Capitol Federal Financial (CFFN)
Market Price (2/11/2026): $7.535 | Market Cap: $971.7 MilSector: Financials | Industry: Regional Banks
Capitol Federal Financial (CFFN)
Market Price (2/11/2026): $7.535Market Cap: $971.7 MilSector: FinancialsIndustry: Regional Banks
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 12%, Dividend Yield is 4.5%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 7.8%, FCF Yield is 6.3% | Trading close to highsDist 52W High is -1.0%, Dist 3Y High is -1.0% | Debt is significantNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 79% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 32%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 29% | Weak multi-year price returns3Y Excs Rtn is -65% | Key risksCFFN key risks include [1] significant profit sensitivity to interest rate fluctuations due to its balance sheet structure and [2] declining deposit levels necessitating a greater reliance on borrowings for funding. |
| Low stock price volatilityVol 12M is 27% |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 12%, Dividend Yield is 4.5%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 7.8%, FCF Yield is 6.3% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 32%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 29% |
| Low stock price volatilityVol 12M is 27% |
| Trading close to highsDist 52W High is -1.0%, Dist 3Y High is -1.0% |
| Weak multi-year price returns3Y Excs Rtn is -65% |
| Debt is significantNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 79% |
| Key risksCFFN key risks include [1] significant profit sensitivity to interest rate fluctuations due to its balance sheet structure and [2] declining deposit levels necessitating a greater reliance on borrowings for funding. |
Qualitative Assessment
AI Analysis | Feedback
1. Strong Earnings Performance Exceeding Expectations: Capitol Federal Financial reported solid results for both its fiscal year 2025 fourth quarter (ended September 30, 2025) and fiscal year 2026 first quarter (ended December 31, 2025). The company's net income for Q4 2025 met analyst consensus at $0.14 per share, while Q1 2026 earnings per share of $0.16 surpassed analyst estimates of $0.15. This consistent performance was supported by strategic operational changes, including a higher net interest margin and continued growth in the higher-yielding commercial loan portfolio and commercial deposits.
2. Significant Share Repurchase Programs: The company actively returned capital to shareholders through substantial share repurchases. Between October 1, 2025, and December 16, 2025, Capitol Federal Financial repurchased approximately 1.58 million shares for $10.5 million. Additionally, in the first quarter of fiscal year 2026 alone (ending December 31, 2025), the company repurchased 2.38 million shares for $16.3 million. These amounts significantly exceed the $5 million threshold, demonstrating a robust commitment to enhancing shareholder value.
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Stock Movement Drivers
Fundamental Drivers
The 28.7% change in CFFN stock from 10/31/2025 to 2/10/2026 was primarily driven by a 9.8% change in the company's Total Revenues ($ Mil).| (LTM values as of) | 10312025 | 2102026 | Change |
|---|---|---|---|
| Stock Price ($) | 5.86 | 7.54 | 28.7% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 189 | 208 | 9.8% |
| Net Income Margin (%) | 32.4% | 35.1% | 8.3% |
| P/E Multiple | 12.4 | 13.3 | 7.3% |
| Shares Outstanding (Mil) | 130 | 129 | 0.9% |
| Cumulative Contribution | 28.7% |
Market Drivers
10/31/2025 to 2/10/2026| Return | Correlation | |
|---|---|---|
| CFFN | 28.7% | |
| Market (SPY) | 1.5% | 26.6% |
| Sector (XLF) | 2.3% | 41.4% |
Fundamental Drivers
The 31.0% change in CFFN stock from 7/31/2025 to 2/10/2026 was primarily driven by a 22.5% change in the company's Net Income Margin (%).| (LTM values as of) | 7312025 | 2102026 | Change |
|---|---|---|---|
| Stock Price ($) | 5.75 | 7.54 | 31.0% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 184 | 208 | 13.3% |
