Hope Bancorp (HOPE)
Market Price (12/25/2025): $11.275 | Market Cap: $1.4 BilSector: Financials | Industry: Regional Banks
Hope Bancorp (HOPE)
Market Price (12/25/2025): $11.275Market Cap: $1.4 BilSector: FinancialsIndustry: Regional Banks
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 8.2%, Dividend Yield is 4.8%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 4.0%, FCF Yield is 8.7% | Trading close to highsDist 52W High is -4.3% | Weak revenue growthRev Chg LTMRevenue Change % Last Twelve Months (LTM) is -4.5%, Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -8.4% |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -18% | Weak multi-year price returns2Y Excs Rtn is -42%, 3Y Excs Rtn is -77% | Key risksHOPE key risks include [1] its substantial exposure to Commercial Real Estate (CRE) loans, Show more. |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 29%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 27% | ||
| Low stock price volatilityVol 12M is 30% | ||
| Capital ratio is >2x the minimum of 6%Tier 1 Capital / Risk Wtd Assets RatioTier 1 Capital / Risk-Weighted Assets is a common measure of financial strength for a bank. It reflects how much equity there is relative to assets where assets are weighted based on riskiness. Low ratios indicate the bank is highly vulnerable to even small changes in the value of their risk assets. is 12% | ||
| Megatrend and thematic driversMegatrends include Regional Financial Services. Themes include Community Banking, and Small Business Lending. |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 8.2%, Dividend Yield is 4.8%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 4.0%, FCF Yield is 8.7% |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -18% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 29%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 27% |
| Low stock price volatilityVol 12M is 30% |
| Capital ratio is >2x the minimum of 6%Tier 1 Capital / Risk Wtd Assets RatioTier 1 Capital / Risk-Weighted Assets is a common measure of financial strength for a bank. It reflects how much equity there is relative to assets where assets are weighted based on riskiness. Low ratios indicate the bank is highly vulnerable to even small changes in the value of their risk assets. is 12% |
| Megatrend and thematic driversMegatrends include Regional Financial Services. Themes include Community Banking, and Small Business Lending. |
| Trading close to highsDist 52W High is -4.3% |
| Weak multi-year price returns2Y Excs Rtn is -42%, 3Y Excs Rtn is -77% |
| Weak revenue growthRev Chg LTMRevenue Change % Last Twelve Months (LTM) is -4.5%, Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -8.4% |
| Key risksHOPE key risks include [1] its substantial exposure to Commercial Real Estate (CRE) loans, Show more. |
Why The Stock Moved
Qualitative Assessment
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1. Hope Bancorp reported a net loss of $27.9 million, or $(0.22) per diluted common share, for the second quarter of 2025, primarily due to a securities portfolio repositioning, the completion of the Territorial Bancorp Inc. acquisition, and a change to California state tax apportionment law. 2. The company's net interest margin expanded by 15 basis points to 2.69% in Q2 2025 and further by 20 basis points to 2.89% in Q3 2025, driven by average loan growth, higher yields on earning assets, and a lower cost of interest-bearing deposits. Show moreStock Movement Drivers
Fundamental Drivers
The 4.7% change in HOPE stock from 9/24/2025 to 12/24/2025 was primarily driven by a 9.8% change in the company's Net Income Margin (%).| 9242025 | 12242025 | Change | |
|---|---|---|---|
| Stock Price ($) | 10.77 | 11.28 | 4.69% |
| Change Contribution By | LTM | LTM | |
| Total Revenues ($ Mil) | 444.74 | 470.12 | 5.71% |
| Net Income Margin (%) | 9.38% | 10.29% | 9.76% |
| P/E Multiple | 33.06 | 29.87 | -9.65% |
| Shares Outstanding (Mil) | 128.00 | 128.17 | -0.13% |
