Orion Digital (ORIO)


Market Price (8/8/2026): $0.6469 | Market Cap: $15.4 MilSector: Information Technology | Industry: Systems Software

Orion Digital (ORIO)


Market Price (8/8/2026): $0.6469
Market Cap: $15.4 Mil
Sector: Information Technology
Industry: Systems Software

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

0

Valuation becoming less expensive
P/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -31%

Low stock price volatility
Vol 12M is 49%

Megatrend and thematic drivers
Megatrends include Artificial Intelligence, Cloud Computing, and Social Media & Creator Economy. Themes include AI Software Platforms, Show more.

Weak multi-year price returns
2Y Excs Rtn is -81%, 3Y Excs Rtn is -108%

Penny stock
Mkt Price is 0.6

Not profitable at operating income level
Op Inc LTMOperating Income, Last Twelve Months is -0.1 Mil, Op Mgn LTMOperating Margin = Operating Income / Revenue Reflects profitability before taxes and before impact of capital structure (interest payments). is -0.2%

Debt is significant
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 349%

Weak revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is -2.8%, Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is 0.9%, Rev Chg QQuarterly Revenue Change % is -0.5%

Not cash flow generative
FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is -5.2%

Yield minus risk free rate is negative
ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -112%

Key risks
ORIO key risks include [1] a steep projected annual earnings decline of 147.2% and [2] high debt that is not covered by its negative operating cash flow.

0 Valuation becoming less expensive
P/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -31%
1 Low stock price volatility
Vol 12M is 49%
2 Megatrend and thematic drivers
Megatrends include Artificial Intelligence, Cloud Computing, and Social Media & Creator Economy. Themes include AI Software Platforms, Show more.
3 Weak multi-year price returns
2Y Excs Rtn is -81%, 3Y Excs Rtn is -108%
4 Penny stock
Mkt Price is 0.6
5 Not profitable at operating income level
Op Inc LTMOperating Income, Last Twelve Months is -0.1 Mil, Op Mgn LTMOperating Margin = Operating Income / Revenue Reflects profitability before taxes and before impact of capital structure (interest payments). is -0.2%
6 Debt is significant
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 349%
7 Weak revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is -2.8%, Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is 0.9%, Rev Chg QQuarterly Revenue Change % is -0.5%
8 Not cash flow generative
FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is -5.2%
9 Yield minus risk free rate is negative
ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -112%
10 Key risks
ORIO key risks include [1] a steep projected annual earnings decline of 147.2% and [2] high debt that is not covered by its negative operating cash flow.

Valuation & Metrics

Price Chart

Why The Stock Moved

Qualitative Assessment

AI Analysis | Feedback

Updated on 8/1/2026

Orion Digital (ORIO) stock has lost about 40% since 4/30/2026 because of the following key factors:

1. Nasdaq Minimum Bid Price Deficiency Notification.

On June 26, 2026, Orion Digital Corp. (ORIO) received a notification from Nasdaq regarding a deficiency in its minimum bid price. Such a notice indicates the company's stock has traded below the required minimum price, which can lead to delisting if not remedied, significantly eroding investor confidence and contributing to the stock's decline.

2. Persistent Underlying Financial Weakness.

Despite reporting positive year-over-year adjusted EBITDA growth of 46% and a 97% increase in cash for fiscal Q1 2026 (ended March 31, 2026), Orion Digital continues to exhibit indicators of weak financial health. The company's GF Score™ is 44/100, and its financial strength is rated 3/10, suggesting potential risks due to high debt levels and raising concerns about its ability to sustain growth and achieve profitability in the long term.

Show more
Updated on 8/1/2026

Orion Digital (ORIO) stock has lost about 40% since 4/30/2026 because of the following key factors:

1. Nasdaq Minimum Bid Price Deficiency Notification.

On June 26, 2026, Orion Digital Corp. (ORIO) received a notification from Nasdaq regarding a deficiency in its minimum bid price. Such a notice indicates the company's stock has traded below the required minimum price, which can lead to delisting if not remedied, significantly eroding investor confidence and contributing to the stock's decline.

