Tearsheet

MercadoLibre (MELI)


Market Price (4/29/2026): $1791.7 | Market Cap: $90.8 Bil
Sector: Consumer Discretionary | Industry: Broadline Retail

MercadoLibre (MELI)


Market Price (4/29/2026): $1791.7
Market Cap: $90.8 Bil
Sector: Consumer Discretionary
Industry: Broadline Retail

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

0

Strong revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is 39%

Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 42%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 37%, CFO LTM is 12 Bil, FCF LTM is 11 Bil

Valuation becoming less expensive
P/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -30%

Attractive yield
FCF Yield is 12%

Low stock price volatility
Vol 12M is 37%

Megatrend and thematic drivers
Megatrends include E-commerce & Digital Retail, Fintech & Digital Payments, Automation & Robotics, and E-commerce & DTC Adoption. Show more.

Weak multi-year price returns
2Y Excs Rtn is -12%, 3Y Excs Rtn is -33%

Expensive valuation multiples
P/EPrice/Earnings or Price/(Net Income) is 45x

Key risks
MELI key risks include [1] intensifying competition across its e-commerce and fintech segments from aggressive global and regional rivals, Show more.

0 Strong revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is 39%
1 Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 42%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 37%, CFO LTM is 12 Bil, FCF LTM is 11 Bil
2 Valuation becoming less expensive
P/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -30%
3 Attractive yield
FCF Yield is 12%
4 Low stock price volatility
Vol 12M is 37%
5 Megatrend and thematic drivers
Megatrends include E-commerce & Digital Retail, Fintech & Digital Payments, Automation & Robotics, and E-commerce & DTC Adoption. Show more.
6 Weak multi-year price returns
2Y Excs Rtn is -12%, 3Y Excs Rtn is -33%
7 Expensive valuation multiples
P/EPrice/Earnings or Price/(Net Income) is 45x
8 Key risks
MELI key risks include [1] intensifying competition across its e-commerce and fintech segments from aggressive global and regional rivals, Show more.

Valuation, Metrics & Events

Price Chart

Why The Stock Moved

Qualitative Assessment

AI Analysis | Feedback

MercadoLibre (MELI) stock has lost about 10% since 12/31/2025 because of the following key factors:

1. MercadoLibre's Q4 2025 Earnings Missed Expectations and Highlighted Margin Pressure.

MercadoLibre reported Q4 2025 earnings per share (EPS) of $11.03 on February 24, 2026, falling short of analysts' estimates of $11.57 by 4.67%. Despite a robust 45% year-over-year revenue increase to $8.76 billion, the company intentionally accepted lower operating margins to drive scale and long-term expansion through strategic investments. These investments in logistics and credit expansion contributed a 500 to 600 basis point drag on margins, resulting in a 13% decline in net income to $559 million (excluding a Brazilian tax credit) compared to Q4 2024.

2. Increased Investment Plans for 2026 Amplified Concerns About Future Profitability.

In March 2026, MercadoLibre announced a substantial $3.4 billion investment plan for Argentina for the year, representing a 30% increase over its 2025 commitment. Additionally, a $750 million investment in Chile was disclosed for 2026. These significant spending plans reinforced investor anxieties regarding sustained near-term pressure on profit margins, as the company continues to prioritize growth and market share expansion over immediate profitability.

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Stock Movement Drivers

Fundamental Drivers

The -11.0% change in MELI stock from 12/31/2025 to 4/28/2026 was primarily driven by a -12.8% change in the company's Net Income Margin (%).
(LTM values as of)123120254282026Change
Stock Price ($)2014.261791.99-11.0%
Change Contribution By: 
Total Revenues ($ Mil)26,19328,89310.3%
Net Income Margin (%)7.9%6.9%-12.8%
P/E Multiple49.245.5-7.5%
Shares Outstanding (Mil)51510.0%
Cumulative Contribution-11.0%

LTM = Last Twelve Months as of date shown

Market Drivers

12/31/2025 to 4/28/2026
ReturnCorrelation
MELI-11.0% 
Market (SPY)5.2%47.8%
Sector (XLY)-1.8%53.8%

