Better Home & Finance (BETR)
Market Price (2/5/2026): $27.59 | Market Cap: $421.1 MilSector: Financials | Industry: Commercial & Residential Mortgage Finance
Better Home & Finance (BETR)
Market Price (2/5/2026): $27.59Market Cap: $421.1 MilSector: FinancialsIndustry: Commercial & Residential Mortgage Finance
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
| Strong revenue growthRev Chg LTMRevenue Change % Last Twelve Months (LTM) is 88% | Weak multi-year price returns2Y Excs Rtn is -53%, 3Y Excs Rtn is -166% | Not profitable at operating income levelOp Inc LTMOperating Income, Last Twelve Months is -146 Mil, Op Mgn LTMOperating Margin = Operating Income / Revenue Reflects profitability before taxes and before impact of capital structure (interest payments). is -78% |
| Valuation becoming less expensiveP/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -58% | Meaningful short interestShort Interest % of Basic SharesShort Interest % of Basic Shares = (Short Interest Quantity) / (Basic Shares Outstanding). A high fraction of short interest can indicate potential risk of a short squeeze. is 12% | Debt is significantNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 83% |
| Megatrend and thematic driversMegatrends include Fintech & Digital Payments, and Smart Buildings & Proptech. Themes include Online Banking & Lending, and Real Estate Data Analytics. | Stock price has recently run up significantly12M Rtn12 month market price return is 138% | |
| Not cash flow generativeCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is -115%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is -121% | ||
| Yield minus risk free rate is negativeERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -48% | ||
| High stock price volatilityVol 12M is 116% | ||
| Key risksBETR key risks include [1] persistent operating losses and a concerning pace of cash expenditure and [2] litigation involving its CEO coupled with material weaknesses in internal financial controls. |
| Strong revenue growthRev Chg LTMRevenue Change % Last Twelve Months (LTM) is 88% |
| Valuation becoming less expensiveP/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -58% |
| Megatrend and thematic driversMegatrends include Fintech & Digital Payments, and Smart Buildings & Proptech. Themes include Online Banking & Lending, and Real Estate Data Analytics. |
| Weak multi-year price returns2Y Excs Rtn is -53%, 3Y Excs Rtn is -166% |
| Meaningful short interestShort Interest % of Basic SharesShort Interest % of Basic Shares = (Short Interest Quantity) / (Basic Shares Outstanding). A high fraction of short interest can indicate potential risk of a short squeeze. is 12% |
| Not profitable at operating income levelOp Inc LTMOperating Income, Last Twelve Months is -146 Mil, Op Mgn LTMOperating Margin = Operating Income / Revenue Reflects profitability before taxes and before impact of capital structure (interest payments). is -78% |
| Debt is significantNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 83% |
| Stock price has recently run up significantly12M Rtn12 month market price return is 138% |
| Not cash flow generativeCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is -115%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is -121% |
| Yield minus risk free rate is negativeERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -48% |
| High stock price volatilityVol 12M is 116% |
| Key risksBETR key risks include [1] persistent operating losses and a concerning pace of cash expenditure and [2] litigation involving its CEO coupled with material weaknesses in internal financial controls. |
Qualitative Assessment
AI Analysis | Feedback
1. Continued Financial Underperformance and Quarterly Losses.
Better Home & Finance reported a third-quarter 2025 loss of $1.86 per share, which was wider than the Zacks Consensus Estimate of a $1.75 loss. Additionally, the company's revenues of $43.87 million for the quarter ended September 2025 missed the Zacks Consensus Estimate by 8.74%. This underperformance extended a history of consistent quarterly GAAP losses for the company, indicating ongoing financial struggles.
2. Persistent Concerns Over Profitability and Cash Burn.
Analysts and market observers continued to highlight that Better Home & Finance was "expending cash at a concerning pace" with "significant losses and no indication of improvement" as of September 2025. Despite management's affirmation of guidance to achieve Adjusted EBITDA breakeven by the end of Q3 2026, the market remained wary of the company's high cash burn and the long path to sustainable profitability.
