Great Southern Bancorp (GSBC)
Market Price (12/28/2025): $62.61 | Market Cap: $707.9 MilSector: Financials | Industry: Regional Banks
Great Southern Bancorp (GSBC)
Market Price (12/28/2025): $62.61Market Cap: $707.9 MilSector: FinancialsIndustry: Regional Banks
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 12%, Dividend Yield is 2.6%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 8.3%, FCF Yield is 8.5% | Weak multi-year price returns2Y Excs Rtn is -35%, 3Y Excs Rtn is -65% | Weak revenue growthRev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is 0.9% |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -31% | Key risksGSBC key risks include [1] limited growth prospects stemming from its constrained scale and slow-growth geographic footprint. | |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 30%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 26% | ||
| Low stock price volatilityVol 12M is 29% | ||
| Megatrend and thematic driversMegatrends include Fintech & Digital Payments. Themes include Online Banking & Lending, and Digital Payments. |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 12%, Dividend Yield is 2.6%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 8.3%, FCF Yield is 8.5% |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -31% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 30%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 26% |
| Low stock price volatilityVol 12M is 29% |
| Megatrend and thematic driversMegatrends include Fintech & Digital Payments. Themes include Online Banking & Lending, and Digital Payments. |
| Weak multi-year price returns2Y Excs Rtn is -35%, 3Y Excs Rtn is -65% |
| Weak revenue growthRev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is 0.9% |
| Key risksGSBC key risks include [1] limited growth prospects stemming from its constrained scale and slow-growth geographic footprint. |
Why The Stock Moved
Qualitative Assessment
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Here are the key points for the stock movement of Great Southern Bancorp (GSBC) for the approximate period leading up to December 28, 2025:
<b>1. Approaching Ex-Dividend Date.</b> Great Southern Bancorp was set to go ex-dividend on December 29, 2025, for a quarterly dividend of $0.43 per share. This often leads to a stock price adjustment downwards by roughly the dividend amount as the right to the dividend transfers to new buyers, contributing to slight daily declines, such as the -0.35% observed on December 25, 2025.
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<b>2. Analyst Price Target Adjustments.</b> Keefe, Bruyette & Woods adjusted its price target for Great Southern Bancorp from $63.00 to $61.00 on October 17, 2025, while maintaining a "market perform" rating. Such adjustments from analysts can foster a more cautious investor sentiment and exert minor downward pressure on the stock's valuation.
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<b>3. Increased Trading Volume with Downward Price Movement.</b> On December 19, 2025, Great Southern Bancorp's shares saw a 153% surge in trading volume. This increased activity coincided with the stock trading lower, for instance, closing at $64.56 after a prior close of $66.24, indicating increased selling interest despite the small overall percentage change.
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<b>4. Cautious Sentiment in the Regional Banking Sector.</b> Despite a generally strong year for the regional banking industry in 2025, broader market concerns about regional banks, sometimes described as "Regional Bank Worries," could lead to cautious trading and minor pullbacks for individual bank stocks like GSBC.
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<b>5. Consensus "Hold" Rating with Implied Limited Upside.</b> As of December 24, 2025, Great Southern Bancorp had a consensus "Hold" rating from analysts, with an average price target of $59.50. Given the stock was trading in the mid-$60s around this period, this target suggested a potential negative return over the next year, which could dampen investor enthusiasm and contribute to a slight negative drift.
