Tearsheet

Great Southern Bancorp (GSBC)

Market Price (5/11/2026): $69.86 | Market Cap: $767.6 Mil
Sector: Financials | Industry: Regional Banks

Great Southern Bancorp (GSBC)

Market Price (5/11/2026): $69.86
Market Cap: $767.6 Mil
Sector: Financials
Industry: Regional Banks

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 12%, Dividend Yield is 2.5%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 7.5%, FCF Yield is 10%

Cash is significant % of market cap
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -20%

Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 38%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 34%

Low stock price volatility
Vol 12M is 27%

Megatrend and thematic drivers
Megatrends include Fintech & Digital Payments. Themes include Online Banking & Lending, and Digital Payments.

Trading close to highs
Dist 52W High is -0.5%, Dist 3Y High is -0.5%

Weak multi-year price returns
2Y Excs Rtn is -7.2%, 3Y Excs Rtn is -27%

Weak revenue growth
Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -1.6%, Rev Chg QQuarterly Revenue Change % is -1.0%

Key risks
GSBC key risks include [1] limited growth prospects stemming from its constrained scale and slow-growth geographic footprint.

0	Attractive yield Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 12%, Dividend Yield is 2.5%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 7.5%, FCF Yield is 10%
1	Cash is significant % of market cap Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -20%
2	Attractive cash flow generation CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 38%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 34%
3	Low stock price volatility Vol 12M is 27%
4	Megatrend and thematic drivers Megatrends include Fintech & Digital Payments. Themes include Online Banking & Lending, and Digital Payments.
5	Trading close to highs Dist 52W High is -0.5%, Dist 3Y High is -0.5%
6	Weak multi-year price returns 2Y Excs Rtn is -7.2%, 3Y Excs Rtn is -27%
7	Weak revenue growth Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -1.6%, Rev Chg QQuarterly Revenue Change % is -1.0%
8	Key risks GSBC key risks include [1] limited growth prospects stemming from its constrained scale and slow-growth geographic footprint.

Valuation, Metrics & Events

	5/11/26	2025	2024	2023	2022
Share Price CYE	$69.86	$61.56	$59.70	$59.35	$59.49
Market Cap CYE ($ Mil)	767.6	686.5	699.4	700.5	726.7
Total Debt ($ Mil)	496.4	356.7	614.9	353.0	189.6
Total Cash ($ Mil)	187.4	189.6	195.8	211.3	168.5
Enterprise Value ($ Mil)	1,076.7	1,043.2	1,314.3	1,053.5	916.3
Valuation Ratios
P/S TTM	3.4	3.0	3.2	3.1	3.1
P/EBIT TTM	-	-	-	-	-
P/E TTM	10.8	9.7	11.3	10.3	9.6
P/FCF TTM	10.0	9.8	17.9	9.5	11.2
Sector Ratios
P/S TTM (Sector)	3.2	3.1	3.1	2.8	2.8
P/EBIT TTM (Sector)	6.9	7.9	8.5	7.8	8.5
P/E TTM (Sector)	11.6	11.0	11.6	9.8	9.6
P/FCF TTM (Sector)	8.6	8.9	9.0	7.8	6.6

	5/11/26	2025	2024
Share Price CYE	$69.86	$61.56	$59.70
Market Cap CYE ($ Mil)	767.6	686.5	699.4
Total Debt ($ Mil)	496.4	356.7	614.9
Total Cash ($ Mil)	187.4	189.6	195.8
Enterprise Value ($ Mil)	1,076.7	1,043.2	1,314.3
Valuation Ratios
P/S TTM	3.4	3.0	3.2
P/EBIT TTM	-	-	-
P/E TTM	10.8	9.7	11.3
P/FCF TTM	10.0	9.8	17.9
Sector Ratios
P/S TTM (Sector)	3.2	3.1	3.1
P/EBIT TTM (Sector)	6.9	7.9	8.5
P/E TTM (Sector)	11.6	11.0	11.6
P/FCF TTM (Sector)	8.6	8.9	9.0

	GSBC	S&P 500
REVENUE GROWTH	VERY POOR
Rev LTM ($ Bil)	0.2
Rev Chg Q	-1.0%	8.7%
Rev Chg LTM	2.1%	7.3%
Rev Chg 3Y Avg	-1.6%	5.8%
PROFITABILITY	VERY GOOD
Op Inc LTM ($ Bil)	�
CFO LTM ($ Bil)	0.1
Net Inc LTM ($ Bil)	0.1
CFO/Rev LTM	38.3%	21.0%
Net Inc Mgn	31.2%	12.9%
VALUATION	LOW
P/S	3.4	3.2
P/CFO	8.8	14.9
P/FCF	10.0	19.5
P/E	10.8	23.7

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Metric	Value	Date	Source
Efficiency Ratio	62.45%	9302025	Link
Net Interest Margin	3.72%	9302025	Link
Allowance for credit losses to period-end loans	1.43%	9302025	Link
Non-performing assets to period-end assets	0.16%	12312024	Link
Number of Offices	97	11072025	Link
Number of Retail Banking Centers	89	11072025	Link
Number of Employees	more than 1,100	11072025	Link
Number of Customers	more than 222,700	11072025	Link
Number of Households Served	130,000	5072025	Link

Recent
4/15/2026	Earnings Release	Rev: $55 Mil (A) vs. $54 Mil (E) EPS: 1.58 (A) vs. $1.27 (E)
Upcoming
7/15/2026	Earnings Release	Rev: $54 Mil (E) EPS: $1.39 (E)

Price Chart

Return (1M):

Why The Stock Moved

Qualitative Assessment

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Great Southern Bancorp (GSBC) stock has gained about 15% since 1/31/2026 because of the following key factors:

1. Exceptional Earnings Performance Exceeding Analyst Expectations.

Great Southern Bancorp demonstrated strong financial results within the specified period, consistently surpassing analyst estimates. For the first quarter of 2026, reported on April 15, 2026, the company announced earnings per share (EPS) of $1.58, significantly beating the consensus estimate of $1.29 by 22.48%. Revenue also exceeded expectations, reaching $55.36 million against a forecasted $54.34 million. This positive trend continued from the preliminary fourth-quarter 2025 earnings, reported on January 21, 2026 (just before the start of the period), where the company posted an EPS of $1.45, topping analysts' estimates of $1.38, and revenue of $56.35 million against an estimated $55.03 million.