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Stock Movement Drivers
Fundamental Drivers
The -62.4% change in BETR stock from 10/31/2025 to 2/4/2026 was primarily driven by a -67.6% change in the company's P/S Multiple.| (LTM values as of) | 10312025 | 2042026 | Change |
|---|---|---|---|
| Stock Price ($) | 73.21 | 27.53 | -62.4% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 160 | 187 | 16.8% |
| P/S Multiple | 7.0 | 2.3 | -67.6% |
| Shares Outstanding (Mil) | 15 | 15 | -0.5% |
| Cumulative Contribution | -62.4% |
Market Drivers
10/31/2025 to 2/4/2026| Return | Correlation | |
|---|---|---|
| BETR | -62.4% | |
| Market (SPY) | 0.6% | 41.2% |
| Sector (XLF) | 3.0% | 13.0% |
Fundamental Drivers
The 112.8% change in BETR stock from 7/31/2025 to 2/4/2026 was primarily driven by a 57.1% change in the company's P/S Multiple.| (LTM values as of) | 7312025 | 2042026 | Change |
|---|---|---|---|
| Stock Price ($) | 12.94 | 27.53 | 112.8% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 137 | 187 | 36.3% |
| P/S Multiple | 1.4 | 2.3 | 57.1% |
| Shares Outstanding (Mil) | 15 | 15 | -0.6% |
| Cumulative Contribution | 112.8% |
Market Drivers
7/31/2025 to 2/4/2026| Return | Correlation | |
|---|---|---|
| BETR | 112.8% | |
| Market (SPY) | 8.9% | 24.9% |
| Sector (XLF) | 3.4% | 11.1% |
Fundamental Drivers
The 170.4% change in BETR stock from 1/31/2025 to 2/4/2026 was primarily driven by a 88.4% change in the company's Total Revenues ($ Mil).| (LTM values as of) | 1312025 | 2042026 | Change |
|---|---|---|---|
| Stock Price ($) | 10.18 | 27.53 | 170.4% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 99 | 187 | 88.4% |
| P/S Multiple | 1.6 | 2.3 | 44.9% |
| Shares Outstanding (Mil) | 15 | 15 | -0.9% |
| Cumulative Contribution | 170.4% |
Market Drivers
1/31/2025 to 2/4/2026| Return | Correlation | |
|---|---|---|
| BETR | 170.4% | |
| Market (SPY) | 15.0% | 19.4% |
| Sector (XLF) | 5.9% | 14.8% |
Fundamental Drivers
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Market Drivers
1/31/2023 to 2/4/2026| Return | Correlation | |
|---|---|---|
| BETR | -94.6% | |
| Market (SPY) | 75.1% | 9.6% |
| Sector (XLF) | 54.3% | 4.5% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| BETR Return | -4% | 2% | -92% | -78% | 265% | -15% | -95% |
| Peers Return | -41% | -43% | 98% | -7% | 17% | -4% | -29% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | 1% | 84% |
Monthly Win Rates [3] | |||||||
| BETR Win Rate | 44% | 42% | 50% | 33% | 58% | 0% | |
| Peers Win Rate | 45% | 37% | 55% | 45% | 45% | 40% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 50% | |
Max Drawdowns [4] | |||||||
| BETR Max Drawdown | -5% | -1% | -96% | -78% | -11% | -18% | |
| Peers Max Drawdown | -48% | -54% | -6% | -27% | -24% | -10% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | -1% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: RKT, UWMC, PFSI, LDI, Z.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 2/4/2026 (YTD)
How Low Can It Go
| Event | BETR | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -99.3% | -25.4% |
| % Gain to Breakeven | 13416.9% | 34.1% |
| Time to Breakeven | Not Fully Recovered days | 464 days |
Compare to RKT, UWMC, PFSI, LDI, Z
In The Past
Better Home & Finance's stock fell -99.3% during the 2022 Inflation Shock from a high on 8/2/2023. A -99.3% loss requires a 13416.9% gain to breakeven.
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About Better Home & Finance (BETR)
AI Analysis | Feedback
Here are 1-3 brief analogies for Better Home & Finance (BETR):
- Like Carvana, but for mortgages and the home buying process.
- The Lemonade of home mortgages and real estate.
- A digital mortgage lender similar to Rocket Mortgage, aiming for an even more integrated homeownership experience.
