Zenta (ZGM)
Market Price (3/30/2026): $1.43 | Market Cap: $-Sector: Industrials | Industry: Research & Consulting Services
Zenta (ZGM)
Market Price (3/30/2026): $1.43Market Cap: $-Sector: IndustrialsIndustry: Research & Consulting Services
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
| Weak multi-year price returns2Y Excs Rtn is -84%, 3Y Excs Rtn is -124% | High stock price volatilityVol 12M is 138% |
| Key risksZGM key risks include [1] its total operational concentration and regulatory exposure in Macau/China, Show more. |
| Weak multi-year price returns2Y Excs Rtn is -84%, 3Y Excs Rtn is -124% |
| High stock price volatilityVol 12M is 138% |
| Key risksZGM key risks include [1] its total operational concentration and regulatory exposure in Macau/China, Show more. |
Qualitative Assessment
AI Analysis | Feedback
1. Overvaluation and Inconsistent Earnings Growth: Zenta Group traded with a high price-to-earnings (P/E) ratio of 25.4x as of February 1, 2026, exceeding the average market P/E ratio of approximately 19x in the United States. Despite a 25% growth in earnings per share (EPS) in the prior year, the company's total EPS barely increased over the preceding three years, indicating inconsistent growth. This limited medium-term growth momentum was weaker than the market's predicted 16% growth, suggesting the stock was potentially overvalued and due for a correction.
2. Negative Analyst Sentiment and Forecasts: As of March 27, 2026, the consensus among Wall Street analysts rates Zenta Group (ZGM) as a "Sell." This negative sentiment is further supported by a predicted downside of 100% based on analysts' 12-month stock forecasts, signaling a strong lack of confidence in the company's future performance.
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Stock Movement Drivers
Fundamental Drivers
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Market Drivers
11/30/2025 to 3/29/2026| Return | Correlation | |
|---|---|---|
| ZGM | -44.0% | |
| Market (SPY) | -5.3% | 3.4% |
| Sector (XLI) | 3.9% | -11.0% |
Fundamental Drivers
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Market Drivers
8/31/2025 to 3/29/2026| Return | Correlation | |
|---|---|---|
| ZGM | ||
| Market (SPY) | 0.6% | 7.0% |
| Sector (XLI) | 5.5% | -9.2% |
Fundamental Drivers
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Market Drivers
2/28/2025 to 3/29/2026| Return | Correlation | |
|---|---|---|
| ZGM | ||
| Market (SPY) | 9.8% | 7.0% |
| Sector (XLI) | 18.4% | -9.2% |
Fundamental Drivers
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Market Drivers
2/28/2023 to 3/29/2026| Return | Correlation | |
|---|---|---|
| ZGM | ||
| Market (SPY) | 69.4% | 7.0% |
| Sector (XLI) | 65.1% | -9.2% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| ZGM Return | - | - | - | - | -41% | -30% | -59% |
| Peers Return | 67% | -31% | 70% | 19% | -3% | -38% | 40% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | -5% | 72% |
Monthly Win Rates [3] | |||||||
| ZGM Win Rate | - | - | - | - | 0% | 0% | |
| Peers Win Rate | 44% | 26% | 47% | 47% | 37% | 20% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 33% | |
Max Drawdowns [4] | |||||||
| ZGM Max Drawdown | - | - | - | - | -45% | -36% | |
| Peers Max Drawdown | -14% | -47% | -10% | -22% | -39% | -42% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | -5% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: FICO, VRSK, UPST, PGY, ACCL.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 3/27/2026 (YTD)
How Low Can It Go
ZGM has limited trading history. Below is the Industrials sector ETF (XLI) in its place.
| Event | XLI | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -22.6% | -25.4% |
| % Gain to Breakeven | 29.2% | 34.1% |
| Time to Breakeven | 273 days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -42.8% | -33.9% |
| % Gain to Breakeven | 74.8% | 51.3% |
| Time to Breakeven | 232 days | 148 days |
| 2018 Correction | ||
| % Loss | -24.6% | -19.8% |
| % Gain to Breakeven | 32.6% | 24.7% |
| Time to Breakeven | 312 days | 120 days |
| 2008 Global Financial Crisis | ||
| % Loss | -63.3% | -56.8% |
| % Gain to Breakeven | 172.8% | 131.3% |
| Time to Breakeven | 1,463 days | 1,480 days |
Compare to FICO, VRSK, UPST, PGY, ACCL
In The Past
SPDR Select Sector Fund's stock fell -22.6% during the 2022 Inflation Shock from a high on 1/4/2022. A -22.6% loss requires a 29.2% gain to breakeven.