Fundamental Drivers

The -23.3% change in MELI stock from 9/30/2025 to 4/28/2026 was primarily driven by a -21.2% change in the company's P/E Multiple.
(LTM values as of)93020254282026Change
Stock Price ($)2336.941791.99-23.3%
Change Contribution By: 
Total Revenues ($ Mil)24,09628,89319.9%
Net Income Margin (%)8.5%6.9%-18.9%
P/E Multiple57.745.5-21.2%
Shares Outstanding (Mil)51510.0%
Cumulative Contribution-23.3%

LTM = Last Twelve Months as of date shown

Market Drivers

9/30/2025 to 4/28/2026
ReturnCorrelation
MELI-23.3% 
Market (SPY)8.0%46.5%
Sector (XLY)-2.0%42.7%

Fundamental Drivers

The -8.1% change in MELI stock from 3/31/2025 to 4/28/2026 was primarily driven by a -24.9% change in the company's Net Income Margin (%).
(LTM values as of)33120254282026Change
Stock Price ($)1950.871791.99-8.1%
Change Contribution By: 
Total Revenues ($ Mil)20,77728,89339.1%
Net Income Margin (%)9.2%6.9%-24.9%
P/E Multiple51.845.5-12.1%
Shares Outstanding (Mil)51510.0%
Cumulative Contribution-8.1%

LTM = Last Twelve Months as of date shown

Market Drivers

3/31/2025 to 4/28/2026
ReturnCorrelation
MELI-8.1% 
Market (SPY)29.3%44.5%
Sector (XLY)19.5%40.9%

Fundamental Drivers

The 36.0% change in MELI stock from 3/31/2023 to 4/28/2026 was primarily driven by a 168.0% change in the company's Total Revenues ($ Mil).
(LTM values as of)33120234282026Change
Stock Price ($)1318.061791.9936.0%
Change Contribution By: 
Total Revenues ($ Mil)10,78028,893168.0%
Net Income Margin (%)4.5%6.9%54.6%
P/E Multiple137.545.5-66.9%
Shares Outstanding (Mil)5051-0.8%
Cumulative Contribution36.0%

LTM = Last Twelve Months as of date shown

Market Drivers

3/31/2023 to 4/28/2026
ReturnCorrelation
MELI36.0% 
Market (SPY)81.5%41.1%
Sector (XLY)60.4%39.0%

Return vs. Risk

Price Returns Compared

 202120222023202420252026Total [1]
Returns
MELI Return-20%-37%86%8%18%-9%10%
Peers Return-0%-55%42%40%15%-4%-1%
S&P 500 Return27%-19%24%23%16%5%91%

Monthly Win Rates [3]
MELI Win Rate50%42%50%33%50%50% 
Peers Win Rate53%30%63%58%57%40% 
S&P 500 Win Rate75%42%67%75%67%50% 

Max Drawdowns [4]
MELI Max Drawdown-37%-55%-2%-14%0%-21% 
Peers Max Drawdown-18%-62%-10%-14%-20%-23% 
S&P 500 Max Drawdown-1%-25%-1%-2%-15%-7% 


[1] Cumulative total returns since the beginning of 2021
[2] Peers: AMZN, PYPL, CPNG, EBAY, SHOP. See MELI Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 4/28/2026 (YTD)

How Low Can It Go

Unique KeyEventMELIS&P 500
2022 Inflation Shock2022 Inflation Shock  
2022 Inflation Shock% Loss% Loss-69.1%-25.4%
2022 Inflation Shock% Gain to Breakeven% Gain to Breakeven223.9%34.1%
2022 Inflation ShockTime to BreakevenTime to Breakeven791 days464 days
2020 Covid Pandemic2020 Covid Pandemic  
2020 Covid Pandemic% Loss% Loss-39.8%-33.9%
2020 Covid Pandemic% Gain to Breakeven% Gain to Breakeven66.0%51.3%
2020 Covid PandemicTime to BreakevenTime to Breakeven35 days148 days
2018 Correction2018 Correction  
2018 Correction% Loss% Loss-37.8%-19.8%
2018 Correction% Gain to Breakeven% Gain to Breakeven60.7%24.7%
2018 CorrectionTime to BreakevenTime to Breakeven65 days120 days
2008 Global Financial Crisis2008 Global Financial Crisis  
2008 Global Financial Crisis% Loss% Loss-89.5%-56.8%
2008 Global Financial Crisis% Gain to Breakeven% Gain to Breakeven851.8%131.3%
2008 Global Financial CrisisTime to BreakevenTime to Breakeven860 days1,480 days

Compare to AMZN, PYPL, CPNG, EBAY, SHOP

In The Past

MercadoLibre's stock fell -69.1% during the 2022 Inflation Shock from a high on 1/20/2021. A -69.1% loss requires a 223.9% gain to breakeven.

