ATLC Stock Down -26% after 13-Day Loss Streak

ATLC: Atlanticus logo
ATLC
Atlanticus

Atlanticus (ATLC) stock hit day 13 of a continuous streak of days with losses, with cumulative losses over this period amounting to a -26% return. The company has lost about $221 Mil in value over the last 13 days, with its current market capitalization at about $853 Mil. The stock remains 1.1% above its value at the end of 2024. This compares with year-to-date returns of 14.2% for the S&P 500.

ATLC provides credit and financial services in the U.S., including consumer loan products like credit cards and auto loan financing through a network of independent automotive dealers. Is this drop a warning sign or a setup for rebound? Deep dive with Buy or Sell ATLC.

Comparing ATLC Stock Returns With The S&P 500

The following table summarizes the return for ATLC stock vs. the S&P 500 index over different periods, including the current streak:
 

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Return Period ATLC S&P 500
1D -2.9% 0.1%
13D (Current Streak) -25.9% 1.5%
1M (21D) -15.9% 4.1%
3M (63D) -0.9% 6.9%
YTD 2025 1.1% 14.2%
2024 44.2% 23.3%
2023 47.6% 24.2%
2022 -63.3% -19.4%

 
What is the point? Sustained weakness can be more than noise. It often signals shifting sentiment or deeper concerns. A multi-day losing streak may warn of further downside, or present an opportunity to buy if fundamentals are intact. Take a look at what history tells you about whether past dips like this have been buying opportunities or traps: ATLC Dip Buyer Analysis.

Gains and Losses Streaks: S&P 500 Constituents

There are currently 80 S&P constituents with 3 days or more of consecutive gains and 55 constituents with 3 days or more of consecutive losses.
 

Consecutive Days # of Gainers # of Losers
3D 30 28
4D 10 25
5D 36 1
6D 3 1
7D or more 1 0
Total >=3 D 80 55

 
 
Key Financials for Atlanticus (ATLC)

Last 2 Fiscal Years:

Metric FY2023 FY2024
Revenues $256.3 Mil $299.4 Mil
EBT $128.6 Mil $138.6 Mil
Net Income $102.8 Mil $111.3 Mil

Last 2 Fiscal Quarters:

Metric 2025 FQ1 2025 FQ2
Revenues $87.1 Mil $89.6 Mil
EBT $40.9 Mil $40.1 Mil
Net Income $31.5 Mil $30.6 Mil

 
The losing streak ATLC stock is currently on doesn’t inspire much confidence among investors. In contrast, Trefis High Quality (HQ) Portfolio, with a collection of 30 stocks, has a track record of comfortably outperforming its benchmark that includes all 3 – the S&P 500, S&P mid-cap, and Russell 2000 indices. Why is that? As a group, HQ Portfolio stocks provided better returns with less risk versus the benchmark index; less of a roller-coaster ride, as evident in HQ Portfolio performance metrics.