| Cumulative Contribution | 4.69% |
Market Drivers
9/24/2025 to 12/24/2025| Return | Correlation | |
|---|---|---|
| HOPE | 4.7% | |
| Market (SPY) | 4.4% | 46.7% |
| Sector (XLF) | 4.0% | 64.5% |
Fundamental Drivers
The 10.3% change in HOPE stock from 6/25/2025 to 12/24/2025 was primarily driven by a 129.4% change in the company's P/E Multiple.| 6252025 | 12242025 | Change | |
|---|---|---|---|
| Stock Price ($) | 10.22 | 11.28 | 10.32% |
| Change Contribution By | LTM | LTM | |
| Total Revenues ($ Mil) | 467.09 | 470.12 | 0.65% |
| Net Income Margin (%) | 20.31% | 10.29% | -49.31% |
| P/E Multiple | 13.02 | 29.87 | 129.42% |
| Shares Outstanding (Mil) | 120.81 | 128.17 | -6.09% |
| Cumulative Contribution | 9.91% |
Market Drivers
6/25/2025 to 12/24/2025| Return | Correlation | |
|---|---|---|
| HOPE | 10.3% | |
| Market (SPY) | 14.0% | 46.9% |
| Sector (XLF) | 8.8% | 59.3% |
Fundamental Drivers
The -3.9% change in HOPE stock from 12/24/2024 to 12/24/2025 was primarily driven by a -50.2% change in the company's Net Income Margin (%).| 12242024 | 12242025 | Change | |
|---|---|---|---|
| Stock Price ($) | 11.74 | 11.28 | -3.88% |
| Change Contribution By | LTM | LTM | |
| Total Revenues ($ Mil) | 492.11 | 470.12 | -4.47% |
| Net Income Margin (%) | 20.68% | 10.29% | -50.22% |
| P/E Multiple | 13.92 | 29.87 | 114.58% |
| Shares Outstanding (Mil) | 120.73 | 128.17 | -6.16% |
| Cumulative Contribution | -4.25% |
Market Drivers
12/24/2024 to 12/24/2025| Return | Correlation | |
|---|---|---|
| HOPE | -3.9% | |
| Market (SPY) | 15.8% | 58.8% |
| Sector (XLF) | 14.9% | 65.7% |
Fundamental Drivers
The 2.5% change in HOPE stock from 12/25/2022 to 12/24/2025 was primarily driven by a 395.6% change in the company's P/E Multiple.| 12252022 | 12242025 | Change | |
|---|---|---|---|
| Stock Price ($) | 11.01 | 11.28 | 2.46% |
| Change Contribution By | LTM | LTM | |
| Total Revenues ($ Mil) | 617.13 | 470.12 | -23.82% |
| Net Income Margin (%) | 35.36% | 10.29% | -70.88% |
| P/E Multiple | 6.03 | 29.87 | 395.55% |
| Shares Outstanding (Mil) | 119.48 | 128.17 | -7.28% |
| Cumulative Contribution | 1.91% |
Market Drivers
12/25/2023 to 12/24/2025| Return | Correlation | |
|---|---|---|
| HOPE | 3.4% | |
| Market (SPY) | 48.9% | 48.2% |
| Sector (XLF) | 53.2% | 65.0% |
Price Returns Compared
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| HOPE Return | -22% | 40% | -10% | -0% | 7% | -3% | 2% |
| Peers Return | � | � | � | � | � | � | � |
| S&P 500 Return | 16% | 27% | -19% | 24% | 23% | 18% | 115% |
Monthly Win Rates [3] | |||||||
| HOPE Win Rate | 42% | 67% | 50% | 50% | 50% | 42% | |
| Peers Win Rate | � | � | � | � | � | � | |
| S&P 500 Win Rate | 58% | 75% | 42% | 67% | 75% | 73% | |
Max Drawdowns [4] | |||||||
| HOPE Max Drawdown | -51% | 0% | -12% | -39% | -17% | -25% | |
| Peers Max Drawdown | � | � | � | � | � | � | |
| S&P 500 Max Drawdown | -31% | -1% | -25% | -1% | -2% | -15% | |
[1] Cumulative total returns since the beginning of 2020
[2] Peers: NEWT, ATLO, CBC, CBK, HYNE.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2025 data is for the year up to 12/24/2025 (YTD)
How Low Can It Go
| Event | HOPE | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -56.7% | -25.4% |
| % Gain to Breakeven | 131.2% | 34.1% |
| Time to Breakeven | Not Fully Recovered days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -51.1% | -33.9% |
| % Gain to Breakeven | 104.4% | 51.3% |
| Time to Breakeven | 339 days | 148 days |
| 2018 Correction | ||
| % Loss | -49.2% | -19.8% |
| % Gain to Breakeven | 96.8% | 24.7% |
| Time to Breakeven | Not Fully Recovered days | 120 days |
| 2008 Global Financial Crisis | ||
| % Loss | -90.1% | -56.8% |
| % Gain to Breakeven | 910.6% | 131.3% |
| Time to Breakeven | 2,831 days | 1,480 days |
Compare to NEWT, ATLO, CBC, CBK, HYNE
In The Past
Hope Bancorp's stock fell -56.7% during the 2022 Inflation Shock from a high on 1/25/2022. A -56.7% loss requires a 131.2% gain to breakeven.