2. Robust Credit Quality and Solid Capital Position.

The company maintained strong credit quality and a healthy balance sheet, which instilled investor confidence. In Q1 2026, non-performing assets remained low at 0.18% of total assets, with negligible charge-offs. Furthermore, the net interest margin expanded to 3.71% in Q1 2026, showcasing effective loan pricing and disciplined funding cost management. Total stockholders' equity stood at approximately $633.6 million as of March 31, 2026, representing 11.1% of total assets, with the book value per common share increasing to $58.27 from $57.50 at December 31, 2025.

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Stock Movement Drivers

Fundamental Drivers

The 14.4% change in GSBC stock from 1/31/2026 to 5/10/2026 was primarily driven by a 8.3% change in the company's P/E Multiple.

(LTM values as of)	1312026	5102026	Change
Stock Price ($)	60.95	69.74	14.4%
Change Contribution By:
Total Revenues ($ Mil)	229	229	-0.3%
Net Income Margin (%)	30.3%	31.2%	2.7%
P/E Multiple	9.9	10.7	8.3%
Shares Outstanding (Mil)	11	11	3.2%
Cumulative Contribution			14.4%

LTM = Last Twelve Months as of date shown

Market Drivers

1/31/2026 to 5/10/2026

	Return	Correlation
GSBC	14.4%
Market (SPY)	3.6%	40.2%
Sector (XLF)	-3.6%	55.0%

Fundamental Drivers

The 27.0% change in GSBC stock from 10/31/2025 to 5/10/2026 was primarily driven by a 16.7% change in the company's P/E Multiple.

(LTM values as of)	10312025	5102026	Change
Stock Price ($)	54.93	69.74	27.0%
Change Contribution By:
Total Revenues ($ Mil)	227	229	1.0%
Net Income Margin (%)	30.2%	31.2%	3.3%
P/E Multiple	9.2	10.7	16.7%
Shares Outstanding (Mil)	11	11	4.3%
Cumulative Contribution			27.0%

LTM = Last Twelve Months as of date shown

Market Drivers

10/31/2025 to 5/10/2026

	Return	Correlation
GSBC	27.0%
Market (SPY)	5.5%	27.6%
Sector (XLF)	-1.3%	46.7%

Fundamental Drivers

The 30.3% change in GSBC stock from 4/30/2025 to 5/10/2026 was primarily driven by a 10.8% change in the company's Net Income Margin (%).

(LTM values as of)	4302025	5102026	Change
Stock Price ($)	53.51	69.74	30.3%
Change Contribution By:
Total Revenues ($ Mil)	220	229	4.1%
Net Income Margin (%)	28.1%	31.2%	10.8%
P/E Multiple	10.1	10.7	6.0%
Shares Outstanding (Mil)	12	11	6.6%
Cumulative Contribution			30.3%

LTM = Last Twelve Months as of date shown

Market Drivers

4/30/2025 to 5/10/2026

	Return	Correlation
GSBC	30.3%
Market (SPY)	30.4%	40.1%
Sector (XLF)	6.7%	57.0%

Fundamental Drivers

The 49.3% change in GSBC stock from 4/30/2023 to 5/10/2026 was primarily driven by a 43.1% change in the company's P/E Multiple.

(LTM values as of)	4302023	5102026	Change
Stock Price ($)	46.71	69.74	49.3%
Change Contribution By:
Total Revenues ($ Mil)	234	229	-2.2%
Net Income Margin (%)	32.5%	31.2%	-4.1%
P/E Multiple	7.5	10.7	43.1%
Shares Outstanding (Mil)	12	11	11.2%
Cumulative Contribution			49.3%

LTM = Last Twelve Months as of date shown

Market Drivers

4/30/2023 to 5/10/2026

	Return	Correlation
GSBC	49.3%
Market (SPY)	78.7%	41.8%
Sector (XLF)	62.1%	59.5%

Return vs. Risk

Price Returns Compared

	2021	2022	2023	2024	2025	2026	Total [1]
Returns
GSBC Return	24%	3%	3%	3%	6%	14%	65%
Peers Return	47%	-6%	5%	15%	12%	12%	109%
S&P 500 Return	27%	-19%	24%	23%	16%	7%	95%
Monthly Win Rates [3]
GSBC Win Rate	67%	50%	50%	50%	50%	80%
Peers Win Rate	70%	43%	47%	48%	55%	76%
S&P 500 Win Rate	75%	42%	67%	75%	67%	60%
Max Drawdowns [4]
GSBC Max Drawdown	-1%	-4%	-19%	-16%	-15%	-3%
Peers Max Drawdown	-3%	-21%	-27%	-15%	-15%	-2%
S&P 500 Max Drawdown	-1%	-25%	-1%	-2%	-15%	-7%

[1] Cumulative total returns since the beginning of 2021
[2] Peers: NBHC, OZK, HTB, TRST, BY.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 5/8/2026 (YTD)

Event	GSBC	S&P 500
2025 US Tariff Shock
% Loss	-14.4%	-18.8%
% Gain to Breakeven	16.9%	23.1%
Time to Breakeven	32 days	79 days
Summer-Fall 2023 Five Percent Yield Shock
% Loss	-12.1%	-9.5%
% Gain to Breakeven	13.8%	10.5%
Time to Breakeven	32 days	24 days
2023 SVB Regional Banking Crisis
% Loss	-17.3%	-6.7%
% Gain to Breakeven	21.0%	7.1%
Time to Breakeven	223 days	31 days
2020 COVID-19 Crash
% Loss	-40.3%	-33.7%
% Gain to Breakeven	67.6%	50.9%
Time to Breakeven	348 days	140 days
Q4 2018 Fed Policy Error / Growth Scare
% Loss	-19.1%	-19.2%
% Gain to Breakeven	23.6%	23.7%
Time to Breakeven	50 days	105 days
2015-2016 China Devaluation / Global Growth Scare
% Loss	-13.1%	-12.2%
% Gain to Breakeven	15.1%	13.9%
Time to Breakeven	200 days	62 days

Compare to NBHC, OZK, HTB, TRST, BY

In The Past

Great Southern Bancorp's stock fell -14.4% during the 2025 US Tariff Shock. Such a loss loss requires a 16.9% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