2. Persistent Underlying Financial Weakness.

Despite reporting positive year-over-year adjusted EBITDA growth of 46% and a 97% increase in cash for fiscal Q1 2026 (ended March 31, 2026), Orion Digital continues to exhibit indicators of weak financial health. The company's GF Score™ is 44/100, and its financial strength is rated 3/10, suggesting potential risks due to high debt levels and raising concerns about its ability to sustain growth and achieve profitability in the long term.

3. Market Reaction to Unproven New Initiatives Amidst Existing Challenges.

While Orion Digital commercially launched its new Intelligent Investing platform on July 27, 2026, this positive development occurred late in the specified period and was likely insufficient to immediately offset the negative sentiment from the Nasdaq deficiency and broader financial concerns. The market may be adopting a "wait and see" approach regarding the new platform's ability to significantly impact revenue and profitability, especially given the company's historical challenges and negative price-to-earnings (P/E) ratio of -7.71.

Show less
Holding a concentrated position? Know your true downside before the momentum shifts.
Protect Your Wealth →

Stock Movement Drivers

Fundamental Drivers

The -38.1% change in ORIO stock from 4/30/2026 to 8/7/2026 was primarily driven by a -37.8% change in the company's P/S Multiple.
(LTM values as of)43020268072026Change
Stock Price ($)1.040.65-38.1%
Change Contribution By: 
Total Revenues ($ Mil)6968-0.8%
P/S Multiple0.40.2-37.8%
Shares Outstanding (Mil)24240.4%
Cumulative Contribution-38.1%

LTM = Last Twelve Months as of date shown

Market Drivers

4/30/2026 to 8/7/2026
ReturnCorrelation
ORIO-38.1% 
Market (SPY)7.6%23.8%
Sector (XLK)17.8%22.2%

Fundamental Drivers

The -49.1% change in ORIO stock from 1/31/2026 to 8/7/2026 was primarily driven by a -48.3% change in the company's P/S Multiple.
(LTM values as of)13120268072026Change
Stock Price ($)1.270.65-49.1%
Change Contribution By: 
Total Revenues ($ Mil)6968-1.7%
P/S Multiple0.40.2-48.3%
Shares Outstanding (Mil)24240.3%
Cumulative Contribution-49.1%

LTM = Last Twelve Months as of date shown

Market Drivers

1/31/2026 to 8/7/2026
ReturnCorrelation
ORIO-49.1% 
Market (SPY)12.1%30.9%
Sector (XLK)30.8%27.8%

Fundamental Drivers

null
null

Market Drivers

7/31/2025 to 8/7/2026
ReturnCorrelation
ORIO  
Market (SPY)23.4%32.3%
Sector (XLK)43.7%28.5%

Fundamental Drivers

null
null

Market Drivers

7/31/2023 to 8/7/2026
ReturnCorrelation
ORIO  
Market (SPY)74.9%32.3%
Sector (XLK)114.7%28.5%

Return vs. Risk

Price Returns Compared

 202120222023202420252026Total [1]
Returns
ORIO Return------33%-33%
Peers Return41%-73%152%76%41%-23%84%
S&P 500 Return27%-19%24%23%16%13%105%

Monthly Win Rates [3]
ORIO Win Rate-----38% 
Peers Win Rate42%32%55%53%58%42% 
S&P 500 Win Rate75%42%67%75%67%50% 

Max Drawdowns [4]
ORIO Max Drawdown------ 
Peers Max Drawdown-52%-76%-47%-36%-49%-45% 
S&P 500 Max Drawdown-5%-25%-10%-8%-19%-9% 


[1] Cumulative total returns since the beginning of 2021
[2] Peers: SOFI, UPST, HOOD, COIN, PYPL.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 8/7/2026 (YTD)

How Low Can It Go

ORIO has limited trading history. Below is the Information Technology sector ETF (XLK) in its place.