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Hope Bancorp, Inc. operates as the bank holding company for Bank of Hope that provides banking services for small and medium-sized businesses, and individuals in the United States. The company accepts personal and business checking, money market, savings, time deposit, and individual retirement accounts. Its loan products include commercial loans to businesses for various purposes, such as working capital, purchasing inventory, debt refinancing, business acquisitions, and other business related financing needs; real estate loans; small business administration loans; and consumer loans, such as single-family mortgage, home equity, auto, credit card, and personal loans. The company also offers trade finance services, including the issuance and negotiation of letters of credit, as well as handles documentary collections; warehouse lines of credit to mortgage loan originators; and commercial equipment lease financing. In addition, it provides cash management services, such as remote deposit capture, lock box, and ACH origination services; investment and wealth management services; mobile banking services; debit card services; foreign exchanges services, safe deposit boxes, and other customary bank services; internet banking services; and automated teller machine services. As of December 31, 2021, the company operated 47 full-service branches in California, Washington, Texas, Illinois, New York, New Jersey, Virginia, and Alabama; SBA loan production offices in Atlanta, Houston, Dallas, Denver, Portland, Seattle, Fremont, and Southern California; and a representative office in Seoul, Korea. Hope Bancorp, Inc. was incorporated in 2000 and is headquartered in Los Angeles, California.
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- It's like **Bank of America** for the Korean-American community.
- It's the **JPMorgan Chase** of Korean-American banking.
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- Commercial and Industrial Loans: Provides financing to businesses for working capital, equipment purchases, and other operational needs.
- Commercial Real Estate Loans: Offers financing for the acquisition, refinancing, or construction of commercial properties.
- Deposit Products: A range of checking, savings, money market, and certificate of deposit accounts for both businesses and individuals.
- Treasury Management Services: Helps businesses efficiently manage their cash flow through services like remote deposit capture, sweep accounts, and wire transfers.
- International Banking Services: Facilitates cross-border transactions for businesses through services such as trade finance and foreign exchange.
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Hope Bancorp (symbol: HOPE), through its subsidiary Bank of Hope, operates as a financial institution. As such, it does not have "major customers" in the traditional sense of a manufacturing or retail company selling goods or services to a few large corporate clients. Instead, its customer base is diverse, consisting of numerous businesses and individuals. Therefore, the company serves primarily a wide array of small to medium-sized businesses and individual consumers. Here are the primary categories of customers that Hope Bancorp serves:- Small to Medium-sized Businesses (SMBs) and Commercial Clients: This category includes a broad range of businesses across various industries that utilize the bank's services for commercial loans (including SBA loans), lines of credit, treasury management, business deposit accounts, and other financial solutions to support their operations and growth. Bank of Hope has a significant focus on serving the Korean-American business community.
- Commercial Real Estate Investors and Developers: A substantial portion of the bank's lending portfolio is dedicated to commercial real estate. This customer segment comprises investors, developers, and property owners seeking financing for the acquisition, development, or refinancing of commercial properties.
- Individual and Consumer Clients: This category includes a wide base of individuals and households who use the bank for personal banking needs. This encompasses checking and savings accounts, money market accounts, certificates of deposit (CDs), residential mortgage loans, home equity lines of credit (HELOCs), and other consumer loans. The bank often caters to the needs of the Asian-American community.
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Kevin S. Kim, Chairman, President and Chief Executive Officer
Mr. Kim is Chairman, President and Chief Executive Officer of Hope Bancorp, Inc. and Bank of Hope. He assumed the role of Chairman in 2019. Mr. Kim was a director of Center Financial Corporation and Center Bank from 2008, where he spearheaded the merger of equals with Nara Bancorp, Inc. and Nara Bank, creating BBCN Bancorp, Inc. and BBCN Bank in November 2011. In March 2013, he was appointed President and Chief Executive Officer of BBCN Bancorp, and in April 2014, he took on the same titles for BBCN Bank. Prior to joining the company full time as its Chief Executive, Mr. Kim practiced law for 18 years, with a focus on corporate and business transactions, business acquisitions, tax planning, and real estate transactions. He began his professional career as a Certified Public Accountant, working for approximately 10 years at two of the largest public accounting firms, including Arthur Andersen, LLP and KPMG, LLP. He also led BBCN's merger with Wilshire Bancorp, Inc., which created Hope Bancorp, Inc. and Bank of Hope.
