989, as Senior Vice President and Regional Manager for the Midwest U.S. Region at The CIT Group/Business Credit, Inc. Earlier in his career, he was a commercial lending officer with The National Community Bank of New Jersey (The Bank of New York) and a credit analyst with Key Corp.

Zia Uddin President

Mr. Uddin holds the title of President at Monroe Capital. He was previously noted as a Managing Director and Portfolio Manager – Private Credit in March 2020. As President, he is instrumental in expanding the firm's investor base and delivering investment solutions.

Aaron Peck Managing Director, Co-Portfolio Manager and Co-Head, Alternative Credit Solutions

Mr. Peck is a Managing Director, Co-Portfolio Manager, and Co-Head of Monroe Capital's Alternative Credit Solutions investment vehicles. He joined the firm in 2012 and is a member of Monroe's Investment Committee. Mr. Peck has over 30 years of experience in credit, lending, high yield, distressed credit, and public company operations and investor relations. Before Monroe, he served as Chief Investment Officer at Deerfield Capital Management, where he oversaw investment teams managing over $5 billion in assets. He also acted as chief portfolio manager for Deerfield's publicly traded specialty finance mortgage REIT. His prior experience includes roles in leveraged credit at investment firms such as AEG Investors, Black Diamond Capital, Salomon Smith Barney, and ESL Investments. Mr. Peck previously served as the Chief Financial Officer and Chief Investment Officer of Monroe Capital Corporation.

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Key Risks to Monroe Capital (MRCC)

  1. Merger and Asset Sale Execution and Integration Risks: Monroe Capital Corporation is currently undergoing a significant strategic transformation, involving an asset sale to Monroe Capital Income Plus Corporation (MCIP) and a merger with Horizon Technology Finance Corporation (HRZN). Shareholders approved these transactions on March 13, 2026. There are inherent risks in the successful execution and integration of these complex transactions, including potential delays, unforeseen challenges in combining operations, difficulties in realizing anticipated synergies, and the possibility that the combined entity may not achieve the expected benefits. The success of this transition is paramount to the company's future performance.
  2. Credit Risk and Economic Downturn: As a business development company (BDC) specializing in customized financing solutions for lower middle-market companies, Monroe Capital is highly susceptible to the credit quality of its borrowers. An economic slowdown or recession could adversely affect the ability of its portfolio companies to repay their loans, leading to an increase in non-accrual investments, depreciation in portfolio value, and a reduction in investment income. The company's focus on leveraged buyouts in this market segment amplifies its exposure to these credit risks.
  3. Interest Rate Risk: Monroe Capital, like other BDCs, utilizes borrowed money to finance a portion of its investments. Fluctuations in interest rates can impact both the cost of its debt financing and the income generated from its investment portfolio, a significant portion of which may consist of floating-rate loans. An increase in borrowing costs without a corresponding or sufficient increase in the interest income from its investments, or increased defaults from portfolio companies facing higher interest burdens, could negatively affect the company's net investment income and overall profitability.

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Monroe Capital Corporation (MRCC) primarily focuses on providing customized financing solutions, including senior, unitranche, junior secured debt, subordinated debt, and equity co-investments, to lower middle-market companies engaged in leveraged buyouts. The company targets businesses with EBITDA between $3 million and $35 million in the United States and Canada. The addressable market for Monroe Capital's main products and services is within the private credit and direct lending sectors, specifically catering to the lower middle market. In the **United States**, the private credit market, which includes direct lending to middle-market companies, is a significant and growing market. The U.S. private credit market exceeded $1.5 trillion by the end of 2024. It was approaching $1.3 trillion as of October 2025 and projected to be $1.34 trillion in 2025. More specifically, direct loans to U.S. middle-market companies, generally with annual EBITDA ranging from $10 million to $100 million (which encompasses Monroe Capital's target EBITDA range), were estimated at $1.0 trillion as of March 31, 2022, growing substantially from $400 billion in 2019. This segment of the market is considered a large part of the U.S. economy and is often underserved by traditional banks. In **Canada**, the private credit market is still emerging and is considered nascent compared to the U.S. and European markets. The Canadian lending landscape is largely dominated by its "Big Six" domestic banks, which account for 80-90% of the market. While mid-market transactions occur in Canada, with transactions valued below $250 million representing the largest component of the broader market, a specific dollar-denominated addressable market size for lower middle-market direct lending or private credit comparable to U.S. figures is not readily available.