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About MercadoLibre (MELI)

MercadoLibre, Inc. operates online commerce platforms in Latin America. It operates Mercado Libre Marketplace, an automated online commerce platform that enables businesses, merchants, and individuals to list merchandise and conduct sales and purchases online; and Mercado Pago FinTech, a financial technology solution platform, which facilitates transactions on and off its marketplaces by providing a mechanism that allows its users to send and receive payments online, as well as allows users to transfer money through their websites or on the apps. The company also offers Mercado Fondo that allows users to invest funds deposited in their Mercado Pago accounts; Mercado Credito, which extends loans to certain merchants and consumers; and Mercado Envios logistics solution that enables sellers on its platform to utilize third-party carriers and other logistics service providers, as well as fulfillment and warehousing services for sellers. In addition, it provides Mercado Libre Classifieds, an online classified listing service, where users can list and purchase motor vehicles, real estate, and services; Mercado Libre Ads, an advertising platform, which enables large retailers and brands to promote their products and services on the Internet; and Mercado Shops, an online storefronts solution that enables users to set-up, manage, and promote their own digital stores. MercadoLibre, Inc. was incorporated in 1999 and is headquartered in Montevideo, Uruguay.

AI Analysis | Feedback

Here are 1-3 brief analogies for MercadoLibre:

  • The Amazon of Latin America.
  • A blend of Amazon and PayPal for Latin America.

AI Analysis | Feedback

  • Mercado Libre Marketplace: An automated online commerce platform enabling businesses, merchants, and individuals to list merchandise and conduct sales and purchases.
  • Mercado Pago FinTech: A financial technology solution platform that facilitates online transactions by allowing users to send, receive, and transfer payments.
  • Mercado Fondo: A service that allows users to invest funds deposited in their Mercado Pago accounts.
  • Mercado Credito: A lending service that extends loans to certain merchants and consumers.
  • Mercado Envios: A logistics solution providing sellers with third-party carrier options, fulfillment, and warehousing services.
  • Mercado Libre Classifieds: An online classified listing service for motor vehicles, real estate, and other services.
  • Mercado Libre Ads: An advertising platform enabling retailers and brands to promote products and services on the internet.
  • Mercado Shops: An online storefronts solution for users to set up, manage, and promote their own digital stores.

AI Analysis | Feedback

Major Customers of MercadoLibre (MELI)

MercadoLibre operates a vast e-commerce and fintech ecosystem in Latin America, serving a diverse customer base that includes both individuals and businesses. Due to the nature of its marketplace model, it does not have a small number of individually identifiable "major customer companies" in the traditional sense. Instead, its customer base comprises millions of users, both consumers and businesses, across its various platforms. Therefore, its customers are best described by categories:

  • Individual Consumers (Buyers)

    These are the millions of individuals across Latin America who utilize the Mercado Libre Marketplace to browse and purchase a wide array of goods and services. They also engage with Mercado Pago for digital payments, money transfers, personal investments (Mercado Fondo), and may access consumer loans through Mercado Credito. This category represents the demand side of the marketplace.

  • Small to Medium-sized Businesses (SMBs) & Individual Entrepreneurs (Sellers)

    This group consists of numerous small to medium-sized businesses and individual sellers who leverage the Mercado Libre platform to list and sell their products. They extensively use Mercado Pago for receiving payments, Mercado Envios for logistics and fulfillment, Mercado Credito for business financing, Mercado Libre Ads for promotional activities, and Mercado Shops to establish and manage their online storefronts. They form the supply side of the marketplace and are a significant source of direct revenue for MercadoLibre.

  • Large Retailers and Brands

    Larger companies, established retailers, and prominent brands utilize the Mercado Libre Marketplace as a key sales channel to reach a massive audience. They often make significant use of Mercado Libre Ads to promote their products and services and may integrate with Mercado Envios for efficient logistics and warehousing solutions.