Julianna Balicka, Executive Vice President and Chief Financial Officer
Ms. Balicka was named Executive Vice President and Chief Financial Officer of Hope Bancorp, Inc. and Bank of Hope, effective April 17, 2023. She most recently served as Senior Vice President, Director of Investor Relations and Corporate Finance at East West Bank, a wholly owned company of East West Bancorp, Inc. In this role, she oversaw investor relations and corporate finance/M&A strategy, and was responsible for consolidated financial statement enterprise forecasting. Prior to joining East West Bank in 2016, Ms. Balicka was with Keefe, Bruyette & Woods from 2005 to 2016, most recently as Managing Director, Equity Research, where she served as the lead research analyst for California SMID-cap banks, Asian American banks, and marketplace lenders. She began her professional career as an investment banking analyst in the Financial Institutions Group at Donaldson, Lufkin & Jenrette.
Kyu S. Kim, Senior Executive Vice President and Chief Relationship Banking Officer
Kyu S. Kim was named Senior Executive Vice President and Chief Relationship Banking Officer, effective April 1, 2025. In this role, she is responsible for the oversight of legacy commercial lending and the Bank's Korean subsidiary business. Previously, she served as Senior Executive Vice President and Chief Commercial Banking Officer of Bank of Hope from October 2023 through March 2025, where she was responsible for oversight of commercial lending functions across Bank of Hope's platform.
Thomas P. Stenger, Senior Executive Vice President and Chief Risk Officer
Mr. Stenger was promoted to Senior Executive Vice President in September 2022 and has served as Chief Risk Officer of Bank of Hope since February 2019. He is responsible for all areas of risk, compliance, and BSA management. Prior to joining the Bank, he was a Managing Director at PricewaterhouseCoopers from 2011, where he provided strategic leadership assisting financial services clients. He was also a founding partner of Mirror Lake Partners from 2008 to 2011 and served as Senior Vice President and Chief Risk Officer at GMAC Residential Mortgage Corporation from 2001 to 2007.
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Hope Bancorp (symbol: HOPE) faces several key risks to its business, primarily stemming from macroeconomic factors and the nature of the banking industry. The most significant risks include:- Deterioration in Economic Conditions and Credit Quality: Hope Bancorp is significantly exposed to the overall economic environment, particularly in its operating regions. A downturn in economic conditions, including recessionary fears, can lead to decreased loan demand, a decline in credit quality, an increase in non-earning assets, and higher net credit losses. The company's substantial exposure to Commercial Real Estate (CRE) loans further amplifies this risk, as a weakening CRE market could result in higher provisions for loan losses and eroded earnings.
- Interest Rate and Liquidity Risks: As a financial institution, Hope Bancorp is vulnerable to volatile interest rates. Fluctuations in interest rates present challenges in managing asset-liability matching, which can impact net interest income. Additionally, the company faces general liquidity risks, which are crucial for its operations and financial stability.
- Competitive Market Conditions and Growth Headwinds: The banking sector in Hope Bancorp's operating areas is highly competitive, leading to aggressive pricing and spread compression. This intense competition can constrain net loan growth. Furthermore, the company has experienced slower loan and deposit growth, particularly in key markets like California, due to broader macroeconomic slowdowns, posing challenges to its expansion efforts.
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The accelerating adoption of digital-first financial services offered by fintech companies and neobanks poses a clear emerging threat. These competitors often provide more convenient, lower-cost, and technologically advanced banking solutions, which can attract customers, including younger demographics and tech-savvy small businesses, away from traditional community banks like Hope Bancorp. This shift can erode market share, reduce traditional revenue streams, and necessitate significant investment in digital transformation to remain competitive.
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Hope Bancorp (NASDAQ: HOPE) primarily operates in the United States, focusing on serving the financial needs of small and medium-sized businesses and individuals, particularly within multicultural communities, including the Korean-American population across states like California, New York, New Jersey, Illinois, Washington, Texas, Alabama, Georgia, and Hawaii.