Show moreStock Movement Drivers
Fundamental Drivers
The 1.1% change in GSBC stock from 9/27/2025 to 12/27/2025 was primarily driven by a 1.4% change in the company's Shares Outstanding (Mil).| 9272025 | 12272025 | Change | |
|---|---|---|---|
| Stock Price ($) | 61.94 | 62.62 | 1.10% |
| Change Contribution By | LTM | LTM | |
| Total Revenues ($ Mil) | 226.53 | 229.40 | 1.27% |
| Net Income Margin (%) | 30.18% | 30.35% | 0.57% |
| P/E Multiple | 10.39 | 10.17 | -2.09% |
| Shares Outstanding (Mil) | 11.46 | 11.31 | 1.37% |
| Cumulative Contribution | 1.08% |
Market Drivers
9/27/2025 to 12/27/2025| Return | Correlation | |
|---|---|---|
| GSBC | 1.1% | |
| Market (SPY) | 4.3% | 29.8% |
| Sector (XLF) | 3.3% | 63.7% |
Fundamental Drivers
The 7.0% change in GSBC stock from 6/28/2025 to 12/27/2025 was primarily driven by a 3.7% change in the company's Net Income Margin (%).| 6282025 | 12272025 | Change | |
|---|---|---|---|
| Stock Price ($) | 58.53 | 62.62 | 6.98% |
| Change Contribution By | LTM | LTM | |
| Total Revenues ($ Mil) | 224.01 | 229.40 | 2.41% |
| Net Income Margin (%) | 29.27% | 30.35% | 3.70% |
| P/E Multiple | 10.39 | 10.17 | -2.14% |
| Shares Outstanding (Mil) | 11.64 | 11.31 | 2.86% |
| Cumulative Contribution | 6.89% |
Market Drivers
6/28/2025 to 12/27/2025| Return | Correlation | |
|---|---|---|
| GSBC | 7.0% | |
| Market (SPY) | 12.6% | 37.0% |
| Sector (XLF) | 7.4% | 61.8% |
Fundamental Drivers
The 7.2% change in GSBC stock from 12/27/2024 to 12/27/2025 was primarily driven by a 8.7% change in the company's Net Income Margin (%).| 12272024 | 12272025 | Change | |
|---|---|---|---|
| Stock Price ($) | 58.39 | 62.62 | 7.24% |
| Change Contribution By | LTM | LTM | |
| Total Revenues ($ Mil) | 214.95 | 229.40 | 6.72% |
| Net Income Margin (%) | 27.93% | 30.35% | 8.67% |
| P/E Multiple | 11.38 | 10.17 | -10.60% |
| Shares Outstanding (Mil) | 11.70 | 11.31 | 3.32% |
| Cumulative Contribution | 7.12% |
Market Drivers
12/27/2024 to 12/27/2025| Return | Correlation | |
|---|---|---|
| GSBC | 7.2% | |
| Market (SPY) | 17.0% | 47.6% |
| Sector (XLF) | 15.3% | 58.9% |
Fundamental Drivers
The 14.2% change in GSBC stock from 12/28/2022 to 12/27/2025 was primarily driven by a 8.1% change in the company's Shares Outstanding (Mil).| 12282022 | 12272025 | Change | |
|---|---|---|---|
| Stock Price ($) | 54.84 | 62.62 | 14.19% |
| Change Contribution By | LTM | LTM | |
| Total Revenues ($ Mil) | 224.90 | 229.40 | 2.00% |
| Net Income Margin (%) | 30.51% | 30.35% | -0.54% |
| P/E Multiple | 9.83 | 10.17 | 3.44% |
| Shares Outstanding (Mil) | 12.30 | 11.31 | 8.10% |
| Cumulative Contribution | 13.44% |
Market Drivers
12/28/2023 to 12/27/2025| Return | Correlation | |
|---|---|---|
| GSBC | 7.5% | |
| Market (SPY) | 48.0% | 42.6% |
| Sector (XLF) | 51.3% | 61.1% |
Price Returns Compared
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| GSBC Return | -19% | 24% | 3% | 3% | 3% | 7% | 19% |
| Peers Return | 16% | 38% | -12% | 21% | 26% | 16% | 150% |
| S&P 500 Return | 16% | 27% | -19% | 24% | 23% | 18% | 114% |
Monthly Win Rates [3] | |||||||
| GSBC Win Rate | 50% | 67% | 50% | 50% | 50% | 50% | |
| Peers Win Rate | 52% | 65% | 42% | 68% | 57% | 52% | |
| S&P 500 Win Rate | 58% | 75% | 42% | 67% | 75% | 73% | |
Max Drawdowns [4] | |||||||
| GSBC Max Drawdown | -46% | -1% | -4% | -19% | -16% | -15% | |
| Peers Max Drawdown | -34% | -5% | -26% | -7% | -9% | -23% | |
| S&P 500 Max Drawdown | -31% | -1% | -25% | -1% | -2% | -15% | |
[1] Cumulative total returns since the beginning of 2020
[2] Peers: HPQ, HPE, IBM, CSCO, AAPL.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2025 data is for the year up to 12/26/2025 (YTD)
How Low Can It Go
| Event | GSBC | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -26.0% | -25.4% |
