Tearsheet

Park Ha Biological Technology (PHH)

Market Price (10/31/2025): $0.385 | Market Cap: $-
Sector: Financials | Industry: Consumer Finance

Park Ha Biological Technology (PHH)

Market Price (10/31/2025): $0.385
Market Cap: $-
Sector: Financials
Industry: Consumer Finance

Investment Highlights Why It Matters Which of these 2 stories sounds closer for this stock?

1. Generates cash flow

The stock generated 4% or more of the share price (called cash flow yield), and shows moderate 10-15% or more growth.

2. Riding a trend

Think Tesla during the pandemic of 2020 when EVs were riding a cultural high, or Nvidia in the current AI boom, or even Figma. These companies don’t have enough yield, or, enough growth, or both - however - they are riding a trend. They have momentum. These can be more volatile - they don’t have the floor of strong cash flow

0		Weak multi-year price returns 2Y Excs Rtn is -161%, 3Y Excs Rtn is -173%	Penny stock Mkt Price is 0.4
1			High stock price volatility Vol 12M is 171%

0	Weak multi-year price returns 2Y Excs Rtn is -161%, 3Y Excs Rtn is -173%
1	Penny stock Mkt Price is 0.4
2	High stock price volatility Vol 12M is 171%

Market Valuation & Key Metrics

Valuation
Key Metrics

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PHH Stock

Return (1M):

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Factor Drivers of Stock Movement

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Return vs. Risk

Price Returns Compared

	2020	2021	2022	2023	2024	2025	Total [1]
Returns
PHH Return	0%	0%	0%	0%	-43%	-94%	-96%
Peers Return	2%	13%	-22%	33%	-13%	-13%	-10%
S&P 500 Return	16%	27%	-19%	24%	23%	16%	110%
Monthly Win Rates [3]
PHH Win Rate	0%	0%	0%	0%	0%	33%
Peers Win Rate	23%	34%	22%	27%	27%	36%
S&P 500 Win Rate	58%	75%	42%	67%	75%	67%
Max Drawdowns [4]
PHH Max Drawdown	0%	0%	0%	0%	-63%	-94%
Peers Max Drawdown	-18%	-4%	-26%	-18%	-32%	-34%
S&P 500 Max Drawdown	-31%	-1%	-25%	-1%	-2%	-15%

[1] Cumulative total returns since the beginning of 2020
[2] Peers: PRAA, PHH, SNTG, SUIG, AXP.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2025 data is for the year up to 10/30/2025 (YTD)

How Low Can It Go

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In The Past

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth over time.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

About Park Ha Biological Technology (PHH)

Business Description

PHH Corporation, through its subsidiaries, provides outsourced mortgage banking services to financial institutions and real estate brokers in the United States. The company operates through two segments, Mortgage Production and Mortgage Servicing. The Mortgage Production segment provides private label mortgage services to financial institutions and real estate brokers; and originates and sells mortgage loans. The Mortgage Servicing segment services mortgage loans and acts as a sub servicer for clients that own the underlying servicing rights; collects loan payments; remits principal and interest payments to investors; manages escrow funds for the payment of mortgage-related expenses, such as taxes and insurance; and performs loss mitigation activities on behalf of investors. PHH Corporation was founded in 1946 and is headquartered in Mount Laurel, New Jersey.

Trade Ideas

Select past ideas related to PHH. For more, see Trefis Trade Ideas.

Unique Key	Date	Ticker	Company	Category	Trade Strategy	6M Fwd Rtn	12M Fwd Rtn	12M Max DD
HLNE_9302025_Dip_Buyer_FCFYield	09302025	HLNE	Hamilton Lane	Dip Buy	DB \| FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin	-15.3%	-15.3%	-15.3%
CNS_9302025_Dip_Buyer_ValueBuy	09302025	CNS	Cohen & Steers	Dip Buy	DB \| P/E OPMDip Buy with Low PE and High Margin Buying dips for companies with tame PE and meaningfully high operating margin	6.0%	6.0%	-1.6%
JKHY_9262025_Monopoly_xInd_xCD_Getting_Cheaper	09262025	JKHY	Jack Henry & Associates	Monopoly	MY \| Getting CheaperMonopoly-Like with P/S Decline Large cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple	0.3%	0.3%	-2.1%
FDS_9192025_Monopoly_xInd_xCD_Getting_Cheaper	09192025	FDS	FactSet Research Systems	Monopoly	MY \| Getting CheaperMonopoly-Like with P/S Decline Large cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple	-7.0%	-7.0%	-7.7%
IBKR_9052025_Quality_Momentum_RoomToRun_10%	09052025	IBKR	Interactive Brokers	Quality	Q \| Momentum \| UpsideQuality Stocks with Momentum and Upside Buying quality stocks with strong momentum but still having room to run	13.9%	13.9%	0.0%

