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    Hope Bancorp (HOPE)

    Market Price (9/27/2026): $13.83 | Market Cap: $1.8 BilSector: Financials | Industry: Regional Banks

    Hope Bancorp (HOPE)

    Market Price (9/27/2026): $13.83
    Market Cap: $1.8 Bil
    Sector: Financials
    Industry: Regional Banks

    Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

    0

    Attractive yield
    Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 11%, Dividend Yield is 4.1%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 7.6%, FCF Yield is 11%

    Strong revenue growth
    Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is 30%

    Attractive cash flow generation
    CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 35%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 33%

    Low stock price volatility
    Vol 12M is 26%

    Capital ratio is >2x the minimum of 6%
    Tier 1 Capital / Risk Wtd Assets RatioTier 1 Capital / Risk-Weighted Assets is a common measure of financial strength for a bank. It reflects how much equity there is relative to assets where assets are weighted based on riskiness. Low ratios indicate the bank is highly vulnerable to even small changes in the value of their risk assets. is 12%

    Megatrend and thematic drivers
    Megatrends include Regional Financial Services. Themes include Community Banking, and Small Business Lending.

    Trading close to highs
    Dist 52W High is -4.6%, Dist 3Y High is -4.6%

    Weak multi-year price returns
    2Y Excs Rtn is -17%

    Weak revenue growth
    Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -0.4%

    Key risks
    HOPE key risks include [1] its substantial exposure to Commercial Real Estate (CRE) loans, Show more.

    0 Attractive yield
    Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 11%, Dividend Yield is 4.1%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 7.6%, FCF Yield is 11%
    1 Strong revenue growth
    Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is 30%
    2 Attractive cash flow generation
    CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 35%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 33%
    3 Low stock price volatility
    Vol 12M is 26%
    4 Capital ratio is >2x the minimum of 6%
    Tier 1 Capital / Risk Wtd Assets RatioTier 1 Capital / Risk-Weighted Assets is a common measure of financial strength for a bank. It reflects how much equity there is relative to assets where assets are weighted based on riskiness. Low ratios indicate the bank is highly vulnerable to even small changes in the value of their risk assets. is 12%
    5 Megatrend and thematic drivers
    Megatrends include Regional Financial Services. Themes include Community Banking, and Small Business Lending.
    6 Trading close to highs
    Dist 52W High is -4.6%, Dist 3Y High is -4.6%
    7 Weak multi-year price returns
    2Y Excs Rtn is -17%
    8 Weak revenue growth
    Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -0.4%
    9 Key risks
    HOPE key risks include [1] its substantial exposure to Commercial Real Estate (CRE) loans, Show more.

    HOPE in ETFs

    Weight = HOPE's share of each fund

    VTI0.00%
    ITOT0.00%
    IWM0.06%
    IJR0.10%
    VYM0.01%
    VB0.02%
    KRE0.49%
    IJS0.21%
    +13 more covered ETFs

    Valuation & Metrics

    FYE: 12/31HOPE [1]S&P 500 [2]
    REVENUE GROWTH
    LTM Revenue [3]$576.5 Mil—
    FY 2026 Sales$620.7 Mil—
    FY 2027 Sales$758.2 Mil—
    FY 2026 Sales Growth7.7%—
    FY 2027 Sales Growth22.1%12.8%
    EARNINGS
    LTM Net Income (GAAP) [3]$130.9 Mil—
    FY 2026 Net Income (Non-GAAP)$139.9 Mil—
    FY 2027 Net Income (Non-GAAP)$192.5 Mil—
    FY 2027 Net Income Growth37.5%18.0%
    FY 2026 EPS (Non-GAAP)$1.08—
    FY 2027 EPS (Non-GAAP)$1.50—
    FY 2027 EPS Growth39.0%—
    VALUATION
    FY 2026 P/S2.81.6
    FY 2027 P/S2.3—
    FY 2026 P/E12.67.7
    FY 2027 P/E9.2—

    [1] HOPE forward figures are analyst consensus for the next two fiscal years (fiscal year end 12/31). Net Income and EPS are non-GAAP (adjusted) consensus. P/S and P/E divide the current market cap by the consensus figure.
    [2] S&P 500 figures are the SPY ETF's holdings-weighted forward aggregate. P/S and P/E reflect FY1/FY2 consensus blended to the 12-month window ending 9/30/27 (~one year forward), shown when ≥90% of index weight has estimates. Growth is the aggregate next-fiscal-year vs current-fiscal-year (FY1→FY2) change. Index-level dollar Sales, Net Income and EPS are not applicable.
    [3] LTM = reported trailing-twelve-month actuals (GAAP).
    HOPES&P 500
    REVENUE GROWTH 
    Rev LTM ($ Bil)0.6
    Rev Chg Q56.4%9.3%
    Rev Chg LTM29.6%8.3%
    Rev Chg 3Y Avg-0.4%5.8%
    PROFITABILITYGOOD
    Op Inc LTM ($ Bil)�
    CFO LTM ($ Bil)0.2
    Net Inc LTM ($ Bil)0.1
    CFO/Rev LTM35.2%21.8%
    Net Inc Mgn22.7%13.1%
    VALUATIONLOW
    P/S3.13.1
    P/CFO8.714.5
    P/FCF9.419.2
    P/E13.522.1

    AI Analysis | Feedback

    MetricValueDateSource
    Number of Full-Service Branches (Bank of Hope banner)459302025Link
    Number of Full-Service Branches (Territorial Savings banner)299302025Link
    Net Interest Margin2.89%9302025Link
    Efficiency Ratio (excluding notable items)67.5%9302025Link
    Criticized Loans to Total Loans Ratio2.56%9302025Link
    Allowance for Credit Losses Coverage Ratio1.05%9302025Link
    Nonperforming Assets to Total Assets Ratio0.61%9302025Link
    Gross Loan-to-Deposit Ratio92.3%9302025Link
    Noninterest Bearing Demand Deposits to Total Deposits Ratio22%9302025Link

    Price Chart

    No Events

    Why The Stock Moved

    Qualitative Assessment

    AI Analysis | Feedback

    Updated on 9/1/2026

    Hope Bancorp (HOPE) stock has gained about 10% since 5/31/2026 because of the following key factors:

    1. Strong Fiscal Q2 2026 Earnings Beat: Hope Bancorp reported robust financial results for its fiscal second quarter ended June 30, 2026, surpassing analyst expectations. The company announced earnings per share of $0.27, exceeding the consensus estimate of $0.26 by $0.01. Quarterly revenue reached $147.82 million, also beating analyst estimates of $146.50 million. Notably, net income for the quarter improved significantly to $33,031 thousand, compared to a net loss of $24,750 thousand in the same period a year prior.

    2. Expanding Net Interest Margin and Lower Deposit Costs: The company demonstrated improved profitability in fiscal Q2 2026, with its net interest margin expanding to 2.96%. This represents an increase of 6 basis points sequentially and a 27 basis point improvement year-over-year. Additionally, Hope Bancorp's deposit costs decreased by 46 basis points year-over-year, signaling easing funding pressures and contributing positively to the bank's financial outlook.

