Tearsheet

Beacon Financial (BBT)


Market Price (3/18/2026): $28.66 | Market Cap: $2.4 Bil
Sector: Financials | Industry: Regional Banks

Beacon Financial (BBT)


Market Price (3/18/2026): $28.66
Market Cap: $2.4 Bil
Sector: Financials
Industry: Regional Banks

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 6.4%, Dividend Yield is 2.6%, FCF Yield is 8.9%
Weak multi-year price returns
3Y Excs Rtn is -50%
 
1 Cash is significant % of market cap
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -119%
  
2 Strong revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is 56%
  
3 Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 41%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 39%
  
4 Low stock price volatility
Vol 12M is 29%
  
5 Megatrend and thematic drivers
Megatrends include Fintech & Digital Payments. Themes include Online Banking & Lending, Digital Payments, and Wealth Management Technology.
  
0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 6.4%, Dividend Yield is 2.6%, FCF Yield is 8.9%
1 Cash is significant % of market cap
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -119%
2 Strong revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is 56%
3 Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 41%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 39%
4 Low stock price volatility
Vol 12M is 29%
5 Megatrend and thematic drivers
Megatrends include Fintech & Digital Payments. Themes include Online Banking & Lending, Digital Payments, and Wealth Management Technology.
6 Weak multi-year price returns
3Y Excs Rtn is -50%

Valuation, Metrics & Events

Price Chart

Why The Stock Moved

Qualitative Assessment

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Beacon Financial (BBT) stock has gained about 15% since 11/30/2025 because of the following key factors:

1. Beacon Financial (BBT) exceeded Q4 2025 earnings expectations and demonstrated improved financial metrics.

The company reported Q4 2025 operating earnings per share (EPS) of $0.79, surpassing the Zacks Consensus Estimate of $0.78 by 1.61%. This marked a significant increase from $0.60 per share in the prior year's quarter. Key financial improvements included a 20 basis point increase in net interest margin to 3.82% for Q4 2025 from 3.62% in Q3 2025, and a rise in total non-interest income by $13.6 million to $25.9 million. The annualized return on average assets also improved to 0.94% in Q4 2025, up from (0.11)% in Q3 2025, alongside an increase in the annualized return on average tangible stockholders' equity to 11.19% from (1.27)% in the prior quarter.

2. The successful completion of the merger integration and the launch of the unified "Beacon Bank" brand signaled operational strength and future growth potential.

On February 23, 2026, Beacon Financial announced the rebranding and consolidation of four financial institutions (Berkshire Bank, Brookline Bank, Bank Rhode Island, and PCSB Bank) under the new "Beacon Bank" brand, marking the final step in their merger of equals, which closed on September 1, 2025. This integration resulted in a larger entity with over 145 branches across New England and New York and $23.2 billion in assets, positioning Beacon Bank as one of the 100 largest banks in the United States. Management highlighted that this unification is expected to enhance client experience and drive sustainable value through improved performance, better efficiency, and expanded growth opportunities.

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Stock Movement Drivers

Fundamental Drivers

The 13.4% change in BBT stock from 11/30/2025 to 3/17/2026 was primarily driven by a 719.4% change in the company's Net Income Margin (%).
(LTM values as of)113020253172026Change
Stock Price ($)25.3228.7013.4%
Change Contribution By: 
Total Revenues ($ Mil)42355330.8%
Net Income Margin (%)2.0%16.3%719.4%
P/E Multiple263.126.6-89.9%
Shares Outstanding (Mil)88844.4%
Cumulative Contribution13.4%

LTM = Last Twelve Months as of date shown

Market Drivers

11/30/2025 to 3/17/2026
ReturnCorrelation
BBT13.4% 
Market (SPY)-1.8%34.6%
Sector (XLF)-7.1%58.1%

Fundamental Drivers

The 12.4% change in BBT stock from 8/31/2025 to 3/17/2026 was primarily driven by a 119.7% change in the company's P/E Multiple.
(LTM values as of)83120253172026Change
Stock Price ($)25.5428.7012.4%
Change Contribution By: 
Total Revenues ($ Mil)36755350.5%
Net Income Margin (%)21.5%16.3%-23.9%
P/E Multiple12.126.6119.7%
Shares Outstanding (Mil)3784-55.3%
Cumulative Contribution12.4%

LTM = Last Twelve Months as of date shown

Market Drivers

8/31/2025 to 3/17/2026
ReturnCorrelation
BBT12.4% 
Market (SPY)4.3%29.1%
Sector (XLF)-7.9%54.9%