Preserve Wealth
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Asset Allocation
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About Zenta (ZGM)
AI Analysis | Feedback
Here are 1-3 brief analogies for Zenta (ZGM):
- Zenta is a Macau-based consulting firm rapidly transforming into an **AI-powered fintech solutions provider**, similar to a specialized, regional **Accenture** shifting its focus heavily into financial technology.
- Zenta is a financial technology company developing AI-powered platforms for credit risk and consumption analysis, much like a niche, regional **Fiserv** or **Temenos** for specific financial solutions.
AI Analysis | Feedback
- Industrial Park Consultation Services: Assists clients with pre-development aspects of industrial park projects in the Greater Bay Area, including application preparation, negotiation, and various advisory services.
- Business Investment Consultation Services: Provides M&A consultation for acquiring equity stakes in Greater China investments and integrated administrative services to a shareholder.
- Fintech Products and Services: Involves acting as an intermediary distributor for third-party fintech products and selling acquired proprietary fintech platforms and AI models for credit risk and consumption behavior analysis.
AI Analysis | Feedback
Zenta (ZGM) primarily sells its services to other companies and institutions.
Its only explicitly named customer in the provided text is Ione Group, which receives administrative services. The text does not specify if Ione Group is a public company or its stock symbol.
For its other major revenue streams, specific customer names are not provided, but the customers generally fall into the following categories:
- For Fintech Products and Services (accounting for 70.5% of 2024 revenue), customers are generally from the banking and financial industries.
- For Industrial Park Consultation Services, customers are typically developers and investors involved in industrial park projects in the Guangdong–Hong Kong–Macau Greater Bay Area.
- For Business Investment Consultation Services (specifically Mergers and Acquisitions), customers include corporations and professional investment institutions, alongside high net worth individuals.
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Guo Yan Innovation Technology (Macau) Co. Ltd.
AI Analysis | Feedback
Wai Ian Ng, Chief Executive Officer
Wai Ian Ng is the Chairman of the Board and Chief Executive Officer of Zenta Group Co Ltd, which he co-founded on March 20, 2023. His leadership in the Macau International Investment Association contributes to enhancing the company's brand visibility and market access.
Fong Hang Ieong, Chief Financial Officer
Fong Hang Ieong serves as the Chief Financial Officer of Zenta Group Co Ltd.
Weng Seng Sou, Chief Operating Officer
Weng Seng Sou is a Director and the Chief Operating Officer of Zenta Group Co Ltd, which he co-founded on March 20, 2023.
AI Analysis | Feedback
- Risk of significant decline in demand for industrial park consultation services due to adverse property market conditions in Mainland China and Macau.
- Risk associated with high reliance on the rapidly growing fintech business segment, including execution risks related to developing proprietary solutions, acquiring companies, and integrating new technologies and staff.
- Risk of dependence on cash flow and distributions from Macau operating subsidiaries for the holding company's cash and financing requirements.
AI Analysis | Feedback
nullAI Analysis | Feedback
For the public company Zenta (symbol: ZGM), the addressable markets for its main products or services are as follows:
Industrial Park Consultation Services
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Business Investment Consultation Services (Mergers and Acquisitions Consultation)
The global Mergers and Acquisitions (M&A) advisory market is projected to grow from approximately USD 28.57 billion in 2025 to over USD 34.8 billion by 2033. The Asia-Pacific region, which includes Zenta's operational areas, represented 20.74% of the global M&A advisory market share in 2025, which is approximately USD 5.92 billion. China, a key part of the Greater China region where Zenta operates, is the largest market in the Asia-Pacific region, holding a 7.27% global share in 2025, equating to approximately USD 2.07 billion for M&A advisory services.
Fintech Products and Services
- China: The fintech market size in China was valued at USD 51.28 billion in 2025 and is estimated to grow to USD 59.39 billion in 2026, reaching USD 123.78 billion by 2031.
- Hong Kong: The Hong Kong fintech market is expected to grow from USD 6.3 billion in 2025 to USD 25.4 billion by 2033.