AI Analysis | Feedback
Here are the major services provided by Better Home & Finance (BETR):
- Mortgage Origination: An online platform for customers to apply for, secure, and close home loans, including refinancing.
- Real Estate Services: Connects prospective homebuyers with real estate agents for property search and purchase assistance.
- Title and Settlement Services: Facilitates the legal and administrative process of transferring property ownership, ensuring a clear title.
- Homeowners Insurance: Offers various insurance policies to protect homes and their contents against potential risks and damages.
AI Analysis | Feedback
Better Home & Finance (symbol: BETR) primarily sells its services directly to individuals.
The company serves the following categories of customers:
- First-time Homebuyers: Individuals or families purchasing their first home who are seeking an efficient, transparent, and often digital process to secure a mortgage. They often require guidance through the complexities of the home-buying and mortgage application process.
- Existing Homeowners seeking Refinancing: Individuals who currently own a home and are looking to lower their interest rates, reduce monthly payments, change loan terms, or access home equity through a refinance loan. They value competitive rates and a quick, hassle-free online process.
- Repeat Homebuyers / Experienced Homeowners: Individuals who have previously purchased homes and are looking for a streamlined, digital mortgage experience for their next home purchase. These customers often appreciate the convenience and speed offered by online lenders, having some familiarity with the process.
AI Analysis | Feedback
nullAI Analysis | Feedback
Vishal Garg, Chief Executive Officer
Vishal Garg is the Founder and Chief Executive Officer of Better Home & Finance, which he founded in February 2014 after a challenging personal experience obtaining a mortgage. Prior to Better, Mr. Garg founded 1/0 Capital, an early-stage investment firm focusing on FinTech, data science, and consumer products companies. He also co-founded MyRichUncle.com in 1999, an online student lender that became the fourth largest publicly traded private student loan company in the U.S. MyRichUncle.com went public in 2005 and was later acquired by Merrill Lynch, though it eventually shut down after filing for bankruptcy during the 2008 financial crisis. Mr. Garg was an investment banking analyst at Morgan Stanley & Co. He also co-founded EIFC in 2009, Future Finance in 2013, and Climb Credit in 2014. Better Home & Finance is backed by various investors including SoftBank Vision Fund, Activant Capital Group, Pine Brook Capital, Novator Partners, and Ontario Pension Plan.
Kevin Ryan, Chief Financial Officer
Kevin Ryan serves as Chief Financial Officer at Better, overseeing financial strategy, capital structure, financial reporting, and investor relations. He joined Better in October 2020 and was instrumental in taking the company public and securing a $550 million capital investment. Mr. Ryan has over two decades of experience in financial services and investment banking, having spent much of his career at Morgan Stanley in leadership roles such as Head of Banks & Diversified Finance, Co-Head of Financial Services Equity & Debt Capital Markets, and Head of Structured Finance & Structured Solutions, where he advised banks, FinTechs, and alternative finance companies on complex transactions. It was announced that Mr. Ryan will retire from Better effective September 30, 2025, to pursue other opportunities, and the company has begun a search for his successor. He is set to become Chief Strategy Officer and Senior Managing Director at PennyMac Mortgage Investment Trust and PennyMac Financial Services, Inc., and joined Houlihan Lokey as a Managing Director in its Capital Solutions Group in July 2025.
Paula Tuffin, General Counsel, Chief Compliance Officer, and Corporate Secretary
Paula Tuffin is the General Counsel, Chief Compliance Officer, and Corporate Secretary at Better Home & Finance, responsible for all legal and compliance functions and leading the company's culture and ethics review committee. She joined Better as Chief Compliance Officer and General Counsel in 2016. Prior to Better, Ms. Tuffin served as Senior Litigation Counsel at the Consumer Financial Protection Bureau (CFPB) from 2013 to 2016. Her earlier career also includes roles as a litigation partner at Mayer Brown and as an Assistant United States Attorney in the criminal division of the U.S. Attorney's office in the Southern District of New York.