Fundamental Drivers

The 4.5% change in BBT stock from 2/28/2025 to 3/17/2026 was primarily driven by a 92.2% change in the company's P/E Multiple.
(LTM values as of)22820253172026Change
Stock Price ($)27.4628.704.5%
Change Contribution By: 
Total Revenues ($ Mil)35655355.5%
Net Income Margin (%)20.8%16.3%-21.6%
P/E Multiple13.926.692.2%
Shares Outstanding (Mil)3784-55.4%
Cumulative Contribution4.5%

LTM = Last Twelve Months as of date shown

Market Drivers

2/28/2025 to 3/17/2026
ReturnCorrelation
BBT4.5% 
Market (SPY)13.9%52.6%
Sector (XLF)-4.0%64.7%

Fundamental Drivers

The 8.9% change in BBT stock from 2/28/2023 to 3/17/2026 was primarily driven by a 244.0% change in the company's P/E Multiple.
(LTM values as of)22820233172026Change
Stock Price ($)26.3428.708.9%
Change Contribution By: 
Total Revenues ($ Mil)32855368.6%
Net Income Margin (%)33.5%16.3%-51.2%
P/E Multiple7.726.6244.0%
Shares Outstanding (Mil)3284-61.5%
Cumulative Contribution8.9%

LTM = Last Twelve Months as of date shown

Market Drivers

2/28/2023 to 3/17/2026
ReturnCorrelation
BBT8.9% 
Market (SPY)75.6%45.0%
Sector (XLF)45.1%63.8%

Return vs. Risk

Price Returns Compared

 202120222023202420252026Total [1]
Returns
BBT Return69%7%-14%18%-4%10%94%
Peers Return38%-13%-2%21%25%0%78%
S&P 500 Return27%-19%24%23%16%-2%78%

Monthly Win Rates [3]
BBT Win Rate50%58%42%50%58%67% 
Peers Win Rate70%50%48%57%62%47% 
S&P 500 Win Rate75%42%67%75%67%33% 

Max Drawdowns [4]
BBT Max Drawdown-3%-15%-37%-17%-19%0% 
Peers Max Drawdown-1%-23%-37%-16%-19%-3% 
S&P 500 Max Drawdown-1%-25%-1%-2%-15%-3% 


[1] Cumulative total returns since the beginning of 2021
[2] Peers: MTB, CFG, KEY, WBS, VLY.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 3/17/2026 (YTD)

How Low Can It Go

Unique KeyEventBBTS&P 500
2022 Inflation Shock2022 Inflation Shock  
2022 Inflation Shock% Loss% Loss-41.5%-25.4%
2022 Inflation Shock% Gain to Breakeven% Gain to Breakeven70.8%34.1%
2022 Inflation ShockTime to BreakevenTime to Breakeven836 days464 days
2020 Covid Pandemic2020 Covid Pandemic  
2020 Covid Pandemic% Loss% Loss-73.5%-33.9%
2020 Covid Pandemic% Gain to Breakeven% Gain to Breakeven277.5%51.3%
2020 Covid PandemicTime to BreakevenTime to BreakevenNot Fully Recovered days148 days
2018 Correction2018 Correction  
2018 Correction% Loss% Loss-40.1%-19.8%
2018 Correction% Gain to Breakeven% Gain to Breakeven66.9%24.7%
2018 CorrectionTime to BreakevenTime to BreakevenNot Fully Recovered days120 days
2008 Global Financial Crisis2008 Global Financial Crisis  
2008 Global Financial Crisis% Loss% Loss-47.2%-56.8%
2008 Global Financial Crisis% Gain to Breakeven% Gain to Breakeven89.4%131.3%
2008 Global Financial CrisisTime to BreakevenTime to Breakeven2,582 days1,480 days

Compare to MTB, CFG, KEY, WBS, VLY

In The Past

Beacon Financial's stock fell -41.5% during the 2022 Inflation Shock from a high on 12/2/2022. A -41.5% loss requires a 70.8% gain to breakeven.