    Show more
    Updated on 9/1/2026

    Hope Bancorp (HOPE) stock has gained about 10% since 5/31/2026 because of the following key factors:

    1. Strong Fiscal Q2 2026 Earnings Beat: Hope Bancorp reported robust financial results for its fiscal second quarter ended June 30, 2026, surpassing analyst expectations. The company announced earnings per share of $0.27, exceeding the consensus estimate of $0.26 by $0.01. Quarterly revenue reached $147.82 million, also beating analyst estimates of $146.50 million. Notably, net income for the quarter improved significantly to $33,031 thousand, compared to a net loss of $24,750 thousand in the same period a year prior.

    2. Expanding Net Interest Margin and Lower Deposit Costs: The company demonstrated improved profitability in fiscal Q2 2026, with its net interest margin expanding to 2.96%. This represents an increase of 6 basis points sequentially and a 27 basis point improvement year-over-year. Additionally, Hope Bancorp's deposit costs decreased by 46 basis points year-over-year, signaling easing funding pressures and contributing positively to the bank's financial outlook.

    3. Positive Analyst Upgrades and Price Target Revisions: Following the strong earnings report, several Wall Street analysts upgraded Hope Bancorp's stock or raised their price targets. DA Davidson increased its price objective from $15.00 to $16.00 with a "buy" rating on July 28, 2026. Weiss Ratings upgraded Hope Bancorp from a "hold" to a "buy" rating on August 11, 2026, and Keefe, Bruyette & Woods raised their price target from $14.00 to $15.00 on August 3, 2026. The stock now holds a "Moderate Buy" consensus rating with an average price target of $15.50.

    4. Significant Institutional Investor Inflows: Institutional investors showed increased confidence in Hope Bancorp. Wellington Management Group LLP substantially increased its stake by 1,448,931 shares (a 14.5% increase) during fiscal Q2 2026, holding 8.95% of the company's shares. Separately, Empowered Funds LLC initiated a new position, acquiring 496,619 shares valued at approximately $6.794 million during the same quarter.

    5. Favorable Regional Banking Sector Trends: The broader regional banking sector experienced positive momentum during the period, providing a supportive environment for Hope Bancorp. The S&P Regional Banks Index saw an 8.45% increase year-to-date through May 1, 2026. This sector-wide improvement was driven by buoyant profit expectations from stable Federal Reserve policy rates and an increase in net interest margins for FDIC-insured community banks, which surged to 3.65% in 2025 from 3.34% in 2024.

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    Stock Movement Drivers

    Fundamental Drivers

    The 11.4% change in HOPE stock from 5/31/2026 to 9/26/2026 was primarily driven by a 62.4% change in the company's Net Income Margin (%).
    (LTM values as of)53120269262026Change
    Stock Price ($)12.4213.8311.4%
    Change Contribution By: 
    Total Revenues ($ Mil)52357610.2%
    Net Income Margin (%)14.0%22.7%62.4%
    P/E Multiple21.713.5-37.9%
    Shares Outstanding (Mil)1281280.2%
    Cumulative Contribution11.4%

    LTM = Last Twelve Months as of date shown

    Market Drivers

    5/31/2026 to 9/26/2026
    ReturnCorrelation
    HOPE11.4% 
    Market (SPY)2.2%17.5%
    Sector (XLF)6.7%48.3%

    Fundamental Drivers

    The 25.4% change in HOPE stock from 2/28/2026 to 9/26/2026 was primarily driven by a 75.0% change in the company's Net Income Margin (%).
    (LTM values as of)22820269262026Change
    Stock Price ($)11.0213.8325.4%
    Change Contribution By: 
    Total Revenues ($ Mil)49957615.6%
    Net Income Margin (%)13.0%22.7%75.0%
    P/E Multiple21.813.5-38.2%
    Shares Outstanding (Mil)1281280.3%
    Cumulative Contribution25.4%

    LTM = Last Twelve Months as of date shown

    Market Drivers

    2/28/2026 to 9/26/2026
    ReturnCorrelation
    HOPE25.4% 
    Market (SPY)13.0%30.0%
    Sector (XLF)7.6%49.3%

    Fundamental Drivers

    The 30.1% change in HOPE stock from 8/31/2025 to 9/26/2026 was primarily driven by a 125.2% change in the company's Net Income Margin (%).
    (LTM values as of)83120259262026Change
    Stock Price ($)10.6313.8330.1%
    Change Contribution By: 
    Total Revenues ($ Mil)44557629.6%
    Net Income Margin (%)10.1%22.7%125.2%
    P/E Multiple30.413.5-55.5%
    Shares Outstanding (Mil)1281280.2%
    Cumulative Contribution30.1%

    LTM = Last Twelve Months as of date shown

    Market Drivers

    8/31/2025 to 9/26/2026
    ReturnCorrelation
    HOPE30.1% 
    Market (SPY)20.9%34.8%
    Sector (XLF)3.2%55.7%

    Fundamental Drivers

    The 66.2% change in HOPE stock from 8/31/2023 to 9/26/2026 was primarily driven by a 146.8% change in the company's P/E Multiple.
    (LTM values as of)83120239262026Change
    Stock Price ($)8.3213.8366.2%
    Change Contribution By: 
    Total Revenues ($ Mil)622576-7.3%
    Net Income Margin (%)29.4%22.7%-22.7%
    P/E Multiple5.513.5146.8%
    Shares Outstanding (Mil)120128-6.1%
    Cumulative Contribution66.2%

    LTM = Last Twelve Months as of date shown

    Market Drivers

    8/31/2023 to 9/26/2026
    ReturnCorrelation
    HOPE66.2% 
    Market (SPY)77.8%45.6%
    Sector (XLF)67.3%62.4%

    Return vs. Risk

    Price Returns Compared

     202120222023202420252026Total [1]
    Returns
    HOPE Return40%-10%-0%7%-6%29%65%
    Peers Return35%-12%-2%16%15%12%74%
    S&P 500 Return27%-19%24%23%16%13%105%

    Monthly Win Rates [3]
    HOPE Win Rate67%50%50%50%42%56% 
    Peers Win Rate63%52%52%57%60%53% 
    S&P 500 Win Rate75%42%67%75%67%56% 

    Max Drawdowns [4]
    HOPE Max Drawdown-22%-26%-44%-17%-25%-15% 
    Peers Max Drawdown-22%-29%-38%-19%-23%-19% 
    S&P 500 Max Drawdown-5%-25%-10%-8%-19%-9% 

    [1] Cumulative total returns since the beginning of 2021
    [2] Peers: NEWT, ATLO, FITB, MTB, HBAN.
    [3] Win Rate = % of calendar months in which monthly returns were positive
    [4] Max drawdown represents maximum peak-to-trough decline within a year
    [5] 2026 data is for the year up to 9/25/2026 (YTD)