| % Gain to Breakeven | 35.1% | 34.1% |
| Time to Breakeven | 278 days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -46.4% | -33.9% |
| % Gain to Breakeven | 86.7% | 51.3% |
| Time to Breakeven | 878 days | 148 days |
| 2018 Correction | ||
| % Loss | -27.3% | -19.8% |
| % Gain to Breakeven | 37.6% | 24.7% |
| Time to Breakeven | 316 days | 120 days |
| 2008 Global Financial Crisis | ||
| % Loss | -76.7% | -56.8% |
| % Gain to Breakeven | 329.9% | 131.3% |
| Time to Breakeven | 1,348 days | 1,480 days |
Compare to HPQ, HPE, IBM, CSCO, AAPL
In The Past
Great Southern Bancorp's stock fell -26.0% during the 2022 Inflation Shock from a high on 8/16/2022. A -26.0% loss requires a 35.1% gain to breakeven.
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- Bank of America for the Midwest
- A regional Wells Fargo
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- Deposit Accounts: Offers a variety of checking, savings, money market, and certificate of deposit accounts for individuals and businesses to manage their funds.
- Commercial Real Estate Loans: Provides financing for the acquisition, development, and construction of commercial properties, including office, retail, and multi-family units.
- Commercial and Industrial Loans: Delivers credit solutions to businesses for working capital, equipment purchases, inventory financing, and other operational needs.
- Residential Mortgage Loans: Offers various mortgage products to individuals for purchasing or refinancing primary residences and investment properties.
- Consumer Loans: Provides personal loans, auto loans, and home equity lines of credit to individuals for a wide range of personal financing needs.
- Treasury Management Services: Supplies businesses with tools and services like remote deposit capture, automated clearing house (ACH) services, and wire transfers to optimize cash flow and manage liquidity.
- Wealth Management and Investment Services: Offers financial planning, investment advisory, and trust services to individuals and businesses seeking to grow and preserve their assets.
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Great Southern Bancorp (symbol: GSBC) is a financial institution, specifically a bank holding company that operates Great Southern Bank. As such, it does not have "major customers" in the traditional sense of a few large entities purchasing its products. Instead, it serves a broad base of depositors and borrowers across various market segments.
The company primarily sells its financial products and services to individuals and businesses. Here are the major categories of customers that Great Southern Bancorp serves:
- Retail Banking Customers (Individuals and Households): This category includes individual consumers and families who utilize a range of personal banking services such as checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), individual retirement accounts (IRAs), mortgages, home equity loans, personal loans, and debit/credit card services.
- Commercial Banking Customers (Businesses and Organizations): This category encompasses small to medium-sized businesses (SMBs), larger corporations, and non-profit organizations. These customers rely on Great Southern for business checking and savings accounts, commercial loans, lines of credit, equipment financing, treasury management services, merchant services, and other specialized business banking solutions.
- Commercial Real Estate (CRE) Investors and Developers: This segment is a significant focus for many banks, including Great Southern. It involves providing financing for the acquisition, development, construction, and refinancing of commercial properties such as office buildings, retail centers, multi-family residential complexes, industrial facilities, and mixed-use developments.