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Ariel Szarfsztejn President and Chief Executive Officer

Ariel Szarfsztejn was appointed President and Chief Executive Officer of MercadoLibre on January 1, 2026. He previously served as Commerce President of MercadoLibre since January 2024. Mr. Szarfsztejn joined MercadoLibre in 2017, initially working in Strategy and New Business. He subsequently led the development of the company's logistics network across Latin America and, for three years, successfully managed the Marketplace division. He holds a degree in Economics from the University of Buenos Aires and completed a postgraduate degree at Stanford. Prior to his tenure at MercadoLibre, his first formal corporate position was in Human Resources at Citibank.

Martín de los Santos Executive Vice President and Chief Financial Officer

Martín de los Santos has served as Executive Vice President and Chief Financial Officer of MercadoLibre since January 2024, having previously been Senior Vice President & CFO from August 2023. He initially joined MercadoLibre in 2008 and has held various significant roles, including Senior Vice President of the credits division. Earlier in his career, he held positions at Vostu, IMPSA, Merrill Lynch, McKinsey & Co., and Goldman Sachs. Mr. de los Santos also served as an independent director of MercadoLibre from 2008 to 2013. He holds an MBA from Stanford University and a B.S. in Business Administration from the University of North Carolina at Chapel Hill.

Marcos Galperin Co-Founder and Executive Chairman of the Board

Marcos Galperin is the co-founder of MercadoLibre and, as of January 1, 2026, serves as the Executive Chairman of the Board, transitioning from his role as CEO. He co-founded Mercado Libre in 1999 while pursuing his MBA at Stanford University, where he conceived the idea for an eBay-like platform for Latin America. Prior to founding MercadoLibre, he worked at J.P. Morgan Securities in New York and managed YPF S.A.'s currency and oil derivatives program in Argentina. He earned an MBA from Stanford University and graduated with honors from the Wharton School, University of Pennsylvania, with a B.S. in Economics. Mr. Galperin secured initial funding for MercadoLibre through the Hicks Muse private equity fund.

Osvaldo Giménez Fintech President

Osvaldo Giménez has been MercadoLibre's Fintech President since August 2020, where he oversees Mercado Pago's operations, a division he has led since 2004. He joined MercadoLibre in 2000 as Country Manager for Argentina and Chile. Before his time at MercadoLibre, he worked as an associate consultant at Booz Allen & Hamilton and in the fixed income department at Santander Investments in New York. Mr. Giménez holds an MBA from Stanford University Graduate School of Business and a B.S. in Industrial Engineering from the Instituto Tecnológico de Buenos Aires.

Daniel Rabinovich Executive Vice President and Chief Operating Officer

Daniel Rabinovich serves as MercadoLibre's Executive Vice President and Chief Operating Officer. He is an experienced executive within the company, having previously held the position of Senior Vice President of Mercado Envios, which is MercadoLibre's logistics and supply chain division.

AI Analysis | Feedback

The key risks to MercadoLibre's business are primarily linked to the macroeconomic and political environment in Latin America, intense competition in its core e-commerce and FinTech segments, and the inherent credit risks associated with its rapidly expanding lending portfolio.

  1. Economic and Political Instability in Latin America: MercadoLibre's operations are heavily concentrated in Latin American countries such as Brazil, Mexico, and Argentina, making it highly susceptible to regional macro headwinds. Risks include slowing economic growth, high inflation, political uncertainties, and foreign exchange rate fluctuations, which can impact consumer purchasing power, merchant activity, and overall profitability.

  2. Intense Competition: MercadoLibre faces significant competitive challenges across its e-commerce and FinTech platforms. The company competes with global e-commerce giants, local online retailers, traditional banks, and emerging FinTech companies, including aggressive players like Shopee and Temu. This intense competition can lead to increased investment in logistics, marketing, and pricing pressures, which in turn can compress profit margins.

  3. Credit Risk from FinTech Operations: The rapid expansion of MercadoLibre's FinTech segment, particularly its Mercado Credito lending solution, exposes the company to significant credit risk. While the credit portfolio has shown substantial growth, there are concerns about rising non-performing loans (NPLs) and the potential for increased defaults, especially given the volatile economic conditions in some of its operating markets.