Event	GSBC	S&P 500
2020 COVID-19 Crash
% Loss	-40.3%	-33.7%
% Gain to Breakeven	67.6%	50.9%
Time to Breakeven	348 days	140 days
2011 US Debt Ceiling Crisis & European Contagion
% Loss	-21.4%	-17.9%
% Gain to Breakeven	27.2%	21.8%
Time to Breakeven	57 days	123 days
2010 Eurozone Sovereign Debt Crisis / Flash Crash
% Loss	-20.0%	-15.4%
% Gain to Breakeven	25.0%	18.2%
Time to Breakeven	147 days	125 days
2008-2009 Global Financial Crisis
% Loss	-69.5%	-53.4%
% Gain to Breakeven	228.3%	114.4%
Time to Breakeven	186 days	1085 days

Compare to NBHC, OZK, HTB, TRST, BY

In The Past

Great Southern Bancorp's stock fell -14.4% during the 2025 US Tariff Shock. Such a loss loss requires a 16.9% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

About Great Southern Bancorp (GSBC)

Business Description Analogies Products Customers Suppliers Management Key Risks Emerging Threats Market Size Revenue Drivers Capital Allocation

Great Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank that offers a range of financial services in the United States. Its deposit products include regular savings accounts, checking accounts, money market accounts, fixed interest rate certificates with varying maturities, certificates of deposit, brokered certificates, and individual retirement accounts. The company's loan portfolio comprises residential and commercial real estate loans, construction loans, commercial business loans, home improvement loans, and unsecured consumer loans, as well as secured consumer loans, including automobile loans, boat loans, home equity loans, loans secured by savings deposits. It also provides insurance and merchant banking services. As of December 31, 2021, the company operated 93 retail banking centers and approximately 200 automated teller machines in Missouri, Iowa, Minnesota, Kansas, Nebraska, and Arkansas; and six commercial and one mortgage loan production offices in Atlanta, Chicago, Dallas, Denver, Omaha, Nebraska, Phoenix and Tulsa, Oklahoma, Springfield, and Missouri. Great Southern Bancorp, Inc. was founded in 1923 and is headquartered in Springfield, Missouri.

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Here are 1-3 brief analogies for Great Southern Bancorp (GSBC):

A regional bank similar to a smaller U.S. Bancorp, focused on retail and commercial banking across the Midwestern United States.
Like a traditional community bank that has expanded to serve a multi-state region in the central U.S., akin to a scaled-down PNC Financial Services.

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Deposit Accounts: Offers a range of accounts for customers to save and manage money, including checking, savings, money market, and certificates of deposit.
Real Estate Loans: Provides financing for residential properties, commercial properties, and construction projects.
Commercial Business Loans: Offers various loans tailored to meet the financial needs of businesses.
Consumer Loans: Supplies loans for individual purposes, such as home improvement, automobiles, boats, and home equity.
Insurance Services: Delivers various insurance products to its customers.
Merchant Banking Services: Provides financial services specifically for businesses.

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Great Southern Bancorp (GSBC) serves a diverse customer base, primarily consisting of individuals and businesses within its operating regions. It does not have a few major customer companies but rather serves a broad range of clients. Its major customer categories include:

Individual Consumers: This category includes individuals and households who utilize Great Southern Bank for personal deposit products such as checking, savings, money market accounts, certificates of deposit, and individual retirement accounts. They also obtain various consumer loans, including residential real estate loans (mortgages), home improvement loans, automobile loans, boat loans, home equity loans, and unsecured consumer loans.
Commercial Businesses: This category encompasses small to medium-sized businesses that rely on Great Southern Bank for commercial business loans, lines of credit, commercial deposit products, and related financial services like merchant banking and insurance.
Real Estate Developers and Investors: This specific segment of commercial clients uses the bank for financing their commercial real estate projects and construction loans, which are a significant part of the bank's loan portfolio.

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Joseph W. Turner, President & Chief Executive Officer

Mr. Turner joined Great Southern in 1991 and became an officer of Bancorp in 1995. He became a director of Bancorp and Great Southern in 1997 and has served as President and Chief Executive Officer of Bancorp and Great Southern since 2000. Prior to joining Great Southern, Mr. Turner was an attorney with the Kansas City, Missouri law firm of Stinson LLP. He is the son of William V. Turner, the Chairman of the Board.

Rex A. Copeland, Senior Vice President and Chief Financial Officer, Treasurer

Mr. Copeland joined Great Southern Bank in 2000. He is responsible for the financial functions of the company, including internal and external financial reporting. Mr. Copeland previously practiced as a Certified Public Accountant. Prior to joining the Bank, he served other financial services companies in areas such as corporate accounting, internal audit, and independent public accounting.

William V. Turner, Chairman of the Board

Mr. Turner has served as Chairman of the Board of Great Southern since 1974. He was Chief Executive Officer of Great Southern from 1974 to 2000 and President from 1974 to 1997. Mr. Turner has served in similar capacities with Bancorp since its formation in 1989. He is the father of Joseph W. Turner, the current CEO and President.

Kevin L. Baker, Chief Credit Officer

Mr. Baker serves as the Chief Credit Officer for Great Southern Bancorp.

John M. Bugh, Chief Lending Officer

Mr. Bugh holds the position of Chief Lending Officer at Great Southern Bancorp.

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The key risks to Great Southern Bancorp (GSBC) are:

Intense Competition and Pressure on Net Interest Margin and Loan Growth: Great Southern Bancorp faces significant challenges from a competitive market, including increased competition from fintechs and digital banks. This intense competition can constrain loan demand, lead to unpredictable loan payoffs, and drive up the cost of deposits, ultimately impacting the company's net interest margin and overall profitability.
Concentration Risk in Regional Commercial Real Estate Lending and Geographic Footprint: The company has a heavy reliance on regional commercial real estate lending and operates within a concentrated geographic footprint across Missouri, Iowa, Minnesota, Kansas, Nebraska, and Arkansas. This concentration heightens its vulnerability to local economic shifts and potential credit losses within these specific markets and property segments.
Projected Decline in Earnings: Analysts have forecasted a decline in Great Southern Bancorp's earnings, with estimates suggesting an average decrease of 11.3% to 12.8% per year over the next three years.

