Where Does Block Stock Rank Among Competitors?
With Block falling -7.7% in a Day, it makes sense to re-evaluate vs its peers. Consistently assessing alternatives is core to a sound investment approach. Here is how Block (XYZ) stock stacks up against its peers in size, valuation, growth and margin.
- XYZ’s operating margin of 9.6% is modest, lowest among peers; V has 66.4%.
- XYZ’s revenue growth of 0.5% in the last 12 months is low, lagging V, MA, GPN, FI but outpacing WU.
- XYZ’s stock is down 13.0% in last 1 year, and trades at a PE of 12.7; it underperformed V, MA, WU.
As a quick background, Block provides payment solutions with hardware and software for card acceptance, reporting, analytics, and next-day settlement, including Magstripe readers, EMV/contactless devices, and iPad-based point of sale systems.
A single stock can be risky, but there is a huge value to a broader, diversified approach. If you seek an upside with less volatility than holding an individual stock, consider the Trefis High Quality Portfolio (HQ). HQ has outperformed its benchmark — a combination of S&P 500, Russell, and S&P midcap index — and achieved returns exceeding 105% since its inception. Risk management is key — consider what the long-term portfolio performance could be if you blended 10% commodities, 10% gold, and 2% crypto with HQ’s performance metrics.
| XYZ | V | MA | GPN | WU | FI | |
|---|---|---|---|---|---|---|
| Market Cap ($ Bil) | 39.9 | 434.8 | 501.2 | 18.2 | 2.9 | 35.1 |
| Revenue ($ Bil) | 24.0 | 40.0 | 30.2 | 10.7 | 4.1 | 21.1 |
| PE Ratio | 12.7 | 21.7 | 36.9 | 10.4 | 3.8 | 10.4 |
| LTM Revenue Growth | 0.5% | 11.3% | 14.6% | 21.0% | -2.5% | 6.7% |
| LTM Operating Margin | 9.6% | 66.4% | 58.3% | 19.8% | 18.3% | 30.0% |
| LTM FCF Margin | 7.6% | 53.9% | 52.5% | 26.8% | 9.8% | 24.4% |
| 12M Market Return | -13.0% | 10.7% | 7.2% | -31.3% | -6.1% | -69.5% |
Why does this matter? XYZ just went down -19% in a month – peer comparison puts stock performance, valuation, and financials in context – highlighting whether it is truly outperforming, lagging behind, and above all – can this continue? Read Buy or Sell XYZ Stock to see if Block is really a falling knife. Sharp dips often come with rebound opportunities – see how the stock has dipped and recovered in the past through XYZ Dip Buyer Analysis lens.
Revenue Growth Comparison
| LTM | 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|---|
| XYZ | 0.5% | – | 10.1% | 25.0% | -0.7% |
| V | 11.3% | 11.3% | 10.0% | 11.4% | |
| MA | 14.6% | – | 12.2% | 12.9% | 17.8% |
| GPN | 21.0% | – | 4.7% | 7.6% | 5.3% |
| WU | -2.5% | – | -3.4% | -2.6% | -11.7% |
| FI | 6.7% | – | 7.1% | 7.6% | 9.3% |
Operating Margin Comparison
| LTM | 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|---|
| XYZ | 9.6% | – | 7.0% | 1.7% | -0.2% |
| V | 66.4% | 66.4% | 67.0% | 67.2% | |
| MA | 58.3% | – | 58.0% | 58.3% | 57.2% |
| GPN | 19.8% | – | 20.4% | 19.2% | 18.6% |
| WU | 18.3% | – | 17.2% | 18.8% | 19.8% |
| FI | 30.0% | – | 28.7% | 25.4% | 20.8% |
PE Ratio Comparison
| LTM | 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|---|
| XYZ | 12.7 | – | 18.1 | 4819.4 | -67.3 |
| V | 21.7 | 27.0 | 21.4 | 19.5 | |
| MA | 36.9 | – | 37.8 | 36.0 | 33.9 |
| GPN | 10.4 | – | 18.1 | 33.6 | 245.1 |
| WU | 3.8 | – | 3.9 | 7.1 | 5.9 |
| FI | 10.4 | – | 38.0 | 26.5 | 25.7 |
While peer comparison is critical, the Trefis High Quality (HQ) Portfolio, with a collection of 30 stocks, has a track record of comfortably outperforming its benchmark that includes all 3 — the S&P 500, S&P mid-cap, and Russell 2000 indices. Why is that? As a group, HQ Portfolio stocks provided better returns with less risk versus the benchmark index; less of a roller-coaster ride, as evident in HQ Portfolio performance metrics.