Tearsheet

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

0

Cash is significant % of market cap
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -31%

Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 125%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 124%

Attractive yield
FCF Yield is 18%

Low stock price volatility
Vol 12M is 19%

Megatrend and thematic drivers
Megatrends include Fintech & Digital Payments. Themes include Online Banking & Lending, and Digital Payments.

Trading close to highs
Dist 52W High is -0.7%, Dist 3Y High is -0.7%

Weak multi-year price returns
3Y Excs Rtn is -18%

Yield minus risk free rate is negative
ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -4.4%

Key risks
NSTS key risks include [1] a concentrated credit risk exposure to commercial and multi-family real estate loans within the northern suburbs of Chicago, Show more.

0 Cash is significant % of market cap
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -31%
1 Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 125%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 124%
2 Attractive yield
FCF Yield is 18%
3 Low stock price volatility
Vol 12M is 19%
4 Megatrend and thematic drivers
Megatrends include Fintech & Digital Payments. Themes include Online Banking & Lending, and Digital Payments.
5 Trading close to highs
Dist 52W High is -0.7%, Dist 3Y High is -0.7%
6 Weak multi-year price returns
3Y Excs Rtn is -18%
7 Yield minus risk free rate is negative
ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -4.4%
8 Key risks
NSTS key risks include [1] a concentrated credit risk exposure to commercial and multi-family real estate loans within the northern suburbs of Chicago, Show more.

NSTS in ETFs

Weight = NSTS's share of each fund

VTI0.00%

Valuation & Metrics

Price Chart

Why The Stock Moved

Qualitative Assessment

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Updated on 6/1/2026

NSTS Bancorp (NSTS) stock has gained about 10% since 2/28/2026 because of the following key factors:

1. Acquisition by Brookfield Bancshares. The most significant driver of NSTS Bancorp's stock appreciation was the announcement on May 12, 2026, of its definitive merger agreement to be acquired by Brookfield Bancshares, Inc. in an all-cash transaction valued at approximately $73.7 million, or about $14.28 per share of NSTS common stock. This represents a clear premium and expected cash exit for shareholders, pending regulatory and stockholder approvals, with closing anticipated in the fourth quarter of 2026.

2. Improved First Quarter 2026 Financial Performance. NSTS Bancorp reported significantly improved financial results for the first quarter ended March 31, 2026. The company narrowed its net loss to $39,000, a substantial improvement from a net loss of $328,000 in the same period a year prior. Furthermore, net interest income increased to $1.9 million, and the net interest margin improved to 2.98% from 2.82%, supported by a more than doubling of the gain on the sale of mortgage loans to $475,000 from $23.2 million in loans sold.

Show more
Updated on 6/1/2026

NSTS Bancorp (NSTS) stock has gained about 10% since 2/28/2026 because of the following key factors:

1. Acquisition by Brookfield Bancshares. The most significant driver of NSTS Bancorp's stock appreciation was the announcement on May 12, 2026, of its definitive merger agreement to be acquired by Brookfield Bancshares, Inc. in an all-cash transaction valued at approximately $73.7 million, or about $14.28 per share of NSTS common stock. This represents a clear premium and expected cash exit for shareholders, pending regulatory and stockholder approvals, with closing anticipated in the fourth quarter of 2026.

2. Improved First Quarter 2026 Financial Performance. NSTS Bancorp reported significantly improved financial results for the first quarter ended March 31, 2026. The company narrowed its net loss to $39,000, a substantial improvement from a net loss of $328,000 in the same period a year prior. Furthermore, net interest income increased to $1.9 million, and the net interest margin improved to 2.98% from 2.82%, supported by a more than doubling of the gain on the sale of mortgage loans to $475,000 from $23.2 million in loans sold.

3. Favorable Regional Banking Sector Trends. The broader regional banking sector experienced a period of positive investor sentiment during the first quarter of 2026, with regional bank share prices climbing 12% on average in the month leading up to May 2026. This reflected cautious optimism that the most severe interest rate volatility might be subsiding. Many regional banks, including NSTS, reported robust Q1 2026 earnings with net income growth frequently exceeding expectations, contributing to a supportive macroeconomic environment for the stock.