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Joseph W. Turner, President & Chief Executive Officer
Mr. Turner joined Great Southern in 1991, became an officer in 1995, and a director in 1997, serving as President and Chief Executive Officer since 2000. Before joining Great Southern, he was an attorney with the Kansas City, Missouri law firm of Stinson LLP (formerly Stinson, Mag and Fizzell). He is the son of William V. Turner, the Chairman, and the brother of Julie Turner Brown, a Director. Mr. Turner is also a board member at CoxHealth.
Rex A. Copeland, Senior Vice President, Treasurer & Chief Financial Officer
Mr. Copeland joined Great Southern Bank in 2000 and is responsible for the company's financial functions, including internal and external financial reporting. He previously practiced as a Certified Public Accountant and served other financial services companies in corporate accounting, internal audit, and independent public accounting prior to his time at Great Southern.
William V. Turner, Chairman of the Board
Mr. Turner has served as Chairman of the Board of Great Southern since 1974, and held roles as Chief Executive Officer from 1974 to 2000 and President from 1974 to 1997. He has held similar positions with Bancorp since its formation in 1989 and also served as Chairman and President of Great Southern Financial Corporation since 1974. He is the father of Joseph W. Turner and Julie Turner Brown.
Julie Turner Brown, Director
Ms. Brown has served as a Director of Great Southern Bancorp since 2002. She is an attorney and shareholder with the Springfield, Missouri law firm of Carnahan Evans, P.C. Ms. Brown is the daughter of William V. Turner and the sister of Joseph W. Turner. Her legal background provides valuable expertise to the Board.
Larry D. Frazier, Independent Director
Mr. Frazier was first appointed a director of Great Southern and Bancorp in 1992. He is retired from White River Valley Electric Cooperative, where he served as Chief Executive Officer from 1975 to 1998, and also served as President of Rural Missouri Cable T.V., Inc. from 1979 to 2000.
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Great Southern Bancorp (GSBC) faces several key risks inherent to its business as a community bank. The most significant key risks to Great Southern Bancorp (GSBC) are:-
Limited Growth Prospects and Scale: As a community bank with less than $10 billion in assets, Great Southern Bancorp's valuation multiples tend to be constrained due to a relative lack of scale. The company faces limited growth prospects, influenced by muted loan demand and its slow-growth geographic footprint, which could impact its long-term performance and potential for significant upside beyond current levels.
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Cybersecurity and Operational Risk: The company is exposed to the risk that its security measures may not be sufficient to prevent cyber-attacks or cyber theft. Such incidents could lead to systems failures or interruptions, potentially disrupting operations, compromising data, and incurring significant costs.
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Regulatory Changes and Compliance Risk: Great Southern Bancorp operates in a highly regulated environment. Adverse legislative or regulatory changes could significantly affect the company's business operations, financial performance, and compliance costs.
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The clear emerging threat for Great Southern Bancorp (GSBC) is the accelerating disruption from digital-first banks (neobanks), specialized fintech companies, and large technology firms entering various aspects of financial services. These entities often leverage superior technology, lower overheads, and innovative user experiences to offer services that can attract customers away from traditional regional banks. This includes online-only deposit accounts, peer-to-peer payment systems, specialized lending platforms, and digital wallets with integrated financial products. While GSBC's business has traditionally relied on physical branch networks and localized relationships, the banking industry is increasingly national and digital, allowing these newer entrants to compete effectively for deposits and loan customers across geographic boundaries.
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Great Southern Bancorp (GSBC) offers a range of financial products and services, including retail banking, commercial banking, and wealth management. The addressable markets for these services, primarily within their operating regions, are as follows:
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Commercial Banking: The market size for the Commercial Banking industry in Missouri is projected to be $29.4 billion in 2025.
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Retail Banking: For the state of Missouri, where Great Southern Bancorp has a significant retail banking presence, state-chartered banks reported total deposits of $166.5 billion and loan volume of $136.7 billion as of June 30, 2024. These figures represent the overall scale of banking activity, encompassing retail banking services within the region.