AI Analysis | Feedback

  • The emergence and rapid growth of social commerce platforms (e.g., TikTok Shop, Instagram Shopping) and live shopping models, which directly compete for merchant engagement and consumer purchases, potentially diverting sales from MercadoLibre's traditional marketplace and advertising platforms.
  • The proliferation of government-backed real-time payment systems (e.g., Brazil's Pix), offering low-cost, instant transaction alternatives that can bypass Mercado Pago's proprietary payment network, potentially impacting its transaction revenue and reducing the stickiness of its financial ecosystem.

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Addressable Markets for MercadoLibre's Main Products and Services in Latin America

  • Mercado Libre Marketplace (E-commerce): The e-commerce market in Latin America was valued at USD 1.61 trillion in 2025 and is estimated to reach USD 1.78 trillion in 2026. It is projected to grow to USD 4.06 trillion by 2034. Other estimates suggest the Latin American e-commerce transaction volume is expected to surpass USD 760 billion in 2026.
  • Mercado Pago FinTech (Financial Technology Solutions, Online Payments, Money Transfers): The Latin America fintech market size was valued at USD 15.23 billion in 2025 and is projected to reach USD 54.01 billion by 2034. Another source indicates the Latin America fintech market was valued at USD 71.36 billion in 2024, projected to reach USD 76.01 billion in 2025, and is expected to expand to USD 125.88 billion by 2033.
    Specifically for payments, the Latin American payments market size was valued at USD 715.28 billion in 2024, is expected to reach USD 787.74 billion in 2025, and USD 1,704.62 billion by 2033. Latin America's digital payments market is projected to reach USD 0.3 trillion by 2027.
  • Mercado Credito (Digital Lending): The digital lending platform market in Latin America generated a revenue of USD 1,163.6 million in 2024 and is expected to reach a projected revenue of US$ 5,014.9 million by 2030.
  • Mercado Envios (Logistics Solutions): The Latin America logistics market size reached USD 347.7 billion in 2024. It is projected to grow to USD 577.5 billion by 2033, registering a compound annual growth rate (CAGR) of 5.3% from 2025. Another report estimated the market to be USD 360 billion in 2024, with a projected growth to US$ 527.5 billion by 2030.
  • Mercado Libre Classifieds (Online Classified Listing Service): The online classified ad platform market size reached $38.62 billion in 2025 and is projected to grow to $43.8 billion in 2026, with an expected increase to $71.54 billion in 2030. The global online classified market was valued at USD 35.8 billion in 2024 and is poised to grow to USD 38.95 billion in 2025 and USD 76.48 billion by 2033.
  • Mercado Libre Ads (Advertising Platform): The Latin America digital advertising market size reached USD 43,509.7 million in 2025 and is expected to reach USD 166,224.6 million by 2034. Other data suggests the digital ad spend market in Latin America is expected to reach US$50.1 billion by 2026.
  • Mercado Shops (Online Storefronts Solution): The e-commerce platform market in Latin America generated a revenue of USD 193.1 million in 2024. This market is expected to grow at a CAGR of 19.5% from 2025 to 2033, reaching a projected revenue of US$ 887.2 million by 2033.
  • Mercado Fondo (Investment Funds): Null

AI Analysis | Feedback

MercadoLibre (MELI) is poised for continued revenue growth over the next 2-3 years, driven by several key strategic initiatives and market dynamics in Latin America. The company's multifaceted approach focuses on enhancing its core e-commerce platform, expanding its financial technology services, strengthening its logistics capabilities, growing its advertising business, and leveraging strategic technology investments.

Here are 5 expected drivers of future revenue growth for MercadoLibre:

