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Beacon Financial (BBT)

Market Price (6/9/2026): $29.155 | Market Cap: $2.4 BilSector: Financials | Industry: Regional Banks

Beacon Financial (BBT)

Market Price (6/9/2026): $29.155
Market Cap: $2.4 Bil
Sector: Financials
Industry: Regional Banks

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

0

Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 8.0%, Dividend Yield is 3.2%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 3.8%, FCF Yield is 7.7%

Cash is significant % of market cap
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -15%

Strong revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is 88%

Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 30%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 28%

Low stock price volatility
Vol 12M is 28%

Megatrend and thematic drivers
Megatrends include Fintech & Digital Payments. Themes include Online Banking & Lending, Digital Payments, and Wealth Management Technology.

Weak multi-year price returns
3Y Excs Rtn is -21%

0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 8.0%, Dividend Yield is 3.2%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 3.8%, FCF Yield is 7.7%
1 Cash is significant % of market cap
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -15%
2 Strong revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is 88%
3 Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 30%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 28%
4 Low stock price volatility
Vol 12M is 28%
5 Megatrend and thematic drivers
Megatrends include Fintech & Digital Payments. Themes include Online Banking & Lending, Digital Payments, and Wealth Management Technology.
6 Weak multi-year price returns
3Y Excs Rtn is -21%

Valuation, Metrics & Events

Price Chart

Why The Stock Moved

Qualitative Assessment

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Updated on 6/1/2026

Beacon Financial (BBT) stock has remained largely at the same level since 2/28/2026 because of the following key factors:

1. Beacon Financial (BBT) reported a significant earnings miss for the first quarter of 2026.

The company announced net income of $46.2 million, or $0.55 per share, with operating earnings of $0.70 per share, falling short of the Zacks Consensus Estimate of $0.83 by 15.87%. Revenue also missed expectations, coming in at $214.72 million against an estimate of $228.92 million, a 6.2% surprise. Key financial metrics deteriorated, including a decrease in net interest income by $8.9 million to $190.8 million and a 4 basis point decline in net interest margin to 3.78% from the previous quarter. Furthermore, total assets decreased by $1.0 billion, total loans declined approximately 1%, and deposits decreased 6% from year-end 2025. The company also experienced a rise in nonperforming loans to 83 basis points of total loans and net charge-offs of $13.6 million, indicating a deterioration in asset quality.

2. Negative analyst revisions followed the weaker-than-expected Q1 2026 results.

Following the earnings announcement, multiple financial institutions, including Piper Sandler, KBW, Royal Bank of Canada, and Hovde Group, reduced their price targets for BBT. Raymond James downgraded Beacon Financial to a 'Market Perform' rating. These actions contributed to a broader shift, with the analyst consensus moving towards a "Hold" rating for the stock.

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Stock Movement Drivers

Fundamental Drivers

The -0.9% change in BBT stock from 2/28/2026 to 6/8/2026 was primarily driven by a -93.2% change in the company's P/E Multiple.
(LTM values as of)22820266082026Change
Stock Price ($)29.4029.14-0.9%
Change Contribution By: 
Total Revenues ($ Mil)42367660.0%
Net Income Margin (%)2.0%17.4%771.4%
P/E Multiple305.520.8-93.2%
Shares Outstanding (Mil)88844.4%
Cumulative Contribution-0.9%

LTM = Last Twelve Months as of date shown

Market Drivers

2/28/2026 to 6/8/2026
ReturnCorrelation
BBT-0.9% 
Market (SPY)8.1%29.5%
Sector (XLF)1.6%39.1%

Fundamental Drivers

The 16.4% change in BBT stock from 11/30/2025 to 6/8/2026 was primarily driven by a 771.4% change in the company's Net Income Margin (%).
(LTM values as of)113020256082026Change
Stock Price ($)25.0329.1416.4%
Change Contribution By: 
Total Revenues ($ Mil)42367660.0%
Net Income Margin (%)2.0%17.4%771.4%
P/E Multiple260.120.8-92.0%
Shares Outstanding (Mil)88844.4%
Cumulative Contribution16.4%

LTM = Last Twelve Months as of date shown

Market Drivers

11/30/2025 to 6/8/2026
ReturnCorrelation
BBT16.4% 
Market (SPY)8.8%28.2%
Sector (XLF)-1.7%47.9%