    How Low Can It Go

    EventHOPES&P 500
    2025 US Tariff Shock
      % Loss-18.7%-18.8%
      % Gain to Breakeven23.1%23.1%
      Time to Breakeven81 days79 days
    Summer-Fall 2023 Five Percent Yield Shock
      % Loss-15.3%-9.5%
      % Gain to Breakeven18.1%10.5%
      Time to Breakeven12 days24 days
    2023 SVB Regional Banking Crisis
      % Loss-42.2%-6.7%
      % Gain to Breakeven72.9%7.1%
      Time to Breakeven432 days31 days
    2022 Inflation Shock & Fed Tightening
      % Loss-13.2%-24.5%
      % Gain to Breakeven15.3%32.4%
      Time to Breakeven666 days427 days
    2020 COVID-19 Crash
      % Loss-48.2%-33.7%
      % Gain to Breakeven93.0%50.9%
      Time to Breakeven327 days140 days
    Q4 2018 Fed Policy Error / Growth Scare
      % Loss-29.8%-19.2%
      % Gain to Breakeven42.4%23.8%
      Time to Breakeven802 days105 days

    Compare to NEWT, ATLO, FITB, MTB, HBAN

    In The Past

    Hope Bancorp's stock fell -18.7% during the 2025 US Tariff Shock. Such a loss loss requires a 23.1% gain to breakeven.

    Preserve Wealth

    Limiting losses and compounding gains is essential to preserving wealth.

    Asset Allocation

    Actively managed asset allocation strategies protect wealth. Learn more.

    EventHOPES&P 500
    2023 SVB Regional Banking Crisis
      % Loss-42.2%-6.7%
      % Gain to Breakeven72.9%7.1%
      Time to Breakeven432 days31 days
    2020 COVID-19 Crash
      % Loss-48.2%-33.7%
      % Gain to Breakeven93.0%50.9%
      Time to Breakeven327 days140 days
    Q4 2018 Fed Policy Error / Growth Scare
      % Loss-29.8%-19.2%
      % Gain to Breakeven42.4%23.8%
      Time to Breakeven802 days105 days
    2011 US Debt Ceiling Crisis & European Contagion
      % Loss-32.5%-17.9%
      % Gain to Breakeven48.1%21.8%
      Time to Breakeven24 days123 days
    2010 Eurozone Sovereign Debt Crisis / Flash Crash
      % Loss-32.3%-15.4%
      % Gain to Breakeven47.6%18.2%
      Time to Breakeven212 days125 days
    2008-2009 Global Financial Crisis
      % Loss-82.9%-53.4%
      % Gain to Breakeven484.8%114.4%
      Time to Breakeven1255 days1085 days

    Compare to NEWT, ATLO, FITB, MTB, HBAN

    In The Past

    Hope Bancorp's stock fell -18.7% during the 2025 US Tariff Shock. Such a loss loss requires a 23.1% gain to breakeven.

    Preserve Wealth

    Limiting losses and compounding gains is essential to preserving wealth.

    Asset Allocation

    Actively managed asset allocation strategies protect wealth. Learn more.

    About Hope Bancorp (HOPE)

    Hope Bancorp, Inc. (HOPE) operates as the holding company for Bank of Hope, a commercial bank primarily serving small and medium-sized businesses and individuals across the United States. The company focuses on providing a comprehensive suite of traditional banking and financial services tailored to its diverse customer base.

    Its core offerings include various deposit products such as checking, savings, money market, and time deposit accounts, alongside individual retirement accounts. On the lending side, Bank of Hope provides commercial loans for business needs like working capital and acquisitions, real estate loans, and government-backed Small Business Administration (SBA) loans. For individuals, it offers consumer loans including single-family mortgages, home equity, auto, credit card, and personal loans.

    Beyond core deposits and loans, the bank extends services like trade finance, commercial equipment lease financing, and warehouse lines of credit for mortgage originators. It also offers cash management, investment and wealth management, and modern conveniences such as mobile and internet banking. Headquartered in Los Angeles, California, Hope Bancorp maintains a significant branch network, operating 47 full-service branches across eight states including California, Texas, New York, and Washington, along with several SBA loan production offices and a representative office in Seoul, Korea.

    AI Analysis | Feedback

    Here are 1-3 analogies for Hope Bancorp (HOPE):

    • A regional Bank of America, focused on serving individuals and small to medium-sized businesses.
    • Similar to a smaller US Bank, offering comprehensive banking services for individuals and commercial clients across multiple states.

    AI Analysis | Feedback

    • Deposit Accounts: The company offers various personal and business checking, money market, savings, time deposit, and individual retirement accounts.
    • Commercial Loans: Hope Bancorp provides loans to businesses for purposes such as working capital, inventory purchase, debt refinancing, and acquisitions.
    • Real Estate Loans: The bank offers financing secured by real estate for various needs.
    • SBA Loans: Hope Bancorp provides Small Business Administration (SBA) guaranteed loans to support small businesses.
    • Consumer Loans: This category includes single-family mortgage, home equity, auto, credit card, and personal loans for individuals.
    • Trade Finance Services: The company offers services like issuing and negotiating letters of credit and handling documentary collections to facilitate trade.
    • Warehouse Lines of Credit: Hope Bancorp extends lines of credit specifically to mortgage loan originators.
    • Commercial Equipment Lease Financing: Businesses can access financing for commercial equipment through lease arrangements.
    • Cash Management Services: The bank provides services such as remote deposit capture, lock box, and ACH origination to help businesses manage their cash flow.
    • Investment and Wealth Management Services: Clients can access services for investment and wealth management.
    • Foreign Exchange Services: The bank facilitates foreign currency exchange transactions.
    • Safe Deposit Boxes: Customers can rent safe deposit boxes for secure storage of valuables.

    AI Analysis | Feedback

    Hope Bancorp (symbol: HOPE) primarily serves both individuals and other companies (businesses). Its major customer categories are:

    1. Small and Medium-Sized Businesses (SMBs): These customers utilize the company's commercial loans (for working capital, inventory, debt refinancing, business acquisitions, etc.), real estate loans, Small Business Administration (SBA) loans, trade finance services, warehouse lines of credit, commercial equipment lease financing, business checking/savings accounts, and cash management services.
    2. Individuals: This category of customers uses a range of personal banking services, including personal checking, money market, savings, time deposit, and individual retirement accounts. They also access consumer loan products such as single-family mortgages, home equity loans, auto loans, credit cards, and personal loans, as well as investment and wealth management services.

    AI Analysis | Feedback

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    AI Analysis | Feedback

    Kevin S. Kim Chairman, President & Chief Executive Officer

    Kevin S. Kim spearheaded the merger of Center Financial Corporation and Nara Bancorp, Inc. to create BBCN Bancorp, Inc. in 2011. He then led BBCN through another merger with Wilshire Bancorp, Inc. in 2016, which resulted in the formation of Hope Bancorp and Bank of Hope. Prior to his executive roles in banking, Mr. Kim practiced law for 18 years, specializing in corporate and business transactions, business acquisitions, tax planning, and real estate transactions. He began his professional career as a certified public accountant, working for approximately 10 years at prominent public accounting firms such as Arthur Andersen, LLP and KPMG, LLP.