Unique Key	Date	Ticker	Company	Category	Trade Strategy	6M Fwd Rtn	12M Fwd Rtn	12M Max DD
HLNE_9302025_Dip_Buyer_FCFYield	09302025	HLNE	Hamilton Lane	Dip Buy	DB \| FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin	-15.3%	-15.3%	-15.3%
CNS_9302025_Dip_Buyer_ValueBuy	09302025	CNS	Cohen & Steers	Dip Buy	DB \| P/E OPMDip Buy with Low PE and High Margin Buying dips for companies with tame PE and meaningfully high operating margin	6.0%	6.0%	-1.6%
JKHY_9262025_Monopoly_xInd_xCD_Getting_Cheaper	09262025	JKHY	Jack Henry & Associates	Monopoly	MY \| Getting CheaperMonopoly-Like with P/S Decline Large cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple	0.3%	0.3%	-2.1%
FDS_9192025_Monopoly_xInd_xCD_Getting_Cheaper	09192025	FDS	FactSet Research Systems	Monopoly	MY \| Getting CheaperMonopoly-Like with P/S Decline Large cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple	-7.0%	-7.0%	-7.7%
IBKR_9052025_Quality_Momentum_RoomToRun_10%	09052025	IBKR	Interactive Brokers	Quality	Q \| Momentum \| UpsideQuality Stocks with Momentum and Upside Buying quality stocks with strong momentum but still having room to run	13.9%	13.9%	0.0%

Recent Active Movers

1 Day Top Gainers

#	Ticker	Company	1D Rtn	YTD Rtn
1	GH	Guardant Health	27.9%	202.5%
2	GCI	Gannett	27.7%	3.8%
3	FORM	FormFactor	24.2%	34.7%
4	VIAV	Viavi Solutions	22.3%	69.3%
5	GSAT	Globalstar	22.2%	63.5%
6	MTSR	Metsera	22.1%	63729900.0%
7	PRM	Perimeter Solutions	21.1%	102.3%
8	CHRW	C.H. Robinson Worldwide	19.7%	52.6%
9	INSM	Insmed	16.3%	181.3%
10	CAH	Cardinal Health	15.4%	62.8%

1 Day Top Losers

#	Ticker	Company	1D Rtn	YTD Rtn
1	FMC	FMC	-46.5%	-66.6%
2	APLS	Apellis Pharmaceuticals	-31.0%	-35.0%
3	THRY	Thryv	-30.2%	-44.8%
4	SFM	Sprouts Farmers Market	-26.1%	-39.2%
5	IART	Integra Lifesciences	-23.5%	-47.9%
6	ITRI	Itron	-21.1%	0.4%
7	WOLF	Wolfspeed	-18.2%
8	CMG	Chipotle Mexican Grill	-18.2%	-46.1%
9	CI	Cigna	-17.4%	-9.2%
10	EME	EMCOR	-16.6%	43.0%

1 Week Top Gainers

#	Ticker	Company	1W Rtn	YTD Rtn
1	INBX	Inhibrx Biosciences	176.8%	409.8%
2	PUMP	ProPetro	71.2%	16.2%
3	RNA	Avidity Biosciences	43.5%	139.6%
4	DYN	Dyne Therapeutics	42.8%	-0.0%
5	GCI	Gannett	39.3%	3.8%
6	FORM	FormFactor	38.3%	34.7%
7	MBX	MBX Biosciences	35.1%	18.2%
8	BBNX	Beta Bionics	33.8%
9	GH	Guardant Health	33.3%	202.5%
10	LUMN	Lumen Technologies	32.7%	94.7%

1 Week Top Losers

#	Ticker	Company	1W Rtn	YTD Rtn
1	PMI	Picard Medical	-75.2%	5106.3%
2	LRN	Stride	-56.1%	-35.8%
3	NTLA	Intellia Therapeutics	-52.6%	5.2%
4	FMC	FMC	-48.7%	-66.6%
5	FI	Fiserv	-47.4%	-68.3%
6	VRNS	Varonis Systems	-43.8%	-21.2%
7	THRY	Thryv	-33.4%	-44.8%
8	NFE	New Fortress Energy	-30.5%	-91.9%
9	AKBA	Akebia Therapeutics	-29.5%	10.5%
10	UAMY	United States Antimony	-28.9%	371.2%