  1. Expansion of Fintech Services (Mercado Pago), particularly Credit and Digital Banking: Mercado Pago is anticipated to become an even more significant strategic driver, with substantial expansion in payment operations, asset management, and especially its credit business. The credit portfolio has shown robust growth, with a notable increase of 90% year-over-year in Q4 2025, reaching $12.5 billion. Mercado Pago is actively evolving into a comprehensive digital bank, aiming to become the largest in Latin America by fostering primary financial relationships with its users. This includes a growing credit card origination, which is already the preferred payment method in Mexico.
  2. Continued E-commerce Marketplace Growth and Market Share Gains in Latin America: MercadoLibre is projected to sustain a revenue growth rate of 20% to 25% over the next three years, capitalizing on steady e-commerce penetration in key markets like Brazil and Mexico. The company is focused on increasing its market dominance by investing in the widest possible product assortment and continuously improving the value proposition for both buyers and sellers on its platform. This includes the accelerated growth of its first-party business, particularly in Brazil, which saw an 81% increase in 2023. Gross Merchandise Volume (GMV) continues to expand significantly, rising 37% year-over-year in Q4 2025.
  3. Expansion and Optimization of the Logistics Network (Mercado Envios): Significant investments in MercadoLibre's logistics infrastructure are a crucial driver. The company is continuously expanding its network with a focus on increasing fulfillment penetration, which was nearly 50% in Q4 2023, leading to faster shipping and fewer delivery delays. In 2024, MercadoLibre opened ten new fulfillment centers and expanded its free shipping program, which has successfully boosted transaction volumes and customer engagement. These strategic investments in logistics hubs and infrastructure are designed to strengthen its competitive advantage.
  4. Growth of the Advertising Business (Mercado Libre Ads): The advertising platform, Mercado Libre Ads, is consistently delivering impressive and accelerating revenue growth. In 2023, nearly 50,000 new advertisers were onboarded, recognizing the value of promoting products on the platform. The advertising business is further fueled by AI-powered bidding algorithms, which contributed to a 67% growth. Advertising revenue also increased 41% year-over-year (88% FX-neutral) in 4Q24.
  5. Strategic Investments in Technology (particularly AI) and Infrastructure: MercadoLibre is making substantial capital allocations and investments in technology and infrastructure across its key Latin American markets. These investments include accelerating the use of AI, which supports long-term growth by enhancing credit underwriting and personalized financial advisory, and improving operational efficiency through tools like a conversational AI assistant that handles a significant portion of Mercado Pago's customer interactions. While these investments may lead to short-term margin compression, they are strategic moves aimed at capturing long-term market share and reinforcing the company's ecosystem.

AI Analysis | Feedback

Share Repurchases

  • MercadoLibre authorized a share repurchase program of up to $350 million between September 2020 and August 2021.
  • In August 2021, the company announced a new equity buyback program to repurchase up to $150 million worth of its shares, valid until August 2022.
  • MercadoLibre executed significant share repurchases, with approximately $601.54 million in 2021 and an estimated $743.77 million in the first three quarters of 2023.

Outbound Investments

  • MercadoLibre acquired Redelcom, a company specializing in hardware-based POS terminals, in December 2021.
  • The company made substantial strategic investments in its Mercado Pago fintech segment, resulting in its credit portfolio growing by 90% to $12.5 billion in the fourth quarter of 2025.
  • MercadoLibre is strategically investing in logistics infrastructure, technology, and free shipping initiatives across its key markets in Latin America, including a partnership with Agility Robotics to deploy humanoid robots in warehouse operations in December 2025.

Capital Expenditures

  • MercadoLibre's capital expenditures have shown an upward trend, with $573 million in 2021, $509 million in 2023, and $860 million in 2024.
  • The company's capital expenditures for the latest twelve months, as of September 2025, totaled $1.221 billion.
  • MercadoLibre anticipates continued significant capital expenditures, with forecasts of $1.575 billion for 2025 and $1.798 billion for 2026, primarily focused on enhancing logistics, technology, fulfillment capabilities, user experience, and expanding free shipping initiatives.

Better Bets vs. MercadoLibre (MELI)

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Peer Comparisons

Peers to compare with:

Financials

MELIAMZNPYPLCPNGEBAYSHOPMedian
NameMercadoL.Amazon.c.PayPal Coupang eBay Shopify  
Mkt Price1,791.99259.7049.6420.34100.36122.05111.20
Mkt Cap90.82,781.446.337.145.5159.068.6
Rev LTM28,893716,92433,17234,53411,10011,55631,032
Op Inc LTM3,20179,9756,3964732,2771,8852,739
FCF LTM10,7737,6955,5645221,4342,0073,786
FCF 3Y Avg7,48724,2635,5171,0951,7871,5033,652
CFO LTM12,116139,5146,4161,7731,9592,0334,224
CFO 3Y Avg8,391113,4466,2362,1042,2661,5314,251