    Julianna Balicka Executive Vice President & Chief Financial Officer

    Julianna Balicka was appointed Executive Vice President and Chief Financial Officer of Hope Bancorp, Inc. and Bank of Hope effective April 17, 2023. Before joining Hope Bancorp, she served as Senior Vice President, Director of Investor Relations and Corporate Finance at East West Bank, a subsidiary of East West Bancorp, Inc. Her responsibilities at East West Bank included overseeing investor relations, corporate finance/M&A strategy, consolidated financial statement forecasting, and contributing to balance sheet management. From 2005 to 2016, Ms. Balicka was a Managing Director in Equity Research at Keefe, Bruyette & Woods, where she was the lead research analyst for California SMID-cap banks, Asian American banks, and marketplace lenders. She started her career as an investment banking analyst in the Financial Institutions Group at Donaldson, Lufkin & Jenrette.

    Peter J. Koh Senior Executive Vice President & Chief Operating Officer

    Peter J. Koh was promoted to Senior Executive Vice President and Chief Operating Officer effective January 1, 2022, having previously served as Executive Vice President and Deputy Chief Operating Officer. In his role as COO, he is responsible for the oversight of strategy, operations, information technology, human resources, and credit administration. Following the merger that created Bank of Hope on July 29, 2016, Mr. Koh was named Chief Credit Officer, overseeing credit administration, appraisal, and special assets departments. He held the same position at Wilshire Bank prior to the merger, which he initially joined in 2001.

    Lisa K. Pai Executive Vice President, Chief Administrative Officer & General Counsel

    Lisa K. Pai was named Executive Vice President, Chief Administrative Officer and General Counsel of Hope Bancorp, Inc. and Bank of Hope upon the merger of BBCN Bancorp, Inc. and Wilshire Bancorp, Inc. in July 2016. Prior to this, from December 2012, she served as Executive Vice President, Chief Legal & Human Resources Officer and Corporate Secretary for Wilshire Bancorp and Wilshire Bank. Before her tenure at Wilshire, Ms. Pai was Executive Vice President and Chief Legal and Human Resources Officer at BBCN Bancorp following the merger of Nara Bancorp and Center Financial Corporation in 2011. From 2007 to 2011, she held the position of Executive Vice President, General Counsel and Chief Risk Officer at Center Financial Corporation. Before entering the banking industry in 1994, Ms. Pai practiced law.

    Jason K. Kim Senior Executive Vice President, Western Regional President of Bank of Hope

    Jason K. Kim was promoted to Senior Executive Vice President in April 2020 and has served as Western Regional President of Bank of Hope since July 1, 2019. In this capacity, he is responsible for the oversight of all commercial lending functions and retail branches in California, as well as the Bank's Small Business Administration (SBA) department. Before this role, effective May 1, 2017, he was Executive Vice President and Chief Commercial Banking Officer, where he was responsible for the SBA department and shared oversight of commercial and commercial real estate lending in the Western Region.

    AI Analysis | Feedback

    Hope Bancorp (HOPE) faces several key risks that could impact its business operations and financial performance: * Commercial Real Estate (CRE) Exposure and Asset Quality Deterioration: A significant portion of Hope Bancorp's loan portfolio, approximately 62% by late 2025, is concentrated in Commercial Real Estate. Declines in property values or rising vacancies within the CRE market, particularly in office and retail segments, could lead to an increase in non-performing assets and necessitate higher provisions for loan losses. This risk is further evidenced by a rise in non-performing assets to 0.73% in the fourth quarter of 2025, up from 0.53% a year prior, and non-performing loans increasing from 0.67% to 0.92% over the same period, indicating a broader struggle with asset and credit quality. * Intensified Competition and Digital Transformation: Hope Bancorp faces intense competition from both national banks and emerging financial technology (fintech) companies. The banking industry is increasingly shifting towards digital platforms, with competition heavily reliant on enhanced user experience and feature sets. With 72% of Hope Bancorp's deposits accessed online in 2024, the company must continually invest in technology, including AI and automated loan processing, to maintain competitiveness. Failure to do so risks market share loss, especially given the low switching costs for retail depositors who prioritize ease of transfers and competitive rates. * Liquidity and Funding Pressures: The company is susceptible to liquidity and funding pressures. Renewed market shocks or significant deposit outflows could increase funding costs and compress its net interest margin. Hope Bancorp also has a dependence on wholesale funding markets, such as the Federal Home Loan Bank, to buffer deposits. Any credit-tightening that leads to higher wholesale spreads would directly elevate funding costs, thereby impacting profitability and potentially constraining the growth of large commercial loans.

    AI Analysis | Feedback

    The clear emerging threats for Hope Bancorp are:

    • The rise of digital-only challenger banks (neobanks) and specialized fintech lenders. These companies leverage technology to offer a superior user experience, often lower fees, and faster processing for various banking products, including deposits, small business loans, and consumer loans. This model directly challenges the traditional, branch-centric banking model by attracting customers through digitally native solutions and competitive pricing.
    • The increasing prevalence of embedded finance, where non-financial companies (such as e-commerce platforms, accounting software providers, or major tech companies) integrate financial services directly into their core offerings. This trend disintermediates traditional banks by allowing customers, particularly small and medium-sized businesses, to access loans, payment processing, and other financial tools directly from the platforms they already use for their primary business operations.