1 Month Top Gainers

#	Ticker	Company	1M Rtn	YTD Rtn
1	PRAX	Praxis Precision Medicines	279.1%	161.2%
2	INBX	Inhibrx Biosciences	131.0%	409.8%
3	PUMP	ProPetro	99.6%	16.2%
4	DYN	Dyne Therapeutics	88.4%	-0.0%
5	VICR	Vicor	85.4%	89.2%
6	CELC	Celcuity	74.6%	503.2%
7	GLUE	Monte Rosa Therapeutics	73.5%	87.5%
8	NVTS	Navitas Semiconductor	72.1%	251.8%
9	LUMN	Lumen Technologies	70.3%	94.7%
10	BALY	Ballys	63.4%	4.1%

1 Month Top Losers

#	Ticker	Company	1M Rtn	YTD Rtn
1	PMI	Picard Medical	-62.9%	5106.3%
2	LRN	Stride	-53.8%	-35.8%
3	FMC	FMC	-51.0%	-66.6%
4	FI	Fiserv	-48.3%	-68.3%
5	NFE	New Fortress Energy	-43.6%	-91.9%
6	VG	Venture Global	-41.7%
7	OGN	Organon	-40.2%	-55.0%
8	VRNS	Varonis Systems	-39.5%	-21.2%
9	ITGR	Integer	-38.5%	-52.2%
10	LENZ	LENZ Therapeutics	-37.9%	5.5%

Recent Active Movers

1 Day Top Gainers

#	Ticker	Company	1D Rtn	YTD Rtn
1	GH	Guardant Health	27.9%	202.5%
2	GCI	Gannett	27.7%	3.8%
3	FORM	FormFactor	24.2%	34.7%
4	VIAV	Viavi Solutions	22.3%	69.3%
5	GSAT	Globalstar	22.2%	63.5%
6	MTSR	Metsera	22.1%	63729900.0%
7	PRM	Perimeter Solutions	21.1%	102.3%
8	CHRW	C.H. Robinson Worldwide	19.7%	52.6%
9	INSM	Insmed	16.3%	181.3%
10	CAH	Cardinal Health	15.4%	62.8%

1 Day Top Losers

#	Ticker	Company	1D Rtn	YTD Rtn
1	FMC	FMC	-46.5%	-66.6%
2	APLS	Apellis Pharmaceuticals	-31.0%	-35.0%
3	THRY	Thryv	-30.2%	-44.8%
4	SFM	Sprouts Farmers Market	-26.1%	-39.2%
5	IART	Integra Lifesciences	-23.5%	-47.9%
6	ITRI	Itron	-21.1%	0.4%
7	WOLF	Wolfspeed	-18.2%
8	CMG	Chipotle Mexican Grill	-18.2%	-46.1%
9	CI	Cigna	-17.4%	-9.2%
10	EME	EMCOR	-16.6%	43.0%

1 Week Top Gainers

#	Ticker	Company	1W Rtn	YTD Rtn
1	INBX	Inhibrx Biosciences	176.8%	409.8%
2	PUMP	ProPetro	71.2%	16.2%
3	RNA	Avidity Biosciences	43.5%	139.6%
4	DYN	Dyne Therapeutics	42.8%	-0.0%
5	GCI	Gannett	39.3%	3.8%
6	FORM	FormFactor	38.3%	34.7%
7	MBX	MBX Biosciences	35.1%	18.2%
8	BBNX	Beta Bionics	33.8%
9	GH	Guardant Health	33.3%	202.5%
10	LUMN	Lumen Technologies	32.7%	94.7%

1 Week Top Losers

#	Ticker	Company	1W Rtn	YTD Rtn
1	PMI	Picard Medical	-75.2%	5106.3%
2	LRN	Stride	-56.1%	-35.8%
3	NTLA	Intellia Therapeutics	-52.6%	5.2%
4	FMC	FMC	-48.7%	-66.6%
5	FI	Fiserv	-47.4%	-68.3%
6	VRNS	Varonis Systems	-43.8%	-21.2%
7	THRY	Thryv	-33.4%	-44.8%
8	NFE	New Fortress Energy	-30.5%	-91.9%
9	AKBA	Akebia Therapeutics	-29.5%	10.5%
10	UAMY	United States Antimony	-28.9%	371.2%