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About Beacon Financial (BBT)

Truist Financial Corporation, a holding company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through three segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; automobile lending; bankcard lending; consumer finance; home equity and mortgage lending; insurance, such as property and casualty, life, health, employee benefits, workers compensation and professional liability, surety coverage, title, and other insurance products; investment brokerage; mobile/online banking; and payment, lease financing, small business lending, and wealth management/private banking services. In addition, it offers association, capital market, institutional trust, insurance premium and commercial finance, international banking, leasing, merchant, commercial deposit and treasury, government finance, commercial middle market lending, small business and student lending, floor plan and commercial mortgage lending, mortgage warehouse lending, private equity investment, real estate lending, and supply chain financing services. Further, the company provides corporate and investment banking, retail and wholesale brokerage, securities underwriting, and investment advisory services. As of December 31, 2021, the company operated through 2,517 banking offices. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.

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1. A Bank of America for the Southeastern and Mid-Atlantic U.S.

2. A Wells Fargo that also has a major insurance division and focuses on the Southeast.

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For Truist Financial Corporation (symbol: BBT), formerly known as BB&T Corporation, its major customers fall into broad categories rather than specific named companies, as it is a diversified financial services provider.

The company primarily serves the following customer categories:

  1. Individuals and Consumers: This category includes customers who utilize personal banking services such as checking, savings, money market accounts, certificates of deposit, individual retirement accounts, automobile lending, bankcard lending, consumer finance, home equity and mortgage lending, investment brokerage, and wealth management services.
  2. Small and Middle Market Businesses: This category encompasses small businesses and commercial middle market companies that leverage a range of services including commercial deposit and treasury services, various lending products (small business, commercial middle market, floor plan, commercial mortgage, mortgage warehouse), lease financing, merchant services, and insurance premium finance.
  3. Corporate, Institutional, and Government Clients: This category includes larger corporations, government entities, and institutional clients that utilize corporate and investment banking, capital market services, institutional trust services, international banking, real estate lending, and supply chain financing services.
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William H. Rogers Jr., Chairman and Chief Executive Officer

William H. Rogers Jr. became Chairman of Truist Financial Corporation in March 2022 and Chief Executive Officer in September 2021. He previously served as President and Chief Operating Officer of Truist from December 2019 to September 2021. Prior to the merger that formed Truist, he held the positions of Chairman and CEO of SunTrust Bank, a predecessor company, since January 2012, and President and CEO since June 2011. Rogers began his career in SunTrust's commercial banking division in 1980 and progressed through various senior roles. He holds a Bachelor of Business Administration from the University of North Carolina at Chapel Hill and an MBA from Georgia State University.

Michael Maguire, Chief Financial Officer

Michael Maguire was appointed Chief Financial Officer for Truist Financial Corporation effective September 15, 2022. In this role, he is responsible for the company's financial planning and analysis, treasury, accounting, tax, investor relations, corporate strategy, and mergers and acquisitions activities. Before becoming CFO, Maguire was Truist's chief consumer finance and payments officer, where he led consumer lending and wholesale payments businesses. He also served as head of enterprise partnerships and investments at a Truist predecessor, focusing on strategic equity investments in financial technology. Earlier in his career, Maguire spent 16 years as an investment banker at Truist Securities, where he was involved in over 150 advisory and financing transactions within the financial technology sector, including mergers and acquisitions and public offerings. He earned a BSBA in Finance from the University of North Carolina at Chapel Hill and an MBA in Finance from Emory University.

Beau Cummins, Chief Operating Officer

Beau Cummins serves as Chief Operating Officer at Truist, where he is responsible for optimizing operations and overseeing key strategic initiatives related to the bank's integration and growth nationwide. He played a significant role in managing organizational changes following the merger and expanding Truist's corporate and investment banking presence. Cummins holds an MBA from the University of Michigan and a Bachelor's degree from Miami University. His prior experience includes senior leadership roles at SunTrust and Bank of America, specializing in capital markets, investment banking, and operational transformation.

Steve Aufderheide, Chief Technology Officer

Steve Aufderheide is the Chief Technology Officer at Truist. He leads the company's technology innovation, digital transformation, and initiatives to enhance operational excellence through high-performing technical teams. Aufderheide is recognized for implementing profit-driven technology solutions in dynamic financial service environments and brings over 25 years of executive IT management experience. He holds a BS in Computer Science from Western Connecticut State University and has held leadership positions at SunTrust, ACI Worldwide, and other financial technology firms.

DeVon Lang, President, North Texas Region

DeVon Lang is the President for the North Texas Region at Truist. In this role, he focuses on expanding and managing commercial and not-for-profit client relationships, and drives the regional growth strategy by providing strategic financial solutions for businesses and municipalities. Lang holds an MBA from the University of Houston and a Bachelor's in Finance from Louisiana State University. His career background includes energy corporate banking, middle market banking, and senior positions at Truist Securities and Comerica.