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The emergence of digital-only banks (neobanks) and financial technology (fintech) companies presents a clear emerging threat to Great Southern Bancorp and similar traditional financial institutions. These digital-first competitors, such as Chime, Ally Bank, SoFi Bank, and various lending and payment platforms, operate with significantly lower overheads by forgoing physical branch networks. They often offer more streamlined digital experiences, competitive interest rates, lower fees, and specialized services tailored for specific customer segments through advanced mobile applications and online platforms. This model directly challenges Great Southern Bancorp's established branch-based banking operations and its ability to attract and retain customers, particularly younger generations who increasingly prefer digital interactions for their banking needs.

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Great Southern Bancorp (GSBC) operates in a regional market across several U.S. states, offering a range of financial products and services. The addressable markets for its main products are primarily within its operational footprint, encompassing deposit products and various loan categories.

Addressable Market Sizes by Product and Region (U.S. States)

For its deposit products, Great Southern Bancorp's addressable market in its key operating states is substantial:

Total Bank Deposits - Missouri: Approximately $252 billion (U.S., as of Q2 2024).
Total Bank Deposits - Arkansas: Approximately $102.3 billion (U.S., as of Q4 2024).
Total Bank Deposits - Nebraska: Approximately $91.55 billion (U.S., as of Q4 2024).
Total Bank Deposits - Iowa: Approximately $107 billion (U.S., as of year-end 2024).
Total Bank Deposits - Kansas: Approximately $99.7 billion (U.S., as of Q4 2024).

For its loan portfolio, the addressable markets for key lending categories are as follows:

New Home Loans - Missouri: Approximately $14.8 billion (U.S., new loans booked in 2024).
Small Business Loans - Missouri: Approximately $13.5 billion (U.S., 2024).
New Home Loans - Arkansas: Approximately $6.2 billion (U.S., new loans booked in 2024).
Small Business Loans - Arkansas: Approximately $6.7 billion (U.S., 2024).
Outstanding Mortgages - Nebraska: Just over $23 billion (U.S., total unpaid principal balance serviced as of Q3 2023).
New Mortgages Generated - Nebraska: Approximately $1.9 billion (U.S., new mortgages generated in the first three quarters of 2023).
Total Loans (encompassing residential, commercial, and consumer) - Kansas: Approximately $41.139 billion (U.S., 2024).
New Home Loans - Kansas: Approximately $6.3 billion (U.S., new loans booked in 2024).
Small Business Loans - Kansas: Approximately $5 billion (U.S., 2024).
Total Loans (encompassing residential, commercial, and consumer) - Iowa: Nearly $88 billion (U.S., provided by Iowa-domiciled banks as of year-end 2024).

Information on the specific addressable market sizes for insurance and merchant banking services for a regional bank within these states was not readily available.

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Expected Drivers of Future Revenue Growth for Great Southern Bancorp (GSBC)

Over the next two to three years, Great Southern Bancorp (GSBC) is expected to drive future revenue growth through a combination of strategic financial management, targeted lending, diversification of income streams, and operational enhancements.

Net Interest Margin (NIM) Management and Optimization: Great Southern Bancorp has demonstrated a focus on maintaining and improving its net interest margin through disciplined balance sheet management and proactive funding cost strategies. The company's ability to effectively manage interest rates and funding costs will be crucial in sustaining or slightly increasing its net interest income, a primary component of revenue.
Strategic and Quality-Focused Loan Growth: Despite a competitive lending environment and elevated loan payoffs, GSBC continues to see healthy pipelines and production in its loan portfolio. The company's conservative underwriting approach and emphasis on strong asset quality suggest that future growth will come from strategically pursuing high-quality loans, particularly within segments like multi-family and commercial real estate.
Expansion of Non-Interest Income Streams: While non-interest income has experienced some fluctuations, the company has shown growth in specific areas such as late charges and fees on loans, including prepayment fees on commercial real estate loans. Developing and diversifying these non-interest income sources beyond core lending activities will be a key driver for overall revenue growth.
Operational Efficiency and Technology Investments: Great Southern Bancorp has improved its efficiency ratio through disciplined cost management. Ongoing investments in enhancing core technology systems are also anticipated. While these are not direct revenue drivers, improved operational efficiency and advanced technology can indirectly support revenue growth by optimizing resource allocation, potentially enabling the development of new products and services, and enhancing customer experience.

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Share Repurchases

Great Southern Bancorp's Board of Directors authorized a new stock repurchase program in April 2025 for up to one million additional shares of common stock.
For the full year ended December 31, 2025, the company repurchased 755,000 shares of its common stock at an average price of $58.35.
As of December 31, 2025, approximately 687,000 shares remained available under the existing stock repurchase authorization.

Share Issuance

Stock option exercises contributed to an increase in stockholders' equity by $1.2 million during the first quarter of 2025.
Stock option exercises were also a factor in the overall increase in stockholders' equity for the full year 2025.

Capital Expenditures

The company continues to strategically invest in technology, infrastructure, and personnel to enable efficiencies and expand capabilities for its customers.
During the fourth quarter of 2025, certain facility-related costs were incurred.
Great Southern Bancorp expects to continue investing in technology throughout 2026.

Interactive Breakdown

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Better Bets vs. Great Southern Bancorp (GSBC)

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Latest Trefis Analyses

	Title	Date
0	DASHBOARDS
1	Great Southern Bancorp Stock Dropped 8.2% - Have You Assessed the Risk	10/17/2025
2	Great Southern Bancorp (GSBC) Operating Cash Flow Comparison	02/17/2025
3	Great Southern Bancorp (GSBC) Net Income Comparison	02/15/2025

	Title
0	ARTICLES

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Ticker	Company	Mkt Cap (B)	1D Rtn	YTD Rtn
INOD	Innodata	2.7	86.0%	66.6%
WEST	Westrock Coffee	0.8	39.8%	102.7%
RKLB	Rocket Lab	60.4	34.2%	51.2%
AMN	AMN Healthcare Services	1.1	29.0%	83.8%
FLNC	Fluence Energy	3.2	27.4%	22.1%
AKAM	Akamai Technologies	21.3	26.6%	69.3%
EOSE	Eos Energy Enterprises	2.5	25.9%	-30.1%
PGNY	Progyny	2.0	23.8%	-7.6%
FROG	JFrog	8.4	23.7%	13.0%
MRVI	Maravai LifeSciences	0.7	23.1%	49.2%