Nicholas Calamari, Chief Administrative Officer & Senior Counsel
Nicholas Calamari serves as Better's Chief Administrative Officer & Senior Counsel. He is responsible for internal governance, administrative operations, and senior legal counsel functions. Mr. Calamari joined Better as General Counsel in 2015 and played a key role in guiding the company through its early growth and public company transition. Previously, he was an attorney at Quinn Emanuel Urquhart & Sullivan, LLP.
AI Analysis | Feedback
The key risks for Better Home & Finance (symbol: BETR) include persistent operating losses, sensitivity to interest rate fluctuations, and litigation and compliance challenges.
- Persistent Operating Losses and Path to Profitability: Better Home & Finance has consistently reported net losses and is "expending cash at a concerning pace". The company needs a "clear path to profitability, or it may eventually run out of resources". Its operating margin and net income margin are significantly negative, indicating substantial cash burn.
- Interest Rate Fluctuations: The company's business is "significantly impacted by changes in prevailing interest rates and U.S. monetary policies". Rising interest rates have led to "a reduction in the refinance market and increased competition," which adversely affects revenues from both refinance and purchase mortgage loans.
- Litigation and Compliance Risks: The company faces significant risks due to the CEO's involvement in litigation and ongoing "material weaknesses in internal control over financial reporting". Operating in a "heavily regulated industry" also exposes Better Home & Finance to "risks of noncompliance with complex laws and regulations" at various levels, which could materially affect the business.
AI Analysis | Feedback
The clear emerging threat to Better Home & Finance (BETR) is the increasing vertical integration of comprehensive real estate platforms, such as Zillow and Redfin, into the mortgage origination and closing process. These platforms are leveraging their dominant positions in property search and lead generation to offer seamless, end-to-end home buying and selling experiences that incorporate mortgage, title, and other financial services. By owning the customer journey from initial property discovery through closing, companies like Zillow (with Zillow Home Loans) and Redfin (with Redfin Mortgage) can bundle services, simplify the process, and potentially capture customers earlier and more effectively than standalone digital mortgage providers like BETR. This trend represents a shift in the value chain, where the mortgage becomes an integrated feature of a broader real estate transaction platform rather than a separate, digitally-efficient service.
AI Analysis | Feedback
```htmlBetter Home & Finance (symbol: BETR) operates in several addressable markets within the United States, offering residential mortgage, real estate, title insurance, and homeowners insurance services. The market sizes for their main products and services are as follows:
- Residential Mortgage/Home Loans: The U.S. home mortgage market is projected to reach approximately $2.29 trillion in 2025.
- Real Estate Agent Services/Real Estate Brokerage: The market size of the Real Estate Sales & Brokerage industry in the U.S. is estimated at $241.3 billion in 2025.
- Title Insurance and Settlement Services: The Title Insurance industry in the United States is projected to have a market size of $17.1 billion in 2025.
- Homeowners Insurance Services: The Homeowners' Insurance industry in the United States is estimated to reach $144.0 billion in 2025.
AI Analysis | Feedback
Better Home & Finance (BETR) is expected to drive future revenue growth over the next 2-3 years through several key initiatives: * Expansion of AI-Powered Platforms and Technology: A primary driver is the continued investment in and expansion of its proprietary AI platforms, such as Tinman AI and Betsy AI. These platforms aim to improve operational efficiency, reduce loan manufacturing costs, enhance customer experience, and increase loan origination volumes through automation and advanced underwriting capabilities. The Tinman AI platform is also being leveraged to empower local mortgage bankers and financial institutions (B2B partnerships), creating new revenue streams with higher contribution margins. * Growth in Funded Loan Volume, particularly Home Equity and Refinance Products: Better Home & Finance has shown significant year-over-year growth in funded loan volume, with a strong focus on home equity loans (including HELOCs and closed-end second liens) and refinance products. The company expects its overall funded loan volume to increase in 2025 compared to 2024, contributing directly to revenue growth. * Diversification of Distribution Channels: The company is focused on expanding revenue through a diversified approach to its distribution channels. This includes continued growth in its direct-to-consumer (D2C) channel and significant expansion of its Tinman AI Platform, which facilitates partnerships with third-party banks and fintechs. Initiatives like "NEO Powered by Better" also contribute to channel diversification and increased loan volumes. * Improvements in Unit Economics and Gain on Sale Margins: Better Home & Finance is actively working to enhance its per-loan profitability by increasing contribution margins and gain on sale margins. This is achieved through ongoing efficiency improvements driven by technology and AI, as well as strategic pricing adjustments. Higher profitability per loan directly translates to increased revenue for the same volume or amplified revenue for growing volumes.AI Analysis | Feedback
Share Repurchases
- Better Home & Finance Holding Company authorized a $25 million share repurchase program on January 22, 2025, set to expire on December 31, 2025.