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Share Repurchases

No significant share repurchase activity has been reported by Monroe Capital (MRCC) over the last 3-5 years. Financial statements often indicate "Share Buybacks: N/A".

Share Issuance

  • Monroe Capital Corporation's shares outstanding were approximately 22 million in Q4 2025, with no quarter-over-quarter change reported.
  • A significant capital allocation event is the anticipated merger of Monroe Capital with Horizon Technology Finance Corporation (HRZN) via a NAV-for-NAV share exchange, expected to close in late Q1 or early Q2 2026. This merger will involve MRCC merging into HRZN.

Outbound Investments

  • Monroe Capital is a Business Development Company that primarily provides customized financing solutions, including senior, unitranche, and junior secured debt, as well as subordinated debt and equity co-investments, to lower middle-market companies in the United States and Canada.
  • The company focuses on investing in companies with EBITDA between $3 million and $35 million.
  • The wind-down of MRCC Senior Loan Fund I, LLC was completed, with a significant return of capital of $14.5 million received on October 31, 2025.

Capital Expenditures

As a business development company primarily involved in financial investments rather than physical asset development, Monroe Capital generally reports no significant capital expenditures. Financial data for "Capital Expenditures" is often marked as N/A.

Latest Trefis Analyses

Title
0ARTICLES

Trade Ideas

Select ideas related to MRCC.

Unique KeyDateTickerCompanyCategoryTrade Strategy6M Fwd Rtn12M Fwd Rtn12M Max DD
HBAN_3312026_Insider_Buying_45D_2Buy_200K03312026HBANHuntington BancsharesInsiderInsider Buys 45DStrong Insider Buying
Companies with multiple insider buys in the last 45 days
0.0%0.0%0.0%
NP_3312026_Insider_Buying_45D_2Buy_200K03312026NPNeptune InsuranceInsiderInsider Buys 45DStrong Insider Buying
Companies with multiple insider buys in the last 45 days
0.0%0.0%0.0%
JKHY_3272026_Monopoly_xInd_xCD_Getting_Cheaper03272026JKHYJack Henry & AssociatesMonopolyMY | Getting CheaperMonopoly-Like with P/S Decline
Large cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple
3.1%3.1%0.0%
MKTX_3202026_Dip_Buyer_FCFYield03202026MKTXMarketAxessDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin
-5.2%-5.2%-5.7%
RYAN_3202026_Insider_Buying_GTE_1Mil_EBITp+DE_V203202026RYANRyan SpecialtyInsiderInsider Buys | Low D/EStrong Insider Buying
Companies with strong insider buying in the last 1 month, positive operating income and reasonable debt / market cap
-2.7%-2.7%-8.5%

Recent Active Movers

Peer Comparisons

Peers to compare with:

Financials

MRCCARCCFSKOBDCGBDCMAINMedian
NameMonroe C.Ares Cap.FS KKR C.Blue Owl.Golub Ca.Main Str. 
Mkt Price5.0818.6310.7311.3413.1156.3912.22
Mkt Cap0.113.33.05.83.55.14.3
Rev LTM01,452102710362592477
Op Inc LTM-------
FCF LTM116-1,7175921,742473-46295
FCF 3Y Avg68-1,1111,2921,01219551131
CFO LTM116-1,7175921,742473-46295
CFO 3Y Avg68-1,1111,2921,01219551131

