PRCH’s 21% Single Month Rise Brings Valuations Into Focus – Is ORCL a Better Deal?
Oracle (ORCL) offers superior revenue growth across key periods, better profitability, and relatively lower valuation vs Porch (PRCH), suggesting you may be better off investing in ORCL
- ORCL’s quarterly revenue growth was 8.4%, vs. PRCH’s -7.4%.
- In addition, its Last 12 Months revenue growth came in at 8.4%, ahead of PRCH’s -7.4%.
- ORCL leads on profitability over both periods – LTM margin of 31.5% and 3-year average of 29.8%.
PRCH operates a software platform offering home services software, early homebuyer access, and property-related insurance through a risk-bearing carrier and independent agency in the US and Canada. ORCL provides cloud software services, industry solutions, application licenses, license support, enterprise database, software development language, and middleware products.
Valuation & Performance Overview
| PRCH | ORCL | Preferred | |
|---|---|---|---|
| Valuation | |||
| P/EBIT Ratio | 64.1 | 36.6 | ORCL |
| Revenue Growth | |||
| Last Quarter | -7.4% | 8.4% | ORCL |
| Last 12 Months | -7.4% | 8.4% | ORCL |
| Last 3 Year Average | 22.6% | 10.7% | PRCH |
| Operating Margins | |||
| Last 12 Months | 6.1% | 31.5% | ORCL |
| Last 3 Year Average | -23.6% | 29.8% | ORCL |
| Momentum | |||
| Last 3 Year Return | 575.3% | 226.7% | ORCL |
Note: For “Last 3 Year Return” metric, preferred stock is one with higher returns unless the returns are too high (>300%) which creates risk of sell off.
See more revenue details: PRCH Revenue Comparison | ORCL Revenue Comparison
See more margin details: PRCH Operating Income Comparison | ORCL Operating Income Comparison
But do these numbers tell the full story? Read Buy or Sell ORCL Stock to see if Oracle’s edge holds up under the hood or if Porch still has cards to play (see Buy or Sell PRCH Stock).
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Historical Market Performance
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Total [1] | Avg | Best | |
|---|---|---|---|---|---|---|---|---|---|
| Returns | |||||||||
| PRCH Return | – | 9% | -88% | 64% | 60% | 233% | 17% | ||
| ORCL Return | 24% | 37% | -5% | 31% | 60% | 42% | 386% | <=== | |
| S&P 500 Return | 16% | 27% | -19% | 24% | 23% | 10% | 100% | ||
| Monthly Win Rates [3] | |||||||||
| PRCH Win Rate | 82% | 58% | 33% | 33% | 58% | 71% | 56% | ||
| ORCL Win Rate | 67% | 58% | 33% | 58% | 58% | 71% | 58% | ||
| S&P 500 Win Rate | 58% | 75% | 42% | 67% | 75% | 57% | 62% | <=== | |
| Max Drawdowns [4] | |||||||||
| PRCH Max Drawdown | – | -15% | -94% | -72% | -65% | -23% | -45% | ||
| ORCL Max Drawdown | -25% | -6% | -29% | 0% | -3% | -26% | -15% | ||
| S&P 500 Max Drawdown | -31% | -1% | -25% | -1% | -2% | -15% | -12% | <=== | |
[1] Cumulative total returns since the beginning of 2020
[2] 2025 data is for the year up to 8/26/2025 (YTD)
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
No matter how good the numbers, stock investment is never a smooth ride. There is a risk you must factor in. Read PRCH Dip Buyer Analyses to see how the stock has fallen and recovered in the past.