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Stock Movement Drivers

Fundamental Drivers

The 12.2% change in NSTS stock from 2/28/2026 to 6/19/2026 was primarily driven by a 7.8% change in the company's P/S Multiple.
(LTM values as of)22820266192026Change
Stock Price ($)12.2513.7412.2%
Change Contribution By: 
Total Revenues ($ Mil)9104.8%
P/S Multiple6.46.97.8%
Shares Outstanding (Mil)55-0.7%
Cumulative Contribution12.2%

LTM = Last Twelve Months as of date shown

Market Drivers

2/28/2026 to 6/19/2026
ReturnCorrelation
NSTS12.2% 
Market (SPY)9.2%27.5%
Sector (XLF)4.7%18.4%

Fundamental Drivers

The 22.7% change in NSTS stock from 11/30/2025 to 6/19/2026 was primarily driven by a 17.9% change in the company's P/S Multiple.
(LTM values as of)113020256192026Change
Stock Price ($)11.2013.7422.7%
Change Contribution By: 
Total Revenues ($ Mil)9104.8%
P/S Multiple5.86.917.9%
Shares Outstanding (Mil)55-0.7%
Cumulative Contribution22.7%

LTM = Last Twelve Months as of date shown

Market Drivers

11/30/2025 to 6/19/2026
ReturnCorrelation
NSTS22.7% 
Market (SPY)9.9%22.2%
Sector (XLF)1.3%15.4%

Fundamental Drivers

The 10.0% change in NSTS stock from 5/31/2025 to 6/19/2026 was primarily driven by a 10.5% change in the company's Total Revenues ($ Mil).
(LTM values as of)53120256192026Change
Stock Price ($)12.4913.7410.0%
Change Contribution By: 
Total Revenues ($ Mil)91010.5%
P/S Multiple6.96.90.3%
Shares Outstanding (Mil)55-0.7%
Cumulative Contribution10.0%

LTM = Last Twelve Months as of date shown

Market Drivers

5/31/2025 to 6/19/2026
ReturnCorrelation
NSTS10.0% 
Market (SPY)28.1%18.1%
Sector (XLF)6.7%16.2%

Fundamental Drivers

The 54.8% change in NSTS stock from 5/31/2023 to 6/19/2026 was primarily driven by a 35.6% change in the company's Total Revenues ($ Mil).
(LTM values as of)53120236192026Change
Stock Price ($)8.8813.7454.8%
Change Contribution By: 
Total Revenues ($ Mil)71035.6%
P/S Multiple6.16.912.5%
Shares Outstanding (Mil)551.5%
Cumulative Contribution54.8%

LTM = Last Twelve Months as of date shown

Market Drivers

5/31/2023 to 6/19/2026
ReturnCorrelation
NSTS54.8% 
Market (SPY)85.7%9.2%
Sector (XLF)77.0%11.4%

Return vs. Risk

Price Returns Compared

 202120222023202420252026Total [1]
Returns
NSTS Return--20%-6%24%10%6%9%
Peers Return42%-3%3%22%8%16%115%
S&P 500 Return27%-19%24%23%16%8%98%

Monthly Win Rates [3]
NSTS Win Rate-8%67%67%42%33% 
Peers Win Rate73%43%47%50%52%70% 
S&P 500 Win Rate75%42%67%75%67%50% 

Max Drawdowns [4]
NSTS Max Drawdown---22%-10%-18%-11% 
Peers Max Drawdown-18%-28%-35%-15%-26%-15% 
S&P 500 Max Drawdown-5%-25%-10%-8%-19%-9% 


[1] Cumulative total returns since the beginning of 2021
[2] Peers: WTFC, ONB, ASB, BUSE, BY.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 6/18/2026 (YTD)

How Low Can It Go

EventNSTSS&P 500
2025 US Tariff Shock
  % Loss-12.6%-18.8%
  % Gain to Breakeven14.4%23.1%
  Time to Breakeven61 days79 days
2023 SVB Regional Banking Crisis
  % Loss-22.0%-6.7%
  % Gain to Breakeven28.2%7.1%
  Time to Breakeven498 days31 days
2022 Inflation Shock & Fed Tightening
  % Loss-14.6%-24.5%
  % Gain to Breakeven17.1%32.4%
  Time to Breakeven992 days427 days