The addressable markets for Hope Bancorp's main products and services in the U.S. are sized as follows:
- Commercial Banking Market (U.S.): The U.S. commercial banking market is estimated at approximately $732.5 billion in 2025 and is forecasted to reach $915.45 billion by 2030, growing at a compound annual growth rate (CAGR) of 4.56%. Commercial lending constituted a significant portion of this market, accounting for 44.34% of the U.S. commercial banking market share in 2024. Another estimate places the U.S. commercial banking market size at $1.6 trillion in 2025.
- Small Business Lending Market (U.S.): The U.S. small business loan market was valued at $30.83 billion in 2023 and is projected to reach $56.14 billion by 2031, with a CAGR of 8.94% during the forecast period of 2024-2031. Separately, the estimated total lending volume to small businesses in the U.S. for 2025 is $760 billion. The broader global small business loans market, with North America expected to lead, was valued at $2.5 trillion in 2023 and is projected to reach $7.2 trillion by 2032.
- Real Estate Loan Market (U.S.): The U.S. real estate loan market was valued at $3.5 trillion in 2024 and is projected to grow at a CAGR of 10.6%. Within this, the U.S. commercial real estate (CRE) mortgage market alone consists of approximately $4.5 trillion backed by income-producing properties and an additional $470 billion in construction loans, as of March 2023.
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Hope Bancorp (NASDAQ: HOPE) is poised for future revenue growth over the next two to three years, driven by several strategic initiatives and anticipated market dynamics. Here are the key expected drivers of future revenue growth for Hope Bancorp:- Strategic Acquisitions and Market Expansion: The acquisition of Territorial Savings Bank, completed in April 2025, is a significant driver of revenue growth. This acquisition expands Hope Bancorp's presence into Hawaii's high-growth multicultural market, bringing a stable, low-cost deposit base of $1.7 billion and a high-quality residential mortgage portfolio. The deal is expected to boost the company's net interest margin and diversify its loan portfolio, positioning it as a leader in serving immigrant communities with tailored financial solutions.
- Loan Growth Across Key Segments: Hope Bancorp aims for high single-digit loan growth in 2025, building on momentum from previous quarters. This growth is expected across all major loan portfolio segments, including Commercial & Industrial (C&I), commercial real estate, and residential mortgages. The company has been investing in talent to drive sustainable and prudent growth, enhancing its corporate and commercial banking capabilities.
- Growth in Non-Interest Income: The company forecasts approximately 30% growth in non-interest income for 2025, excluding a specific second-quarter loss related to securities repositioning. This reflects strong year-to-date momentum across various business lines and a strategic focus on expanding fee-based services such as treasury management and international trade financing.
- Net Interest Margin (NIM) Expansion: Hope Bancorp expects net interest income growth of approximately 10% for 2025, partly due to anticipated improvements in its net interest margin. The expansion is driven by higher earning asset yields and a reduction in deposit funding costs. The integration of Territorial Savings Bank's low-cost deposits and a strategic shift away from more expensive brokered deposits are critical factors in improving the net interest margin.
- Operational Efficiency and Digital Platform Enhancements: While not a direct revenue driver, significant ongoing investment in digital platform enhancements and fintech partnerships is expected to improve operational efficiency and customer retention. This could lead to a sustainably lower cost-to-income ratio and improved net margins over time, indirectly supporting revenue growth by freeing up resources and allowing for more competitive offerings.
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Share Repurchases
- Hope Bancorp repurchased $50.0 million of common stock during the year ended December 31, 2021.
- The company repurchased $36.2 million of common stock during the year ended December 31, 2020.
- A share repurchase program authorizing up to $50.0 million of common stock was approved in August 2021 and does not have an expiration date.
Share Issuance
- Hope Bancorp issued 6,976,754 shares as consideration for the Territorial Bancorp Inc. merger, as reported in Q3 2025.
- The number of shares outstanding increased by 6.1% in 2025.
- Shares outstanding also increased by 0.52% in 2024 and 0.54% in 2023.
Outbound Investments
- Hope Bancorp acquired Territorial Savings Bank, with the integration process nearing completion as of early 2025.
- The merger with Territorial Bancorp Inc. in Q3 2025 increased goodwill by $13.880 million and the core deposit intangible to $46.173 million.