Fundamental Drivers

The 22.6% change in BBT stock from 5/31/2025 to 6/8/2026 was primarily driven by a 88.3% change in the company's Total Revenues ($ Mil).
(LTM values as of)53120256082026Change
Stock Price ($)23.7629.1422.6%
Change Contribution By: 
Total Revenues ($ Mil)35967688.3%
Net Income Margin (%)20.4%17.4%-14.8%
P/E Multiple28.920.8-28.1%
Shares Outstanding (Mil)89846.3%
Cumulative Contribution22.6%

LTM = Last Twelve Months as of date shown

Market Drivers

5/31/2025 to 6/8/2026
ReturnCorrelation
BBT22.6% 
Market (SPY)26.9%32.3%
Sector (XLF)3.6%52.5%

Fundamental Drivers

The 57.5% change in BBT stock from 5/31/2023 to 6/8/2026 was primarily driven by a 186.4% change in the company's P/E Multiple.
(LTM values as of)53120236082026Change
Stock Price ($)18.5029.1457.5%
Change Contribution By: 
Total Revenues ($ Mil)35167692.4%
Net Income Margin (%)26.3%17.4%-34.1%
P/E Multiple7.320.8186.4%
Shares Outstanding (Mil)3684-56.6%
Cumulative Contribution57.5%

LTM = Last Twelve Months as of date shown

Market Drivers

5/31/2023 to 6/8/2026
ReturnCorrelation
BBT57.5% 
Market (SPY)83.8%42.5%
Sector (XLF)71.7%60.8%

Return vs. Risk

Price Returns Compared

 202120222023202420252026Total [1]
Returns
BBT Return69%7%-14%18%-4%12%96%
Peers Return38%-13%-2%21%25%13%101%
S&P 500 Return27%-19%24%23%16%8%97%

Monthly Win Rates [3]
BBT Win Rate50%58%42%50%58%67% 
Peers Win Rate70%50%48%57%62%60% 
S&P 500 Win Rate75%42%67%75%67%50% 

Max Drawdowns [4]
BBT Max Drawdown-16%-23%-40%-18%-24%-14% 
Peers Max Drawdown-21%-34%-44%-21%-27%-15% 
S&P 500 Max Drawdown-5%-25%-10%-8%-19%-9% 

[1] Cumulative total returns since the beginning of 2021
[2] Peers: MTB, CFG, KEY, WBS, VLY.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 6/8/2026 (YTD)

How Low Can It Go

EventBBTS&P 500
2025 US Tariff Shock
  % Loss-21.1%-18.8%
  % Gain to Breakeven26.8%23.1%
  Time to Breakeven285 days79 days
Summer-Fall 2023 Five Percent Yield Shock
  % Loss-15.7%-9.5%
  % Gain to Breakeven18.6%10.5%
  Time to Breakeven38 days24 days
2023 SVB Regional Banking Crisis
  % Loss-38.6%-6.7%
  % Gain to Breakeven62.9%7.1%
  Time to Breakeven545 days31 days
2022 Inflation Shock & Fed Tightening
  % Loss-16.8%-24.5%
  % Gain to Breakeven20.1%32.4%
  Time to Breakeven22 days427 days
2020 COVID-19 Crash
  % Loss-56.7%-33.7%
  % Gain to Breakeven131.2%50.9%
  Time to Breakeven416 days140 days
Q4 2018 Fed Policy Error / Growth Scare
  % Loss-34.9%-19.2%
  % Gain to Breakeven53.6%23.8%
  Time to Breakeven2663 days105 days

Compare to MTB, CFG, KEY, WBS, VLY

In The Past

Beacon Financial's stock fell -21.1% during the 2025 US Tariff Shock. Such a loss loss requires a 26.8% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

EventBBTS&P 500
2025 US Tariff Shock
  % Loss-21.1%-18.8%
  % Gain to Breakeven26.8%23.1%
  Time to Breakeven285 days79 days
2023 SVB Regional Banking Crisis
  % Loss-38.6%-6.7%
  % Gain to Breakeven62.9%7.1%
  Time to Breakeven545 days31 days
2020 COVID-19 Crash
  % Loss-56.7%-33.7%
  % Gain to Breakeven131.2%50.9%
  Time to Breakeven416 days140 days
Q4 2018 Fed Policy Error / Growth Scare
  % Loss-34.9%-19.2%
  % Gain to Breakeven53.6%23.8%
  Time to Breakeven2663 days105 days
2011 US Debt Ceiling Crisis & European Contagion
  % Loss-24.2%-17.9%
  % Gain to Breakeven32.0%21.8%
  Time to Breakeven118 days123 days
2010 Eurozone Sovereign Debt Crisis / Flash Crash
  % Loss-23.9%-15.4%
  % Gain to Breakeven31.4%18.2%
  Time to Breakeven205 days125 days
2008-2009 Global Financial Crisis
  % Loss-25.3%-53.4%
  % Gain to Breakeven33.8%114.4%
  Time to Breakeven31 days1085 days