Compare to WTFC, ONB, ASB, BUSE, BY

In The Past

NSTS Bancorp's stock fell -12.6% during the 2025 US Tariff Shock. Such a loss loss requires a 14.4% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

EventNSTSS&P 500
2023 SVB Regional Banking Crisis
  % Loss-22.0%-6.7%
  % Gain to Breakeven28.2%7.1%
  Time to Breakeven498 days31 days

Compare to WTFC, ONB, ASB, BUSE, BY

In The Past

NSTS Bancorp's stock fell -12.6% during the 2025 US Tariff Shock. Such a loss loss requires a 14.4% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

About NSTS Bancorp (NSTS)

NSTS Bancorp, Inc. (NSTS) operates as a savings and loan holding company for North Shore Trust and Savings, functioning as a community-oriented bank. The company is primarily involved in providing a comprehensive suite of banking products and services, serving both individual and business clients.

The core of its business revolves around attracting deposits through various account offerings, including checking, money market, savings, and time deposit accounts. These funds are then primarily deployed into a diverse portfolio of loans. NSTS specializes in lending for one- to four-family residential mortgages, multi-family and commercial real estate, construction projects, home equity lines, and other consumer loans.

NSTS Bancorp's primary market is Illinois, where it serves communities through its main banking office and a branch in Waukegan, a full-service branch in Lindenhurst, and a loan production office in Chicago. This localized presence allows NSTS to cater to the financial needs of customers within these specific regions, providing essential banking and lending solutions.

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A smaller, regional Bank of America, focused on specific communities in northern Illinois.

Like a community-oriented Wells Fargo, serving towns such as Waukegan and Lindenhurst, Illinois.

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  • Deposit Accounts: NSTS Bancorp offers various types of accounts for customers to deposit and save money, including checking, money market, savings, and time deposit accounts.
  • Lending Services: The company provides a range of loans to individuals and businesses, such as one- to four-family residential mortgage, multi-family and commercial real estate, construction, home equity, and consumer loans.

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NSTS Bancorp (NSTS)

  • Individual Consumers and Households

    This category includes individuals and families who utilize the company's retail banking services, such as checking, money market, savings, and time deposit accounts. It also encompasses customers who obtain personal loans, including one-to-four family residential mortgages, home equity loans, and other consumer loans.

  • Businesses and Commercial Real Estate Investors/Developers

    This category comprises businesses, real estate investors, and developers primarily within Illinois, who obtain multi-family and commercial real estate loans, as well as construction loans. These customers leverage the company's lending products to finance their commercial properties, projects, and business operations.

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Stephen G. Lear, Chairman, President and Chief Executive Officer, NSTS Bancorp, Inc.

Stephen G. Lear has served as the Chairman of the Board of Directors of North Shore MHC and North Shore Trust and Savings since 2012 and as a director since 2003. He was the Chief Executive Officer of North Shore Trust and Savings from 1998 to 2022. Mr. Lear has held various roles with North Shore Trust and Savings since 1979. He earned a degree in Finance/Business Administration from the University of Illinois at Urbana-Champaign and an MBA from The Lake Forest Graduate School of Management. Mr. Lear previously served on the Board of Directors and as Chairman of The Illinois League of Financial Institutions.

Nathan E. Walker, Executive Vice President, NSTS Bancorp, Inc.; President and Chief Executive Officer, North Shore Trust and Savings

Nathan E. Walker has served as the President and Chief Executive Officer of North Shore Trust and Savings since July 2022, President and Chief Operating Officer since November 2020, and Chief Operating Officer since November 2019. He joined North Shore Trust and Savings in 1996, previously holding the role of Senior Vice President of Retail Banking from 2010 to 2020. Mr. Walker holds a Bachelor's of Science degree in Finance from the University of Wisconsin-Parkside, a Master's degree in Business Administration from Cardinal Stritch University, and an advanced degree from the Graduate School of Banking at the University of Wisconsin Madison. He also serves on the board of directors of Siena Catholic Schools of Racine, Wisconsin.