Growth & Margins

MELIAMZNPYPLCPNGEBAYSHOPMedian
NameMercadoL.Amazon.c.PayPal Coupang eBay Shopify  
Rev Chg LTM39.1%12.4%4.3%14.1%7.9%30.1%13.2%
Rev Chg 3Y Avg38.9%11.7%6.4%18.9%4.3%27.3%15.3%
Rev Chg Q44.6%13.6%3.7%10.9%15.0%30.6%14.3%
QoQ Delta Rev Chg LTM10.3%3.7%0.9%2.6%3.6%8.0%3.7%
Op Inc Chg LTM21.7%16.6%11.0%8.5%-1.8%44.8%13.8%
Op Inc Chg 3Y Avg49.1%101.2%16.6%174.6%0.1%605.0%75.2%
Op Mgn LTM11.1%11.2%19.3%1.4%20.5%16.3%13.7%
Op Mgn 3Y Avg12.8%9.4%18.0%1.6%20.8%10.7%11.7%
QoQ Delta Op Mgn LTM-0.9%0.1%0.1%-0.9%-0.2%0.6%-0.0%
CFO/Rev LTM41.9%19.5%19.3%5.1%17.6%17.6%18.5%
CFO/Rev 3Y Avg38.0%17.5%19.7%7.4%21.7%16.4%18.6%
FCF/Rev LTM37.3%1.1%16.8%1.5%12.9%17.4%14.8%
FCF/Rev 3Y Avg34.0%3.9%17.4%4.0%17.1%16.1%16.6%

Valuation

MELIAMZNPYPLCPNGEBAYSHOPMedian
NameMercadoL.Amazon.c.PayPal Coupang eBay Shopify  
Mkt Cap90.82,781.446.337.145.5159.068.6
P/S3.13.91.41.14.113.83.5
P/Op Inc28.434.87.278.420.084.331.6
P/EBIT30.327.96.954.317.884.329.1
P/E45.535.88.8178.422.4129.140.7
P/CFO7.519.97.220.923.278.220.4
Total Yield2.2%2.8%11.3%0.6%5.6%0.8%2.5%
Dividend Yield0.0%0.0%0.0%0.0%1.2%0.0%0.0%
FCF Yield 3Y Avg8.2%1.3%8.2%3.3%6.3%1.0%4.8%
D/E0.10.10.20.10.20.00.1
Net D/E0.10.0-0.0-0.00.1-0.00.0

Returns

MELIAMZNPYPLCPNGEBAYSHOPMedian
NameMercadoL.Amazon.c.PayPal Coupang eBay Shopify  
1M Rtn12.0%30.3%13.9%12.4%14.1%9.1%13.2%
3M Rtn-21.9%6.1%-10.3%1.2%5.8%-11.2%-4.5%
6M Rtn-21.8%13.3%-31.7%-36.3%1.5%-31.8%-26.7%
12M Rtn-18.9%38.4%-23.1%-13.2%53.5%23.8%5.3%
3Y Rtn40.3%146.3%-34.3%21.4%128.4%151.9%84.4%
1M Excs Rtn-0.1%18.2%1.8%0.3%2.0%-3.0%1.1%
3M Excs Rtn-24.2%3.8%-12.6%-1.1%3.5%-13.5%-6.8%
6M Excs Rtn-22.2%10.7%-33.6%-39.8%-1.1%-34.5%-27.9%
12M Excs Rtn-48.7%8.2%-52.8%-42.4%20.8%-3.5%-23.0%
3Y Excs Rtn-32.9%70.1%-105.4%-42.7%73.3%76.7%18.6%

Financials

Segment Financials

Revenue by Segment
$ Mil20252024202320222021
Commerce services6,754    
Financial services and income4,317    
Credit revenues2,546    
Commerce products sales1,447    
Fintech products sales43    
Commerce revenues 5,8084,6352,5601,346
Fintech revenues 4,7292,4341,414950
Total15,10710,5377,0693,9732,296


Price Behavior

Price Behavior
Market Price$1,791.99 
Market Cap ($ Bil)90.8 
First Trading Date08/10/2007 
Distance from 52W High-31.4% 
   50 Days200 Days
DMA Price$1,775.01$2,101.56
DMA Trenddowndown
Distance from DMA1.0%-14.7%
 3M1YR
Volatility38.5%37.3%
Downside Capture1.440.80
Upside Capture90.1275.85
Correlation (SPY)49.1%39.2%
MELI Betas & Captures as of 3/31/2026