EventXLKS&P 500
2025 US Tariff Shock
  % Loss-25.7%-18.8%
  % Gain to Breakeven34.5%23.1%
  Time to Breakeven65 days79 days
2024 Yen Carry Trade Unwind
  % Loss-17.0%-7.8%
  % Gain to Breakeven20.4%8.5%
  Time to Breakeven92 days18 days
Summer-Fall 2023 Five Percent Yield Shock
  % Loss-10.0%-9.5%
  % Gain to Breakeven11.2%10.5%
  Time to Breakeven15 days24 days
2022 Inflation Shock & Fed Tightening
  % Loss-33.1%-24.5%
  % Gain to Breakeven49.5%32.4%
  Time to Breakeven246 days427 days
2020 COVID-19 Crash
  % Loss-31.2%-33.7%
  % Gain to Breakeven45.2%50.9%
  Time to Breakeven78 days140 days
Q4 2018 Fed Policy Error / Growth Scare
  % Loss-23.8%-19.2%
  % Gain to Breakeven31.2%23.8%
  Time to Breakeven100 days105 days

Compare to SOFI, UPST, HOOD, COIN, PYPL

In The Past

State Street Technology Select Sector SPDR ETF's stock fell -25.7% during the 2025 US Tariff Shock. Such a loss loss requires a 34.5% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

ORIO has limited trading history. Below is the Information Technology sector ETF (XLK) in its place.

EventXLKS&P 500
2025 US Tariff Shock
  % Loss-25.7%-18.8%
  % Gain to Breakeven34.5%23.1%
  Time to Breakeven65 days79 days
2022 Inflation Shock & Fed Tightening
  % Loss-33.1%-24.5%
  % Gain to Breakeven49.5%32.4%
  Time to Breakeven246 days427 days
2020 COVID-19 Crash
  % Loss-31.2%-33.7%
  % Gain to Breakeven45.2%50.9%
  Time to Breakeven78 days140 days
Q4 2018 Fed Policy Error / Growth Scare
  % Loss-23.8%-19.2%
  % Gain to Breakeven31.2%23.8%
  Time to Breakeven100 days105 days
2008-2009 Global Financial Crisis
  % Loss-51.5%-53.4%
  % Gain to Breakeven106.2%114.4%
  Time to Breakeven797 days1085 days

Compare to SOFI, UPST, HOOD, COIN, PYPL

In The Past

State Street Technology Select Sector SPDR ETF's stock fell -25.7% during the 2025 US Tariff Shock. Such a loss loss requires a 34.5% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

About Orion Digital (ORIO)

Mogo Inc. operates as a financial technology company in Canada and internationally. The company provides digital solutions to the consumers to get in control of their financial health. It offers Mogo app to access a digital spending account with Mogo Visa Platinum Prepaid Card; MogoCrypto that enables the buying and selling of bitcoin; MogoProtect, a free ID fraud protection and monthly credit score monitoring; MogoMortgage, a digital mortgage experience; and MogoMoney that provides access to personal loans. The company also offers Mogo Trade, a free stock trading platform with real-time stock quotes and funding; and Mogo Ventures to manage its existing investments in strategic partners and companies. In addition, it operates Carta, a digital payments software platform that enable financial technology companies, banks, and corporations to issue payment products to consumers via multiple channels, including physical, virtual, and tokenized cards, as well as payment switching and routing services. Mogo Inc. was founded in 2003 and is headquartered in Vancouver, Canada.

AI Analysis | Feedback

```html

Analogy 1: A Canadian SoFi, providing an all-in-one digital platform for banking, investing, loans, and crypto.

Analogy 2: Like a Canadian Chime or Revolut, but with integrated stock trading, crypto buying, and personal loans.

```

AI Analysis | Feedback

  • Mogo app: A digital spending account featuring the Mogo Visa Platinum Prepaid Card.
  • MogoCrypto: A platform enabling the buying and selling of bitcoin.
  • MogoProtect: A service offering free ID fraud protection and monthly credit score monitoring.
  • MogoMortgage: A digital experience for obtaining mortgage services.
  • MogoMoney: Provides consumers with access to personal loans.
  • MogoTrade: A free stock trading platform offering real-time stock quotes and funding.
  • Mogo Ventures: Manages the company's investments in strategic partners and other companies.
  • Carta: A digital payments software platform that helps financial technology companies, banks, and corporations issue payment products and facilitate payment processing.