| Net Income Margin (%) | 28.6% | 35.1% | 22.5% |
| P/E Multiple | 14.2 | 13.3 | -6.4% |
| Shares Outstanding (Mil) | 130 | 129 | 0.8% |
| Cumulative Contribution | 31.0% |
Market Drivers
7/31/2025 to 2/10/2026| Return | Correlation | |
|---|---|---|
| CFFN | 31.0% | |
| Market (SPY) | 9.8% | 39.3% |
| Sector (XLF) | 2.6% | 59.6% |
Fundamental Drivers
The 36.4% change in CFFN stock from 1/31/2025 to 2/10/2026 was primarily driven by a 51.8% change in the company's Net Income Margin (%).| (LTM values as of) | 1312025 | 2102026 | Change |
|---|---|---|---|
| Stock Price ($) | 5.53 | 7.54 | 36.4% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 165 | 208 | 26.3% |
| Net Income Margin (%) | 23.1% | 35.1% | 51.8% |
| P/E Multiple | 18.9 | 13.3 | -29.4% |
| Shares Outstanding (Mil) | 130 | 129 | 0.7% |
| Cumulative Contribution | 36.4% |
Market Drivers
1/31/2025 to 2/10/2026| Return | Correlation | |
|---|---|---|
| CFFN | 36.4% | |
| Market (SPY) | 16.0% | 54.2% |
| Sector (XLF) | 5.1% | 62.5% |
Fundamental Drivers
The 8.6% change in CFFN stock from 1/31/2023 to 2/10/2026 was primarily driven by a 19.5% change in the company's P/E Multiple.| (LTM values as of) | 1312023 | 2102026 | Change |
|---|---|---|---|
| Stock Price ($) | 6.94 | 7.54 | 8.6% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 213 | 208 | -2.2% |
| Net Income Margin (%) | 39.7% | 35.1% | -11.7% |
| P/E Multiple | 11.2 | 13.3 | 19.5% |
| Shares Outstanding (Mil) | 136 | 129 | 5.3% |
| Cumulative Contribution | 8.6% |
Market Drivers
1/31/2023 to 2/10/2026| Return | Correlation | |
|---|---|---|
| CFFN | 8.6% | |
| Market (SPY) | 76.6% | 40.8% |
| Sector (XLF) | 53.2% | 55.4% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| CFFN Return | -2% | -16% | -21% | -3% | 22% | 13% | -13% |
| Peers Return | 33% | -1% | -6% | 20% | 2% | 11% | 68% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | 2% | 85% |
Monthly Win Rates [3] | |||||||
| CFFN Win Rate | 33% | 33% | 50% | 50% | 67% | 100% | |
| Peers Win Rate | 67% | 45% | 47% | 58% | 53% | 90% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 100% | |
Max Drawdowns [4] | |||||||
| CFFN Max Drawdown | -9% | -32% | -49% | -25% | -14% | -3% | |
| Peers Max Drawdown | -0% | -16% | -30% | -10% | -18% | -1% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | -1% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: UMBF, CBSH, BOKF, GSBC, NWBI.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 2/10/2026 (YTD)
How Low Can It Go
| Event | CFFN | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -70.4% | -25.4% |
| % Gain to Breakeven | 237.9% | 34.1% |
| Time to Breakeven | Not Fully Recovered days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -37.0% | -33.9% |
| % Gain to Breakeven | 58.8% | 51.3% |
| Time to Breakeven | 166 days | 148 days |
| 2018 Correction | ||
| % Loss | -27.1% | -19.8% |
| % Gain to Breakeven | 37.1% | 24.7% |
| Time to Breakeven | Not Fully Recovered days | 120 days |
| 2008 Global Financial Crisis | ||
| % Loss | -43.3% | -56.8% |
| % Gain to Breakeven | 76.3% | 131.3% |
| Time to Breakeven | Not Fully Recovered days | 1,480 days |
Compare to UMBF, CBSH, BOKF, GSBC, NWBI
In The Past
Capitol Federal Financial's stock fell -70.4% during the 2022 Inflation Shock from a high on 3/12/2021. A -70.4% loss requires a 237.9% gain to breakeven.
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About Capitol Federal Financial (CFFN)
AI Analysis | Feedback
A regional savings bank, similar to a localized version of U.S. Bancorp, primarily serving communities in Kansas and Missouri with traditional banking services.
AI Analysis | Feedback
- Residential Mortgage Loans: Provides financing to individuals for the purchase or refinancing of single-family residential properties.
- Commercial Real Estate Loans: Offers financing to businesses and investors for the acquisition, development, and refinancing of commercial properties.
- Deposit Accounts: Offers a variety of deposit products including checking, savings, money market, and certificates of deposit for both consumers and businesses.