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  • Digital-first banks and specialized fintech lenders: These companies leverage superior technology, lower overhead, and often better user experiences to attract customers, particularly for deposit accounts, personal loans, and small business lending, directly competing with Truist's Consumer Banking and Corporate and Commercial Banking segments.
  • Large technology companies entering financial services: Companies like Apple, Google, and Amazon are increasingly offering financial products (e.g., high-yield savings accounts, payment solutions, lending to merchants) leveraging their vast customer bases, data, and technological prowess, posing a significant competitive challenge to traditional banks like Truist.
  • Robo-advisors and automated investment platforms: These platforms provide lower-cost, technology-driven investment management services, directly threatening Truist's traditional investment brokerage and wealth management offerings, especially for mass-market and younger investors.
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For Beacon Financial (symbol: BBT), which operates as Truist Financial Corporation, the addressable markets for its main products and services in the U.S. are as follows:

  • Retail Banking: The U.S. retail banking market was valued between approximately USD 870 billion and USD 1.28 trillion in 2025.
  • Mortgage Lending: The U.S. home loan market is estimated to reach USD 2.42 trillion in 2026.
  • Commercial Banking: The U.S. commercial banking market was valued at approximately USD 732.5 billion in 2025 and is estimated to reach USD 765.53 billion in 2026.
  • Insurance Holdings: The U.S. insurance market size was approximately USD 3.7 trillion in 2024.
  • Wealth Management: null

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For Truist Financial Corporation, which trades under the symbol BBT, the expected drivers of future revenue growth over the next 2-3 years include:

  1. Net Interest Income (NII) Growth and Net Interest Margin (NIM) Expansion: Truist anticipates an increase in net interest income, with projections for 3%-4% growth in 2026. This growth is expected to be fueled by factors such as broad-based loan growth, strategic asset repricing, and lower funding costs due to declining deposit expenses. The company also aims for its net interest margin to reach the low-3% range by the end of 2026, indicating improved profitability from its lending activities.
  2. Fee Income Expansion: The company is focused on expanding its non-interest income, with expectations for mid-single-digit to high-single-digit growth in fee income for 2026. This expansion is projected to be driven by a stronger emphasis on wealth management services and a gradual recovery in investment banking and trading activities.
  3. Digital Transformation and Technology Investments: Truist is investing in digital adoption and technology upgrades, including the launch of an AI-enabled receivables platform. These investments are intended to reduce operational costs, enhance efficiency, and create opportunities for incremental fee revenue, thereby positioning the company for ongoing revenue and margin expansion.
  4. Strategic Loan and Deposit Growth: Truist plans to accelerate earnings growth through targeted loan and deposit growth. The company aims for average loan balances to grow 3%-4% in 2026, focusing on commercial and industrial (C&I) businesses while also prioritizing deposit growth in both retail and wholesale segments through strategies to attract new households and enhance existing client services.

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Latest Trefis Analyses

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Trade Ideas

Select ideas related to BBT.

Unique KeyDateTickerCompanyCategoryTrade Strategy6M Fwd Rtn12M Fwd Rtn12M Max DD
NDAQ_2282026_Insider_Buying_45D_2Buy_200K02282026NDAQNasdaqInsiderInsider Buys 45DStrong Insider Buying
Companies with multiple insider buys in the last 45 days
0.0%0.0%0.0%
JEF_2272026_Dip_Buyer_ValueBuy02272026JEFJefferies FinancialDip BuyDB | P/E OPMDip Buy with Low PE and High Margin
Buying dips for companies with tame PE and meaningfully high operating margin
0.0%0.0%0.0%
PAYO_2272026_Dip_Buyer_High_CFO_Margins_ExInd_DE02272026PAYOPayoneer GlobalDip BuyDB | CFO/Rev | Low D/EDip Buy with High Cash Flow Margins
Buying dips for companies with significant cash flows from operations and reasonable debt / market cap
0.0%0.0%0.0%
FOUR_2272026_Dip_Buyer_High_FCF_Yield_ExInd_DE_RevG02272026FOURShift4 PaymentsDip BuyDB | FCF Yield | Low D/EDip Buy with High Free Cash Flow Yield
Buying dips for companies with significant free cash flow yield (FCF / Market Cap) and reasonable debt / market cap
0.0%0.0%0.0%
COIN_2202026_Dip_Buyer_High_CFO_Margins_ExInd_DE02202026COINCoinbase GlobalDip BuyDB | CFO/Rev | Low D/EDip Buy with High Cash Flow Margins
Buying dips for companies with significant cash flows from operations and reasonable debt / market cap
2.6%2.6%-6.5%