Peer Comparisons for Park Ha Biological Technology

Financials

	PHH	PRAA	SNTG	SUIG	AXP	Median
Name	Park Ha .	PRA	Sentage	Sui	American.
Mkt Price	0.39	13.73	2.54	2.70	358.88	2.70
Mkt Cap	-	0.5	-	-	248.3	124.4
Rev LTM	-	1,142	-	4	70,428	1,142
Op Inc LTM	-	207	-	-	-	207
FCF LTM	-	-62	-	6	18,944	6
FCF 3Y Avg	-	-69	-	-0	16,904	-0
CFO LTM	-	-58	-	6	21,139	6
CFO 3Y Avg	-	-65	-	-0	18,801	-0

Growth & Margins

	PHH	PRAA	SNTG	SUIG	AXP	Median
Name	Park Ha .	PRA	Sentage	Sui	American.
Rev Chg LTM	-	15.8%	-	76.6%	9.1%	15.8%
Rev Chg 3Y Avg	-	5.2%	-	0.3%	11.6%	5.2%
Rev Chg Q	-	1.4%	-	250.4%	10.8%	10.8%
QoQ Delta Rev Chg LTM	-	0.4%	-	49.0%	2.6%	2.6%
Op Mgn LTM	-	18.1%	-	-	-	18.1%
Op Mgn 3Y Avg	-	10.4%	-	-	-	10.4%
QoQ Delta Op Mgn LTM	-	-0.8%	-	-	-	-0.8%
CFO/Rev LTM	-	-5.0%	-	158.3%	30.0%	30.0%
CFO/Rev 3Y Avg	-	-6.4%	-	-15.0%	29.2%	-6.4%
FCF/Rev LTM	-	-5.4%	-	158.3%	26.9%	26.9%
FCF/Rev 3Y Avg	-	-6.9%	-	-15.0%	26.3%	-6.9%

Valuation

	PHH	PRAA	SNTG	SUIG	AXP	Median
Name	Park Ha .	PRA	Sentage	Sui	American.
Mkt Cap	-	0.5	-	-	248.3	124.4
P/S	-	0.5	-	-	3.5	2.0
P/EBIT	-	2.3	-	-	-	2.3
P/E	-	5.9	-	-	23.6	14.7
P/CFO	-	-9.4	-	-	11.7	1.2
Total Yield	-	17.0%	-	-	4.2%	10.6%
Dividend Yield	-	0.0%	-	-	0.0%	0.0%
FCF Yield 3Y Avg	-	-9.7%	-	-	10.7%	0.5%
D/E	-	6.7	-	-	0.2	3.5
Net D/E	-	6.4	-	-	0.0	3.2

Returns

	PHH	PRAA	SNTG	SUIG	AXP	Median
Name	Park Ha .	PRA	Sentage	Sui	American.
1M Rtn	-19.5%	-11.1%	-18.6%	-30.1%	8.3%	-18.6%
3M Rtn	-46.6%	-9.7%	49.4%	-	20.2%	5.3%
6M Rtn	-97.3%	-25.3%	55.9%	-	34.3%	4.5%
12M Rtn	-96.5%	-31.3%	17.6%	-	32.4%	-6.9%
3Y Rtn	-96.5%	-59.0%	19.2%	-	150.9%	-19.9%
1M Excs Rtn	-21.2%	-11.4%	-21.5%	-36.8%	7.8%	-21.2%
3M Excs Rtn	-50.9%	-18.2%	39.2%	-	12.9%	-2.7%
6M Excs Rtn	-119.0%	-47.1%	34.1%	-	12.6%	-17.2%
12M Excs Rtn	-113.7%	-45.2%	-4.5%	-	16.5%	-24.8%
3Y Excs Rtn	-173.3%	-133.8%	-58.6%	-	76.6%	-96.2%

Financials

Annual
Quarterly

$ Mil \| FY: 10/31	LTM	2024	2023	2022	2021
Period End	0/0/-1	10/31/2024	10/31/2023	10/31/2022	10/31/2021
Filing Date	0/0/-1	2/24/2025	12/27/2024	12/29/2023	12/29/2023
Key Financials
Total Revenue	-	2	2	2	1
Net Income	-	0	1	0	-0
EPS	-	0.02	0.03	0.01	-0.02
Growth Rates
Total Revenue Growth	-	-3.1%	28.1%	106.2%	-
Net Income Growth	-	-43.8%	345.4%	139.4%	-
Margins
Net Income Margin	-	20.1%	34.6%	10.0%	-52.1%
Cash & Debt
Total Cash	�	1	1	1	0
Total Debt	0	0	0	0	0
Net Debt / (Cash)	�	-0	-1	-1	-0
Cash Flows
Net Cash from Operations	-	1	0	1	-0
Free Cash from Operations	-	1	0	1	-1
Returns to Shareholders
Dividends	0	-0	-0	-0	-0
Share Repurchases	-0	-0	-0	-0	-0