Compare to MTB, CFG, KEY, WBS, VLY

In The Past

Beacon Financial's stock fell -21.1% during the 2025 US Tariff Shock. Such a loss loss requires a 26.8% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

About Beacon Financial (BBT)

Truist Financial Corporation, a holding company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through three segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; automobile lending; bankcard lending; consumer finance; home equity and mortgage lending; insurance, such as property and casualty, life, health, employee benefits, workers compensation and professional liability, surety coverage, title, and other insurance products; investment brokerage; mobile/online banking; and payment, lease financing, small business lending, and wealth management/private banking services. In addition, it offers association, capital market, institutional trust, insurance premium and commercial finance, international banking, leasing, merchant, commercial deposit and treasury, government finance, commercial middle market lending, small business and student lending, floor plan and commercial mortgage lending, mortgage warehouse lending, private equity investment, real estate lending, and supply chain financing services. Further, the company provides corporate and investment banking, retail and wholesale brokerage, securities underwriting, and investment advisory services. As of December 31, 2021, the company operated through 2,517 banking offices. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.

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1. A Bank of America for the Southeastern and Mid-Atlantic U.S.

2. A Wells Fargo that also has a major insurance division and focuses on the Southeast.

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For Truist Financial Corporation (symbol: BBT), formerly known as BB&T Corporation, its major customers fall into broad categories rather than specific named companies, as it is a diversified financial services provider.

The company primarily serves the following customer categories:

  1. Individuals and Consumers: This category includes customers who utilize personal banking services such as checking, savings, money market accounts, certificates of deposit, individual retirement accounts, automobile lending, bankcard lending, consumer finance, home equity and mortgage lending, investment brokerage, and wealth management services.
  2. Small and Middle Market Businesses: This category encompasses small businesses and commercial middle market companies that leverage a range of services including commercial deposit and treasury services, various lending products (small business, commercial middle market, floor plan, commercial mortgage, mortgage warehouse), lease financing, merchant services, and insurance premium finance.
  3. Corporate, Institutional, and Government Clients: This category includes larger corporations, government entities, and institutional clients that utilize corporate and investment banking, capital market services, institutional trust services, international banking, real estate lending, and supply chain financing services.
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William H. Rogers Jr., Chairman and Chief Executive Officer

William H. Rogers Jr. became Chairman of Truist Financial Corporation in March 2022 and Chief Executive Officer in September 2021. He previously served as President and Chief Operating Officer of Truist from December 2019 to September 2021. Prior to the merger that formed Truist, he held the positions of Chairman and CEO of SunTrust Bank, a predecessor company, since January 2012, and President and CEO since June 2011. Rogers began his career in SunTrust's commercial banking division in 1980 and progressed through various senior roles. He holds a Bachelor of Business Administration from the University of North Carolina at Chapel Hill and an MBA from Georgia State University.

Michael Maguire, Chief Financial Officer

Michael Maguire was appointed Chief Financial Officer for Truist Financial Corporation effective September 15, 2022. In this role, he is responsible for the company's financial planning and analysis, treasury, accounting, tax, investor relations, corporate strategy, and mergers and acquisitions activities. Before becoming CFO, Maguire was Truist's chief consumer finance and payments officer, where he led consumer lending and wholesale payments businesses. He also served as head of enterprise partnerships and investments at a Truist predecessor, focusing on strategic equity investments in financial technology. Earlier in his career, Maguire spent 16 years as an investment banker at Truist Securities, where he was involved in over 150 advisory and financing transactions within the financial technology sector, including mergers and acquisitions and public offerings. He earned a BSBA in Finance from the University of North Carolina at Chapel Hill and an MBA in Finance from Emory University.