AI Analysis | Feedback

null

AI Analysis | Feedback

  • Visa Inc. (V)
  • Equifax Inc. (EFX)
  • TransUnion (TRU)

AI Analysis | Feedback

David Feller, Founder, CEO and Chairman

David Feller founded Mogo in 2003, which later became Orion Digital. He has served as the Company's Chief Executive Officer and Chairman of the Board since its inception. Over the past 19 years, he has grown the company into a leading digital wallet and payments entity, overseeing equity and debt financings totaling over $500 million, the company's IPO on the TSX, and subsequent public offerings. Mr. Feller is passionate about leveraging technology and design to deliver innovative digital solutions that help consumers improve their financial health. He is a former member of the Young Entrepreneurs Organization (YEO) of Canada and holds a Bachelor of Arts degree from the University of Western Ontario.

Gregory Feller, President, CFO and Director

Gregory Feller is a co-founder of Orion Digital (formerly Mogo) and has served as the Company's Chief Financial Officer since August 2011, and as President and a Director since April 2015. He manages the financial strategy of the company. Prior to joining Mogo, Mr. Feller held significant roles in the financial services industry, including Managing Director and Co-Head of the Technology Investment Banking Group at Citadel Securities. He also served as a Managing Director at UBS Investment Bank (2008-2010), a Managing Director with Lehman Brothers (2001-2008), and a Vice President at Goldman Sachs & Co. (1998-2000). Gregory Feller holds a Bachelor of Administrative and Commercial Studies from the University of Western Ontario.

Justin Carter, Chief Operating Officer

Justin Carter oversees the day-to-day execution of Orion Digital's platform strategy.

Alice Davidson, Chief Legal Officer

Alice Davidson serves as the Chief Legal Officer for Orion Digital.

Eric Miles, CTO

Eric Miles holds the position of Chief Technology Officer at Orion Digital.

AI Analysis | Feedback

Here are the key risks to Orion Digital's business:

  1. Inconsistent Profitability and Financial Performance Volatility: Despite recent improvements in cash flow, Orion Digital's net income remains negative, and its earnings before interest and taxes (EBIT) are below breakeven. The company has experienced volatile revenue, and the long-term sustainability of its positive cash flow, after a period of negative results, is identified as a key watch item. This suggests ongoing challenges in achieving consistent and sustainable profitability across its diverse business segments.
  2. Intense Competition in Fintech and Digital Asset Markets: Orion Digital operates in highly competitive industries, including digital wealth management, payments processing, and digital asset services. Its Intelligent Investing platform, which aims to promote long-term wealth building, faces significant competition from numerous existing trading applications and wealth management tools. Similarly, its Carta Worldwide payments infrastructure operates within a crowded global payments landscape. This competitive environment could hinder customer acquisition, retention, and pricing power.
  3. Regulatory and Market Risks in the Digital Asset Sector: The company's "Bitcoin Treasury" strategy exposes it to the inherent volatility and price fluctuations of the cryptocurrency market. Furthermore, the rapidly evolving regulatory landscape for digital assets in the various jurisdictions where Orion Digital operates (primarily Canada and Europe) presents significant operational and compliance risks. Changes in these regulations could impact the value of its digital asset holdings or restrict its ability to participate in this market.

AI Analysis | Feedback

null

AI Analysis | Feedback

Addressable Markets for Orion Digital (ORIO) Products and Services

Orion Digital Corp. (ORIO), formerly known as Mogo Inc., operates digital financial technology platforms across wealth, payments, and lending. The addressable markets for its main products and services are primarily concentrated in Canada and Europe.