Carissa H. Schoolcraft, Chief Financial Officer, NSTS Bancorp, Inc. and North Shore Trust and Savings

Carissa H. Schoolcraft has served as the Chief Financial Officer of North Shore Trust and Savings since April 2021. Prior to this, she was the Controller of North Shore Trust and Savings from April 2020 to April 2021. Before joining North Shore Trust and Savings, Ms. Schoolcraft was a Staff Auditor (Manager) at KPMG, LLP from 2013 to 2020. She serves on the audit committee of Cunningham Children's Home and holds Bachelor's and Master's Degrees in Accounting from Truman State University.

Amy L. Avakian, Vice President and Chief Lending Officer, North Shore Trust and Savings

Amy L. Avakian has held the position of Vice President and Chief Lending Officer of North Shore Trust and Savings since 2019. She began her career at North Shore Trust and Savings in 1983 and has served in various lending roles, also being a member of the loan committee. Ms. Avakian earned her Bachelor's in Communication from St. Norbert College and is a member of the Lake County Property Investor's Association.

AI Analysis | Feedback

The key risks to NSTS Bancorp, Inc. (NSTS) are primarily related to its lending activities, the broader economic environment affecting interest rates and liquidity, and the extensive regulatory framework governing financial institutions.

  1. Credit Risk in Loan Portfolio: A significant portion of NSTS Bancorp's business involves originating one- to four-family residential mortgage, multi-family and commercial real estate, construction, home equity, and consumer loans. Commercial real estate and multi-family residential lending, in particular, carries a higher degree of risk compared to one- to four-family residential lending due to larger loan amounts and reliance on the successful operation of the underlying projects or businesses. The bank's exposure to credit risk is also significantly influenced by changes in the economic conditions within its market area, Lake County, Illinois, and adjacent communities. Industry-wide, there has been an accumulation of risk in loan portfolios due to eased underwriting, risk layering, and increasing credit concentrations in the pursuit of higher yields.
  2. Interest Rate and Liquidity Risk: NSTS Bancorp's earnings are susceptible to fluctuations in interest rates, which can impact the profitability of its loan and deposit products. Changes in depositor behavior, such as a shift in deposit preferences or withdrawals, can also affect the company's liquidity and funding stability. The company's cash flow depends on earnings from the investment of stock offering proceeds and dividends received from its subsidiary, North Shore Trust and Savings, which is subject to regulatory limitations on dividend payments. Furthermore, unrealized losses on debt securities can occur due to increased market rates and temporary market conditions.
  3. Regulatory and Compliance Risk: As a savings and loan holding company, NSTS Bancorp, Inc. and its subsidiary, North Shore Trust and Savings, are subject to comprehensive regulation and examination by various federal agencies, including the Office of the Comptroller of the Currency (OCC), the Federal Reserve Board, and the Securities and Exchange Commission (SEC). Any changes in applicable laws or regulations could materially and adversely affect their operations and financial performance. High compliance risk persists, particularly concerning Bank Secrecy Act/Anti-Money Laundering (BSA/AML), Office of Foreign Assets Control (OFAC), and consumer compliance requirements, driven by the increasing sophistication of illicit financial activities. A less than satisfactory regulatory rating could also hinder the company's ability to access capital markets, pay dividends, or expand through acquisitions.

AI Analysis | Feedback

The increasing competition from digital-only banks and non-bank fintech lenders poses a clear emerging threat to NSTS Bancorp.

These competitors operate with significantly lower overhead costs due to the absence of a physical branch network, enabling them to offer more competitive interest rates on deposits and loans. Furthermore, they often provide superior, highly convenient, and technology-driven user experiences that appeal to a broad range of customers, especially those who prioritize digital access and seamless online banking over traditional branch visits.

This trend directly threatens NSTS Bancorp's core business by potentially eroding its deposit base and market share in key lending areas such as consumer and residential mortgages within its local Illinois markets, where its traditional branch-based model may struggle to compete effectively against more agile and digitally-focused alternatives.