Growth & Margins

MRCCARCCFSKOBDCGBDCMAINMedian
NameMonroe C.Ares Cap.FS KKR C.Blue Owl.Golub Ca.Main Str. 
Rev Chg LTM-98.1%-13.4%-84.4%6.6%19.1%-1.6%-7.5%
Rev Chg 3Y Avg30.2%35.2%180.6%14.2%56.2%25.5%32.7%
Rev Chg Q-150.8%-14.4%-141.3%-19.4%-38.4%-16.6%-28.9%
QoQ Delta Rev Chg LTM-71.1%-3.7%-71.8%-4.4%-11.2%-5.0%-8.1%
Op Mgn LTM-------
Op Mgn 3Y Avg-------
QoQ Delta Op Mgn LTM-------
CFO/Rev LTM40,944.5%-118.3%580.4%245.4%130.6%-7.7%188.0%
CFO/Rev 3Y Avg14,045.8%-71.0%350.2%135.0%53.8%11.2%94.4%
FCF/Rev LTM40,944.5%-118.3%580.4%245.4%130.6%-7.7%188.0%
FCF/Rev 3Y Avg14,045.8%-71.0%350.2%135.0%53.8%11.2%94.4%

Valuation

MRCCARCCFSKOBDCGBDCMAINMedian
NameMonroe C.Ares Cap.FS KKR C.Blue Owl.Golub Ca.Main Str. 
Mkt Cap0.113.33.05.83.55.14.3
P/S388.99.229.58.19.58.69.4
P/EBIT-------
P/E-21.510.2273.29.210.510.310.3
P/CFO0.9-7.75.13.37.3-110.82.1
Total Yield13.7%19.3%26.5%24.0%19.5%16.4%19.4%
Dividend Yield18.3%9.5%26.1%13.1%10.0%6.7%11.5%
FCF Yield 3Y Avg45.8%-7.4%23.4%16.7%6.8%1.8%11.7%
D/E1.71.22.51.61.40.51.5
Net D/E1.71.22.51.51.40.51.5

Returns

MRCCARCCFSKOBDCGBDCMAINMedian
NameMonroe C.Ares Cap.FS KKR C.Blue Owl.Golub Ca.Main Str. 
1M Rtn10.0%4.3%6.3%7.2%9.5%3.8%6.8%
3M Rtn-20.9%-6.6%-21.7%-5.6%-1.3%-5.3%-6.1%
6M Rtn-24.5%-1.8%-22.1%-6.1%-1.4%0.2%-3.9%
12M Rtn-20.3%2.2%-32.7%-4.7%6.5%14.1%-1.2%
3Y Rtn-7.0%35.4%-8.8%24.7%37.4%81.7%30.0%
1M Excs Rtn4.9%-0.7%1.3%2.1%4.5%-1.3%1.7%
3M Excs Rtn-20.3%-6.6%-22.1%-7.1%-1.8%-5.2%-6.8%
6M Excs Rtn-27.9%-2.7%-23.2%-6.7%-2.4%-0.1%-4.7%
12M Excs Rtn-49.7%-29.1%-64.2%-34.6%-25.2%-14.5%-31.8%
3Y Excs Rtn-72.9%-32.8%-78.2%-41.4%-31.9%13.1%-37.1%

Comparison Analyses

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Financials

Segment Financials

Revenue by Segment
$ Mil20252024202320222021
Single segment4641336733
Total4641336733


Price Behavior

Price Behavior
Market Price$5.08 
Market Cap ($ Bil)0.1 
First Trading Date10/25/2012 
Distance from 52W High-28.4% 
   50 Days200 Days
DMA Price$5.27$6.08
DMA Trenddowndown
Distance from DMA-3.5%-16.4%
 3M1YR
Volatility69.0%40.8%
Downside Capture0.470.36
Upside Capture-34.5423.48
Correlation (SPY)17.4%18.5%
MRCC Betas & Captures as of 3/31/2026