    AI Analysis | Feedback

    Hope Bancorp (symbol: HOPE) provides a range of banking services to small and medium-sized businesses and individuals, primarily in the United States. Based on available market data, the addressable markets for its main products and services in the U.S. are sized as follows: * Commercial Loans: The U.S. commercial banking market size, which includes commercial lending, was estimated at approximately $732.5 billion in 2025 and is projected to grow to approximately $765.53 billion in 2026. Commercial lending accounted for 43.78% of the U.S. commercial banking market share in 2025. North America's commercial lending market is projected to reach $2,892.50 billion by 2025. * Real Estate Loans: The U.S. Real Estate Loan Market was valued at an estimated $3.5 trillion in 2024, reflecting its role in financing residential, commercial, and industrial properties. This market is projected to grow at a Compound Annual Growth Rate (CAGR) of 10.6%. For commercial real estate specifically, the U.S. commercial real estate (CRE) mortgage market consists of approximately $4.5 trillion backed by income-producing properties and $470 billion in construction loans. * Small Business Administration (SBA) Loans: The broader U.S. small business loan market, which includes government-backed programs like SBA loans, was valued at $245.39 billion in 2023 and is projected to reach $349.64 billion by 2033. In the first quarter of fiscal year 2025, SBA 7(a) loan approvals reached $8.8 billion. * Consumer Loans: While specific market sizes for all granular consumer loan types (auto, credit card, personal loans) were not individually available for the entire U.S. market, the U.S. consumer finance market is projected to reach $129.0 billion by 2032. Consumer loans secured by real estate are largely covered under the Real Estate Loans market size mentioned above. * Trade Finance Services: The U.S. trade finance market generated revenue of approximately $10.3 billion in 2024 and is expected to reach about $12.4 billion by 2030. Another estimate values the U.S. trade finance market at $10.63 billion in 2024, anticipated to grow to $14.96 billion by 2034. * Commercial Equipment Lease Financing: The market size of industrial equipment rental & leasing in the U.S. was $54.1 billion in 2024 and is estimated at $56.6 billion in 2025. North America's finance lease market, a broader category that includes equipment leasing, dominated the global market with a 34.04% share in 2025, out of a global market valued at $238.06 billion. * Investment and Wealth Management Services: The U.S. wealth management market is extensive. Robo-advisors alone managed over $1 trillion in assets as of 2025, indicating a significant portion of the digital wealth management sector. Globally, assets under management (AuM) are projected to rise from $139 trillion in 2024 to $200 trillion by 2030, with North America remaining the dominant market. * Digital Lending: Reflecting the increasing adoption of digital banking and mobile services, the United States Digital Lending Market was valued at $303.51 billion in 2025 and is estimated to grow to $592.87 billion by 2031. The U.S. digital lending platform market is expected to reach approximately $9.6 billion by 2030. The addressable markets are specified for the U.S. region unless otherwise noted as North America or global.

    AI Analysis | Feedback

    Hope Bancorp (NASDAQ: HOPE) anticipates several key drivers to fuel its revenue growth over the next two to three years:

    1. Loan Growth, particularly in Commercial & Industrial (C&I) and Commercial Real Estate (CRE): Management projects high single-digit loan growth for 2026, driven by a broad-based expansion across commercial real estate, residential mortgage, and commercial and industrial loans. The company is strategically targeting growth in C&I loan originations and expanding into manufacturing and trade sectors.
    2. Net Interest Margin (NIM) Expansion due to Lower Funding Costs and Loan Repricing: Hope Bancorp expects continued net interest margin expansion in 2026. This is primarily attributed to the downward repricing of time deposits and the upward repricing of maturing commercial real estate loans to current market rates, thereby reducing funding costs and improving profitability.
    3. Increased Fee Income from Diverse Services: The company is focused on achieving strong fee income growth. This includes a focus on growing customer-level swap fees, which saw significant increases in 2025, and a resurgence in SBA secondary market sales. Furthermore, Hope Bancorp is expanding its Global Banking and Residential Mortgage Warehouse Lending services to develop fee income streams that are less sensitive to interest rate fluctuations, with a target of fee income comprising at least 15% of net revenue by 2026.
    4. Strategic Geographic Expansion: Following the acquisition of Territorial Bancorp in April 2025, Hope Bancorp is expanding its presence in Hawaii. Additionally, the bank is prioritizing expansion into new markets such as Texas, Georgia, and Alabama for 2025–2026, aligning with Korean-American population migration and the growth of manufacturing sectors in these regions.
    5. Strengthening Customer Relationships and Deposit Base: While not a direct revenue driver, the company's strategy of building a durable deposit base by expanding primary customer relationships and improving funding efficiency is crucial. This approach, including a focus on multi-ethnic market penetration and deepening client engagements, supports overall loan growth and helps optimize funding costs, thereby contributing to net interest income.

    AI Analysis | Feedback

    Share Repurchases

    • Hope Bancorp reinstated a share buyback authorization with $35 million available for future repurchases as of Q4 2025.
    • Between 2024 and early 2025, the company repurchased over $50 million in shares, which increased the ownership percentage for remaining shareholders.

    Share Issuance

    • In April 2025, Hope Bancorp issued 6,976,754 shares, valued at $73.3 million, as part of the stock-for-stock acquisition of Territorial Bancorp.

    Outbound Investments

    • Hope Bancorp signed a definitive merger agreement in March 2024 to acquire Territorial Bancorp, a $2.2 billion savings bank headquartered in Hawai'i.
    • The acquisition of Territorial Bancorp was completed on April 2, 2025, expanding Hope Bancorp's presence into Hawaii and diversifying its deposit and loan base.

    Capital Expenditures

    • In 2025, Hope Bancorp allocated 12.5% of its non-interest expenses towards core and mobile upgrades to enhance digital capabilities and customer experience.

    Peer Outperformance in Regional Banks

    HOPE has trailed 77% of its 264 Regional Banks peers over 5Y. Regional Banks ranks 7th of 18 industries in Financials by median 5Y return.
    Share of Regional Banks constituents that HOPE has outperformed, by holding period. Peers without a full price history over a given window are excluded from that window.
    1Y
    67%
    of 288 industry peers · 33.1% return
    3Y
    41%
    of 277 industry peers · 84.3% return
    5Y
    23%
    of 264 industry peers · 21.7% return
    null
    Median price return by industry across the Financials sector, ranked by 5Y. Regional Banks is HOPE's own industry. Use this to see which corners of the sector have carried the returns.
    Industry Names 1Y med3Y med5Y med Top 3 by 5Y
    Reinsurance 7 23.0%66.3%109.3% SPNT 171% · RGA 145% · RNR 142%
    Diversified Banks 13 32.6%133.8%107.8% CM 147% · RY 139% · JPM 133%
    Investment Banking & Brokerage 13 -4.2%106.7%106.1% IBKR 458% · SNEX 235% · HOOD 167%
    Life & Health Insurance 20 4.5%51.6%91.2% JXN 515% · UNM 323% · FG 194%
    Multi-Sector Holdings 4 3.7%50.7%76.9% JONE 362% · BRK-B 81% · VOYA 73%
    Property & Casualty Insurance 42 5.9%66.6%61.2% ASIC 2714900% · HRTG 389% · UVE 296%
    Regional Banks ← 265 24.2%93.3%57.3% ESQ 358% · BLX 340% · GCBC 298%
    Multi-line Insurance 9 4.1%67.9%53.9% GNW 142% · L 98% · SLF 92%
    Financial Exchanges & Data 15 -1.1%19.8%33.2% VIRT 161% · CBOE 123% · CME 64%
    Diversified Financial Services 4 -4.8%23.3%23.0% FRHC 168% · EQH 100% · TMS -54%
    Consumer Finance 30 -0.5%86.5%16.0% ENVA 392% · EZPW 291% · FCFS 159%
    Insurance Brokers 16 -21.2%-9.6%12.7% LIFE 246% · ARX 88% · AJG 60%
    Commercial & Residential Mortgage Finance 13 -51.8%22.0%7.6% FNMA 428% · FMCC 394% · ACT 170%
    Asset Management & Custody Banks 86 -8.6%17.8%5.5% WT 330% · SII 276% · VCTR 273%
    Specialized Finance 3 21.2%44.7%-7.6% EFC 23% · CACC -8% · HASI -20%
    Mortgage REITs 33 -14.2%10.0%-26.0% NREF 54% · RITM 35% · DX 25%
    Transaction & Payment Processing Services 17 1.1%-5.6%-44.4% V 66% · MA 64% · CPAY 47%
    Diversified Capital Markets 24 -30.6%6.5%-58.8% OPY 190% · CD 121% · LPLA 100%
    Median of constituents with a full price history over each window. Top names are unfiltered by size in this render.