AI Analysis | Feedback

The addressable markets for NSTS Bancorp's main products and services within Illinois are as follows:

  • Bank Deposits: The total deposits held by banks and thrifts in Illinois amounted to approximately $667.06 billion as of June 30, 2023.
  • Commercial Banking Industry (including consumer, commercial, and industrial loans, and deposits): The market size for the Commercial Banking industry in Illinois is projected to be $70.8 billion in 2026.
  • Real Estate Loans & Collateralized Debt (including residential mortgage, multi-family and commercial real estate, and construction loans): The market size for the Real Estate Loans & Collateralized Debt industry in Illinois is estimated at $21.3 billion in 2026.

AI Analysis | Feedback

NSTS Bancorp, Inc. (NSTS) is expected to drive future revenue growth over the next 2-3 years through several key strategies, primarily focusing on its core lending activities and potentially through market penetration and strategic initiatives. The expected drivers of future revenue growth for NSTS Bancorp include:
  • Growth in Lending Activities: The company's primary business activity is attracting deposits and using those funds to originate various types of loans, including one-to-four-family residential mortgage, multi-family and commercial real estate, construction, home equity, and consumer loans. An increase in the volume and value of these loan originations would directly contribute to higher interest income, a significant component of revenue. The expansion of its mortgage lending department further supports this driver.
  • Capitalizing on Interest Income Opportunities: Despite overall financial challenges, NSTS Bancorp has demonstrated a significant increase in interest income, with a 34.64% rise for the quarter ending June 2025, suggesting an effective capitalization on its lending activities. Sustaining or improving this ability to generate interest income from its loan portfolio will be crucial for revenue growth.
  • Expansion of Market Presence and Customer Base: While operating primarily in Lake County, Illinois, and adjacent communities, NSTS Bancorp also has loan production offices in Chicago, Plainfield, and Aurora, Illinois. The company's ability to successfully enter new markets and capitalize on growth opportunities is identified as a factor for future performance, implying potential for expanding its customer base beyond its traditional footprint.
  • Strategic Balance Sheet Management: The company has engaged in balance sheet repositioning, including the sale of available-for-sale investment securities, with proceeds intended for debt repayment, liquidity management, and funding for residential loan growth. Such strategic financial management can optimize the allocation of capital to revenue-generating assets and improve overall profitability.

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Share Repurchases

  • NSTS Bancorp announced the authorization of a stock repurchase program on December 21, 2023.
  • On March 31, 2023, the company authorized a program to buy back up to 269,898 shares, representing approximately 5% of its outstanding common stock.
  • As of October 5, 2023, NSTS Bancorp had repurchased 152,681 shares at an average price of $8.88 per share, with an additional 117,217 shares authorized under an extended program valid until September 30, 2024.

Share Issuance

  • NSTS Bancorp completed its stock offering in connection with its conversion on January 18, 2022.
  • The company sold 5,290,000 shares of common stock at $10.00 per share in its subscription offering, generating gross proceeds of approximately $52.9 million.
  • As part of the conversion, NSTS Bancorp issued 107,959 shares of common stock and $150,000 in cash to the NSTS Charitable Foundation, Inc.

Outbound Investments

  • As of March 28, 2025, the company had no agreements to acquire other financial institutions or financial services companies.
  • North Shore Trust and Savings, the banking subsidiary, invests in bank owned life insurance (BOLI) to provide a funding source for its benefit plan obligations.

Capital Expenditures

  • NSTS Bancorp does not own or lease any property directly, but pays North Shore Trust and Savings for the use of its premises, furniture, and equipment.
  • The company's primary business involves attracting deposits and originating loans, suggesting that significant capital is allocated to these lending activities rather than large physical capital expenditures.
  • "Equipment and occupancy expense" is noted as a significant expense for the company.