Share Issuance
- As part of its August 2023 business combination with Aurora Acquisition Corp., Better Home & Finance issued a Convertible Note, raising $528.6 million.
- In August 2024, the company completed a 1-for-50 reverse stock split to comply with Nasdaq listing requirements.
- On September 29, 2025, Better Home & Finance initiated a $75 million at-the-market (ATM) equity offering program to increase warehouse line capacity and support loan originations.
Inbound Investments
- The business combination with Aurora Acquisition Corp. in August 2023 secured approximately $565 million in fresh capital, including a $528 million convertible note from affiliates of SoftBank and additional common equity from NaMa Capital-affiliated funds.
Capital Expenditures
- Cash from investing activities for Better Home & Finance was approximately -$462.80 million over the trailing twelve months up to Q3 2025.
- For 2024, the company's free cash flow was -$212.09 million and operating cash flow was -$208.7 million.
- The company's financial reporting indicates "capitalization of internally developed software" as a significant item subject to estimates and assumptions, reflecting an ongoing investment in its proprietary technology platform, Tinman.
Research & Analysis
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Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 23.77 |
| Mkt Cap | 3.1 |
| Rev LTM | 1,925 |
| Op Inc LTM | -90 |
| FCF LTM | -745 |
| FCF 3Y Avg | -1,067 |
| CFO LTM | -535 |
| CFO 3Y Avg | -843 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 46.2% |
| Rev Chg 3Y Avg | -0.3% |
| Rev Chg Q | 28.3% |
| QoQ Delta Rev Chg LTM | 5.9% |
| Op Mgn LTM | -3.6% |
| Op Mgn 3Y Avg | -8.5% |
| QoQ Delta Op Mgn LTM | 3.1% |
| CFO/Rev LTM | -34.5% |
| CFO/Rev 3Y Avg | -58.1% |
| FCF/Rev LTM | -38.7% |
| FCF/Rev 3Y Avg | -60.2% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 3.1 |
| P/S | 1.8 |
| P/EBIT | -2.6 |
| P/E | -4.2 |
| P/CFO | -2.3 |
| Total Yield | -0.2% |
| Dividend Yield | 0.4% |
| FCF Yield 3Y Avg | -92.5% |
| D/E | 2.4 |
| Net D/E | 1.8 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | -9.8% |
| 3M Rtn | -22.8% |
| 6M Rtn | 12.1% |
| 12M Rtn | 12.2% |
| 3Y Rtn | 28.1% |
| 1M Excs Rtn | -9.5% |
| 3M Excs Rtn | -24.6% |
| 6M Excs Rtn | 1.9% |
| 12M Excs Rtn | -1.0% |
| 3Y Excs Rtn | -36.1% |
Price Behavior
| Market Price | $27.53 | |
| Market Cap ($ Bil) | 0.4 | |
| First Trading Date | 04/30/2021 | |
| Distance from 52W High | -68.0% | |
| 50 Days | 200 Days | |
| DMA Price | $37.74 | $31.52 |
| DMA Trend | up | down |
| Distance from DMA | -27.1% | -12.7% |
| 3M | 1YR | |
| Volatility | 95.4% | 115.7% |
| Downside Capture | 464.38 | 170.47 |
| Upside Capture | -34.29 | 237.01 |
| Correlation (SPY) | 38.1% | 19.5% |
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 2.78 | 4.26 | 3.93 | 3.59 | 1.19 | 1.16 |
| Up Beta | 3.39 | 3.23 | 6.67 | 3.13 | 0.58 | 0.33 |
| Down Beta | 4.05 | 5.43 | 4.29 | 3.75 | 0.84 | 1.18 |