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    Financials

    HOPENEWTATLOFITBMTBHBANMedian
    NameHope Ban.NewtekOneAmes Nat.Fifth Th.M&T Bank Huntingt. 
    Mkt Price13.8311.2631.8252.10221.1915.6423.73
    Mkt Cap1.80.30.347.532.331.616.7
    Rev LTM5762777310,4909,8239,6835,130
    Op Inc LTM-------
    FCF LTM188-740212,8963,5952,6831,436
    FCF 3Y Avg197-373173,3423,4942,3831,290
    CFO LTM203-739223,6653,8043,0621,632
    CFO 3Y Avg209-373193,9123,7042,6211,415

    Growth & Margins

    HOPENEWTATLOFITBMTBHBANMedian
    NameHope Ban.NewtekOneAmes Nat.Fifth Th.M&T Bank Huntingt. 
    Rev Chg LTM29.6%7.8%21.3%23.8%4.7%26.1%22.6%
    Rev Chg 3Y Avg-0.4%26.8%8.1%7.4%0.9%9.1%7.8%
    Rev Chg Q56.4%7.0%18.5%45.3%4.1%46.4%31.9%
    QoQ Delta Rev Chg LTM10.2%1.7%4.3%10.6%1.0%10.2%7.2%
    Op Inc Chg LTM-------
    Op Inc Chg 3Y Avg-------
    Op Mgn LTM-------
    Op Mgn 3Y Avg-------
    QoQ Delta Op Mgn LTM-------
    CFO/Rev LTM35.2%-267.4%30.3%34.9%38.7%31.6%33.3%
    CFO/Rev 3Y Avg40.6%-138.6%30.2%43.8%39.2%32.1%35.7%
    FCF/Rev LTM32.7%-267.5%28.9%27.6%36.6%27.7%28.3%
    FCF/Rev 3Y Avg38.3%-138.7%27.9%37.6%37.0%29.3%33.2%

    Valuation

    HOPENEWTATLOFITBMTBHBANMedian
    NameHope Ban.NewtekOneAmes Nat.Fifth Th.M&T Bank Huntingt. 
    Mkt Cap1.80.30.347.532.331.616.7
    P/S3.11.23.94.53.33.33.3
    P/Op Inc-------
    P/EBIT-------
    P/E13.54.912.320.210.613.212.7
    P/CFO8.7-0.412.813.08.510.39.5
    Total Yield11.5%29.9%10.9%7.7%12.2%10.8%11.2%
    Dividend Yield4.1%9.5%2.8%2.7%2.8%3.2%3.0%
    FCF Yield 3Y Avg13.8%-103.1%8.9%10.9%11.8%9.5%10.2%
    D/E0.41.70.10.50.60.70.5
    Net D/E-0.10.6-1.7-1.0-0.70.0-0.4

    Returns

    HOPENEWTATLOFITBMTBHBANMedian
    NameHope Ban.NewtekOneAmes Nat.Fifth Th.M&T Bank Huntingt. 
    1M Rtn-0.7%-7.0%2.0%-5.0%-6.7%-6.3%-5.7%
    3M Rtn2.8%-22.0%4.7%-6.8%-6.2%-11.2%-6.5%
    6M Rtn29.3%11.0%17.1%18.9%11.6%5.7%14.3%
    12M Rtn33.1%3.0%61.3%18.6%13.7%-6.8%16.1%
    3Y Rtn84.3%-4.0%120.1%134.7%94.9%74.8%89.6%
    1M Excs Rtn-1.5%-8.0%1.5%-6.3%-8.7%-8.2%-7.2%
    3M Excs Rtn-2.5%-27.3%-0.6%-12.1%-11.5%-16.5%-11.8%
    6M Excs Rtn7.2%-14.7%-2.4%-3.0%-10.6%-16.3%-6.8%
    12M Excs Rtn15.9%-15.1%42.7%2.6%-2.6%-23.2%0.0%
    3Y Excs Rtn2.8%-88.1%31.7%41.7%15.8%-7.4%9.3%

    Comparison Analyses

    null

    FDIC Bank Data

    Bank Assets

    FDIC Data As Of6302016
    ASSETS 
    Cash Balance ($ Bil)0
    Securities ($ Bil)1
    Net Loans ($ Bil)7
    Trading Assets ($ Bil)0
    Bank Premises Assets ($ Bil)0
    Other Real Estate Owned ($ Bil)0
    Goodwill & Intangibles ($ Bil)0
    Other Assets ($ Bil)0
    Total Assets (Sum) ($ Bil)8
    Total Assets (Reported) ($ Bil)8
    Risk Weighted Assets ($ Bil)7
    SECURITIES DETAILS 
    US Govt Securities ($ Bil)1
    Equity Securities Not Held for Trading ($ Bil)0
    Total Debt Securities ($ Bil)1
    Mortgage-Backed Securities ($ Bil)1
    SECURITIES VALUATION 
    Securities Held to Maturity (Book Value) ($ Bil)0
    Securities Available for Sale (Fair Market) ($ Bil)1

    Bank Loans

    FDIC Data As Of6302016
    LOAN DETAILS 
    All Real Estate Loans ($ Bil)5
    Farm Loans ($ Bil)0
    Commercial and Industrial Loans ($ Bil)1
    Loans to Individuals (CC, revolving credit, auto, other) (non-mortgage) ($ Bil)0
    Commercial Real Estate Loans not Secured by Real Estate ($ Bil)0
    Commercial Real Estate Owner-Occupied ($ Bil)2
    Commercial Real Estate Other Non-Farm Non-Residential ($ Bil)3
    Total Net Loans ($ Bil)7