Intelligent Investing Platform (Canada)

For its Intelligent Investing platform, which provides digital wealth management solutions in Canada, the market demonstrates significant growth. The Canada digital WealthTech and Robo-Advisors Market was valued at approximately USD 2.7 billion based on a five-year historical analysis. The broader Canadian digital financial services sector is projected to reach CAD 9.1 billion in the future. More specifically, the Canada wealth management software market generated a revenue of USD 172.5 million in 2024 and is expected to reach USD 391.9 million by 2030, exhibiting a compound annual growth rate (CAGR) of 14.7% from 2025 to 2030. The Wealth Management Platform Market in Canada is projected to grow at a 6.5% CAGR from 2025 to 2035.

Carta Worldwide (Europe and Canada)

Orion Digital's Carta Worldwide subsidiary, which provides issuer processing and payments infrastructure, operates in the European and Canadian fintech markets. The European fintech market was valued at USD 98.10 billion in 2025 and is projected to reach USD 690.86 billion by 2034, with a CAGR of 24.22% from 2026 to 2034. The payment and fund transfer segment alone constituted 45.08% of the total Europe fintech market in 2025. The Europe payment processing solutions market is estimated at USD 22.46 billion in 2026 and is projected to reach USD 44.93 billion by 2034, with a CAGR of 9.05% from 2026 to 2034.

In Canada, the fintech market (which includes payments) reached USD 5.1 billion in 2025 and is projected to grow to USD 19.3 billion by 2034, demonstrating a CAGR of 15.55% during 2026-2034. Another estimate places the Canadian fintech sector at USD 10.2 billion in 2025, with a projection to reach USD 25.5 billion by 2033. Canada plays a significant role in the North American payment processing solutions market, which was valued at USD 111.6 billion globally in 2024 and is poised to grow to USD 246.42 billion by 2033.

Consumer Lending Business (Canada)

Orion Digital's consumer lending business, which includes personal loans, serves the Canadian market. The Canada digital lending platform market generated a revenue of USD 698.0 million in 2024 and is expected to reach USD 3,019.9 million by 2030, growing at a CAGR of 28.2% from 2025 to 2030. The Canadian personal loan sector is steadily expanding, supported by factors like household borrowing activity. The North American personal loans industry held the largest share in the global market in 2020. Globally, the personal loans market size is projected to reach USD 1.41 trillion in 2030 at a CAGR of 10.6% from 2025.

AI Analysis | Feedback

Orion Digital Corp. (NASDAQ: ORIO), formerly Mogo Inc., is focused on growing its revenue over the next 2-3 years through several key drivers, leveraging its multi-engine platform across wealth, payments, and digital assets.

Here are 3-5 expected drivers of future revenue growth for Orion Digital:

  1. Growth in the Intelligent Investing Platform: Orion Digital's Intelligent Investing platform, which offers digital wealth management solutions, is a significant driver. The company reported a 32% year-over-year increase in wealth revenue and a 17% rise in Assets Under Management (AUM) to $498 million in Q4 and full-year 2025, respectively. This platform focuses on long-term wealth building, positioning it for continued expansion in the digital wealth sector.
  2. Expansion of Carta Worldwide Payments Infrastructure: The Carta Worldwide subsidiary, which provides global payments infrastructure and issuer processing, is expected to continue driving revenue growth, particularly through its ongoing expansion in the European market. In fiscal year 2025, European payment transaction volume through Carta Worldwide reached CAD 11.1 billion, a 14% increase, contributing to a 15% increase in payments revenue. The platform also has potential for future growth in areas like stablecoin settlement and digital asset infrastructure.
  3. Increase in Platform Members: Growth in the overall number of platform members is a fundamental driver for Orion Digital's various digital financial solutions. The company reported 2.3 million platform members, reflecting a 6% year-over-year growth, indicating a growing customer base that can be monetized across its offerings.
  4. Strategic Shift to Recurring Subscription and Services Revenue: Orion Digital is actively transitioning to a platform-driven business model with a focus on recurring income. In Q4 and full-year 2025, subscription and services revenue constituted 62% of the total revenue, demonstrating a successful shift towards more stable and predictable revenue streams through its wealth and payments platforms. This strategic pivot is aimed at enhancing long-term profitability and market competitiveness.