- This merger and strategic reorganization are intended to enhance the deposit franchise and reduce operating expenses.
Capital Expenditures
- Capital expenditures totaled $10.32 million in the 12 months prior to November 2025.
- The company has made strategic investments in digital platforms to improve operational efficiency.
Latest Trefis Analyses
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|---|---|
| ARTICLES |
Trade Ideas
Select ideas related to HOPE. For more, see Trefis Trade Ideas.
| Date | Ticker | Company | Category | Trade Strategy | 6M Fwd Rtn | 12M Fwd Rtn | 12M Max DD |
|---|---|---|---|---|---|---|---|
| 11212025 | WU | Western Union | Dip Buy | DB | FCFY OPMDip Buy with High FCF Yield and High MarginBuying dips for companies with high FCF yield and meaningfully high operating margin | 13.8% | 13.8% | -0.4% |
| 11212025 | COIN | Coinbase Global | Monopoly | MY | Getting CheaperMonopoly-Like with P/S DeclineLarge cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple | -0.3% | -0.3% | -0.5% |
| 11142025 | PYPL | PayPal | Dip Buy | DB | FCFY OPMDip Buy with High FCF Yield and High MarginBuying dips for companies with high FCF yield and meaningfully high operating margin | -4.4% | -4.4% | -7.5% |
| 11142025 | V | Visa | Monopoly | MY | Getting CheaperMonopoly-Like with P/S DeclineLarge cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple | 7.6% | 7.6% | -2.7% |
| 11072025 | WD | Walker & Dunlop | Dip Buy | DB | P/E OPMDip Buy with Low PE and High MarginBuying dips for companies with tame PE and meaningfully high operating margin | -11.2% | -11.2% | -12.1% |
Research & Analysis
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Peer Comparisons for Hope Bancorp
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 18.42 |
| Mkt Cap | 0.3 |
| Rev LTM | 89 |
| Op Inc LTM | - |
| FCF LTM | 19 |
| FCF 3Y Avg | 16 |
| CFO LTM | 20 |
| CFO 3Y Avg | 18 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 18.0% |
| Rev Chg 3Y Avg | 0.3% |
| Rev Chg Q | 21.8% |
| QoQ Delta Rev Chg LTM | 5.2% |
| Op Mgn LTM | - |
| Op Mgn 3Y Avg | - |
| QoQ Delta Op Mgn LTM | - |
| CFO/Rev LTM | 29.2% |
| CFO/Rev 3Y Avg | 31.1% |
| FCF/Rev LTM | 26.7% |
| FCF/Rev 3Y Avg | 27.1% |
Price Behavior
Price Behavior
| Market Price | $11.28 | |
| Market Cap ($ Bil) | 1.4 | |
| First Trading Date | 01/29/1998 | |
| Distance from 52W High | -4.3% | |
| 50 Days | 200 Days | |
| DMA Price | $10.70 | $10.34 |
| DMA Trend | indeterminate | indeterminate |
| Distance from DMA | 5.5% | 9.1% |
| 3M | 1YR | |
| Volatility | 29.7% | 29.9% |
| Downside Capture | 101.15 | 106.61 |
| Upside Capture | 102.10 | 87.19 |
| Correlation (SPY) | 46.1% | 58.7% |
HOPE Betas & Captures as of 11/30/2025
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 0.87 | 1.22 | 1.19 | 1.41 | 0.94 | 1.08 |
| Up Beta | 0.53 | 0.97 | 1.36 | 2.19 | 0.81 | 1.12 |
| Down Beta | 0.03 | 1.35 | 1.25 | 1.31 | 0.97 | 0.83 |
| Up Capture | 123% | 113% | 82% | 107% | 79% | 110% |
| Bmk +ve Days | 13 | 26 | 39 | 74 | 142 | 427 |
| Stock +ve Days | 11 | 20 | 30 | 61 | 121 | 358 |
| Down Capture | 99% | 132% | 132% | 129% | 112% | 106% |
| Bmk -ve Days | 7 | 16 | 24 | 52 | 107 | 323 |
| Stock -ve Days | 9 | 21 | 31 | 62 | 125 | 380 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Comparison of HOPE With Other Asset Classes (Last 1Y) | |||||||