    Financials

    $ Mil | FY: 12/312026Q22026Q12025Q42025Q32025Q22025Q12024Q42024Q32024Q22024Q12023Q42023Q3
    Period End6/30/20263/31/202612/31/20259/30/20256/30/20253/31/202512/31/20249/30/20246/30/20243/31/202412/31/20239/30/2023
    Filing Date8/6/20265/6/20262/25/202611/6/20258/8/20255/8/20252/26/202511/8/20248/6/20245/7/20242/28/202411/8/2023
    Key Financials Quarterly            
    Total Revenue14814114614294117117117117123135144
    Net Income33303831-2521242425262630
    EPS0.260.230.270.24-0.190.170.200.200.210.220.220.25
    Key Financials TTM            
    Total Revenue TTM576523499470445467474492519550571599
    Net Income TTM1317365524595100102108120134159
    Growth Rates Quarterly            
    Total Revenue Growth56.4%21.0%24.4%21.8%-19.2%-5.5%-13.5%-18.8%-20.8%-14.9%-16.9%-13.7%
    Net Income Growth233.5%40.0%54.2%27.7%-197.9%-18.4%-8.1%-19.6%-33.5%-33.9%-48.8%-44.1%
    Margins Quarterly            
    Net Income Margin22.3%20.9%25.8%21.7%-26.2%18.1%20.8%20.7%21.6%21.0%19.6%20.9%
    Cash & Debt            
    Total Cash7376425604556907372,2812,6022,5693,2024,0744,495
    Total Debt6404544551942012513932563269541,9571,960
    Net Debt / (Cash)-97-189-105-261-489-487-1,889-2,346-2,243-2,248-2,117-2,535
    Cash Flows Quarterly            
    FCF from Operations601477529275063-263079193
    Cash Flows TTM            
    FCF from Operations TTM203152165137149114117146275427474514
    Returns to Shareholders Quarterly            
    Dividends181818181817171717171717
    Share Repurchases27-0-0-0-0-0-0-0-0-0-0
    Return on Invested Capital (ROIC) Quarterly            
    ROIC18.2%18.5%20.3%21.4%-29.9%37.8%------
    Return on Invested Capital (ROIC) TTM            
    ROIC TTM18.0%11.4%8.7%8.9%13.6%42.5%------

    Segment Financials

    Revenue by Segment
    $ Mil20252024202320222021
    Banking Operations499475571630552
    Total499475571630552


    Operating Income by Segment
    $ Mil20102004200320022001
    Trade fin. services64222
    Banking operations-718151110
    Small business admin. lending services-1311755
    Total-1533231817


    Assets by Segment
    $ Mil20252024202320102009
    Banking Operations18,53217,05419,132  
    Banking operations   2,4812,745
    Small business admin. lending services   263302
    Trade fin. services   219181
    Total18,53217,05419,1322,9633,228


    Price Behavior

    Price Behavior
    Market Price$13.83 
    Market Cap ($ Bil)1.8 
    First Trading Date01/29/1998 
    Distance from 52W High-4.6% 
       50 Days200 Days
    DMA Price$13.92$12.36
    DMA Trendupup
    Distance from DMA-0.6%11.9%
     3M1YR
    Volatility18.6%25.9%
    Downside Capture72.3172.65
    Upside Capture65.7192.12
    Correlation (SPY)22.7%35.5%
    HOPE Betas & Captures as of 8/31/2026

     1M2M3M6M1Y3Y
    Beta0.690.520.260.480.730.94
    Up Beta1.080.04-0.310.240.611.00
    Down Beta0.04-0.36-0.120.100.560.78
    Up Capture37%82%84%83%88%91%
    Bmk +ve Days10213268138427
    Stock +ve Days9173470127371
    Down Capture82%109%40%57%83%100%
    Bmk -ve Days11213259113324
    Stock -ve Days10212652115362

    [1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
    Based On 1-Year Data
    Annualized
    Return    		Annualized
    Volatility    		Sharpe
    Ratio    		Correlation
    with HOPE
    HOPE32.7%25.8%1.05-
    Sector ETF (XLF)3.6%14.7%0.0256.6%
    Equity (SPY)17.7%13.0%0.9835.6%
    Gold (GLD)14.7%29.3%0.460.9%
    Commodities (DBC)44.3%20.7%1.66-23.5%
    Real Estate (VNQ)4.5%13.6%0.0735.7%
    Bitcoin (BTCUSD)-25.9%44.8%-0.5413.9%

    Smart multi-asset allocation framework can stack odds in your favor. Learn How
    Based On 5-Year Data
    Annualized
    Return    		Annualized
    Volatility    		Sharpe
    Ratio    		Correlation
    with HOPE
    HOPE5.2%32.2%0.20-
    Sector ETF (XLF)9.7%18.4%0.3962.9%
    Equity (SPY)13.3%17.2%0.5946.6%
    Gold (GLD)19.2%18.8%0.83-2.6%
    Commodities (DBC)10.8%19.6%0.436.5%
    Real Estate (VNQ)0.9%18.9%-0.0646.4%
    Bitcoin (BTCUSD)12.2%52.6%0.4117.5%

    Smart multi-asset allocation framework can stack odds in your favor. Learn How
    Based On 10-Year Data
    Annualized
    Return    		Annualized
    Volatility    		Sharpe
    Ratio    		Correlation
    with HOPE
    HOPE2.4%34.7%0.16-
    Sector ETF (XLF)13.0%22.1%0.5372.7%
    Equity (SPY)15.5%17.9%0.7353.0%
    Gold (GLD)12.1%16.4%0.61-6.3%
    Commodities (DBC)8.5%18.1%0.3816.8%
    Real Estate (VNQ)4.8%20.7%0.1949.7%
    Bitcoin (BTCUSD)63.8%66.2%1.0313.2%

    Smart multi-asset allocation framework can stack odds in your favor. Learn How

    Short Interest

    Short Interest: As Of Date9152026
    Short Interest: Shares Quantity6.9 Mil
    Short Interest: % Change Since 83120266.8%
    Average Daily Volume0.7 Mil
    Days-to-Cover Short Interest10.0 days
    Basic Shares Quantity127.8 Mil
    Short % of Basic Shares5.4%

    Returns Analyses

    Earnings Returns History

    Updated 9/2/2026
    Expand for More
     Forward Returns
    Earnings Date1D Returns5D Returns21D Returns
    7/27/20262.8%4.2%4.7%
    4/28/20262.1%-2.2%0.2%
    1/27/20263.2%3.7%1.5%
    10/28/20251.0%-1.1%1.4%
    7/22/2025-4.6%-8.7%-7.3%
    4/22/20251.8%4.3%10.9%
    1/27/20251.1%-3.8%-9.4%
    10/28/20240.5%-0.9%13.5%
    ...
    SUMMARY STATS   
    # Positive141015
    # Negative10149
    Median Positive1.9%3.3%7.3%
    Median Negative-4.5%-2.8%-5.3%
    Max Positive11.4%14.3%21.6%
    Max Negative-9.4%-10.0%-9.4%
     Collapse to Preview
     Forward Returns
    Earnings Date1D Returns5D Returns21D Returns
    7/27/20262.8%4.2%4.7%
    4/28/20262.1%-2.2%0.2%
    1/27/20263.2%3.7%1.5%
    10/28/20251.0%-1.1%1.4%
    7/22/2025-4.6%-8.7%-7.3%
    4/22/20251.8%4.3%10.9%
    1/27/20251.1%-3.8%-9.4%
    10/28/20240.5%-0.9%13.5%
    7/29/2024-4.1%-9.6%-4.4%
    4/29/2024-9.4%-1.1%-4.4%
    1/30/2024-4.4%-10.0%-9.3%
    10/23/2023-4.1%-1.8%17.2%
    7/24/20234.4%14.3%2.4%
    4/25/2023-5.5%-7.7%-9.2%
    1/23/2023-4.8%-3.3%-0.3%
    10/24/20220.7%2.6%3.9%
    7/19/20221.2%1.9%8.6%
    4/18/20223.5%-1.3%-5.3%
    1/24/202211.4%7.0%7.4%
    10/25/2021-1.1%0.2%5.5%
    7/21/20213.7%3.0%7.3%
    4/28/2021-2.8%-0.3%-1.6%
    1/27/2021-5.9%-4.1%11.6%
    10/21/20200.9%1.6%21.6%
    SUMMARY STATS   
    # Positive141015
    # Negative10149
    Median Positive1.9%3.3%7.3%
    Median Negative-4.5%-2.8%-5.3%
    Max Positive11.4%14.3%21.6%
    Max Negative-9.4%-10.0%-9.4%