AI Analysis | Feedback

Based on the search results, Orion Digital Corp. (formerly Mogo Inc.) has made several capital allocation decisions over the last 3-5 years. Here's the summarized information:

Capital Allocation Decisions for Orion Digital (formerly Mogo Inc.)

Share Repurchases

  • Orion Digital (as Mogo Inc.) repurchased 474,353 common shares in 2023 at an average price of $2.36 per share, and 600,000 common shares in 2022 under its NASDAQ buyback program, totaling 1,074,353 common shares repurchased and cancelled to date, representing 4.4% of outstanding shares as of March 2024.
  • As of August 2023, Mogo Inc. received approval from the Toronto Stock Exchange (TSX) to commence a Normal Course Issuer Bid (NCIB) to repurchase up to 2,183,000 common shares (approximately 10% of the public float at March 21, 2023) until March 21, 2024.
  • As of July 1, 2025, Mogo had approximately US$7 million in remaining repurchase capacity under its NASDAQ buyback program, representing roughly 13% of its outstanding common shares at the time.

Share Issuance

  • On August 14, 2023, the company completed a share consolidation of its share capital on a three-for-one basis.
  • In January 2021, Mogo issued 10 million common shares to the former holders of Carta securities as part of the acquisition of Carta Worldwide.
  • In May 2021, Mogo completed the acquisition of Moka, purchasing the company in exchange for nearly 5 million Mogo shares as part of a $64 million CAD all-stock deal.

Inbound Investments

  • The company's capital strategy includes maintaining a strong balance sheet with total cash and investments of $46.1 million CAD as of Q3 2025.
  • Orion Digital (as Mogo Inc.) has funded its lending and investing activities, expenses, and losses primarily through proceeds from its 2015 initial public offering, subsequent common share issuances, convertible debentures, warrants, and credit facilities.

Outbound Investments

  • In July 2025, Mogo's board of directors authorized up to $50 million in Bitcoin allocations as a long-term reserve asset, with holdings increasing to $4.7 million CAD in Q3 2025.
  • Mogo (now Orion Digital) made strategic acquisitions, including Carta Worldwide in January 2021 for $24 million CAD in stock, and Moka in May 2021 for approximately 5 million Mogo shares (part of a $64 million CAD all-stock deal).
  • In 2022, Mogo formed Mogo Ventures to manage investments in strategic partners and companies, including a 39% stake in Coinsquare, investments in crypto and Web3 platforms like Gemini and NFT Trader, and gaming companies such as Enthusiast Gaming.

Capital Expenditures

  • In the last 12 months (prior to late 2025/early 2026), Orion Digital reported capital expenditures of -$78,972.
  • The company prioritizes investment in its Wealth platform (Intelligent Investing) and Payments infrastructure (Carta Worldwide) to support growth.
  • Orion Digital's MOGO 3.0 initiative, launched in Q1 2025, is an AI-native transformation plan focused on consolidating platforms, automating workflows, and embedding AI to reduce operational costs by 15% by the end of fiscal year 2025.

Better Bets vs. Orion Digital (ORIO)

Recent Active Movers

Peer Comparisons

Peers to compare with:

Financials

ORIOSOFIUPSTHOODCOINPYPLMedian
NameOrion Di.SoFi Tec.Upstart Robinhoo.Coinbase.PayPal  
Mkt Price0.6518.3831.0993.29153.6059.0745.08
Mkt Cap0.023.63.083.940.551.832.0
Rev LTM684,3061,2264,9326,28334,1284,619
Op Inc LTM-0--2,2707346,2821,502
FCF LTM-4-8,800-3051781,7146,58687
FCF 3Y Avg-5-4,883-1771,3551,9796,193675
CFO LTM-0-8,502-2842451,7147,475122
CFO 3Y Avg-2-4,667-1621,4071,9906,952703