Beau Cummins, Chief Operating Officer

Beau Cummins serves as Chief Operating Officer at Truist, where he is responsible for optimizing operations and overseeing key strategic initiatives related to the bank's integration and growth nationwide. He played a significant role in managing organizational changes following the merger and expanding Truist's corporate and investment banking presence. Cummins holds an MBA from the University of Michigan and a Bachelor's degree from Miami University. His prior experience includes senior leadership roles at SunTrust and Bank of America, specializing in capital markets, investment banking, and operational transformation.

Steve Aufderheide, Chief Technology Officer

Steve Aufderheide is the Chief Technology Officer at Truist. He leads the company's technology innovation, digital transformation, and initiatives to enhance operational excellence through high-performing technical teams. Aufderheide is recognized for implementing profit-driven technology solutions in dynamic financial service environments and brings over 25 years of executive IT management experience. He holds a BS in Computer Science from Western Connecticut State University and has held leadership positions at SunTrust, ACI Worldwide, and other financial technology firms.

DeVon Lang, President, North Texas Region

DeVon Lang is the President for the North Texas Region at Truist. In this role, he focuses on expanding and managing commercial and not-for-profit client relationships, and drives the regional growth strategy by providing strategic financial solutions for businesses and municipalities. Lang holds an MBA from the University of Houston and a Bachelor's in Finance from Louisiana State University. His career background includes energy corporate banking, middle market banking, and senior positions at Truist Securities and Comerica.

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  • Digital-first banks and specialized fintech lenders: These companies leverage superior technology, lower overhead, and often better user experiences to attract customers, particularly for deposit accounts, personal loans, and small business lending, directly competing with Truist's Consumer Banking and Corporate and Commercial Banking segments.
  • Large technology companies entering financial services: Companies like Apple, Google, and Amazon are increasingly offering financial products (e.g., high-yield savings accounts, payment solutions, lending to merchants) leveraging their vast customer bases, data, and technological prowess, posing a significant competitive challenge to traditional banks like Truist.
  • Robo-advisors and automated investment platforms: These platforms provide lower-cost, technology-driven investment management services, directly threatening Truist's traditional investment brokerage and wealth management offerings, especially for mass-market and younger investors.
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For Beacon Financial (symbol: BBT), which operates as Truist Financial Corporation, the addressable markets for its main products and services in the U.S. are as follows:

  • Retail Banking: The U.S. retail banking market was valued between approximately USD 870 billion and USD 1.28 trillion in 2025.
  • Mortgage Lending: The U.S. home loan market is estimated to reach USD 2.42 trillion in 2026.
  • Commercial Banking: The U.S. commercial banking market was valued at approximately USD 732.5 billion in 2025 and is estimated to reach USD 765.53 billion in 2026.
  • Insurance Holdings: The U.S. insurance market size was approximately USD 3.7 trillion in 2024.
  • Wealth Management: null

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For Truist Financial Corporation, which trades under the symbol BBT, the expected drivers of future revenue growth over the next 2-3 years include:

  1. Net Interest Income (NII) Growth and Net Interest Margin (NIM) Expansion: Truist anticipates an increase in net interest income, with projections for 3%-4% growth in 2026. This growth is expected to be fueled by factors such as broad-based loan growth, strategic asset repricing, and lower funding costs due to declining deposit expenses. The company also aims for its net interest margin to reach the low-3% range by the end of 2026, indicating improved profitability from its lending activities.
  2. Fee Income Expansion: The company is focused on expanding its non-interest income, with expectations for mid-single-digit to high-single-digit growth in fee income for 2026. This expansion is projected to be driven by a stronger emphasis on wealth management services and a gradual recovery in investment banking and trading activities.
  3. Digital Transformation and Technology Investments: Truist is investing in digital adoption and technology upgrades, including the launch of an AI-enabled receivables platform. These investments are intended to reduce operational costs, enhance efficiency, and create opportunities for incremental fee revenue, thereby positioning the company for ongoing revenue and margin expansion.
  4. Strategic Loan and Deposit Growth: Truist plans to accelerate earnings growth through targeted loan and deposit growth. The company aims for average loan balances to grow 3%-4% in 2026, focusing on commercial and industrial (C&I) businesses while also prioritizing deposit growth in both retail and wholesale segments through strategies to attract new households and enhance existing client services.