Recent Active Movers

Peer Comparisons

Peers to compare with:

Financials

BBTMTBCFGKEYWBSVLYMedian
NameBeacon F.M&T Bank Citizens.KeyCorp Webster .Valley N. 
Mkt Price28.70200.1257.0919.1068.4911.9042.90
Mkt Cap2.430.524.520.911.06.616.0
Rev LTM5539,6228,2477,2852,8862,0265,085
Op Inc LTM-------
FCF LTM2132,8602,0372,1011,0093441,523
FCF 3Y Avg1393,3012,2351,8201,1054241,463
CFO LTM2243,0032,2112,2081,0583441,633
CFO 3Y Avg1493,5062,3911,9251,1474241,536

Growth & Margins

BBTMTBCFGKEYWBSVLYMedian
NameBeacon F.M&T Bank Citizens.KeyCorp Webster .Valley N. 
Rev Chg LTM55.5%4.2%5.7%65.8%11.4%9.9%10.7%
Rev Chg 3Y Avg21.5%6.8%1.0%8.3%5.4%3.0%6.1%
Rev Chg Q142.1%3.2%8.6%144.1%11.4%14.0%12.7%
QoQ Delta Rev Chg LTM30.8%0.8%2.1%18.6%2.7%3.4%3.0%
Op Mgn LTM-------
Op Mgn 3Y Avg-------
QoQ Delta Op Mgn LTM-------
CFO/Rev LTM40.6%31.2%26.8%30.3%36.7%17.0%30.8%
CFO/Rev 3Y Avg33.8%37.0%29.5%30.7%42.6%22.3%32.3%
FCF/Rev LTM38.5%29.7%24.7%28.8%35.0%17.0%29.3%
FCF/Rev 3Y Avg31.6%34.8%27.6%29.0%41.1%22.3%30.3%

Valuation

BBTMTBCFGKEYWBSVLYMedian
NameBeacon F.M&T Bank Citizens.KeyCorp Webster .Valley N. 
Mkt Cap2.430.524.520.911.06.616.0
P/S4.33.23.02.93.83.33.2
P/EBIT-------
P/E26.610.713.411.410.911.111.3
P/CFO10.710.211.19.510.419.310.5
Total Yield6.4%12.3%10.5%8.7%11.6%12.8%11.1%
Dividend Yield2.6%2.9%3.1%0.0%2.4%3.7%2.8%
FCF Yield 3Y Avg10.1%12.1%12.0%11.2%11.8%7.8%11.5%
D/E0.40.40.50.50.30.50.4
Net D/E-1.2-0.9-1.5-0.20.10.3-0.5

Returns

BBTMTBCFGKEYWBSVLYMedian
NameBeacon F.M&T Bank Citizens.KeyCorp Webster .Valley N. 
1M Rtn-6.5%-11.9%-12.3%-11.1%-3.7%-11.0%-11.0%
3M Rtn4.6%-1.3%-1.1%-6.3%8.1%0.9%-0.1%
6M Rtn17.5%4.0%13.5%4.7%16.6%14.6%14.0%
12M Rtn13.8%17.5%44.8%26.4%38.4%40.3%32.4%
3Y Rtn29.6%80.6%111.7%95.4%97.8%44.5%88.0%
1M Excs Rtn-4.7%-10.1%-10.5%-9.4%-2.0%-9.2%-9.3%
3M Excs Rtn8.9%0.5%0.1%-5.0%9.3%3.3%1.9%
6M Excs Rtn14.3%1.8%11.5%2.0%12.9%12.3%11.9%
12M Excs Rtn-5.8%-1.7%26.3%8.3%20.7%21.8%14.5%
3Y Excs Rtn-50.1%-6.0%15.8%-30.0%1.9%-35.5%-18.0%

Comparison Analyses

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Financials

Segment Financials

Revenue by Segment
$ Mil20252024202320222021
Single Segment356371328309285
Total356371328309285