Top Losers

Ticker	Company	Mkt Cap (B)	1D Rtn	YTD Rtn
FWRD	Forward Air	0.3	-43.0%	-60.5%
AORT	Artivion	1.2	-28.3%	-44.3%
FIGS	FIGS	1.9	-24.3%	2.4%
NET	Cloudflare	68.9	-23.6%	-0.5%
DXC	DXC Technology	1.6	-21.5%	-35.6%
AMPH	Amphastar Pharmaceuticals	0.9	-20.9%	-29.1%
KDK	Kodiak AI	1.3	-20.4%	-33.7%
HRTG	Heritage Insurance	0.7	-20.0%	-23.4%
KODK	Eastman Kodak	1.1	-19.4%	34.9%
HUBS	HubSpot	10.4	-19.0%	-50.8%

Top Gainers

Ticker	Company	Mkt Cap (B)	1W Rtn	YTD Rtn
FLNC	Fluence Energy	3.2	98.2%	22.1%
INOD	Innodata	2.7	92.8%	66.6%
DOCN	DigitalOcean	15.0	59.5%	240.7%
GBTG	Global Business Travel	4.9	59.4%	23.5%
STRL	Sterling Infrastructure	25.9	58.6%	175.9%
FLEX	Flex	52.5	55.0%	135.3%
POET	POET Technologies	1.4	49.8%	73.0%
AAON	AAON	11.4	49.2%	83.4%
SITM	SiTime	21.8	49.1%	135.9%
XMTR	Xometry	4.1	49.1%	34.5%

Top Losers

Ticker	Company	Mkt Cap (B)	1W Rtn	YTD Rtn
EMBC	Embecta	0.2	-60.6%	-68.9%
FWRD	Forward Air	0.3	-53.7%	-60.5%
TRDA	Entrada Therapeutics	0.3	-52.8%	-33.5%
PRIM	Primoris Services	5.7	-41.9%	-15.5%
ULH	Universal Logistics	0.3	-41.8%	-13.6%
BRBR	BellRing Brands	1.2	-40.1%	-61.4%
WGS	GeneDx	1.2	-37.6%	-68.7%
VITL	Vital Farms	0.4	-37.0%	-72.0%
BETR	Better Home & Finance	0.5	-32.2%	-7.7%
TMDX	TransMedics	2.3	-32.2%	-44.2%

Top Gainers

Ticker	Company	Mkt Cap (B)	1M Rtn	YTD Rtn
MXL	MaxLinear	8.7	403.2%	472.7%
BAND	Bandwidth	1.5	184.9%	222.9%
INOD	Innodata	2.7	135.2%	66.6%
FCEL	FuelCell Energy	0.7	109.2%	87.4%
SITM	SiTime	21.8	104.8%	135.9%
INTC	Intel	635.0	102.4%	238.5%
KOPN	Kopin	1.0	101.9%	131.2%
ABSI	Absci	0.9	100.0%	69.1%
XMTR	Xometry	4.1	97.0%	34.5%
LWLG	Lightwave Logic	2.2	94.7%	407.1%

Top Losers

Ticker	Company	Mkt Cap (B)	1M Rtn	YTD Rtn
EMBC	Embecta	0.2	-59.0%	-68.9%
TRDA	Entrada Therapeutics	0.3	-51.3%	-33.5%
CAR	Avis Budget	5.1	-50.9%	13.6%
FWRD	Forward Air	0.3	-47.7%	-60.5%
ERAS	Erasca	2.9	-41.7%	172.0%
ULH	Universal Logistics	0.3	-41.7%	-13.6%
TMDX	TransMedics	2.3	-37.9%	-44.2%
VISN	Vistance Networks	2.6	-37.4%	-36.4%
PLNT	Planet Fitness	3.8	-36.6%	-57.7%
INSM	Insmed	21.7	-36.5%	-41.8%

Peer Comparisons

Peers to compare with:

Financials

	GSBC	NBHC	OZK	HTB	TRST	BY	Median
Name	Great So.	National.	Bank OZK	HomeTrus.	Trustco .	Byline B.
Mkt Price	69.74	42.85	48.50	46.08	49.06	33.16	47.29
Mkt Cap	0.8	1.9	5.4	0.8	0.9	1.5	1.2
Rev LTM	229	436	1,737	215	188	450	333
Op Inc LTM	-	-	-	-	-	-	-
FCF LTM	77	41	701	84	46	165	81
FCF 3Y Avg	63	115	763	24	53	158	89
CFO LTM	88	66	808	89	58	167	88
CFO 3Y Avg	71	149	847	37	60	162	110

Growth & Margins

	GSBC	NBHC	OZK	HTB	TRST	BY	Median
Name	Great So.	National.	Bank OZK	HomeTrus.	Trustco .	Byline B.
Rev Chg LTM	2.1%	8.5%	4.5%	5.4%	9.4%	11.0%	7.0%
Rev Chg 3Y Avg	-1.6%	5.4%	8.9%	10.4%	-1.6%	10.9%	7.2%
Rev Chg Q	-1.0%	24.5%	2.2%	5.9%	11.2%	8.3%	7.1%
QoQ Delta Rev Chg LTM	-0.2%	6.0%	0.5%	1.4%	2.7%	1.9%	1.7%
Op Inc Chg LTM	-	-	-	-	-	-	-
Op Inc Chg 3Y Avg	-	-	-	-	-	-	-
Op Mgn LTM	-	-	-	-	-	-	-
Op Mgn 3Y Avg	-	-	-	-	-	-	-
QoQ Delta Op Mgn LTM	-	-	-	-	-	-	-
CFO/Rev LTM	38.3%	15.1%	46.5%	41.3%	30.7%	37.1%	37.7%
CFO/Rev 3Y Avg	31.6%	36.2%	51.0%	17.0%	33.0%	39.1%	34.6%
FCF/Rev LTM	33.6%	9.3%	40.4%	39.3%	24.3%	36.6%	35.1%
FCF/Rev 3Y Avg	28.3%	28.1%	46.0%	10.7%	28.9%	38.1%	28.6%