    SEC Filings

    Expand for More
    Report DateFiling DateFiling
    06/30/202608/06/202610-Q
    03/31/202605/06/202610-Q
    12/31/202502/25/202610-K
    09/30/202511/06/202510-Q
    06/30/202508/08/202510-Q
    03/31/202505/08/202510-Q
    12/31/202402/26/202510-K
    09/30/202411/08/202410-Q
    06/30/202408/06/202410-Q
    03/31/202405/07/202410-Q
    12/31/202302/28/202410-K
    09/30/202311/08/202310-Q
    06/30/202308/08/202310-Q
    03/31/202305/08/202310-Q
    12/31/202202/28/202310-K
    09/30/202211/04/202210-Q
     Collapse to Preview
    Report DateFiling DateFiling
    06/30/202608/06/202610-Q
    03/31/202605/06/202610-Q
    12/31/202502/25/202610-K
    09/30/202511/06/202510-Q
    06/30/202508/08/202510-Q
    03/31/202505/08/202510-Q
    12/31/202402/26/202510-K
    09/30/202411/08/202410-Q
    06/30/202408/06/202410-Q
    03/31/202405/07/202410-Q
    12/31/202302/28/202410-K
    09/30/202311/08/202310-Q
    06/30/202308/08/202310-Q
    03/31/202305/08/202310-Q
    12/31/202202/28/202310-K
    09/30/202211/04/202210-Q
    06/30/202208/04/202210-Q
    03/31/202205/09/202210-Q
    12/31/202102/28/202210-K
    09/30/202111/08/202110-Q
    06/30/202108/05/202110-Q
    03/31/202105/10/202110-Q
    12/31/202003/01/202110-K
    09/30/202011/04/202010-Q
    06/30/202008/10/202010-Q
    03/31/202005/11/202010-Q
    12/31/201902/26/202010-K
    09/30/201911/01/201910-Q

    Insider Activity

    Updated 9/9/2026
    Expand for More
    #OwnerTitleHoldingActionFiling DatePriceSharesTransacted
    Value    		Value of
    Held Shares    		Form
    1Stenger, ThomasSEVP, Chief Risk OfficerDirectSell909202613.801,65022,770337,796Form
    2Ha, Daisy Y self and spouse as Trustees of Kim Ha Living TrustSell804202614.2426,995384,5444,930,479Form
    3Stenger, ThomasSEVP, Chief Risk OfficerDirectSell609202612.681,50019,017331,259Form
    4Ha, Daisy Y self and spouse as Trustees of Kim Ha Living TrustSell508202612.5312,000150,3604,675,131Form
    5Ha, Daisy Y self and spouse as Trustees of Kim Ha Living TrustSell206202612.4831,020  Form
     Collapse to Preview
    #OwnerTitleHoldingActionFiling DatePriceSharesTransacted
    Value    		Value of
    Held Shares    		Form
    1Stenger, ThomasSEVP, Chief Risk OfficerDirectSell909202613.801,65022,770337,796Form
    2Ha, Daisy Y self and spouse as Trustees of Kim Ha Living TrustSell804202614.2426,995384,5444,930,479Form
    3Stenger, ThomasSEVP, Chief Risk OfficerDirectSell609202612.681,50019,017331,259Form
    4Ha, Daisy Y self and spouse as Trustees of Kim Ha Living TrustSell508202612.5312,000150,3604,675,131Form
    5Ha, Daisy Y self and spouse as Trustees of Kim Ha Living TrustSell206202612.4831,020  Form
    6Ha, Daisy Y self and spouse as Trustees of Kim Ha Living TrustSell206202612.5725,533320,954389,921Form
    7Kim, Jason KSEVP, Chief Bus. Bnking OfcrDirectSell1212202511.411,00011,410908,989Form
    8Kim, Jason KSEVP, Chief Bus. Bnking OfcrDirectSell1212202511.601,00011,600935,726Form
    9Malone, David P DirectSell1212202511.5020,820239,430766,567Form
    10Kim, Jason KSEVP, Chief Bus. Bnking OfcrDirectSell1212202511.541,00011,540942,426Form
    11Stenger, ThomasSEVP, Chief Risk OfficerDirectSell1208202511.001,86720,537223,542Form
    12Stenger, ThomasSEVP, Chief Risk OfficerDirectSell1119202510.002,10021,000221,890Form
    13Stenger, ThomasSEVP, Chief Risk OfficerDirectSell915202510.911,60217,471264,896Form
    14Stenger, ThomasSEVP, Chief Risk OfficerDirectSell915202510.012,00020,020259,169Form
    15Harris, AngeleeEVP, General CounselDirectSell911202511.023,50038,570267,136Form

    Investor Activity (13F)

    Updated Sep 27, 2026
    13F holdings as of Mar 31, 2026 (Q1 2026)

    Active managers (13F portfolio over $250M, at least 3 holdings) with a position over $5M that is either over 10% of their portfolio or held in a concentrated book of 50 or fewer total positions. Index/ETF, sovereign, bank, community-bank and charitable/donor-advised filers are excluded.

    Active ManagerValue% of PortfolioTotal PositionsQoQFiling
    Rhino Investment Partners, Inc$29.0 Mil8.1%39ADD +9.9%13F
    HoldCo Asset Management, LP$69.9 Mil5.2%29ADD +109.0%13F
    Active ManagerValue% of PortfolioTotal PositionsQoQFiling
    HoldCo Asset Management, LP$69.9 Mil5.2%29ADD +109.0%13F
    Rhino Investment Partners, Inc$29.0 Mil8.1%39ADD +9.9%13F
    Active Manager
    Active ManagerValue% of PortfolioTotal PositionsQoQFiling
    HoldCo Asset Management, LP$69.9 Mil5.2%29ADD +109.0%13F
    Rhino Investment Partners, Inc$29.0 Mil8.1%39ADD +9.9%13F

    Industry Resources

    External Quote Links


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    Core Cache Last Updated: 9/26/2026