$ Mil \| FY: 10/31
Period End
Filing Date
Key Financials Quarterly
Total Revenue
Net Income
EPS
Key Financials TTM
Total Revenue TTM
Net Income TTM
Growth Rates Quarterly
Total Revenue Growth
Net Income Growth
Margins Quarterly
Net Income Margin
Cash & Debt
Total Cash
Total Debt
Net Debt / (Cash)
Cash Flows Quarterly
FCF from Operations
Cash Flows TTM
FCF from Operations TTM
Returns to Shareholders Quarterly
Dividends
Share Repurchases
Return on Invested Capital (ROIC) Quarterly
ROIC
Return on Invested Capital (ROIC) TTM
ROIC TTM

	1M	2M	3M	6M	1Y	3Y
Beta	-4.26	3.15	2.37	0.34	-0.18	-0.08
Up Beta	-26.45	3.97	4.37	0.65	0.15	0.08
Down Beta	7.42	5.12	-5.22	-0.74	-0.96	-0.54
Up Capture	-183%	-13%	-352%	-64%	-29%	-3%
Bmk +ve Days	13	23	35	74	144	420
Stock +ve Days	7	13	21	61	96	96
Down Capture	-285%	445%	998%	279%	161%	101%
Bmk -ve Days	8	19	29	52	107	330
Stock -ve Days	14	29	42	64	92	92

Short Interest

Short Interest: As Of Date	10152025
Short Interest: Shares Quantity	176,840
Short Interest: % Change Since 9302025	-50.8%
Average Daily Volume	383,519
Days-to-Cover Short Interest	1

SEC Filings

Expand for More

Report Date	Filing Date	Filing
4302025	8262025	6-K 4/30/2025
10312024	2242025	20-F 10/31/2024
10312023	12272024	424B4 10/31/2023
10312022	12292023	DRS 10/31/2022

Insider Activity

Expand for More

Industry Resources

Financials Resources

Federal Reserve Economic Data

External Quote Links

0	Y Finance	Barrons
1	TradingView	Morningstar
2	SeekingAlpha	ValueLine
3	Motley Fool	Robinhood
4	CNBC	Etrade
5	MarketWatch	Unusual Whales
6	YCharts	Perplexity Finance
7	FinViz

Prefer one of these to Trefis? Tell us why.

Park Ha Biological Technology (PHH)

Market Price (10/31/2025): $0.385 | Market Cap: $-Sector: Financials | Industry: Consumer Finance

Park Ha Biological Technology (PHH)

Market Price (10/31/2025): $0.385Market Cap: $-Sector: FinancialsIndustry: Consumer Finance

Market Valuation & Key Metrics

PHH Stock

Return vs. Risk

Price Returns Compared

How Low Can It Go

In The Past

Preserve Wealth

Asset Allocation

About Park Ha Biological Technology (PHH)

Interactive Breakdown

Better Bets than Park Ha Biological Technology (PHH)

Latest Trefis Analyses

Trade Ideas

Recent Active Movers

1 Day Top Gainers

1 Day Top Losers

1 Week Top Gainers

1 Week Top Losers

1 Month Top Gainers

1 Month Top Losers

Recent Active Movers

1 Day Top Gainers

1 Day Top Losers

1 Week Top Gainers

1 Week Top Losers

More From Trefis

Research & Analysis

Invest in Strategies

Wealth Management

Peer Comparisons for Park Ha Biological Technology

Financials

Growth & Margins

Valuation

Returns

Comparison Analyses

FDIC Bank Data

Bank Capital

Bank Deposits

Bank Assets

Bank Loans

Financials

Segment Financials

Price Behavior

Short Interest

Returns Analyses

Earnings Returns History

SEC Filings

Insider Activity

Industry Resources

External Quote Links

Market Price (10/31/2025): $0.385 | Market Cap: $-
Sector: Financials | Industry: Consumer Finance

Market Price (10/31/2025): $0.385
Market Cap: $-
Sector: Financials
Industry: Consumer Finance