Valuation

	GSBC	NBHC	OZK	HTB	TRST	BY	Median
Name	Great So.	National.	Bank OZK	HomeTrus.	Trustco .	Byline B.
Mkt Cap	0.8	1.9	5.4	0.8	0.9	1.5	1.2
P/S	3.4	4.4	3.1	3.6	4.8	3.3	3.5
P/Op Inc	-	-	-	-	-	-	-
P/EBIT	-	-	-	-	-	-	-
P/E	10.7	17.9	7.6	11.5	14.7	10.6	11.1
P/CFO	8.7	28.9	6.6	8.6	15.6	8.9	8.8
Total Yield	11.8%	8.2%	16.9%	9.8%	8.3%	10.7%	10.3%
Dividend Yield	2.5%	2.6%	3.7%	1.1%	1.5%	1.3%	2.0%
FCF Yield 3Y Avg	9.5%	8.0%	15.1%	1.4%	8.2%	14.0%	8.9%
D/E	0.6	0.1	0.2	0.0	0.0	0.4	0.1
Net D/E	-0.2	-0.5	-0.3	-0.6	-0.3	-0.7	-0.4

Returns

	GSBC	NBHC	OZK	HTB	TRST	BY	Median
Name	Great So.	National.	Bank OZK	HomeTrus.	Trustco .	Byline B.
1M Rtn	2.9%	2.7%	2.2%	1.2%	5.7%	0.4%	2.4%
3M Rtn	9.6%	3.4%	-4.7%	3.7%	7.4%	-0.7%	3.6%
6M Rtn	23.7%	19.8%	11.4%	16.6%	27.6%	22.5%	21.2%
12M Rtn	26.4%	19.6%	12.8%	31.2%	62.6%	28.3%	27.3%
3Y Rtn	55.2%	62.2%	73.3%	164.4%	104.1%	104.1%	88.7%
1M Excs Rtn	-6.2%	-6.4%	-6.5%	-8.5%	-3.6%	-9.1%	-6.5%
3M Excs Rtn	2.9%	-3.3%	-11.4%	-3.0%	0.7%	-7.4%	-3.1%
6M Excs Rtn	13.9%	10.9%	2.5%	6.8%	19.3%	14.2%	12.4%
12M Excs Rtn	-3.7%	-9.1%	-16.4%	1.7%	32.3%	-1.7%	-2.7%
3Y Excs Rtn	-27.1%	-16.2%	-18.0%	54.4%	14.4%	17.7%	-0.9%

FDIC Bank Data

Bank Capital

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Bank Deposits

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Bank Assets

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Bank Loans

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FDA Approved Drugs Data

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Financials

Annual
Quarterly

$ Mil \| FY: 12/31	LTM	2025	2024	2023	2022	2021	2020
Period End	3/31/2026	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Filing Date	5/7/2026	3/6/2026	3/7/2025	3/12/2024	3/13/2023	3/7/2022	3/5/2021
Key Financials
Total Revenue	229	229	220	223	234	216	212
Net Income	71	71	62	68	76	75	59
EPS	6.35	6.23	5.28	5.65	6.07	5.50	4.22
Growth Rates
Total Revenue Growth	2.1%	4.4%	-1.6%	-4.5%	8.1%	1.9%	0.4%
Net Income Growth	8.7%	14.8%	-8.8%	-10.7%	1.8%	25.8%	-19.4%
Margins
Net Income Margin	31.2%	31.0%	28.1%	30.4%	32.5%	34.5%	28.0%
Cash & Debt
Total Cash	650	662	729	690	659	1,218	979
Total Debt	496	357	615	353	190	101	176
Net Debt / (Cash)	-154	-305	-114	-337	-469	-1,117	-803
Cash Flows
Net Cash from Operations	88	82	44	81	85	94	46
Free Cash from Operations	77	70	39	73	65	88	38
Returns to Shareholders
Dividends	19	19	19	19	19	19	33
Share Repurchases	51	44	15	23	62	39	22

$ Mil \| FY: 12/31	2026Q1	2025Q4	2025Q3	2025Q2	2025Q1	2024Q4	2024Q3	2024Q2	2024Q1	2023Q4	2023Q3	2023Q2
Period End	3/31/2026	12/31/2025	9/30/2025	6/30/2025	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023
Filing Date	5/7/2026	3/6/2026	11/6/2025	8/7/2025	5/7/2025	3/7/2025	11/6/2024	8/7/2024	4/30/2024	3/12/2024	11/7/2023	8/4/2023
Key Financials Quarterly
Total Revenue	55	56	58	59	56	56	55	57	52	52	55	56
Net Income	17	16	18	20	17	15	16	17	13	13	16	18
EPS	1.59	1.46	1.57	1.73	1.47	1.27	1.41	1.46	1.14	1.11	1.33	1.52
Key Financials TTM
Total Revenue TTM	229	229	229	227	224	220	215	215	214	223	234	240
Net Income TTM	71	71	70	68	66	62	60	59	61	68	77	80
Growth Rates Quarterly
Total Revenue Growth	-1.0%	-0.2%	5.2%	4.5%	8.3%	9.2%	0.7%	1.3%	-15.5%	-17.0%	-10.3%	-3.9%
Net Income Growth	1.8%	9.1%	7.7%	16.5%	28.0%	13.5%	3.8%	-7.3%	-34.5%	-41.8%	-12.4%	0.5%
Margins Quarterly
Net Income Margin	31.6%	28.9%	30.7%	33.4%	30.7%	26.4%	30.0%	30.0%	26.0%	25.4%	29.1%	32.8%
Cash & Debt
Total Cash	650	662	674	722	217	729	774	736	637	690	630	681
Total Debt	496	357	452	396	461	615	543	577	282	353	184	172
Net Debt / (Cash)	-154	-305	-222	-326	243	-114	-231	-159	-355	-337	-446	-509
Cash Flows Quarterly
FCF from Operations	21	22	6	39	15	10	18	44	-27	14	8	44
Cash Flows TTM
FCF from Operations TTM	88	82	70	82	86	44	48	38	39	81	98	107
Returns to Shareholders Quarterly
Dividends	5	5	5	5	5	5	5	5	5	5	5	5
Share Repurchases	17	14	10	10	10	3	0	7	6	4	5	9
Return on Invested Capital (ROIC) Quarterly
ROIC	-	-	-	-	27.4%	-	-	-	-	-	-	-
Return on Invested Capital (ROIC) TTM
ROIC TTM	-	-	-	-	26.2%	-	-	-	-	-	-	-

Segment Financials

Revenue by Segment

$ Mil	2025	2024	2023	2022	2021
Banking operation	220	223	234	216	212
Total	220	223	234	216	212