AI Analysis | Feedback
```htmlCapitol Federal Financial (CFFN) is a bank holding company that sells primarily to individuals and businesses rather than other companies in a traditional B2B sense.
The company serves the following categories of customers:
- Individuals (Retail Customers): This category includes consumers seeking residential mortgage loans, home equity loans, consumer loans (such as auto loans or personal loans), and a variety of deposit products (checking accounts, savings accounts, money market accounts, and certificates of deposit).
- Businesses (Commercial Customers): This category primarily encompasses businesses seeking commercial real estate loans, construction loans, commercial and industrial loans (C&I loans), and business deposit services (business checking, savings, and treasury management solutions).
AI Analysis | Feedback
nullAI Analysis | Feedback
```htmlJohn B. Dicus, Chairman, President and Chief Executive Officer
Mr. Dicus became Chief Executive Officer of Capitol Federal Financial, Inc. and Capitol Federal Savings Bank in January 2003 and assumed the role of Chairman of the Board of Directors in January 2009. He served as President and Chief Operating Officer for Capitol Federal Savings Bank from 1996 and for the Company from its inception in March 1999. Before that, he was Executive Vice President of Corporate Services for Capitol Federal Savings Bank for four years and has held various other positions within the bank since 1985.
Kent G. Townsend, Executive Vice President, Chief Financial Officer and Treasurer
Mr. Townsend has served as Executive Vice President, Chief Financial Officer, and Treasurer of Capitol Federal Financial, Inc. and Capitol Federal Savings Bank since September 2005. He also serves as Treasurer for Capitol Funds, Inc., a wholly-owned subsidiary of the Bank, and Capitol Federal Mortgage Reinsurance Company. Mr. Townsend joined Capitol Federal in 1984 and has held various financial-related positions, including Financial Planning and Analysis Officer and Controller. He played a pivotal role in guiding Capitol Federal through its transition to both a partially public and then fully public company.
Natalie G. Haag, Executive Vice President, General Counsel and Corporate Secretary
Ms. Haag joined Capitol Federal in August 2012, serving as Executive Vice President, General Counsel, and Corporate Secretary of Capitol Federal Financial, Inc. and Capitol Federal Savings Bank. Prior to Capitol Federal, she was the 2nd Vice President, Director of Governmental Affairs, and Assistant General Counsel for Security Benefit Corporation and Security Benefit Life Insurance Company from June 2003. She also served as General Counsel to a former Kansas Governor for five of her seven years with the State of Kansas, and has 11 years of experience in civil litigation and criminal prosecution.
Rick C. Jackson, Chief Lending Officer and Executive Vice President
Mr. Jackson has been the Chief Lending Officer and Executive Vice President of Capitol Federal Financial, Inc. since 2010. He also holds positions as Executive Vice President and Chief Lending Officer of Capitol Federal Savings Bank, Chief Executive Officer of Capitol Funds, and President of CFMRC, Capitol Federal Loan Services Company LLC, Capitol Federal Loan Company LP, and Capitol Federal Partners LLC.
Anthony S. Barry, Executive Vice President and Chief Corporate Services Officer
Mr. Barry serves as Executive Vice President and Chief Corporate Services Officer of Capitol Federal Financial, Inc. and Capitol Federal Savings Bank. Before joining Capitol Federal in October 2018, he was engaged in the private practice of law for 29 years, focusing on real estate and general litigation, with an emphasis on construction law. Mr. Barry also served as a board member of a bank holding company in Arizona from 1998 to 2008.
```AI Analysis | Feedback
The key risks for Capitol Federal Financial (CFFN) primarily revolve around interest rate fluctuations, liquidity management, and credit quality.
- Interest Rate Risk: Capitol Federal Financial is significantly exposed to interest rate fluctuations. The company's net interest income, cash flows, and the market value of its assets and liabilities are highly dependent on changes in interest rates. The bank's business model involves liabilities (such as deposits) generally priced based on short-term rates, while a majority of its interest-earning assets (like long-term loans) are priced based on long-term rates. This structure makes the bank particularly sensitive to shifts in the yield curve, with a steeper yield curve generally providing a better opportunity to increase net interest income. Recent periods have shown weakness in net profits due to higher interest expenses, reflecting this sensitivity.