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Peer Comparisons

Peers to compare with:

Financials

BBTMTBCFGKEYWBSVLYMedian
NameBeacon F.M&T Bank Citizens.KeyCorp Webster .Valley N. 
Mkt Price29.14222.6364.3521.7972.3513.7746.74
Mkt Cap2.433.227.423.611.57.717.6
Rev LTM6769,7248,4807,4702,9172,0885,193
Op Inc LTM-------
FCF LTM1893,1662,5012,1771,2005711,689
FCF 3Y Avg1293,4821,9471,5641,1305831,347
CFO LTM2033,3802,6612,2861,2525711,769
CFO 3Y Avg1383,7012,0851,6651,1725831,418

Growth & Margins

BBTMTBCFGKEYWBSVLYMedian
NameBeacon F.M&T Bank Citizens.KeyCorp Webster .Valley N. 
Rev Chg LTM88.3%4.5%9.0%61.0%11.0%11.6%11.3%
Rev Chg 3Y Avg30.2%2.8%0.1%7.8%3.5%1.9%3.2%
Rev Chg Q134.7%4.4%12.0%10.7%4.4%12.9%11.4%
QoQ Delta Rev Chg LTM22.3%1.1%2.8%2.5%1.1%3.1%2.7%
Op Inc Chg LTM-------
Op Inc Chg 3Y Avg-------
Op Mgn LTM-------
Op Mgn 3Y Avg-------
QoQ Delta Op Mgn LTM-------
CFO/Rev LTM30.0%34.8%31.4%30.6%42.9%27.3%31.0%
CFO/Rev 3Y Avg29.6%39.0%25.5%25.4%42.9%30.3%29.9%
FCF/Rev LTM28.0%32.6%29.5%29.1%41.2%27.3%29.3%
FCF/Rev 3Y Avg27.7%36.7%23.8%23.8%41.4%30.3%29.0%

Valuation

BBTMTBCFGKEYWBSVLYMedian
NameBeacon F.M&T Bank Citizens.KeyCorp Webster .Valley N. 
Mkt Cap2.433.227.423.611.57.717.6
P/S3.63.43.23.24.03.73.5
P/Op Inc-------
P/EBIT-------
P/E20.811.313.912.111.311.711.9
P/CFO12.19.810.310.39.213.410.3
Total Yield8.0%11.5%10.0%8.2%11.1%11.8%10.6%
Dividend Yield3.2%2.7%2.8%0.0%2.3%3.3%2.8%
FCF Yield 3Y Avg7.7%12.6%9.8%9.0%12.0%11.8%10.8%
D/E0.50.60.40.70.50.40.5
Net D/E-0.1-0.6-1.40.00.20.2-0.1

Returns

BBTMTBCFGKEYWBSVLYMedian
NameBeacon F.M&T Bank Citizens.KeyCorp Webster .Valley N. 
1M Rtn1.9%5.7%1.0%1.9%-0.2%2.7%1.9%
3M Rtn1.2%7.4%11.2%11.8%6.0%16.1%9.3%
6M Rtn17.0%15.2%17.1%14.6%16.8%21.0%16.9%
12M Rtn21.3%24.5%60.6%39.1%38.2%61.2%38.6%
3Y Rtn40.7%93.2%157.9%138.2%104.8%90.2%99.0%
1M Excs Rtn1.1%4.3%-0.7%0.5%-0.9%1.8%0.8%
3M Excs Rtn-7.8%-1.5%2.2%2.8%-2.9%7.1%0.3%
6M Excs Rtn8.2%7.4%8.8%8.3%9.9%13.8%8.5%
12M Excs Rtn-1.2%2.7%40.3%18.1%17.1%41.2%17.6%
3Y Excs Rtn-20.8%26.7%101.5%88.9%43.0%38.5%40.7%

Comparison Analyses

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Financials

Segment Financials

Revenue by Segment
$ Mil20252024202320222021
Single Segment356371328309285
Total356371328309285


Price Behavior

Price Behavior
Market Price$29.14 
Market Cap ($ Bil)2.4 
First Trading Date03/26/1990 
Distance from 52W High-9.3% 
   50 Days200 Days
DMA Price$29.60$27.08
DMA Trendupdown
Distance from DMA-1.6%7.6%
 3M1YR
Volatility27.9%28.4%
Downside Capture61.0067.20
Upside Capture44.9872.38
Correlation (SPY)25.4%32.3%
BBT Betas & Captures as of 5/31/2026