Net Income by Segment

$ Mil	2025	2024	2023	2022	2021
Banking operation	62
Total	62

Assets by Segment

$ Mil	2025	2024	2023	2022	2021
Banking operation	5,982
Total	5,982

Price Behavior

Price Behavior

Market Price	$69.74
Market Cap ($ Bil)	0.8
First Trading Date	03/26/1990
Distance from 52W High	-0.5%
	50 Days	200 Days
DMA Price	$64.75	$61.37
DMA Trend	up	up
Distance from DMA	7.7%	13.6%
	3M	1YR
Volatility	20.8%	27.2%
Downside Capture	0.28	0.42
Upside Capture	86.85	85.70
Correlation (SPY)	40.7%	39.5%

GSBC Betas & Captures as of 4/30/2026

	1M	2M	3M	6M	1Y	3Y
Beta	0.62	0.52	0.54	0.54	0.88	0.84
Up Beta	0.38	0.41	0.44	0.86	1.27	0.93
Down Beta	-1.92	0.03	0.24	0.19	0.46	0.63
Up Capture	82%	91%	89%	71%	79%	65%
Bmk +ve Days	15	22	31	66	141	428
Stock +ve Days	13	24	38	70	130	381
Down Capture	241%	46%	40%	34%	89%	97%
Bmk -ve Days	4	18	30	56	108	321
Stock -ve Days	9	19	26	55	122	369

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively

Based On 1-Year Data

	Annualized Return	Annualized Volatility	Sharpe Ratio	Correlation with GSBC
GSBC	27.8%	27.4%	0.88	-
Sector ETF (XLF)	5.2%	14.6%	0.13	57.0%
Equity (SPY)	29.0%	12.5%	1.83	39.8%
Gold (GLD)	39.8%	27.0%	1.22	-9.4%
Commodities (DBC)	50.6%	18.0%	2.21	-15.8%
Real Estate (VNQ)	13.0%	13.5%	0.66	34.6%
Bitcoin (BTCUSD)	-17.4%	42.1%	-0.34	19.8%

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Based On 5-Year Data

	Annualized Return	Annualized Volatility	Sharpe Ratio	Correlation with GSBC
GSBC	6.7%	27.3%	0.25	-
Sector ETF (XLF)	8.9%	18.6%	0.36	58.2%
Equity (SPY)	12.8%	17.1%	0.59	42.3%
Gold (GLD)	20.9%	17.9%	0.95	-2.2%
Commodities (DBC)	13.8%	19.1%	0.59	7.7%
Real Estate (VNQ)	3.4%	18.8%	0.08	42.6%
Bitcoin (BTCUSD)	7.0%	56.0%	0.34	18.2%

Smart multi-asset allocation framework can stack odds in your favor. Learn How

Based On 10-Year Data

	Annualized Return	Annualized Volatility	Sharpe Ratio	Correlation with GSBC
GSBC	9.4%	29.9%	0.36	-
Sector ETF (XLF)	12.6%	22.2%	0.52	68.9%
Equity (SPY)	15.1%	17.9%	0.72	52.2%
Gold (GLD)	13.4%	15.9%	0.69	-6.6%
Commodities (DBC)	9.3%	17.8%	0.44	16.6%
Real Estate (VNQ)	5.8%	20.7%	0.24	48.6%
Bitcoin (BTCUSD)	67.8%	66.9%	1.07	14.6%

Smart multi-asset allocation framework can stack odds in your favor. Learn How

Short Interest

Short Interest: As Of Date	4152026
Short Interest: Shares Quantity	0.3 Mil
Short Interest: % Change Since 3312026	-15.2%
Average Daily Volume	0.1 Mil
Days-to-Cover Short Interest	4.3 days
Basic Shares Quantity	11.0 Mil
Short % of Basic Shares	2.8%

Returns Analyses

	Title
0	Great Southern Bancorp Stock Dropped 8.2% - Have You Assessed the Risk

Earnings Returns History

Expand for More

	Forward Returns
Earnings Date	1D Returns	5D Returns	21D Returns
4/16/2026	2.1%	0.0%
1/22/2026	-0.9%	-11.2%	-3.7%
10/16/2025	-10.6%	-7.2%	-5.6%
7/17/2025	5.1%	2.4%	1.5%
4/17/2025	-1.1%	1.6%	7.6%
1/22/2025	-1.0%	1.7%	-0.4%
10/17/2024	0.6%	1.0%	9.1%
7/17/2024	-1.1%	-2.2%	-12.4%
...
SUMMARY STATS
# Positive	11	14	12
# Negative	14	11	12
Median Positive	1.5%	1.6%	5.9%
Median Negative	-1.3%	-3.0%	-3.7%
Max Positive	5.1%	7.8%	18.8%
Max Negative	-10.6%	-11.2%	-13.5%

	Forward Returns
4/16/2026	2.1%	0.0%
1/22/2026	-0.9%	-11.2%	-3.7%
10/16/2025	-10.6%	-7.2%	-5.6%
7/17/2025	5.1%	2.4%	1.5%
4/17/2025	-1.1%	1.6%	7.6%
1/22/2025	-1.0%	1.7%	-0.4%
10/17/2024	0.6%	1.0%	9.1%
7/17/2024	-1.1%	-2.2%	-12.4%
4/18/2024	1.6%	7.1%	5.8%
1/23/2024	-4.9%	-7.5%	-13.5%
10/19/2023	-1.7%	0.9%	9.5%
7/20/2023	-3.1%	0.3%	-4.4%
4/20/2023	-0.4%	-3.0%	-3.3%
1/24/2023	-0.8%	-2.7%	-0.8%
10/20/2022	-5.5%	-2.7%	-0.8%
7/21/2022	1.5%	3.0%	3.6%
4/21/2022	-1.0%	-4.0%	-5.1%
1/25/2022	1.0%	0.2%	2.7%
10/21/2021	1.1%	-1.5%	1.6%
7/22/2021	1.5%	4.9%	6.2%
4/22/2021	1.8%	2.0%	3.7%
1/26/2021	-3.8%	-0.6%	5.9%
10/22/2020	3.2%	1.6%	18.8%
7/21/2020	-1.5%	-5.3%	-2.1%
4/21/2020	0.6%	7.8%	-3.6%
SUMMARY STATS
# Positive	11	14	12
# Negative	14	11	12
Median Positive	1.5%	1.6%	5.9%
Median Negative	-1.3%	-3.0%	-3.7%
Max Positive	5.1%	7.8%	18.8%
Max Negative	-10.6%	-11.2%	-13.5%