Growth & Margins

ORIOSOFIUPSTHOODCOINPYPLMedian
NameOrion Di.SoFi Tec.Upstart Robinhoo.Coinbase.PayPal  
Rev Chg LTM-2.8%41.0%45.3%38.3%-10.4%5.7%22.0%
Rev Chg 3Y Avg0.9%32.7%34.5%43.9%37.6%6.1%33.6%
Rev Chg Q-0.5%42.5%41.7%32.3%-18.5%4.8%18.5%
QoQ Delta Rev Chg LTM-0.1%9.2%9.6%6.9%-4.2%1.2%4.0%
Op Inc Chg LTM95.1%--49.7%-61.3%2.0%25.9%
Op Inc Chg 3Y Avg68.8%--197.1%71.0%9.8%69.9%
Op Mgn LTM-0.2%--46.0%11.7%18.4%15.0%
Op Mgn 3Y Avg-3.3%--34.0%20.4%18.3%19.4%
QoQ Delta Op Mgn LTM2.7%---0.3%0.6%-0.5%0.1%
CFO/Rev LTM-0.2%-197.5%-23.2%5.0%27.3%21.9%2.4%
CFO/Rev 3Y Avg-3.1%-135.1%-18.9%35.6%31.5%21.4%9.2%
FCF/Rev LTM-5.2%-204.4%-24.9%3.6%27.3%19.3%-0.8%
FCF/Rev 3Y Avg-7.7%-141.7%-20.7%34.1%31.3%19.1%5.7%

Valuation

ORIOSOFIUPSTHOODCOINPYPLMedian
NameOrion Di.SoFi Tec.Upstart Robinhoo.Coinbase.PayPal  
Mkt Cap0.023.63.083.940.551.832.0
P/S0.25.52.417.06.41.54.0
P/Op Inc-126.8--36.955.18.222.6
P/EBIT-1.4--36.9-35.08.23.4
P/E-0.937.149.840.5-41.010.623.8
P/CFO-99.8-2.8-10.6342.323.66.92.1
Total Yield-108.1%2.7%2.0%2.5%-2.4%9.9%2.2%
Dividend Yield0.0%0.0%0.0%0.0%0.0%0.5%0.0%
FCF Yield 3Y Avg--31.2%-5.7%0.9%3.3%11.9%0.9%
D/E5.30.10.70.30.20.30.3
Net D/E3.5-0.20.50.1-0.10.00.1

Returns

ORIOSOFIUPSTHOODCOINPYPLMedian
NameOrion Di.SoFi Tec.Upstart Robinhoo.Coinbase.PayPal  
1M Rtn-21.9%3.7%-2.3%-17.8%-3.6%32.7%-2.9%
3M Rtn-34.6%16.7%7.4%21.1%-23.6%30.6%12.0%
6M Rtn-42.7%-11.9%-18.7%12.6%-7.0%47.1%-9.4%
12M Rtn-35.9%-16.8%-55.3%-16.1%-50.6%-12.7%-26.3%
3Y Rtn-35.9%97.4%-39.9%740.5%74.5%-5.7%34.4%
1M Excs Rtn-23.5%-4.1%-9.3%-21.8%-5.9%27.5%-7.6%
3M Excs Rtn-42.9%9.1%1.5%16.6%-26.1%22.5%5.3%
6M Excs Rtn-54.2%-19.7%-24.3%14.2%-9.0%34.9%-14.3%
12M Excs Rtn-58.2%-36.6%-76.0%-34.0%-71.7%-36.4%-47.4%
3Y Excs Rtn-107.8%10.5%-126.2%578.0%-2.0%-90.5%-46.3%

Comparison Analyses

null

Financials

Segment Financials

Revenue by Segment
$ Mil20252024202320222021
Single Segment69716569 
Interest revenue    23
Subscription and services    34
Total6971656958


Price Behavior

null
ORIO Betas & Captures as of 7/31/2026

 1M2M3M6M1Y3Y
Beta0.340.880.911.020.17-0.05
Up Beta-2.910.360.281.080.820.11
Down Beta-0.360.720.580.480.14-0.57
Up Capture-54%-13%-5%23%38%4%
Bmk +ve Days11223567138427
Stock +ve Days81622485959
Down Capture336%200%217%172%116%65%
Bmk -ve Days11212859114326
Stock -ve Days142741747878