Latest Trefis Analyses

TitleDate
0DASHBOARDS 
1How Low Can NSTS Bancorp Stock Really Go?10/17/2025
Title
0ARTICLES

Recent Active Movers

Peer Comparisons

Peers to compare with:

Financials

NSTSWTFCONBASBBUSEBYMedian
NameNSTS Ban.Wintrust.Old Nati.Associat.First Bu.Byline B. 
Mkt Price13.74154.1124.8029.2028.2335.1528.71
Mkt Cap0.110.49.64.82.41.63.6
Rev LTM102,7962,7381,5187914501,155
Op Inc LTM-------
FCF LTM121,664728616215165416
FCF 3Y Avg61,019619530172158351
CFO LTM121,718779653236167445
CFO 3Y Avg61,078658576183162380

Growth & Margins

NSTSWTFCONBASBBUSEBYMedian
NameNSTS Ban.Wintrust.Old Nati.Associat.First Bu.Byline B. 
Rev Chg LTM10.5%12.3%41.6%44.5%66.0%11.0%27.0%
Rev Chg 3Y Avg17.8%10.7%14.7%8.1%23.2%10.9%12.8%
Rev Chg Q17.9%10.9%44.3%11.5%57.0%8.3%14.7%
QoQ Delta Rev Chg LTM3.9%2.6%8.5%2.7%9.9%1.9%3.3%
Op Inc Chg LTM-------
Op Inc Chg 3Y Avg-------
Op Mgn LTM-------
Op Mgn 3Y Avg-------
QoQ Delta Op Mgn LTM-------
CFO/Rev LTM125.0%61.4%28.5%43.0%29.8%37.1%40.1%
CFO/Rev 3Y Avg68.4%41.6%30.7%47.9%33.1%39.1%40.3%
FCF/Rev LTM124.4%59.5%26.6%40.6%27.2%36.6%38.6%
FCF/Rev 3Y Avg63.4%39.2%28.9%43.9%31.1%38.1%38.7%

Valuation

NSTSWTFCONBASBBUSEBYMedian
NameNSTS Ban.Wintrust.Old Nati.Associat.First Bu.Byline B. 
Mkt Cap0.110.49.64.82.41.63.6
P/S6.93.73.53.23.13.53.5
P/Op Inc-------
P/EBIT-------
P/E-696.512.012.69.811.411.311.3
P/CFO5.56.012.37.410.49.48.4
Total Yield-0.1%8.3%7.9%13.5%8.8%10.1%8.6%
Dividend Yield0.0%0.0%0.0%3.3%0.0%1.2%0.0%
FCF Yield 3Y Avg10.7%12.7%9.3%14.2%10.4%14.0%11.7%
D/E0.40.40.80.80.20.40.4
Net D/E-0.3-0.60.5-0.6-0.8-0.6-0.6

Returns

NSTSWTFCONBASBBUSEBYMedian
NameNSTS Ban.Wintrust.Old Nati.Associat.First Bu.Byline B. 
1M Rtn0.7%2.9%5.0%5.2%5.4%7.1%5.1%
3M Rtn15.5%16.7%17.5%20.6%16.4%16.6%16.7%
6M Rtn14.4%9.1%7.5%12.5%15.2%16.1%13.4%
12M Rtn10.8%31.8%24.2%32.3%30.9%42.8%31.3%
3Y Rtn51.7%132.9%98.0%95.8%56.3%95.6%95.7%
1M Excs Rtn-1.6%3.3%5.8%6.4%5.7%6.8%5.7%
3M Excs Rtn1.0%2.6%4.0%6.7%2.7%2.6%2.6%
6M Excs Rtn6.9%-0.3%-0.6%0.8%3.7%5.1%2.2%
12M Excs Rtn-14.5%8.1%-0.3%8.3%6.9%18.3%7.5%
3Y Excs Rtn-17.6%54.0%20.4%17.7%-22.0%16.4%17.0%

Comparison Analyses

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Financials

Segment Financials

Revenue by Segment
$ Mil20252024202320222021
Single Segment99575
Total99575


Price Behavior

Price Behavior
Market Price$13.74 
Market Cap ($ Bil)0.1 
First Trading Date01/19/2022 
Distance from 52W High-0.7% 
   50 Days200 Days
DMA Price$12.74$12.00
DMA Trendupup
Distance from DMA7.9%14.5%
 3M1YR
Volatility24.2%19.6%
Downside Capture43.7834.50
Upside Capture71.6737.03
Correlation (SPY)27.6%17.9%
NSTS Betas & Captures as of 5/31/2026