 1M2M3M6M1Y3Y
Beta1.670.951.271.380.851.03
Up Beta1.60-1.26-0.341.140.911.06
Down Beta0.770.740.711.540.730.80
Up Capture232%47%159%75%57%114%
Bmk +ve Days7162765139424
Stock +ve Days10152457125387
Down Capture160%185%183%158%106%105%
Bmk -ve Days12233358110323
Stock -ve Days12273969126363

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with MELI
MELI-20.5%37.3%-0.54-
Sector ETF (XLY)19.5%18.8%0.8134.9%
Equity (SPY)31.5%12.5%1.9239.8%
Gold (GLD)38.6%27.2%1.183.9%
Commodities (DBC)45.9%18.0%1.95-7.2%
Real Estate (VNQ)14.4%13.4%0.7511.8%
Bitcoin (BTCUSD)-19.0%42.1%-0.3920.5%

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Based On 5-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with MELI
MELI2.4%49.4%0.22-
Sector ETF (XLY)6.5%23.8%0.2457.3%
Equity (SPY)12.9%17.1%0.5955.9%
Gold (GLD)20.2%17.8%0.925.8%
Commodities (DBC)14.8%19.1%0.638.8%
Real Estate (VNQ)3.4%18.8%0.0937.8%
Bitcoin (BTCUSD)7.3%56.2%0.3528.4%

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Based On 10-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with MELI
MELI30.2%48.6%0.73-
Sector ETF (XLY)12.5%22.0%0.5255.1%
Equity (SPY)14.9%17.9%0.7153.1%
Gold (GLD)13.4%15.9%0.706.0%
Commodities (DBC)9.9%17.7%0.4615.2%
Real Estate (VNQ)5.4%20.7%0.2334.1%
Bitcoin (BTCUSD)67.8%66.9%1.0716.7%

Smart multi-asset allocation framework can stack odds in your favor. Learn How

Short Interest

Short Interest: As Of Date4152026
Short Interest: Shares Quantity1.0 Mil
Short Interest: % Change Since 3312026-1.3%
Average Daily Volume0.4 Mil
Days-to-Cover Short Interest2.6 days
Basic Shares Quantity50.7 Mil
Short % of Basic Shares2.0%

Earnings Returns History

Expand for More
 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
2/24/2026-8.1%-10.8%-14.7%
10/29/20252.8%0.3%-10.1%
8/4/20250.5%-4.3%-0.9%
5/7/20256.5%13.3%9.7%
2/20/20257.1%0.9%-0.7%
11/6/2024-16.2%-8.8%-8.0%
8/1/202410.6%16.4%28.4%
5/2/20248.3%12.6%12.4%
...
SUMMARY STATS   
# Positive171411
# Negative5811
Median Positive7.1%12.6%18.4%
Median Negative-8.1%-9.8%-12.0%
Max Positive19.6%26.7%36.6%
Max Negative-16.2%-20.8%-28.5%

SEC Filings

Expand for More
Report DateFiling DateFiling
12/31/202502/25/202610-K
09/30/202510/30/202510-Q
06/30/202508/05/202510-Q
03/31/202505/08/202510-Q
12/31/202402/21/202510-K
09/30/202411/07/202410-Q
06/30/202408/02/202410-Q
03/31/202405/03/202410-Q
12/31/202302/23/202410-K
09/30/202311/02/202310-Q
06/30/202308/03/202310-Q
03/31/202305/04/202310-Q
12/31/202202/24/202310-K
09/30/202211/04/202210-Q
06/30/202208/04/202210-Q
03/31/202205/06/202210-Q

Insider Activity

Expand for More
#OwnerTitleHoldingActionFiling DatePriceSharesTransacted
Value
Value of
Held Shares
Form
1Melamud, MarceloSVP - Chief Accounting OfficerDirectBuy30220261755.7757100,079196,646Form
2Dubugras, Henrique Vasoncelos TDB Capital LLCSell121520252028.14845  Form
3Calemzuk, Emiliano DirectSell121220252027.374591,232521,034Form
4Tolda, StelleoDidomi FundSell121120252047.88246  Form