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Wealth Management Services: The global wealth management market was valued at approximately $1.68 trillion in 2023, with North America holding a dominant share. The global wealth management services market is projected to reach about $3.5 trillion by 2033.
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Great Southern Bancorp (GSBC) is expected to drive future revenue growth over the next two to three years through a combination of strategic initiatives and effective financial management. These drivers primarily focus on optimizing net interest income, expanding its lending portfolio, leveraging technology, and maintaining strong asset quality.
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Net Interest Margin (NIM) Expansion and Optimization: Great Southern Bancorp has demonstrated consistent improvement in its net interest margin, with reported increases in Q1, Q2, and Q3 2025. This improvement is largely attributed to proactive funding cost management, including a decrease in the average rate paid on interest-bearing liabilities, coupled with stable loan and investment yields. The company's disciplined balance sheet strategy is expected to support continued NIM optimization, directly contributing to net interest income growth.
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Targeted Loan Growth and Relationship-Based Lending: While overall loan balances have experienced some fluctuations, Great Southern Bancorp's management anticipates stable loan balances through the end of 2025 and sees opportunities for growth across its operational footprint. The company emphasizes a relationship-based approach to banking and lending, which is expected to foster new loan originations and expand the loan portfolio, thereby increasing interest income.
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Strategic Investments in Technology and Infrastructure: Great Southern Bancorp has been making strategic investments in technology and infrastructure, which have already contributed to improved net interest margin and overall profitability. Continued focus on these investments is expected to enhance operational efficiency, improve the customer experience, and potentially enable the launch of new products or services. These advancements can indirectly drive revenue by making the bank more competitive and attractive to customers.
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Strong Credit Quality and Risk Management: The company consistently highlights its strong credit quality, disciplined underwriting, and sound credit practices. By effectively managing credit risk and maintaining a healthy loan portfolio, Great Southern Bancorp can minimize provisions for credit losses, which directly impacts net income. This prudent approach to risk management supports sustainable lending activities and the overall financial stability necessary for long-term revenue generation.
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Share Repurchases
- In December 2022, Great Southern Bancorp's Board of Directors authorized a new stock repurchase program for up to one million additional shares.
- As of October 16, 2025, the company completed the repurchase of 1,000,000 shares for $54.2 million under the December 2022 authorization.
- A new stock repurchase authorization for up to one million additional shares was approved in the second quarter of 2025, set to take effect once the then-current authorization was fully utilized.
Share Issuance
- Great Southern Bancorp's stockholders' equity increased by $4.2 million in the third quarter of 2025 due to stock option exercises.
- In the first quarter of 2025, stock option exercises contributed to a $1.2 million increase in stockholders' equity.
Capital Expenditures
- Great Southern Bancorp aims to strategically invest in areas that enhance its capabilities and position the company for sustained future growth.
- Non-interest expenses in the third quarter of 2025 increased, partly attributed to technology upgrades.
Latest Trefis Analyses
| Title | Topic | |
|---|---|---|
| DASHBOARDS | ||
| Great Southern Bancorp Stock Dropped 8.2% - Have You Assessed the Risk | Return | |
| Great Southern Bancorp (GSBC) Operating Cash Flow Comparison | Financials | |
| Great Southern Bancorp (GSBC) Net Income Comparison | Financials |
| Title | |
|---|---|
| ARTICLES |
Trade Ideas
Select ideas related to GSBC. For more, see Trefis Trade Ideas.