- Southeast Asia: The fintech market in Southeast Asia is projected to reach USD 180 billion by 2030, growing from an estimated USD 38 billion in a recent period (around 2025).
AI Analysis | Feedback
Expected Drivers of Future Revenue Growth for Zenta (ZGM)
Over the next 2-3 years, Zenta (ZGM) is expected to drive revenue growth through several key initiatives, primarily focusing on its rapidly expanding fintech segment and strategic developments in its consultation services:
- Strong Growth and Expansion of Fintech Products and Services: Zenta's fintech business has already demonstrated robust growth, accounting for 70.5% of its revenue for the year ended September 30, 2024. The company plans to continue increasing its focus and resources on fintech products and services. This includes selling its recently acquired fintech platform products (consisting of 2 fintech platforms and 6 AI models), acting as an intermediary distributor for other fintech products from existing and future suppliers, and further developing proprietary fintech solutions and platforms, potentially integrated with AI, for the banking and financial industries. Zenta believes fintech services will become one of its largest business segments in the future.
- Expansion into Post-Development Industrial Park Consultation Services: While the industrial park consultation services faced challenges in the year ended September 30, 2024, Zenta intends to expand its offerings by beginning operations on post-development stage services through its subsidiary, LMS, in the near future. This represents a diversification and expansion within an existing service line.
- Strategic Acquisitions in the Fintech Sector: Zenta plans to acquire fintech solution companies as part of its strategy to further expand its fintech services business. This inorganic growth approach, coupled with recruiting technical staff, is expected to enhance its capabilities and market presence in the fintech space.
- Strengthening of Business Investment Consultation Services: Despite market pressures affecting property markets, Zenta intends to continue strengthening its business investment consultation services. For the year ended September 30, 2024, the company successfully completed 4 projects in this area, indicating a steady, albeit potentially slower, growth path for this segment.
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Outbound Investments
- On August 5, 2024, Zenta acquired ownership of a set of fintech platform products, comprising two fintech platforms and six AI models, from Guo Yan Innovation Technology (Macau) Co. Ltd.
- The company plans to acquire fintech solution companies in the future.
Capital Expenditures
- Zenta has dedicated resources to developing its fintech business since the second half of 2023.
- The company plans to further develop proprietary fintech solutions and platforms, potentially integrated with AI, through its subsidiary LFT.
Trade Ideas
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Research & Analysis
Invest in Strategies
Wealth Management
Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 17.97 |
| Mkt Cap | 13.2 |
| Rev LTM | 1,662 |
| Op Inc LTM | 990 |
| FCF LTM | 471 |
| FCF 3Y Avg | 349 |
| CFO LTM | 499 |
| CFO 3Y Avg | 371 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 20.9% |
| Rev Chg 3Y Avg | 14.8% |
| Rev Chg Q | 16.4% |
| QoQ Delta Rev Chg LTM | 3.7% |
| Op Mgn LTM | 43.7% |
| Op Mgn 3Y Avg | 43.2% |
| QoQ Delta Op Mgn LTM | 1.0% |
| CFO/Rev LTM | 27.9% |
| CFO/Rev 3Y Avg | 21.6% |
| FCF/Rev LTM | 26.3% |
| FCF/Rev 3Y Avg | 19.4% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 13.2 |
| P/S | 5.3 |
| P/EBIT | 18.9 |
| P/E | 32.2 |
| P/CFO | 10.8 |
| Total Yield | 3.7% |
| Dividend Yield | 0.0% |
| FCF Yield 3Y Avg | 2.2% |
| D/E | 0.5 |
| Net D/E | 0.1 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | -10.4% |
| 3M Rtn | -45.1% |
| 6M Rtn | -59.8% |
| 12M Rtn | -46.3% |
| 3Y Rtn | -5.6% |
| 1M Excs Rtn | -5.4% |
| 3M Excs Rtn | -37.0% |
| 6M Excs Rtn | -56.3% |
| 12M Excs Rtn | -61.3% |
| 3Y Excs Rtn | -64.8% |
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| SUMMARY STATS | |||
| # Positive | 0 | 0 | 0 |
| # Negative | 0 | 0 | 0 |
| Median Positive | |||
| Median Negative | |||
| Max Positive | |||
| Max Negative | |||
External Quote Links
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| YCharts | Perplexity Finance |
| FinViz |
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