SEC Filings

Expand for More

Report Date	Filing Date	Filing
03/31/2026	05/07/2026	10-Q
12/31/2025	03/06/2026	10-K
09/30/2025	11/06/2025	10-Q
06/30/2025	08/07/2025	10-Q
03/31/2025	05/07/2025	10-Q
12/31/2024	03/07/2025	10-K
09/30/2024	11/06/2024	10-Q
06/30/2024	08/07/2024	10-Q
03/31/2024	04/30/2024	10-Q
12/31/2023	03/12/2024	10-K
09/30/2023	11/07/2023	10-Q
06/30/2023	08/04/2023	10-Q
03/31/2023	05/08/2023	10-Q
12/31/2022	03/13/2023	10-K
09/30/2022	11/08/2022	10-Q
06/30/2022	08/08/2022	10-Q

Recent Forward Guidance [BETA]

Latest: Q1 2026 Earnings Reported 4/16/2026

Forward Guidance				Guidance Change
Metric	Low	Mid	High	% Chg	% Delta	Change	Prior
2026 Effective Tax Rate	18.5%	19.0%	19.5%	0.0%	0.0%	Affirmed	Guidance: 19.0% for 2026

Prior: Q4 2025 Earnings Reported 1/22/2026

Forward Guidance				Guidance Change
Metric	Low	Mid	High	% Chg	% Delta	Change	Prior
2026 Effective Tax Rate	18.5%	19.0%	19.5%	-1.3%	-0.2%	Lowered	Guidance: 19.25% for 2025

Insider Activity

Expand for More

#	Owner	Title	Holding	Action	Filing Date	Price	Shares	Transacted Value	Value of Held Shares	Form
1	Baker, Kevin L		Direct	Sell	5062026	69.96	2,800	195,888	979	Form
2	Maples, Mark A		Direct	Sell	5042026	68.95	2,387			Form
3	Copeland, Rex A	Treasurer	Direct	Sell	5012026	68.77	914	62,856	1,782,587	Form
4	Copeland, Rex A	Treasurer	Direct	Sell	5012026	68.25	2,036	138,957	1,683,796	Form
5	Turner, Joseph W	President/CEO	Direct	Sell	5012026	68.16	6,000	408,962	9,282,206	Form

GSBC Trade Sentinel

Stock Conviction

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CONVICTION RATIONALE

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STOCK ARCHETYPE

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Looking for high-conviction positions with a better risk/reward profile? See what's currently in the Trefis High Quality Portfolio.

INVESTMENT THESIS

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Mechanism: null

Supporting Evidence:

PRIMARY RISK

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Mechanism: null

Supporting Evidence:

Key KPI Watchlist

KPI	Threshold	Rationale

Core Investment Debate

BULL VIEW

CORE TENSION

PREVAILING SENTIMENT

BEAR VIEW

Next 6 months: Risks and Catalysts

Timeline	Event & Metric To Watch

Key Events in Last 6 Months

Date	Event	Stock Impact

Risk Management

Position Sizing

null

Diversification Alternatives

How Is The Market Pricing GSBC?

What will confirm the thesis

What will damage the thesis

Noise: Real but irrelevant to thesis

Repricing Catalyst

What GSBC Makes & Who Pays

TTM figures based on

GSBC Evolution: Price Return by Era

① Structure

② Volume / Momentum

③ Catalyst

Combined Score

0 / 12

1 Price Structure & Trend · ▾

2 Momentum ▾

3 Relative Strength vs. SPY ▾

4 Institutional Footprint & Volume ▾

5 Volatility ▾

6 Key Price Levels Range · Vol ▾

7 Earnings Reaction History ▾

8 How the Verdict Is Derived Three Pillars ▾

Pillar	Score
① Structure	0
② Vol / Mom	0
③ Catalyst	0

ℹ Bull Pillars: 0 · Bear Pillars: 0 · Combined Score: 0 →

Industry Resources

Financials Resources

Federal Reserve Economic Data

External Quote Links

0	Y Finance	Barrons
1	TradingView	Morningstar
2	SeekingAlpha	ValueLine
3	Motley Fool	Robinhood
4	CNBC	Etrade
5	MarketWatch	Unusual Whales
6	YCharts	Perplexity Finance
7	FinViz

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Great Southern Bancorp (GSBC)

Market Price (5/11/2026): $69.86 | Market Cap: $767.6 MilSector: Financials | Industry: Regional Banks

Great Southern Bancorp (GSBC)

Market Price (5/11/2026): $69.86Market Cap: $767.6 MilSector: FinancialsIndustry: Regional Banks

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

Valuation, Metrics & Events

Price Chart

Why The Stock Moved

Qualitative Assessment

Stock Movement Drivers

Fundamental Drivers

Market Drivers

Fundamental Drivers

Market Drivers

Fundamental Drivers

Market Drivers

Fundamental Drivers

Market Drivers

Return vs. Risk

Price Returns Compared

How Low Can It Go

In The Past

Preserve Wealth

Asset Allocation

In The Past

Preserve Wealth

Asset Allocation

About Great Southern Bancorp (GSBC)

Addressable Market Sizes by Product and Region (U.S. States)

Expected Drivers of Future Revenue Growth for Great Southern Bancorp (GSBC)

Interactive Breakdown

Better Bets vs. Great Southern Bancorp (GSBC)

Latest Trefis Analyses

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Top Gainers

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Top Gainers

Top Losers

Top Gainers

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FDIC Bank Data

Bank Capital

Bank Deposits

Bank Assets

Bank Loans

FDA Approved Drugs Data

Financials

Segment Financials

Price Behavior

Based On 1-Year Data

Based On 5-Year Data

Based On 10-Year Data

Short Interest

Returns Analyses

Earnings Returns History

SEC Filings

Recent Forward Guidance [BETA]

Insider Activity

GSBC Trade Sentinel

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CONVICTION RATIONALE

STOCK ARCHETYPE

INVESTMENT THESIS

PRIMARY RISK

BULL VIEW

CORE TENSION

PREVAILING SENTIMENT

BEAR VIEW

Position Sizing

Market Price (5/11/2026): $69.86 | Market Cap: $767.6 Mil
Sector: Financials | Industry: Regional Banks

Market Price (5/11/2026): $69.86
Market Cap: $767.6 Mil
Sector: Financials
Industry: Regional Banks