| Date | Ticker | Company | Category | Trade Strategy | 6M Fwd Rtn | 12M Fwd Rtn | 12M Max DD |
|---|---|---|---|---|---|---|---|
| 11212025 | WU | Western Union | Dip Buy | DB | FCFY OPMDip Buy with High FCF Yield and High MarginBuying dips for companies with high FCF yield and meaningfully high operating margin | 14.5% | 14.5% | -0.4% |
| 11212025 | COIN | Coinbase Global | Monopoly | MY | Getting CheaperMonopoly-Like with P/S DeclineLarge cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple | -1.5% | -1.5% | -1.5% |
| 11142025 | PYPL | PayPal | Dip Buy | DB | FCFY OPMDip Buy with High FCF Yield and High MarginBuying dips for companies with high FCF yield and meaningfully high operating margin | -4.5% | -4.5% | -7.5% |
| 11142025 | V | Visa | Monopoly | MY | Getting CheaperMonopoly-Like with P/S DeclineLarge cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple | 7.6% | 7.6% | -2.7% |
| 11072025 | WD | Walker & Dunlop | Dip Buy | DB | P/E OPMDip Buy with Low PE and High MarginBuying dips for companies with tame PE and meaningfully high operating margin | -11.1% | -11.1% | -12.1% |
Research & Analysis
Invest in Strategies
Wealth Management
Peer Comparisons for Great Southern Bancorp
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 70.39 |
| Mkt Cap | 158.8 |
| Rev LTM | 56,496 |
| Op Inc LTM | 11,544 |
| FCF LTM | 7,327 |
| FCF 3Y Avg | 7,366 |
| CFO LTM | 8,590 |
| CFO 3Y Avg | 8,697 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 6.3% |
| Rev Chg 3Y Avg | 2.2% |
| Rev Chg Q | 8.3% |
| QoQ Delta Rev Chg LTM | 2.0% |
| Op Mgn LTM | 17.7% |
| Op Mgn 3Y Avg | 16.4% |
| QoQ Delta Op Mgn LTM | 0.1% |
| CFO/Rev LTM | 22.2% |
| CFO/Rev 3Y Avg | 23.8% |
| FCF/Rev LTM | 20.1% |
| FCF/Rev 3Y Avg | 21.6% |
Price Behavior
| Market Price | $62.62 | |
| Market Cap ($ Bil) | 0.7 | |
| First Trading Date | 03/26/1990 | |
| Distance from 52W High | -5.5% | |
| 50 Days | 200 Days | |
| DMA Price | $59.80 | $58.37 |
| DMA Trend | up | indeterminate |
| Distance from DMA | 4.7% | 7.3% |
| 3M | 1YR | |
| Volatility | 31.7% | 28.7% |
| Downside Capture | 84.57 | 88.94 |
| Upside Capture | 72.59 | 81.93 |
| Correlation (SPY) | 29.5% | 47.8% |
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 0.53 | 0.88 | 0.91 | 1.20 | 0.73 | 0.87 |
| Up Beta | 0.44 | 0.99 | 1.28 | 1.69 | 0.64 | 0.91 |
| Down Beta | -0.97 | 0.31 | 0.29 | 0.63 | 0.62 | 0.70 |
| Up Capture | 149% | 94% | 79% | 118% | 74% | 60% |
| Bmk +ve Days | 12 | 25 | 38 | 73 | 141 | 426 |
| Stock +ve Days | 13 | 23 | 31 | 64 | 122 | 370 |
| Down Capture | 39% | 120% | 131% | 137% | 99% | 100% |
| Bmk -ve Days | 7 | 16 | 24 | 52 | 107 | 323 |
| Stock -ve Days | 6 | 18 | 31 | 61 | 124 | 377 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Comparison of GSBC With Other Asset Classes (Last 1Y) | |||||||
|---|---|---|---|---|---|---|---|
| GSBC | Sector ETF | Equity | Gold | Commodities | Real Estate | Bitcoin | |
| Annualized Return | 6.0% | 16.3% | 17.8% | 72.1% | 8.6% | 4.4% | -8.2% |