Price Behavior

Price Behavior
Market Price$28.70 
Market Cap ($ Bil)1.1 
First Trading Date03/26/1990 
Distance from 52W High-9.7% 
   50 Days200 Days
DMA Price$29.08$25.89
DMA Trendupup
Distance from DMA-1.3%10.8%
 3M1YR
Volatility27.4%29.2%
Downside Capture68.0380.69
Upside Capture99.9679.26
Correlation (SPY)35.9%51.3%
BBT Betas & Captures as of 2/28/2026

 1M2M3M6M1Y3Y
Beta1.181.130.860.700.810.96
Up Beta1.522.772.871.810.751.01
Down Beta0.530.470.470.540.920.87
Up Capture194%158%101%62%67%71%
Bmk +ve Days9203170142431
Stock +ve Days13243565124373
Down Capture65%44%-3%34%87%102%
Bmk -ve Days12213054109320
Stock -ve Days8172658124365

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with BBT
BBT13.3%29.2%0.43-
Sector ETF (XLF)3.2%19.1%0.0463.2%
Equity (SPY)20.3%18.8%0.8551.2%
Gold (GLD)68.2%26.2%1.975.1%
Commodities (DBC)19.1%17.3%0.8914.1%
Real Estate (VNQ)7.6%16.1%0.2751.7%
Bitcoin (BTCUSD)-10.5%44.3%-0.1221.2%

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Based On 5-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with BBT
BBT6.9%31.7%0.26-
Sector ETF (XLF)9.3%18.7%0.3864.9%
Equity (SPY)13.0%17.0%0.6048.2%
Gold (GLD)23.4%17.2%1.110.7%
Commodities (DBC)11.0%19.0%0.4712.0%
Real Estate (VNQ)4.8%18.8%0.1644.1%
Bitcoin (BTCUSD)6.1%56.7%0.3314.1%

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Based On 10-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with BBT
BBT3.7%37.5%0.21-
Sector ETF (XLF)12.9%22.1%0.5370.0%
Equity (SPY)14.8%17.9%0.7152.1%
Gold (GLD)14.4%15.6%0.76-5.4%
Commodities (DBC)8.5%17.6%0.4019.6%
Real Estate (VNQ)5.8%20.7%0.2449.5%
Bitcoin (BTCUSD)68.3%66.8%1.0712.0%

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Short Interest

Short Interest: As Of Date2272026
Short Interest: Shares Quantity3.7 Mil
Short Interest: % Change Since 21520260.7%
Average Daily Volume0.9 Mil
Days-to-Cover Short Interest4.2 days
Basic Shares Quantity83.8 Mil
Short % of Basic Shares4.4%

Earnings Returns History

Expand for More
 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
1/28/20262.7%8.3%6.7%
10/29/20254.3%13.3%13.3%
7/24/2025-1.8%-4.5%-2.5%
4/24/20253.2%2.2%4.0%
1/30/20252.0%5.3%0.3%
10/24/2024-0.7%0.4%11.2%
7/18/20240.6%1.4%-4.2%
4/18/20242.2%8.8%13.9%
...
SUMMARY STATS   
# Positive131215
# Negative11129
Median Positive2.7%5.3%8.3%
Median Negative-5.2%-4.1%-9.5%
Max Positive10.3%13.3%32.6%
Max Negative-16.3%-28.8%-23.6%

SEC Filings

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Report DateFiling DateFiling
12/31/202503/02/202610-K
09/30/202511/10/202510-Q
06/30/202508/07/202510-Q
03/31/202505/08/202510-Q
12/31/202403/03/202510-K
09/30/202411/06/202410-Q
06/30/202408/06/202410-Q
03/31/202405/07/202410-Q
12/31/202302/27/202410-K
09/30/202311/06/202310-Q
06/30/202308/07/202310-Q
03/31/202305/11/202310-Q
12/31/202202/27/202310-K
09/30/202211/04/202210-Q
06/30/202208/08/202210-Q
03/31/202205/06/202210-Q

Insider Activity

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#OwnerTitleHoldingActionFiling DatePriceSharesTransacted
Value
Value of
Held Shares
Form
1Callahan, Mary Anne TrustBuy1106202524.674,00098,680428,617Form
2Hollister, Thomas J Thomas J. Hollister IRABuy1106202524.664,200103,572184,358Form
3Carlson, Carl MCFO & Chief Strategy OfficerDirectBuy1105202524.692,00049,3801,868,786Form
4Hughes, William H Iii DirectBuy1103202524.2663515,405328,480Form
5Hill, Willard I Jr DirectSell916202525.961,00025,960319,983Form