7-Day Sell-Off Sends PayPal Stock Down -14%
PayPal (PYPL) stock hit day 7 of a continuous streak of days with losses, with cumulative losses over this period amounting to a -14% return. The company has lost about $8.7 Bil in value over the last 7 days, with its current market capitalization at about $55 Bil. The stock remains 31.8% below its value at the end of 2024. This compares with year-to-date returns of 11.2% for the S&P 500.
PayPal’s recent streak reflects investor unease, as a cautious Q4 outlook overshadowed strong Q3 earnings, sparking concerns over decelerating branded checkout growth. Softening consumer spending and minimal active user additions are reportedly weighing on sentiment, signaling potential headwinds for the payments giant despite earlier positive news.
What is the point? Sustained weakness can be more than noise. It often signals shifting sentiment or deeper concerns. A multi-day losing streak may warn of further downside, or present an opportunity to buy if fundamentals are intact. Our take: There is a near-equal mix of good and bad in PYPL stock given its overall Moderate operating performance and financial condition. Considering stock’s Low valuation we think it is Attractive (see Buy or Sell PYPL).
For quick background, PYPL provides a technology platform enabling digital payments for merchants and consumers across approximately 200 markets and 100 currencies worldwide.
- The Next Big Rally in Ford Motor Stock Could Start Like This
- The Risk Factors to Watch Out For in NVIDIA Stock
- Intuitive Surgical Stock Now 16% Cheaper, Time To Buy
- AT&T Stock Pays Out $85 Bil – Investors Take Note
- Intel Stock Pays Out $92 Bil – Investors Take Note
- Comcast Stock Capital Return Hits $44 Bil
Comparing PYPL Stock Returns With The S&P 500
The following table summarizes the return for PYPL stock vs. the S&P 500 index over different periods, including the current streak:
| Return Period | PYPL | S&P 500 |
|---|---|---|
| 1D | -3.3% | -1.6% |
| 7D (Current Streak) | -13.6% | -4.5% |
| 1M (21D) | -14.4% | -2.4% |
| 3M (63D) | -16.7% | 1.1% |
| YTD 2025 | -31.8% | 11.2% |
| 2024 | 39.0% | 23.3% |
| 2023 | -13.8% | 24.2% |
| 2022 | -62.2% | -19.4% |
Take a look at what history tells you about whether past dips like this have been buying opportunities or traps: PYPL Dip Buyer Analysis.
Gains and Losses Streaks: S&P 500 Constituents
There are currently 23 S&P constituents with 3 days or more of consecutive gains and 98 constituents with 3 days or more of consecutive losses.
| Consecutive Days | # of Gainers | # of Losers |
|---|---|---|
| 3D | 19 | 20 |
| 4D | 1 | 31 |
| 5D | 0 | 6 |
| 6D | 2 | 27 |
| 7D or more | 1 | 14 |
| Total >=3 D | 23 | 98 |
Key Financials for PayPal (PYPL)
Last 2 Fiscal Years:
| Metric | FY2023 | FY2024 |
|---|---|---|
| Revenues | $29.8 Bil | $31.8 Bil |
| Operating Income | $4.9 Bil | $5.8 Bil |
| Net Income | $4.2 Bil | $4.1 Bil |
Last 2 Fiscal Quarters:
| Metric | 2025 FQ2 | 2025 FQ3 |
|---|---|---|
| Revenues | $8.3 Bil | $8.4 Bil |
| Operating Income | $1.6 Bil | $1.6 Bil |
| Net Income | $1.3 Bil | $1.2 Bil |
The losing streak PYPL stock is currently on doesn’t inspire much confidence among investors. In contrast, Trefis High Quality (HQ) Portfolio, with a collection of 30 stocks, has a track record of comfortably outperforming its benchmark that includes all 3 — the S&P 500, S&P mid-cap, and Russell 2000 indices. Why is that? As a group, HQ Portfolio stocks provided better returns with less risk versus the benchmark index; less of a roller-coaster ride, as evident in HQ Portfolio performance metrics.