| Annualized Volatility | 28.6% | 19.0% | 19.4% | 19.3% | 15.2% | 17.0% | 35.0% |
| Sharpe Ratio | 0.20 | 0.67 | 0.72 | 2.70 | 0.34 | 0.09 | -0.08 |
| Correlation With Other Assets | 59.0% | 47.8% | -5.6% | 12.5% | 47.4% | 23.6% | |
ETFs used for asset classes: Sector ETF = XLF, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
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Based On 5-Year Data
| Comparison of GSBC With Other Asset Classes (Last 5Y) | |||||||
|---|---|---|---|---|---|---|---|
| GSBC | Sector ETF | Equity | Gold | Commodities | Real Estate | Bitcoin | |
| Annualized Return | 7.5% | 16.1% | 14.7% | 18.7% | 11.5% | 4.6% | 30.8% |
| Annualized Volatility | 27.5% | 18.9% | 17.1% | 15.5% | 18.7% | 18.9% | 48.6% |
| Sharpe Ratio | 0.28 | 0.71 | 0.70 | 0.97 | 0.50 | 0.16 | 0.57 |
| Correlation With Other Assets | 60.3% | 42.2% | -0.6% | 11.6% | 42.0% | 18.7% | |
ETFs used for asset classes: Sector ETF = XLF, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 10-Year Data
| Comparison of GSBC With Other Asset Classes (Last 10Y) | |||||||
|---|---|---|---|---|---|---|---|
| GSBC | Sector ETF | Equity | Gold | Commodities | Real Estate | Bitcoin | |
| Annualized Return | 5.6% | 13.2% | 14.8% | 15.3% | 7.0% | 5.3% | 69.2% |
| Annualized Volatility | 30.1% | 22.3% | 18.0% | 14.7% | 17.6% | 20.8% | 55.8% |
| Sharpe Ratio | 0.24 | 0.55 | 0.71 | 0.86 | 0.32 | 0.22 | 0.90 |
| Correlation With Other Assets | 69.1% | 52.9% | -7.8% | 18.7% | 48.7% | 13.9% | |
ETFs used for asset classes: Sector ETF = XLF, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Returns Analyses
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 10/16/2025 | -10.6% | -7.2% | -5.6% |
| 7/17/2025 | 5.1% | 2.4% | 1.5% |
| 4/17/2025 | 3.6% | 6.4% | 11.5% |
| 1/22/2025 | -4.8% | -4.3% | -4.5% |
| 10/17/2024 | -0.5% | -0.2% | 8.5% |
| 7/17/2024 | -1.1% | -2.2% | -12.4% |
| 4/18/2024 | 1.6% | 7.1% | 5.8% |
| 1/23/2024 | -2.8% | -1.8% | -9.7% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 10 | 10 | 13 |
| # Negative | 14 | 14 | 11 |
| Median Positive | 1.7% | 2.7% | 5.8% |
| Median Negative | -1.1% | -2.4% | -4.5% |
| Max Positive | 5.8% | 7.8% | 18.8% |
| Max Negative | -10.6% | -7.2% | -12.4% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 9302025 | 11062025 | 10-Q 9/30/2025 |
| 6302025 | 8072025 | 10-Q 6/30/2025 |
| 3312025 | 5072025 | 10-Q 3/31/2025 |
| 12312024 | 3072025 | 10-K 12/31/2024 |
| 9302024 | 11062024 | 10-Q 9/30/2024 |
| 6302024 | 8072024 | 10-Q 6/30/2024 |
| 3312024 | 4302024 | 10-Q 3/31/2024 |
| 12312023 | 3122024 | 10-K 12/31/2023 |
| 9302023 | 11072023 | 10-Q 9/30/2023 |
| 6302023 | 8042023 | 10-Q 6/30/2023 |
| 3312023 | 5082023 | 10-Q 3/31/2023 |
| 12312022 | 3132023 | 10-K 12/31/2022 |
| 9302022 | 11082022 | 10-Q 9/30/2022 |
| 6302022 | 8082022 | 10-Q 6/30/2022 |
| 3312022 | 5062022 | 10-Q 3/31/2022 |
| 12312021 | 3072022 | 10-K 12/31/2021 |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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