- Liquidity Risk and Deposit Fluctuations: The company faces risks related to managing its liquidity, particularly concerning deposit levels. There have been concerns about continued declines in deposits, leading to a need to increase borrowings, such as Federal Home Loan Bank (FHLB) advances, to support loan growth. Deposit balances are influenced by various factors, including competing interest rates, personal income levels, and savings habits within its market areas. A significant decrease in deposits, such as the anticipated decrease in certificates of deposit experienced in fiscal year 2022, can necessitate alternative funding sources and impact financial performance.
- Credit Risk: As a financial institution, Capitol Federal Financial is inherently exposed to credit risk, which is the risk of losses arising from a borrower's inability to repay a loan or meet contractual obligations. While the company has reported that credit risk is well managed and non-performing assets have improved, the allowance for bad loans has been noted as low. An unexpected deterioration in economic conditions or specific loan portfolios could increase the level of bad loans and impact the bank's financial health.
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The clear emerging threat for Capitol Federal Financial is the increasing competition from digital-only banks (neobanks) and specialized financial technology (FinTech) lending platforms. These competitors leverage advanced technology to offer streamlined, mobile-first banking experiences, often with lower fees, more competitive interest rates on deposits, and faster loan origination processes compared to traditional banks with significant physical branch networks and legacy systems. This trend directly threatens Capitol Federal Financial's ability to attract and retain both deposit customers and loan applicants, particularly among younger generations who prioritize digital convenience and value over traditional branch-based banking relationships.
AI Analysis | Feedback
Capitol Federal Financial (NASDAQ: CFFN) operates primarily in Kansas and a portion of the greater Kansas City metropolitan area, serving both the Kansas and Missouri sides. Their main products and services include deposit accounts, various types of loans, trust management services, and insurance through a subsidiary.
- Deposit Accounts (checking, savings, CDs, IRAs): The addressable market for deposits in key metropolitan areas served by Capitol Federal Financial is approximately $133.04 billion. This figure is based on 2025 deposit summaries for Kansas City, MO-KS ($99.685 billion), Wichita, KS ($22.322 billion), Topeka, KS ($6.578 billion), and Manhattan, KS ($4.451 billion).
- Loans (mortgages, consumer loans, business loans, commercial real estate loans): The total loan market in Kansas was approximately $60.7 billion in 2023. Kansas banks also financed over $4.7 billion in small business loans in 2022.
- Mortgages: null
- Trust Management Services: null
- Insurance (home, vehicle, business, life): null
AI Analysis | Feedback
Here are the expected drivers of future revenue growth for Capitol Federal Financial (CFFN) over the next 2-3 years:
- Expansion of Commercial Banking Operations and Loan Portfolio: Capitol Federal Financial is strategically focused on enhancing its commercial banking operations, which includes expanding its commercial loan portfolio and diversifying its income streams through these services. This strategic shift towards higher-yielding commercial loans has already contributed to financial growth and improved net interest margin. Commercial loan growth expanded by $607.0 million, or 40.2%, during fiscal year 2025.
- Digital Initiatives and Deposit Growth: The company is actively leveraging technology to drive digital growth, particularly through the successful promotion of high-yield savings accounts. This initiative has resulted in increased deposits, with an addition of $123.9 million in deposits for a recent quarter, and a jump of $311.8 million in high-yield savings account offerings from the end of the 2024 fiscal year.
- Net Interest Margin Improvement: Growth in net interest income is expected due to continued balance sheet expansion and improvements in the company's net interest margin. This improvement has been supported by strategic initiatives, including a securities restructuring in October 2023 that involved selling low-yield securities and purchasing higher-yield ones, and a strategic shift towards higher-yielding commercial loans. The net interest margin improved to 2.09% in the fourth quarter of fiscal year 2025, up from 1.98% in the previous quarter.
- Launch of New Products and Services: Capitol Federal Financial anticipates sustained growth as it rolls out new products and services. This includes expanding its experienced team with a focus on advancing its commercial business lines, which is expected to drive future revenue.
- Strategic Acquisitions: Acquisitions, such as the purchase of Capital City Bank, are identified as a contributor to the company's financial growth and are part of its strategic operational changes.
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Share Repurchases
- Capitol Federal Financial repurchased 618,260 shares for $3.9 million during fiscal year 2025, with all repurchases occurring in the last quarter.
- In fiscal year 2024, Capitol Federal Financial's annual share buybacks totaled $19.448 million.