 1M2M3M6M1Y3Y
Beta0.080.470.540.440.290.12
Up Beta-0.940.340.380.390.390.09
Down Beta0.20-0.070.190.080.010.07
Up Capture104%86%77%72%27%6%
Bmk +ve Days13283667141432
Stock +ve Days8192453100325
Down Capture-69%11%60%40%43%21%
Bmk -ve Days7132757109318
Stock -ve Days6142653107283

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with NSTS
NSTS14.2%18.4%0.74-
Sector ETF (XLF)8.3%14.6%0.3318.2%
Equity (SPY)26.5%12.4%1.6122.7%
Gold (GLD)24.2%27.5%0.77-1.9%
Commodities (DBC)19.8%18.8%0.83-17.6%
Real Estate (VNQ)11.0%13.7%0.521.0%
Bitcoin (BTCUSD)-40.0%42.5%-1.0810.4%

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Based On 5-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with NSTS
NSTS3.0%21.9%0.12-
Sector ETF (XLF)9.3%18.6%0.3716.4%
Equity (SPY)13.5%17.1%0.6212.7%
Gold (GLD)17.1%18.3%0.761.1%
Commodities (DBC)7.5%19.4%0.29-0.3%
Real Estate (VNQ)1.9%18.9%0.0013.4%
Bitcoin (BTCUSD)11.0%54.2%0.404.4%

Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 10-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with NSTS
NSTS1.5%21.9%0.12-
Sector ETF (XLF)13.0%22.2%0.5416.4%
Equity (SPY)15.3%18.0%0.7312.7%
Gold (GLD)12.3%16.1%0.631.1%
Commodities (DBC)5.9%18.0%0.26-0.3%
Real Estate (VNQ)5.3%20.7%0.2213.4%
Bitcoin (BTCUSD)60.0%66.8%1.004.4%

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Short Interest

Short Interest: As Of Date5292026
Short Interest: Shares Quantity0.0 Mil
Short Interest: % Change Since 51520263.5%
Average Daily Volume0.0 Mil
Days-to-Cover Short Interest1
Basic Shares Quantity4.9 Mil
Short % of Basic Shares0.1%

Earnings Returns History

Updated 6/2/2026
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 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
SUMMARY STATS   
# Positive000
# Negative000
Median Positive   
Median Negative   
Max Positive   
Max Negative   
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 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
SUMMARY STATS   
# Positive000
# Negative000
Median Positive   
Median Negative   
Max Positive   
Max Negative   

SEC Filings

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Report DateFiling DateFiling
03/31/202605/14/202610-Q
12/31/202503/27/202610-K
09/30/202511/13/202510-Q
06/30/202508/14/202510-Q
03/31/202505/14/202510-Q
12/31/202403/28/202510-K
09/30/202411/13/202410-Q
06/30/202408/09/202410-Q
03/31/202405/13/202410-Q
12/31/202303/28/202410-K
09/30/202311/13/202310-Q
06/30/202308/11/202310-Q
03/31/202305/12/202310-Q
12/31/202203/30/202310-K
09/30/202211/14/202210-Q
06/30/202208/12/202210-Q
Collapse to Preview
Report DateFiling DateFiling
03/31/202605/14/202610-Q
12/31/202503/27/202610-K
09/30/202511/13/202510-Q
06/30/202508/14/202510-Q
03/31/202505/14/202510-Q
12/31/202403/28/202510-K
09/30/202411/13/202410-Q
06/30/202408/09/202410-Q
03/31/202405/13/202410-Q
12/31/202303/28/202410-K
09/30/202311/13/202310-Q
06/30/202308/11/202310-Q
03/31/202305/12/202310-Q
12/31/202203/30/202310-K
09/30/202211/14/202210-Q
06/30/202208/12/202210-Q
03/31/202205/13/202210-Q
12/31/202103/22/202210-K
06/30/202111/12/2021424B3
Core Cache Last Updated: 6/19/2026