| Up Capture | 54% | 117% | -0% | 849% | 626% | 144% |
| Bmk +ve Days | 11 | 22 | 34 | 71 | 142 | 430 |
| Stock +ve Days | 8 | 16 | 22 | 59 | 124 | 310 |
| Down Capture | 264% | 525% | 405% | 227% | 133% | 113% |
| Bmk -ve Days | 9 | 19 | 27 | 54 | 109 | 321 |
| Stock -ve Days | 12 | 25 | 39 | 66 | 124 | 363 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with BETR | |
|---|---|---|---|---|
| BETR | 145.8% | 115.9% | 1.27 | - |
| Sector ETF (XLF) | 6.4% | 19.1% | 0.20 | 15.2% |
| Equity (SPY) | 15.9% | 19.2% | 0.64 | 19.8% |
| Gold (GLD) | 76.1% | 24.5% | 2.27 | 14.1% |
| Commodities (DBC) | 9.3% | 16.5% | 0.36 | 12.6% |
| Real Estate (VNQ) | 4.6% | 16.5% | 0.10 | 17.9% |
| Bitcoin (BTCUSD) | -24.7% | 40.5% | -0.60 | 19.8% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with BETR | |
|---|---|---|---|---|
| BETR | -20.2% | 105.3% | 0.16 | - |
| Sector ETF (XLF) | 14.7% | 18.7% | 0.64 | 6.6% |
| Equity (SPY) | 14.2% | 17.0% | 0.66 | 8.4% |
| Gold (GLD) | 21.5% | 16.8% | 1.04 | 7.7% |
| Commodities (DBC) | 12.1% | 18.9% | 0.52 | 2.5% |
| Real Estate (VNQ) | 5.0% | 18.8% | 0.17 | 7.0% |
| Bitcoin (BTCUSD) | 18.0% | 57.4% | 0.52 | 2.9% |
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Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with BETR | |
|---|---|---|---|---|
| BETR | -10.7% | 105.3% | 0.16 | - |
| Sector ETF (XLF) | 14.2% | 22.2% | 0.59 | 6.6% |
| Equity (SPY) | 15.7% | 17.9% | 0.75 | 8.4% |
| Gold (GLD) | 15.6% | 15.5% | 0.84 | 7.7% |
| Commodities (DBC) | 8.3% | 17.6% | 0.39 | 2.5% |
| Real Estate (VNQ) | 5.9% | 20.8% | 0.25 | 7.0% |
| Bitcoin (BTCUSD) | 69.3% | 66.5% | 1.09 | 2.9% |
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Returns Analyses
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 11/13/2024 | -5.4% | -10.0% | -17.8% |
| 3/28/2024 | -8.7% | -16.7% | -27.1% |
| 11/14/2023 | -7.8% | -11.0% | 10.2% |
| 8/28/2023 | -14.3% | -32.4% | -60.5% |
| SUMMARY STATS | |||
| # Positive | 0 | 0 | 1 |
| # Negative | 4 | 4 | 3 |
| Median Positive | 10.2% | ||
| Median Negative | -8.3% | -13.8% | -27.1% |
| Max Positive | 10.2% | ||
| Max Negative | -14.3% | -32.4% | -60.5% |
Insider Activity
Expand for More| # | Owner | Title | Holding | Action | Filing Date | Price | Shares | Transacted Value | Value of Held Shares | Form |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Menon, Bhaskar | Direct | Buy | 1022026 | 33.94 | 1,500 | 50,910 | 50,910 | Form | |
| 2 | Smith, Chad M | Pres & COO, Better Mortgage | Trust | Sell | 12152025 | 47.67 | 2,378 | 113,359 | 1,601,235 | Form |
| 3 | Smith, Chad M | Pres & COO, Better Mortgage | Trust | Sell | 12152025 | 40.48 | 6,000 | 242,877 | 1,116,830 | Form |
| 4 | Tuffin, Paula | General Counsel and CCO | Direct | Sell | 12152025 | 46.56 | 8,000 | 372,510 | 1,506,060 | Form |
| 5 | Nicholas, J. Calamari | CAO and Senior Counsel | the Anika G Austin Descendants Trust | Sell | 10082025 | 59.28 | 2,445 | Form |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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