- The company's annual share buybacks in fiscal year 2023 amounted to $23.453 million.
- As of September 30, 2022, $44.7 million was authorized under an existing stock repurchase plan, with the company intending to resume repurchasing shares in the near term. The Board of Directors intends to seek further opportunities for value-enhancing share repurchases for fiscal year 2026.
Outbound Investments
- Capitol Federal Financial acquired Capital City Bank to expand its product and service offerings and diversify its asset and deposit bases.
- This acquisition led to growth in the commercial loan portfolio and non-retail deposits.
Latest Trefis Analyses
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|---|---|
| ARTICLES |
Research & Analysis
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Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 59.55 |
| Mkt Cap | 4.7 |
| Rev LTM | 1,182 |
| Op Inc LTM | - |
| FCF LTM | 125 |
| FCF 3Y Avg | 110 |
| CFO LTM | 156 |
| CFO 3Y Avg | 114 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 10.9% |
| Rev Chg 3Y Avg | 7.9% |
| Rev Chg Q | 13.4% |
| QoQ Delta Rev Chg LTM | 3.2% |
| Op Mgn LTM | - |
| Op Mgn 3Y Avg | - |
| QoQ Delta Op Mgn LTM | - |
| CFO/Rev LTM | 31.3% |
| CFO/Rev 3Y Avg | 31.2% |
| FCF/Rev LTM | 27.8% |
| FCF/Rev 3Y Avg | 27.3% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 4.7 |
| P/S | 4.3 |
| P/EBIT | - |
| P/E | 14.7 |
| P/CFO | 13.2 |
| Total Yield | 10.6% |
| Dividend Yield | 2.3% |
| FCF Yield 3Y Avg | 6.8% |
| D/E | 0.4 |
| Net D/E | -0.2 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | 9.3% |
| 3M Rtn | 16.8% |
| 6M Rtn | 14.9% |
| 12M Rtn | 14.7% |
| 3Y Rtn | 16.7% |
| 1M Excs Rtn | 9.6% |
| 3M Excs Rtn | 15.0% |
| 6M Excs Rtn | 11.0% |
| 12M Excs Rtn | -1.0% |
| 3Y Excs Rtn | -53.3% |
Price Behavior
| Market Price | $7.54 | |
| Market Cap ($ Bil) | 1.0 | |
| First Trading Date | 04/01/1999 | |
| Distance from 52W High | -1.0% | |
| 50 Days | 200 Days | |
| DMA Price | $6.89 | $6.15 |
| DMA Trend | up | up |
| Distance from DMA | 9.5% | 22.6% |
| 3M | 1YR | |
| Volatility | 25.8% | 27.4% |
| Downside Capture | -26.52 | 69.49 |
| Upside Capture | 81.36 | 87.19 |
| Correlation (SPY) | 25.4% | 54.0% |
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 0.77 | 0.50 | 0.68 | 0.98 | 0.78 | 0.91 |
| Up Beta | 4.99 | 3.70 | 1.72 | 2.33 | 0.74 | 0.93 |
| Down Beta | 0.84 | 0.34 | 0.59 | 0.69 | 0.80 | 0.75 |
| Up Capture | 45% | 48% | 110% | 96% | 85% | 69% |
| Bmk +ve Days | 11 | 22 | 34 | 71 | 142 | 430 |
| Stock +ve Days | 9 | 20 | 33 | 61 | 124 | 334 |
| Down Capture | -140% | -68% | -14% | 44% | 80% | 102% |
| Bmk -ve Days | 9 | 19 | 27 | 54 | 109 | 321 |
| Stock -ve Days | 11 | 21 | 27 | 58 | 116 | 386 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with CFFN | |
|---|---|---|---|---|
| CFFN | 33.4% | 27.4% | 1.03 | - |
| Sector ETF (XLF) | 4.4% | 19.2% | 0.10 | 62.8% |
| Equity (SPY) | 16.3% | 19.3% | 0.65 | 54.0% |
| Gold (GLD) | 76.7% | 25.0% | 2.25 | -5.0% |
| Commodities (DBC) | 9.4% | 16.6% | 0.37 | 11.2% |
| Real Estate (VNQ) | 6.5% | 16.6% | 0.21 | 53.3% |