|---|---|---|---|---|---|---|---|
| HOPE | Sector ETF | Equity | Gold | Commodities | Real Estate | Bitcoin | |
| Annualized Return | -1.5% | 18.3% | 19.2% | 71.9% | 8.9% | 6.0% | -10.4% |
| Annualized Volatility | 29.8% | 19.0% | 19.5% | 19.3% | 15.3% | 17.1% | 35.0% |
| Sharpe Ratio | -0.04 | 0.75 | 0.78 | 2.69 | 0.36 | 0.18 | -0.12 |
| Correlation With Other Assets | 65.9% | 58.9% | -4.9% | 17.5% | 51.5% | 23.8% | |
ETFs used for asset classes: Sector ETF = XLF, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
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Based On 5-Year Data
| Comparison of HOPE With Other Asset Classes (Last 5Y) | |||||||
|---|---|---|---|---|---|---|---|
| HOPE | Sector ETF | Equity | Gold | Commodities | Real Estate | Bitcoin | |
| Annualized Return | 6.1% | 16.3% | 14.9% | 18.7% | 11.7% | 4.8% | 32.6% |
| Annualized Volatility | 33.6% | 18.9% | 17.1% | 15.5% | 18.7% | 18.9% | 48.7% |
| Sharpe Ratio | 0.24 | 0.72 | 0.70 | 0.97 | 0.51 | 0.17 | 0.59 |
| Correlation With Other Assets | 66.5% | 47.0% | -2.1% | 14.8% | 45.1% | 18.2% | |
ETFs used for asset classes: Sector ETF = XLF, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
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Based On 10-Year Data
| Comparison of HOPE With Other Asset Classes (Last 10Y) | |||||||
|---|---|---|---|---|---|---|---|
| HOPE | Sector ETF | Equity | Gold | Commodities | Real Estate | Bitcoin | |
| Annualized Return | 0.3% | 13.0% | 14.7% | 14.9% | 6.9% | 5.2% | 69.2% |
| Annualized Volatility | 34.9% | 22.3% | 18.0% | 14.8% | 17.6% | 20.8% | 55.8% |
| Sharpe Ratio | 0.11 | 0.54 | 0.70 | 0.83 | 0.31 | 0.22 | 0.90 |
| Correlation With Other Assets | 73.6% | 54.7% | -10.1% | 21.2% | 49.5% | 11.8% | |
ETFs used for asset classes: Sector ETF = XLF, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Returns Analyses
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 10/28/2025 | 1.0% | 0.2% | 1.4% |
| 7/22/2025 | -4.6% | -8.7% | -7.3% |
| 4/22/2025 | 1.8% | 4.3% | 10.9% |
| 1/27/2025 | 1.1% | -3.8% | -9.4% |
| 10/28/2024 | 0.5% | -0.9% | 13.5% |
| 7/29/2024 | -4.1% | -9.6% | -4.4% |
| 4/29/2024 | -9.4% | -1.1% | -4.4% |
| 1/30/2024 | -4.4% | -10.0% | -9.3% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 12 | 7 | 10 |
| # Negative | 7 | 12 | 9 |
| Median Positive | 1.5% | 3.0% | 6.9% |
| Median Negative | -4.6% | -4.0% | -5.3% |
| Max Positive | 7.6% | 14.3% | 17.2% |
| Max Negative | -9.4% | -10.0% | -9.4% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 9302025 | 11062025 | 10-Q 9/30/2025 |
| 6302025 | 8082025 | 10-Q 6/30/2025 |
| 3312025 | 5082025 | 10-Q 3/31/2025 |
| 12312024 | 2262025 | 10-K 12/31/2024 |
| 9302024 | 11082024 | 10-Q 9/30/2024 |
| 6302024 | 8062024 | 10-Q 6/30/2024 |
| 3312024 | 5072024 | 10-Q 3/31/2024 |
| 12312023 | 2282024 | 10-K 12/31/2023 |
| 9302023 | 11082023 | 10-Q 9/30/2023 |
| 6302023 | 8082023 | 10-Q 6/30/2023 |
| 3312023 | 5082023 | 10-Q 3/31/2023 |
| 12312022 | 2282023 | 10-K 12/31/2022 |
| 9302022 | 11042022 | 10-Q 9/30/2022 |
| 6302022 | 8042022 | 10-Q 6/30/2022 |
| 3312022 | 5092022 | 10-Q 3/31/2022 |
| 12312021 | 2282022 | 10-K 12/31/2021 |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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