 1M2M3M6M1Y3Y
Beta-0.270.740.910.910.710.55
Up Beta-3.560.250.190.360.580.46
Down Beta2.491.861.911.491.040.86
Up Capture-338%-68%-12%25%22%13%
Bmk +ve Days7162765139424
Stock +ve Days8162957117381
Down Capture45%127%109%114%90%76%
Bmk -ve Days12233358110323
Stock -ve Days13253365123337

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with MRCC
MRCC-17.5%40.9%-0.36-
Sector ETF (XLF)14.0%15.4%0.6524.9%
Equity (SPY)24.2%12.9%1.4919.5%
Gold (GLD)53.4%27.6%1.55-0.4%
Commodities (DBC)26.8%16.2%1.47-1.9%
Real Estate (VNQ)18.7%13.8%1.0018.3%
Bitcoin (BTCUSD)-6.8%42.9%-0.0510.5%

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Based On 5-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with MRCC
MRCC-2.7%28.8%-0.07-
Sector ETF (XLF)10.0%18.7%0.4229.8%
Equity (SPY)11.1%17.0%0.5028.1%
Gold (GLD)22.5%17.8%1.034.8%
Commodities (DBC)11.7%18.8%0.517.9%
Real Estate (VNQ)3.9%18.8%0.1127.5%
Bitcoin (BTCUSD)5.8%56.5%0.3210.6%

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Based On 10-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with MRCC
MRCC1.9%33.6%0.14-
Sector ETF (XLF)13.1%22.2%0.5437.7%
Equity (SPY)14.0%17.9%0.6734.1%
Gold (GLD)14.3%15.9%0.75-1.6%
Commodities (DBC)8.8%17.6%0.4215.8%
Real Estate (VNQ)5.4%20.7%0.2334.9%
Bitcoin (BTCUSD)67.7%66.9%1.0711.5%

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Short Interest

Short Interest: As Of Date3312026
Short Interest: Shares Quantity0.3 Mil
Short Interest: % Change Since 31520262.2%
Average Daily Volume0.1 Mil
Days-to-Cover Short Interest2.5 days
Basic Shares Quantity21.7 Mil
Short % of Basic Shares1.3%

Earnings Returns History

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 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
3/5/2026-5.8%9.9%13.5%
11/5/2025-4.5%-5.5%-3.6%
8/7/20259.8%12.0%21.0%
3/3/2025-3.3%-7.4%-8.6%
11/12/20241.6%4.7%5.5%
8/7/20241.5%6.9%10.6%
3/11/2024-0.9%-3.9%-1.0%
11/8/20230.6%2.1%4.1%
...
SUMMARY STATS   
# Positive91312
# Negative1067
Median Positive2.0%5.4%10.0%
Median Negative-1.7%-4.7%-4.4%
Max Positive11.8%17.7%40.1%
Max Negative-5.8%-14.4%-9.9%

SEC Filings

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Report DateFiling DateFiling
12/31/202503/05/202610-K
09/30/202511/05/202510-Q
06/30/202508/11/202510-Q
03/31/202505/07/202510-Q
12/31/202402/28/202510-K
09/30/202411/12/202410-Q
06/30/202408/07/202410-Q
03/31/202405/08/202410-Q
12/31/202303/11/202410-K
09/30/202311/08/202310-Q
06/30/202308/09/202310-Q
03/31/202305/10/202310-Q
12/31/202203/01/202310-K
09/30/202211/07/202210-Q
06/30/202208/02/202210-Q
03/31/202205/04/202210-Q

Recent Forward Guidance [BETA]

Latest: Q4 2025 Earnings Reported 3/5/2026

Forward GuidanceGuidance Change
MetricLowMidHigh% Chg% DeltaChangePrior
Q1 2026 Dividends 0.09 -64.0% Lower NewActual: 0.25 for Q4 2025

Prior: Q3 2025 Earnings Reported 11/5/2025

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