| Bitcoin (BTCUSD) | -27.3% | 44.7% | -0.58 | 18.7% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with CFFN | |
|---|---|---|---|---|
| CFFN | -3.0% | 30.0% | -0.07 | - |
| Sector ETF (XLF) | 14.0% | 18.7% | 0.61 | 53.1% |
| Equity (SPY) | 14.1% | 17.0% | 0.66 | 39.7% |
| Gold (GLD) | 22.1% | 16.9% | 1.06 | -0.3% |
| Commodities (DBC) | 11.3% | 18.9% | 0.48 | 5.8% |
| Real Estate (VNQ) | 5.3% | 18.8% | 0.19 | 44.9% |
| Bitcoin (BTCUSD) | 13.4% | 57.9% | 0.45 | 12.5% |
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Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with CFFN | |
|---|---|---|---|---|
| CFFN | 1.9% | 27.6% | 0.11 | - |
| Sector ETF (XLF) | 14.2% | 22.2% | 0.59 | 59.1% |
| Equity (SPY) | 15.7% | 17.9% | 0.75 | 47.2% |
| Gold (GLD) | 15.7% | 15.5% | 0.84 | -3.2% |
| Commodities (DBC) | 8.4% | 17.6% | 0.39 | 11.5% |
| Real Estate (VNQ) | 6.2% | 20.7% | 0.27 | 47.9% |
| Bitcoin (BTCUSD) | 68.8% | 66.7% | 1.08 | 10.1% |
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Returns Analyses
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 1/28/2026 | 2.8% | ||
| 10/29/2025 | -4.3% | -1.4% | 7.0% |
| 7/23/2025 | 1.0% | 0.7% | 0.8% |
| 4/23/2025 | 0.6% | 6.3% | 6.2% |
| 1/29/2025 | 2.6% | 6.5% | 4.8% |
| 10/23/2024 | 7.0% | 7.2% | 10.1% |
| 7/24/2024 | -3.7% | -5.2% | -12.8% |
| 4/24/2024 | -1.9% | -9.7% | -0.2% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 12 | 10 | 13 |
| # Negative | 12 | 13 | 10 |
| Median Positive | 1.8% | 6.4% | 3.9% |
| Median Negative | -2.8% | -4.3% | -2.8% |
| Max Positive | 7.0% | 22.6% | 24.5% |
| Max Negative | -10.5% | -11.0% | -12.8% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 12/31/2025 | 02/06/2026 | 10-Q |
| 09/30/2025 | 11/26/2025 | 10-K |
| 06/30/2025 | 08/08/2025 | 10-Q |
| 03/31/2025 | 05/09/2025 | 10-Q |
| 12/31/2024 | 02/07/2025 | 10-Q |
| 09/30/2024 | 11/27/2024 | 10-K |
| 06/30/2024 | 08/07/2024 | 10-Q |
| 03/31/2024 | 05/10/2024 | 10-Q |
| 12/31/2023 | 02/07/2024 | 10-Q |
| 09/30/2023 | 11/29/2023 | 10-K |
| 06/30/2023 | 08/09/2023 | 10-Q |
| 03/31/2023 | 05/10/2023 | 10-Q |
| 12/31/2022 | 02/08/2023 | 10-Q |
| 09/30/2022 | 11/23/2022 | 10-K |
| 06/30/2022 | 08/08/2022 | 10-Q |
| 03/31/2022 | 05/09/2022 | 10-Q |
Insider Activity
Expand for More| # | Owner | Title | Holding | Action | Filing Date | Price | Shares | Transacted Value | Value of Held Shares | Form |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Jackson, Rick C | Executive Vice President | Direct | Buy | 11032025 | 6.05 | 8,000 | 48,399 | 948,334 | Form |
| 2 | Jackson, Rick C | Executive Vice President | IRA | Buy | 11032025 | 6.05 | 2,000 | 12,100 | 361,034 | Form |
| 3 | Jackson, Rick C | Executive Vice President | Direct | Buy | 5082025 | 5.69 | 15,000 | 85,350 | 1,174,575 | Form |
| 4 | Johnson, Jeffrey M | Direct | Buy | 4252025 | 5.56 | 20,000 | 111,138 | 738,514 | Form | |
| 5 | Johnson, Jeffrey M | Direct | Buy | 3282025 | 5.63 | 10,000 | 56,300 | 635,627 | Form |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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