 1M2M3M6M1Y3Y
Beta1.030.710.620.650.790.87
Up Beta1.420.660.771.031.220.90
Down Beta1.111.020.400.490.570.80
Up Capture76%24%43%61%63%68%
Bmk +ve Days13283667141432
Stock +ve Days13243469129381
Down Capture106%153%81%45%75%97%
Bmk -ve Days7132757109318
Stock -ve Days7162854119355

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
Annualized
Return		Annualized
Volatility		Sharpe
Ratio		Correlation
with BBT
BBT23.6%28.3%0.74-
Sector ETF (XLF)4.2%14.6%0.0752.4%
Equity (SPY)26.2%12.1%1.6332.2%
Gold (GLD)28.6%26.9%0.919.9%
Commodities (DBC)37.4%19.0%1.54-16.1%
Real Estate (VNQ)11.0%13.4%0.5338.2%
Bitcoin (BTCUSD)-40.1%42.4%-1.0915.6%

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Based On 5-Year Data
Annualized
Return		Annualized
Volatility		Sharpe
Ratio		Correlation
with BBT
BBT3.7%31.1%0.16-
Sector ETF (XLF)8.2%18.6%0.3263.9%
Equity (SPY)13.5%17.1%0.6248.6%
Gold (GLD)17.4%18.1%0.781.4%
Commodities (DBC)9.3%19.4%0.378.8%
Real Estate (VNQ)2.6%18.8%0.0445.4%
Bitcoin (BTCUSD)10.7%54.6%0.3916.3%

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Based On 10-Year Data
Annualized
Return		Annualized
Volatility		Sharpe
Ratio		Correlation
with BBT
BBT3.5%37.6%0.21-
Sector ETF (XLF)12.5%22.2%0.5269.6%
Equity (SPY)15.3%17.9%0.7351.6%
Gold (GLD)13.1%16.0%0.68-4.7%
Commodities (DBC)7.1%18.0%0.3217.8%
Real Estate (VNQ)5.4%20.7%0.2349.5%
Bitcoin (BTCUSD)62.6%66.9%1.0211.9%

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Short Interest

Short Interest: As Of Date5152026
Short Interest: Shares Quantity3.9 Mil
Short Interest: % Change Since 43020265.6%
Average Daily Volume0.8 Mil
Days-to-Cover Short Interest4.8 days
Basic Shares Quantity83.8 Mil
Short % of Basic Shares4.7%

Returns Analyses

Earnings Returns History

Updated 6/2/2026
Expand for More
 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
4/29/2026-9.0%-7.9%-6.1%
1/28/20262.7%8.3%6.7%
10/29/20254.3%13.3%13.3%
7/24/2025-1.8%-4.5%-2.5%
4/24/20253.2%2.2%4.0%
1/30/20251.0%4.6%-2.9%
10/24/2024-0.7%0.4%11.2%
7/18/20240.6%1.4%-4.2%
...
SUMMARY STATS   
# Positive121313
# Negative121111
Median Positive2.4%3.5%11.2%
Median Negative-3.4%-5.2%-6.1%
Max Positive4.9%13.3%32.6%
Max Negative-10.0%-11.5%-14.1%

SEC Filings

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Report DateFiling DateFiling
03/31/202605/11/202610-Q
12/31/202503/02/202610-K
09/30/202511/10/202510-Q
06/30/202508/07/202510-Q
03/31/202505/08/202510-Q
12/31/202403/03/202510-K
09/30/202411/06/202410-Q
06/30/202408/06/202410-Q
03/31/202405/07/202410-Q
12/31/202302/27/202410-K
09/30/202311/06/202310-Q
06/30/202308/07/202310-Q
03/31/202305/11/202310-Q
12/31/202202/27/202310-K
09/30/202211/04/202210-Q
06/30/202208/08/202210-Q

Insider Activity

Updated 4/26/2026
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#OwnerTitleHoldingActionFiling DatePriceSharesTransacted
Value		Value of
Held Shares		Form
1McCurdy, Michael WChief Banking OfficerDirectSell226202631.0417,333538,016793,227Form
2Callahan, Mary Anne TrustBuy1106202524.674,00098,680428,617Form
3Hollister, Thomas J Thomas J. Hollister IRABuy1106202524.664,200103,572184,358Form
4Carlson, Carl MCFO & Chief Strategy OfficerDirectBuy1105202524.692,00049,3801,868,786Form
5Hughes, William H Iii DirectBuy1103202524.2663515,405328,480Form

Industry Resources

External Quote Links


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Core Cache Last Updated: 6/8/2026