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with ORIO
ORIO-36.1%49.4%-1.37-
Sector ETF (XLK)43.7%25.9%1.3628.5%
Equity (SPY)23.3%12.8%1.3632.3%
Gold (GLD)28.5%28.4%0.8728.9%
Commodities (DBC)32.9%19.8%1.323.6%
Real Estate (VNQ)14.2%13.8%0.727.3%
Bitcoin (BTCUSD)-44.2%42.9%-1.2340.0%

Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 5-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with ORIO
ORIO-8.5%49.4%-1.37-
Sector ETF (XLK)20.5%25.8%0.7128.5%
Equity (SPY)13.5%17.2%0.6132.3%
Gold (GLD)18.6%18.6%0.8128.9%
Commodities (DBC)8.2%19.6%0.313.6%
Real Estate (VNQ)2.3%18.9%0.027.3%
Bitcoin (BTCUSD)8.8%53.0%0.3540.0%

Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 10-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with ORIO
ORIO-4.4%49.4%-1.37-
Sector ETF (XLK)24.6%24.9%0.8928.5%
Equity (SPY)15.4%17.9%0.7332.3%
Gold (GLD)12.1%16.2%0.6128.9%
Commodities (DBC)7.4%18.0%0.333.6%
Real Estate (VNQ)4.8%20.7%0.207.3%
Bitcoin (BTCUSD)58.2%66.2%0.9840.0%

Smart multi-asset allocation framework can stack odds in your favor. Learn How

Short Interest

Short Interest: As Of Date7152026
Short Interest: Shares Quantity0.3 Mil
Short Interest: % Change Since 63020261.6%
Average Daily Volume0.0 Mil
Days-to-Cover Short Interest7.5 days
Basic Shares Quantity23.8 Mil
Short % of Basic Shares1.1%

Earnings Returns History

Updated 6/2/2026
Expand for More
 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
SUMMARY STATS   
# Positive000
# Negative000
Median Positive   
Median Negative   
Max Positive   
Max Negative   
Collapse to Preview
 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
SUMMARY STATS   
# Positive000
# Negative000
Median Positive   
Median Negative   
Max Positive   
Max Negative   

SEC Filings

Expand for More
Report DateFiling DateFiling
06/30/202608/06/20266-K
12/31/202504/30/202620-F
09/30/202511/07/20256-K
06/30/202508/07/20256-K
03/31/202505/08/20256-K
12/31/202404/29/202520-F
09/30/202411/06/20246-K
06/30/202408/08/20246-K
03/31/202405/09/20246-K
12/31/202304/30/202420-F
09/30/202311/09/20236-K
06/30/202308/10/20236-K
03/31/202305/11/20236-K
12/31/202203/23/202320-F
09/30/202211/10/20226-K
06/30/202208/11/20226-K
Collapse to Preview
Report DateFiling DateFiling
06/30/202608/06/20266-K
12/31/202504/30/202620-F
09/30/202511/07/20256-K
06/30/202508/07/20256-K
03/31/202505/08/20256-K
12/31/202404/29/202520-F
09/30/202411/06/20246-K
06/30/202408/08/20246-K
03/31/202405/09/20246-K
12/31/202304/30/202420-F
09/30/202311/09/20236-K
06/30/202308/10/20236-K
03/31/202305/11/20236-K
12/31/202203/23/202320-F
09/30/202211/10/20226-K
06/30/202208/11/20226-K
03/31/202205/12/20226-K
12/31/202103/23/202240-F
09/30/202111/10/20216-K
06/30/202108/11/20216-K
03/31/202105/13/20216-K
12/31/202003/26/202140-F
09/30/202011/10/20206-K
06/30/202008/11/20206-K
03/31/202006/04/20206-K
12/31/201905/28/202020-F
09/30/201911/07/20196-K
06/30/201908/15/20196-K
Core Cache Last Updated: 8/7/2026